CAR (KPMM) (X1)

NAME CODE
2021 2020 2019
PT BANK RAYA INDONESIA Tbk AGRO 20.24 24.33 24.28
PT BANK MNC INTERNASIONAL Tbk BABP 24.31 15.75 15.16
PT BANK CAPITAL INDONESIA Tbk BACA 41.28 18.11 12.67
PT BANK CENTRAL ASIA Tbk BBCA 25.7 25.8 23.8
PT BANK KB BUKOPIN Tbk BBKP 20.26 12.08 12.59
PT BANK MESTIKA DHARMA Tbk BBMD 48.12 46.49 38.6
PT BANK JTRUST INDONESIA Tbk BCIC 15.82 11.59 14.53
PT BANK DANAMON INDONESIA Tbk BDMN 26.7 25 24.2
PT BANK GANESHA Tbk BGTG 67.15 35.7 32.84
PT BANK INA PERDANA Tbk BINA 53.14 40.08 37.41
PT BANK QNB INDONESIA Tbk BKSW 29.92 24.53 21.08
PT BANK MASPION INDONESIA Tbk BMAS 13.69 16.53 20.19
PT BANK BUMI ARTA Tbk BNBA 41.73 25.8 23.55
PT BANK CIMB NIAGA Tbk BNGA 22.68 21.92 21.47
PT BANK MAYBANK INDONESIA Tbk BNII 26.91 24.31 21.38
PT BANK SINARMAS Tbk BSIM 29.12 17.29 17.32
PT BANK OF INDIA INDONESIA Tbk BSWD 98.07 45.49 45.78
PT BANK BTPN Tbk BTPN 26.2 25.6 24.2
PT BANK VICTORIA INTERNATIONAL Tbk BVIC 17.49 16.68 17.29
PT BANK OKE INDONESIA Tbk DNAR 50.88 53.98 41.27
PT BANK ARTHA GRAHA INTERNASIONAL Tbk INPC 21.77 16.37 18.55
PT BANK MAYAPADA INTERNATIONAL Tbk MAYA 14.37 15.45 16.18
PT BANK CHINA CONSTRUCTION BANK INDONESIA Tbk MCOR 37.96 35.28 17.4
PT BANK MEGA Tbk MEGA 27.3 31.04 23.68
PT BANK OCBC NISP Tbk NISP 23.05 22.04 19.17
PT BANK NATIONALNOBU Tbk NOBU 20.91 22.02 21.57
PT PAN INDONESIA BANK Tbk PNBN 29.86 29.58 23.41
PT BANK WOORI SAUDARA INDONESIA 1906 Tbk SDRA 24.48 19.99 20.02
 LDR (X2) NPL (NET) (X3) TOBIN'S %(Y)
2021 2020 2019 2021 2020 2019 2021 2020 2019
86.01 84.76 91.59 0.04 2.73 4.86 327.10 162.76 98.90
75.61 77.32 89.59 2.81 3.63 3.57 121.76 97.44 97.13
12.35 39.33 60.55 0 0 1.34 98.84 104.91 102.97
62 65.8 80.5 0.8 0.7 0.5 155.99 159.62 169.80
106.46 135.46 84.82 4.91 4.95 4.45 105.48 112.79 93.70
71.15 72.72 88.06 0.34 0.75 0.63 123.83 114.58 160.91
62.81 56.26 48.77 2.32 2.72 0.8 101.05 133.91 116.10
84.6 84 98.9 0.4 0.9 2 88.38 93.43 96.28
40.01 64 82.76 0.87 2.86 1.06 106.42 94.03 91.48
29.67 41.26 62.94 1.64 0.2 3.1 232.98 131.35 168.28
81.22 99.66 88.31 0.04 1.21 4.45 99.20 89.25 95.45
68.58 84.18 94.13 1.4 1.68 2.27 144.11 106.01 104.57
62.86 76.57 87.08 2.15 1.81 0.07 176.93 91.56 89.65
74.35 82.91 97.64 1.17 1.4 1.3 93.77 94.20 92.97
76.28 79.25 94.13 2.56 2.49 1.92 97.80 99.34 93.40
41.22 56.97 81.95 1.18 1.39 4.33 118.45 105.97 110.24
87.88 79.89 81.69 3.38 2.22 1.99 109.10 136.23 131.06
123.1 134.2 163 0.4 0.5 0.4 92.21 95.70 97.10
81.25 75.64 74.46 4.08 4.91 4.96 96.41 93.77 92.64
130.25 120.98 115.57 2.62 2.98 2.6 112.88 91.37 89.32
54.7 48.8 67.8 0.32 3.14 4.25 94.60 91.87 85.97
71.65 77.8 93.34 2.17 1.6 1.63 94.76 141.97 152.68
71.46 79.82 107.75 2.45 1.92 1.64 93.41 96.84 96.45
60.96 60.04 69.67 0.81 1.07 2.25 129.56 128.01 128.01
71.7 71.81 94.08 0.91 0.79 0.78 92.02 94.57 95.31
61.28 76.31 79.1 0.38 0.18 2.08 107.09 115.32 117.76
88.05 83.26 107.92 0.95 0.66 1.12 85.23 89.88 94.03
141.8 162.29 139.91 0.56 0.55 1.18 89.81 93.56 95.86
 Code CAR LDR NPL Q
AGRO 24.28 91.59 4.86 98.90
AGRO 24.33 84.76 2.73 162.76
AGRO 20.24 86.01 0.04 327.10
BABP 15.16 89.59 3.57 97.13
BABP 15.75 77.32 3.63 97.44
BABP 24.31 75.61 2.81 121.76
BACA 12.67 60.55 1.34 102.97
BACA 18.11 39.33 0 104.91
BACA 41.28 12.35 0 98.84
BBCA 23.8 80.5 0.5 169.80
BBCA 25.8 65.8 0.7 159.62
BBCA 25.7 62 0.8 155.99
BBKP 12.59 84.82 4.45 93.70
BBKP 12.08 135.46 4.95 112.79
BBKP 20.26 106.46 4.91 105.48
BBMD 38.6 88.06 0.63 160.91
BBMD 46.49 72.72 0.75 114.58
BBMD 48.12 71.15 0.34 123.83
BCIC 14.53 48.77 0.8 116.10
BCIC 11.59 56.26 2.72 133.91
BCIC 15.82 62.81 2.32 101.05
BDMN 24.2 98.9 2 96.28
BDMN 25 84 0.9 93.43
BDMN 26.7 84.6 0.4 88.38
BGTG 32.84 82.76 1.06 91.48
BGTG 35.7 64 2.86 94.03
BGTG 67.15 40.01 0.87 106.42
BINA 37.41 62.94 3.1 168.28
BINA 40.08 41.26 0.2 131.35
BINA 53.14 29.67 1.64 232.98
BKSW 21.08 88.31 4.45 95.45
BKSW 24.53 99.66 1.21 89.25
BKSW 29.92 81.22 0.04 99.20
BMAS 20.19 94.13 2.27 104.57
BMAS 16.53 84.18 1.68 106.01
BMAS 13.69 68.58 1.4 144.11
BNBA 23.55 87.08 0.07 89.65
BNBA 25.8 76.57 1.81 91.56
BNBA 41.73 62.86 2.15 176.93
BNGA 21.47 97.64 1.3 92.97
BNGA 21.92 82.91 1.4 94.20
BNGA 22.68 74.35 1.17 93.77
BNII 21.38 94.13 1.92 93.40
BNII 24.31 79.25 2.49 99.34
BNII 26.91 76.28 2.56 97.80
BSIM 17.32 81.95 4.33 110.24
BSIM 17.29 56.97 1.39 105.97
BSIM 29.12 41.22 1.18 118.45
BSWD 45.78 81.69 1.99 131.06
BSWD 45.49 79.89 2.22 136.23
BSWD 98.07 87.88 3.38 109.10
BTPN 24.2 163 0.4 97.10
BTPN 25.6 134.2 0.5 95.70
BTPN 26.2 123.1 0.4 92.21
BVIC 17.29 74.46 4.96 92.64
BVIC 16.68 75.64 4.91 93.77
BVIC 17.49 81.25 4.08 96.41
DNAR 41.27 115.57 2.6 89.32
DNAR 53.98 120.98 2.98 91.37
DNAR 50.88 130.25 2.62 112.88
INPC 18.55 67.8 4.25 85.97
INPC 16.37 48.8 3.14 91.87
INPC 21.77 54.7 0.32 94.60
MAYA 16.18 93.34 1.63 152.68
MAYA 15.45 77.8 1.6 141.97
MAYA 14.37 71.65 2.17 94.76
MCOR 17.4 107.75 1.64 96.45
MCOR 35.28 79.82 1.92 96.84
MCOR 37.96 71.46 2.45 93.41
MEGA 23.68 69.67 2.25 128.01
MEGA 31.04 60.04 1.07 128.01
MEGA 27.3 60.96 0.81 129.56
NISP 19.17 94.08 0.78 95.31
NISP 22.04 71.81 0.79 94.57
NISP 23.05 71.7 0.91 92.02
NOBU 21.57 79.1 2.08 117.76
NOBU 22.02 76.31 0.18 115.32
NOBU 20.91 61.28 0.38 107.09
PNBN 23.41 107.92 1.12 94.03
PNBN 29.58 83.26 0.66 89.88
PNBN 29.86 88.05 0.95 85.23
SDRA 20.02 139.91 1.18 95.86
SDRA 19.99 162.29 0.55 93.56
SDRA 24.48 141.8 0.56 89.81
 Descriptives Extreme Values

