15038
15038
15038
Page: 4/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
C J CITI 04/19 $25000 AS AGREED
410039******1617 REV 09/14 $0 32 0 0 0
03/19 $0 XP/TU/EF
04/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: FLEXIBLE SPENDING CREDIT CARD;
-------------------------------------------------------------------
P U B L I C R E C O R D S
-------------------------------------------------------------------
*** NO RECORD FOUND ***
Page: 9/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
-------------------------------------------------------------------
I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
-------------------------------------------------------------------
*** NO RECORD FOUND ***
-------------------------------------------------------------------
C R E D I T O R S
-------------------------------------------------------------------
- ACS/CLC [TU] 800-835-4611
C/O ACS 501 BLEEKER STREET,UTICA, NY 13501
- ACS/COLLEGE LOAN CORP [XP/EF] 315-738-2200
501 BLEECKER ST,UTICA, NY 13501
- AHF [EF] 972-929-1566
3625 W ROYAL LANE,IRVING TX 75063
- AMER HONDA [TU] 800-533-0580
3625 WEST ROYAL LANE SUITE 100,IRVING, TX 75063
- AMERICAN EXPRESS [EF] 800-528-4800
P.O. BOX 7871,FORT LAUDERDALE, FL 33329
- AMERICAN HONDA FINANCE [XP] 214-277-5200
3625 W ROYAL LN STE 100,IRVING, TX 75063
- AMEX DSNB [TU] 800-243-6552
PO BOX 8218,MASON, OH 45040
- amex/dsnb [EF] 800-956-6229
,
- AMEXDSNB [XP] 800-659-6229
,
- bank of america [XP] 800-759-6262
,
- BANK OF AMERICA [EF] 800-759-6262
400 CHRISTIANA RD,NEWARK, DE 19713
- BANK OF AMERICA, N.A. [XP] 800-669-6607
400 COUNTRYWIDE WAY,SIMI VALLEY, CA 93065
- BK OF AMER [TU] 800-669-6607
,
- BUSEY BANK [XP/TU] 217-351-6500
PO BOX 489,URBANA, IL 61803
- BUSEY BK [EF] 217-384-4570
201 W MAIN ST,URBANA, IL 61801
- CENTEX [EF] 888-480-2432
PO BOX 199111,DALLAS TX 75235
- CHASE [XP/TU/EF] 800-955-9900
201 N WALNUT ST,WILMINGTON, DE 19801
- CHASE BP [EF] 800-477-6761
225 CHASTAIN MEADOWS COURT,KENNESAW, GA 30144
- CITI [XP/TU/EF] 855-378-6467
PO BOX 6190,SIOUX FALLS, SD 57117
- CITI CARDS CBSDNA [TU] 800-843-0777
POB 6241,SIOUX FALLS, SD 57117
- CITIZENCAF [EF] 401-456-7000
INC,WARWICK RI 02886
- CITIZENS CAF [XP/TU] 800-610-7300
480 JEFFERSON BLVD,WARWICK, RI 02886
- COMENITY BANK/ANNTYLR [XP/EF] 866-730-7902
PO BOX 182273,COLUMBUS, OH 43218
Page: 10/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
- COMENITY BANK/ARHAUS [XP/TU] 888-245-4064
PO BOX 182789,COLUMBUS, OH 43218
- CRDT FIRST [TU/EF] 216-362-5000
POB 81315,CLEVELAND, OH 44181
- CREDIT FIRST N A [XP] 800-321-3950
6275 EASTLAND RD,BROOK PARK, OH 44142
- Credit Plus [TU] 800-258-3488
31550 Winter Place Parkway,SALISBURY, MD 21801
- GEMB/LENN [EF] 866-396-8254
,
- guild mortgage [EF]
450 AMERICAN ST,SIMI VALLEY CA 93065
- HSBC/BSTBY [EF] 800-365-0292
1405 FOULK ROAD,WILMINGTON, DE 19808
- IL DESIGNATE [TU] 847-948-8620
1755 LAKE COOK RD,DEERFIELD, IL 60015
- MACY'S/DSNB [EF] 866-593-2543
911 DUKE BLVD,MASON, OH 45040
