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The document contains details of a loan application, including applicant information like name, address, contact details and income. It also includes the requested loan details like amount, tenure and purpose. Credit bureau checks from Pefindo and KBII are included, showing the applicant's credit score, history and current obligations. The summary provides key application and credit check information for a preliminary loan decision.

Uploaded by

Ardika Prasetyo
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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45 views5 pages

Sample

The document contains details of a loan application, including applicant information like name, address, contact details and income. It also includes the requested loan details like amount, tenure and purpose. Credit bureau checks from Pefindo and KBII are included, showing the applicant's credit score, history and current obligations. The summary provides key application and credit check information for a preliminary loan decision.

Uploaded by

Ardika Prasetyo
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as TXT, PDF, TXT or read online on Scribd
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{

"invocation":{
"applicationRefNumber":"TEST/MULTIHIT/PEFINDO4",
"applicationCreateDate":"2021-02-01",
"decisionPoint":"Prelim1",
"prelim1InvocationDate":"2021-02-02T09:17:56"
},
"request":{
"application":{
"applicant":{
"addressDetails":[
{
"addressType":"CURRENT",
"city":"PURWAKARTA",
"country":"Indonesia",
"district":"BUNGURSARI",
"line1":"Bungursari",
"postalCode":41181,
"province":"JAWABARAT",
"subDistrict":"BUNGURSARI"
},
{
"addressType":"KTP",
"city":"PURWAKARTA",
"country":"Indonesia",
"district":"BUNGURSARI",
"line1":"Bungursari",
"postalCode":41181,
"province":"JAWABARAT",
"subDistrict":"BUNGURSARI"
}
],
"alternateContactDetails":[
{
"name":"Test A",
"phoneNumber":"0897999999999",
"relationship":"OTHER"
},
{
"name":"Test B",
"phoneNumber":"01717171717",
"relationship":"SIBLING"
}
],
"applicantId":"4893",
"applicantType":"Borrower",
"bankAccountDetails":{
"accountName":"Hadis cahyono",
"accountNumber":"3424255666666",
"bankCode":"009",
"bankName":"PT BANK NEGARA INDONESIA 1946 (Persero) Tbk.",
"branch":"JAKARTA",
"flipBankCode":"bni"
},
"blacklistChecklist":{
"isKtpBlacklisted":false
},
"crossCheck":{
"crossCheckDpSamePhoneEverFinished":0,
"crossCheckDpSamePhone3MFinished":0,
"crossCheckDpSamePhoneEverPendingStatus":0,
"crossCheckDpSamePhone1MRejected":0,
"crossCheckDpSameEmailEverFinished":0,
"crossCheckDpSameEmail3MFinished":0,
"crossCheckDpSameEmailEverPendingStatus":0,
"crossCheckDpSameEmail1MRejected":0
},
"dateOfBirth":"1984-07-15",
"deviceProfile":{

},
"education":"SMA",
"email":"[email protected]",
"employment":{
"occupation":"OTHERS"
},
"fullName":"Hadis cahyono",
"gender":"MALE",
"incomeDetails":{
"totalMonthlyIncome":5000000
},
"ktpNameToBankAccNameSimilarityPrct":1,
"localIdNumber":"7814651507840022",
"maritalStatus":"MARRIED",
"mobileNumber":"+628770001001",
"motherMaidenName":"TEST PEFINDO",
"placeOfBirth":"Jakarta",
"primaryPhoneNumber":"8770001001",
"registerData":{
"phoneVerificationDetails": [
{
"validatedNumber":"test",
"phoneType":"test 2"
}]
,
"externalScoreData":{

},
"kbijCreditBureauData":{
"RSP_REPORT":{
"disclaimer":{

}
}
},
"pefindoCreditBureauData":{
"pefindo_REPORT":[
{
"record":[
{
"date":"2021-02-02T09:17:56.4053399+07:00",
"grade":"D3",
"probabilityofdefault":"25.24",
"score":577,
"trend":"NoChange"
},
{
"date":"2021-01-31T00:00:00",
"grade":"D3",
"probabilityofdefault":"25.24",
"score":"577",
"trend":"NoChange"
}
],
"contract":[
{
"contractstatus":"GrantedAndActivated",
"outstandingamount":{
"pefindoamount": {
"localvalue": 110.0,
"value": 22.0
}
},
"pastdueamount":{
"pefindoamount": {
"localvalue": 110.0,
"value": 22.0
}
},
"pastduedays": 2,
"phaseofcontract":"Open",
"roleofclient":"MainDebtor",
"sector":"Banks",
"startdate":"2014-04-08T00:00:00",
"totalamount":{
"pefindoamount": {
"localValue":378000000,
"value":378000000
}
},
"typeofcontract":"OtherWithLoanAgreement"
}
],
"inquiry":[
{
"dateofinquiry":"2021-02-01T17:15:24.353",
"product":"WS Custom Report - Creditinfo Predictor",
"reason":"ProvidingFacilities",
"sector":"NonBankingFinancialInstitutions",
"subscriberinfo": "NotSpecified"
},
{
"dateofinquiry":"2017-12-18T08:40:23.97",
"product":"WS Creditinfo Report Plus",
"reason":"FulfilRegulationRequirements",
"sector":"NonBankingFinancialInstitutions",
"subscriberinfo": "NotSpecified"
}
],
"pefindo_SUMMARY":[{
"numberofinquirieslast1MONTHS":4,
"numberofinquirieslast3MONTHS":15,
"numberofinquirieslast6MONTHS":19,
"numberofinquirieslast12MONTHS":57,
"numberofinquirieslast24MONTHS":106
}],
"dateofbirth":"1984-07-15T00:00:00",
"education":"NotSpecified",
"employername": "NotSpecified",
"employersector":"NotSpecified",
"employment":"NotSpecified",
"fullname":"Hadis cahyono",
"fullnamelocal":"Hadis cahyono",
"gender":"Male",
"maritalstatus":"NotSpecified",
"mothermaidenname":"Siti Zulhijah",
"placeofbirth":"Tulungagung",
"residency":"NotSpecified",
"socialstatus":"NotSpecified",
"ktp":"7814651507840022",
"npwp":"26979813217000",
"pefindoid":"195723",
"addressline":"Jl. Mawar no. 8 rt10/08 Tulungagung",
"city": "NotSpecified",
"district": "NotSpecified",
"parish": "NotSpecified",
"postalcode": "NotSpecified",
"street": "NotSpecified",
"inquirylength": 2,
"contractlength": 1,
"recordlength": 2,
"pefindo_SUMMARYLength": 0
}
]
},
"kycVerificationChecklist":{

},
"phoneScoreData":{

},
"emailAge":{

},
"fdcInquiry":{

},
"telecomData":{

},
"bankAccountVerification":{

}
},
"sellerProfile":[
{
"shopDetails":[
{

}
]
}
],
"primaryIntPhoneNumber":"+628770001001"
},
"requestedProduct":{
"interestRate":35.88,
"loanAmount":2000000,
"loanAnnuity":726467,
"loanPurpose":"Pinjaman Kesehatan",
"loanTenure":3,
"productCode":"3",
"productName":"PINJAMANINDIVIDU"
}
}
},
"response":{
"applicantDecision":{

}
}
}

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