Cash Flow
Cash Flow
Investment
Computers 208,995
External Monit 18,750
Printers with S 15,450
Office Renovation
UPS (Uninterru 7,960
Appliances
Projector 5,000
Cloud Servers 6,175 6,175
Back Office Too 4,000
StartUp Licens 50,000
Total 316,330
Operations Expense
Salary + benefits 45,200 45,200 121,000
Rent
Utilities 28,500 28,500 28,500
Permits & Licenses
Transportation 200 200 1,000
Depreciation -
Office Supplies
Repairs and Maintenance
Marketing Promotions 3,500
Interest Payments
Advances in Rental
Total Operating Expenses for the Month 73,900 73,900 154,000
Sales
Cash Sales
Gross Sales
Advance
Collection from Credit Sales
Less Commission
Net Sales
Tax 30%
Payback Period 1 Year 3 Months
Net Sales
2019
Apr May Jun Jul Aug Sep Oct
506,870 506,870 506,870 506,870 506,870 528,422 569,924
70,000
25,350
6,175
50,000
187,310 277,310 314,310 264,310 264,310 264,310 264,310
Count of Months 14
Difference 95,124
Difference / Net Sales 0.311432614779182
Total Days 9.34297844337546
Payback Period 14 months, 9 days
244,260.38
2020
Jun Jul Aug Sep Oct Nov Dec
1,800,916 2,177,630 2,602,557 3,075,697 3,597,049 4,166,613 4,784,391
4,581,299.90
2021
Jan Feb Mar Apr May Jun Jul
5,332,430 6,002,392 6,755,567 7,556,954 8,406,553 9,304,365 10,250,390
6,175
50,000
327,510 277,510 277,510 277,510 277,510 277,510 277,510
6,175
50,000
277,510 277,510 277,510 277,510 459,210 342,030 292,030
11,479,379.90
2022
Mar Apr May Jun Jul Aug Sep
19,371,719 20,741,492 22,159,477 23,625,675 25,140,086 26,702,709 28,313,545
6,175
50,000
292,030 292,030 488,250 358,002 308,002 308,002 308,002
18,289,847.90
2022
May Jun Jul Aug Sep Oct Nov
42,718,804 44,752,371 46,834,151 48,964,144 51,142,349 53,368,767 55,643,397
458,925
25,000
28,500
-
4,269
3,500
520,194
3,875,500
41,721,000
186,375
3,168,931
950,679
2,218,252
4,269
2,222,521
60,188,761
3.83%
25,087,102.70
2019
April May June Jul Aug Sep Oct
Basic 5 15 25 35 45 55 65
Advanced 5 11 17 23 29 35 41
Business
Enterprise
Total Subscriptions 10 26 42 58 74 90 106
On-boarding Clients (Basic / Advanced) 10 16 16 16 16 16 16
On-boarding Clients (Business /
0 0 0 0 0 0 0
Enterprise)
One time setup and Training Hours (Basic
80 128 128 128 128 128 128
/ Advanced)
One time setup and Training Hours
0 0 0 0 0 0 0
(Business / Enterprise)
Maintenance Hours - - 20 20 20 20 20
Migration Hours - - 10 10 10 10 10
Required People for Training 0.5 0.8 0.8 0.8 0.8 0.8 0.8
Hours Required for Setup and Training
8
(Basic for
Hours Required / Advanced)
Setup and Training
16
(Basic / Advanced)
Basic Target Increment 10
Advanced Target Increment 6
Business Target Increment 2
Enterprise Target Increment 1
Commission 5%
Net Income
2019 78,208
2020 6,471,527
2021 16,325,927
2022 26,055,167
2023 35,765,531
2020
Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
75 85 95 105 115 125 135 145 155 165 175
47 53 59 65 71 77 83 89 95 101 107
1 3 5 7 9 11 13 15 17
1 2 3 4 5 6 7 8 9
122 138 156 175 194 213 232 251 270 289 308
16 16 16 16 16 16 16 16 16 16 16
0 0 2 3 3 3 3 3 3 3 3
128 128 128 128 128 128 128 128 128 128 128
0 0 32 48 48 48 48 48 48 48 48
20 20 40 40 40 40 40 60 60 60 60
10 10 40 40 40 40 40 60 60 60 60
112,500 127,500 142,500 157,500 172,500 187,500 202,500 217,500 232,500 247,500 262,500
117,500 132,500 147,500 162,500 177,500 192,500 207,500 222,500 237,500 252,500 267,500
- - 12,500 37,500 62,500 87,500 112,500 137,500 162,500 187,500 212,500
- - 17,500 35,000 52,500 70,000 87,500 105,000 122,500 140,000 157,500
10,000 10,000 20,000 20,000 20,000 20,000 20,000 30,000 30,000 30,000 30,000
5,000 5,000 20,000 20,000 20,000 20,000 20,000 30,000 30,000 30,000 30,000
230,000 260,000 320,000 392,500 465,000 537,500 610,000 682,500 755,000 827,500 900,000
15,000 15,000 40,000 40,000 40,000 40,000 40,000 60,000 60,000 60,000 60,000
64,000 64,000 80,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000
309,000 339,000 440,000 520,500 593,000 665,500 738,000 830,500 903,000 975,500 1,048,000
11500 13000 16000 19625 23250 26875 30500 34125 37750 41375 45000
1,917,000
0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8
Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Month 13 Month 14 Month 15 Month 16 Month 17
(3,810) 24,690 53,190 81,690 110,190 48,690 109,690 236,565 305,440 374,315 443,190
1,917,000
78,208
2021
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug
185 195 205 215 225 235 245 255 265 275 285
113 119 125 131 137 143 149 155 161 167 173
19 21 23 25 27 29 31 33 35 37 39
10 11 12 13 14 15 16 17 18 19 20
327 346 365 384 403 422 441 460 479 498 517
16 16 16 16 16 16 16 16 16 16 16
3 3 3 3 3 3 3 3 3 3 3
128 128 128 128 128 128 128 128 128 128 128
48 48 48 48 48 48 48 48 48 48 48
60 60 60 60 60 60 60 60 60 60 60
60 60 60 60 60 60 60 60 60 60 60
277,500 292,500 307,500 322,500 337,500 352,500 367,500 382,500 397,500 412,500 427,500
282,500 297,500 312,500 327,500 342,500 357,500 372,500 387,500 402,500 417,500 432,500
237,500 262,500 287,500 312,500 337,500 362,500 387,500 412,500 437,500 462,500 487,500
175,000 192,500 210,000 227,500 245,000 262,500 280,000 297,500 315,000 332,500 350,000
30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
972,500 1,045,000 1,117,500 1,190,000 1,262,500 1,335,000 1,407,500 1,480,000 1,552,500 1,625,000 1,697,500
60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000
88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000
1,120,500 1,193,000 1,265,500 1,338,000 1,410,500 1,483,000 1,555,500 1,628,000 1,700,500 1,773,000 1,845,500
48625 52250 55875 59500 63125 66750 70375 74000 77625 81250 84875
10,293,000
0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8
Month 18 Month 19 Month 20 Month 21 Month 22 Month 23 Month 24 Month 25 Month 26 Month 27 Month 28
532,065 600,940 669,815 738,690 807,565 876,440 776,815 950,990 1,069,865 1,138,740 1,207,615
10,293,000
6,471,527
2022
Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul
295 305 315 325 335 345 355 365 375 385 395
179 185 191 197 203 209 215 221 227 233 239
41 43 45 47 49 51 53 55 57 59 61
21 22 23 24 25 26 27 28 29 30 31
536 555 574 593 612 631 650 669 688 707 726
16 16 16 16 16 16 16 16 16 16 16
3 3 3 3 3 3 3 3 3 3 3
128 128 128 128 128 128 128 128 128 128 128
48 48 48 48 48 48 48 48 48 48 48
60 60 60 60 60 60 60 60 60 60 60
60 60 60 60 60 60 60 60 60 60 60
442,500 457,500 472,500 487,500 502,500 517,500 532,500 547,500 562,500 577,500 592,500
447,500 462,500 477,500 492,500 507,500 522,500 537,500 552,500 567,500 582,500 597,500
512,500 537,500 562,500 587,500 612,500 637,500 662,500 687,500 712,500 737,500 762,500
367,500 385,000 402,500 420,000 437,500 455,000 472,500 490,000 507,500 525,000 542,500
30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
1,770,000 1,842,500 1,915,000 1,987,500 2,060,000 2,132,500 2,205,000 2,277,500 2,350,000 2,422,500 2,495,000
60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000
88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000
1,918,000 1,990,500 2,063,000 2,135,500 2,208,000 2,280,500 2,353,000 2,425,500 2,498,000 2,570,500 2,643,000
88500 92125 95750 99375 103000 106625 110250 113875 117500 121125 124750
20,841,000
0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8
Month 29 Month 30 Month 31 Month 32 Month 33 Month 34 Month 35 Month 36 Month 37 Month 38 Month 39
1,276,490 1,345,365 1,414,240 1,483,115 1,551,990 1,620,865 1,689,740 1,576,915 1,762,970 1,881,845 1,950,720
20,841,000
16,325,927
2023
Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
405 415 425 435 445 455 465 475 485 495 505
245 251 257 263 269 275 281 287 293 299 305
63 65 67 69 71 73 75 77 79 81 83
32 33 34 35 36 37 38 39 40 41 42
745 764 783 802 821 840 859 878 897 916 935
16 16 16 16 16 16 16 16 16 16 16
3 3 3 3 3 3 3 3 3 3 3
128 128 128 128 128 128 128 128 128 128 128
48 48 48 48 48 48 48 48 48 48 48
60 60 60 60 60 60 60 60 60 60 60
60 60 60 60 60 60 60 60 60 60 60
607,500 622,500 637,500 652,500 667,500 682,500 697,500 712,500 727,500 742,500 757,500
612,500 627,500 642,500 657,500 672,500 687,500 702,500 717,500 732,500 747,500 762,500
787,500 812,500 837,500 862,500 887,500 912,500 937,500 962,500 987,500 1,012,500 1,037,500
560,000 577,500 595,000 612,500 630,000 647,500 665,000 682,500 700,000 717,500 735,000
