Safely With Skuld 2023 Edition
Safely With Skuld 2023 Edition
Rest assured.
Skuld offers Mutual P&I insurance, Commercial fixed P&I, Yacht liability
cover, Charterers’ liability and more through our Skuld office network.
Protection & Indemnity (P&I) is Skuld’s largest line of business. The P&I
cover protects our members against third party losses and liabilities and
gives access to the professional services offered by Skuld’s experienced
teams. Skuld is a leading provider of Hull and Machinery (H&M) insurance,
and associated covers, to shipowners around the world. H&M insurance
covers physical damage to the vessel.
This guide provides insights into various marine risks which are laid out
in separate sections. In addition to looking at major risks against which
our shipowners are insured, we also want to provide some simple advice
to help you to protect your crew and ship, as well as saving everybody
a lot of trouble. As a seafarer you also help the vessel’s owners. Reduced
losses mean reduced insurance premiums for the shipowner. Everybody
benefits if everyone is doing the right thing at the right time.
CHAPTER 01
Glossary
correspondent offices often to attend on board, or help with frequently than others, but there are then the other 3/4 (75%) is generally
operate as P&I Club correspondents finding a suitable hospital for a sick many more. covered by the hull underwriters of
for various IG P&I Clubs. Any crewmember, or appointing a local the vessel. For details, please see
correspondent who wants to be lawyer if there are issues with local Collision with another vessel (RDC) Skuld’s P&I rules.
listed with Skuld will undergo a authorities. The contact details for If collision cover is taken out with
thorough evaluation by Skuld before all our local correspondents can be Skuld P&I, then any contact claim Contact with a fixed or floating
being approved and listed on our obtained from our webpage under with another vessel falls under the object (FFO)
website (www.skuld.com) as a www.skuld.com/correspondents/ additional RDC (Running Down If contact damage cover is taken
Skuld correspondent. Clause) cover. Depending on the out with Skuld P&I, then any contact
What is a Skuld underwriter? terms of the insurance contract with a fixed or floating object falls
How can a P&I Club correspondent Skuld underwriters are colleagues which owners have with Skuld P&I, under the additional FFO (Fixed or
help you? who provide our members, these may either cover 1/4 (25%) Floating Objects) cover. Depending
If a vessel has any problem or issue assureds, and insurance brokers or 4/4 (100%) of a claim presented on the terms of the insurance
in any port, the vessel or her owners with a suitable Skuld insurance by another party against members. contract which owners have with
can directly contact the local P&I cover for their vessel or fleet. If the cover is 1/4 (25%) with P&I, Skuld P&I, these may either cover
Club correspondent. The local These colleagues focus on getting
correspondent can then, depending the best suitable insurance cover
on the help requested, quickly for our members and assureds;
involve more local resources, for they do not deal with insurance
example by sending a surveyor claims.
1/4 (25%) or 4/4 (100%) of a claim Examples of contact damage with If a vessel suffers any damage correspondents: depending
presented by another party against objects that are covered include: to her hull and/or machinery or on the actual circumstances
our members. If the cover is 1/4 damage to berths, fenders, quays, a machinery breakdown, the lead an H&M correspondent can send
(25%) with P&I, then the other 3/4 locks, shore cranes, offshore H&M underwriters or the H&M additional resources, such as
(75%) is generally paid for by the windmills, oil platforms, coral reefs, insurance broker (an intermediary a hull surveyor, or help the vessel
hull underwriters of the vessel. For fish farms, buoys, or underwater often engaged to arrange the to find a commercial tug etc. On
details, please see Skuld’s P&I rules. cables which can be torn by vessels insurance between shipowner www.skuld.com/correspondents/,
dragging their anchor over an area and insurer) must immediately all our correspondents, whether
Under FFO, Skuld covers contact where the underwater cables are be notified, and the H&M claims H&M or P&I, are listed on the
damage caused by insured vessels. laying on the surface of the seabed. handlers will assist the shipowner same country/port page.
in a similar fashion as P&I claims
handlers do. What is an H&M claims handler?
About H&M H&M claims handlers working
What is an H&M correspondent at Skuld handle H&M insurance
H&M underwriters also have claims submitted by the shipowners.
What is H&M insurance cover? most cases not provided by just one
a worldwide network of The background of the colleagues
Skuld offers hull and machinery insurance company (underwriter),
correspondents. Often P&I varies; many of them have a
(H&M) insurance to our members. but by several insurers, with each
correspondent companies are seagoing or technical background
H&M is a separate insurance underwriter having committed to
also listed by H&M underwriters as or are average adjusters. The claims
product and not linked to P&I. insuring only a certain percentage
H&M correspondents, but in many handlers are supported by our loss
However, in rare instances H&M of the total insurable value. The
instances H&M correspondents are prevention department which
cover can overlap with the P&I shipowner will designate one
claims consultants, specialised in advises on technical issues.
cover in place, such as in the H&M insurer as claims leader,
providing hull claims management
above-mentioned contact usually the insurer which commits
services.
scenarios (RDC and FFO). to the largest percentage. The
claims leader is the one who has
How can an H&M correspondent
H&M insurance protects shipowners contact with the shipowner in case
help you?
against physical loss or damage of a casualty, handles the insurance
An H&M correspondent assists
to a vessel’s hull, her machinery claim and keeps the other H&M
in a similar way to P&I Club
and everything connected thereto. underwriters (“the followers”)
This insurance cover is also quite informed and involved.
different from P&I cover as it is in
SKULD’S EXPERIENCE
Skuld has seen many large and expensive cases over the years
and in a lot of these cases safety shortcuts were taken by the
CHAPTER 02
crew on board which led to either loss of life, severe injuries,
Any crewmember who witnesses duration of a job, or the permit Protective Equipment (PPE)
an unsafe act should immediately expires, a new permit to work appropriate for their duties.
stop the work and report it to a should be completed before work The crew should be trained on
senior officer, who should log it. continues. the proper use and care of PPE.
