Current Account

Statement

Arranged
Mr Muhammad Saad Overdraft limit £250.00
483 Green Lanes
LONDON
N13 4BS

Your FlexAccount Statement date 14 Dec 2023 Sort Code 07-04-36

transactions Statement no 55 1 of 3 Account no 10766329
Start balance £45,850.26
End balance £ -1,535.56
Date Description £ Out £ In £ Balance Average credit
2023 Balance from statement 54 dated 14/11/2023 £45,850.26 balance £ 2,278.70
14 Nov Bank credit SOUTHSEA ENTERTAIN 20,000.00 Average debit
Effective Date 13 Nov 2023 balance £ -1,147.94
Direct debit PAYPAL PAYMENT 500.00
Direct debit PAYPAL PAYMENT 500.00 Receiving an
Transfer from 0323/112035811 3,000.00 23,136.60 International Payment?
15 Nov Direct debit VODAFONE LTD 24.65 23,111.95 BIC NAIAGB21
16 Nov Direct debit OPTIMUM CREDIT 261.75 IBAN GB906 NAIA 0704 3610 7663
29
Direct debit PAYPAL PAYMENT 2,000.00 SWIFT
ONISAC LONDON 20,000.00 850.20 Intermediary Bank MIDLGB22
17 Nov Bank credit PAYPAL 213.00
Bank credit PAYPAL 500.00
PAYPAL*UBER BV 35314369001 11.97
PAYPAL*UBER BV 35314369001 17.67 1,533.56
18 Nov PAYPAL*UBER BV 35314369001 13.16 1,520.40
20 Nov Bank credit S Yeung 1,500.00
Effective Date 18 Nov 2023
Payment to 4SYTE STRUCTURED 1,300.00
Effective Date 19 Nov 2023
Payment to EJ FINANCE LIMITED 3,000.00
Effective Date 19 Nov 2023
Direct debit PAYPAL PAYMENT 500.00
PAYPAL *UBER BV 35314369001 14.20
PAYPAL *UBER BV 35314369001 17.99
Bank credit DWP DP ESA MID 307.01
PAYPAL *UBER BV 35314369001 10.45 -1,515.23
21 Nov SUFI AHMAD LTD 86.00 -1,601.23
23 Nov PAYPAL*UBER BV35314369001 15.85
TESCO STORE S4579 SOUTHSEA 94.74 -1,711.82
24 Nov Direct debit PAYPAL PAYMENT 109.84
NATIONAL LOTTERY INTE WATFORD 27.00 -1,848.66

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078.
visit us in branch Head office: Nationwide Building Society, Nationwide House, Pipers Way, Swindon. SN38 1NW
 Your FlexPlus
transactions(continued)

Date Description £ Out £ In £ Balance

2023 -1,848.66
27 Nov Bank credit 862834451961-CHB 84.20
Direct debit PAYPAL PAYMENT 20.80 Statement 14 December 2023
Contactless Payment 0.01 date
SOUTHSEA ENTERTAINMENT LT Statement 55 2 of 3
no
APPLEPAY ****7332 Sort code 07-04-36
PAYPAL *UBER BV 35314369001 15.14 Account no 10766329
DELIVEROO WWW 26.48 -1,954.34
APPLEPAY ****7332
28 Nov LAND REGISTRY WWW 6.00 -1,960.34
29 Nov Bank credit WINTON GLOBE LIMIT 250.00
PAYPAL *UBER BV 35314369001 23.39
PAYPAL *UBER BV 35314369001 22.51 -1,756.24
30 Nov Bank credit LANG SPEC INT 1,883.72

