26/01/2024, 12:08 AGRICULTURAL BANK OF THE PHILIPPINES INC (A RURAL BANK).

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AGRICULTURAL BANK OF THE PHILIPPINES INC (A RURAL BANK)
Published Balance Sheet
Amounts in Philippine Pesos
As of 31 December 2022

ASSETS
Current Quarter Previous Quarter
Cash and Cash Items 1,464,649.66 1,718,971.13
Due from Bangko Sentral ng Pilipinas 1,531,873.86 1,533,673.86
Due from Other Banks 11,190,718.24 15,919,247.08
Financial Assets at Fair Value through Profit or Loss 0.00 0.00
Available-for-Sale Financial Assets-Net 0.00 0.00
Held-to-Maturity (HTM) Financial Assets-Net 0.00 125,779.81
Unquoted Debt Securities Classified as Loans-Net 0.00 0.00
Investments in Non-Marketable Equity Security-Net 0.00 0.00
Loans and Receivables - Net 28,450,151.37 21,512,492.97
Loans to Bangko Sentral ng Pilipinas 0.00 0.00
Interbank Loans Receivable 0.00 0.00
Loans and Receivables - Others 28,852,046.33 21,914,387.93
Loans and Receivables Arising from RA/CA/PR/SLB 0.00 0.00
General Loan Loss Provision 401,894.96 401,894.96
Other Financial Assets 1,018,813.95 1,062,631.44
Equity Investment in Subsidiaries, Associates and Joint Ventures-Net 0.00 0.00
Bank Premises, Furniture, Fixture and Equipment-Net 17,820,596.15 17,867,388.99
Real and Other Properties Acquired-Net 4,720,834.88 4,775,019.23
Non-Current Assets Held for Sale 0.00 0.00
Other Assets-Net 13,034,508.12 9,050,692.18
Net Due from Head Office/Branches/Agencies, if any (Philippine branch of a foreign bank) 0.00 0.00
TOTAL ASSETS 79,232,146.23 73,565,896.69

LIABILITIES
Financial Liabilities at Fair Value through Profit or Loss 0.00 0.00
Deposit Liabilities 22,655,515.36 20,251,065.55
Due to Other Banks 0.00 0.00
Bills Payable 0.00 0.00
a) BSP (Rediscounting and Other Advances) 0.00 0.00
b) Interbank Loans Payable 0.00 0.00
c) Other Deposit Substitutes 0.00 0.00
d) Others 0.00 0.00
Bonds Payable-Net 0.00 0.00
Unsecured Subordinated Debt-Net 0.00 0.00
Redeemable Preferred Shares 0.00 0.00
Special Time Deposit 0.00 0.00
Due to Bangko Sentral ng Pilipinas 0.00 0.00
Other Financial Liabilities 251,274.73 218,775.56
Other Liabilities 10,047,641.15 8,315,844.18
Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank) 0.00 0.00
TOTAL LIABILITIES 32,954,431.24 28,785,685.29

STOCKHOLDERS' EQUITY
Capital Stock 76,850,060.00 76,850,060.00
Other Capital Accounts (1,884,029.19) (693,906.59)
Retained Earnings (28,688,315.82) (31,375,942.01)
Assigned Capital 0.00 0.00
TOTAL STOCKHOLDERS' EQUITY 46,277,714.99 44,780,211.40
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 79,232,146.23 73,565,896.69

CONTINGENT ACCOUNTS
Guarantees Issued 0.00 0.00
Financial Standby Letters of Credit 0.00 0.00
Performance Standby Letters of Credit 0.00 0.00
Commercial Letters of Credit 0.00 0.00
Trade Related Guarantees 0.00 0.00
Commitments 0.00 0.00
Spot Foreign Exchange Contracts 0.00 0.00
Securities Held Under Custodianship by Bank Proper 0.00 0.00
Trust Department Accounts 0.00 0.00
a) Trust and Other Fiduciary Accounts 0.00 0.00
b) Agency Accounts 0.00 0.00
c) Advisory/Consultancy 0.00 0.00
Derivatives 0.00 0.00
Others 0.00 0.00
TOTAL CONTINGENT ACCOUNTS 0.00 0.00
OTHER INFORMATION
Gross Total Loan Portfolio (TLP) 33,979,225.01 27,057,360.86
Specific provision for loan losses 5,127,178.68 5,142,972.93
Non-Performing Loans (NPLs)
a. Gross NPLs 5,531,898.40 5,518,839.94
b. Ratio of gross NPLs to gross TLP (%) 16.28 20.40
c. Net NPLs 404,719.72 375,867.01
d. Ratio of Net NPLs to gross TLP (%) 1.19 1.39
e. Ratio of total allowance for credit losses to gross NPLs (%) 99.95 100.47
f. Ratio of specific allowance for credit losses on the gross TLP to gross NPLs (%) 92.68 93.19
Classified Loans & Other Risk Assets, gross of allowance for credit losses 0.00 0.00
DOSRI Loans and receivables, gross of allowance for credit losses 604,924.22 1,539,665.17
Ratio of DOSRI loans and receivables, gross of allowance for credit losses, to gross TLP (%) 1.78 5.69
Gross non-performing DOSRI loans and receivables 0.00 0.00
Ratio of gross non-performing DOSRI loans and receivables to TLP (%) 0.00 0.00
Percent Compliance with Magna Carta (%)
a. 8% Micro and Small Enterprises 71.00 77.00
b. 2% for Medium Enterprises 0.00 0.00
Return on Equity (ROE) (%) (0.40) (0.20)
Capital Adequacy Ratio (CAR) on Solo Basis, as prescribed under existing regulations
a. Total CAR 53.64 55.80
b. Tier 1 CAR 53.18 55.30
c. Common Tier 1 Ratio (%) 1/ 0.00 0.00

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Newspaper Published in: Posted in the most conspicuous area of its premises: in the municipal
building / municipal public market / barangay hall / barangay public market, where the head office
and all its branches are located.
Newspaper Published on: 20-Jan-2023

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