Session 1

Cha-Ching Kid$ At Home

$170 Sale
$250

$230

Parent Guide

As seen on Brought to you by

www. Cha- Ching .com © 2020 Prudence Foundation. All rights reserved.
Overview 1

Here’s a little information about Cha-Ching before you get started.

What is Cha-Ching?
Cha-Ching is a financial literacy programme designed for children aged 7 to 12, created by
Prudence Foundation. Cha-Ching aims to instil the knowledge, tools and practices needed
to help a child become financially responsible. The Cha-Ching programme consists of:

• a series of music videos and comic books developed in partnership with Cartoon
Network and Dr. Alice Wilder, a renowned education specialist, and

• a structured school curriculum incorporating activity-based learning, developed

in partnership with Junior Achievement (Asia Pacific); one of the world’s largest
youth-serving NGOs. The Cha-Ching Curriculum is currently being implemented in
schools across Asia and Africa.

Why was Cha-Ching created?

Financial literacy is a critical life skill, relevant to everybody, yet it is a subject not often
taught in educational systems. Research has shown that behaviours around money habits
are typically formed in early childhood. Having a basic understanding of money related
matters at an early age, can have a significant impact on an individual’s financial future.
For that reason, Prudence Foundation developed the Cha-Ching programme to teach
children four fundamental money smart concepts: EARN, SAVE, SPEND and DONATE.

How does Cha-Ching Kid$ At Home work?

The Cha-Ching Kid$ At Home programme you are about
to teach your child has been adapted from the Cha-Ching
structured school curriculum, to provide parents with a guided
approach to teach fundamental money management skills.

Follow the four Cha-Ching sessions on EARN, SAVE, SPEND and DONATE and set your child on
their way to a secure financial future! Each session will guide you through discussion topics
and activities that allow your child to put their new financial knowledge into practice.

For further information go to https://chaching.cartoonnetworkasia.com/

Session 1: Earn 2

Hey parents! Welcome to your first session with Cha-Ching Kid$ At Home: EARN.
For this session, here’s what we hope to achieve.

Objectives
First, your child will understand the cost of items around the home. Concepts
They will become aware that everything costs money, and that if Earn

you would like to buy something, you need money to buy it. Afford

They’ll recognise that if you want to earn money, you’re going to

have to work hard for it. Skills
Listening

We also want to encourage kids to do what they love, and this Observation

session will help your child understand that you can earn money Analyzing

by doing what you love and by developing the skills that you’re Designing

already good. Reflection

Brainstorm

We’ve provided Step-by-Step guidance in the following pages to Presentation

help you lead your child on their journey to Earn.

Time needed for this session

30-40 minutes
Session Outline 3

Here’s a quick outline of the 4 parts to this session :

1. Introduction and Music Video

Watch the Cha-Ching music video with your child: “It’s Got to be Earned”.

2. Discuss the Key Concepts

Ask your child what they saw in the video and help them understand
what ‘Earn’ and ‘Afford’ mean.

3. Activity Time!
• Use the Kitchen and Bathroom Worksheets to identify the cost of each
item in the room.

• Encourage your child to draw their own room and think about how
much things cost.

• Help your child think about how they can earn money by doing what
they love to do!

4. Summary
Remind your child that everything costs money... and as every parent knows,
money must be earned by working hard!
$
 4

How to Prepare
• Review the following pages to familarise yourself with the session.

• Make sure you have access to the Cha-Ching music video link.

• Review the key concepts that are defined throughout the guide (page 5)

• If you’d like, print out the Kitchen, Bathroom and My Room Worksheets
separately. (You can also type the answers directly into the pdf document)

• Have pens or pencils ready to complete the Worksheets (if printing them out)

• Consider the price of the items listed in the Kitchen and Bathroom Worksheets,
so that you are ready to discuss these with your child.
1. Introduction and Music Video 5

Explain to your child that you are going to watch a video

about where money comes from. Introduction

But first, ask your child the following questions: 5 minutes

• How does someone get money to buy something?

Quick Answer: You work to get money! This is called to Earn↗. Earn refers to
receiving income for
• Do your mom and dad or other family members go to work? work or services

• What is the money we earn used for?