Corrective or preventative action We recommend conducting
should be taken at the earliest It is important to remember that regular inspections of all PPE and
opportunity. a risk assessment does not simply replacing damaged equipment
involve completing the relevant immediately.
Workplace safety paperwork. All crew should
Your company’s SMS will set out the complete a ‘mini’ risk assessment No blame culture
requirements for the operation of before undertaking even the most All crew should be able to report
a ‘permit to work’ system on board. basic tasks. Taking a short break accidents, near misses and unsafe
A permit to work should always to think about the job, whether acts without fear of reprisal. Senior
be completed whenever required, the correct tools are on hand or officers should make clear the
particularly for work with machinery whether there are any potential importance of reporting to everyone
or electrical components, work aloft hazards in the vicinity, could prevent on board and ensure crew are aware
and entry into enclosed spaces. an accident, no matter how routine that they will not be blamed or
Permits to work must be completed the task is. reprimanded for genuine accidents
diligently and the requirements for or near misses. A system that allows
additional checks throughout the Before commencing the working for the confidential reporting of near
period of work must be complied day, or a particular task, hold a misses should be available to crew.
with, particularly when working aloft or whenever there is a variation in ‘toolbox talk’. We recommend
or in an enclosed space. If a permit working conditions, such as heavy calling all crew who will be involved Safety committee
expires, complete a new one before seas or inclement weather. Any risk with the work together, including Elect a safety committee and hold
continuing or resuming work. assessment will be useless if the the officer of the watch, where regular and productive meetings.
officer completing it does not enter appropriate, and discussing the The safety representatives should
Risk assessments are an invaluable all the relevant facts and consider plan for completing the work. The be encouraged to ask crew if
tool when used diligently. When risk them carefully. Proper training crew should be encouraged to ask there is anything which should
assessments are necessary, they in this respect should be given questions or raise concerns freely. be included on the agenda. Frank
should be done prior to undertaking to any officer with responsibility and open discussion among all
a task. Risk assessments should for completing risk assessments. Personal protective equipment members of the committee should
be reviewed at regular intervals If conditions change during the Issue all crew with Personal be encouraged and the safety
CHAPTER 03
Cyber safety
Ships are often seen by smugglers are attractive transit points for
as an easy target and may be used smugglers because of the quick
to transport contraband such as movement of products. Therefore,
drugs, tobacco, or weapons. All smuggling volume is roughly
crew should be aware of the risks proportional with the size of the
involved in carrying goods for other port. However, Colombia, Ecuador,
people on board their vessel and Peru, Mexico, Brazil, and Venezuela
should never accept anything for are considered particularly high-risk
unauthorised carriage on board. countries for the transit of cocaine.
Whereby the Western Caribbean
It is documented that port opera- Vector is a route of particular
tions in Central America, South concern from Barranquilla,
America, and the Caribbean regions Colombia to Altamira, Mexico
CHAPTER 04
should be subject to rigorous where cocaine has been seized
Contraband refers not only to illegal Smuggling cases are not covered
drugs but also tobacco, weapons by P&I or FD&D insurance which for an undefined period, with potential arrests and/or
or medications which need to means that Skuld will not cover disembarkation of the crew for questioning and shore
be declared. The consequences fines or expenses or legal costs for detention in prison if the crew is suspected to be complicit.
of breaching smuggling laws are criminal proceedings or provide A substantial fine may also be imposed and/or the vessel
severe. security in such cases. may be threatened with confiscation depending on the
jurisdiction involved.
aware. Authorities could deem the All crew should be aware of the risks
vessel to be responsible to ensure involved in carrying goods for other
no drugs are being stowed on board people on board their vessel and
or attached to her hull below the should never accept anything for
water line. Members are advised unauthorised carriage on board.
to include in their SMS procedure
suitable measures the crew can It is of utmost importance that our
undertake to ensure that illegal members implement strict ISPS
drugs do not find their way on or procedures, as included in their Ship
attached to the vessel. Security Plan (SSP), on board their
vessels which must be followed by
On board the crew. Any access points to the
When calling at ports within vessels must be closely guarded
CHAPTER 05
countries from which narcotics 24/7 thereby making sure that
are known to originate, consider
a divers’ inspection of the hull
before departure, to ensure there
only authorised people are coming
on board. It is also recommended
to have a crew look-out in South
Crew health
are no objects attached to the hull. American ports making sure that
If stowaways or suspicious objects any diver approaching the vessel
are found, inform the agent immedi- is spotted.
ately and instruct them to summon
the police.
be encouraged to look out for each atmosphere within the crew. Such
other. events could be weekly BBQs or
karaoke or movie nights. Such
It is also important for any seafarer events may help the crew to bond
to have a confidant to whom they irrespective of their rank, nationality
can turn for advice without being or gender.
judged or fearing that anything they
say could negatively affect their Internet access
career path. To provide such a “safe Equipping the vessel with a stable
space” for their crew is one of the 24/7 internet connection is also
most valuable things a shipowner important as this allows the crew
can provide. to always stay in contact with their
loved ones at home irrespective
Team events of what time of the day their work
Arranging team events during off shift ends.
time may encourage a better On board should be at least seven hours.
Medical check-up and vaccinations Time spent on social media or
We recommend getting a thorough streaming videos should be reduced
medical check-up before signing on well before bedtime so as to not
as well as all necessary vaccinations. interfere with the quality of sleep.
If you need to take any medication, Reduce the intake of caffeine
travel with the medical prescription or other stimulants well before
for this medicine and inform the bedtime, as this will also improve
medical officer once signing-on, sleep quality.
so that they are aware of what
medication you need to take in Mentor system
the case of an emergency. It is helpful for the crew’s morale
if a mentor system is established
Focus on getting sufficient sleep where experienced crew teams
It is important that all the crew are up with new and less experienced
getting the opportunity of regular crew. This may also be helpful for
and uninterrupted sleep which teambuilding.
