PD - Fy 13 14

FORM L-1-A : Revenue Account
Name of the Insurer: DHFL PRAMERICA LIFE INSURANCE CO. LTD. ( erstwhile DLF Pramerica Life Insurance Company Limited)
Registration No. 140 ; Date of Registration with the IRDA: June 27, 2008
REVENUE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2014
Policyholders’ Account (Technical Account)*** Rs '000

FOR THE YEAR ENDED ON MARCH 2014 FOR THE YEAR ENDED ON MARCH 2013
Non Participating (Non- Participating Non Participating (Non- Participating

Non Participating (Linked) Non Participating (Linked)
Linked) (Non-Linked) Linked) (Non-Linked)
Particulars Schedule Total Total
Individual Individual
Individual Life Group Life Individual Life Individual Life Individual Life Group Life Individual Life Individual Life
Pension Pension
Premiums earned – net
(a) Premium 1,696,417 640,118 260,500 396,589 65,001 3,058,625 1,738,669 9,702 - 527,391 92,177 2,367,939
(b) Reinsurance ceded L-4 (15,865) (16,426) (76) (3,361) - (35,728) (12,234) (2,934) - (3,204) - (18,372)
(c) Reinsurance accepted- - - - - - - - - - - - -
Income from Investments -
(a) Interest, Dividends & Rent – Gross 75,552 4,641 2,435 77,768 14,622 175,018 31,265 221 - 53,888 13,263 98,637
(b) Profit on sale/redemption of investments 1,813 4 520 104,661 38,803 145,801 990 - - 68,699 25,339 95,028
(c) (Loss on sale/ redemption of investments) (4) - - (94,900) (33,422) (128,326) - - - (22,561) (9,564) (32,125)
(d) Transfer/Gain on revaluation/change in fair
- - - 134,644 45,404 180,048 - - - 30,065 10,629 40,694
value*
(e) Amortisation of discount/(premium) 3,230 379 54 (12) - 3,651 95 - - (2) - 93
(f) Appropriation/ Expropriation Adjustment Account - - - - - - - - - - - -
Transferred from Shareholders' Fund 652,894 - 293,021 - - 945,915 1,338,559 34,606 - 46,096 - 1,419,261
Other Income (to be specified)
(a) Fees & Charges 812 - - - - 812 810 - - - - 810
TOTAL (A) 2,414,849 628,716 556,454 615,389 130,408 4,345,816 3,098,154 41,595 - 700,372 131,844 3,971,965
Commission L-5 147,566 2 37,515 4,105 294 189,482 293,953 - - 10,078 1,186 305,217
Operating Expenses related to Insurance Business L-6 1,554,994 197,710 473,705 137,834 9,666 2,373,909 2,335,735 34,053 - 150,655 13,387 2,533,830
Provision for doubtful debts - - - - - - - - - - - -
Bad debts written off - - - - - - - - - - - -
Provision for Tax - -
Provisions (other than taxation) - -
(a) For diminution in the value of investments (Net) - - - - - - - - - - - -
(b) Others (to be specified) - - - - - - - - - - - -
TOTAL (B) 1,702,560 197,712 511,220 141,939 9,960 2,563,391 2,629,688 34,053 - 160,733 14,573 2,839,047
Benefits Paid (Net) L-7 59,856 3,487 173 112,501 71,608 247,625 53,909 305 - 32,260 14,470 100,944
Bonuses Paid - - - - - - - - - - - -
Change in valuation of liability in respect of life policies -
(a) Gross** 652,433 387,229 45,061 344,939 22,564 1,452,226 414,557 7,237 - 507,379 97,312 1,026,485
(b) Amount ceded in Reinsurance - - - - - - - - - - - -
(c) Amount accepted in Reinsurance - - - - - - - - - - - -
TOTAL (C) 712,289 390,716 45,234 457,440 94,172 1,699,851 468,466 7,542 - 539,639 111,782 1,127,429
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) 0 40,288 0 16,010 26,276 82,574 - - - - 5,489 5,489
APPROPRIATIONS
Transfer to Shareholders’ Account - 40,288.00 - 16,010 26,276 82,574 - - - - - -
Transfer to Other Reserves (to be specified) - - - - - - - - - - - -
Balance being Funds for Future Appropriations - - - - - - - - - - 5,489 5,489
TOTAL (D) - 40,288 - 16,010 26,276 82,574 - - - - 5,489 5,489
The Total Surplus as mentioned below :
(a) Interim Bonus Paid - - - - - - - - - - - -
(b) Allocation of Bonus to Policyholders - - 3,710 - - 3,710 - - - - - -
('c) Surplus shown in Revenue Account - 40,288 - 16,010 26,276 82,574 - - - - - -
Total Surplus (a+b+c) - 40,288 3,710 16,010 26,276 86,284 - - - - - -
Notes:
* Represents the deemed realised gain as per norms specified by the Authority.
** R epresents Mathematical Reserves after allocation of bonus
*** Please refer regulation (1) of Part V - Preparation of Financial statement of IRDA(Accounting) Regulations, 2002
1
FORM L-2-A : Profit & Loss
Registration No. 140 ; Date of Registration with the IRDA: June 27, 2008
PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED MARCH 31, 2014
Shareholders’ Account (Non-technical Account) (Rs.’000).
FOR THE YEAR FOR THE YEAR

Particulars Schedule ENDED ON ENDED ON
MARCH 2014 MARCH 2013
(Rs.’000). (Rs.’000).
Amounts transferred from/to the Policyholders Account (Technical Account) 82,574 -
Income From Investments

(a) Interest, Dividends & Rent – Gross 121,276 108,346
(b) Profit on sale/redemption of investments 35,755 15,580
(c) (Loss on sale/ redemption of investments) (4,447) (2,564)
(d) Amortisation of discount/(premium) 8,487 1,076
Other Income (To be specified) -
TOTAL (A) 243,645 122,438
Expense other than those directly related to the insurance business: 37,467 27,091
Bad debts written off - -
Transfer to Policyholders' fund 945,915 1,419,261
Provisions (Other than taxation)
(a) For diminution in the value of investments (Net) - -
(b) Provision for doubtful debts - -
(c) Others (to be specified) - -
TOTAL (B) 983,382 1,446,352
Profit/ (Loss) before tax (739,737) (1,323,914)

Provision for Taxation - -
Current Tax Credit/(Charge) - -
Deferred Tax Credit / (Charge) 749,226 -
Profit / (Loss) after tax 9,489 (1,323,914)
APPROPRIATIONS
(a) Balance at the beginning of the year. (5,079,496) (3,755,582)
(b) Interim dividends paid during the year - -
(c) Proposed final dividend - -
(d) Dividend distribution on tax - -
(e) Transfer from reserves/ other accounts - Funds For Future Appropriation 9,188
Profit carried ------------to the Balance Sheet (5,060,819) (5,079,496)
2
FORM L-3-A : Balance Sheet
Registration No. 140; Date of Registration w ith the IRDA: June 27, 2008
BALANCE SHEET AS AT MARCH 31, 2014 (Rs.’000).
Particulars Schedule As at March 31, 2014 As at March 31, 2013
(Rs.’000). (Rs.’000).
SOURCES OF FUNDS
SHAREHOLDERS’ FUNDS:
SHARE CAPITAL L-8,L-9 3,403,757 3,200,240
SHARE APPLICATION MONEY - -
RESERVES AND SURPLUS L-10 5,168,308 3,258,617
CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT - 2
Sub-Total 8,572,065 6,458,859
BORROWINGS L-11 - -
POLICYHOLDERS’ FUNDS:
CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT 35 -
POLICY LIABILITIES 1,717,739 633,993
INSURANCE RESERVES - -
PROVISION FOR LINKED LIABILITIES 2,353,888 1,985,406
Sub-Total 4,071,662 2,619,399
FUNDS FOR FUTURE APPROPRIATIONS - 9,188
TOTAL 12,643,727 9,087,446
APPLICATION OF FUNDS
INVESTMENTS
Shareholders’ L-12 2,707,055 1,337,118
Policyholders’ L-13 2,154,792 773,347
ASSETS HELD TO COVER LINKED LIABILITIES L-14 2,353,888 1,985,406

LOANS L-15 24 -
FIXED ASSETS L-16 41,070 52,041
DEFERRED TAX ASSET 749,226 -
CURRENT ASSETS
Cash and Bank Balances L-17 234,699 172,503
Advances and Other Assets L-18 658,788 554,781
Sub-Total (A) 893,487 727,284
CURRENT LIABILITIES L-19 1,272,036 830,153
PROVISIONS L-20 44,598 37,093
Sub-Total (B) 1,316,634 867,246
NET CURRENT ASSETS (C) = (A – B) (423,147) (139,962)
MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted) L-21 - -
DEBIT BALANCE IN PROFIT & LOSS ACCOUNT (Shareholders’ Account) 5,060,819 5,079,496
Debit Balance of Revenue Account - -
TOTAL 12,643,727 9,087,446
CONTINGENT LIABILITIES
Particulars (Rs.’000)
As at March 31, 2014 As at March 31, 2013
1 Partly paid-up investments - -
2 Claims, other than against policies, not acknowledged as debts by the company 3,507 2,375
3 Underwriting commitments outstanding (in respect of shares and securities) - -
4 Guarantees given by or on behalf of the Company - -
5 Statutory demands/ liabilities in dispute, not provided for 52,827 24,328
6 Reinsurance obligations to the extent not provided for in accounts - -
7 Others (to be specified) - -
TOTAL 56,334 26,703
3
FORM L-4 : PREMIUM SCHEDULE
PREMIUM (Rs.’000).
Non Participating (Non- Participating Non Participating Non Participating (Non- Participating
Non Participating (Linked)
Linked) (Non-Linked) (Linked) Linked) (Non-Linked)
Particulars Total Total
Individual Individual Individual Group Individual Individual

Group Life Individual Life Individual Life Individual Life
Life Life Pension Life Life Pension
1 First year premiums 733,566 35,407 260,500 53,928 (724) 1,082,677 1,237,033 9,702 - 117,520 (37) 1,364,218
2 Renewal Premiums 953,032 1,876 - 308,455 65,725 1,329,088 485,426 - - 390,253 92,194 967,874
3 Single Premiums 9,819 602,835 - 34,206 - 646,861 16,210 - - 19,618 20 35,848
TOTAL PREMIUM 1,696,418 640,118 260,500 396,589 65,001 3,058,626 1,738,669 9,702 - 527,391 92,177 2,367,940
4
FORM L-5 : COMMISSION SCHEDULE
COMMISSION EXPENSES (Rs.’000).
Particulars
Non Participating Participating Non Participating Non Participating Participating Non Participating
(Non-Linked) (Non-Linked) (Linked) (Non-Linked) (Non-Linked) (Linked)
Total Total
Individual Group Individual Individual Individual Group Individual Individual

Individual Life Individual Life
Life Life Life Pension Life Life Life Pension
Commission paid
Direct – First year premiums 117,762 2 37,515 1,428 80 156,787 276,957 - - 4,317 114 281,388
- Renewal premiums 29,688 - - 2,050 214 31,951 16,691 - - 5,426 1,072 23,190
- Single premiums 116 - - 627 - 743 305 - - 335 - 640
Total (A) 147,566 2 37,515 4,105 294 189,481 293,953 - - 10,078 1,186 305,218
Add: Commission on Re-insurance
- - - - - - - - - - - -
Accepted
Less: Commission on Re-insurance
- - - - - - - - - - - -
Ceded
Net Commission 147,566 2 37,515 4,105 294 189,481 293,953 - - 10,078 1,186 305,218
Break-up of the expenses (Gross)
incurred to procure business to be
furnished as per details indicated
below:
Agents 80,362 - 26,001 3,429 293 110,085 127,636 - - 8,055 1,112 136,802
Brokers 17,453 2 5,059 155 1 22,670 29,674 - - 213 1 29,888
Corporate Agency 46,628 - 6,184 511 - 53,323 135,057 - - 1,743 73 136,873
Referral 1,315 - 169 2 - 1,486 576 - - 40 - 616
Others (pl. specify) - - - - - - - - - - -
Bancassurance 1,808 - 102 8 - 1,918 1,010 - - 27 - 1,037
TOTAL (B) 147,566 2 37,515 4,105 294 189,482 293,953 - - 10,078 1,186 305,216
5
FORM L-6 : OPERATING EXPENSES SCHEDULE
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS (Rs.’000).
FOR THE YEAR ENDED ON MARCH 31, 2014 FOR THE YEAR ENDED ON MARCH 31, 2013
Non Participating Participating Non Participating Participating

