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    Schedule of Charges Yes Bank 6

    Uploaded by

    Sayantika Mondal
    The document outlines various fees and charges for a TradeBiz Current Account from Yes Bank. It details average balance requirements, transaction fees, debit card fees, returned item fees, account closure fees, and other miscellaneous fees. It provides information on cash deposit limits and fees as well as guidelines on account balances, transactions, and exceptions.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Schedule of Charges Yes Bank 6

    Uploaded by

    Sayantika Mondal
    110 views2 pages
    The document outlines various fees and charges for a TradeBiz Current Account from Yes Bank. It details average balance requirements, transaction fees, debit card fees, returned item fees, account closure fees, and other miscellaneous fees. It provides information on cash deposit limits and fees as well as guidelines on account balances, transactions, and exceptions.

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    schedule of charges yes bank 6

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    The document outlines various fees and charges for a TradeBiz Current Account from Yes Bank. It details average balance requirements, transaction fees, debit card fees, returned item fees, account closure fees, and other miscellaneous fees. It provides information on cash deposit limits and fees as well as guidelines on account balances, transactions, and exceptions.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    110 views2 pages

    Schedule of Charges Yes Bank 6

    Uploaded by

    Sayantika Mondal
    The document outlines various fees and charges for a TradeBiz Current Account from Yes Bank. It details average balance requirements, transaction fees, debit card fees, returned item fees, account closure fees, and other miscellaneous fees. It provides information on cash deposit limits and fees as well as guidelines on account balances, transactions, and exceptions.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    Schedule of Charges TradeBiz Current Account Effective April 1, 2023

    Average Quarterly Balance - (AQB) Rs 50,000


    Non Maintenance Charges (NMC) Not Applicable for this Product Variant*
    • Cash Withdrawal across all Yes Bank branches
    • Intra Bank Fund transfers through branch & Net banking (Payment/Collections)
    General transactions/ services • Payments RTGS,NEFT, Demand Drafts (Payable at Yes Bank locations) through Digital
    Channel
    • Collections RTGS/NEFT/Local Clearing/Outstation Cheque
    • Stop Cheque through NET/Mobile/Phone banking & ATM
    Cash Deposit
    • Free limit per month Maximum Rs 10 Lacs
    Cash Deposits@
    • Charges beyond free limit is Rs. 4/1000 (Min Rs . 50/ Transaction)
    Payment Services
    RTGS - At Branch Free
    NEFT - At Branch Free
    PAP Cheque book 150 leaves p.m.; thereafter Rs.2/leaf
    Demand Draft - Payable at YES Bank 50 instruments free p.m.; Rs.50/instrument thereafter
    Locations (through branch)
    Demand Draft - Payable at corresponding 10 instruments free p.m.; thereafter Rs.2.5/1000 (Min Rs.50, Max Rs.5,000)
    Bank Locations
    Debit - cum - ATM Card
    Card Type ELEMENT BUSINESS Debit Card@ Rs.349/ p.a.
    Annual fee 1st Year free
    ATM Transactions outside India Rs.120/txn - Cash Withdrawal; Rs.20/txn Balance Enquiry
    YES Bank ATM - Financial and Free
    Non Financial Transaction
    Non-YES Bank ATM - Financial and First 8 txn free per month; thereafter
    Non Financial Transaction Financial Transaction - Rs. 21/txn
    Non Financial Transaction - Rs. 10/txn
    ATM declines due to insufficient funds Rs.25/instance
    Pin Regeneration Rs.50/instance
    TradeBiz Current Account
    Card Replacement Rs.199/Instance
    Charge Slip Retrieval Rs.150/Instance
    Cross Currency Mark - up 3%

    Page 1 of 2
    Cheque/ECS Return & Other Charges
    Cheque Issue & Returned Rs. 750 / Return
    (Insufficient Funds)
    ECS Return (Insufficient Funds) Rs. 500 / Return
    Outward Cheque Return (Local) 5 free p.m.; thereafter Rs.100/cheque
    Outward Cheque return (Outstation) Rs.100/cheque
    DD Cancellation/Revalidation Rs.100/instruction
    Stop payment of cheque Branch Rs.50/cheque or range of cheques (in series)
    Account Closure Rs.750/ -from 31 days to 12 months of account opening date; Rs.500/ beyond 12 months
    Other Free Services Standing Instruction maintenance, Dormancy activation, Card Hotlisting, Replacement of
    Damaged cards, Duplicate statements, SMS/Email Alerts, Record retrieval, Bankers Verification
    (Address/Signature/photo)

    Common Guidelines
    • Average Quarterly balance (AQB): AQB is the average daily balance maintained by the customer for a period of 90 days. It is summation of daily closing
    balances for a period of 90 days/90
    • @Cash Deposit Free Limits: i. Free limits are inclusive of transactions done through all channels/mode, including cash recycler machine and across all
    YES Bank branches, charges beyond free limit will be applicable.
    Others:
    • Any cash transaction i.e. deposit or withdrawals, of Rs.10 Lacs & above on a single day at Non Home branch would require advance intimation of at least
    one working day to Home branch
    • Initial payment of opening account include Minimum AQB value of the account
    • In case of the insufficient funds in the account, for recover charges, YES Bank reserves the right to force debit or make repeated attempt(s) to recover the
    charges due
    • Minimum Average maintenance on an account type and Quarterly Trade Throughput shall not be applicable for the Account Opening Quarter
    • The charges mentioned in schedule are exclusive of taxes as applicable from time to time
    • If any transaction for cash deposit breaches the maximum free limit permissible for the account, in cumulative value or by itself, that transaction and all
    subsequent transactions will be subjected to the applicable charges in their entirely
    • This Schedule of charges is applicable to Trade BIZ (product code : 833)
    *YES Bank Reserves the right to migrate accounts to any another product variant from this product variant if customer stays inactive on trade/forex
    transactions for consecutive 6 months.**
    **Any daviation/exception to the above will be the sole discretion of YES Bank.

    Page 2 of 2

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