Cabin equipment • Reduce their screen time before • To establish a bedtime routine to of your DPA, endeavour to relieve
We recommend providing crew bed and to shut off their mobile wind down after a busy workday the fatigued crew of their duties
with a good sleep environment, devices during resting hours to (e.g., taking a shower, meditating, as soon as possible.
such as installing blackout blinds in allow for uninterrupted sleep. exercising, talking to colleagues, • Chronic fatigue may be relieved
their cabins as well as replacing old • Move quietly around in the whatever helps you to calm by changing watch routines or
mattresses and maintaining cabin accommodation quarters and be down). delegating some of the duties
temperature controls. mindful as there may be other • To avoid caffeine and other of the fatigued crewmember
colleagues trying to sleep. stimulants as well as bright to another crewmember
Encourage the co-operation screens before sleeping. provided they are not already
of the crew On board • If you have trouble falling asleep overburdened. The assessment
We recommend encouraging the To the crew, we recommend: or sleeping for a longer period, should be done with your DPA.
crew to: • To schedule at least seven hours not to self-medicate but to ask • A crewmember that is or may
• Develop and maintain good sleep of uninterrupted sleep each night/ for help and talk to the medical be suffering from fatigue should
habits, such as a pre-sleep day (depending on your shift). officer or your superior. avoid sitting down while on watch
routine (something that they • To maintain a fixed bedtime in • To watch out for signs of fatigue and try to keep active. This
then always do to get ready line with your shift. among your colleagues. may not always be possible,
to sleep). • If you believe a fellow particularly if the crewmember
crewmember is suffering from is engaged in the navigation of
a high degree of fatigue, you the vessel.
should alert the medical officer • Coffee or energy drinks may
or the captain. provide short-term relief from the
effects of fatigue but should not
To the captain, we recommend: be relied upon to keep a person
• If you observe chronic alert or awake.
fatigue among your crew, you
should immediately alert your This can, however, only be a short-
Designated Person Ashore (DPA). term solution as the fatigued crew
• If you believe a fellow should be relieved as soon as
crewmember is suffering possible and not be alone during
from a high degree of fatigue, watchkeeping.
you should, with the support
SKULD’S EXPERIENCE
Only a healthy and strong crew can focus on their work ahead
and stay alert. When looking at the claims’ statistics of the past
few years, both physical and mental illness cases show up.
Physical health
We noted that seafarers can suffer under a variety of
physical conditions. Some are infections, some illnesses are
connected to the physical demands of a life at sea with the
musculoskeletal system being affected, and some are
so-called lifestyle diseases.
Infections can lead to hypertension, heart disease or even a stroke. All the
The infections we see can vary beforementioned illnesses, especially heart disease as well as
from classical food poisoning gastro-intestinal disease are health conditions Skuld sees more
to infections of the urinary of in the crew cases being handled.
tract, tuberculosis, malaria,
yellow fever, and a few cases Mental health
of HIV/Aids. The most common The global COVID-19 pandemic showed how important good
illness caused by an infection is mental health is. There are physical factors which can have a
appendicitis. negative impact on mental health, like an unhealthy diet, too
little sleep, drug or alcohol abuse, or illnesses; but there are also
Illness of musculoskeletal other factors which can have a damaging effect on mental
system (e.g., back pain) health, such as lack of sleep, stress, worries, isolation, or bullying.
Whilst the number of infectious
diseases is low in comparison
with the overall number of illness cases we recorded, the number
How can you help
of illnesses of the musculoskeletal system is higher. These
illnesses are usually back pain or hernias. Both are often a result
On shore Furnish the vessel with sufficient
of heavy lifting and the physical work that needs to be carried out
Members may take the following medication and medical
on board by the crew.
measures into consideration which equipment.
can assist the vessel in helping sick
Lifestyle diseases
crew on board. We also recommend having at least
The term “lifestyle disease” can often be misunderstood in
one crewmember being trained in
a way that the illness was caused by a “bad” lifestyle of the
Providing medical training and applying mental first aid. Skuld can
seafarer, but this is not true. The term “lifestyle disease” refers
equipment advise on suitable course providers.
to illnesses which are a result of the modern way of life and
Have at least one medical officer
in particular the Western diet. A diet which is based on a high
on board of each vessel who will Telemedical service
consumption of meats, but low in fibres and vegetables. Most of
regularly participate in medical Equip each vessel with the contact
the time the content of salt as well as sugar and unhealthy fats
training courses to refresh their details of a telemedical service the
is high in such a diet. A high consumption of salt and bad fats
skills in providing first aid and vessel can contact in case a fellow
basic medical assistance. crewmember gets sick or is injured.
CHAPTER 08
Personal injury
SKULD’S EXPERIENCE
Skuld has seen a wide variety of cases over the years. There are
certain kinds of accidents we see on a recurring basis, most of
which can be prevented if good safety procedures are in place
and always followed by the crew as well as imposed on any third
party coming on board, such as stevedores, etc.
Lifeboat drills
Accidents during lifeboat drills, including fingers or limbs being
squeezed and amputated by lines or wires; or passengers
boarding a lifeboat when it is already launching leading to severe
injuries; or head injuries caused by crew not wearing a helmet
and the consequences when the head was caught between
a lifeboat and the vessel.
