SA IAS ACADEMY UPSC CSAT TEST 12/5/2023

1. 18 years ago, a man was three times as old as his son.Now, 11. X’s age 3 years ago was three times the present age of Y.
the man is twice as old as his son. The sum of the present ages At present, Z’s age is twice the age of Y. Also Z is 12 years
of the man and his son is younger than X. What is the present age of Z?
(a) 54 years (b) 72 years (c) 105 years (d) 108 years (a) 15 year (b) 24 year (c) 12 year (d) 18 year

2. One year ago, Promila was four times as old as her

daughter Sakshi. Six years hence, Promila’s age will exceed 12. Eight year ago, Poorvi’s age was equal to the sum of the
her daughter’s age by 9 years. The ratio of the present ages of present ages of her one son and one daughter. Five years hence,
Promila and her daughter is the respective ratio between the ages of her daughter and her son
(a) 9 : 2 (b) 11 : 3 (c) 12 : 5 (d) 13 : 4 that time will be 7 : 6. If Poorvi’s husband is 7 years elder to her
and his present age is three times the present age of their son,
3. The age of a man 10 years ago was thrice the age of his son. what is the present age of the daughter?(in years)
10 years hence, the man’s age will be twice the age of his son. (a) 15 years (b) 23 years (c) 19 years (d) 27 years
The ratio of their present ages is
(a) 5 : 2 (b) 7 : 3 (c) 9 : 2 (d) 13 : 4 13. The sum of present ages of a father and his son is
8 years more than the present age of the mother.
4. Tanya’s grandfather was 8 times older to her 16 The mother is 22 years older than the son. What
years ago. He would be 3 times of her age 8 years will be the age of the father after 4 years?
from now. 8 years ago, what was the ratio of Tanya’s (a) 34 years (b) 36 years (c) 40 years (d) 38 years
age to that of her grandfather?
(a) 1 : 2 (b) 1 : 5 (c) 3 : 8 (d) None of these 14. Rahul is as much younger than Sagar as he is older
than Purav. If the sum of the ages of Purav and
5. The difference between the ages of two men is 10 years. 15 Sagar is 66 years, and Sagar’s age is 48 years, then
years ago, the elder one was twice as old as the younger one. what is Purav’s age? (in years)
The present age of the elder man is (a) 18 (b) cannot be determined (c) 16 (d) 20
(a) 25 years (b) 35 years (c) 45 years (d) 52 years
15. 4 years ago, the ratio of 1/2 of A’s age at that time
6. 6 years ago, the ratio of the ages of Kunal and Sagar was and four times of B’s age at the time was 5 : 12.Eight years
6 : 5. Four years hence, the ratio of their ages will be 11 : 10. hence, 1/2 of A’s age at that time will be less than B’s age at
What is Sagar’s age at present? that time by 2 years. What is B’s present age?
(a) 16 years (b) 18 years (a) 10 years (b) 14 years c) 12 years (d) 5 years
(c) 20 years (d) Cannot be determined
16. Ten years hence, the respective ratio between Simmi’s
7. The ages of Samina and Suhana are in the ratio of 7 : 3 age and Niti’s age will be 7 : 9. Two years ago, the
respectively. After 6 years, the ratio of their ages will be 5 : 3. respective ratio between Simmi’s age and Niti’s age
What is the difference in their ages? was 1 : 3. If Abhay is 4 years older to his sister Niti,
(a) 6 years (b) 8 years (c) 10 years (d) 12 years what is Abhay’s present age? (in years)
(a) 8 (b) 4 (c) 16 (d) 12
8. The ages of Sulekha and Arunima are in the ratio 9 : 8
respectively. After 5 years, the ratio of their ages will be 10 : 17. The difference between the simple interest received
9. What is the difference in their ages? from two different sources on Rs 1500 for 3 years is
(a) 4 years (b) 5 years (c) 6 years (d) 7 years Rs 13.50. The difference between their rates of interest is
(a) 0.1% (b) 0.2% (c) 0.3% (d) 0.4%
9. Three years ago, the ratio of the ages of Amisha and
Nimisha was 8 : 9 respectively.3 years hence, the ratio of their 18. Peter invested an amount of Rs 12,000 at the rate of
ages will be 11 : 12 respectively. What is the present age of 10 p.c.p.a. simple interest and another amount at the rate of 20
Amisha? p.c.p.a. simple interest. The total interest earned at the end of
(a) 16 years (b) 19 years one year on the total amount invested became 14 p.c.p.a. Find
(c) 21 years (d) Cannot be determined the total amount invested.
(a) Rs 20,000 (b) Rs 22,000(c) Rs 24,000 (d) Rs 25,000
10. If 10 years are subtracted from the present age of
Mr. Roy and the remainder divided by 14, then you 19. The rates of simple interest in two banks A and B are in
would get the present age of his grandson Sachin. the ratio 5 : 4. A person wants to deposit his total savings in
If Sachin is 9 years younger to Saloni whose age is two banks in such a way that he received equal half-yearly
14 years, then what is the present age of Mr. Roy? interest from both. He should deposit the savings in banks A
(a) 60 years (b) 70 years (c) 74 years (d) 80 years and B in the ratio :
(a) 2 : 5 (b) 4 : 5 (c) 5 : 2 (d) 5 : 4

