1/12/24, 1:25 PM Score Report | Cibil Dashboard

CIBIL Score & Report

Control Number : 7,02,19,35,729
Date : 12/01/2024

Hello, GUNTAPALLY KEERTHI

Your CIBIL Score is 780 as of Date : 12/01/2024

300 900
780
CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.

This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan applications.
Your score ranges between 300 and 900, and is calculated based on the information available in the
"Accounts" and "Enquiry"section of your CIBIL Report. The closer your score is to 900, the more confidence
the lender will have in your ability to repay the loan. Higher your score, the better chances of your application
getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one of the
following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.

PERSONAL DETAILS

Name
GUNTAPALLY KEERTHI

Date Of Birth Gender

25/08/1987 Male

IDENTIFICATION DETAILS

Identification Type
Income Tax ID Number (PAN)

ID Number

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CACPG9259B

Issue Date Expiry Date

-- --

Identification Type
CKYC

ID Number
50065091130081

Issue Date Expiry Date

-- --

ADDRESS DETAILS

Address
MATHA LAXMI NAGAR COLONY, KOTHAPET, KOTH APET, , HYDERABAD
HYDERABAD Telangana 500035
Category
Not Categorized
Residence Code
-
Date Reported
31/08/2023

Address
HNO PLOT NO 7 GROUND FLOOR MATHALAXMI NAGAR DILS
SAROORNAGAR RANGAREDDI Telangana 500035
Category
Not Categorized
Residence Code
Rented
Date Reported
30/04/2022

Address

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USHODAYA ENTERPRISES PVT LTD HNO 2 4 286 SHNEHAPURI COLONY

NAGOLE Telangana 500036
Category
Office Address
Residence Code
-
Date Reported
20/04/2022

Address
HNO: 23-127/5/5/A,MATHA LAXMI NAGAR,NEAR, ARABIND
COLLEGE,KOTHAPET,HYDERABAD,HYDE, RABAD 7151 TELANGANA
Telangana 500035
Category
Not Categorized
Residence Code
-
Date Reported
30/06/2021

CONTACT DETAILS

Telephone Number Type

Office Phone (e)
Telephone Number
9032335323
Telephone Extension
--

Telephone Number Type

Mobile Phone (e)
Telephone Number
9032335323
Telephone Extension
--

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Telephone Number Type

Mobile Phone
Telephone Number
+91()9032335323
Telephone Extension
--

Telephone Number Type

Office Phone
Telephone Number
040 55526669
Telephone Extension
--

EMAIL DETAILS

Email ID
[email protected]

Email ID
[email protected]

Email ID
[email protected]

EMPLOYMENT DETAILS

Account Type Date Reported

Personal Loan 30/11/2023

Occupation Income
Others -

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Monthly / Annual Income Indicator Net / Gross Income Indicator

- -

ALL ACCOUNTS

OPEN ACCOUNTS

Member Name
IDFC FIRST BANK
Account Type
Credit Card
Account Number
90200000123353
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
₹46,000

High Credit
₹235

Current Balance
--

Cash Limit
₹4,600

Amount Overdue
--

Rate of Interest
--

Repayment Tenure

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--

EMI Amount
--

Payment Frequency
--

Actual Payment Amount

--

Date Opened / Disbursed

02/08/2023

Date Closed
--

Date of Last Payment

--

Date Reported And Certified

30/11/2023

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

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--

PAYMENT STATUS

Payment Start Date

01/08/2023

Payment End Date

01/11/2023

Payment History
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard

Member Name
IDFC FIRST BANK
Account Type
Credit Card
Account Number
20300006621122
Ownership
Individual

ACCOUNT DETAILS

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Credit Limit
₹46,000

High Credit
₹25,801

Current Balance
₹25,801

Cash Limit
₹4,600

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
--

EMI Amount
--

Payment Frequency
--

Actual Payment Amount

--

Date Opened / Disbursed

03/04/2023

Date Closed
--

Date of Last Payment

--

Date Reported And Certified

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30/11/2023

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date

01/04/2023

Payment End Date

01/11/2023

Payment History
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0

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May 2023 0
Apr 2023 0

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard

Member Name
IDFC FIRST BANK
Account Type
Personal Loan
Account Number
CRED-108923439
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹75,000

Current Balance
--

Cash Limit
--

Amount Overdue

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--

Rate of Interest
--

Repayment Tenure
12

EMI Amount
--

Payment Frequency
Monthly

Actual Payment Amount

₹1

Date Opened / Disbursed

25/03/2023

Date Closed
--

Date of Last Payment

16/09/2023

Date Reported And Certified

30/11/2023

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

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--

Written-off Amount (Principal)

--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date

01/03/2023

Payment End Date

01/11/2023

Payment History
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard

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Member Name
INCRED FINANCE
Account Type
Personal Loan
Account Number
LXHYD18922-235166709
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹2,45,000

Current Balance
₹1,47,575

Cash Limit
--

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
--

EMI Amount
₹10,134

Payment Frequency
--

Actual Payment Amount

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--

Date Opened / Disbursed

18/04/2022

Date Closed
--

Date of Last Payment

--

Date Reported And Certified

30/11/2023

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date

01/04/2022

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Payment End Date
01/11/2023

Payment History
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard

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Member Name
SBI
Account Type
Housing Loan
Account Number
00000040840495883
Ownership
Joint