Non Participating (Linked) Non Participating (Linked)
(Non-Linked) (Non-Linked) (Non-Linked) (Non-Linked)
Particulars Total Total
Individual Individual
Individual Life Group Life Individual Life Individual Life Individual Life Group Life Individual Life Individual Life
Pension Pension
1 Employees remuneration and welfare benefits 767,682 107,015 258,138 57,925 2,426 1,193,186 1,101,536 16,105 - 71,048 6,330 1,195,019
2 Travel, conveyance and vehicle running expenses 40,083 6,098 12,450 2,878 303 61,812 77,405 1,132 - 4,993 445 83,975
3 Training expenses (including Agent advisors) 36,734 5,589 11,410 2,637 278 56,648 48,044 702 - 3,099 276 52,121
4 Rent, rates & taxes 93,359 14,203 28,998 6,703 707 143,970 156,451 2,287 - 10,091 899 169,728
5 Repairs & Maintenance 41,704 6,345 12,954 2,994 316 64,313 60,219 880 - 3,884 346 65,329
6 Printing and stationery 3,872 589 1,203 278 29 5,971 6,459 94 - 417 37 7,007
7 Communication expenses 20,126 3,062 6,251 1,445 152 31,036 25,848 378 - 1,667 149 28,042
8 Legal, professional and consultancy charges 97,150 14,780 30,176 6,975 735 149,816 126,969 1,856 - 8,189 730 137,744
9 Medical fees 4,834 - 10 347 - 5,191 6,465 - - 417 - 6,882
10 Auditors' fees, expenses etc :
(a) as auditor 1,946 296 605 140 15 3,002 2,120 31 - 137 12 2,300
(b) as adviser
(i) Taxation matters 113 17 35 8 1 174 138 2 - 9 1 150
(ii) Insurance matters - - - - - - - - - - - -
(iii) Management services; and 32 5 10 2 - 49 - - - - - -
(c) in any other capacity (including out of pocket
73 11 23 5 1 113 172 3 - 11 1 187
expenses)
11 Advertisement and publicity 161,426 21,068 57,169 12,592 14 252,269 231,830 3,390 - 14,953 1,332 251,505
12 Interest and bank charges 6,710 1,021 2,084 482 51 10,348 11,058 162 - 713 64 11,997
13 Investment related charges - - - - - - - - - - - -
14 Postage and courier cost 9,360 1,424 2,907 672 71 14,434 18,295 267 - 1,180 105 19,847
15 Sales Promotion expenses 48,090 6,265 17,055 3,755 - 75,165 142,269 2,080 - 9,176 818 154,343
16 Information technology expenses - - - - - - - - - - - -
17 Recruitment (including Agent advisors) 4,114 626 1,278 295 31 6,344 19,792 289 - 1,277 114 21,472
18 Electricity ,water and utilities 12,930 1,967 4,016 928 98 19,939 14,817 217 - 956 85 16,075
19 Policy issuance and servicing costs 166,922 1,475 17,378 23,606 3,101 212,482 196,140 2,868 - 12,651 1,127 212,786
20 (Profit)/Loss on fluctuation in foreign exchange 297 45 92 21 2 457 218 3 - 14 1 236
21 (Profit)/Loss on fixed assets 316 48 98 23 2 487 (7) - - - - (7)
22 Service Tax expense 6,969 1,174 - 10,959 1,104 20,206 26,834 392 - 1,731 154 29,111
23 Other miscellaneous expenses 12,713 1,934 3,948 912 97 19,604 40,269 588 - 2,598 232 43,687
24 Depreciation 17,439 2,653 5,417 1,252 132 26,893 22,394 327 - 1,444 129 24,294
TOTAL 1,554,994 197,710 473,705 137,834 9,666 2,373,909 2,335,735 34,053 - 150,655 13,387 2,533,830
6
FORM L-7 : BENEFITS PAID SCHEDULE
BENEFITS PAID [NET] (Rs.’000).
FOR THE YEAR ENDED ON MARCH 31, 2014 FOR THE YEAR ENDED ON MARCH 31, 2013
Non Participating (Non- Participating Non Participating (Non- Participating
Particulars Linked) (Non-Linked)
Linked) (Non-Linked)
Total Total
Individual Individual Group Individual Individual
Individual Life Group Life Individual Life Individual Life Individual Life
Life Pension Life Life Pension
1. Insurance Claims
(a) Claims by Death, 87,769 6,518 173 16,945 1,301 112,706 82,346 610 - 22,281 799 106,036
(b) Claims by Maturity, - - - 14,168 - 14,168 - - - - - -
(c) Annuities/Pension payment, - - - - - - - - - - - -
(d) Periodical Benefit - - - - - - - - - - - -
(e) Health - - - - - - - - - - - -
(f) any other (please specify) - - - - - - - - - - - -
Surrenders/Withdrawals 3,959 - - 84,433 70,307 158,698 363 - - 13,839 13,671 27,873
Riders 2,960 - - 150 - 3,110 - - - 30 - 30
94,688 6,518 173 115,696 71,608 288,683 82,709 610 - 36,151 14,470 133,939
2. (Amount ceded in reinsurance):
(a) Claims by Death, (34,832) (3,031) - (3,195) - (41,058) (28,800) (305) - (3,890) - (32,995)
(b) Claims by Maturity, - - - - - - - - - - - -
(e) Health - - - - - - - - - - - -
(34,832) (3,031) - (3,195) - (41,058) (28,800) (305) - (3,890) - (32,995)
3. Amount accepted in reinsurance:
(a) Claims by Death, - - - - - - - - - - - -
(b) Claims by Maturity, - - - - - - - - - - - -
(e) Health - - - - - - - - - - - -
-
TOTAL 59,856 3,487 173 112,501 71,608 247,625 53,909 305 - 32,260 14,470 100,945
7
FORM L-8 : SHARE CAPITAL SCHEDULE
SHARE CAPITAL
(Rs.’000)
Particulars As at March 31, 2014 As at March 31, 2013
1 Authorised Capital 20,000,000 20,000,000
2,000,000,000 Equity Shares (Previous Year: 2,000,000,000
Equity Shares)of Rs 10 each
2 Issued Capital 3,403,757 3,200,240
340,375,683 Equity Shares (Previous Year: 320,024,046
Equity Shares) of Rs 10/- each
3 Subscribed Capital 3,403,757 3,200,240
4 Called-up Capital 3,403,757 3,200,240
Less : Calls unpaid
Add : Shares forfeited (Amount originally paid up)
Less : Par value of Equity Shares bought back
Less : Preliminary Expenses
Expenses including commission or brokerage on
Underwriting or subscription of shares
TOTAL 3,403,757 3,200,240
8
FORM L-9 : PATTERN OF SHAREHOLDING SCHEDULE
PATTERN OF SHAREHOLDING : [As certified by the Management]
Shareholder As at March 31, 2014 As at March 31, 2013
Number of Shares % of Holding Number of Shares % of Holding
Promoters
· Indian 251,878,006 74% 236,817,838 74%
· Foreign 88,497,677 26% 83,206,208 26%
Others
TOTAL 340,375,683 100% 320,024,046 100%
9
FORM L-10-RESERVES AND SURPLUS SCHEDULE
RESERVES AND SURPLUS (Rs.’000)
1 Capital Reserve - -
2 Capital Redemption Reserve - -
3 Share Premium 5,168,308 3,258,617
4 Revaluation Reserve - -
General Reserves
5 Less: Debit balance in Profit and Loss Account, if any
Less: Amount utilized for Buy-back - -
6 Catastrophe Reserve - -
7 Other Reserves (to be specified) - -
8 Balance of profit in Profit and Loss Account - -
TOTAL 5,168,308 3,258,617
10
FORM L-11-BORROWINGS SCHEDULE
BORROWINGS

(Rs.’000). (Rs.’000).
1 Debentures/ Bonds - -
2 Banks - -
3 Financial Institutions - -
TOTAL - -
11
FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE
INVESTMENTS-SHAREHOLDERS
(Rs.’000)
LONG TERM INVESTMENTS

1 Government securities and Government guaranteed bonds 1,430,507 677,258
including Treasury Bills
2 Other Approved Securities 193,002 142,362
3 Other Investments -
(a) Shares -
(aa) Equity - -
(bb) Preference - -
(b) Mutual Funds - -
(c) Derivative Instruments - -
(d) Debentures/ Bonds 282,647 95,118
(e) Other Securities (to be specified) - -
Commercial Paper / Certificate of Deposits - -
Deposits with Bank 4,000 4,000
(f) Subsidiaries - -
Investment Properties-Real Estate - -
4 Investments in Infrastructure and Social Sector 522,223 322,369
5 Other than Approved Investments - -
SHORT TERM INVESTMENTS
1 Government securities and Government guaranteed bonds 25,660 -
including Treasury Bills
2 Other Approved Securities - -
3 Other Investments - -
(a) Shares - -
(aa) Equity - -
(bb) Preference - -
(b) Mutual Funds - 7,502
(c) Derivative Instruments - -
(d) Debentures/ Bonds - 50,000
(e) Other Securities (to be specified) -
Deposits with Bank 240,000 -
(f) Subsidiaries - -
Investment Properties-Real Estate - -
4 Investments in Infrastructure and Social Sector 9,016 38,509
5 Other than Approved Investments - -
TOTAL 2,707,054 1,337,119
12
FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE
(Rs.’000)
As at March 31, 2014 As at March 31, 2013
Non Participating (Non- Participating Non Participating Non Participating Participating Non Participating
Particulars
Linked) (Non-Linked) (Linked) (Non-Linked) (Non-Linked) (Linked)
Total Total
Individual Individual Individual Individual Individual Individual Individual
Individual Life Group Life Group Life
Life Life Pension Life Life Life Pension
1 Government securities and Government 677,497 348,413 101,388 15,000 655 1,142,953 353,276 655 - 11,570 655 366,157
guaranteed bonds including Treasury Bills
2 Other Approved Securities 10,017 50,188 - - - 60,205 10,019 - - - - 10,019
3 (a) Shares - - - - - -
(aa) Equity - - - - - - - - - - - -
(bb) Preference - - - - - - - - - - - -
(b) Mutual Funds - - - - - - - - - - - -
(c) Derivative Instruments - - - - - - -
(d) Debentures/ Bonds 231,448 57,373 52,551 9,141 - 350,513 203,052 - 9,132 - 212,185
(e) Other Securities (to be specified) - - - - - -
Commercial Paper / Certificate of Deposits - - - - - - -
Deposits with Bank 2,000 - - - 500 2,500 28,638 10,000 - 500 39,138
(f) Subsidiaries - - - - - - - - - - - -
(g) Investment Properties-Real Estate - - - - - - - - - - - -
4 Investments in Infrastructure and Social Sector 311,820 130,784 67,304 6,000 - 515,908 128,550 2,000 2,000 - 132,550
5 Other than Approved Investments - - - - - - - - - - - -
SHORT TERM INVESTMENTS -
1 Government securities and Government 3,474 1,443 - - - 4,917 - - - - - -
2 Other Approved Securities - - - - - - - - - - - -
3 (a) Shares - - - - - -
(aa) Equity - - - - - - - - - - - -
(bb) Preference - - - - - - -
(b) Mutual Funds - 20,182 - 202 - 20,384 (0) - (0) - (0)
(c) Derivative Instruments - - - - - - - - - - - -
(d) Debentures/ Bonds* 17,000 - - - - 17,000 3,900 - 5,100 - 9,000
(e) Other Securities (to be specified) - - - - - -
Deposits with Bank 26,638 13,700 - - - 40,338 - 4,300 - - 4,300
(f) Subsidiaries - - - - - - -
(g) Investment Properties-Real Estate - - - - - - - - - - - -
4 Investments in Infrastructure and Social Sector - - - - - - - - - - - -
5 Other than Approved Investments - - - 74 - 74 - - - - - -
TOTAL 1,279,894 622,083 221,244 30,417 1,155 2,154,792 727,435 16,955 - 27,802 1,155 773,348
13
FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE
ASSETS HELD TO COVER LINKED LIABILITIES
(Rs.’000)
Individual Life Individual Pension Total Individual Life Individual Pension Total

1 Government securities and Government guaranteed 198,409 32,002 230,411 172,586 33,449 206,035
bonds including Treasury Bills
2 Other Approved Securities 1,983 - 1,983 2,038 - 2,038
3 Other Investments -
(a) Shares -
(aa) Equity 1,035,091 341,985 1,377,076 876,263 309,668 1,185,931
(bb) Preference - - - -
(b) M utual Funds - - - - - -
(c) Derivative Instruments - - - - - -
(d) Debentures/ Bonds 147,052 41,096 188,148 98,880 29,684 128,564
(e) Other Securities - Fixed Deposits 3,000 3,500 6,500 3,000 3,500 6,500
(f) Subsidiaries - - - - - -
(g) Investment Properties-Real Estate - - - - - -
4 Investments in Infrastructure and Social Sector 115,549 26,492 142,040 116,749 28,146 144,895
5 Other than Approved Investments 28,986 10,070 39,056 59,526 20,920 80,446
S HORT TERM INVES TMENTS -
1 Government securities and Government 255,584 3,052 258,636 104,545 - 104,545
2 Other Approved Securities
3 (a) Shares
(aa) Equity - - - - - -
(bb) Preference - - - - - -
(b) Mutual Funds 21,368 300 21,668 28,528 11,216 39,744
(c ) Derivative Instruments - - - -
(d) Debentures/ Bonds 7,018 1,002 8,020 15,023 6,006 21,029
(e) Other Securities (to be specified) - - - -
Deposit with Bank 53,000 - 53,000 70,592 - 70,592
(f) Subsidiaries - - - -
(g) Investment Properties-Real Estate 7,973 2,990 10,963 - - -
4 Investments in Infrastructure and Social Sector - - - - - -
5 Other than Approved Investments 14,755 810 15,565 - 150 150

NET CURRENT ASSETS - -
Bank Balances 3,586 1,057 4,643 3,503 1,147 4,650
Income accrued on investments 19,112 5,116 24,228 14,711 4,363 19,074
Payables for purchase of Securities (11,955) (2,409) (14,364) (4,296) (1,666) (5,962)
FMC Payable (2,198) (594) (2,792) (1,898) (571) (2,469)
Other Payables (29,075) (11,428) (40,503) (21,625) (9,110) (30,735)
Other Receivable 22,052 7,557 29,609 7,570 2,809 10,379
TOTAL 1,891,289 462,599 2,353,888 1,545,696 439,711 1,985,407
14
FORM L-15 : LOANS SCHEDULE
LOANS
(Rs.’000).
1 SECURITY-WISE CLASSIFICATION - -
Secured - -
(a) On mortgage of property - -
(aa) In India - -
(bb) Outside India - -
(b) On Shares, Bonds, Govt. Securities, etc. - -
(c) Loans against policies 24 -
(d) Others (to be specified) - -
Unsecured - -
TOTAL 24 -
2 BORROWER-WISE CLASSIFICATION - -
(a) Central and State Governments - -
(b) Banks and Financial Institutions - -
(c) Subsidiaries - -
(d) Companies - -
(e) Loans against policies 24 -
(f) Others (to be specified) - -
TOTAL 24 -
3 PERFORMANCE-WISE CLASSIFICATION - -
(a) Loans classified as standard - -
(aa) In India 24 -
(b) Non-standard loans less provisions - -
(aa) In India - -
TOTAL 24 -
4 MATURITY-WISE CLASSIFICATION - -
(a) Short Term - -
(b) Long Term 24 -
TOTAL 24 -
15
FORM L-16 : FIXED ASSETS SCHEDULE
FIXED ASSETS
(Rs.’000)
Particulars Cost/ Gross Block Depreciation Net Block
Opening Additions Deductions Closing Up to Last Year For The Period On Sales/ To Date As at March 31, As at March
Adjustments 2014 31, 2013
Goodwill - - - - - - - - - -
Intangibles - Software 55,489 5,646 300 60,835 38,332 9,949 175 48,106 12,729 17,157
Land-Freehold - - - - - - - - - -
Leasehold Property 24,939 7,251 844 31,346 15,761 5,228 479 20,511 10,836 9,178
Buildings - - - - - - - - - -
Furniture & Fittings 8,819 753 - 9,572 8,754 764 - 9,517 54 65
Information Technology 47,483 7,432 99 54,816 32,423 8,269 47 40,645 14,171 15,060
Equipment
Vehicles - - - - - - - - - -
Office Equipment 16,950 834 - 17,784 11,821 2,683 - 14,504 3,280 5,129
Others (Specify nature) - - - - - - - - - -
TOTAL 153,680 21,916 1,243 174,352 107,091 26,893 701 133,283 41,069 46,589
Work in progress - - - - - - - - - 5,452
Grand Total 153,680 21,916 1,243 174,353 107,091 26,893 701 133,283 41,069 52,041
PREVIOUS YEAR 103,521 52,175 2,016 153,680 84,526 24,294 1,729 107,091 52,041 18,995
16
FORM L-17 : CASH AND BANK BALANCE SCHEDULE
CASH AND BANK BALANCES (Rs.’000).
Particulars As at March 31, 2014 As at March 31,
2013
1 Cash (including cheques, drafts and stamps) 118,049 77,906
2 Bank Balances
(a) Deposit Accounts - -
(aa) Short-term (due within 12 months of the date of Balance - -
Sheet)
(bb) Others - -
(b) Current Accounts 116,650 94,597
(c) Others (to be specified) - -
3 Money at Call and Short Notice
(a) With Banks - -
(b) With other Institutions - -
TOTAL 234,699 172,503
Balances with non-scheduled banks included in 2 and 3 above - -
CASH & BANK BALANCES