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SA IAS ACADEMY UPSC CSAT TEST 12/5/2023
years @ 18% simple interest. After 2 years, I found
20. A sum was put at simple interest at a certain rate for 3 that A had given me Rs 360 more as interest as
years. Had it been put at 1% higher rate, it would have fetched compared to B. The amount of money which I had
Rs 5100 more. The sum is lent to B must have been
(a) Rs 1,20,000 (b) Rs 1,25,000 (a) Rs 2000 (b) Rs 3000 (c) Rs 4000 (d) Rs 5000
(c) Rs 1,50,000 (d) Rs 1,70,000
29. A sum of Rs 2600 is lent out in two parts in such a
21. What equal instalment of annual payment will way that the interest on one part at 10% for 5 years
discharge a debt which is due as Rs 848 at the end is equal to that on another at 9% for 6 years. The
of 4 years at 4% per annum simple interest ? sum lent out at 10% is :
(a) Rs 1150 (b) Rs 1250 (c) Rs 1350 (d) Rs 1450
(a) Rs 200 (b) Rs 212 (c) Rs 225 (d) Rs 250
30. A sum of Rs 1550 was lent partly at 5% and partly
22. A person takes a loan of Rs 200 at 5% simple interest. at 8% p.a. simple interest. The total interest received
He returns Rs 100 at the end of 1 year. In order to after 3 years was Rs 300. The ratio of the money lent
clear his dues at the end of 2 years, he would pay : at 5% to that lent at 8% is :
(a) Rs 105 (b) Rs 110 (c) Rs 115 (d) Rs 115.50 (a) 5 : 8 (b) 8 : 5 (c) 16 : 15 (d) 31 : 6

