AckoPolicy-BCOA01106870931 00
AckoPolicy-BCOA01106870931 00
AckoPolicy-BCOA01106870931 00
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digital copy
Own Damage Zero Depreciation
Car Owner
DHUSTHAKEER M
Insured Value
7,20,000
2 1
December December
Plan Coverages
An own-damage-only plan with zero depreciation that offers complete coverage for damages to your car and depreciation costs of parts for one year.
Own Damage
Accident Coverage for damages and losses to your vehicle resulting from accidents and collisions.
Fire Coverage for damages and losses to your vehicle resulting from accidental fires.
Theft Coverage for losses (up to the total declared insurance value) in the event of theft of your vehicle.
Calamities Coverage for damages and losses resulting from calamities such as earthquakes, floods, and cyclones.
Addons Selected
Consumable cover adds an extra layer of protection to your car by covering the cost of engine oils, screws,
Consumables nuts, bolts, grease, and other such consumables during repairs.
This add-on protects you from the depreciation deduction on replaced parts in partial loss claims due to
Zero Depreciation accidents during the policy period.
Please refer to the addon detail page for more information.
Covers financial or legal losses due to damage to any third-party person (unlimited) or property (up to Rs. 7.5
Third party liability Lac).
Non-Accidental Damages Damages resulting from wear and tear, breakdowns, and mechanical failures.
Regular wear and tear of these items is not covered by the policy. However, if the items are damaged in an
Tyres & Tubes accident, they will be covered with a 50% depreciation cut.
If you are installing non-OEM parts such as halogen bulbs, stereos, or bifuel kits, please inform us in advance
Undeclared Non-OEM parts so that we can add them to your coverage.
QUICK In case of an accident or breakdown, all you have to do is inform ACKO, and we will take care of
TIP everything!
What are the reasons my claim might get rejected?
Aggravated loss
Aggravated loss refers to the damage caused to a vehicle resulting from its continued use after it has been damaged in an
accident
Illegal Driving
Damage resulting from a person driving the car without a valid driving license or under the influence of liquor/drugs is not
covered under this policy.
We understand that accidents are unpredictable. Therefore, you can rely on our 24x7 support whenever you need insurance
assistance. We are just a call or click away!
You can view/edit/update your policy details & coverages on Acko App.
Sit back, relax, and let Acko High quality repairs at Acko 1 year repair warranty on your
handle your car repairs at the garages with genuine & car's repaired parts at Acko
Acko garage! certified parts! garage!
*Above benefits are applicable for repairs at acko garages which are multi-brand garages which provide high qulaity repairs in selected cities
QUICK If you don't make any claims during your policy period, you'll be eligible for an increased No Claim
TIP Bonus discount.
Car & Premium details(Stand-Alone Own Damage Private Car Policy)
Certificate of insurance cum policy schedule
Car details
Addon(s) Premium
Consumables 168.00
Previous Policy document is required in case of claim within 30 days of Acko Policy Start Date
QUICK
In case you need ACKO's GSTIN, here it is - 27AAOCA9055C1ZJ
TIP
Do more with Acko app!
Planning to Looking to
buy new insure your
insurance? health?
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Now you can view your pending e-challans at Acko app
TIP
Selected Addon's Explained
Consumables
UIN: A0038V01201920
A consumable cover provides an extra layer of protection for your car. This add-on covers the costs of items like engine oil,
gearbox oil, lubricants, nuts, bolts, screws, distilled water, grease, oil filters, bearings, washers, clips, brake oil, air conditioner
gas, and similar items during car repairs, except for fuel consumed.
Zero Depreciation
UIN: A0035V01201920
This add-on protects you from the depreciation amount deducted on replaced parts in the event of an accident-related claim
during the policy period. However, it does not cover the cost of consumables or total loss/theft.
QUICK
Add-ons are just like toppings on pizza, they enhance coverage of your car insurance policy!
TIP
Limitations as to use
The Policy covers use of the vehicle for any purpose other than:
a. Hire or Reward b. Carriage of goods (other than samples or personal luggage) c. Organized racing
d. Pace making e. Speed testing f. Reliability Trials
g. Any purpose in connection with Motor Trade.
Limits of Liability:
1. Under Section II-1 (i) of the policy - Death of or bodily injury - Such amount as is necessary to meet the requirements of the Motor Vehicles
Act, 1988.
2. Under Section II - 1(ii) of the policy -Damage to Third Party Property - Rs. 0.0
3. P. A. Cover under Section III for Owner - Driver (CSI): Rs. 0.0
Important Notice:
The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the
Company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the
Insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY”.
Intermediary details:
Coverfox Insurance Broking
Policy issue office Mumbai Intermediary name
Pvt. Ltd
Phone number 022-61282100 Intermediary code 220
Disclaimer:
The Policy shall be void from inception if the premium cheque is not realized. In the event of misrepresentation, fraud or non-disclosure of
material fact, the Company reserves the right to cancel the Policy. Please note that the insured vehicle was pre-inspected and a report was
prepared accordingly. The existing damages to the vehicle as mentioned in the report shall not be paid by the Company. The policy is issued
basis the information provided by you, which is available with the company. This policy is to be read in conjunction with the policy wordings
(https://www.acko.com/download) available on the website of the company. In case of discrepancy/non recording of relevant information in
the policy, the insured is requested to bring the same to the notice of the company within 15 days.
Prohibition of rebated (section 41) of the insurance act - 1938 (as amended)
1. No person shall allow or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue and
insurance in respect of any kind or risk relating to lives or property in India, any rebate of the whole or part of the commission payable or
any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate
expect such rebate as may be allowed in accordance with the prospectus or tables of the Insurer.
2. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to 10 lakh rupees.
ACKO General Insurance Limited Product: Stand-Alone Own Damage Private Car Policy IRDAI Reg No.: 157
B -Wing, B-501 5th Floor, Lotus Corporate Park, Off Western CIN : U66000MH2016PLC287385 HSN: 9971
Express Highway, Goregaon East, Mumbai - 400063 UIN : IRDAN157RP0033V01201920
Proposal Form
Dear DHUSTHAKEER M,
We wish to inform you that the Insurance policy number BCOA01106870931/00 has been issued on the basis of the information and
declaration given by you, the transcript whereof is mentioned below.
Please be informed that this Policy shall be construed to be void ab initio/invalid in the event we find that you have not disclosed material or
correct information required for the purpose of providing the below insurance cover and in case of any claim arising under the policy in such a
scenario, we shall be under no obligation whatsoever to settle such claim to you and the premium paid by you under this policy shall stand fully
forfeited.
Premium receipt
We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate
turnover notified under sub-rule (4) of rule 48 of CGST Rules 2017. We are not required to prepare an invoice In terms or the provisions or the
said sub-rule.