2024 Ifp 771747 - 18628FL0160034 06 - SBC
2024 Ifp 771747 - 18628FL0160034 06 - SBC
2024 Ifp 771747 - 18628FL0160034 06 - SBC
082600-100020-042320 Page 1 of 6
All copayment and coinsurance costs shown in this chart are after your deductible has been met, if a deductible applies.
082600-100020-042320 Page 2 of 6
What You Will Pay
Common Out–of–Network Limitations, Exceptions, & Other Important
Services You May Need In-Network Provider (You Provider
Medical Event (You will pay Information
will pay the least) the most)
except for urgent situations. Your plan may
include access to CVS retail pharmacies for
certain specialty drugs.
35% coinsurance for
Facility fee (e.g., ambulatory surgery hospital facility; 25%
Not covered None
center) coinsurance for free
If you have outpatient standing facility
surgery 35% coinsurance for
hospital facility; 25%
Physician/surgeon fees Not covered None
coinsurance for free
standing facility
Out-of-network emergency room care
Emergency room care 50% coinsurance 50% coinsurance cost-share same as in-network. No coverage
If you need immediate for non-emergency care.
medical attention Emergency medical transportation 50% coinsurance 50% coinsurance Out-of-network cost-share same as in-network.
$5 copay/visit, deductible
Urgent care Not covered No coverage for non-urgent use.
does not apply
If you have a Facility fee (e.g., hospital room) 50% coinsurance Not covered None
hospital stay Physician/surgeon fees 50% coinsurance Not covered None
Outpatient office visits: $10
copay/visit, deductible does
Outpatient services not apply; All other Not covered None
If you need mental health, outpatient services: 35%
behavioral health, or
substance abuse services coinsurance
Office visits No charge Not covered Cost sharing does not apply for preventive
Childbirth/delivery professional services. Maternity care may include tests
If you are pregnant 50% coinsurance Not covered
services and services described elsewhere in the SBC
Childbirth/delivery facility services 50% coinsurance Not covered (i.e., ultrasound).
082600-100020-042320 Page 3 of 6
What You Will Pay
Common Out–of–Network Limitations, Exceptions, & Other Important
Services You May Need In-Network Provider (You Provider
Medical Event (You will pay Information
will pay the least) the most)
Home health care 25% coinsurance Not covered Coverage is limited to 60 visits.
Coverage is limited to 35 visits for Physical
$25 copay/visit, deductible
Rehabilitation services Not covered Therapy, Occupational Therapy, Speech
does not apply
Therapy & Chiropractic care combined.
If you need help Habilitation services 35% coinsurance Not covered None
recovering or have other
special health needs Skilled nursing care 50% coinsurance Not covered Coverage is limited to 60 days.
Coverage is limited to 1 durable medical
Durable medical equipment 50% coinsurance Not covered equipment for same/similar purpose. Excludes
repairs for misuse/abuse.
Hospice services 50% coinsurance Not covered None
$10 copay/visit, deductible Not covered Coverage is limited to 1 exam every 12 months
Children's eye exam
does not apply up to age 19.
If your child needs dental Not covered Coverage is limited to 1 set of frames and 1 set
or eye care $10 copay/visit, deductible
Children's glasses of contact lenses or eyeglass lenses per
does not apply
calendar year up to age 19.
Children's dental check-up Not covered Not covered Not covered.
Excluded Services & Other Covered Services:
Services Your Plan Generally Does NOT Cover (Check your policy or plan document for more information and a list of any other excluded services.)
• Abortion • Hearing aids • Private-duty nursing
• Acupuncture • Infertility treatment • Routine eye care (Adult)
• Bariatric surgery • Long-term care • Routine foot care
• Cosmetic surgery • Non-emergency care when traveling outside the • Weight loss programs
• Dental care (Adult & Child) U.S.
Other Covered Services (Limitations may apply to these services. This isn’t a complete list. Please see your plan document.)