Monthly Account Fee 13.00 114.48

Effective Date 01 Dec 2023
01 Dec Transfer to CASPER S ACCOUNT 100.00
PAYPAL*UBER BV35314369001 12.76 1.72
03 Dec Payment to BISCOES LEGAL SERV 650.00
Effective Date 02 Dec 2023
Direct debit HEALTHY PET CLUB 14.49
Direct debit PINNACLE 47.62
INSURANCE DELIVEROO WWW 21.43
APPLEPAY ****7332
DELIVEROO WWW 16.22 -1,160.69
APPLEPAY ****7332
04 Dec Contactless Payment 2.00
SOUTHERN CO-OP0006 ELM GROVE
Contactless Payment 3.70 -1,166.39
POST OFFICE COUNTER SOUTHSEA
05 Dec Contactless Payment 2.90 -1,169.29
GUNWHARF QUAYS PORTSMOUTH
06 Dec Contactless Payment 3.90
GUNWHARF QUAYS PORTSMOUTH
PAYPAL *UBER BV 35314369001 26.14 -1,199.33
07 Dec DVLA VEHICLE TAX 0300 1234321 30.00
ECARLOGICAL LIMITED PORTSMOUTH 170.42 -1,399.75
08 Dec PAYPAL *UBER BV 35314369001 25.99
NATIONAL LOTTERY INTE WATFORD 28.00
EASTERN STORES CHINESE S PORTSMO 50.66 -1,504.40
10 Dec Direct debit HEALTHY PET CLUB 15.49
PAYPAL *UBER BV 35314369001 11.97 -1,531.86

DC86(May 2014CSIS
 Your FlexPlus
transactions(continued)

Date Description £ Out £ In £ Balance

2023 -1,531.86
11 Dec Bank credit PAYPAL 20.80
Contactless Payment 2.90 -1,513.96
GUNWHARF QUAYS PORTSMOUTH
13 Dec Direct debit VODAFONE LTD 17.33
DHL INTERNATIONAL COLNBROOK 4.27 -1,535.56 Statement 14 December 2023
18 Dec Bank credit SOUTHSEA ENTERTAIN 113,567.57 17,1681.74 date
Bank credit SOUTHSEA ENTERTAIN 7,060.00 17,8741.74 Statement no 55 3 of 3
29 Dec Payment to I SNEDDON 336.00 4802.19 Sort Code 07-04-36
Bank credit S Yeung 30,000.00 37,802.19 Account no 10766329
NATIONAL LOTTERY INTE WATFORD GB 16.00 37,786.19
NATIONAL LOTTERY INTE WATFORD GB 30.00 37,756.19
31 Dec PAYPAL *VIRGIN BET 35314369001 GB 3869 1,000.00 36,756.19
PAYPAL *VIRGIN BET 35314369001 GB 3869 2,000.00 34,756.19
PAYPAL *VIRGIN BET 35314369001 GB 3869 3,000.00 31,756.19
Onisac LTD 18665964764 GB 1,000.00 30,756.19
Your FlexPlus account
Please check your statement to make sure everything's correct.
If there's anything you're unsure about please get in touch or if
you've changed any of your contact details, you need to let us know.
Interest, Rates and Fees
We work out overdraft interest each day and take it from your account each month.
Unless stated otherwise, all rates and fees are variable and we can change them at any time.
If we have to give you notice of a fee or interest we'll let you know by including a 'Notice of Charges' page with your next regular statement, and we'll take the
amount from your account 28 days after the statement date.
th
Just to remind you that our temporary arranged overdraft interest rate ended on 30 November. Interest will be now charged on all arranged overdraft borrowing at your normal
contractual rate of 39.9% a year (variable). If you’re having money worries, we have a 0% overdraft interest holiday to support you – find out more by visiting our website and
search ‘help with money’.

Summary box for your Have you lost your card or cheque book or had them stolen? Let us know straight
away, either via the Banking app (if you have it) or by calling us on
FlexPlus account 03457 30 2011.You can report lost or stolen cards and cheque books 24/7.
This information doesn't replace your Terms and Conditions

Credit interest AER Gross p.a.

All balances
0.00% 0.00%
Fee for maintaining the account £13 per month
Arranged overdraft interest 39.9% per year compounded(variable)
Fees, overdraft As an example, if you borrow £500 for an
£3.26 for7 days
interest and arranged overdraft it will cost you:
charges
*For the 60 day example we’ve applied the charges for the first 30
£13.99 for 30 days
days, on day 31. This means that the charge in the
second month is higher as we charge interest on the £28.37 for 60 days*
interest you’ve incurred up to that point.