1 In India 234,699 172,503
2 Outside India - -
TOTAL 234,699 172,503
17
FORM L-18-ADVANCE AND OTHER ASSETS SCHEDULE
ADVANCES AND OTHER ASSETS (Rs.’000)
ADVANCES
1 Reserve deposits with ceding companies - -
2 Application money for investments - -
3 Prepayments 43,400 45,267
4 Advances to Directors/Officers - -
5 Advance tax paid and taxes deducted at source (Net of provision
for taxation) 10 10
Security Deposits 64,599 67,387
Advances to employees for travel, etc. 6,848 10,433
TOTAL (A) 114,856 123,097
OTHER ASSETS
1 Income accrued on investments 132,335 63,026
2 Outstanding Premiums 170,436 113,233
3 Agents’ Balances 10,838 20,175
4 Foreign Agencies Balances - -
5 Due from other entities carrying on insurance business
(including reinsures) 67,426 42,132
6 Due from subsidiaries/ holding company - -
7 Deposit with Reserve Bank of India [Pursuant to section 7 of
Insurance Act, 1938] - -
8 Others (to be specified)
Seed Capital Contribution towards Unit Linked Funds 40,503 30,735
Service Tax Unutilized Credit 132,690 186,219
Receivable towards non-par non linked funds - -
Receivable from clearing firm - -
Receivable from ex employees 6,703 5,594
Other Dues 1,042 4,309
Agents' Balances - provision for doubtful amounts (9,665) (14,816)
Receivable from ex employees- provision (3,351) (2,797)
Provision on Vendor Advances (5,026) (16,126)
TOTAL (B) 543,931 431,684
TOTAL (A+B) 658,787 554,781
18
FORM L-19-CURRENT LIABILITIES SCHEDULE
CURRENT LIABILITIES (Rs.’000)
1 Agents’ Balances 34,716 34,361

2 Balances due to other insurance companies 29,673 10,143
3 Deposits held on re-insurance ceded - -
4 Premiums received in advance 42,299 5,634
5 Unallocated premium 362,997 139,083
6 Sundry creditors 6,978 12,775
7 Due to subsidiaries/ holding company - -
8 Claims Outstanding 154,165 102,675
9 Annuities Due - -
10 Due to Officers/ Directors - -
- Due to Unit Linked Fund - -
-Proposal / Policyholder deposits 3,615 -
-Withholding Tax Deducted at Source 37,942 28,655
-Accrued Expenses 496,691 462,926
-Other Statutory liabilities 9,439 9,881
-Policy Holders Unclaimed 89,566 -
- Due to Non- par non linked funds - -
-Lease Equalistion Reserve 3,955 24,020
TOTAL 1,272,036 830,153
19
FORM L-20-PROVISIONS SCHEDULE
PROVISIONS (Rs.’000)
1 For taxation (less payments and taxes deducted at source) - -

2 For proposed dividends - -
3 For dividend distribution tax - -
- Provision for Gratuity 28,680 23,897
- Provision for Leave Encashment 15,918 13,196
TOTAL 44,598 37,093
20
FORM L-21-MISC EXPENDITURE SCHEDULE
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted) (Rs.’000)
1 Discount Allowed in issue of shares/ debentures - -

TOTAL - -
21
FORM L-22 : Analytical Ratios*
Insurer: DHFL Pramerica Life Insurance Company Limited Date: 31-Mar-14
(erstw hile DLF Pram erica Life Insurance Com pany Lim ited)
For the Year ended on For the Year ended on
Sl.No. Particular
March 31, 2014 March 31, 2013
New business premium income growth
1
rate - segment wise 24% 44%
Non Par Individual Life - Non Linked -41% 110%
Non Par Group Life 6478% -
Participating Individual Life - -
Non Par Individual Life - Linked -36% -52%
2 Net Retention Ratio 99% 99%
Expense of Management to Gross Direct 84% 142%
3
Premium Ratio
Commission Ratio (Gross commission 6% 12%
4
paid to Gross Premium)
Ratio of policy holder's liabilities to 116% 151%
5
shareholder's funds
6 Growth rate of shareholders' fund 155% 18%
2% 0%
7 Ratio of surplus to policyholders' liability
8 Change in net worth ( '000) 2,131,883 183,267

9 Profit after tax/Total Income 0.26% 0%
(Total real estate + loans)/(Cash & 0% 0%
10
invested assets)
11 Total investments/(Capital + Surplus) 84% 59%
Total affiliated investments/(Capital+ 0.29% -
12
Surplus)
22
FORM L-22 : Analytical Ratios*
Insurer: DHFL Pramerica Life Insurance Company Limited Date: 31-Mar-14
(erstw hile DLF Pram erica Life Insurance Com pany Lim ited)
For the Year ended on For the Year ended on
Sl.No. Particular
March 31, 2014 March 31, 2013
13 * Investment Yield (Gross and Net)
With Realized Without With Realized Without Realized
Policyholder's Funds:
Gains Realized Gains Gains Gains
Non-Linked
1.PAR 9.35% 9.35% NA NA
2.Non-PAR 9.18% 9.18% 9.18% 9.18%
Linked
3.Non-PAR 12.66% 12.66% 8.79% 8.79%
Shareholder's Fund 9.25% 9.25% 8.47% 8.47%
14 Conservation Ratio 57% 62%
15 Persistency Ratio On Policies On Prem ium On Policies On Prem ium
For 13th month 41.38% 44.79% 43.64% 45.88%
For 25th month(+) 34.88% 44.19% 41.34% 48.19%
For 25th month(++) 71.84% 79.84% 79.56% 83.12%
For 37th month(+) 32.65% 39.59% 26.75% 31.65%
For 37th month(++) 60.46% 59.90% 50.21% 49.30%
For 49th Month(+) 37.87% 42.42% N\A NA
For 49th Month(++) 78.81% 75.25% N\A NA
for 61st month NA NA NA NA
16 NPA Ratio
Gross NPA Ratio - - - -
Net NPA Ratio - - - -
Equity Holding Pattern for Life
1 (a) No. of shares 340,375,683 320,024,046
(b) Percentage of shareholding (Indian /
2 285% 285%
Foreign)
( c) %of Government holding (in case of
3 - -
public sector insurance companies)
(a) Basic and diluted EPS before
4 extraordinary items (net of tax expense) for 0.03 (4.23)
the period (not to be annualized)
(b) Basic and diluted EPS after
5 extraordinary items (net of tax expense) for 0.03 (4.23)
the period (not to be annualized)
6 (iv) Book value per share (Rs) 10.32 4.31
+ Non Reducing Balance
++ Reducing Balance
23
FORM L-23-RECEIPT AND PAYMENTS SCHEDULE
FOR THE YEAR ENDED MARCH 31, 2014
(Rs in '000's)
For The Year For The Year
Perticulars Ended March Ended March
31st, 2014 31st, 2013
Cash Flows from the operating activities:
Premium received from policyholders, including advance receipts 3,328,359 2,265,398
Other receipts (give Break-up)
Claims recovered from reinsurers 15,763 5,701
Payments to the re-insurers, net of commissions and claims/ Benefits (16,198) (12,932)
Payments to co-insurers, net of claims / benefit recovery
Payments of claims/benefits (237,191) (72,524)
Payments of commission and brokerage (179,789) (300,247)
Payments of other operating expenses (2,283,040) (2,513,409)
Preliminary and pre-operative expenses
Deposits, advances and staff loans
Income taxes paid (Net) - 577
Other payments (give break-up)
Cash flows before extraordinary items
Cash flow from extraordinary operations (give break-up)
Net cash flow from operating activities 627,904 (627,435)
Cash flows from investing activities:
Purchase of fixed assets (16,977) (57,627)
Proceeds from sale of fixed assets 55 294
Purchases of investments (16,729,226) (9,623,773)
Loans disbursed (24) -
Sales of investments 13,859,873 8,586,788
Repayments received
Rents/Interests/ Dividends received 207,383 180,705
Investments in money market instruments and in liquid mutual funds (Net)*
Expenses related to investments
Net cash flow from investing activities (2,678,916) (913,613)
Cash flows from financing activities:
Proceeds from issuance of share capital 2,113,208 1,541,899
Proceeds from borrowing
Repayments of borrowing
Interest/dividends paid
Net cash flow from financing activities 2,113,208 1,541,899
Effect of foreign exchange rates on cash and cash equivalents, net
Net increase in cash and cash equivalents: 62,196 852
Cash and cash equivalents at the beginning of the year 172,503 171,651
Cash and cash equivalents at the end of the year 234,699 172,503
24
FORM L-24 : Valuation of net liabiltiies
Insurer: DHFL Pramerica Life Insurance Company Date: 31-Mar-14
Limited (erstwhile DLF Pramerica Life Insurance
Company Limited)
(Rs in Lakhs)
Valuation of net liabiltiies

Sl.No. Particular As at 31.03.2014 As at 31.03.2013
1 Linked
a Life 19,093 15,643
b General Annuity - -
c Pension 4,629 4,404
d Health - -
2 Non-Linked
a Life 16,994 6,147
b General Annuity - -
c Pension - -
d Health - -
25
FORM L-25- (i) : Geographical Distribution Channel - Individuals
Insurer: DHFL Pramerica Life Insurance Company Limited (erstwhile DLF Pramerica Life Insurance Company Limited) For the Year Ended March 31st, 2014
Geographical Distribution of Total Business- Individuals (Rs in Crore)

Rural Urban Total Business
Sl.No. State / Union Territory No. of No. of (Group)
Premium (Rs Sum Assured No. of No. of (Group)
Premium Sum Assured No. of No. of (Group)
Premium (Rs Sum Assured
Policies Lives crore) (Rs crore) Policies Lives (Rs crore) (Rs crore) Policies Lives crore) (Rs crore)
1 Andhra Pradesh 478 478 0.52 6.81 1,271 1,257 2.03 30.17 1,749 1,735 2.55 36.97
2 Arunachal Pradesh 129 128 0.15 1.03 5 5 0.01 0.06 134 133 0.16 1.10
3 Assam 3,613 3,562 3.73 31.87 93 93 0.15 1.51 3,706 3,655 3.88 33.39
4 Bihar 1,295 1,275 1.29 14.95 123 120 0.23 2.65 1,418 1,395 1.51 17.60
5 Chattisgarh 201 201 0.22 2.36 490 487 0.64 7.22 691 688 0.86 9.58
6 Goa 13 13 0.02 0.20 78 78 0.19 3.99 91 91 0.21 4.19
7 Gujarat 742 728 1.00 15.85 1,947 1,788 5.79 95.43 2,689 2,516 6.79 111.28
8 Haryana 1,002 978 1.89 27.83 1,385 1,320 3.35 68.28 2,387 2,298 5.24 96.11
9 Himachal Pradesh 278 272 0.43 5.78 1,539 1,389 3.78 56.01 1,817 1,661 4.21 61.78
10 Jammu & Kashmir 349 348 0.63 6.98 1,337 1,295 2.16 91.73 1,686 1,643 2.79 98.70
11 Jharkhand 219 217 0.23 2.11 164 160 0.26 4.64 383 377 0.49 6.75
12 Karnataka 301 300 0.37 4.46 344 323 1.33 23.18 645 623 1.70 27.63
13 Kerala 82 78 0.10 2.46 54 53 0.10 4.20 136 131 0.19 6.66
14 Madhya Pradesh 1,741 1,721 2.47 33.52 1,254 1,195 1.83 35.89 2,995 2,916 4.29 69.41
15 Maharashtra 1,904 1,882 2.92 37.27 3,683 3,582 10.02 128.80 5,587 5,464 12.95 166.07
16 Manipur 22 22 0.02 0.18 3 3 0.00 0.04 25 25 0.02 0.22
17 Meghalaya 45 44 0.04 0.42 95 95 0.06 1.40 140 139 0.11 1.82
18 Mirzoram - - - - - - 0.00 - - - 0.00 -
19 Nagaland 20 20 0.02 0.12 3 3 0.01 0.05 23 23 0.02 0.17
20 Orissa 4,785 4,755 5.08 59.10 64 62 0.16 1.61 4,849 4,817 5.24 60.71
21 Punjab 1,211 1,132 2.81 29.33 6,007 5,616 15.72 251.69 7,218 6,748 18.52 281.03
22 Rajasthan 277 276 0.37 5.03 2,735 2,668 5.29 70.65 3,012 2,944 5.65 75.68
23 Sikkim 3 3 0.01 0.07 37 36 0.08 0.53 40 39 0.08 0.61
24 Tamil Nadu 831 812 1.26 16.33 359 349 0.85 8.95 1,190 1,161 2.11 25.27
25 Tripura 242 237 0.27 2.48 19 19 0.01 0.25 261 256 0.28 2.74
26 Uttar Pradesh 4,473 4,127 4.96 57.40 4,557 4,429 8.17 108.95 9,030 8,556 13.12 166.35
27 UttraKhand 49 49 0.12 0.98 1,505 1,468 2.37 30.06 1,554 1,517 2.49 31.03
28 West Bengal 6,006 5,836 6.58 62.76 778 735 1.70 17.08 6,784 6,571 8.28 79.84
29 Andaman & Nicobar Islands 9 9 0.01 0.11 - - - - 9 9 0.01 0.11
30 Chandigarh 13 13 0.02 0.31 614 554 1.20 25.69 627 567 1.22 26.00
31 Dadra & Nagrahaveli - - - - 1 1 0.00 0.75 1 1 0.00 0.75
32 Daman & Diu - - 0.00 - 1 1 0.00 0.02 1 1 0.00 0.02
33 Delhi 51 50 0.09 4.68 1,690 1,584 4.32 85.30 1,741 1,634 4.42 89.98
34 Lakshadweep - - - - - - - - - - - -
35 Puducherry - - - - 1 1 0.00 0.02 1 1 0.00 0.02
COMPANY TOTAL 30,384 29,566 37.62 432.76 32,236 30,769 71.81 1,156.79 62,620 60,335 109.43 1,589.56
26
FORM L-25- (ii) : Geographical Distribution Channel - GROUP
Insurer: DHFL Pramerica Life Insurance Company Limited (erstwhile DLF Pramerica Life Insurance Company Limited) For the Year Ended March 31st, 2014
Geographical Distribution of Total Business- GROUP (Rs in Crore)