- MBNA AMERICA [TU] 800-421-2110
PO BOX 17054,WILMINGTON DE 19884
- MCYDSNB [XP] 800-956-6229
,
- MTG SERV CTR [TU] 800-421-8059
PO BOX 8469,CANTON, OH 44711
- MTG SVC CN [EF] 330-455-5600
217 2ND STREET NW,CANTON, OH 44702
- NATIONSTAR [TU] 866-316-2432
350 HIGHLAND,HOUSTON, TX 77067
- NATIONSTAR MORTGAGE LLC [XP] 888-480-2432
2828 N HARWOOD ST,DALLAS TX 75201
- NAVIENT [XP] 888-272-5543
123 S JUSTISON ST,WILMINGTON, DE 19801
- NELNET LNS [XP/TU] 888-486-4722
PO BOX 1649,DENVER CO 80201
- NELNET LOAN SERVICES [EF] 888-486-4722
3015 S. PARKER RD, STE 425,AURORA, CO 80014
- NISSAN MOTOR [TU] 800-777-6116
POB 660366,DALLAS TX 75266
- NISSAN MOTOR ACCEPTANC [XP/EF] 800-950-6622
PO BOX 660360,DALLAS TX 75266
- NORDSTM/TD [TU] 800-964-1800
PO BOX 13589,SCOTTSDALE, AZ 85267
- NORDSTROM/TD BANK USA [XP] 800-964-1800
13531 E CALEY AVE,ENGLEWOOD, CO 80111
- NW RUSHVILLLE [XP] (219) 461-66
1541 NORTH MAIN STREET,RUSHVILLE IN 46173
- TALBOTS [EF] 781-749-7600
175 BEAL STREET,HINGHAM, MA 02043
- U.S. BANK [TU] 888-852-5786
601 2ND AVE SOUTH,MINNEAPOLIS, MN 55402
- US BANK [XP/TU/EF] 800-872-2657
PO BOX 2188,OSHKOSH, WI 54903
- US BANK HOGAN LOC [XP] 800-872-2657
1200 ENERGY PARK DR,ST PAUL, MN 55108
Page: 11/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
- US BANK HOME MORTGAGE [XP] 800-365-7772
,
- US BANK/NA ND [XP] 800-285-8585
4325 17TH AVE SW,FARGO, ND 58125
- US BK HM MTG [TU] 800-365-7772
777 E WISCONSIN,MILWAUKEE WI 53202
- USBANK [EF] 800-872-2657
1850 OSBORN ST VERIFICATION OF DEPOSIT DEPT,OSHKOSH, WI 54902
- USBANKHM [EF] 800-365-7772
4801 FREDERICKA ATTN: CUSTOMER SERVICE,OWENSBORO, KY 42301
- WELLS FARGO HM MORTGAG [XP] 800-262-5294
7495 NEW HORIZON WAY,FREDERICK, MD 21703
- WELLS FARGO HOME MOR [EF] p#800-262-52
4680 HALLMARK PARKWAY X0701-01K,SAN BERNARDINO, CA 92407
- WELLSFARGO [EF] 800-262-5294
3476 STATEVIEW BLVD,FORT MILL SC 29715
- WFHM [MANUAL] 800-262-5294
,
- WFNNB/ARH [EF] 800-262-0180
4590 E BROAD STREET,COLUMBUS, OH 43213
-------------------------------------------------------------------
T R A D E S U M M A R Y
-------------------------------------------------------------------
# BALANCE HIGH CREDIT PAYMENT PAST DUE
MORTGAGE 8 431990 447200 2656 0
AUTO 3 0 0 0 0
EDUCATION 9 0 0 0 0
OTHER INSTALLM 1 0 0 0 0
OPEN 0 0 0 0 0
REVOLVING 23 3136 199400 70 0
OTHER 0 0 0 0 0
TOTAL 44 435126 646600 2726 0
-------------------------------------------------------------------
D E R O G A T O R Y S U M M A R Y
-------------------------------------------------------------------
CHARGE OFFS 0 30 DAYS 0 INQUIRIES 0
COLLECTIONS 0 60 DAYS 0 DISPUTES 0
BANKRUPTCY 0 90 DAYS 0
PUBLIC RECORDS 0 OTHER 0
-------------------------------------------------------------------
M I S C E L L A N E O U S I N F O R M A T I O N
-------------------------------------------------------------------
Instant View Password: AV-19939003
To verify the authenticity of this credit report, please visit
https://credit.creditplus.com and click on the Instant View link.
Enter Identifier # 48078588 and password AV-19939003 to view the
report. For any inquiries regarding this report or services
provided by CREDIT PLUS 2 please contact us at (800) 258-3488.
Page: 12/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
-------------------------------------------------------------------
D I S C L A I M E R
-------------------------------------------------------------------
-------------------------------------------------------------------
T R E N D S U M M A R Y
-------------------------------------------------------------------
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 90 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* NO RECENT REVOLVING BALANCES
* TOO MANY ACCOUNTS RECENTLY OPENED
* TOO MANY ACCOUNTS WITH BALANCES
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
Page: 1/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 3/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 97 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TOO MANY ACCOUNTS RECENTLY OPENED
* TOO MANY ACCOUNTS WITH BALANCES
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
Page: 4/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 5/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 6/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 90 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
* NUMBER OF ESTABLISHED ACCOUNTS
* TOO MANY ACCOUNTS WITH BALANCES
Page: 7/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 8/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 9/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 90 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
* TOO MANY ACCOUNTS WITH BALANCES
Page: 10/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 11/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 12/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 98 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* TOO MANY ACCOUNTS WITH BALANCES
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
Page: 13/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 14/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 15/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 98 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* TOO MANY ACCOUNTS WITH BALANCES
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
Page: 16/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 17/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 18/18
GROUP MORTGAGE LLC
2803 E HARMONY RD
FORT COLLINS, CO 80528
9702292513
If you have questions regarding the terms of the loan, contact the
lender.
If you have questions regarding the terms of the loan, contact the
lender.
2 - EXPERIAN
TODD L PARKER 358647513 DOB: 07/07/70
L PARKER TODD 358647513 DOB: N/A
TODD L HUNSICKER PARKER 358647513 DOB: N/A
358-64-7513
43 SUMMIT PL, WEBSTER GROVES, MO 63119-1623 12/17 -
03/18
117 TIERRA VISTA DR, DURANGO, CO 81301-7783 12/14 -
01/18
3656 RUSSELL BLVD APT B, SAINT LOUIS, MO 63110-3757
12/13 - 11/14
BUSINESS RESPONSE INC// 09/01
HARDEES OF ROBIN// 06/91
3 - TRANSUNION
BETH CAROLINE HUNSICKER PARKER
HUNSICKER,BETH,CAROLINE
HUNSIDELK,BETH
DOB: 07/22/78
303-92-9531
43 SUMMIT PL, SAINT LOUIS, MO 63119-1623 12/17
3656 RUSSELL BV #B, SAINT LOUIS, MO 63110-3757 09/07
8748 PINE AV, SAINT LOUIS, MO 63144-1818 02/07
NESTLE PURINA//
HERSHEY COMPANY//
4 - TRANSUNION
TODD L PARKER
DOB: 07/07/70
358-64-7513
43 SUMMIT PL, SAINT LOUIS, MO 63119-1623 12/17
Page: 1/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
3656 RUSSELL BV #B, SAINT LOUIS, MO 63110-3757 12/13
4450 BEETHOVEN AV, SAINT LOUIS, MO 63116-1514 08/03
SCHOLASTICS/PROGRAMMMER/
MARITZ/SALES/
5 - EQUIFAX
BETH CAROLINE HUNSICKER PARKER DOB: 07/22/78
BETH HUNSICKER PARKER
BETH C HUNSICKER
303-92-9531
43 SUMMIT PL, SAINT LOUIS, MO 63119 12/17 - 04/19
117 TIERRA VISTA DR, DURANGO, CO 81301 12/14 - 04/19
3656 RUSSELL BLVD APT B, SAINT LOUIS, MO 63110 09/07
- 07/16
6 - EQUIFAX
TODD L PARKER DOB: 07/07/70
358-64-7513
43 SUMMIT PL, SAINT LOUIS, MO 63119 12/17 - 04/19
117 TIERRA VISTA DR, DURANGO, CO 81301 01/15 - 04/18
3656 RUSSELL BLVD APT B, SAINT LOUIS, MO 63110 12/13
- 03/17
HEARTLAND BANK/CONSUM LEND ASST/
CHECKER STATION//
HARDEES OF ROBIN//
-------------------------------------------------------------------
S C O R E M O D E L S
-------------------------------------------------------------------
BETH CAROLINE HUNSICKER PARKER - 303929531
EQUIFAX/FICO CLASSIC V5 FACTA 816
00030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
00005 - TOO MANY ACCOUNTS WITH BALANCES
00014 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
-------------------------------------------------------------------
A L E R T
-------------------------------------------------------------------
PARKER BETH HUNSICKER YOB: 1978
EXPERIAN OFAC NAME MATCHING SERVICE: NO MATCH FOUND UNLESS
OTHERWISE INDICATED
TODD L PARKER YOB: 1970
EXPERIAN OFAC NAME MATCHING SERVICE: NO MATCH FOUND UNLESS
OTHERWISE INDICATED
-------------------------------------------------------------------
T U I D V I S I O N A L E R T
-------------------------------------------------------------------
HUNSICKER PARKER, BETH CAROLINE 303-92-9531
REMARK: AVAILABLE AND CLEAR
-------------------------------------------------------------------
A C C O U N T S W I T H B A L A N C E
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
J J DOLLAR BANK FSB 360 03/19 $447200 AS AGREED
3335460 MTG 01/18 $431990 15 0 0 0
03/19 $2656 XP/TU/EF
03/19: CCCCCCCCCCCCCCC
REMARK: CONVENTIONAL REAL ESTATE LOAN, INCLUDING PURCHASE MONEY
FIRST;
Page: 3/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
C J CHASE CARD MIN 04/19 $38000 AS AGREED
414720****** REV 02/18 $2559 14 0 0 0
04/19 $25 XP/TU/EF
04/19: CCCCCCCCCCCCCC
REMARK: FLEXIBLE SPENDING CREDIT CARD;
-------------------------------------------------------------------
A C C O U N T S W I T H N O B A L A N C E
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
B B COMENITY BANK/ARHAUS 04/19 $35000 AS AGREED
585637****** REV 11/17 $0 17 0 0 0
02/18 $0 XP/TU/EF
04/19: CCCCCCCCCCCCCCCCC
-------------------------------------------------------------------
P U B L I C R E C O R D S
-------------------------------------------------------------------
*** NO RECORD FOUND ***
Page: 9/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
-------------------------------------------------------------------
I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
-------------------------------------------------------------------
*** NO RECORD FOUND ***
-------------------------------------------------------------------
C R E D I T O R S
-------------------------------------------------------------------
- ACS/CLC [TU] 800-835-4611
C/O ACS 501 BLEEKER STREET,UTICA, NY 13501
- ACS/COLLEGE LOAN CORP [XP/EF] 315-738-2200
501 BLEECKER ST,UTICA, NY 13501
- AHF [EF] 972-929-1566
3625 W ROYAL LANE,IRVING TX 75063
- AMER HONDA [TU] 800-533-0580
3625 WEST ROYAL LANE SUITE 100,IRVING, TX 75063
- AMERICAN EXPRESS [EF] 800-528-4800
P.O. BOX 7871,FORT LAUDERDALE, FL 33329
- AMERICAN HONDA FINANCE [XP] 214-277-5200
3625 W ROYAL LN STE 100,IRVING, TX 75063
- AMEX DSNB [TU] 800-243-6552
PO BOX 8218,MASON, OH 45040
- amex/dsnb [EF] 800-956-6229
,
- AMEXDSNB [XP] 800-659-6229
,
- bank of america [XP] 800-759-6262
,
- BANK OF AMERICA [EF] 800-759-6262
400 CHRISTIANA RD,NEWARK, DE 19713
- BANK OF AMERICA, N.A. [XP] 800-669-6607