• Chiropractic care - Coverage is limited to 35 visits
for Physical Therapy, Occupational Therapy,
Speech Therapy & Chiropractic care combined.
Your Rights to Continue Coverage: There are agencies that can help if you want to continue your coverage after it ends. The contact information for those agencies is:
Florida Department of Financial Services, Division of Consumer Services, 877-693-5236, 850-413-3089 (Out of State), Dial *711 (TDD),
082600-100020-042320 Page 4 of 6
http://www.myfloridacfo.com/Division/Consumers/.
● For more information on your rights to continue coverage, contact the plan at 1-844-365-7373.
Other coverage options may be available to you too, including buying individual insurance coverage through the Health Insurance Marketplace. For more information about
the Marketplace, visit www.HealthCare.gov or call 1-800-318-2596 or state health insurance marketplace or SHOP.
Your Grievance and Appeals Rights: There are agencies that can help if you have a complaint against your plan for a denial of a claim. This complaint is called a grievance
or appeal. For more information about your rights, look at the explanation of benefits you will receive for that medical claim. Your plan documents also provide complete
information on how to submit a claim, appeal, or a grievance for any reason to your plan. For more information about your rights, this notice, or assistance, contact:
● Florida Department of Financial Services, Division of Consumer Services, 877-693-5236, 850-413-3089 (Out of State), Dial *711 (TDD),
http://www.myfloridacfo.com/Division/Consumers/.
Does this plan provide Minimum Essential Coverage? Yes.
Minimum Essential Coverage generally includes plans, health insurance available through the Marketplace or other individual market policies, Medicare, Medicaid, CHIP,
TRICARE, and certain other coverage. If you are eligible for certain types of Minimum Essential Coverage, you may not be eligible for the premium tax credit.
Does this plan meet Minimum Value Standards? Not Applicable.
If your plan doesn’t meet the Minimum Value Standards, you may be eligible for a premium tax credit to help you pay for a plan through the Marketplace.
To see examples of how this plan might cover costs for a sample medical situation, see the next section.
082600-100020-042320 Page 5 of 6
About these Coverage Examples:
This is not a cost estimator. Treatments shown are just examples of how this plan might cover medical care. Your actual costs will be
different depending on the actual care you receive, the prices your providers charge, and many other factors. Focus on the cost-sharing
amounts (deductibles, copayments and coinsurance) and excluded services under the plan. Use this information to compare the portion of
costs you might pay under different health plans. Please note these coverage examples are based on self-only coverage.
Peg is Having a Baby Managing Joe’s Type 2 Diabetes Mia’s Simple Fracture
(9 months of in-network pre-natal care and (a year of routine in-network care of a (in-network emergency room visit and
a hospital delivery) well-controlled condition) follow up care)
■ The plan’s overall deductible $295 ■ The plan’s overall deductible $295 ■ The plan’s overall deductible $295
■ Specialist copayment $25 ■ Specialist copayment $25 ■ Specialist copayment $25
■ Hospital (facility) coinsurance 50% ■ Hospital (facility) coinsurance 50% ■ Hospital (facility) coinsurance 50%
■ Other coinsurance 50% ■ Other coinsurance 50% ■ Other coinsurance 50%
This EXAMPLE event includes services like: This EXAMPLE event includes services like: This EXAMPLE event includes services like:
Specialist office visits (prenatal care) Primary care physician office visits (including Emergency room care (including medical supplies)
Childbirth/Delivery Professional Services disease education) Diagnostic test (x-ray)
Childbirth/Delivery Facility Services Diagnostic tests (blood work) Durable medical equipment (crutches)
Diagnostic tests (ultrasounds and blood work) Prescription drugs Rehabilitation services (physical therapy)
Specialist visit (anesthesia) Diabetic supplies (glucose meter)
Total Example Cost $12,700 Total Example Cost $5,600 Total Example Cost $2,800
In this example, Peg would pay: In this example, Joe would pay: In this example, Mia would pay:
Cost Sharing Cost Sharing Cost Sharing
Deductibles $295 Deductibles $0 Deductibles $295
Copayments $20 Copayments $700 Copayments $0
Coinsurance $400 Coinsurance $0 Coinsurance $500
What isn't covered What isn't covered What isn't covered
Limits or exclusions $60 Limits or exclusions $20 Limits or exclusions $0
The total Peg would pay is $775 The total Joe would pay is $720 The total Mia would pay is $745
Note: These numbers assume the patient does not participate in the plan's wellness program. If you participate in the plan's wellness program, you may be able to
reduce your costs. For more information about the wellness program, please contact: 1-844-365-7373.
