Directions: Put a check mark inside the corresponding box for each question.

Answer the
following questions as honestly as possible. Your response will be much appreciated.

Neither
Strongl Agree Agree Disagree Strongly
STATEMENTS y (4) nor (2) Disagree
Agree Disagree (1)
(5) (3)
1. I believe that using encryption
technology to scramble the financial and
password information of users makes it
more difficult for hackers to intercept their
information.
2. The platforms protect my financial
information during transactions by utilizing
advanced encryption techniques.
3. I will assess my satisfaction with existing
security, uncover concerns, and provide
suggestions for Improvement to enhance
digital financial security.
4. I say that, the strong application of multi
factor authentication enhances digital wallet
security, safeguarding against cyber threats
and ensuring privacy in online transaction.
5. I believe that the current safety measures
effectively protect my money stored on
online platforms.

Neither
Strongl Agree Agree Disagree Strongly
STATEMENTS y (4) nor (2) Disagree
Agree Disagree (1)
(5) (3)
1. In order to ensure my secure
transactions, it is important to identify and
assess the risks associated with online
payments such as security threats that
include identity theft.
2. I am confident in the encryption methods
used to protect my financial information.
3. I prioritize maintaining regular security
updates to lessen risks associated with
cyber threats and unauthorized access.
4. I perceive that, financial fraud and illegal
access pose significant threats to users,
necessitating strong security measures to
prevent such incidents. These measures
include multi-factor authentication,
advanced encryption technology, and
regular security audits, ensuring a secure
and reliable financial environment.

5. I believe that implementing multi-factor

MFA

Neither
Strongl Agree Agree Disagree Strongly
STATEMENTS y (4) nor (2) Disagree
Agree Disagree (1)
(5) (3)
1. MFA helps me implement a broad set of
security features across all network layers
measures and make connections.
2. MFA secure my online accounts by
verifying my identity with more than just a
username and password.
3. I appreciate the requirement for multiple
verifications, adding an additional layer of
security and reducing the risk of
unauthorized access.
4. Implementing Multi-Factor
Authentication enhances my overall
cybersecurity for online accounts
5. I consider that, multi-factor
authentication enhances security by
requiring multiple forms of verification,
such as passwords, biometrics, or
authentication codes, to ensure authorized
access and protect against unauthorized
transactions.
Transaction Monitoring

Neither
Strongl Agree Agree Disagree Strongly
STATEMENTS y (4) nor (2) Disagree
Agree Disagree (1)
(5) (3)
1. I believe that, technology enhances
security by detecting unauthorized and
suspicious activities promptly, ensuring a
reliable and safe financial experience.
2. I perceive that implementing real-time
transaction monitoring significantly
enhances financial security within a
banking environment.
3. I benefit from real-time tracking and
analysis that detects unusual activities,
triggering alerts for prompt intervention.
4. Transaction monitoring spots suspicious
transaction that could prevent my digital
wallet to be prone to hackers.
5. To keep track of my financial
transactions, I receive timely notifications
for all transactions and account activities.

User education and awareness

Neither
Strongl Agree Agree Disagree Strongly
STATEMENTS y (4) nor (2) Disagree
Agree Disagree (1)
(5) (3)
1. I believe that the implemented security
measures in digital wallets provide
sufficient assurance for the safe storage of
money online.
2. User education and awareness provides
me with knowledge and resources that
lessen my vulnerability to risk of hackers.
3. I value the education provided by the
system about security features, safe
practices, and potential risks.
4. Providing interactive online workshops
significantly enhances my education and
awareness regarding cybersecurity
practices.
5. I prioritize security in digital wallets by
implementing strong two-factor
authentication, frequent password changes,
and watch for possible scam attempts.
Choose trustworthy providers with proper
safety and monitor transactions for unusual
activity.