02-12-2023

Quote No : qbykxq5qv9g2t

Benefit Illustration for HDFC Life Click 2 Achieve

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Achieve
DETAILS
Name of the Prospect/Policyholder: Akash Proposal No: NA
Age: 25 Name of Product: HDFC Life Click 2 Achieve
A Non-linked Non-Participating
Name of Life Assured: Akash Tag Line:
Individual Life Insurance Savings Plan
Age: 25 Unique Identification No: 101N186V02
Policy Term: 17 Years GST Rate: 4.5%* for first year
Premium Paying Term: 10 Years 2.25%* second year onwards
Amount of Instalment Premium
Rs.1,00,000
(Without GST):
Mode of payment of Premium: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Sum Assured on Death (at

Policy Option Dream Achiever 7,00,000
inception of the policy) Rs.

Sum Assured on Maturity (at

Benefit Chosen# Early Income 5,00,000
inception of the policy) Rs.
Additional Benefit Opted None Juvenile Critical Illness (CI) cover opted NA
Sum Assured on Juvenile CI at
Payout Term (Years) 15 NA
inception
Payout Frequency Annual Premium Offset NA

First Payout Date 02-12-2026 Deferral of Survival/Income Benefit NA

Premium Summary
Protect
Juvenile Critical Total
IB Plus
Base Plan Illness Cover CI Rider Instalment
Rider Rider(rider
Premium Premium
option)
Instalment Premium without GST 1,00,000 0 0 0 0 1,00,000
First Year Premium
Instalment Premium with First Year GST 1,04,500 0 0 0 0 1,04,500
Instalment Premium without GST 1,00,000 0 0 0 0 1,00,000
Second Year Premium
Instalment Premium with GST 2nd Year Onwards 1,02,250 0 0 0 0 1,02,250
 (Amount in Rupees)
Policy Annualized Guaranteed Non Guaranteed
Year Premium
Survival Other Maturity Death Guaranteed Special Surrender Surrender Value (Higher of GSV and
Benefits benefits Benefit Benefit Surrender Value(SSV) SSV)
(if any) Value
(GSV)

1 1,00,000 0 0 0 7,00,000 0 0 0

2 1,00,000 0 0 0 7,00,000 60,000 1,12,040 1,12,040

3 1,00,000 44,905 0 0 7,00,000 1,05,000 1,83,606 1,83,606

4 1,00,000 47,150 0 0 7,00,000 1,55,095 2,48,679 2,48,679

5 1,00,000 49,396 0 0 7,00,000 1,57,945 3,14,961 3,14,961

6 1,00,000 51,641 0 0 7,00,000 1,58,549 3,81,935 3,81,935

7 1,00,000 53,886 0 0 7,35,000 1,56,908 4,49,025 4,49,025

8 1,00,000 56,131 0 0 8,40,000 1,85,022 5,15,581 5,15,581

9 1,00,000 58,377 0 0 9,45,000 2,27,891 5,80,879 5,80,879

10 1,00,000 60,622 0 0 10,50,000 2,68,514 6,44,105 6,44,105

11 0 62,867 0 0 10,50,000 2,57,892 6,40,321 6,40,321

12 0 65,112 0 0 10,50,000 2,35,025 6,33,841 6,33,841

13 0 67,358 0 0 10,50,000 2,19,913 6,24,414 6,24,414

14 0 69,603 0 0 10,50,000 1,92,555 6,11,768 6,11,768

15 0 71,848 0 0 10,50,000 1,72,952 5,95,606 5,95,606

16 0 74,093 0 0 10,50,000 1,41,104 5,75,602 5,75,602

17 0 76,339 0 5,00,000 10,50,000 0 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. In the above illustration, premiums are assumed to be received in advance, surrender benefit payable at the end of the year and other benefits payable as chosen by the
policyholder.
3. The plan also provides waiver of premium benefit in case of Death, Critical Illness or Total Permanent Disability of Proposer as an inbuilt feature, provided all previous premiums
have been paid. For more informartion on these benefits please refer the sales literature/policy document.
4. The above table does not show offset of premiums even if premium offset benefit is chosen as yes. Your premium payable will get adjusted to the extent of benefits receivable or
accrued, if any You can choose to opt in or out of this feature at any time during the contract.
5. The above table does not show accrual of benefits even if deferral of benefits is chosen as yes. Your benefits shown above will get accrued as per than prevaling SBI interest rate
on savings bank Deposit + 1.5%. You can choose to opt in or out of this feature at any time during the contract.
6. #Depends on the cashflow chosen at inception.

I ABHILASHA KATHAIT, have explained the premiums charges and benefits under the I Akash ,having received the information with respect to the above, have understood
policy fully to the prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder