PT Task No.2 For B.finance
PT Task No.2 For B.finance
PT Task No.2 For B.finance
them did not possess the quality to gain profit especially since numerous activities and concepts
can affect how they work. After numerous and careful considerations on the sources of growth in
your community I present you this report. In which, I offer three of the best possible business
investments that you can venture in safely. Feel free to consider their benefits and advantages
AGRICULTURE INDUSTRY
What is Agriculture?
Crop and livestock production, aquaculture, fisheries, and forestry for both food
and non-food goods are all included in agriculture. The invention of agriculture, which allowed
people to raise domesticated animals to produce surpluses of food that allowed people to live in
Agriculture is an important part of the world. It has been around for thousands of
years and has been essential to human civilization. The demand for agriculture also increases as
the population increases. As was already mentioned, everyone has to eat. In other words, even if
farming and investing in a single farmer are quite risky, it is a growing sector that isn't expected
to slow down any time soon. There are plenty of opportunities because the population is still
growing annually. Agriculture investment is a wise choice that will pay off handsomely for you.
Because it has produced huge profits, agriculture is a fantastic investment. Recent years have
seen astronomical expansion in agriculture, with an average yearly growth rate of 2.4%.
6) It’s a low-risk investment – It provides an opportunity to make an impact on the future of your
Compared to the 0.2 percent increase in the same quarter of 2022, the growth of
agriculture, forestry, and fisheries (AFF) accelerated at a quicker rate of 2.2 percent in the first
quarter of 2023.
With a projected 9 billion people on the planet by 2050, the market for agriculture
is expanding. As a result, there will be a greater demand for agricultural and food products
because there will be more people who require these items. In addition to being a wonderful
strategy to diversify your portfolio and avoid putting all your eggs in one basket, it can give you
an additional source of income. Farmland has the ability to provide superior investments with
higher yields, making it a sound investment. Furthermore, compared to other assets like real
estate or equities, farmland is less likely to lose value and is more resistant to inflation and
recessions. If you want to see larger yields over the long run, invest in agriculture.
References:
https://en.wikipedia.org/wiki/Agriculture
https://agrofarmninja.com/why-should-invest-in-agriculture/
https://smartasset.com/investing/how-to-invest-in-agriculture
https://psa.gov.ph/national-accounts/sector/Agriculture,%20Forestry%20and%20Fishing
STOCKS INDUSTRY
What are Stocks?
ownership in a portion of the issuing company. The "shares" that make up a unit of stock entitle
the owner to a piece of the corporation's assets and income proportional to the number of shares
they possess. Most individual investors' portfolios are built on stocks, which are mostly bought
What are the benefits and reasons if you start Investing in Stocks?
because economic expansion leads to the creation of employment, revenue, and sales.
Consumer demand is increased to a greater extent by larger paychecks, which results in more
In the past, stocks have produced a sizable annualized return over the long
run. For instance, the 10-year annualized return for the S&P 500 was 15.43% as of January
31, 2022. That is superior to the yearly rate of inflation on average. However, it does require
that you have a wider time frame. In this manner, even if the value declines temporarily, you
They are available online, through brokers or financial planners, or both. After creating an
The majority of investors aim to buy low and sell high. They make
investments in firms with rapid value growth. Both day traders and buy-and-hold investors
find that appealing. The former expects the company's earnings and stock price to increase
over time, whilst the former seeks to capitalize on short-term trends. They both think they
can outperform the market because of their expertise in stock selection. Some investors favor
a steady flow of money. They invest in equities of businesses that distribute dividends. These
5. Liquidity
You can sell your stock on the stock market at any time. The ability to
swiftly and cheaply convert your shares into cash is referred to as being "liquid" by
economists. That's crucial if you unexpectedly find yourself in need of cash. You run the
to diversify your portfolio. Savings or money market accounts, CDs, and other
investments can help shield you from the inherent volatility of the financial markets.
Bond markets frequently rise when the stock market declines and vice versa. This
basically means being able to strategically invest money in bonds and assets to better
You don't have to be rich, a math prodigy, or the next Warren Buffett to
participate in the stock market. A seasoned investor may start out having an advantage over
you. The prerequisites for investing in the stock market are low compared to buying a
For individuals who are willing to assume more risk in exchange for the
There are numerous publicly traded companies to pick from in the Philippines, where the
stock market is governed by the Philippine Stock Exchange (PSE). You can open a
brokerage account with a registered stockbroker to invest in stocks. It's crucial to conduct
your homework and pick businesses with strong financial positions and room for
expansion.
References:
https://www.investopedia.com/terms/s/stock.asp
https://thepinayinvestor.com/best-investment-philippines/
https://www.thebalancemoney.com/stock-investing-for-the-individual-investor-3306182
https://www.thebalancemoney.com/part-one-the-stock-market-doesn-t-care-about-you-3141062
REAL ESTATE
What is Real Estate?
Real estate is immovable property of this type that consists of land and the
buildings on it, as well as its natural resources, such as crops, minerals, or water; an interest in
this (also) constitutes real property, or (more broadly) buildings or houses in general.
assets, investors can enjoy predictable cash flow, excellent returns, tax advantages, and
1. Cash Flow
3. Appreciation
5. Portfolio Diversification
8. Inflation Hedge
Average Sales Price of Houses Sold for the United States
This chart from the Federal Reserve Bank of St. Louis shows average sales prices between
1963 and Q1 2022 (the most recent data available). The areas that are shaded in light grey
Real estate is a distinct asset class that's easy to comprehend and can improve the portfolio of an
investor's risk-and-return profile. Real estate on its own provides cash flow, tax benefits, equity
building, competitive risk-adjusted returns, and an inflation hedge. Whether you invest in
physical properties or REITs, real estate may improve a portfolio by reducing volatility through
diversification.
KEY TAKEAWAYS
● Real estate investors make money through rental income, appreciation, and profits generated
● The benefits of investing in real estate include passive income, stable cash flow, tax
● Real estate investment trusts (REITs) offer a way to invest in real estate without having to
References:
https://en.wikipedia.org/wiki/Real_estate
https://www.investopedia.com/articles/mortgages-real-estate/11/key-reasons-invest-real-
estate.asp
https://www.investopedia.com/mortgage/real-estate-investing-guide/