REGRESSION

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SUMMARY OUTPUT

Regression Statistics
Multiple R 0.427912
R Square 0.183109
Adjusted R
Square 0.121562
Standard
Error 0.748882
Observation
s 158

ANOVA
Significan
df SS MS F ce F
18.3537 1.66852 2.97512
Regression 11 6 3 4 0.001363
81.8804 0.56082
Residual 146 2 5
100.234
Total 157 2

Coefficie Standar Lower Upper Lower Upper


nts d Error t Stat P-value 95% 95% 95.0% 95.0%
0.31949 2.39568 0.01785 1.39682 0.13397 1.39682
Intercept 0.765401 2 1 7 0.133974 8 4 8
0.08620 0.84352 0.40031 0.24309 - 0.24309
2 0.072719 9 4 5 -0.09766 8 0.09766 8
0.08035 1.44777 0.14982 0.27514 - 0.27514
2 0.116337 6 7 3 -0.04247 8 0.04247 8
0.08536 1.76401 0.07982 0.31929 - 0.31929
4 0.150587 6 2 1 -0.01813 9 0.01813 9
0.08254 0.25051 0.18381 - 0.18381
4 0.020679 6 6 0.80254 -0.14246 8 0.14246 8
0.07660 - 0.23575 0.06019 0.06019
2 -0.0912 4 1.19057 4 -0.2426 3 -0.2426 3
1.70739 0.08987 -
4 0.124879 0.07314 6 4 -0.01967 0.26943 0.01967 0.26943
0.07521 0.63427 0.52689 0.19636 - 0.19636
2 0.047709 8 3 5 -0.10095 7 0.10095 7
0.07490 - 0.55297 0.10349 - 0.10349
2 -0.04455 8 0.59468 9 -0.19259 8 0.19259 8
0.09271 0.50382 0.61514 0.22995 - 0.22995
2 0.046712 6 1 7 -0.13653 2 0.13653 2
0.09157 - 0.76046 0.15300 - 0.15300
4 -0.02797 3 0.30545 1 -0.20895 9 0.20895 9
0.09101 2.15983 0.03241 0.37645 0.37645
4 0.196577 5 5 8 0.0167 3 0.0167 3

Regression Model 1: Predicting Future optimism about IoT


- Variables: "Analytics challenges", "Investment willingness", and "Customer confidence"
- Significance: The variables "Analytics challenges" (p-value = 0.0083), "Investment willingness" (p-
value = 0.0009), and "Customer confidence" (p-value = 0.0248) are all statistically significant
predictors of future optimism about IoT.
- Interpretation: This model suggests that addressing analytics challenges, fostering investment
willingness, and building customer trust and confidence are critical factors in promoting optimism
about IoT's future in the banking and finance sectors. In other words, stakeholders in this sector are
more likely to be optimistic about the future of IoT if these challenges are effectively managed, there
is a willingness to invest in IoT initiatives, and customers have trust and confidence in the technology.

Regression Model 2: Predicting Customer trust/confidence in IoT


- Variables: "Analytics challenges" and "Future optimism"
- Significance: The variables "Analytics challenges" (p-value = 0.0388) and "Future optimism" (p-
value = 0.0013) are both statistically significant predictors of customer trust and confidence in IoT.
- Interpretation: This model emphasizes the importance of successfully addressing analytics
challenges and maintaining optimism about IoT's future to build customer trust and confidence in IoT
solutions. It suggests that customers are more likely to trust and have confidence in IoT applications
in the banking and finance sectors when there is a proactive approach to overcoming analytics
challenges and stakeholders express optimism about the technology's future prospects.

Overall, these regression models provide insights into the factors influencing future optimism about
IoT and customer trust/confidence in IoT within the banking and finance sectors, highlighting the
significance of addressing challenges and fostering positive perceptions towards IoT adoption.

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