Quick Answer: Groceries, food, transport, school, Afford refers to having
all the things you find in the house, etc. enough money to pay
for something
• If you’d like to have something, do we buy it for you?

• Other than us, how would you get money?

Explain to your child:

“One needs to Earn↗ money to afford↗

different things.”

Watch the CHA-CHING VIDEO to help answer some of these questions.

CHA-CHING VIDEO Cha-Ching Video

Click here to watch “It’s Got To Be Earned 3 minutes
2. Discuss the Key Concepts 6

Ask the following questions about the video.

Invite a few answers, and then offer your own. Discussion on
Concepts
• Zul saw a toy car advertisement on TV and really wanted
5 minutes
to have that car. What did his parents say?
Quick Answer: They said no!

• Why did his parents say ‘no’?

Quick Answer: Because that car was not free; it cost money.

• So what did Zul have to do to get the car?

Quick Answer: He had to work and earn money.

• How did Zul earn the money for the car?

Quick Answer: Zul earned the money by selling apples he picked from a tree.

• Was making that money easy or hard to do?

Quick Answer: Pretty hard! The reason? Zul had to pick fruit from trees,
transport them for selling, etc.

Concept Discussion
Encourage critical thinking and discussion with your child using
the following questions:

• Why do people need money?

Quick Answer: To pay for their own things.

• How do people earn money?

Quick Answer: People earn money by going to work.

• Is it easy to earn money?

Quick Answer: No. People need to work hard for that!

• What can you do to earn money?

Quick Answer: Learn to be really good
at the things we love doing.
3. Activity Time 7

Guess the price

Kitchen Worksheet: Go through the kitchen items with your Activity Time
child and give them a guided tour of how much things cost. 20 minutes

Bathroom Worksheet: Invite your child to share their guesses on

what some of the bathroom items cost. Then, reveal the real price.
Was your child surprised about the fact that all these items cost money?

My Room: Encourage your child to draw a room that they would like to have and to
write down the price of the items they have drawn

Are the items in the dream room expensive? Reasonable?

If they’re expensive, ask how they will be able to afford such items?!

What job could you do?

Explain to your child that in order to earn money, we have to work, so it’s best if our
work involves something we love and are good at.

Encourage your child to think of their own interests and skills when considering
ways to earn money.

Brainstorm with your child which professions their hobbies and passions
could lead to:
Do they love music? They could work as a music producer or as a music teacher!
Do they love to draw? They could be a graphic designer, or an architect!
Do they love sports? They could be an athlete or a physiotherapist!
Do they love computers? They could be a programme designer or a coder!
 8

Kitchen
Cup Plate

Bowl Mitts

Pan Pot

Fridge

Spoon
Knife Bread Microwave
Chopsticks

Fork
Kettle
 9

Bathroom
Toothbrush

Shower
Toothpaste gel

Mirror
Shampoo
Soap
Tissue paper Comb

Towel

Toilet paper Mat

Potty
 10

Name:

My Room Item Price

Everything costs money.

Earn to get what you want.
I am good at... / To earn money,
I love to do... I can...

1. 1.

2. 2.

3. 3.

4. 4.

5. 5.

6. 6.
4. Summary 11

Congratulations! You’ve reached the end of the session.

Here’s a quick recap to do with your child: Summary

• What does it mean to Earn? 5 minutes

• What did you learn from knowing how much things at home cost?

• Where does the money for all the things in your home come from?

• What do you want to do to earn money when you grow-up?

Remind your child that everything costs money and we have to work hard
to earn money to buy the things we want!

Optional:
Replay the music video if your child is interested. Or watch some of the other
Cha-Ching episodes on our website!
Click here for more Cha-Ching Episodes

For questions or comments please email:

[email protected]

About Prudence Foundation

Prudence Foundation is the community investment arm of Prudential in Asia and Africa. Its mission is to secure the
future of communities by enhancing education, health and safety. The Foundation runs regional programmes as
well as local programmes in partnership with NGOs, governments and the private sector in order to maximise the
impact of its efforts. Prudence Foundation leverages Prudential’s long term mindset and geographical scale to make
communities safer, more secure and more resilient. The Foundation is a Hong Kong registered charitable entity.

For more information please visit: www.prudencefoundation.com