How can you help electrical equipment, or working If you are in doubt as to the severity
aloft, ensure that appropriate of an injury, do not hesitate to
On shore Any oil or other spillages should warning signs are posted and contact a telemedical service to
Many of the above-mentioned be cleaned up immediately. clearly visible. seek guidance from a doctor or
examples of cases could have been All places of work, including contact shore-side medical support
prevented. If the company’s SMS the accommodation and food Training if the vessel is in port.
procedures prioritise safety on preparation areas, should always be We recommend making sure that
board with clear and strict safety kept clean and good housekeeping all crew are professionally trained Where there is any possibility of a
procedures in place, that are also practices among all crew should in using any equipment they are concussion, hypothermia, or inter-
rolled out in practice to all the crew be promoted. required to operate. Refresher nal bleeding, monitor the patient
with regular exercises, many of the training sessions should be carried closely for at least 24 hours and
above-mentioned scenarios can Signage out regularly and formal records of always seek shore-side support.
be avoided. The crew will however, The location of all safety equipment all training should be maintained Burn and other heat-related injuries
only focus on always applying the on board should be highlighted with on board. require particularly delicate care.
necessary safety precautions if appropriate signage. Emergency Seek immediate shore-side support
it is given a high priority by the exit signage should be kept clear If your vessel has hydraulically to ensure the casualty is dealt
company – who must train their of obstructions and properly operated water-tight doors, all crew with appropriately.
crew accordingly and make sure maintained. Steps, fishplates and should receive appropriate training
that safety is the second nature of raised door sills, such as those in the dangers associated with the
everyone working on their vessel. found on weather-tight doors, use of such doors. Instructions for
should be clearly marked by operating these doors should be
On board applying brightly-coloured paint clearly posted at the door and clear
Keep it ship shape or tiger tape. procedures should be documented,
Always make sure that gangways, outlining which crewmembers are
companionways, access ladders Appropriate instructions should be permitted to operate the doors.
and all areas accessible to crew, posted next to hatch covers, cranes,
pilots, stevedores, or visitors, are lifeboat davits and other equipment Give medical help
well lit and free of obstructions. which poses a significant risk to If an accident does happen,
Especially lashing equipment like crew. When ongoing work can give make sure that the injured person
chains, cables and ropes should be rise to a hazardous situation, such immediately receives the proper
properly stowed when not as removing guard rails, access medical attention. Involve the
in use. hatches, or when working with medical officer.
Investigating
In the case of marine incidents,
such as grounding or collision,
incidents On shore
We recommend including in
the company’s SMS procedure
a checklist for the crew on which
steps they should undertake to
provide for a thorough investigation
of an incident.
On board
Preserve the scene
We recommend that any work
being carried out in the area in
which an accident has occurred
is immediately stopped. As soon
as possible, the scene should be
inspected and anything that may
have contributed to the accident,
such as defective equipment, trip
The crew and our members can actively help to reduce the
possibility of stowaways making it on board their vessel by
putting some risk reducing steps in place and to follow them
at every port call.
where possible, be separated and stowaways from coming on board. the names of all visitors should to be high-risk, a good lookout over
secured in different cabins. The There are several preventive steps be recorded, so that they may the side of the vessel should be
crew should regularly check on the the crew can undertake. be ‘checked off’ the vessel when maintained, using spotlights during
stowaways to make sure that they they leave. On vessels where large the hours of darkness. The anchor
do not harm themselves. Control access to the vessel numbers of stevedores are required wash systems operating should be
If it comes to protecting the vessel for cargo operations, such as kept running for the duration of the
Stowaways should not be permitted from unauthorised access, it is container ships, consider employing vessel’s stay at anchor, to prevent
to work on the vessel and should important that the crew follows the a pass exchange system, whereby persons climbing up the anchor
be prevented from associating with SSP in respect of controlling the stevedores’ own ID cards are cable.
the crew. By striking up a friendship, access to their vessel. exchanged for a ship’s pass when
or playing on the sympathies of they board, and handed back to Control access within the vessel
crew members, stowaways may At least one competent member them when they return their ship’s Even those with a valid reason to
manipulate them. It should be borne of the crew should always man pass before disembarking. This board the vessel may wish to stow
in mind that stowaways may face access points. Where manning will not only assist in tracking the away. Once they are on board the
prosecution and other levels demand, a reputable shore- number of people on board in the vessel, do not make it easy for them
consequences if returned to side security contractor may be event of emergency, but will also to remain on board undetected.
their home countries. If this fact employed to man the gangway. help to verify whether all stevedores We recommend controlling access
becomes apparent to them, they have disembarked the vessel. to the ship’s accommodation by
may become violent towards crew, However, the employment of shore- locking all external doors, using only
or may attempt self-harm. When side contractors does not relieve All ship’s crew should be vigilant one for access by crew.
conducting initial interviews to learn the vessel’s crew of their obligation of suspicious activity, in particular
more about their citizenship, an to prevent unauthorised access people trying to gain access to A security inspection should be
effort should be made to establish and steps should be taken to verify controlled areas of the vessel. Small conducted prior to arrival in port,
their reasons for stowing away and monitor the trustworthiness of boats operating near the vessel may checking that all deck lockers, hold,
and take note of the severity of security contractors. Nobody should be used to gain access or attach and machinery space access points,
their reaction, should they come to be permitted on board without the contraband to the hull. Movements are securely locked.
realise they are being returned. authority of the master or officer on of such craft should be monitored,
watch. and local authorities should be If possible, access to the mooring
On board informed if their presence is cause decks should be restricted, where
There are many ways the crew can All persons wishing to gain access for concern. When the vessel is at potential stowaways may gain
help. The best way is to prevent to the vessel must produce ID and anchor, particularly in ports deemed access by scaling mooring ropes.
SKULD’S EXPERIENCE
Over the years, many of our members’ vessels have been
contacted by the Maritime Rescue Co-ordination Centre
(MRCC) of a country being responsible for the area in which
the vessel is sailing to assist with a sea rescue operation.
Rescue at sea such sea rescue operations. These rescue missions are usually
directed and coordinated by the responsible local MRCC. Skuld
expects its membership to participate in these rescue missions
when being called upon by the MRCC.
On shore On board
How the ship should behave in Immediately contact the vessel’s
cases in which a MRCC seeks her manager and notify Skuld to enable
assistance to participate in a rescue us to help you. Rescued seafarers,
mission should be included in the sailors or refugees are under the
company’s SMS procedure. Also, the law in most countries treated as
proper treatment of rescued parties stowaways, so landing rescued
should be included as well. Any parties can, depending on where the
rescued parties should be treated vessel plans to land the people, be
with respect and be taken good a little challenging. However, in the
care of. This includes assisting with past Skuld has, with the help of its CHAPTER 12
applying first aid where necessary correspondents’ network, been able
and providing the people with
necessities like water, food, and
to assist our members to arrange for
a swift and safe disembarkation of
Cargo claims
accommodation where possible. the rescued parties.
Cargo claims are among the claims we see which could be prevented.
with the highest frequency within This chapter will be divided in cargo Ore cargoes carried in bulk
Skuld. There are large numbers of damage claims and cargo shortage For certain ore cargoes it is mandatory to notify Skuld and to
recurring cargo claims scenarios claims. have a cargo surveyor attending. In general Skuld recommends
its members to always have a surveyor present during the l
oading operations of ore in bulk where a liquefaction risk is
Damage to cargo present as per the ISMBC Code. An experienced surveyor can
assist the master on site to avoid loading cargo which is too wet
and may cause stability issues later when the vessel is at sea.
SKULD’S EXPERIENCE
Foodstuff
There are a few steps shipowners can undertake to reduce This can be rice, sugar, grains, or corn in bulk or bagged. Some
the risk of cargo being damaged during the process of loading, food cargoes are prone to be infected by pests and need to be
during the sea voyage, and during discharge operations. fumigated before the vessel departs her load port. Skuld can
assist in providing technical advice to avoid cargo damage
The various measures to prevent cargo damage as well as loss through fumigation. Skuld’s loss prevention department can
of cargo depend on what kind of cargo a vessel carries or what also provide guidance on proper ventilation and protection of
kind of carrier a vessel is. the cargo from wet damage during the sea voyage.
either be caused by water ingress or by cargo shifting. In many The other kind of cargo damage which Skuld sees is wet damage
cases, mechanical damage was caused to cold rolled steel coils caused by either water ingress through leaking hatch covers,
which shifted. If a pre-loading survey is carried out for steel or water in the cargo holds entering via the bilge system. Skuld’s
cargo and any pre-shipment damage is recorded in the mate’s loss prevention department can advise you further on how to
receipts and subsequently in the bills of lading, we see fewer minimise the risk of wet damage.
cargo claims.
Project cargo
Plywood Some multipurpose vessels carry project cargo such as windmill
Plywood is another kind of cargo which can be severely parts, heat transformers, large machinery parts etc. This kind
damaged if it shifts during the sea voyage. Also, for this kind of cargo is usually very bulky, heavy, and not easy to lash well.
of cargo we would recommend a pre-loading survey with Also, project cargo is usually quite expensive, so if that cargo
a particular focus on the quality of the securing of the cargo is damaged, a cargo claim will be expensive. The main project
within the cargo holds. cargo damage cases we see are physical damage to the cargo if
the lashings do not hold up and the cargo shifts or moves around
Fertilizer in the cargo hold. The danger in such cases is that because the
Fertilizers of various kinds can be shipped either in bulk or in cargo pieces are heavy, it will have an influence on the stability
bags. This cargo also needs to be protected from water damage of the vessel if the cargo lashing breaks and the cargo pieces roll
during the sea voyage, but some kinds of non-organic fertilizers around freely in the cargo hold.
also require that there be no potential heat source within the
cargo holds. Our loss prevention department can guide you in
more detail.
typically carried on board your reject the cargo to have it replaced with which shippers or charterers and charterers’ or shippers’ specific
vessels. Having a copy and being by cargo which is not damaged. will indemnify (compensate) the requirements. Although time may
familiar with the vessel’s cargo shipowner for the cargo damage be a factor, the safety of the vessel
securing manual on the shore side No signing of Letters of Indemnity claims presented against the vessel and her crew should be paramount
as well, is just one risk reducing without contacting Skuld in her port of discharge which were in any cleaning operation, and this
factor. Loss prevention steps should Never give the authority to sign a not recorded in the B/Ls and for should never be sacrificed just to
be points which are easy to follow clean B/L in exchange for a letter which owners lost P&I cover. gain some time. Remember, injury
by the crew on board. A few of indemnity or “back letter”. to a crew member or damage to the
suggestions are listed below. There may be situations in which So, signing such LOIs may be vessel may be far more costly than
the cargo comes on board already fraudulent and can prejudice the a delay. Be alert, especially about
On board showing pre-shipment damage and vessel’s P&I insurance cover. Also, any entry into enclosed spaces, or
If the cargo loaded is damaged the shippers or charterers push the in many jurisdictions LOIs cannot areas which may be deprived of
We recommend that the cargo is master or the vessel’s owners not be legally enforced. The cost of oxygen or have a build-up of
inspected when it comes on board, to record the pre-shipment damage any claims that arise out of such noxious gases and vapours.
if possible beforehand. Any defects in the mate’s receipts and B/L, actions will have to be borne by the
you may find must be recorded and but instead authorise the signing shipowner and are likely to be high. Put it in writing
included in the mate’s receipts. The of clean B/Ls despite the pre- This is why Skuld recommends to In time charters applicable to dry
shipper and charterers should be shipment damage to the cargo. If its membership to always contact cargo vessels, the responsibility
notified that that you intend to alter the owners or the master authorise Skuld and seek guidance whenever for loading, stowage, trimming
the bill of lading (B/L) to reflect your the issuance of clean B/Ls in such they are being asked to authorise and discharging operations is
observations and the true cargo cases and the vessel receives the issuance of clean B/Ls against sometimes transferred from
condition. An important function a cargo damage claim at the port receiving an LOI. the shipowner to the charterers.
of the B/L is to describe the true of discharge, owners will be without However, the shipowner and the
condition and quantity of the cargo P&I cover for these cargo damage Preparation for loading crew of the vessel maintain a
as received on board. If the cargo is claims as the B/Ls did not reflect the It is recommended that cargo degree of responsibility for ensuring
discharged in a different condition, true condition of the cargo as it was holds or tanks should be prepared the cargo is loaded, stowed, and
or of a lesser quantity, than when it came on board. To bridge for loading as early as possible, to secured properly and safely.
whatever cargo description was this gap in the insurance cover, avoid costly delays at the load port.
entered on the B/L, the shipowner shippers or charterers may offer Cleaning should be carried out in If a member of the ship’s crew
may be held liable for the damage the master or the owners a Letter of accordance with industry standards, is concerned about the stowage
or shortfall. Alternatively, you can Indemnity (LOI). This is a document your company’s safety regulations or handling of the cargo by the
shifting or other forms of cargo master at a local Notary Public Surrender the cargo please contact the local Skuld
damage. This document should to get the sea protest notarised. The cargo must only be delivered correspondent or Skuld directly.
contain a description of the heavy to the holder of the original B/L or
weather experienced, including However, only if Skuld is informed their agent. This important formality Delivering cargo without producing
wind forces on the Beaufort scale, about the heavy weather incident is usually attended to by the ship’s an original B/L may lead to
height of swell, description of the immediately after it happened, agent – but if you do find yourself misdelivery and other claims, and
vessel’s movements during heavy will Skuld have sufficient time to in a difficult or worrying situation, your P&I cover may be prejudiced.
weather (heave, surge, rolling), arrange for a notarisation of a sea
the geographical area where the protest which should be done in the
weather was experienced and for first port of call right after the heavy Shortage of cargo
how long, etc. The document should weather incident.
be dated and signed by the master.
Skuld can assist you if you need Also, notify the vessel’s managers
SKULD’S EXPERIENCE
help with that. and request the attendance of
a surveyor. Co-operate as much There are some cargoes where shortage claims are a recurring
A sea protest can, in some as possible with the surveyor phenomenon. These are especially high-value cargoes where
countries, be a useful legal appointed on behalf of the owners either theft and pilferage are a problem or cargoes where there
defence for a cargo claim being at the destination. The master or is a discrepancy between the ship’s and shore’s figures, such as
presented to the owners; this suitable deputy should attend the dry bulk or liquid cargo.
always depends on the contractual survey of damaged cargo.
port of discharge. There are a few Bulk carriers
countries however, which need a Minimise losses If it comes to cargo carried on bulkers, it is mainly foods where
sea protest being notarised at the The amount of damaged cargo we record many of the short-delivery cases.
vessel’s first port call after the heavy can be reduced by immediate
weather incident, or else the sea separation of the cargo which Foodstuff
protest will not be recognised. Skuld suffered damage (e.g., wet fertiliser) If the vessel loads food stuff in bulk, it can be the case that the
can advise you if a notarisation from the rest of the cargo. If in shore figures (upon completion of the cargo loading operations)
of the sea protest is necessary doubt, suspend cargo operations show a higher cargo amount loaded than the draft survey done
for your specific port of discharge and formulate a plan to maximise by the vessel. Often, it is the higher shore figures which are
and Skuld will also assist you with the discharge of sound cargo. inserted into the B/L which leads to a short-delivery claim at
getting an appointment for the the port of discharge. We have discovered that if an external
surveyor is appointed to carry out a draft survey at the load insists on having their figure put on the B/L. This will, in many
port it is easier to persuade charterers to insert the draft survey cases, result in a shortage claim being presented at port of
figures into the B/L or in some cases to get shippers (with the discharge. The vessel often has better bargaining power if the
help of charterers) to load additional cargo. If you have any ullage survey, during loading operations, was carried out by
issues with the discrepancy of the ship’s and shore’s figures, an independent cargo surveyor.
please reach out to us for advice.
If you have any issues with the discrepancy of the ship’s and
Sometimes the shortage does not stem from too little cargo terminal’s figures, please reach out to us for advice.
loaded, but from pilferage. We have seen cases in which rice
cargoes shipped in bulk were bagged on board by stevedores The other issue which can cause a shortage claim at port of
who then took some bagged cargo with them, or even instances discharge with liquid cargo, mainly with heavy fuel oil cargo,
of a whole cargo truck bypassing the shore scale and taking a is if the cargo has hardened during the sea voyage due to a
different exit. If the port of discharge is in a country in which temperature drop. In these situations, the cargo becomes
pilferage is a problem, we recommend having a discharge survey unpumpable and must be heated up, but sometimes cargo
carried out to have someone keeping an eye on the cargo. remains in the cargo tanks as it cannot be liquified enough to
pump it out completely. In such cases it is recommended to
Container vessels involve a third-party cargo surveyor who will then issue a cargo
On container vessels, we rarely see a container itself disappear, Remaining On Board (ROB) certificate.
but it has happened in some jurisdictions, that as soon as
the container was discharged, the seal was broken, and the
container emptied. This happened before the container was
handed over to the receiver. We see such cases mostly with
containers carrying high value electronics.
Pollution can take place in different and they can be natural, which in
forms in shipping. A broad definition shipping would be invasive species
of a pollution incident is when carried in the vessel’s ballast water,
materials enter the environment or organic food waste. Harmful
(air, soil, and water) where they pollutants are mainly created by
have a harmful and sometimes human activity (not natural) such
poisonous effect. These harmful as plastic garbage or residues
materials are called pollutants produced by engines.