Rural Urban Total Business
No. of No. of (Group)
Premium Sum Assured
Sl.No. State / Union Territory
Policies Lives (Rs crore) (Rs crore) Policies Lives (Rs crore) (Rs crore) Policies Lives (Rs crore) (Rs crore)
1 Andhra Pradesh 33 47,516 0.60 81.94 12 102,233 0.90 210.47 45 149,749 1.49 292.41
2 Arunachal Pradesh - - - - - - - - - - - -
3 Assam - - - - - - - - - - - -
4 Bihar - - - - - - - - - - - -
5 Chattisgarh - - - - - - - - - - - -
6 Goa - - - - - - - - - - - -
7 Gujarat - - - - - - - - - - - -
8 Haryana - - - - - - - - - - - -
9 Himachal Pradesh - - - - - - - - - - - -
10 Jammu & Kashmir - - - - - - - - - - - -
11 Jharkhand - - - - - - - - - - - -
12 Karnataka - - - - 8 2,508 0.75 186.65 8 2,508 0.75 186.65
13 Kerala 15 45,068 0.21 58.01 - - - - 15 45,068 0.21 58.01
14 Madhya Pradesh 9 15,769 0.39 67.41 - - - - 9 15,769 0.39 67.41
15 Maharashtra 1 217 0.00 0.43 6 17,075 60.32 2,161.88 7 17,292 60.33 2,162.31
16 Manipur - - - - - - - - - - - -
17 Meghalaya - - - - - - - - - - - -
18 Mirzoram - - - - - - - - - - - -
19 Nagaland - - - - - - - - - - - -
20 Orissa - - - - - - - - - - - -
21 Punjab - - - - - - - - - - - -
22 Rajasthan - - - - - - - - - - - -
23 Sikkim - - - - - - - - - - - -
24 Tamil Nadu 13 99,618 0.47 221.81 - 41 0.00 3.16 13 99,659 0.47 224.97
25 Tripura - - - - - - - - - - - -
26 Uttar Pradesh 23 27,218 0.18 49.09 - - - - 23 27,218 0.18 49.09
27 UttraKhand - - - - - - - - - - - -
28 West Bengal - - - - - - - - - - - -
29 Andaman & Nicobar Islands - - - - - - - - - - - -
30 Chandigarh - - - - - - - - - - - -
31 Dadra & Nagrahaveli - - - - - - - - - - - -
32 Daman & Diu - - - - - - - - - - - -
33 Delhi - - - - 1 213 0.01 15.09 1 213 0.01 15.09
34 Lakshadweep - - - - - - - - - - - -
35 Puducherry - - - - - - - - - - - -
COMPANY TOTAL 94 235,406 1.84 478.69 27 122,070 61.98 2,577.25 121 357,476 63.82 3,055.93
** Business procured from rural areas as defined in; (i) the latest decennial census of India and (ii) the third and fourth ammendment to IRDA(Obligation of Insurers to Rural or Social Sectors)
Regulation, 2008 conveyed vide Circular no. 320.1/1/F&A/AR-R&SS/257/Feb./2007-08, dated 8th February, 2008.
27
FORM L-26-INVESTMENT ASSETS(LIFE INSURERS)-3A
PART - A
Company Name & Code: DHFL Pramerica Life Insurance Company Limited (erstwhile DLF Pramerica Life Insurance Company Limited)
Statement as on: 31-Mar-14
Statement of Investment Assets (Life Insurers)
(Business w ithin India)
Periodic ity of Submission: Quarterly Quarterly Rs. Lacs
Total Applic ation as per Balanc e Sheet (A) 126437.25 Rec onc iliation of Investment Assets
Add (B) Total Investment Assets (as per Balanc e Sheet) 72562.60
Provisions Sch-14 445.98 Balanc e Sheet V alue of:
Current Liabilities Sch-13 12720.36 A. Life Fund 42982.17
B. Pension & General Annuity Fund 6041.34

Less (C ) C. Unit Linked Funds 23538.85
Debit Balance in P & L A/c 50608.19 72562.36
Loans Sch-09 0.24
Adv & Other Assets Sch-12 6182.85
Cash & Bank Balance Sch-11 2346.99

Fixed Assets Sch-10 410.70
Misc Exp Not Written Off Sch-15 0.00
Funds available for Investments 72562.60
NON - LINKED BUSINESS

SH PH
Book V alue
+ UL-Non Ac tual
Balanc e PAR NON PAR (SH+PH)
A. LIFE FUND % as per Reg FRSM FV C Amount Total Fund Market V alue
Unit Res %
F=
(a) (b) (c ) (d) (e)
[b+c +d+e]
Not Less than
1 'G. Sec - 14,561.68 156.55 1,013.88 6,830.68 22,562.79 52% - 22,562.79 21,978.70
25%
Not Less than

2 G.Sec or Other Approved Securities (incl (i) above) - 16,491.69 156.55 1,013.88 6,930.85 24,592.98 57% - 24,592.98 23,905.09
50%
3 Investment Subjec t to Exc posure Norms - - - - - - -

Not Less than
a. Housing & Infrastructure - 5,981.75 91.41 916.41 3,546.28 10,535.85 25% - 10,535.85 10,495.46
15%
b. i) Approved Investments - 4,597.11 67.00 282.14 2,501.29 7,447.54 17% 3.39830 7,447.58 7,413.44
Not exceeding
ii) "Other Investments" not to exceed 15% 35% - 405.03 0.72 - - 405.75 1% 1.33126 405.76 405.76
TOTAL LIFE FUND 100% - 27,475.58 315.68 2,212.44 12,978.42 42,982.12 100% 4.72956 42,982.17 42,219.75
28
FORM L-26-INVESTMENT ASSETS(LIFE INSURERS)-3A
PART - A
Company Name & Code: DHFL Pramerica Life Insurance Company Limited (erstwhile DLF Pramerica Life Insurance Company Limited)
Statement of Investment Assets (Life Insurers)
(Business w ithin India)
Periodic ity of Submission: Quarterly Quarterly Rs. Lacs
Total Applic ation as per Balanc e Sheet (A) 126437.25 Rec onc iliation of Investment Assets
Add (B) Total Investment Assets (as per Balanc e Sheet) 72562.60
Provisions Sch-14 445.98 Balanc e Sheet V alue of:
Current Liabilities Sch-13 12720.36 A. Life Fund 42982.17
B. Pension & General Annuity Fund 6041.34
Less (C ) C. Unit Linked Funds 23538.85
Debit Balance in P & L A/c 50608.19 72562.36
Loans Sch-09 0.24
Adv & Other Assets Sch-12 6182.85

Cash & Bank Balance Sch-11 2346.99
Fixed Assets Sch-10 410.70
Misc Exp Not Written Off Sch-15 0.00
Funds available for Investments 72562.60
PH Ac tual
B. PENSION AND GENERAL ANNUITY FUND % as per Reg Book V alue FV C Amount Total Fund Market V alue
PAR NON PAR %
1 G. Sec Not Less than 20% - 3,478 3,478 58% - 3,478 3,489
2 G.Sec or Other Approved Securities (incl (i) above) Not Less than 40% - 3,979 3,979 66% - 3,979 3,999
3 Balance in Approved investment Not Exceeding 60% - 2,062 2,062 34% 0 2,062 2,066
TOTAL PENSION, GENERAL ANNUITY FUND 100% - 6,041 6,041 100% 0 6,041 6,065
LINKED BUSINESS
PH Ac tual
C. LINKED FUNDS % as per Reg Total Fund
PAR NON PAR %
1 Approved Investment Not Less than 75% - 22992.64 22992.64 98%
2 Other Investments Not More than 25% - 546.21 546.21 2%

TOTAL LINKED INSURANCE FUND 100% - 23538.85 23538.85 100%
Note: (+) FRMS refers to 'Funds representing Solvency Margin'
Pattern of Investment will apply only to Shareholders (SH) funds representing FRSM ("F")
Funds beyond Solvency Margin shall have a separate Custody A ccount.
Other Investments' are as permitted under Secction 27A (2) and 27B(3) of Insurance A ct, 1938
29
FORM L-27-UNIT LINKED BUSINESS-3A
Unit Linked Insuranc e Business PART - B
Company Name: DHFL Pramerica Life Insurance Company LimitedLink
(erstwhile DLF
to Item 'C' Pramerica
of FORM 3A (PartLife
A) Insurance Company Limited)
CODE: 140 Par / Non-Par
STATEMENT AS ON: 31-Mar-14

Periodicity of Submission: Quarterly Rs. Lacs
LARGE CAP EQUITY PENSION DEBT PENSION PENSION GROW TH PENSION DY NAMIC DISCONTINUED
PARTICULARS DEBT FUND BALANCED FUND GROW TH FUND LIQUID FUND Total of All Funds
FUND FUND BALANCED FUND EQUITY POLICY FUND
ULIF00127/08/08FIX EDI ULIF00227/08/08BAL ULIF00327/08/08GRO ULIF00427/08/08LARC ULIF00509/02/09PE ULIF00609/02/09PE ULIF00709/02/09PE ULIF00809/02/09PEND ULIF00920/01/11LI ULIF01024/02/11DISC
FUND140 ANCFUND140 W THFUND140 APFUND140 NDEBFUND140 NBALFUND140 NGROFUND140 Y EFUND140 QUIDFUND140 ONFUND140
Opening Balance (Market Value) 1698.87 3669.77 3475.38 7045.10 566.38 360.90 718.42 2896.81 54.06 1945.51 22431.20
Add: Inflow during the Quarter 178.00 72.00 72.00 102.50 31.00 8.50 6.50 45.00 0.00 440.50 956.00
Increase / (Decrease) Value of Inv [Net] 44.54 109.71 152.16 397.64 10.39 9.82 26.22 145.04 -27.90 53.03 920.65
Less: Outflow during the Quarter 50.00 150.50 112.00 245.50 23.00 8.50 20.00 147.50 1.00 11.00 769.00
TOTAL INV ESTIBLE FUNDS (MKT V ALUE) 1871.40 3700.98 3587.54 7299.74 584.77 370.71 731.15 2939.35 25.16 2428.04 23538.85
DEBT FUND BALANCED FUND GROW TH FUND LARGE CAP EQUITY PENSION DEBT PENSION PENSION GROW TH PENSION DY NAMIC LIQUID FUND DISCONTINUED Total of All Funds
INV ESTMENT OF UNIT FUND FUND FUND BALANCED FUND FUND EQUITY FUND POLICY FUND
Ac tual % Ac tual Ac tual Ac tual Ac tual
Ac tual Inv. % Ac tual Ac tual Inv. % Ac tual Ac tual Inv. % Ac tual % Ac tual % Ac tual % Ac tual Ac tual Inv. % Ac tual % Ac tual Ac tual Inv. % Ac tual Ac tual Inv. % Ac tual
Inv. Ac tual Inv. Inv. Inv. Inv.
Approved Investments (>=75%)
Government Bonds 1000.50 53% 1045.91 28% 516.00 14% 0.00 0% 183.28 31% 71.41 19% 95.84 13% 0.00 0% 78.17 311% 1919.17 79% 4910.29 21%
Corporate Bonds 380.37 20% 530.31 14% 296.35 8% 0.00 0% 169.89 29% 90.03 24% 68.55 9% 0.00 0% 0.00 0% 0.00 0% 1535.51 7%
Infrastructure Bonds 435.74 23% 762.20 21% 370.93 10% 0.00 0% 186.34 32% 88.73 24% 112.25 15% 0.00 0% 0.00 0% 0.00 0% 1956.19 8%
Equity 0.00 0% 1158.71 31% 2139.88 60% 7052.32 97% 0.00 0% 116.99 32% 443.62 61% 2859.24 97% 0.00 0% 0.00 0% 13770.76 59%
Money Market 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0%
Mutual Funds 9.01 0% 12.17 0% 44.19 1% 47.25 1% 3.00 1% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 101.06 4% 216.68 1%
Deposit with banks 0.00 0% 100.00 3% 110.00 3% 20.00 0% 23.00 4% 0.00 0% 0.00 0% 12.00 0% 0.00 0% 330.00 14% 595.00 3%
Sub Total (A) 1825.62 98% 3609.29 98% 3477.36 97% 7119.57 98% 565.51 97% 367.17 99% 720.26 99% 2871.24 98% 78.17 311% 2350.23 97% 22984.43 98%
Current Assets: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A ccrued Interest 49.38 3% 80.65 2% 44.58 1% 6.81 0% 27.85 5% 9.34 3% 8.04 1% 4.09 0% 0.00 0% 4.20 0% 234.93 1%
Dividend Recievable 0.00 0% 0.57 0% 1.12 0% 3.81 0% 0.00 0% 0.06 0% 0.24 0% 1.55 0% 0.00 0% 0.00 0% 7.35 0%
Bank Balance 3.28 0% 14.05 0% 7.71 0% 8.78 0% 2.31 0% 1.44 0% 2.50 0% 4.32 0% 0.11 0% 1.93 0% 46.43 0%
Receivable for Unitholders - subs 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0%
Receivable for Sale of Investments 0.00 0% 28.74 1% 47.96 1% 143.81 2% 0.00 0% 3.18 1% 10.30 1% 62.09 2% 0.00 0% 0.00 0% 296.09 1%
Other Current A ssets (for Investments) 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0%
Less: Current Liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payable for Investments 0.00 0% -7.53 0% -19.95 -1% -92.08 -1% 0.00 0% -0.77 0% -4.09 -1% -19.23 -1% 0.00 0% 0.00 0% -143.64 -1%
Payable for Unitholders - reds 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0% 0.00 0%
Fund Mgmt Charges Payable -2.14 0% -4.76 0% -4.57 0% -9.30 0% -0.68 0% -0.49 0% -0.96 0% -3.82 0% -0.09 0% -1.13 0% -27.93 0%
Other Current Liabilities (for Investments) -17.76 -1% -52.63 -1% -39.02 -1% -83.62 -1% -18.32 -3% -12.00 -3% -18.45 -3% -65.51 -2% -53.03 -211% -44.69 -2% -405.03 -2%
Sub Total (B) 32.76 2% 59.10 2% 37.84 1% -21.79 0% 11.16 2% 0.76 0% -2.42 0% -16.50 -1% -53.02 -211% -39.68 -2% 8.21 0%
Other Investments (<=25%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Corporate Bonds 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Infrastructure Bonds 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Equity 0.00 0.00 24.57 0.01 63.34 0.02 201.96 0.03 0.00 0.00 2.79 0.01 13.30 0.02 84.61 0.03 0.00 0.00 0.00 0.00 390.57 0.02
Money Market 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Mutual funds 13.02 0.01 8.02 0.00 9.01 0.00 0.00 0.00 8.10 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 117.49 0.05 155.65 0.01
Sub Total (C) 13.02 1% 32.59 1% 72.35 2% 201.96 3% 8.10 1% 2.79 1% 13.30 2% 84.61 3% 0.00 0% 117.49 5% 546.21 2%
Total (A + B + C) 1871.40 100% 3700.98 100% 3587.54 100% 7299.74 100% 584.77 100% 370.71 100% 731.15 100% 2939.35 100% 25.16 100% 2428.04 100% 23538.85 100%
Fund Carried Forw ard (as per LB 2) 1871.40 3700.98 3587.54 7299.74 584.77 370.71 731.15 2939.35 25.16 2428.04 23538.85
Note:
1. The aggregate of all the above Segregated Unit-Fundsshould tally with item C of FORM 3A (Part A ), for both Par & Non Par Business
2. Details of Item 12 of FORM LB 2 of IRDA (A cturial Report) Regulation, 2000 shall be reconciled with FORM 3A (Part B)
3. Other Investments' are as permitted under Sec 27A(2) and 27B(3)
30
FORM L-28-ULIP-NAV-3A
Company Name: DHFL Pramerica Life Insurance Company Limited (erstwhile DLF Pramerica Life Insurance Company Limited) PART - C
CODE: 140 Link to FORM 3A (Part B)