The plan would be responsible for the other costs of these EXAMPLE covered services.
082600-100020-042320 Page 6 of 6
Assistive Technology
Persons using assistive technology may not be able to fully access the following information. For assistance, please call 1-844-365-7373.
Smartphone or Tablet
To view documents from your smartphone or tablet, the free WinZip app is required. It may be available from your App Store.
Non-Discrimination
Aetna complies with applicable Federal civil rights laws and does not unlawfully discriminate, exclude or treat people differently based on their race, color, national
origin, sex, age, disability, gender identity or sexual orientation.
We provide free aids/services to people with disabilities and to people who need language assistance.
If you need a qualified interpreter, written information in other formats, translation or other services, call the number on your ID card.
If you believe we have failed to provide these services or otherwise discriminated based on a protected class noted above, you can also file a grievance with the Civil
Rights Coordinator by contacting:
Health plans are offered or underwritten or administered by Aetna Health Inc. (Florida) (Aetna). Aetna is part of the CVS Health family of companies.
TTY: 711
Language Assistance:
For language assistance in your language call 1-844-365-7373 at no cost.
Arabic - lahsol ola al-masadeh laghouia belghetke atsal balergham 1-844-365-7373 ةفلكت يأ نود ةيوغللا تامدخلا ىلع لوصحلل، مقرلا ىلع لاصتالا ءاجرلا
donne ei taklafa.
Bengali-Bangala - আপনাকে বিনামূকযে ভাষা পবিকষিা পপকে হকয এই নম্বকি পেবযক ান েরুন: 1-844-365-7373|
Bisayan-Visayan - Ngadto maakses ang mga serbisyo sa pinulongan alang libre, tawagan sa 1-844-365-7373.
Catalan - Per accedir a serveis lingüístics sense cap cost per vostè, telefoni al 1-844-365-7373.
Chamorro - Para un hago' i setbision lengguåhi ni dibåtde para hågu, ågang 1-844-365-7373.
Hindi - आपके िलए िबना िकसी कीमत के भाषा सेवाओं का उपयोग करने के लिए, 1-844-365-7373 पर कॉल करें।
Hmong - Xav tau kev pab txhais lus tsis muaj nqi them rau koj, hu 1-844-365-7373.
Igbo - Iji nwetaòhèrè na ọrụ gasị asụsụ n'efu, kpọọ 1-844-365-7373.
Ilocano - Tapno maaksesyo dagiti serbisio maipapan iti pagsasao nga awan ti bayadanyo, tawagan ti 1-844-365-7373.
Indonesian - Untuk mengakses layanan bahasa tanpa dikenakan biaya, hubungi 1-844-365-7373.
Italian - Per accedere ai servizi linguistici, senza alcun costo per lei, chiami il numero 1-844-365-7373.
Marathi - कोणत्याही शुल्कािशवाय भाषा सेवा प्राप्त करण्यासाठी 1-844-365-7373 वर फोन करा.
Marshallese - Nan etal nan jikin jiban ikijen Kajin ilo an ejelok onen nan kwe, kirlok 1-844-365-7373.
Micronesian Pwehn alehdi sawas en lokaia kan ni sohte pweipwei, koahlih 1-844-365-7373.
Pohnpeyan -
Mon-Khmer ដ ើម្បីទទួលបានដេវាកម្មភាសាដ លឥតគិតថ្លៃេម្រាប់ដោកអ្នក េូ ម្ដៅទូរេ័ព្ទដៅកាន់ដលខ 1-844-365-7373។.