Statistic Std. Error

Unstandar Mean 0.0000000 14.27236029 Unstandar Highest 1
dized dized
Residual Residual
95% Lower -29.2844644 2
Confidence Bound
Interval for
Mean
Upper 29.2844644 3
Bound

5% -7.6763129 4
Trimmed
Mean
Median -8.2773792 5
Variance 5703.608 Lowest 1
Std. 75.52223190 2
Deviation
Minimum -89.10570 3
Maximum 260.41431 4
Range 349.52001 5
Interquartil 76.13855
e Range
Skewness 1.868 0.441

Kurtosis 4.436 0.858

xtreme Values Tests of Normality
Case Shapiro-
Number Value Kolmogorov-Smirnova Wilk
1 260.41431

Statistic df Sig. Statistic df

10 136.27190 Unstandar 0.189 28 0.012 0.829 28
dized
Residual

4 134.52595 a. Lilliefors
Significanc
e
Correction

22 62.90702

6 32.92324
9 -89.10570
21 -80.93571

3 -74.69745
27 -61.16993
25 -54.75418
Sig.
0.000
 Coefficientsa
Standardiz
ed
Coefficient
Model s t Sig.
Beta
1 (Constant) 389.992 70.108 5.563 0.000

TOTALCA 0.400 0.443 0.174 0.903 0.376

R
TOTALLD -0.329 0.207 -0.303 -1.586 0.126
R
TOTALNP -0.389 4.636 -0.016 -0.084 0.934
L
a.
Dependent
Variable:
TOTALQ