Enquiry Control Number (ECN) : 7188493537

Report Date : 18-02-2024

Hey Veerendra,
here is your Credit Report for Feb '24

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742
Fair

Your free credit report is a detailed analysis of

your credit score and your credit accounts

Report Summary

1 Active Loans ₹7,455

Total loan ₹11,999 Current Outstanding

0 Active Credit Cards 0

Total limit 0 Current Outstanding

Overdue Payments 0
Outstanding amount past due date

Credit Card Utilization Not Available

Age of Accounts 7 months

Recent Enquiries 2
last 3 months

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 Enquiry Control Number (ECN) : 7188493537
Report Date : 18-02-2024

Veerendra's Credit Report Powered by

Table Of Contents

Sr. No. Section

1 Credit Score & Report Summary

2 Contact Information

3 Credit Enquiries

4 Summary: Credit Accounts

5 Account Details

6 Support & Legend

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 Enquiry Control Number (ECN) : 7188493537
Report Date : 18-02-2024

Contact Information
This section shows addresses and phone numbers reported to Credit Bureau by Financial Institutions.

Address Details

Address Category Financial Institution Date Reported

S/O: PRAN SINGH VILLAGE BHAINSBAI KALAN

Residence Address BAJAJ FIN LTD 31-07-2023
BEGUMGANJ MADHYA PRADESH 464881 Madhya Pradesh

Phone Number

Type Number

Mobile Phone 8349371649

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 Enquiry Control Number (ECN) : 7188493537
Report Date : 18-02-2024

Credit Enquiries
This section shows the names of the credit institutions that have processed a credit/loan application for you.

Sr. No. Enquiry Type Financial Institution Application Date Amount applied for

1 accountType.(blps-agr) business loan – priority sector – agriculture HDFC BANK 15-02-2024 4,00,000

2 accountType.(blps-agr) business loan – priority sector – agriculture HDFC BANK 27-12-2023 5,00,000

3 Consumer Loan HDB 29-10-2023 15,000

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 Enquiry Control Number (ECN) : 7188493537
Report Date : 18-02-2024

Summary: Loan Accounts

This section displays summary of all your reported credit accounts found in the Credit Bureau database.

Sanction
Financial Account Amt/ Current
Account No Ownership Date Opened Account Status Last Updated
Institution type Highest Balance
Credit

BAJAJ FIN Consumer

XXXX9443 Individual 29-10-2023 Active 31-12-2023 11,999 7,455
LTD Loan

BAJAJ FIN Consumer

XXXX0284 Individual 10-07-2023 Closed 05-01-2024 11,500 0
LTD Loan

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 Enquiry Control Number (ECN) : 7188493537
Report Date : 18-02-2024

Account Details
This section has information provided to our Bureau Partner by banks , credit/financial institutions and other credit grantors with whom you have a
credit/loan account

BAJAJ FIN LTD Active

Account Number: XXXX9443 Account type: Consumer Loan Account Status: Active Ownership: Individual

Account Details

Date Opened 29-10-2023 Highest Credit 11,999 Settlement Amt. -

Date Closed - Overdue Amt. 0 EMI Amt. -

Last Updated 31-12-2023 Principal W/O Amt. - Current Balance 7,455

Last Payment Date - Total W/O Amt. -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2023

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 Enquiry Control Number (ECN) : 7188493537
Report Date : 18-02-2024

BAJAJ FIN LTD Closed

Account Number: XXXX0284 Account type: Consumer Loan Account Status: Closed Ownership: Individual

Account Details

Date Opened 10-07-2023 Highest Credit 11,500 Settlement Amt. -

Date Closed 04-01-2024 Overdue Amt. 0 EMI Amt. -

Last Updated 05-01-2024 Principal W/O Amt. - Current Balance 0

Last Payment Date 02-01-2024 Total W/O Amt. -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

2023

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 Enquiry Control Number (ECN) : 7188493537
Report Date : 18-02-2024

Support
If you find any discrepancy in your report , please raise a dispute with our partners at https://www.cibil.com/dispute For any other queries , feel
free to contact us at [email protected] .

Legend
1. SF/WD/WO/SETTLED : Credit Accounts that are Suit Filed/ Wilful Default/ Written Off/ Settled

2. ACTIVE* : Credit accounts which are less than 90 days past due.

3. ACTIVE** : Credit accounts which are over 90 days past due.

4. Closed : Credit accounts that have 'Date Closed' populated.

5. DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI.

6. DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date.

7. DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender.

8. When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classification and indicates the following:

S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines.

M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this account closely.

B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classified as Substandard asset as per RBI guidelines

D : Doubtful: An account which is overdue by 90 days for more than 12 months is classified as doubtful asset as per RBI guidelines.

L : Loss: An account where loss has been identified but the amount has not been written off, wholly or partially is classified as Loss asset as per RBI guidelines.

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