Pollution by vessels -
MARPOL regulation
CHAPTER 13
SKULD’S EXPERIENCE Criminal acts might not be covered by P&I which means that
Skuld cannot assist the crew locally or the shipowner.
Most pollution cases Skuld deals with are caused by spills or
leaking of bunkers, lube oils, or oily substances. We see fewer
Skuld expects its members and the crew sailing on entered
cases of pollution caused by other liquid cargoes, disposal of
vessels to strictly follow MARPOL rules. There is no room for error
wastewater (including exhaust gas scrubber water), garbage,
and especially no shortcuts as the rules will become stricter in
cargo residues, and tank cleaning water.
the future.
Any pollution must always be cleaned up to the fullest
satisfaction of local authorities. Depending on which national
How can you help
waters the vessel is in, either local authorities arrange for
cleaning up any pollution, or the vessel which caused the
On shore regularly sailing to, local agents
pollution (“the polluter”) must arrange for clean-up services.
Prevention: Promote safe should be contacted and asked
This is different from country to country.
operations about any environmental rules and
A solid SMS procedure is the most for their assistance to arrange for
In most cases the local authorities take control of any clean-
important and easiest step to discharging sludge, wastewater, or
up actions. Any clean-up costs will have to be paid for by the
avoid pollution. The crew should garbage, or ballast water in line
vessel that polluted. Local authorities often detain a vessel until
be instructed to closely follow all with the local regulations. Local
security is issued that covers any clean-up costs as well as any
safety procedures and to make agents can also advise of the
pollution fine.
sure that no shortcuts are taken, location of marine protected
even in stressful situations. A job areas (MPAs), as well as where
Pollution is a serious offence in many countries and local
should be done well, even if that special designated areas under
authorities usually get involved quickly, due to public interest.
means that the crew may take MARPOL Annex VI, the Emission
Even in minor pollution cases local authorities will often issue
more time to finish a task. It is Control Areas (ECAs) and Sulphur
a substantial fine against the vessel and her owners. The more
better to be safe, than sorry. Emission Control Area (SECA), are
serious the pollution, the higher the fine will be. This especially
precisely located. It is important
happens if the pollution was not caused by accident, but
Preparation: Be aware of local that any information obtained
intentionally. In such cases, any environmental fines will be
rules and regulations by local agents is shared with all
much more expensive, and the crew is at risk of being put in jail
Before any port call, especially to crew to make sure that everyone
and facing criminal proceedings in the country which waters’
countries which the vessel is not on board knows which rules to
were polluted.
follow. Up-to-date information and caused the pollution directly and (USCG) banned a vessel from
an excellent communication culture early, they were much easier to deal entering their waters again due
are important. with and more reasonable. As most to entries into the oil record book
ports or shipping lanes can be very and the logbook not matching up
Special rules for discharge of crowded, there will always be the results of the amount in the
ballast water another ship that spots a pollution tanks when these were sounded
The Ballast Water Convention and will report it to local authorities, as per the order and in the presence
(BWM) came into force in 2017. so they will hear about a pollution of the USCG. In these cases, the
Some countries have extremely incident in any event. vessels were banned from calling
strict regulations about the correct at any US port for years or even for
discharge of ballast water within Since in many pollution cases their respective lifetime.
200 nm of their coastline, as a fine is issued, an early and
the ballast water of a vessel can honest sharing of the necessary It is better to provide for an
sometimes carry bacteria or information with authorities can environment on board which
even eggs of small animals or not. It is better if local authorities reduce the amount of any fines encourages the crew to be honest
small species from one country hear from you or the vessel first, and to be issued against the vessel. In about any accidental spill of oils,
to another country. Skuld not from a third party, as this builds cases in which the crew tried to and to correctly log it in the vessel’s
recommends checking with trust. If the pollution stems from hide pollution, Skuld has seen higher records.
local agents what the rules and the vessel, it will save a lot of costs fines being levied against the vessel
regulations for the proper discharge if local authorities are informed and her owners. Always inform Skuld or the local
of ballast water apply in the next as quickly as possible. The sooner Skuld correspondent early
port of call and to share such authorities learn more about the Encourage crew to correctly log the Immediately contact Skuld on
information with all vessels of amount and nature of the pollutant escape of oil or oily substances the 24 hours service hotline or
members’ fleet calling that port. released, the quicker they can In cases in which oil is leaking from alternatively contact our
contain the spread of the pollution the vessel, it is especially important correspondents which are listed
If pollution happens: Always inform and arrange for proper clean-up that the SMS procedure guides the on our website (www.skuld.com).
authorities early operations. crew to not try to hide any loss of It is important that Skuld is notified
It is important that local authorities oil, but instead to enter any loss as early as possible so that we can
are immediately informed in all Skuld has experienced that in cases correctly in the logs. help you.
pollution cases. It does not matter in which local authorities were
if the vessel caused the pollution or informed by the vessel which Skuld learned about cases in which
the United States Coast Guards
ITOPF – an additional resource to from your vessel. If your ship is the the pollution and the amount of oil the crew tries to take samples of
be brought in for spills of oils or polluter, take immediate steps, with lost should be entered in both the any floating pollutant. This should
chemicals the help of other crewmembers, to logbook and the oil record book. be done in a safe way by the crew.