Periodicity of Submission: Quarterly
NAV as on 2nd
Assets Held on NAV as per Previous Qtr 3rd Previous Annualised 3 Year
No Name of the Scheme SFIN the above Previous Qtr
the above date LB 2 NAV Qtr NAV Return/Yield Rolling CAGR
date NAV
1 Debt Fund ULIF00127/08/08FIXEDIFUND140 1,871.40 14.3370 NA 14.0183 13.6716 14.4663 2.87% 6.69%
2 Balanced Fund ULIF00227/08/08BALANCFUND140 3,700.98 16.0783 NA 15.5842 14.8691 15.4080 7.64% 5.91%
3 Growth Fund ULIF00327/08/08GROWTHFUND140 3,587.54 16.8637 NA 16.1728 15.0903 15.5337 11.91% 5.87%
4 Large Cap Equity Fund ULIF00427/08/08LARCAPFUND140 7,299.74 17.8851 NA 16.9326 15.3956 15.6376 17.79% 6.65%
5 Pension Debt Fund ULIF00509/02/09PENDEBFUND140 584.77 13.3746 NA 13.0839 12.7656 13.3761 3.56% 7.19%
6 Pension Balanced Fund ULIF00609/02/09PENBALFUND140 370.71 15.8275 NA 15.3457 14.6226 15.2653 7.38% 6.28%
7 Pension Growth Fund ULIF00709/02/09PENGROFUND140 731.15 19.9005 NA 19.0998 17.8041 18.3497 11.87% 5.78%
8 Pension Dynamic Equity Fund ULIF00809/02/09PENDYEFUND140 2,939.35 21.3088 NA 20.1842 18.3459 18.6426 17.63% 6.38%
8 Liquid Fund ULIF00920/01/11LIQUIDFUND140 25.16 12.4121 NA 12.1912 11.9608 11.7557 7.26% 7.19%
8 Discontinued Policy Fund ULIF01024/02/11DISCONFUND140 2,428.04 12.7237 NA 12.4776 12.2323 12.0034 8.01% 8.31%
Total 23,538.85
31
FORM L-29 :Detail regarding debt securities - Life
Date: 31-Mar-14
Insurer: DHFL Pramerica Life Insurance Company Limited (erstwhile DLF Pramerica Life Insurance Company Limited)
Rs. Lacs MARKET VALUE Book Value

As at 31st as % of As at 31st as % of
as % of total As at 31st As at 31st as % of total
March total for March total for
for this class March 2013 March 2013 for this class
2014 this class 2014 this class
Break down by credit rating
AAA rated 13,304.84 34% 6,958.87 34% 13,343.38 34% 6,867.18 33%
AA or better 1,732.14 4% 1,760.80 9% 1,768.14 4% 1,730.14 8%
Rated below AA but above A - 0% - 0% - 0% - 0%
Rated below A but above B - 0% - 0% - 0% - 0%
Any other-Soverign Securities 23,890.66 61% 11,950.26 58% 24,578.55 62% 11,957.95 58%
38,927.64 100% 20669.93 100% 39,690.06 100% 20,555.27 100%
BREAKDOWN BY RESIDUALMATURITY
Up to 1 year 548.81 1% 973.87 5% 551.50 1% 975.09 5%

more than 1 yearand upto 3years 1,746.05 4% 2,699.20 13% 1,768.36 4% 2,710.47 13%
More than 3years and up to 7years 10,197.46 26% 4,095.16 20% 10,308.84 26% 4,126.94 20%
More than 7 years and up to 10 years 16,694.70 43% 6,682.15 32% 16,913.73 43% 6,579.28 32%
Above 20 years 2,915.05 7% 1,849.05 9% 3,095.11 8% 1,811.51 9%
38,927.64 100% 20669.93 100% 39,690.06 100% 20,555.27 100%
Breakdown by type of the issuer
a. Central Government 22,417.89 58% 10,930.25 53% 23,068.57 58% 10,956.05 53%
b. State Government 1,472.77 4% 1,020.01 5% 1,509.98 4% 1,001.90 5%
c.Corporate Securities 15,036.98 39% 8,719.67 42% 15,111.51 38% 8,597.31 42%
38,927.64 100% 20,669.93 100% 39,690.06 100% 20,555.27 100%
Note
1. In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification.
2. The detail of ULIP and Non-ULIP will be given separately.
3. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment
32
FORM L-29 :Detail regarding debt securities - Pension
Date: 31-Mar-14

AAA rated 1,865.64 32% - 0% 1,861.57 32% - 0%
AA or better - 0% - 0% - 0% - 0%
Any other-Soverign Securities 3,999.32 68% - 0% 3,979.46 68% - 0%
5,864.95 100% 0.00 0% 5,841.03 100% 0.00 0%
Up to 1 year - 0% - 0% - 0% - 0%
more than 1 yearand upto 3years - 0% - 0% - 0% - 0%
More than 3years and up to 7years 2,555.82 44% - 0% 2,543.72 44% - 0%
More than 7 years and up to 10 years 1,882.27 32% - 0% 1,867.31 32% - 0%
More than 10 years and up to 15 years 1,426.86 24% - 0% 1,430.01 24% - 0%
More than 15 years and up to 20 years - 0% - 0% - 0% - 0%
Above 20 years - 0% - 0% - 0% - 0%
5,864.95 100% 0.00 0% 5,841.03 100% 0.00 0%
a. Central Government 3,489.32 59% - 0% 3,477.58 60% - 0%
b. State Government 510.00 9% - 0% 501.88 9% - 0%
c.Corporate Securities 1,865.64 32% - 0% 1,861.57 32% - 0%
5,864.95 100% 0.00 0% 5,841.03 100% 0.00 0%
Note
3. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/
33
FORM L-29 :Detail regarding debt securities - Linked
Date: 31-Mar-14

AAA rated 2,550.27 41% 2,300.42 45% 2,579.35 40% 2,260.18 45%
AA or better 941.43 15% 644.45 13% 929.88 14% 629.88 13%
Any other-Soverign Securities 2,804.90 45% 2,111.24 42% 2,946.54 46% 2,115.75 42%
6,296.59 100% 5,056.11 100% 6,455.77 100% 5,005.82 100%
Up to 1 year 670.79 11% 240.79 5% 684.57 11% 245.01 5%
more than 1 yearand upto 3years 612.49 10% 745.84 15% 610.97 9% 748.87 15%
More than 3years and up to 7years 1,560.71 25% 844.65 17% 1,566.77 24% 839.45 17%
More than 10 years and up to 15 years 1,026.40 16% 907.33 18% 1,091.96 17% 908.97 18%
More than 15 years and up to 20 years 237.84 4% - 0% 272.29 4% - 0%
Above 20 years - 0% - 0% - 0% - 0%
6,296.59 100% 5,056.11 100% 6,455.77 100% 5,005.82 100%
a. Central Government 2,785.07 44% 2,090.86 41% 2,926.48 45% 2,095.69 42%
b. State Government 19.83 0% 20.38 0% 20.06 0% 20.06 0%
c.Corporate Securities 3,491.70 55% 2,944.87 58% 3,509.23 54% 2,890.06 58%
6296.59 100% 5,056.11 100% 6,455.77 100% 5,005.82 100%
Note
3. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment
34
FORM L-30 : Related Party Transactions
Insurer: DHFL Pramerica Life Insurance Company Limited (erstwhile DLF Pramerica Life Insurance Company Limited) Date: 31-Mar-14
(Rs in Lakhs)
Consideration paid / received*
Description of
Nature of Relationship with the For the quarter Up to the Quarter For the quarter Up to the
Sl.No. Name of the Related Party Transactions /
Company ended Mar 31, ended Mar 31, ended March Quarter ended
Categories
2014 2014 31, 2013 March 31, 2013
1 DLF Limited Holding Co. Equity Infusion - 428 - 1,099

maintenance &
2 DLF Utilities Ltd. Fellow Subsidiary - 2 1 4
electricity exps
maintenance &
3 DLF Cyber City Developer Ltd. Fellow Subsidiary - 89 19 71
electricity exps
4 DLF Cyber City Developer Ltd. Fellow Subsidiary Rent - 207 70 337
5 DLF Cyber City Developer Ltd. Fellow Subsidiary Security deposit - 26 17 17
6 Key Management Personnel Key Management Personnel Receiving of services 78 246 39 177
7 Prudential International Insurance Holdings Ltd. Shareholders with Significant influence Equity infusion 87 529 - 386
8 Prudential International Insurance Holdings Ltd. Shareholders with Significant influence Share Premium 3,137 19,097 - 13,934
Prudential International Insurance Service Co.
9 Associated Enterprise Receiving of services 7 29 36 36
LLC
Prudential International Insurance Service Co.
10 Associated Enterprise Rendering of services 13 212 63 63
LLC
11 Dewan Housing Finance Corporation Ltd. Shareholders with Significant influence Equity infusion 167 729 - -
12 Yardstick Developers Pvt Ltd. Fellow Subsidiary Equity infusion 40 175 - -
13 Resources Realty Pvt. Ltd. Fellow Subsidiary Equity infusion 40 175 - -
14 Dewan Housing Finance Corporation Limited Shareholders with Significant influence Commission Expense 39 39 - -
15 Dewan Housing Finance Corporation Limited Shareholders with Significant influence Premium Income 5,824 5,824 - -
16 Aadhar Housing Finance Ltd Shareholders with Significant influence Premium Income 164 164 - -
17 Avanse Financial Services Limited Shareholders with Significant influence Premium Income 17 17 - -
18 Arthveda Fund Manangement Private Limited Shareholders with Significant influence Premium Income 2 2 - -
19 DHFL Vysya Housing Finance Ltd Shareholders with Significant influence Premium Income 64 64 - -
20 DHFL Property Services Ltd Shareholders with Significant influence Premium Income 1 1 - -
21 DHFL Sales & Services Pvt. Ltd Shareholders with Significant influence Premium Income 10 10 - -
22 Dewan Housing Finance Corporation Limited Shareholders with Significant influence Security Deposit 10 10 - -
23 Aadhar Housing Finance Ltd Shareholders with Significant influence Security Deposit 12 12 - -
24 Avanse Financial Services Limited Shareholders with Significant influence Security Deposit 2 2 - -
25 Dewan Housing Finance Corporation Limited Shareholders with Significant influence Unallocated Premium 2,489 2,489 - -
26 Aadhar Housing Finance Ltd Shareholders with Significant influence Unallocated Premium 111 111 - -
27 DHFL Vysya Housing Finance Ltd Shareholders with Significant influence Unallocated Premium 20 20 - -
28 DHFL Sales & Services Pvt. Ltd Shareholders with Significant influence Unallocated Premium 1 1 - -
29 Arthveda Fund Manangement Private Limited Shareholders with Significant influence Unallocated Premium 0 0 - -
30 DHFL Property Services Ltd Shareholders with Significant influence Unallocated Premium 0 0 - -
31 Avanse Financial Services Limited Shareholders with Significant influence Unallocated Premium 5 5 - -
Note: Owing to stake sale by DLF Ltd. and its nominees on December 18, 2013, transactions with DLF Ltd. and Associates have been considered for disclosure for the period up to
December 18,2013 only.
35
FORM L-31 : LNL - 6 : Board of Directors & Key Person
Insurer: DHFL Pramerica Life Insurance Company Limited (erstwhile DLF Pramerica Life Insurance Company Limited) Date: 31-Mar-14
BOD and Key Person information
Sl. No. Name of person Role/designation Details of change in the period
1 Kapil Wadhawan Non-Executive Director (Chairman)

2 Bikram Chintahran Sen Non-Executive Director
Edward Paul Baird (Alternate Director Non-Executive Director
3 – Mr. Jan Van Den Berg)
4 Sunjoy Joshi Non-Executive Independent Director
5 Harshil Rajnikant Mehta Non-Executive Director Appointed on 13th February 2014
6 Timothy Edward Feige Non-Executive Director
7 Anil Baijal Non-Executive Independent Director
8 Pavan Dhamija Managing Director & CEO Resigned on 24 th February 2014
9 Anoop Pabby Managing Director & CEO Appointed 3 March 2014
10 Pradeep K Thapliyal CFO & Appointed Actuary
Vice President & Head – Products &
11 Chittaranjan Savadi Marketing Appointed on 2 Jan 2014
13 K Sridharan Head - Internal Audit
14 Amit C Patra Head - Investments
Chief Compliance Officer & Chief Risk
15 Nayana Mitter Officer
36
FORM L-32 : SOLVENCY MARGIN - KT3
STATEMENT OF AVAILABLE SOLVENCY MARGIN AND SOLVENCY RATIO
Insurer: DHFL Pramerica Life Insurance Company Limited Registration Number: 140 Date of Registration: June 27, 2008
(erstwhile DLF Pramerica Life Insurance Company Limited)
Classification: Business Within India / Total Business
(Rs in Lakhs)
Notes Adjusted Value
Item Description
No.. As at : 31-Mar-14
(1) (2) (3) (4)
01 Available Assets in Policyholders' Fund: 45,086
Deduct:
02 Mathematical Reserves 40,716
03 Other Liabilities -
04 Excess in Policyholders' Fund (01 - 02 - 03) 4,370
05 Available Assets in Shareholders Fund: 35,670