23. The price of a T.V. set worth Rs 20,000 is to be paid in 31. David invested certain amount in three different
20 instalments of Rs 1000 each. If the rate of interest schemes A, B and C with the rate of interest 10%
be 6% per annum, and the first instalment be paid p.a., 12% p.a. and 15% p.a. respectively. If the total
at the time of purchase, then the value of the last interest accrued in one year was Rs 3200 and the
instalment covering the interest as well will be : amount invested in Scheme C was 150% of the
(a) Rs 1050 (b) Rs 2050 (c) Rs 3000 (d) None of these amount invested in Scheme A and 240% of the
amount invested in Scheme B, what was the amount
24. A computer is available for Rs 39000 cash or Rs 17000 invested in Scheme B ?
as cash down payment followed by five monthly (a) Rs 5000 (b) Rs 6500
instalments of Rs 4800 each. What is the rate of (c) Rs 8000 (d) Cannot be determined
interest under the instalment plan?
(a) 35.71% p.a (b) 36.71% p.a. 32. A sum of Rs 1440 is lent out in three parts in such a
(c) 37.71% p.a. (d) 38.71% p.a. way that the interests on first part at 2% for 3 years,
second part at 3% for 4 years and third part at 4%
25. If the rate increases by 2%, the simple interest received on for 5 years are equal. Then the difference between
a sum of money increases by Rs 108. If the time period is the largest and the smallest sum is
increased by 2 years, the simple interest on the same sum (a) Rs 200 (b) Rs 400 (c) Rs 460 (d) Rs 560
increases by Rs 180. The sum is:
(a) Rs 1800 (b) Rs 3600 (c) Rs 5400 (d) Data inadequate 33. A person invests money in three different schemes
for 6 years, 10 years and 12 years at 10 percent, 12
26. A sum of Rs 18750 is left by a will by a father to be percent and 15 percent simple interest respectively.
divided between the two sons, 12 and 14 years of age, so that At the completion of each scheme, he gets the same
when they attain maturity at 18, the amount (principal + interest. The ratio of his investments is
interest) received by each at 5 per cent simple interest will be (a) 2 : 3 : 4 (b) 4 : 3 : 2 (c) 3 : 4 : 6 (d) 6 : 3 : 2
the same. Find the sum allotted at present to each son.
(a) Rs 9500, Rs 9250 (b) Rs 8000, Rs 1750 34. Divide Rs 2379 into 3 parts so that their amounts after 2, 3
(c) Rs 9000, Rs 9750 (d) None of these and 4 years respectively may be equal, the rate of interest
being 5% per annum at simple interest. The first part is
27. A certain sum of money is invested at an interest rate (a) Rs 759 (b) Rs 792 (c) Rs 818 (d) Rs 828
of 5% per annum and a second sum, twice as large
as the first, is invested at 5.5% p.a. The total amount 35. Find the amount to be received after 2 years 6 months at
of interest earned from the two investments together the rate of 5% p.a. of simple interest on a sum of Rs 3200.
is Rs 1000 per year and the interest is withdrawn (a) Rs 3800 (b) Rs 3500 (c) Rs 3600 (d) Rs 3900
every year. The second sum invested is
36. A man buys a TV priced at Rs 16000. He pays Rs 4000
(a) Rs 6250 (b) Rs 10500 (c) Rs 12500 (d) Rs 15000 at once and the rest after 15 months on which he
is charged a simple interest at the rate of 12% per
28. I had Rs 10000 with me. Out of this money I lent some year. The total amount he pays for the TV is
money to A for 2 years @ 15% simple interest. I lent (a) Rs 18200 (b) Rs 17800 (c) Rs 17200 (d) Rs 16800
the remaining money to B for an equal number of
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SA IAS ACADEMY UPSC CSAT TEST 12/5/2023
(a) Rs 10,000 (b) Rs 20,000 (c) Rs 40,000 (d) Rs 50,000
37. A sum becomes its double in 10 years. Find the
annual rate of simple interest. 47. On a sum of money, the simple interest for 2 years
(a) 8% (b) 5% (c) 10% (d) 20% is Rs 660, while the compound interest is Rs 696.30,
the rate of interest being the same in both the cases.
38. The interest earned on Rs 4000 when invested in The rate of interest is
Scheme A for two years at 7% p.a. simple interest a)10% (b) 10.5% (c) 12% (d) None of these
is half of the interest earned when Rs ‘X’ is invested
for five years in the same scheme at the same rate 48. The effective annual rate of interest corresponding
of interest. What is the value of X? to a nominal rate of 6% per annum payable halfyearly
(a) 2000 (b) 2800 (c) 3000 (d) 3200 is a)6.06% (b) 6.07% (c) 6.08% (d) 6.09%