Cambodian -
Navajo - T'áá ni nizaad k'ehjí bee níká a'doowol doo b33h ílínígóó koj8’ hólne' 1-844-365-7373.
Nilotic-Dinka - Të kɔɔr yïn wɛ̈ɛ̈r de thokic ke cïn wëu kɔr keek tënɔŋ yïn. Ke cɔl kɔc ye kɔc kuɔny ne nɔmba 1-844-365-7373.
Norwegian - For tilgang til kostnadsfri språktjenester, ring 1-844-365-7373.
Pennsylvania Dutch - Um Schprooch Services zu griege mitaus Koscht, ruff 1-844-365-7373.
Persian - ناگيار روط ەب نابز تامدخ ەب یسرتسد یارب، هرامش اب1-844-365-7373 ديریگب سامت
Polish - Aby uzyskać dostęp do bezpłatnych usług językowych proszę zadzwonoć 1-844-365-7373.
Portuguese - Para acessar os serviços de idiomas sem custo para você, ligue para 1-844-365-7373.
Punjabi - �ਤੁਹਾਡੇ ਲਈ ਬਿਨਾਂ ਬਿਸੇ ਿੀਮਤ ਵਾਲੀਆਂ ਭਾਸ਼ਾ ਸੇਵਾਵਾਂ ਦੀ ਵਰਤੋਂ ਿਰਨ ਲਈ, 1-844-365-7373 ‘ਤੇ ਫ਼ੋਨ ਿਰੋ।
Romanian - Pentru a accesa gratuit serviciile de limbă, apelați 1-844-365-7373.
Russian - Для того чтобы бесплатно получить помощь переводчика, позвоните по телефону 1-844-365-7373.
Samoan - Mo le mauaina o auaunaga tau gagana e aunoa ma se totogi, vala’au le 1-844-365-7373.
Serbo-Croatian - Za besplatne prevodilačke usluge pozovite 1-844-365-7373.
Spanish - Para acceder a los servicios de idiomas sin costo, llame al 1-844-365-7373.
Sudanic-Fulfulde - Heeba a nasta jangirde djey wolde wola chede bo apelou lamba 1-844-365-7373.
Swahili - Kupata huduma za lugha bila malipo kwako, piga 1-844-365-7373.
Syriac - ܢ: ܿܝ ܬ̈ܐ ܼܕ ܿܗ ܿ ܠ ܸܼܚܠ ܼܡ ܿ ܐ ܝ̄ܬܼܘܢ ܵܥ ܵ ܸܐܢ ܣܢ ܼܝܩ. ܩܪܼܝܡܘ ܵ ܐ ܼܡ ܵ ܿܓܢ ܵ ܢ ܵ ܐ ܵܒܠܫܸ ܵ ܪܬ، ܐܼܝܬ1-844-365-7373 .
Tagalog - Para ma-access ang mga serbisyo sa wika nang wala kayong babayaran, tumawag sa 1-844-365-7373.
Telugu - � �మీరు భాష సేవలను ఉచితంగా అందుకున ందుకు, 1-844-365-7373 కు కాల్ చేయండి.
Ukrainian - Щоб отримати безкоштовний доступ до мовних послуг, задзвоніть за номером 1-844-365-7373.
Urdu - .- ےیل ےک ےنرک لصاح تامدخ ہقلعتم ےس نابز تمیقلاب1-844-365-7373 ںیرک تاب رپ
Vietnamese - Nếu quý vị muốn sử dụng miễn phí các dịch vụ ngôn ngữ, hãy gọi tới số 1-844-365-7373.
Yiddish - 1-844-365-7373 רופן,צו צוטריט ךארפשַּ באדַינונגען אין קיין פרייַז צו איר
Yoruba - Lati wọnú awọn isẹ èdè l’ọfẹ fun ọ, pe 1-844-365-7373.