STMT02/28/20230004498154ORPHEE-SACREE KALALA NGELEKA

Member Account Statement

Member Number: 4498154
Statement Date: 02/28/2023
Page: 1 of 4

ORPHEE-SACREE KALALA NGELEKA

125 E 1400 S
BOUNTIFUL UT 84010

ACCOUNT SUMMARY
Account Name Ending Balance Account Name Ending Balance
PRIMARY SHARES $5.00 SMART PAY REWARDS CHECKING $45.84
2011 HONDA PILOT $8,298.08 VISA DEBIT $490.48
VISA REWARDS $460.80

90 VISA REWARDS

POINTS BALANCE 1614 REPORTING DATE 02/27/2023

For points details or other questions regarding your Extra Awards program, visit www.gwcu.org/rewards or call Awards Redemption Center at
855-854-5493, 7 a.m. - 7 p.m. Mountain Time, M-F.

Late Principal Interest Trans. Loan

Date Description Fee Amount Charge Amount Balance
02/15 02/14 PROVO CITY JUSTICE COU 801-8526878 UT Card 9411 40.00
02/21 Payment Home Banking Transfer From Share 0090 -18.37 6.63 -25.00 454.88

Fees
Date Description Amount
Total Fees for this Period $0.00

Interest Charged
Description Amount
Interest Charge on Purchases $5.92
Interest Charge on Cash Advances $0.00
Interest Charge on Balance Transfer $0.00
Total Interest for this Period $5.92

Year to Date

Total Fees Charged $0.00

Total Interest Charged $6.63

STMT02/28/20230004498154ORPHEE-SACREE KALALA NGELEKA

Member Account Statement

Member Number: 4498154
Statement Date: 02/28/2023
Page: 2 of 4

90 VISA REWARDS CONTINUED

Payment Information
New Balance Minimum Payment Due Payment Due Date
$460.80 $25.00 03/25/2023
Late Payment Warning: We may assess a late fee of up to $22.00 if your "Minimum Payment Due" is not made by the 15th day following your
payment due date.
Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off
your balance. For Example:
If you make no additional charges using You will pay off this balance on this And you will end up paying an estimated
this card and each month you pay... statement in about... total of...
Only the minimum payment 22 months $537.00

If you would like information about credit counseling services, call 8002834550 x4562

Balance Summary
Amount Past Due 0.00 Credit Limit 1,000.00
Current Amount Due 25.00 Total New Balance 460.80
Minimum Payment 25.00 Available Credit 539.20
Due Date 03/25/2023 Over Credit Limit 0.00

Summary of VISA Purchases: Cash Advance: Balance Transfer:

Previous Balance 439.88 0.00 0.00
Payments 25.00 0.00 0.00
Credits 0.00 0.00 0.00
Advances 40.00 0.00 0.00
Other Debits 0.00 0.00 0.00
Total Interest Charges 5.92 0.00 0.00

Interest Charge Calculations

Annual Daily Days In Average Periodic
Percentage Periodic Billing Daily Interest
Rate Rate Cycle Balance Charge

Purchase 17.240% V* .047232% 28 448.00 5.92

Cash Advance 17.240% V* .047232% 28 0.00 0.00

Balance Transfer 17.240% V* .047232% 28 0.00 0.00

*V=Variable Rate

Interest Paid Year to Date $6.63

01 PRIMARY SHARES
Date Description Deposit Withdrawal Balance
02/01 PREVIOUS BALANCE 5.11
02/06 Withdrawal Transfer To Share 0090 -0.11 5.00
02/28 Ending Balance 5.00

1 Withdrawal(s) -0.11
Dividends Earned Year-to-Date $0.00
STMT02/28/20230004498154ORPHEE-SACREE KALALA NGELEKA

Member Account Statement

Member Number: 4498154
Statement Date: 02/28/2023
Page: 3 of 4

WITHDRAWAL SUMMARY
Date Description Amount Date Description Amount
02/06 Withdrawal Transfer 0.11