39. The interest earned on Rs 15000 in 3 years at simple 49. A father left a will of Rs 16400 for his two sons aged
interest is Rs 5400. Find the rate of interest per annum 17 and 18 years. They must get equal amounts when
(a) 11.5% (b) 12% (c) 12.5% (d) 15% they are 20 years, at 5% compound interest. Find
the present share of the younger son. (R.R.B., 2008)
(a) Rs 8000 (b) Rs 8200 (c) Rs 8400 (d) Rs 8800
40. The difference between the amount the amount of
compound interest and simple interest accrued on an amount 50. Divide Rs 8840 between A and B so that the amount
of Rs 26000 at the end of 3 years is Rs 2994.134. What is the received by A at the end of 8 years may be equal
rate of interest p.c.p.a.? to the amount received by B at the end of 10 years,
(a) 17% (b) 19% (c) 22% (d) Cannot be determined compound interest being at 10% per annum.
(a) Rs 4640, Rs 4200 (b) Rs 4840, Rs 4000
41. The difference between compound interest and SI on a (c) Rs 5000, Rs 3840 (d) Rs 5240, Rs 3600
sum for 2 years at 8 per cent is Rs 768. The sum is
(a) Rs 100000 (b) Rs 110000 (c) Rs 120000 (d) Rs 170000 51. Mr. Dua invested money in two schemes A and B
offering compound interest @ 8 p.c.p.a. and 9 p.c.p.a.
42. The compound interest on a sum of money for 2 years is respectively. If the total amount of interest accrued
Rs 832 and the simple interest on the same sum for the same through two schemes together in two years was
period is Rs 800. The difference between the compound Rs 4818.30 and the total amount invested was Rs 27,000,
interest and the simple interest for 3 years will be what was the amount invested in Scheme A?
(a) Rs 48 (b) Rs 66.56 (c) Rs 98.56 (d) None of these (a) Rs 12,000 (b) Rs 13,500
(c) Rs 15,000 (d) Cannot be determined
43. The difference between the simple interest on a
certain sum at the rate of 10% per annum for 2 years 52. A sum of money put at compound interest amounts
and compound interest which is compounded every in 2 years to Rs 672 and in 3 years to Rs 714. The rate
6 months is Rs 124.05. What is the principal sum? of interest per annum is
(a) Rs 6000 (b) Rs 8000 (c) Rs 10,000 (d) Rs 12,000 a)5.5% (b) 6.0% (c) 6.25% (d) 6.75%
44. The difference between compound interest and simple 53. A sum of money invested at compound interest
interest on a sum for 2 years at 10% per annum, when the amounts to Rs 4624 in 2 years and to Rs 4913 in
interest is compounded annually is Rs 16. If the interest were 3 years. The sum of money is :
compounded half-yearly, the difference in two interests would (a) Rs 4096 (b) Rs 4260 (c) Rs 4335 (d) Rs 4360
be
(a) Rs 24.81 (b) Rs 26.90 (c) Rs 31.61 (d) Rs 32.40 54. A sum of Rs 12,000 deposited at compound interest
becomes double after 5 years. After 20 years, it will
45. A money-lender borrows money at 4% per annum become :
and pays the interest at the end of the year. He lends (a) Rs 96,000 (b) Rs 1,20,000
it at 6% per annum compound interest compounded (c) Rs 1,24,000 (d) Rs 1,92,000
half-yearly and receives the interest at the end of
the year. In this way, he gains Rs 104.50 a year. The 55. A sum of money at compound interest doubles itself
amount of money be borrows, is in 15 years. It will become eight times of itself in
(a) Rs 4500 (b) Rs 5000 (c) Rs 5500 (d) Rs 6000 (S.S.C., 2010)
(a) 45 years (b) 48 years (c) 54 years (d) 60 years
46. A sum of money lent at compound interest for
2 years at 20% per annum would fetch Rs 482 more, 56. A finance company declares that, at a certain
if the interest was payable half-yearly than if it was compound interest rate, a sum of money deposited
payable annually. The sum is :
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SA IAS ACADEMY UPSC CSAT TEST 12/5/2023
by anyone will become 8 times in 3 years. If the same (a) Rs 24600 (b) Rs 24800 (c) Rs 25200 (d) Rs 25500
amount is deposited at the same compound rate of
interest, then in how many years will it become 16 65. At what rate of compound interest per annum will
times? a sum of Rs 1200 become Rs 1348.32 in 2 years?
(a) 4 years (b) 5 years (c) 6 years (d) 7 years (a) 7.5% (b) 6.5% (c) 7% (d) 6%