400 COUNTRYWIDE WAY,SIMI VALLEY, CA 93065
- BK OF AMER [TU] 800-669-6607
,
- BUSEY BANK [XP/TU] 217-351-6500
PO BOX 489,URBANA, IL 61803
- BUSEY BK [EF] 217-384-4570
201 W MAIN ST,URBANA, IL 61801
- CENTEX [EF] 888-480-2432
PO BOX 199111,DALLAS TX 75235
- CHASE [XP/TU/EF] 800-955-9900
201 N WALNUT ST,WILMINGTON, DE 19801
- CHASE BP [EF] 800-477-6761
225 CHASTAIN MEADOWS COURT,KENNESAW, GA 30144
- CITI [XP/TU/EF] 855-378-6467
PO BOX 6190,SIOUX FALLS, SD 57117
- CITI CARDS CBSDNA [TU] 800-843-0777
POB 6241,SIOUX FALLS, SD 57117
- CITIZENCAF [EF] 401-456-7000
INC,WARWICK RI 02886
- CITIZENS CAF [XP/TU] 800-610-7300
480 JEFFERSON BLVD,WARWICK, RI 02886
- COMENITY BANK/ANNTYLR [XP/EF] 866-730-7902
PO BOX 182273,COLUMBUS, OH 43218
Page: 10/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
- COMENITY BANK/ARHAUS [XP/TU] 888-245-4064
PO BOX 182789,COLUMBUS, OH 43218
- CRDT FIRST [TU/EF] 216-362-5000
POB 81315,CLEVELAND, OH 44181
- CREDIT FIRST N A [XP] 800-321-3950
6275 EASTLAND RD,BROOK PARK, OH 44142
- Credit Plus [TU] 800-258-3488
31550 Winter Place Parkway,SALISBURY, MD 21801
- GEMB/LENN [EF] 866-396-8254
,
- guild mortgage [EF]
450 AMERICAN ST,SIMI VALLEY CA 93065
- HSBC/BSTBY [EF] 800-365-0292
1405 FOULK ROAD,WILMINGTON, DE 19808
- IL DESIGNATE [TU] 847-948-8620
1755 LAKE COOK RD,DEERFIELD, IL 60015
- MACY'S/DSNB [EF] 866-593-2543
911 DUKE BLVD,MASON, OH 45040
- MBNA AMERICA [TU] 800-421-2110
PO BOX 17054,WILMINGTON DE 19884
- MCYDSNB [XP] 800-956-6229
,
- MTG SERV CTR [TU] 800-421-8059
PO BOX 8469,CANTON, OH 44711
- MTG SVC CN [EF] 330-455-5600
217 2ND STREET NW,CANTON, OH 44702
- NATIONSTAR [TU] 866-316-2432
350 HIGHLAND,HOUSTON, TX 77067
- NATIONSTAR MORTGAGE LLC [XP] 888-480-2432
2828 N HARWOOD ST,DALLAS TX 75201
- NAVIENT [XP] 888-272-5543
123 S JUSTISON ST,WILMINGTON, DE 19801
- NELNET LNS [XP/TU] 888-486-4722
PO BOX 1649,DENVER CO 80201
- NELNET LOAN SERVICES [EF] 888-486-4722
3015 S. PARKER RD, STE 425,AURORA, CO 80014
- NISSAN MOTOR [TU] 800-777-6116
POB 660366,DALLAS TX 75266
- NISSAN MOTOR ACCEPTANC [XP/EF] 800-950-6622
PO BOX 660360,DALLAS TX 75266
- NORDSTM/TD [TU] 800-964-1800
PO BOX 13589,SCOTTSDALE, AZ 85267
- NORDSTROM/TD BANK USA [XP] 800-964-1800
13531 E CALEY AVE,ENGLEWOOD, CO 80111
- NW RUSHVILLLE [XP] (219) 461-66
1541 NORTH MAIN STREET,RUSHVILLE IN 46173
- TALBOTS [EF] 781-749-7600
175 BEAL STREET,HINGHAM, MA 02043
- U.S. BANK [TU] 888-852-5786
601 2ND AVE SOUTH,MINNEAPOLIS, MN 55402
- US BANK [XP/TU/EF] 800-872-2657
PO BOX 2188,OSHKOSH, WI 54903
- US BANK HOGAN LOC [XP] 800-872-2657
1200 ENERGY PARK DR,ST PAUL, MN 55108
Page: 11/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
- US BANK HOME MORTGAGE [XP] 800-365-7772
,
- US BANK/NA ND [XP] 800-285-8585
4325 17TH AVE SW,FARGO, ND 58125
- US BK HM MTG [TU] 800-365-7772
777 E WISCONSIN,MILWAUKEE WI 53202
- USBANK [EF] 800-872-2657
1850 OSBORN ST VERIFICATION OF DEPOSIT DEPT,OSHKOSH, WI 54902
- USBANKHM [EF] 800-365-7772
4801 FREDERICKA ATTN: CUSTOMER SERVICE,OWENSBORO, KY 42301
- WELLS FARGO HM MORTGAG [XP] 800-262-5294
7495 NEW HORIZON WAY,FREDERICK, MD 21703
- WELLS FARGO HOME MOR [EF] p#800-262-52
4680 HALLMARK PARKWAY X0701-01K,SAN BERNARDINO, CA 92407
- WELLSFARGO [EF] 800-262-5294
3476 STATEVIEW BLVD,FORT MILL SC 29715
- WFHM [MANUAL] 800-262-5294
,
- WFNNB/ARH [EF] 800-262-0180
4590 E BROAD STREET,COLUMBUS, OH 43213
-------------------------------------------------------------------
T R A D E S U M M A R Y
-------------------------------------------------------------------
# BALANCE HIGH CREDIT PAYMENT PAST DUE
MORTGAGE 8 431990 447200 2656 0
AUTO 3 0 0 0 0
EDUCATION 9 0 0 0 0
OTHER INSTALLM 1 0 0 0 0
OPEN 0 0 0 0 0
REVOLVING 23 3136 199400 70 0
OTHER 0 0 0 0 0