90 SMART PAY REWARDS CHECKING

Date Description Deposit Withdrawal Balance
02/01 PREVIOUS BALANCE 1.34
02/06 Deposit Transfer From Loan 0009 83.87 85.21
02/06 Deposit Transfer From Share 0001 0.11 85.32
02/06 Withdrawal ACH NATIONWIDE -187.53 -102.21
TYPE: EDI PYMNTS ID: 1314177102
CO: NATIONWIDE
02/06 Withdrawal Courtesy Pay -22.00 -124.21
02/07 Deposit Debit Card 186.68 62.47
VENMO*Ngeleka Orphee New York City NY
Date 02/07/23 303815665708 4829 Card 5789
02/07 Withdrawal Home Banking Transfer To Loan 0009 -15.00 47.47
Back
02/21 Deposit 240.00 287.47
02/21 Withdrawal Home Banking Transfer To Loan 0001 -184.00 103.47
02/21 Withdrawal Home Banking Transfer To Loan 0090 -25.00 78.47
02/21 Withdrawal Home Banking Transfer To Loan 0009 -10.00 68.47
02/24 Withdrawal Debit Card Debit Card -22.63 45.84
02/24 AMAZON.COM*HD3IL60R0 SEATTLE WA
02/28 Ending Balance 45.84

4 Deposit(s) 510.66
7 Withdrawal(s) -466.16
Dividends Earned Year-to-Date $0.00

WITHDRAWAL SUMMARY
Date Description Amount Date Description Amount
02/06 Withdrawal ACH 187.53 02/21 Withdrawal Home Banking Transfer 25.00
02/06 Withdrawal Fee 22.00 02/21 Withdrawal Home Banking Transfer 10.00
02/07 Withdrawal Home Banking Transfer 15.00 02/24 Withdrawal Debit Card 22.63
02/21 Withdrawal Home Banking Transfer 184.00
7 Withdrawals and Other Charges $466.16

DEPOSIT SUMMARY
Date Description Amount Date Description Amount
02/06 Deposit Transfer 83.87 02/07 Deposit Debit Card 186.68
02/06 Deposit Transfer 0.11 02/21 Deposit 240.00
4 Deposits and Other Credits $510.66

Total for this period Total Year-to-Date

Total Overdraft Fees $22.00 $22.00
Total Returned Item Fees $0.00 $0.00
STMT02/28/20230004498154ORPHEE-SACREE KALALA NGELEKA

Member Account Statement

Member Number: 4498154
Statement Date: 02/28/2023
Page: 4 of 4

01 2011 HONDA PILOT

Late Principal Finance Trans. Loan
Date Description Fee Amount Charge Amount Balance
02/01 PREVIOUS BALANCE 8,430.41

02/21 Payments Home Banking Transfer From Share 0090 -132.33 51.67 -184.00 8,298.08
02/28 Ending Balance 8,298.08
Annual Percentage Rate 7.990% Daily Periodic Rate .021890%

A payment of $184.00 will be due on 03/23/2023

Interest Paid Year-to-Date $111.59

09 VISA DEBIT
Late Principal Interest Trans. Loan
Date Description Fee Amount Charge Amount Balance
02/01 PREVIOUS BALANCE 426.13
Annual Percentage Rate 15.900%
02/06 Loan Advance Transfer To Share 0090 83.87 83.87 510.00
02/07 Payments Home Banking Transfer From Share 0090 -12.55 2.45 -15.00 497.45
Back
02/21 Payments Home Banking Transfer From Share 0090 -6.97 3.03 -10.00 490.48
02/28 Ending Balance 490.48

Credit Limit 500.00 Credit Available 9.52

A payment of $25.00 will be due on 03/25/2023
Interest Paid Year-to-Date $11.87

Fees
Date Description Amount
Total Fees for this Period $0.00

Interest Charged
Description Amount
02/07 Payments Home Banking Transfer From Share 0090 $2.45
Back
02/21 Payments Home Banking Transfer From Share 0090 $3.03
Total Interest for this Period $5.48

Year to Date

Total Fees Charged $0.00

Total Interest Charged $11.87

YTD Summary

Total Dividends Earned YTD 0.00

Total Interest Paid YTD 130.09