57. A sum of money lent out at compound interest 66. The compound interest on a certain sum of money
increases in value by 50% in 5 years. A person wants for 2 years at 10% per annum is Rs 525. The simple
to lend three different sums x, y and z for 10, 15 interest on the same sum of money for double the
and 20 years respectively at the above rate in such time at half the rate percent per annum is?
a way that he gets back equal sums at the end of (a) Rs 1000 (b) Rs 500 (c) Rs 200 (d) Rs 800
their respective periods. The ratio x : y : z is
67. A man borrows Rs 12,500 at 20% compound interest.
(a) 6 : 9 : 4 (b) 9 : 4 : 6 (c) 9 : 6 : 4 (d) 6 : 4 : 9 At the end of every year he pays Rs 2000 as part repayment.
How much does he still owe after three such instalments?
58. The least number of complete years in which a sum (a) Rs 12,000 (b) Rs 12,864 (c) Rs 15,600 (d) None of these
of money put out at 20% compound interest will be
more than doubled is 68. The difference between CI and SI on a certain sum of
(a) 3 (b) 4 (c) 5 (d) 6 money for 3 years at 5% p.c.p.a. is Rs 122. Find the sum
invested.
59. A man borrows Rs 2550 to be paid back with (a) Rs 10000 (b) Rs 12000 (c) Rs 16000 (d) Rs 20000
compound interest at the rate of 4% per annum by
the end of 2 years in two equal yearly instalments. 69. What is the difference between the compound
How much will each instalment be? interests on Rs 5000 for 1 year at 4% per annum
(a) Rs 1275 (b) Rs 1283 (c) Rs 1352 (d) Rs 1377 compounded yearly and half yearly?
(a) 2 (b) 3 (c) 4 (d) None of these
60. Under the Rural Housing Scheme, the Delhi Development
Authority (DDA) allotted a house to Kamal Raj 70. What annual payment will discharge a debt of Rs 1025
for Rs 1,26,100. This payment is to be made in three due in 2 years at the rate of 5% compound interest?
equal annual instalments. If the money is reckoned at (a) Rs 550 (b) Rs 551.25 (c) Rs 560 (d) Rs 560.75
5% per annum compound interest, then how much
is to be paid by Kamal Raj in each instalment? 71. In how many ways can the letters of the word
(a) Rs 45205 (b) Rs 46305 (c) Rs 47405 (d) Rs 48505
'LEADER be arranged?
61. One can purchase a flat from a house building society (a) 72 (b) 144 (c) 360 (d) 720
for Rs 55000 cash or on the terms that he should pay
Rs 4275 as cash down payment and the rest in three 72. In how many different ways can the letters of the
equal instalments. The society charges interest at the word 'RUMOUR' be arranged?
rate of 16% per annum compounded half-yearly. If (a) 180 (b) 90 (c) 30 (d) 720
the flat is purchased under instalment plan, find the
value of each instalment.
(a) Rs 18756 (b) Rs 19292 (c) Rs 19683 (d) Rs 20285 73. How many words can be formed by using all the
letters of the word, 'ALLAHABAD'?
62. A sum of money is borrowed and paid back in (a) 3780 (b) 1890 (c) 7560 (d) 2520
two annual instalments of Rs 882 each allowing 5%
compound interest. The sum borrowed was 74. How many arrangements can be made out of the
(a) Rs 1620 (b) Rs 1640 (c) Rs 1680 (d) Rs 1700
letters of the word 'ENGINEERING'?
63. The sum of money which when given on compound (a) 277200 (b) 92400 (c) 69300 (d) 23100
interest at 18% per annum would fetch Rs 960 more
when the interest is payable half yearly than when 75. How many words can be formed from the letters of
it was payable annually for 2 years is the word 'SIGNATURE' so that the vowels always come
(a) Rs 60,000 (b) Rs 30,000 (c) Rs 40,000 (d) Rs 50,000 together?
(a) 720 (b) 1440 (c) 2880 (d) 17280
64. On what sum of money will the difference between
simple interest and compound interest for 2 years
at 5% per annum be equal to Rs 63?

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SA IAS ACADEMY UPSC CSAT TEST 12/5/2023
76. In how many different ways can the letters of the 86. In how many ways can a group of 5 men and 2
word 'OPTICAL' be arranged so that the vowels always women be made out of a total of 7 men and 3 women
come together? (a) 63(b) 90 (c) 126 (d) 45 (e) 135
(a) 120 (b) 7200 (c) 4320 (d) 2160
87. In how many ways a committee, consisting of 5 men
77. In how many different ways can the letters of the and 6 women can be formed from 8 men and 10
word 'SOFTWARE' be arranged in such a way that the women ?
vowels always come together? (a) 266 (b) 5040 (c) 11760 (d) 86400
(a) 720 b) 360 (c) 1440 (d) 13440
88. From a group of 7 men and 6 women, five persons
78. In how many different ways can the letters of the are to be selected to form committee so that at least 3
word 'LEADING' be arranged in such a way that the men are there on the committee. In how many ways car
vowels always come together? it be done?
(a) 360 (b). 480 (c) 720 (d) 50400 (a) 564 (b) 645 (c) 735 (d) 756

