CEASEANDDESISTtemplate
CEASEANDDESISTtemplate
To: From:
ATTENTION: C.F.O. of First-Middle: Last
COMPANY NAME HERE c / o 1234 Your Address Street
1234 THEIR ADDRESS ST. City / Town, State, nearby [12345]
CITY, ST 12345 non-domestic
Respondent / LIBELLEE Libellant
Throughout the time frame of Month It Began, 2023 to the present day, your company has
repeatedly contacted me, claiming that I owe a debt under COMPANY NAME HERE account
number xxxxxxx. I do not believe that I still owe this debt after your receipt of my presentment
on or around the date of Date They Received It containing debt instruments as well as
instructions for the setoff, settlement, and closure of this account. Further, I have requested that
you validate the claim that this debt has not yet been settled, set off, and closed by affidavit
under full commercial liability, but you have disregarded these repeated attempts to validate the
debt.
Such conduct from your company has caused me to suffer severe humiliation and
embarrassment, emotional distress, and physical discomfort as well as other private and/or
commercial damages. You have violated 15 U.S.C. § 1692(c) of the Fair Debt Collections
Practices Act and breached your duties as fiduciary trustee by harassing me regarding this debt.
I demand that you cease and desist of this activity as soon as possible within fifteen (15) days
from your receipt of this Notice. This includes eliminating this account from your records,
discontinuing and retracting reports to any and all credit reporting bureaus, and ceasing any and
all communications to me. If action is not taken by you to cease and desist within the given time
frame, I will have no choice but to take appropriate legal action against your firm.
Respectfully
Without Prejudice,
_________________________________
First-Middle: Last
Attorney in Fact