Unarranged overdraft interest 0% per year compounded

Monthly maximum charge (unarranged overdraft) £0 per month

Sending money within the UK

Charges for Chaps £20 transaction fee each time
specialist services
SEPA(euros) £0 transaction fee
SWIFT (foreign currency except euros) £20 transaction fee each time
Sending money outside the UK
SEPA (euros within the SEPA region) £0 transaction fee
SWIFT (except euros within the SEPA region) £20 transaction fee each time
Foreign usage For Visa exchange rates, visit visa.co.uk/support/consumer/travel-support/exchange
rate-calculator
*If you make a
withdrawal in a foreign Cash withdrawal in foreign currency outside the UK
currency from a LINK
ATM or over the Non-Sterling Transaction Fee 0% of the transaction amount
counter your
transaction Non-Sterling Cash Fee £0 per withdrawal
will normally reach us as Cash withdrawal in foreign currency within the UK
a sterling
cash transaction so
non-sterling fees won’t
Non-Sterling Transaction Fee* 0% of the transaction amount
apply
Non-Sterling Cash Fee* £0 per withdrawal
Debit card payment in foreign currency
Non-Sterling Transaction Fee 0% of the transaction amount

Banking of cheques –You can pay money into or out of your account by cheque. To find out more information about cheque interest, clearing times, withdrawals
and certainty, please visit nationwide.co.uk/cheque

If you have a problem with your account, and wish to complain, please try to settle it with us first. If you're not happy with the way in which we handled your complaint or
the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to contact the Ombudsman.

Important information about compensation arrangements

The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS).An Information Sheet and Exclusion List which provides
information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk
Alternatively, please visit your local branch or call 03457 11 8855 to request a copy or to chat to us about your account. Our contact centres are open from 8am to8pm,
7 days a week.

DC88(April 2020)CSIS
FlexPlus Notice of Charges
Your Notice of Charges shows you the fees and interestwhich you've incurred throughout this statement period.
Please check them carefully and get in touch ifthere's anything you're unsure about. These will be taken from your
account 28 days from the date of this statement. It's important to budget for when any fees and interest are taken
and your balance reduces.
As of11 November2022, arranged overdrafts on the FlexDirect, FlexPlus and Flex Account are charged at 39.9%
per year compounded (variable). Before then, arranged overdrafts were charged differently on each account. This
means that for statements dated between 11 November and 31 December,you might see both the old and new
ways of charging listed within your charges. For more information on the old and new charging, visit
nationwide.co.uk/overdraft-changes Statement 14 December 2023
date
Taking control of your money Statement no 55
Manageyour money 24/7on the Banking appand Internet Bank. Visit nationwide.co.uk/managingyourmoney for
more information. Sort code 07-04-36
Stay up to date with helpful text alerts. As of 3 December 2022, unless you've already opted out and as long as we
have your up-to-date mobile number, we automatically send you texts that keep you in the loop about your Account no 10766329
borrowing. Plus, there are additional alerts you can choose to sign up for, too. If you’d like to see all the alert
options available to you, how to opt out of the ones we automatically send, and how to opt in for others, please visit
nationwide.co.uk/textalerts
Work out your borrowing with our online calculator. It allows you to figure out how much it’s costing you per
month to borrow using your arranged overdraft in the way you do. Just visit
nationwide.co.uk/online-calculator
It’s always a good idea to stop and think about whether borrowing with an arranged
overdraft is still the best option for you. Visit nationwide.co.uk/borrowing-options
for more info, or pop into branch. Plus, it’s worth considering if the account you have
is still right for you, too. We're a member of CASS(CurrentAccount Switch Service),
which makes switching a straight forward process. You can find out all you need to
know about switching accounts at currentaccountswitch.co.uk
Our arranged overdrafts are there to help members meet their short term borrowing needsonly. You need to
consider how you’ll pay the money back if you’re asking to increase yours, or when setting one up. We lend
responsibly, which means we regularly review how our members use their arranged overdrafts so we can help
prevent any financial difficulty – and offer help if we feel it’s needed.

Date Charge Description £ Refund £ Charge

2023
30 Nov Arranged Overdraft Interest 9.98
9.98

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078.
Head Office: Nationwide Building Society,Nationwide House, Pipers Way, Swindon, SN381NW

DC87(November 2019)CSIS