Savings Goals + Spending Tracker

Savings Goals
WORKSHEET
+BONUS: SPENDING TRACKER & GOOGLE SHEETS
© Her Money Mastery

Table
Of Contents
SETTING YOUR GOAL
01 Write down the goal you’re setting
out to achieve! Physically writing out
your goal is important - hold yourself
accountable!
SAVINGS GOAL WORKSHEET

02 This is where you’re going to actually AFFIRMATIONS
do the math and figure out how
much you need to be saving per Money flows easily and
check. abundantly to me.
SAVINGS JAR Every dollar I spend is multiplied

03 Track your savings - a visual tracker
back to me.
will help you stay motivated!!

I never have to worry because I
know God/Universe will provide
SPENDING TRACKER
04 Taking control of your money STARTS
what I need, every time.
with understanding your spending I am in control of my money. My

habits. Use the tracker to track a full money works for me.
month of purchases - every single

I attract abundance and I know I
one! You will be surprised where your
will receive.
money is going....
I am worthy of abundance.
NEXT STEPS
05 Ready to finally get your financial
sh*t together?
HER INCOME MASTERY | © 2023

Trust The Process
When you're looking a big savings goal in the face, it can be
discouraging... sometimes a "WTF" moment. And when you start to feel
like "I can't do this"... your vibes aren't right to be working with your
money.
Fear not, friend. Let's break it down and see just how quickly you can
reach those goals! It's not as hard as you might think.
Your goal can be anything you want. New car, house down payment,
fancy vacation... sky's the limit. Let's do this!
SO.. WHAT'S YOUR GOAL?

Savings Goals
WORKSHEET
GOAL AMOUNT
START DATE GOAL DATE
PAY FREQUENCY:
# PAY PERIODS UNTIL GOAL DATE
GOAL AMOUNT PAY PERIODS
AMOUNT TO SAVE PER PAY PERIOD:

savings jar
You got
this!
Write your
goal amount
here
$ / /
Divide your goal by 10. Those will be your incremental
$ / /
$ / /
$ / /
milestones!
$ / /
$ / /
$ / /
$ / /
$ / /
$ / /
START / /

spending tracker
Have you ever tracked your spending?

I don’t mean here and there... I mean literally tracking every. single.
purchase. you make.
If not, this is going to be an eye-opening experience for you!
I challenge you, for the next 30 days, to track every single purchase you
make in the Spending Tracker on the next page.
Print the tracker out and carry it with you, or keep it on your
phone/tablet... whatever will be easiest for you to actually remember to
track everything.
This exercise might humble you, and that’s ok.

That’s what we want.
Because once you realize you are spending $800/month on fast food,
it’s going to hurt and you will probably stop doing that.
At least, that’s what happened to me. Yes, $800/month. OMG.
So get to it - start today!!

Set a reminder on your phone for the end of your 30 days, which is
when you’ll go through and start adding up all the categories.
Here are the steps:
next page

spending tracker
1. Decide what categories you want to use to classify your purchases. Some
examples: groceries, gas, fast food, eating out, online shopping, etc.
2. Log EVERY SINGLE PURCHASE you make and give it a category. Also log
how that purchase made you feel after a few hours of thinking about it.
3. At the end of 30 days, go through and highlight all the different purchases
by category (assign each category a color) and add them all up.
4. Reflect. What did you learn about your money? What areas can you
improve in? How much could you have saved if you cut out unplanned
spending?
5. Improve. Make a commitment to yourself to cut back in certain areas.

Write out what you’ll do to take control of your money next month.

spending tracker
HOW'D IT MAKE
DATE DESCRIPTION AMOUNT CATEGORY YOU FEEL?

Rather Use Google Sheets?
I personally love to put pen to paper when I'm budgeting, but I know
digital works better for some people. If that's you - I got you!
Click the link below to be taken to the Savings Goals Worksheet and
expense tracker in Google Sheets form.
click here
STILL CONFUSED?
Maybe You...
Want to hit your goals...

but you don't know how to make it fit within
your budget
Don't even have a budget
Have tried to save but can never quite

figure out how to make it work for you
That's why I'm here!