Deduct:
06 Other Liabilities of Shareholders' Fund 13,166
07 Excess in Shareholders' Fund (05 - 06) 22,503
08 Total ASM (04) + (07) 26,873

09 Total RSM 5,000
10 Solvency Ratio (ASM/RSM) 537.47%
37
FORM L-33 : NPAs-7A - Life
Company Name: DHFL Pramerica Life Insurance Company Limited (erstwhile DLF Pramerica Life Insurance Company Limited)
CODE: 140 Name of the Fund LIFE

Has there been any

Interest Rate
Default Default Principal Waiver?
Instrument Total O/s Principal Interest Due Deferred Deferred Rolled Provision Provision
COI Company Name Has there Principal Interest Classification
Type (Book Value) Due from from Principal Interest Over? Board (%) (Rs)
% been (Book Value) (Book Value) Amount
Approval Ref
revision?
NIL
Note:
A. Category of Investmet (COI) shall be as per INV/GLN/001/2003-04

B. FORM 7A shall be submitted in respect of each 'fund'.
C. Classification shall be as per F&A-Circulars-169-Jan-07 Dt.24-01-07.
38
FORM L-33 : NPAs-7A - Pension & General Annuity Fund
CODE: 140 Name of the Fund PENSION & GENERAL ANNUITY AND GROUP FUND

Has there been any

Interest Rate
Approval Ref
revision?
NIL
Note:

39
FORM L-33 : NPAs-7A - Linked Fund
CODE: 140 Name of the Fund LINKED FUND

Has there been any

Interest Rate
Approval Ref
revision?
NIL
Note:
40
FORM L-34 : YIELD ON INVESTMENTS-1 - Life Fund
CODE: 140 Name of the Fund LIFE FUND

Current Quarter Year to Date Previous Year
Investment (Rs.) Income on Investment (Rs.) Investment (Rs.) Income on

No. Category of Investment Category Code Gross Yield Net Yield Income on Gross Yield Net Yield Gross Yield Net Yield
Investment Investment
(%)¹ (%)² Investment (Rs.) (%)¹ (%)² (%)¹ (%)²
(Rs.) (Rs.)
Book Value Market Value Book Value Market Value Book Value Market Value
A CENTRAL GOVERNMENT SECURITIES

Central Government Bonds CGSB 22,020.44 21,485.32 426.58 2.19% 2.19% 22,020.44 21,485.32 1,111.07 8.87% 8.87% 9,903.76 9,939.83 706.94 8.16% 8.16%
Central Government Guaranteed Loans CGSL - - - - - - - - -
Special Deposits CSPD - - - - - - - - -
Deposit under Section 7 of Insurance Act, 1938 CDSS 527.92 478.95 9.50 1.80% 1.80% 527.92 478.95 37.98 7.18% 7.18% 530.38 507.55 37.98 7.14% 7.14%
Treasury Bills CTRB 14.43 14.43 49.19 2.08% 2.08% 14.43 14.43 90.54 5.57% 5.57% - - 39.86 3.48% 3.48%
- - - - - - - - -
B STATE GOVERNMENT / OTHER APPROVED SECURITIES / OTHER GUARANTED SECURITIES - - - - - - - - -
State Government Bonds SGGB - - - - - - - - -
State Government Guaranteed Loans SGGL 1,509.98 1,472.77 28.60 2.23% 2.23% 1,509.98 1,472.77 107.55 9.84% 9.84% 1,001.90 1,020.01 43.78 4.71% 4.71%
Other Approved Securities (excluding Infrastructure / Social Sector Investments) SGOA 520.21 453.62 9.52 1.83% 1.83% 520.21 453.62 38.05 7.30% 7.30% 521.91 482.88 38.05 7.28% 7.28%
Guaranteed Equity SGGE - - - - - - - - -
- - - - - - - - -
C HOUSING SECTOR INVESTMENTS - - - - - - - - -
Debentures / Bonds / CPs / Loans - (Promoter Group) HDPG 170.00 170.42 4.61 2.71% 2.71% 170.00 170.42 5.33 3.13% 3.13% - - - 0.00% 0.00%
Loans to State Government for Housing HLSH - - - - - - - - -
Loans to State Government for Fire Fighting Equipments HLSF - - - - - - - - -
Term Loan - HUDCO HTLH - - - - - - - - -
Term Loan to institutions accredited by NHB HTLN - - - - - - - - -
TAXABLE BONDS OF - - - - - - - - -
Bonds / Debentures issued by HUDCO HTHD - - - - - - - - -
Bonds / Debentures issued by NHB HTDN - - - - - 16.02 7.00% 7.00% 610.00 611.39 54.72 8.97% 8.97%
Bonds / Debentures issued by Authority constituted under any Housing / Building Scheme
HTDA 1,182.22 1,180.27 13.46 2.30% 2.30% 1,182.22 1,180.27 59.66 9.41% 9.41% 649.35 661.80 61.24 9.44% 9.44%
approved by Central / State / any Authority or Body constituted by Central / State Act
TAX FREE BONDS - - - - - - - - -
Bonds / Debentures issued by HUDCO HFHD - - - - - - - - -
Bonds / Debentures issued by NHB HFDN - - - - - - - - -
HFDA - - - - - - - - -
- - - - - - - - -
41


(%)¹ (%)² Investment (Rs.) (%)¹ (%)² (%)¹ (%)²
(Rs.) (Rs.)
D INFRASTRUCTURE / SOCIAL SECTOR INVESTMENTS - - - - - - - - -

Infrastructure/ Social Sector - Other Approved Securities ISAS 100.00 97.96 2.14 2.14% 2.14% 100.00 97.96 8.68 8.68% 8.68% 100.00 99.47 8.67 8.67% 8.67%
Infrastructure / Social Sector - PSU - Debentures / Bonds IPTD 8,173.64 8,131.45 146.94 2.29% 2.29% 8,173.64 8,131.45 389.06 9.21% 9.21% 3,924.28 3,956.28 244.39 8.88% 8.88%
Infrastructure/ Social Sector - Other Corporate Securities (Approved investments) - Debentures/
ICTD 910.00 915.36 21.49 2.36% 2.36% 910.00 915.36 87.17 9.58% 9.58% 910.00 941.24 87.04 9.57% 9.57%
Bonds
Infrastructure / Social Sector - Term Loans (with Charge) ILWC - - - - - - - - -
TAX FREE BONDS - - - - - - - - -
Infrastructure / Social Sector - PSU - Debentures / Bonds IPFD - - - - - - - - -
ICFD - - - - - - - - -
Bonds
- - - - - - - - -
E APPROVED INVESTMENTS - - - - - - - - -
ACTIVELY TRADED - - - - - - - - -
PSU - (Approved investment) - Equity shares - quoted EAEQ - - - - - - - - -
Corporate Securities (Approved investment) - Equity shares (Ordinary)-quoted EACE - - - - - - - - -
THINLY TRADED/ UNQUOTE - - - - - - - - -
PSU - (Approved investment) - Equity shares - quoted ETPE - - - - - - - - -
Corporate Securities (Approved investment) - Equity shares-quoted ETCE - - - - - - - - -
Corporate Securities (Approved Investment) - Equity - Unquoted EENQ - - - - - - - - -
Corporate Securities - Bonds - (Taxable) EPBT - - - - - - - - -
Corporate Securities - Bonds - (Tax Free) EPBF - - - - - - - - -
Corporate Securities (Approved Investment) - Preference Shares EPNQ - - - - - - - - -
Corporate Securities (Approved investment) - Investment in Subsidiaries ECIS - - - - - - - - -
Corporate Securities (Approved investment) - Debentures ECOS 4,575.66 4,541.52 69.95 2.41% 2.41% 4,575.66 4,541.52 249.49 9.83% 9.83% 2,403.68 2,449.49 104.27 9.74% 9.74%
Corporate Securities (Approved Investment) - Derivative Instruments ECDI - - - - - - - - -
Investment properties - Immovable EINP - - - - - - - - -
Loans - Policy Loans ELPL - - - - - - - - -
Loans - Secured Loans - Mortgage of Property in India (Term Loan) ELMI - - - - - - - - -
Loans - Secured Loans - Mortgage of Property outside India (Term Loan) ELMO - - - - - - - - -
Deposits - Deposit with scheduled banks ECDB 2,868.38 2,868.38 12.62 2.55% 2.55% 2,868.38 2,868.38 48.75 10.04% 10.04% 474.38 474.38 29.70 10.84% 10.84%
Deposits - Money at call and short notice with banks /Repo ECMR - - - - - - - - -
CCIL (Approved Investment) - CBLO ECBO - - - - - - - - -
Bills Re-Discounting ECBR - - - - - - - - -
Commercial Papers issued by All India Financial Institutions rated Very Strong or more ECCP - - - - - - - - -
Application Money ECAM - - - - - - - - 1.57 0.46% 0.46%
Deposit with Primary Dealers duly recognised by Reserve Bank of India EDPD - - - - - - - - -
Perpetual Debt Instruments of Tier I & II Capital issued by PSU Banks EUPD - - - - - - - - -
Perpetual Debt Instruments of Tier I & II Capital issued by Non-PSU Banks EPPD - - - - - - - - -
Perpetual Non-Cum. P. Shares & Redeemable Cumulative P. Shares of Tier I & II Capital issued by
EUPS - - - - - - - - -
PSU Banks
EPPS - - - - - - - - -
Non-PSU Banks
MF - Gilt / G Sec / Liquid Schemes EGMF 3.50 3.53 36.62 2.58% 2.58% 3.50 3.53 71.80 9.02% 9.02% 75.02 75.00 33.58 8.85% 8.85%
- - - - - - - - -
42

(%)¹ (%)² Investment (Rs.) (%)¹ (%)² (%)¹ (%)²
(Rs.) (Rs.)
- - - - - - - - -
F OTHER INVESTMENTS - - - - - - - - -
Bonds - PSU - Taxable OBPT - - - - - - - - -
Bonds - PSU - Tax Free OBPF - - - - - - - - -
Equity Shares (incl Co-op Societies) OESH - - - - - - - - -
Equity Shares (PSUs & Unlisted) OEPU - - - - - - - - -
Equity Shares (incl. Equity related Instruments) - Promoter Group OEPG - - - - - - - - -
Debentures OLDB - - - - - - - - -
Debentures / Bonds/ CPs / Loans etc. - (Promoter Group) ODPG - - - - - - - - -
Commercial Papers OACP - - - - - - - - -
Preference Shares OPSH - - - - - - - - -
Venture Fund OVNF - - - - - - - - -
Short term Loans (Unsecured Deposits) OSLU 405.03 405.03 19.85 4.90% 4.90% 405.03 405.03 71.14 17.57% 17.57% 307.35 307.35 27.92 9.09% 9.09%
Term Loans (without Charge) OTLW - - - - - - - - -
Mutual Funds - Debt / Income / Serial Plans / Liquid Secemes OMGS 0.72 0.74 44.37 2.47% 2.47% 0.72 0.74 98.42 8.87% 8.87% - - 53.27 8.57% 8.57%
Derivative Instruments OCDI - - - - - - - - -
Securitised Assets OPSA - - - - - - - - -
Investment properties - Immovable OIPI - - - - - - - - -
- -
TOTAL 42,982.12 42,219.75 895.45 2.27% 2.27% 42,982.12 42,219.75 2,490.72 8.93% 8.93% 21,412.02 21,526.66 1,572.99 7.94% 7.94%
N ote : Category of Investment (COI) shall be as per Guidelines

1 To be calculated based on Monthly or lesser frequency 'Weighted Agerage' of Investments
2 Yield netted for Tax
3 FORM-1 shall be prepared in respect of each fund.
43
FORM L-34 : YIELD ON INVESTMENTS-1 - Pension & General Annuity Fund

Investment (Rs.) Income on Investment (Rs.) Income on Investment (Rs.) Income on

No. Category of Investment Category Code Gross Yield Net Yield Gross Yield Net Yield Gross Yield Net Yield
Investment Investment Investment
(%)¹ (%)² (%)¹ (%)² (%)¹ (%)²
(Rs.) (Rs.) Market (Rs.)
Book Value Market Value Book Value Market Value Book Value
Value
Central Government Bonds CGSB 3,477.58 3,489.32 23.32 1.44% 1.44% 3,477.58 3,489.32 23.32 1.44% 1.44% - - -
Deposit under Section 7 of Insurance Act, 1938 CDSS - - - - - - - - -
Treasury Bills CTRB - - - - - - - - -
- - - - - -
B STATE GOVERNMENT / OTHER APPROVED SECURITIES / OTHER GUARANTED SECURITIES - - - - - -
State Government Guaranteed Loans SGGL 501.88 510.00 4.72 0.94% 0.94% 501.88 510.00 4.72 0.94% 0.94% - - -
Other Approved Securities (excluding Infrastructure / Social Sector Investments) SGOA - - - - - - - - -
- - - - - -
C HOUSING SECTOR INVESTMENTS - - - - - -
Debentures / Bonds / CPs / Loans - (Promoter Group) HDPG - - - - - - - - -
TAXABLE BONDS OF - - - - - -
Bonds / Debentures issued by NHB HTDN - - - - - - - - -
HTDA 292.05 294.29 0.47 0.16% 0.16% 292.05 294.29 0.47 0.16% 0.16% - - -
TAX FREE BONDS - - - - - -
HFDA - - - - - - - - -
- - - - - -
D INFRASTRUCTURE / SOCIAL SECTOR INVESTMENTS - - - - - -
Infrastructure/ Social Sector - Other Approved Securities ISAS - - - - - - - - -
TAXABLE BONDS OF - - - - - -
Infrastructure / Social Sector - PSU - Debentures / Bonds IPTD 1,287.84 1,286.45 3.46 1.08% 1.08% 1,287.84 1,286.45 3.46 1.08% 1.08% - - -
ICTD - - - - - - - - -
Bonds
TAX FREE BONDS - - - - - -
ICFD - - - - - - - - -
Bonds
44
FORM L-34 : YIELD ON INVESTMENTS-1 - Pension & General Annuity Fund