79. In how many different ways can the letters of the 89. In a group of 6 boys and 4 girls, four children are to
word 'JUDGE' be arranged in such a way that the be selected. In how many different ways can they be
vowels always come together? selected such that at least one boy should be there?
(a) 48 (b) 120 (c) 124 (d) 160 (a) 159 (b) 194. (c) 205 (d) 209

80. In how many different ways can the letters of the 90. A box contains 2 white balls, 3 black balls and 4 red
word 'AUCTION arranged in such a way that the vowels balls. In how many ways can 3 balls be drawn from the
always come together? box, if at least one black ball is to be included in the
(a) 30 (b) 48 (c) 144 (d) 57 draw?
(a) 32 (b) 48 (c) 64 (d) 96
81. In how many different ways can the letters of the
word 'BANKING' the vowels always come together? (a) 91. The price for a pair of cuff links is RS 1.00. The price
720 (b) 240 (c) 360 (d) 540 for a 5-pair package of cuff links is RS 3.40. The 5-pair
package is what percent cheaper per pair than 5 pairs
82. In how many different ways can the letters of the purchased separately?
word 'CORPORATION' be arranged so that the vowels (a) 32% (b) 47% (c) 62% (d) 63%
always come together?
(a) 810(b) 1440 (c) 2880 (d) 50400 92. A bakery opened with its daily supply of 40 dozen
83. In how many different ways can the letters of the rolls. Half of the rolls were sold by noon and 60%
word 'MATHEMATICS' be arranged so that the vowels of the remaining rolls were sold between noon
always come together? and closing time. How many dozen rolls were left
(a) 10080 (b) 4989600 (c) 120960 (d) None of these unsold?
(a) 6 (b) 8 (c) 10 (d) 12
84. In how many different ways can the letters of the
word 'DETAIL' be arranged in such a way that the 93. 30% apples out of 450 are rotten. How many apples
vowels occupy only the odd positions ? are in good condition?
(a) 32 (b) 48 (c) 36 (d) 60 (a) 125 (b) 180 (c) 240 (d) 315

85)in how many different ways can the letters of the 94. A company pays rent of RS 25000 per month for
word 'MACHINE' be arranged so that the vowels may office space to its owner. But if the company pays
occupy only the odd positions ? the annual rent at the beginning of the year the
(a) 210 (b) 576 (c) 144 (d) 1728 (e) 3456 owner gives a discount of 5% on the total annual
rent. What is the annual amount the company pays
to the owner after the discount?
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SA IAS ACADEMY UPSC CSAT TEST 12/5/2023
(a) RS 2,75,000 (b) RS 2,85,000
(c) RS 2,95,000 (d) RS 3,00,000

95. An interval of 3 hours 40 minutes is wrongly

estimated as 3 hours 45.5 minutes. The error
percentage is
(a) 2.5 (b) 5 (c) 5.2 (d) 5.5

96) Kamal has 160 toffees. He gave 5% toffees to Ravi,

15% toffees to Anita and one-fourth of the toffees
to Gagan. How many toffees are left with Kamal
after the distribution?
(a) 78 (b) 69 (c) 88 (d) 79

97. A shopkeeper sells note-books at the rate of RS 45

each and earns a commission of 4%. He also sells pencil
boxes at the rate of RS 80 each and earns a commission
of 20%. How much amount of commission will he earn
in two weeks if he sells 10 note-books and 6 pencil
boxes a day?
(a) RS 1496 (b) RS 1586 (c) RS 1596 (d) RS 1956

98. It costs RS 1 to photocopy a sheet of paper.

However,2% discount is allowed on all photocopies
done after first 1000 sheets. How much will it cost to
copy 5000 sheets of paper?
(a) RS 3920 (b) RS 3980 (c) RS 4900 (d) RS 4920

99. A housewife saved RS 2.50 in buying an item on

sale. If she spent RS 25 for the item, approximately how
much percent she saved in the transaction?
(a) 8% (b) 9.09% (c) 10% (d) 11.09%

100. A, B, C and D have RS 40, 50, 60 and 70

respectively when they go to visit a fair. A spends RS
18, B spends RS 21, C spends RS 24 and D spends RS
27. Who has done the highest expenditure proportionate
to his resources?
(a) A (b) B (c) C (d) D

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