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹39,60,000

Current Balance
₹37,41,588

Cash Limit
--

Amount Overdue
--

Rate of Interest
9.00%

Repayment Tenure
429

EMI Amount
₹29,822

Payment Frequency
Monthly

Actual Payment Amount

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--

Date Opened / Disbursed

09/03/2022

Date Closed
--

Date of Last Payment

31/03/2022

Date Reported And Certified

31/12/2023

Value of Collateral
₹50,28,000

Type of Collateral
Property

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date

01/03/2022

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Payment End Date
01/12/2023

Payment History
Dec 2023 STD
Nov 2023 STD
Oct 2023 STD
Sep 2023 STD
Aug 2023 STD
Jul 2023 STD
Jun 2023 STD
May 2023 STD
Apr 2023 STD
Mar 2023 STD
Feb 2023 STD
Jan 2023 STD
Dec 2022 STD
Nov 2022 STD
Oct 2022 STD
Sep 2022 STD
Aug 2022 STD
Jul 2022 STD
Jun 2022 STD
May 2022 STD
Apr 2022 STD
Mar 2022 STD

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard

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Member Name
ICICI BANK
Account Type
Credit Card
Account Number
0000000022313109
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
₹50,000

High Credit
₹50,570

Current Balance
₹29,929

Cash Limit
₹5,000

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
--

EMI Amount
--

Payment Frequency
--

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Actual Payment Amount

--

Date Opened / Disbursed

11/02/2022

Date Closed
--

Date of Last Payment

06/12/2023

Date Reported And Certified

20/12/2023

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date

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01/04/2022

Payment End Date

01/12/2023

Payment History
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0

STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard

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CLOSED ACCOUNTS

Member Name
ICICI BANK
Account Type
Consumer Loan
Account Number
LCFHYD0006254248
Ownership
Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit
₹16,442

Current Balance
--

Cash Limit
--

Amount Overdue
--

Rate of Interest
--

Repayment Tenure
7

EMI Amount

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--

Payment Frequency
Monthly

Actual Payment Amount

--

Date Opened / Disbursed

23/06/2021

Date Closed
08/02/2022

Date of Last Payment

03/02/2022

Date Reported And Certified

31/12/2023

Value of Collateral
--

Type of Collateral
--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--

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PAYMENT STATUS

Payment Start Date

01/06/2021

Payment End Date

01/12/2023

Payment History
Dec 2023 0
Nov 2023 XXX
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 XXX
Feb 2022 XXX
Jan 2022 0
Dec 2021 0

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Nov 2021 0
Oct 2021 0
Sep 2021 0
Aug 2021 0
Jul 2021 0
Jun 2021 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

ENQUIRY DETAILS

Member Name
INCRED FINANCE
Date Of Enquiry
12/12/2023
Enquiry Purpose
Personal Loan

Member Name
FINNABLE
Date Of Enquiry
06/12/2023
Enquiry Purpose
Personal Loan

Member Name
FEDERAL BANK
Date Of Enquiry
05/12/2023
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Enquiry Purpose
Personal Loan

Member Name
ICICI BANK
Date Of Enquiry
22/11/2023
Enquiry Purpose
Personal Loan

Member Name
DMIFINANCE
Date Of Enquiry
22/11/2023
Enquiry Purpose
Personal Loan

Member Name
CHAIRIDSPL
Date Of Enquiry
11/07/2023
Enquiry Purpose
Personal Loan

Member Name
SBI
Date Of Enquiry
03/06/2023
Enquiry Purpose
Housing Loan

Member Name
IDFC FIRST BANK
Date Of Enquiry
25/03/2023
Enquiry Purpose
Personal Loan

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Member Name
IDFC FIRST BANK
Date Of Enquiry
01/02/2023
Enquiry Purpose
Personal Loan

Member Name
WHIZDMFINANCE
Date Of Enquiry
22/07/2022
Enquiry Purpose
Personal Loan

Member Name
INCRED
Date Of Enquiry
31/03/2022
Enquiry Purpose
Personal Loan

Member Name
IDFC FIRST BANK
Date Of Enquiry
30/03/2022
Enquiry Purpose
Personal Loan

Member Name
SBI
Date Of Enquiry
02/03/2022
Enquiry Purpose
Housing Loan

Member Name
SBI
Date Of Enquiry

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28/02/2022
Enquiry Purpose
Housing Loan

Member Name
SBI
Date Of Enquiry
28/02/2022
Enquiry Purpose
Housing Loan

Member Name
SBI
Date Of Enquiry
22/02/2022
Enquiry Purpose
Housing Loan

Member Name
ICICI BANK
Date Of Enquiry
11/02/2022
Enquiry Purpose
Personal Loan

Member Name
SBI
Date Of Enquiry
09/02/2022
Enquiry Purpose
Housing Loan

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Member Name
ICICI BANK
Date Of Enquiry
21/06/2021
Enquiry Purpose
Consumer Loan

End of report

Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU
CIBIL) based on information provided/ submitted by its various members("Members"), as part of periodic data
submission and Members are required to ensure accuracy, completeness and veracity of the information submitted.
The credit report is generated using the proprietary search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the
Report, and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The
use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members

COPYRIGHT 2023 TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com

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