Investment (Rs.) Income on Investment (Rs.) Income on Investment (Rs.) Income on

No. Category of Investment Category Code Gross Yield Net Yield Gross Yield Net Yield Gross Yield Net Yield
Investment Investment Investment
(%)¹ (%)² (%)¹ (%)² (%)¹ (%)²
(Rs.) (Rs.) Market (Rs.)
Book Value Market Value Book Value Market Value Book Value
Value
- - - - - -
E APPROVED INVESTMENTS - - - - - -
ACTIVELY TRADED - - - - - -
PSU - (Approved investment) - Equity shares - quoted EAEQ - - - - - - - - -
Corporate Securities (Approved investment) - Equity shares (Ordinary)-quoted EACE - - - - - - - - -
THINLY TRADED/ UNQUOTE - - - - - -
Corporate Securities (Approved investment) - Debentures ECOS 281.68 284.89 1.51 0.54% 0.54% 281.68 284.89 1.51 0.54% 0.54% - - -
Deposits - Deposit with scheduled banks ECDB - - - - - - - - -
Application Money ECAM - - - - - - - - -
EUPS - - - - - - - - -
PSU Banks
EPPS - - - - - - - - -
Non-PSU Banks
MF - Gilt / G Sec / Liquid Schemes EGMF 200.00 200.30 - 200.00 200.30 - - - -
- - - - - -
- - - - - -
F OTHER INVESTMENTS - - - - - -
Equity Shares (incl Co-op Societies) OESH - - - - - - - - -
Equity Shares (PSUs & Unlisted) OEPU - - - - - - - - -
Short term Loans (Unsecured Deposits) OSLU - - - - - - - - -
Mutual Funds - Debt / Income / Serial Plans / Liquid Secemes OMGS - - - - - - - - -
- -
TOTAL 6,041.03 6,065.26 33.49 1.04% 1.04% 6,041.03 6,065.26 33.49 1.04% 1.04% - - -

45
FORM L-34 : YIELD ON INVESTMENTS-1 - Linked Fund
Statement of Investment and Income on Investment Rs. Lacs

Investment (Rs.) Investment (Rs.) Investment (Rs.) Income on
No. Category of Investment Category Code Income on Gross Yield Net Yield Income on Gross Yield Net Yield Gross Yield Net Yield
Investment
Book Value Market Value Investment (Rs.) (%)¹ (%)² Book Value Market Value Investment (Rs.) (%)¹ (%)² Book Value Market Value (%)¹ (%)²
(Rs.)
Central Government Bonds CGSB 2,785.07 2,785.07 61.46 2.29% 2.29% 2,785.07 2,785.07 44.75 1.80% 1.80% 2,090.86 2,090.86 201.60 10.71% 10.71%
Deposit under Section 7 of Insurance Act, 1938 CDSS - - - - - - - - -
Treasury Bills CTRB 2,105.39 2,105.39 44.48 2.07% 2.07% 2,105.39 2,105.39 136.03 8.17% 8.17% 1,014.94 1,014.94 56.61 7.66% 7.66%
- - - - - - - - -
B STATE GOVERNMENT / OTHER APPROVED SECURITIES / OTHER GUARANTED SECURITIES - - - - - - - - -
State Government Guaranteed Loans SGGL 19.83 19.83 0.50 2.54% 2.54% 19.83 19.83 8.17 22.80% 22.80% 20.38 20.38 0.89 4.38% 4.38%
Other Approved Securities (excluding Infrastructure / Social Sector Investments) SGOA - - - - - - - - -
- - - - - - - - -
C HOUSING SECTOR INVESTMENTS - - - - - - - - -
Debentures / Bonds / CPs / Loans - (Promoter Group) HDPG 80.20 80.20 2.03 2.53% 2.53% 80.20 80.20 2.32 2.89% 2.89% - - -
Bonds / Debentures issued by NHB HTDN 210.45 210.45 6.33 3.06% 3.06% 210.45 210.45 16.11 11.59% 11.59% 141.38 141.38 14.56 10.28% 10.28%
HTDA 135.53 135.53 4.48 2.68% 2.68% 135.53 135.53 18.59 7.19% 7.19% 290.96 290.96 32.75 11.30% 11.30%
TAX FREE BONDS - - - - - - - - -
HFDA - - - - - - - - -
- - - - - - - - -
D INFRASTRUCTURE / SOCIAL SECTOR INVESTMENTS - - - - - - - - -
Infrastructure/ Social Sector - Other Approved Securities ISAS 97.96 97.96 2.88 2.96% 2.96% 97.96 97.96 7.17 7.30% 7.30% 99.47 99.47 11.47 11.64% 11.64%
Infrastructure / Social Sector - PSU - Debentures / Bonds IPTD 1,340.44 1,340.44 36.30 2.82% 2.82% 1,340.44 1,340.44 75.71 5.89% 5.89% 1,253.85 1,253.85 92.13 11.05% 11.05%
Infrastructure/ Social Sector - Other Corporate Securities (Approved investments) -
ICTD 91.62 91.62 2.51 2.74% 2.74% 91.62 91.62 4.97 5.32% 5.32% 95.63 95.63 11.99 12.63% 12.63%
Debentures/ Bonds
TAX FREE BONDS - - - - - - - - -
Infrastructure/ Social Sector - Other Corporate Securities (Approved investments) -
ICFD - - - - - - - - -
Debentures/ Bonds
Infrastructure - PSU - Equity shares - Quoted ITPE 496.17 496.17 28.71 5.72% 5.72% 496.17 496.17 (26.77) -4.33% -4.33% 632.02 632.02 33.76 6.49% 6.49%
Infrastructure - Corporate Securities - Equity shares-Quoted ITCE 800.11 800.11 89.41 11.12% 11.12% 800.11 800.11 149.94 18.08% 18.08% 871.63 871.63 (58.68) -8.01% -8.01%
- - - - - - - - -
46
FORM L-34 : YIELD ON INVESTMENTS-1 - Linked Fund
Statement of Investment and Income on Investment Rs. Lacs

Investment (Rs.) Investment (Rs.) Investment (Rs.) Income on
No. Category of Investment Category Code Income on Gross Yield Net Yield Income on Gross Yield Net Yield Gross Yield Net Yield
Investment
Book Value Market Value Investment (Rs.) (%)¹ (%)² Book Value Market Value Investment (Rs.) (%)¹ (%)² Book Value Market Value (%)¹ (%)²
(Rs.)
E APPROVED INVESTMENTS - - - - - - - - -
ACTIVELY TRADED - - - - - - - - -
PSU - (Approved investment) - Equity shares - quoted EAEQ 516.23 516.23 31.65 5.12% 5.12% 516.23 516.23 30.86 5.75% 5.75% 811.48 811.48 (37.50) -4.16% -4.16%
Corporate Securities (Approved investment) - Equity shares (Ordinary)-quoted EACE 11,958.25 11,958.25 681.79 6.20% 6.20% 11,958.25 11,958.25 2,322.33 22.46% 22.46% 9,544.17 9,544.17 1,122.59 13.09% 13.09%
THINLY TRADED/ UNQUOTE - - - - - - - - -
Corporate Securities (Approved investment) - Debentures ECOS 1,535.51 1,535.51 44.58 3.13% 3.13% 1,535.51 1,535.51 72.90 6.29% 6.29% 1,063.59 1,063.59 88.40 12.54% 12.54%
Deposits - Deposit with scheduled banks ECDB 595.00 595.00 14.56 2.56% 2.56% 595.00 595.00 62.15 10.18% 10.18% 770.92 770.92 79.63 10.41% 10.41%
Application Money ECAM - - - - - 0.03 0.03% 0.03% - - 0.82 3.57% 3.57%
Perpetual Non-Cum. P. Shares & Redeemable Cumulative P. Shares of Tier I & II Capital
EUPS - - - - - - - - -
issued by PSU Banks
Perpetual Non-Cum. P. Shares & Redeemable Cumulative P. Shares of Tier I & II Capital
EPPS - - - - - - - - -
issued by Non-PSU Banks
MF - Gilt / G Sec / Liquid Schemes EGMF 216.68 216.68 3.44 2.20% 2.20% 216.68 216.68 20.05 8.99% 8.99% 397.44 397.44 16.53 8.66% 8.66%
Net Current Assets (Only in respect of ULIP Business) ENCA 8.21 8.21 (19.85) -241.90% -241.90% 8.21 8.21 (71.14) -866.92% -866.92% (50.62) (50.62) (27.92) 55.16% 55.16%
- - - - - - - - -
F OTHER INVESTMENTS - - - - - - - - -
Equity Shares (incl Co-op Societies) OESH 390.57 390.57 (24.44) -4.67% -4.67% 390.57 390.57 (36.72) -5.33% -5.33% 738.43 738.43 25.57 2.58% 2.58%
Equity Shares (PSUs & Unlisted) OEPU - - 3.88 11.09% 11.09% - - 0.72 1.30% 1.30% 66.04 66.04 (1.52) -1.24% -1.24%
Short term Loans (Unsecured Deposits) OSLU - - - - - - - - -
Mutual Funds - Debt / Income / Serial Plans / Liquid Secemes OMGS 155.65 155.65 2.58 2.21% 2.21% 155.65 155.65 10.24 8.69% 8.69% 1.50 1.50 10.98 9.54% 9.54%
Mutual Funds - (under Insurer's Promoter Group) OMPG - - - - - - - - -
- - - - - -
TOTAL 23,538.85 23,538.85 1,017.28 4.52% 4.52% 23,538.85 23,538.85 2,848.41 13.29% 13.29% 19,854.08 19,854.08 1,674.67 9.46% 9.46%

47
FORM L-35 : DOWNGRADING OF INVESTMENTS - 2 - Life
Company Name: DHFL Prameric a Life Insuranc e Company Limited ( e rs t while D LF P ra m e ric a Lif e Ins ura nc e C o m pa ny Lim it e d)
CODE: 140 Name of Fund: LIFE FUND
Statement of Down Graded Investments

Periodicity of Submission: Quarterly Rs. Lakhs
Date of Rating Original Current Date of

No Name of the Security COI Amount Remarks
Purchase Agency Grade Grade Downgrade
A. During the Quarter ¹
N IL
B. As on Date ²
48
FORM L-35 : DOWNGRADING OF INVESTMENTS - 2 - Pension & General Annuity Fund
Company Name: DHFL Prameric a Life Insuranc e Company Limited ( e rs t while D LF P ra m e ric a Lif e Ins ura nc e C o m pa ny Lim it e d)
CODE: 140 Name of Fund PENSION & GENERAL ANNUITY AND GROUP FUND


N IL
B. As on Date ²
49
FORM L-35 : DOWNGRADING OF INVESTMENTS - 2 - Linked Fund
Company Name: DHFL Prameric a Life Insuranc e Company Limited (erstw hile DLF Prameric a Life Insuranc e Company Limited)
CODE: 140
Statement as on: 31-Mar-14 Name of Fund LINKED FUND


N IL
B. As on Date ²
50
FORM L-36 : Premium and number of lives covered by policy type
Insurer: DHFL Prameric a Life Insuranc e Company Limited (erstw hile DLF Prameric a Life Insuranc e Company Limited)
Date: 31-Mar-14 Rs. Lakhs
Upto the period '2013-14 Upto the period '2012-13

Sum Sum
No. of Insured, No. of No. of Insured,
Premium No. of Lives Premium
Policies Wherever Policies Lives Wherever
Sl. No Particulars applicable applicable
1 First year Premum
i Individual Single Premium- (ISP)
From 0-10000 39.45 63.00 62.00 131.89 155.45 273.00 264.00 401.80
From 10,000-25,000 29.09 15.00 15.00 65.09 14.80 7.00 7.00 25.56
From 25001-50,000 79.89 91.00 87.00 140.60 45.25 12.00 12.00 70.51
From 50,001- 75,000 15.97 16.00 16.00 29.85 14.54 2.00 2.00 18.18
From 75,000-100,000 79.21 53.00 51.00 129.09 27.75 3.00 2.00 63.76
From 1,00,001 -1,25,000 31.68 10.00 10.00 41.09 - - - -
Above Rs. 1,25,000 164.96 41.00 35.00 345.30 100.75 4.00 4.00 125.94
ii Individual Single Premium (ISPA)- Annuity

From 0-50000 - - - - - - - -
From 50,001-100,000 - - - - - - - -
From 1,00,001-150,000 - - - - - - - -
From 150,001- 2,00,000 - - - - - - - -
From 2,00,,001-250,000 - - - - - - - -
From 2,50,001 -3,00,000 - - - - - - - -
Above Rs. 3,00,000 - - - - - - - -
iii Group Single Premium (GSP)

From 0-10000 - - - - - - - -
From 10,000-25,000 - - - - - - - -
From 25001-50,000 - - - - - - - -
From 50,001- 75,000 - - - - - - - -
From 75,000-100,000 - - - - - - - -
From 1,00,001 -1,25,000 - - - - - - - -
Above Rs. 1,25,000 6,028.35 4.00 11,537.00 142,109.40 - - - -
iv Group Single Premium- Annuity- GSPA

From 0-50000 - - - - - - - -
From 50,001-100,000 - - - - - - - -
From 1,00,001-150,000 - - - - - - - -
From 150,001- 2,00,000 - - - - - - - -
From 2,00,,001-250,000 - - - - - - - -
From 2,50,001 -3,00,000 - - - - - - - -
Above Rs. 3,00,000 - - - - - - - -
51

Sum Sum
1 First year Premum
v Individual non Single Premium- INSP

From 0-10000 2,446.35 26,333 25,785 51,869.41 4,665.10 65,503.00 62,993.00 78,090.74
From 10,000-25,000 3,656.68 24,079 23,408 52,655.41 3,715.66 25,508.00 24,866.00 68,886.85
From 25001-50,000 2,655.52 10,083 9,809 29,908.53 2,653.86 8,838.00 8,544.00 35,022.98
From 50,001- 75,000 431.49 825 801 4,842.61 465.72 809.00 794.00 6,618.20
From 75,000-100,000 552.05 611 577 6,183.16 839.90 907.00 851.00 9,890.14
From 1,00,001 -1,25,000 146.27 142 135 1,627.04 148.85 135.00 130.00 1,772.04
Above Rs. 1,25,000 614.27 258 239 10,986.77 914.78 383.00 336.00 11,833.06
vi Individual non Single Premium- Annuity- INSPA

From 0-50000 - - - - - - - -
From 50,001-100,000 - - - - - - - -
From 1,00,001-150,000 - - - - - - - -
From 150,001- 2,00,000 - - - - - - - -
From 2,00,,001-250,000 - - - - - - - -
From 2,50,001 -3,00,000 - - - - - - - -
Above Rs. 3,00,000 - - - - - - - -
vii Group Non Single Premium (GNSP)

From 0-10000 (0.58) 4 364 (1,234.84) 0.20 3.00 317.00 32.69
From 10,000-25,000 2.42 12 2,517 1,006.80 0.35 2.00 460.00 60.31
From 25001-50,000 7.31 18 9,764 2,912.75 2.61 8.00 3,428.00 540.68
From 50,001- 75,000 2.66 3 5,910 769.54 - - - -
From 75,000-100,000 11.89 13 11,716 5,174.49 1.61 2.00 3,142.00 447.60
From 1,00,001 -1,25,000 10.29 9 13,997 2,600.22 2.25 2.00 5,047.00 631.77
Above Rs. 1,25,000 320.08 58 301,677 152,269.42 90.01 17.00 94,863.00 14,252.62
viii Group Non Single Premium- Annuity- GNSPA