30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
2,567,500 2,640,000 2,712,500 2,785,000 2,857,500 2,930,000 3,002,500 3,075,000 3,147,500 3,220,000 3,292,500
60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000
88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000
2,715,500 2,788,000 2,860,500 2,933,000 3,005,500 3,078,000 3,150,500 3,223,000 3,295,500 3,368,000 3,440,500
128375 132000 135625 139250 142875 146500 150125 153750 157375 161000 164625
31,281,000
0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8
Month 40 Month 41 Month 42 Month 43 Month 44 Month 45 Month 46 Month 47 Month 48 Month 49 Month 50
2,019,595 2,088,470 2,157,345 2,226,220 2,295,095 2,363,970 2,432,845 2,501,720 2,374,375 2,573,498 2,692,373
31,281,000
26,055,167
2023 202
Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
515 525 535 545 555 565 575 585 595 605 615
311 317 323 329 335 341 347 353 359 365 371
85 87 89 91 93 95 97 99 101 103 105
43 44 45 46 47 48 49 50 51 52 53
954 973 992 1011 1030 1049 1068 1087 1106 1125 1144
16 16 16 16 16 16 16 16 16 16 16
3 3 3 3 3 3 3 3 3 3 3
128 128 128 128 128 128 128 128 128 128 128
48 48 48 48 48 48 48 48 48 48 48
60 60 60 60 60 60 60 60 60 60 60
60 60 60 60 60 60 60 60 60 60 60
772,500 787,500 802,500 817,500 832,500 847,500 862,500 877,500 892,500 907,500 922,500
777,500 792,500 807,500 822,500 837,500 852,500 867,500 882,500 897,500 912,500 927,500
1,062,500 1,087,500 1,112,500 1,137,500 1,162,500 1,187,500 1,212,500 1,237,500 1,262,500 1,287,500 1,312,500
752,500 770,000 787,500 805,000 822,500 840,000 857,500 875,000 892,500 910,000 927,500
30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000
3,365,000 3,437,500 3,510,000 3,582,500 3,655,000 3,727,500 3,800,000 3,872,500 3,945,000 4,017,500 4,090,000
60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000
88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000 88,000
3,513,000 3,585,500 3,658,000 3,730,500 3,803,000 3,875,500 3,948,000 4,020,500 4,093,000 4,165,500 4,238,000
168250 171875 175500 179125 182750 186375 190000 193625 197250 200875 204500
41,721,000
0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8
Month 51 Month 52 Month 53 Month 54 Month 55 Month 56 Month 57 Month 58 Month 59 Month 60
2,761,248 2,830,123 2,898,998 2,967,873 3,036,748 3,105,623 3,174,498 3,243,373 3,312,248 3,168,931
41,721,000
35,765,531
2024
Jun Jul Aug Sep Oct Nov Dec
625 635 645 655 665 675 685
377 383 389 395 401 407 413
107 109 111 113 115 117 119
54 55 56 57 58 59 60
1163 1182 1201 1220 1239 1258 1277
16 16 16 16 16 16 16
3 3 3 3 3 3 3
48 48 48 48 48 48 48
60 60 60 60 60 60 60
60 60 60 60 60 60 60
SSS Contribution
16k and above 1208
15K 1135
Total 2343
Pagibig
450 900
400
400 800
300
400 800
Target Areas
Cebu
Bacolod
Davao
Negros
Agusan
2019
Jul Aug Sep Oct Nov Dec
Furniture
Receiving Area couch 6500
Water Dispenser 900
Coffee Maker 950
Refrigerator 17000
Total 25350
Development Utilities Quantity Price Total
Laptops 5 41799 208995
Printers with Scanner and Copier 3 5150 15450
Projectors 2 2500 5000
External Monitors 5 3750 18750
UPS (Uninterruptible Power Source) 5 1592 7960
Development Softwares
Atlassian Tools (monthly subscription) 1 600 600 << 10$ per month for 10 users
Code Repository (BitBucket)
Documentation Repository (Confluence)
Ticket / Issues Repository (JIRA)
Build Repository (Bamboo)
Cloud Servers
AWS EC2 Instances (Application Servers) 2 6175 t2.small 1 Variable 2 GiB EBS Only $0.083 per Hour
Salary
Developer 2 22500 45000
QA Tester 1 20000 20000
Sales 2 20000 40000
Back Office 1 15000 15000
Benefits
SSS 7175
Pag-ibig 2400 2% of Salary
HMO 7200 1200 per Employee (Maxicare Silver)
13month pay 120000 will be charged on the 12th month
Philhealth 1650 2.75% of Salary / 2
Commission 2% of sales
18425
Total 138425
Other Pre-operating expenses
Startup Licenses
Business Permits
Operation Expense
Salary + benefits 138425
Rent
Utilities
Permits & Licenses
Transportation
Representation
Depreciation
Office Supplies
Repairs and Maintenance
Marketing Promotions
Interest Payments
Advances in Rental