A - JeevanUmang - 15-11-2023 11.16.17

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945-Jeevan Umang

.
.

Prepared By

Sony Thakur

Ph: 8867798816
This is proposed to

Proposer Details
Name A
Age 35
Plan Name 945-Jeevan Umang
Sum Assured 3300000
Policy Term 65
PPT 20
DAB Rider 0
AD & DB Rider 3300000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium


YLY HLY QLY MLY
181940 91910 46425 15475
174105+7835 87952+3958 44426+1999 14809+666

2nd year onwards


YLY HLY QLY MLY
178022 89931 45426 15142
174105+3917 87952+1979 44426+1000 14809+333

Save Rs.488 per day for 20 yrs, and get a


bulk amount of Rs.26169000 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2023 35 181940 3471600 6771600 0 0 0

2024 36 178022 3643200 6943200 0 67320 60588

2025 37 178022 3814800 7114800 0 100980 90882

2026 38 178022 3986400 7286400 0 201960 181764

2027 39 178022 4158000 7458000 0 336600 302940

2028 40 178022 4329600 7629600 0 504900 454410

2029 41 178022 4501200 7801200 0 589050 530145

2030 42 178022 4672800 7972800 0 807840 727056

2031 43 178022 4844400 8144400 0 908820 817938

2032 44 178022 5016000 8316000 0 1178100 1060290

2033 45 178022 5187600 8487600 0 1295910 1166319

2034 46 178022 5359200 8659200 0 1615680 1454112

2035 47 178022 5530800 8830800 0 1750320 1575288

2036 48 178022 5702400 9002400 0 2120580 1908522

2037 49 178022 5874000 9174000 0 2272050 2044845

2038 50 178022 6111600 9411600 0 2725800 2453220

2039 51 178022 6299700 9599700 0 3192585 2873326

2040 52 178022 6487800 9787800 0 3694680 3325212

2041 53 178022 6675900 9975900 0 4232085 3808876

2042 54 178022 6897000 10197000 0 4827900 4345110

2043 55 0 7134600 10434600 264000 5822916 1386000

2044 56 0 7405200 10705200 264000 6697680 1386000

2045 57 0 7741800 11041800 264000 7017120 1386000

2046 58 0 8243400 11543400 264000 7501560 1386000

2047 59 0 8745000 12045000 264000 7986000 1386000

2048 60 0 9246600 12546600 264000 8470440 1386000


2049 61 0 9748200 13048200 264000 8954880 1386000

2050 62 0 10315800 13615800 264000 9505320 1386000

2051 63 0 10883400 14183400 264000 10055760 1386000

2052 64 0 11451000 14751000 264000 10606200 1386000

2053 65 0 12249600 15549600 264000 11387640 1386000

2054 66 0 13081200 16381200 264000 12202080 1386000

2055 67 0 14077800 17377800 264000 13181520 1386000

2056 68 0 15074400 18374400 264000 14160960 1386000

2057 69 0 16071000 19371000 264000 15140400 1386000

2058 70 0 17067600 20367600 264000 16119840 1386000

2059 71 0 18064200 18064200 264000 17099280 1386000

2060 72 0 19060800 19060800 264000 18078720 1386000

2061 73 0 20057400 20057400 264000 19058160 1386000

2062 74 0 21054000 21054000 264000 20037600 1386000

2063 75 0 22050600 22050600 264000 21017040 1386000

2064 76 0 22222200 22222200 264000 21171480 1386000

2065 77 0 22393800 22393800 264000 21325920 1386000

2066 78 0 22565400 22565400 264000 21480360 1386000

2067 79 0 22737000 22737000 264000 21634800 1386000

2068 80 0 22908600 22908600 264000 21789240 1386000

2069 81 0 23080200 23080200 264000 21943680 1386000

2070 82 0 23251800 23251800 264000 22098120 1386000

2071 83 0 23423400 23423400 264000 22252560 1386000

2072 84 0 23595000 23595000 264000 22407000 1386000

2073 85 0 23766600 23766600 264000 22561440 1386000

2074 86 0 23938200 23938200 264000 22715880 1386000

2075 87 0 24109800 24109800 264000 22870320 1386000


2076 88 0 24281400 24281400 264000 23024760 1386000

2077 89 0 24453000 24453000 264000 23179200 1386000

2078 90 0 24624600 24624600 264000 23333640 1386000

2079 91 0 24796200 24796200 264000 23488080 1386000

2080 92 0 24967800 24967800 264000 23642520 1386000

2081 93 0 25139400 25139400 264000 23796960 1386000

2082 94 0 25311000 25311000 264000 23951400 1386000

2083 95 0 25482600 25482600 264000 24105840 1386000

2084 96 0 25654200 25654200 264000 24260280 1386000

2085 97 0 25825800 25825800 264000 24414720 1386000

2086 98 0 25997400 25997400 264000 24569160 1386000

2087 99 0 26169000 26169000 264000 24723600 1386000

2088 100 0 0 0 26169000 0 0

0 0 3564358 0 0 38049000 0 0
You have to pay the premium for 20 yrs
(from Age:35 - Age:54)

If you take the payment mode as yly then you have to pay Rs.181940 for the
first year,from 2nd year onwards Rs.178022

Totally you will pay Rs.3564358

From Age:55-99 you will receive Rs.264000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-40, Nominee will receive Rs.4329600

Accidental Risk cover is as shown in the above table under Accidental


column.....For example In case of Accidental Death at Age-40, Nominee will
receive Rs.7629600

At age 100 you will receive Rs.26169000

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.8470440
if you close at Age-70, you will receive Rs.16119840
if you close at Age-80, you will receive Rs.21789240

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-54, you can take a loan of Rs.4345110
at Age-75, you can take a loan of Rs.1386000
Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & MER for NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others


----MER,REST ECG,SBT-13,RUA,Hb%----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience

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