From 0-10000 - - - - - - - -
From 10,000-25,000 - - - - - - - -
From 25001-50,000 - - - - - - - -
From 50,001- 75,000 - - - - - - - -
From 75,000-100,000 - - - - - - - -
From 1,00,001 -1,25,000 - - - - - - - -
Above Rs. 1,25,000 - - - - - - - -
52

Sum Sum
2 Renewal Premium
i Individual
From 0-10000 3,245.05 37,592 30,383 98,375.37 1,774.83 26,767.00 21,165.00 60,143.64
From 10,000-25,000 4,200.26 44,380 20,668 128,369.97 3,214.44 33,794.00 18,715.00 85,650.15
From 25001-50,000 2,869.83 18,851 7,090 76,055.72 2,043.34 9,252.00 5,081.00 45,761.13
From 50,001- 75,000 459.10 1,670 629 14,987.15 323.58 1,494.00 553.00 9,169.00
From 75,000-100,000 922.11 1,211 716 16,477.71 802.99 1,316.00 797.00 13,905.15
From 1,00,001 -1,25,000 142.00 271 111 9,011.66 84.52 325.00 80.00 8,936.12
Above Rs. 1,25,000 878.59 401 261 20,538.90 864.13 550.00 319.00 15,115.49
ii Individual- Annuity
From 0-10000 - - - - - - - -
From 10,000-25,000 - - - - - - - -
From 25001-50,000 - - - - - - - -
From 50,001- 75,000 - - - - - - - -
From 75,000-100,000 - - - - - - - -
From 1,00,001 -1,25,000 - - - - - - - -
Above Rs. 1,25,000 - - - - - - - -
iii Group
From 0-10000 - - - - - - - -
From 10,000-25,000 - - - - - - - -
From 25001-50,000 0.65 2 798.00 58.33 - - - -
From 50,001- 75,000 - - - - - - - -
From 75,000-100,000 - - - - - - - -
From 1,00,001 -1,25,000 - - - - - - - -
Above Rs. 1,25,000 - - - - - - - -
iv Group- Annuity
From 0-10000 - - - - - - - -
From 10,000-25,000 - - - - - - - -
From 25001-50,000 - - - - - - - -
From 50,001- 75,000 - - - - - - - -
From 75,000-100,000 - - - - - - - -
From 1,00,001 -1,25,000 - - - - - - - -
Above Rs. 1,25,000 - - - - - - - -
53
FORM L-37 : BUSINESS ACQUISITION THROUGH DFFERENT CHANNELS (GROUP)
Date: 31st March 2014
(Rs in Lakhs)
Business Acquisition through different channels (Group)
Upto the period '2013-14 Upto the Period '2012-13

No. of No. of Lives No. of No. of Lives
Sl.No. Channels Policies covered Premium Policies covered Premium
1 Individual agents - - - - - -
2 Corporate Agents-Banks - - - - - -
3 Corporate Agents -Others - - - - - -
4 Brokers 10 2,415 14.17 - - -
5 Micro Agents - - - - - -
6 Direct Business 111 355,067 6,368.25 34 107,257 97
Total(A) 121 357,482 6,382.42 34 107,257 97
1 Referral (B) - - - - - -
Grand Total (A+B) 121 357,482 6,382.42 34 107,257 97
54
FORM L-38 : Business Acquisition through different channels (Individuals)
Date: 31st March 2014
(Rs in Lakhs)
Business Acquisition through different channels (Individuals)
Upto the period
Upto the Period '2012-13
'2013-14
Sl.No. Channels No. of Policies Premium No. of Policies Premium

1 Individual agents 17,730 4,283.18 24,618 6,091.38
2 Corporate Agents-Banks 665 77.65 506 46.12
3 Corporate Agents -Others 11,903 1,402.37 48,681 3,978.05
4 Brokers 2,321 761.43 3,169 961.25
5 Micro Agents - -
6 Direct Business 27,888 4,169.43 24,291 2,561.19
Total (A) 60,507 10,694.06 101,265 13,638.00
1 Referral (B) 2,113 248.84
Grand Total ( A + B ) 62,620 10,942.89 101,265 13,638.00
55
FORM L-39 : Data on Settlement of Claims
Date: 31-Mar-14
Ageing of Claims
No. of claims paid
Total No.
On or Total amount of
Sl.No. Types of Claims 1-3 3-6 6 months - of claims
before 1 month > 1 year claims paid (lacs)
months months 1 year paid
matuirty
1 Maturity Claims - 143 11 - - - 154 115.29
2 Survival Benefit - - - - - - - -
3 for Annuities / Pension - - - - - - - -
4 For Surrender - 1,269 286 1 - - 1,556 1,181.83
5 Other benefits - - - - - - - -
Death Claims - 156 29 3 2 - 190 629.59

*The ageing of claims, in case of the death of the claims will be computed from the date of completion of all the documentation.
56
FOR L-40 : Claims data for Life
Insurer: DHFL Pram erica Life Insurance Com pany Lim ited (erstw hile DLF Pramerica Life Insurance Company Limited) Date: 31-Mar-14
No. of claims only

For
Survival For Other
Sl. No. Claims Experience For Death for Maturity
Benefit
Annuities/
Surrender Benefits
Pension
1 Claims O/S at the beginning of the period 325 NIL NIL - NIL -
2 Claims reported during the period* 533 194 NIL - 1,718 -
3 Claims Settled during the period 190 154 NIL - 1,556 -
4 Claims Repudiated during the period 204 NIL NIL - NIL -
Less than 2years from the date of
a
acceptance of risk 195 NIL NIL - NA -
Grater than 2 year from the date of
b
acceptance of risk 9 NIL NIL - NA -
5 Claims Written Back 1 NIL NIL - NIL -
6 Claims O/S at End of the period 463 40 NIL - 162 -
a Less than 3months 122 40 NIL - 162 -
b 3 months to 6 months 91 NIL NIL - NA -
c 6months to 1 year 128 NIL NIL - NA -
d 1year and above 122 NIL NIL - NA -
*in case of death- the claims for which all the documentations have been completed needs to be shown here.
57
FORM L-41 : GREIVANCE DISPOSAL
Insurer: DHFL Pram erica Life Insurance Com pany Lim ited (erstw hile DLF Pramerica Life Insurance Company Limited) Date: 31-Mar-14
GRIEVANCE DISPOSAL (Rs in Lakhs)
Total complaints
Complaints Resolved/ settled
Opening Complaints registered upto the
Sl No. Particulars Additions
Balance Fully Partial Pending quarter during the
Rejected
Accepted Accepted financial year
1 Complaints made by customers
a) Death Claims 1 38 10 12 15 1 38
b) Policy Servicing - 59 22 14 17 6 59
c) Proposal Processing 9 142 67 31 58 1 142
d) Survival Claims - 65 47 6 11 1 65
e) ULIP Related 1 3 3 - 2 - 3
f) Unfair Business Practices 49 1,090 229 196 678 30 1,090
g) Others 5 41 15 8 22 1 41
Total Number 65 1,438 393 267 803 40 1,438
2 Total No . of policies during previous year: 102,418

3 Total No. of claims during previous year 523
4 Total No. of policies during current year 62,741
5 Total No. of claims during current year 951
Total No. of Policy Complaints ( current year) per 10, 000
6 policies ( current year) 223
Total No. of Claim Complaints (current year) per 10,000 claims
7 registered ( current year) : 400
Complaints made Complaints made by

2 Duration wise Pending Status by customers intermediaries Total
a) Upto 7 days 38 2 40
b) 7-15 Days - - -
c) 15-30 Days 1 - 1
d) 30-90 Days 1 - 1
e) 90 days & Beyond - - -
Total Number 40 2 42
58
FORM L-42 : Valuation Basis (Life Insurance)
A. How the policy data needed for valuation is accessed?
Data used for valuation is extracted from the Policy administration system as at the last day of the valuation month using data extraction program.
For any new product, a change request form (containing the data required for the new products) is provided to the IT function for inclusion of the
new product in extraction program. User acceptance test (UAT) is carried on the data extracted from the modified program before using it for
valuation. Valuation data files are provided to the actuarial function in CSV format.
B. How the valuation bases are supplied to the system?
Actuarial valuation software AlgoFM is used to calculate actuarial liabilities. The assumptions are supplied to the system through excel files.
C. Valuation Assumptions
1. Interest Rates (including Margin of Adverse Deviation)

Individual Business Group business
i) Life Participating Business 6.70% Not Applicable
ii) Life- Non-participating Policies 6.95% 7.50%*
iii) Annuities- Participating policies Not Applicable Not Applicable
iv) Annuities – Non-participating policies Not Applicable Not Applicable
v) Annuities- Individual Pension Plan Not Applicable Not Applicable
vi) Unit Linked 6.85% Not Applicable
vii) Health Insurance Not Applicable Not Applicable
* excludes one year term policies.
2. Mortality Rates (including Margin of Adverse Deviation) (As % of IALM 06-08)

Individual Business Group business
i) Life Participating Business 103.50% - 120.75% Not Applicable
ii) Life- Non-participating Policies 97.75%-224.25% 109.25%-126.50%*
iii) Annuities- Participating policies Not Applicable Not Applicable
iv) Annuities – Non-participating policies Not Applicable Not Applicable
v) Annuities- Individual Pension Plan Not Applicable Not Applicable
vi) Unit Linked 80%- 161% Not Applicable
vii) Health Insurance Not Applicable Not Applicable
* excludes one year term policies.
59
FORM L-42 : Valuation Basis (Life Insurance)
3. Expenses and Expense Inflation
Best estimate per policy maintenance expenses, claim expenses and investment expenses assumptions have been based on
projected expenses when Insurer acquires a stable level of business. The best estimate assumptions are further increased by
a MAD of 10% of best estimate.
An assumption of 5.5% p.a. for expense inflation was used for projecting future expenses.
4. Bonus Rates
The future reversionary bonus rates assumed vary from 2.35% to 3.75% of sum assured and previously accrued reversionary
bonuses. Future final bonuses assumed vary with duration up to maximum of 125% of sum assured and attaching reversionary
bonus.
5. Reasonable Expectation
Provision has been made for future reversionary bonuses and final bonus consistent with the assumed valuation interest rate, benefit illustration,
sales literature, terms and conditions in policy document and practices followed by other insurers in the industry.
6. Taxation and Shareholder Transfers
The tax rate assumed for valuation is 14.2% and shareholders share is taken to be 1/9 of cost of bonus i.e. 10% of distributed surplus.
7. Basis of provisions for Incurred but Not Reported (IBNR)
For individual & one year group term business, the run-off triangle method has been used to set appropriate provision for IBNR. However, for
Group Credit Life we hold an IBNR equal to expected claims for two months.
D. Change in Valuation Methods or Bases compared to 31.03.2013
Valuation interest rate for life non-participating business has been changed from 6.60% p.a. to 6.95% p.a. and for Unit-Linked business has been changed from 6.60%
p.a. to 6.85% p.a.
The previous year fixed expenses have been increased by inflation rate of 5.5% p.a.
The mortality assumption has been changed from 92% - 132.25% (of IALM 94-96) to 97.75%-224.25% (of IALM2006-08) for life non-participating policies and from 75%-
138% (of IALM 94-96) to 80%- 161% (of IALM2006-08) for unit-linked policies. The standard mortality table IALM 94-96 has been changed to new table IALM 06-08
prescribed by IRDA.
Lapse assumptions have been revised from the previous valuation.
In the previous valuation the company did not have participating business and group business other than one year reviewable term business.
Place: Gurgaon Appointed Actuary : Pradeep Kumar Thapliyal
60

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FORM L-1-A : Revenue Account

REVENUE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2014

Policyholders’ Account (Technical Account)*** Rs '000

Non Participating (Non- Participating Non Participating (Non- Participating

Shareholders’ Account (Non-technical Account) (Rs.’000).

FOR THE YEAR FOR THE YEAR

Income From Investments

Profit/ (Loss) before tax (739,737) (1,323,914)

Particulars Schedule As at March 31, 2014 As at March 31, 2013

ASSETS HELD TO COVER LINKED LIABILITIES L-14 2,353,888 1,985,406

Individual Individual Individual Group Individual Individual

Individual Group Individual Individual Individual Group Individual Individual

Non Participating Participating Non Participating Participating

Shareholder As at March 31, 2014 As at March 31, 2013

Number of Shares % of Holding Number of Shares % of Holding

Particulars As at March 31, 2014 As at March 31, 2013

Particulars As at March 31, 2014 As at March 31, 2013

LONG TERM INVESTMENTS

LONG TERM INVESTMENTS

5 Other than Approved Investments 14,755 810 15,565 - 150 150

CASH & BANK BALANCES

1 Agents’ Balances 34,716 34,361

1 For taxation (less payments and taxes deducted at source) - -

1 Discount Allowed in issue of shares/ debentures - -

8 Change in net worth ( '000) 2,131,883 183,267

Valuation of net liabiltiies

Geographical Distribution of Total Business- Individuals (Rs in Crore)

Geographical Distribution of Total Business- GROUP (Rs in Crore)

(Business w ithin India)

Periodic ity of Submission: Quarterly Quarterly Rs. Lacs

Provisions Sch-14 445.98 Balanc e Sheet V alue of:

Current Liabilities Sch-13 12720.36 A. Life Fund 42982.17

B. Pension & General Annuity Fund 6041.34

Debit Balance in P & L A/c 50608.19 72562.36

Loans Sch-09 0.24

Adv & Other Assets Sch-12 6182.85

Cash & Bank Balance Sch-11 2346.99

Misc Exp Not Written Off Sch-15 0.00

Funds available for Investments 72562.60

NON - LINKED BUSINESS

Not Less than

3 Investment Subjec t to Exc posure Norms - - - - - - -

(Business w ithin India)

Periodic ity of Submission: Quarterly Quarterly Rs. Lacs

Provisions Sch-14 445.98 Balanc e Sheet V alue of:

Current Liabilities Sch-13 12720.36 A. Life Fund 42982.17

B. Pension & General Annuity Fund 6041.34

Less (C ) C. Unit Linked Funds 23538.85

Debit Balance in P & L A/c 50608.19 72562.36

Loans Sch-09 0.24

Adv & Other Assets Sch-12 6182.85

Fixed Assets Sch-10 410.70

Misc Exp Not Written Off Sch-15 0.00

Funds available for Investments 72562.60

1 Approved Investment Not Less than 75% - 22992.64 22992.64 98%

2 Other Investments Not More than 25% - 546.21 546.21 2%

Note: (+) FRMS refers to 'Funds representing Solvency Margin'

Funds beyond Solvency Margin shall have a separate Custody A ccount.

CODE: 140 Par / Non-Par