I can teach you how.
ANYONE CAN DO THIS.
With the right mindset, the right work ethic, and the right
systems in place, anyone can learn how to save money.
I was a single young mom (early 20's) making $10/hour,

and I decided that I'd had enough of being broke as hell,
miserable, and scared of if my next bills would be paid.
I decided to go on a journey to figure this all out. I was

determined to find a way to better my life and find
financial freedom... not only for me, but for my kid too.
It took me years of trial and error, and I finally figured out

the perfect system for me.
Once I figured this out, everything clicked.
I paid off all my debt. I started saving money.... first $100.

Then $1,000. Then $5,000. Then $10,000.
Now my goals are a lot bigger, and each time I set a new
goal... I REACH IT.
This is all thanks to learning how to master my money.
You can do it, too.

SO HOW DO I START?
find your ideal structure

Find an account structure that
works for you. How many
accounts do you want/need?
How will you allocate extra
money out?
take an inventory
Take a total inventory of your
finances to get completely
organized.
learn to budget
Learn how to create a budget
that works for you and STICK to
that budget. Every month.
save your emergency fund

You need at least $1,000 set
aside to start with to cover any
unexpected expenses that arise.
automate your finances

Get a month ahead on bills so
you can put all your bills on
autopay and quit worrying.
pay off your debt

Use the Snowball or Avalanche
debt payoff method to slay your
debts and reclaim your life and
money.
ANYONE CAN DO THIS - I REALLY MEAN THAT!

so how do i start?
If you want to learn this proven system to
completely getting your financial sh*t together...
I got you. I'm here for your success. I WANT to see
you succeed SO BAD!
Nobody should have to spend years of their life

figuring this stuff out. (to be real, we should have
learned this in school or from our parents)
But our parents probably didn't know any better,

and school doesn't WANT us to learn these skills ;)
I'm sharing my system. The very same one I spent

years and tears figuring out.
The very same one that got me out of debt,

helped me save over $30,000, and gave me HOPE
that life didn't have to be the way it was before..
money mastery
toolkit
My Money Mastery Toolkit is gonna get you all
the way together.
It will walk you through what accounts you

need, how to create a budget for your month
as well as budget your paychecks, how to
save your first Emergency Fund and where to
put it, how to get a month ahead on your bills
and automate your finances, and how to get
out of debt.
Now's the time - take back control.

are you ready?
Are you ready to take back control?
Finally feel a sense of peace?
Not cringe every time you open your bank app?
grab yours here!

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Savings Goals

© Her Money Mastery

SAVINGS GOAL WORKSHEET

SAVINGS JAR Every dollar I spend is multiplied

will help you stay motivated!!

with understanding your spending I am in control of my money. My

month of purchases - every single

HER INCOME MASTERY | © 2023

SO.. WHAT'S YOUR GOAL?

© Her Money Mastery

START DATE GOAL DATE

# PAY PERIODS UNTIL GOAL DATE

GOAL AMOUNT PAY PERIODS

AMOUNT TO SAVE PER PAY PERIOD:

© Her Money Mastery

© Her Money Mastery

Have you ever tracked your spending?

If not, this is going to be an eye-opening experience for you!

This exercise might humble you, and that’s ok.

So get to it - start today!!

Here are the steps:

© Her Money Mastery

5. Improve. Make a commitment to yourself to cut back in certain areas.

© Her Money Mastery

© Her Money Mastery

Want to hit your goals...

Don't even have a budget

Have tried to save but can never quite

That's why I'm here!

I was a single young mom (early 20's) making $10/hour,

I decided to go on a journey to figure this all out. I was

It took me years of trial and error, and I finally figured out

Once I figured this out, everything clicked.

I paid off all my debt. I started saving money.... first $100.

This is all thanks to learning how to master my money.

You can do it, too.

find your ideal structure

save your emergency fund

automate your finances

pay off your debt

ANYONE CAN DO THIS - I REALLY MEAN THAT!

Nobody should have to spend years of their life

But our parents probably didn't know any better,

I'm sharing my system. The very same one I spent

The very same one that got me out of debt,

It will walk you through what accounts you

Now's the time - take back control.

grab yours here!

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