TOTAL 44 435126 646600 2726 0
-------------------------------------------------------------------
D E R O G A T O R Y S U M M A R Y
-------------------------------------------------------------------
CHARGE OFFS 0 30 DAYS 0 INQUIRIES 0
COLLECTIONS 0 60 DAYS 0 DISPUTES 0
BANKRUPTCY 0 90 DAYS 0
PUBLIC RECORDS 0 OTHER 0
-------------------------------------------------------------------
M I S C E L L A N E O U S I N F O R M A T I O N
-------------------------------------------------------------------
Instant View Password: AV-19939003
To verify the authenticity of this credit report, please visit
https://credit.creditplus.com and click on the Instant View link.
Enter Identifier # 48078588 and password AV-19939003 to view the
report. For any inquiries regarding this report or services
provided by CREDIT PLUS 2 please contact us at (800) 258-3488.
Page: 12/13
-------------------------------------------------------------------
APPLICANT:HUNSICKER PARKER, BETH CA
SSN :303-92-9531
ADDRESS :43 SUMMIT PL, SAINT LOUIS, MO 63119
-------------------------------------------------------------------
-------------------------------------------------------------------
D I S C L A I M E R
-------------------------------------------------------------------
-------------------------------------------------------------------
T R E N D S U M M A R Y
-------------------------------------------------------------------
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 90 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* NO RECENT REVOLVING BALANCES
* TOO MANY ACCOUNTS RECENTLY OPENED
* TOO MANY ACCOUNTS WITH BALANCES
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
Page: 1/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 3/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 97 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TOO MANY ACCOUNTS RECENTLY OPENED
* TOO MANY ACCOUNTS WITH BALANCES
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
Page: 4/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 5/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 6/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 90 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
* NUMBER OF ESTABLISHED ACCOUNTS
* TOO MANY ACCOUNTS WITH BALANCES
Page: 7/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 8/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 9/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 90 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
* TOO MANY ACCOUNTS WITH BALANCES
Page: 10/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 11/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 12/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 98 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* TOO MANY ACCOUNTS WITH BALANCES
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
Page: 13/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 14/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 15/18
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 98 percent of U.S. consumers.
-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* TOO MANY ACCOUNTS WITH BALANCES
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
=================================================================
Page: 16/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 17/18
NOTICE TO THE HOME LOAN APPLICANT
------------------------------------------------------------------
-----------------
Signature
Date
Page: 18/18
GROUP MORTGAGE LLC
2803 E HARMONY RD
FORT COLLINS, CO 80528
9702292513
If you have questions regarding the terms of the loan, contact the
lender.
If you have questions regarding the terms of the loan, contact the
lender.