The earlier Skuld is notified of an stop the pollution. If you are sure Any pollution, irrespective of how Such samples should be sealed
oil spill, the more preventive steps that the substance is not from your small it is, must be entered in the and labelled, as well as mentioned
Skuld can undertake to assist vessel, still record the pollution in respective logs of the vessel. The in the logs. These samples can be
members. The International Tanker the logbook, together with a note ship’s logs must be correct. extremely useful to prove whether
Owners Pollution Federation that after checking the ship, all the pollutant was coming from your
Limited (ITOPF) is a not-for-profit steps have been undertaken to If the pollution is caused by another vessel or not.
organisation established on behalf make sure that your ship did not vessel or a terminal
of the world’s shipowners to cause the pollution and if known, Skuld has seen cases in which the If the pollutant is solid
promote an effective response name the polluting source in hulls of vessels were stained in a If the pollutant is solid, we
to marine spills of oil, chemicals, the logbook entry. port by an oily substance that came recommend that the crew takes
and other hazardous substances. from either another ship or from a pictures of the pollutant and makes
These kind of emergency response If there is pollution by liquids nearby oil terminal. In such cases it an entry into the vessel’s logbook
services were, from 1999 onwards, coming from the vessel is important that you immediately which should include: a description
formally extended to the owners If the polluting substance is oil or inform local authorities and Skuld of the pollution, the date, time, and
of other types of vessels, beyond oily water or any other form of liquid about the pollution. Skuld also location of its origin, any pictures
tankers, as well. ITOPF has provided cargo, it is important to find the recommends that the crew takes that were taken of the pollutant, as
especially useful technical advice tank where the oil leaked from and pictures of the areas of the vessel’s well as any information about who
and assisted Skuld with organising stop the leak. Also, the tank which hull which are oil-stained, if the polluter might have been,
clean-up operations after large is suspected to have been leaking possible. Skuld will assist you in if known.
spills. Through Skuld our members should be sounded to find out how finding a local clean-up crew as any
have access to this great resource much oil or other form of liquid oil stains must be removed before Keep the logs up to date
of experts. cargo escaped. The same applies the vessel can sail. If the oil stains As mentioned above all details of
to bunkers and bunker tanks. are not removed before the vessel a pollution incident should be
On board departs, she will face problems at entered into the logbook and the oil
If pollution happens: In case of an oil leakage: if the her next port of call. record book must always be fully
Stop it if you can leaked amount is too small to be up to date.
If a polluting substance is identified measured, it should be estimated If the pollutant is liquid
in the water, check if it is coming by the crew and a remark about If it is possible, we recommend that
Important rules
This applies for port calls worldwide. in time before a US port call to make
sure that the vessel complies with
Oil Pollution Act, 1990 – Applies all rules and regulations.
100
100 Safely with Skuld
Sharing the same horizon Rest assured.
CHAPTER 15
SKULD’S EXPERIENCE
Other fines
Below are few examples (the list is not exhaustive) of cases
Skuld sees frequently.
makes direct contact with berths, either hit the berth or if she is How can you help
fenders, quays, locks, shore cranes, connected to a loading arm can
fish farms, offshore windmills, oil pull the loading arm off. The moored On shore
platforms, buoys, coral reefs, or vessel is then “moved” by the It may be helpful for the crew on
underwater cables which can passing vessel and causes damage board to have a checklist they can
be torn by vessels dragging their to berth installations in an indirect go through in such scenarios. From
anchor over an area where the way. If the berthed vessel was not our experience we have learned that
underwater cables are laying on properly fastened at the time of contact matters do not happen so
the surface of the seabed. the incident, she may be held often when the crew has a checklist
responsible by the port. However, as part of their SMS system, and
Indirect contact by the entered she also may have a claim against any necessary information can be
vessel the passing vessel, especially if obtained quickly and in an orderly
Such cases would be where a vessel that one was speeding. fashion.
is moored at a berth and another
vessel passes by at high-speed Property damage Always inform Skuld or the local
close to the moored one. In such If a vessel causes damage to a shore Skuld correspondent early
cases often the surge of the water crane during her cargo operations, If an accident happens, it is
pulls the moored vessel away from any claims of the port against the important that Skuld or the local
the berth, especially if she was vessel for the crane damage would Skuld correspondents are contacted
fastened with slack lines. If the fall under the member’s P&I cover immediately. The contact details of
vessel, then bounces back she can for this property damage case. the local Skuld correspondents can local P&I correspondent or local
be found on: www.skuld.com/ agents can assist the vessel with
correspondents/ that.
SKULD’S EXPERIENCE
Always inform local authorities Who else to inform in a collision
Over the years Skuld has seen some cases which could have
early case?
been prevented. We have dealt with cases in which the crew
There are some countries, If your vessel is damaged in a
tried to achieve a shortcut by deviating from a dedicated
especially within Europe, where collision, it is important that your
shipping lane to take a route to the port or berth which
local authorities make their own H&M underwriters are informed
appeared to be shorter and would save time. If a vessel does
investigations in collision cases. about that damage as early as
that, then the risk of her colliding with another vessel or object
It is important that local authorities possible, as they will arrange for
like a reef or a buoy etc. or even running aground is much higher.
are contacted immediately. The necessary repairs of the vessel.
agents or local correspondents can ECDIS system to also have her make
assist with establishing the contact. a copy of that data as well.
Freight, Defence
tour. share anything via text or email with
anyone (this does include family
Also, the crew should only share and friends). If such information
information with third parties as per
the vessel’s SMS procedure. In larger
gets out, it could potentially hurt
the owners.
and Demurrage
collision cases, Skuld has found it
helpful that any interview of the
crew by a representative of another
It is important to protect the vessel,
her crew, and her owners in the best
(FD&D) insurance
vessel or local authorities is only way possible.
done when an appointed lawyer
representing the crew or at least
our correspondents and the master
are present.
marine insurer Skuld caters to the needs of shipowners, the offshore and energy sector,
charterers, traders and more. We are committed to providing members and
clients with a comprehensive casualty response service and extensive loss
prevention programmes to better safeguard casualties and prevent injury.
Rest assured.
By following the insights in this booklet, you can help yourself, your crew,
and your ship. By always doing the right thing at the right time, everybody
benefits.
If you have any questions on any points in this booklet, please contact
your local Skuld office. We will be happy to help.