This document is a benefit illustration for a HDFC Life Click 2 Achieve policy. It provides details of the policyholder such as name, age of 36, and a premium of Rs. 5,00,000 payable annually for 5 years. The key benefits include a sum assured on death of Rs. 50,00,000, sum assured on maturity of Rs. 25,00,000, and annual survival benefits of Rs. 1,02,089 payable for 25 years starting from year 6. The surrender values increase each year, providing guaranteed protection and potential returns to the policyholder.
This document is a benefit illustration for a HDFC Life Click 2 Achieve policy. It provides details of the policyholder such as name, age of 36, and a premium of Rs. 5,00,000 payable annually for 5 years. The key benefits include a sum assured on death of Rs. 50,00,000, sum assured on maturity of Rs. 25,00,000, and annual survival benefits of Rs. 1,02,089 payable for 25 years starting from year 6. The surrender values increase each year, providing guaranteed protection and potential returns to the policyholder.
This document is a benefit illustration for a HDFC Life Click 2 Achieve policy. It provides details of the policyholder such as name, age of 36, and a premium of Rs. 5,00,000 payable annually for 5 years. The key benefits include a sum assured on death of Rs. 50,00,000, sum assured on maturity of Rs. 25,00,000, and annual survival benefits of Rs. 1,02,089 payable for 25 years starting from year 6. The surrender values increase each year, providing guaranteed protection and potential returns to the policyholder.
This document is a benefit illustration for a HDFC Life Click 2 Achieve policy. It provides details of the policyholder such as name, age of 36, and a premium of Rs. 5,00,000 payable annually for 5 years. The key benefits include a sum assured on death of Rs. 50,00,000, sum assured on maturity of Rs. 25,00,000, and annual survival benefits of Rs. 1,02,089 payable for 25 years starting from year 6. The surrender values increase each year, providing guaranteed protection and potential returns to the policyholder.
Benefit Illustration for HDFC Life Click 2 Achieve
This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life Click 2 Achieve DETAILS Name of the Prospect/Policyholder: CLIENT Proposal No: NA Age: 36 Name of Product: HDFC Life Click 2 Achieve A Non-linked Non-Participating Name of Life Assured: CLIENT Tag Line: Individual Life Insurance Savings Plan Age: 36 Unique Identification No: 101N186V02 Policy Term: 25 Years GST Rate: 4.5%* for first year Premium Paying Term: 5 Years 2.25%* second year onwards Amount of Instalment Premium Rs.5,00,000 (Without GST): Mode of payment of Premium: Annual
*0% if qualifies as zero-rated supply under GST law
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Sum Assured on Death (at
Plan Option Dream Achiever 50,00,000 inception of the policy) Rs.
Sum Assured on Maturity (at
Benefit Chosen# Early Income 25,00,000 inception of the policy) Rs. Additional Benefit Opted None Juvenile Critical Illness (CI) cover opted NA Sum Assured on Juvenile CI at Payout Term (Years) 25 NA inception Payout Frequency Annual Premium Offset NA
First Payout Date 09-01-2025 Deferral of Survival/Income Benefit NA
Premium Summary Protect Juvenile Critical Total IB Plus Base Plan Illness Cover CI Rider Instalment Rider Rider(rider Premium Premium option) Instalment Premium without GST 5,00,000 0 0 0 0 5,00,000 First Year Premium Instalment Premium with First Year GST 5,22,500 0 0 0 0 5,22,500 Instalment Premium without GST 5,00,000 0 0 0 0 5,00,000 Second Year Premium Instalment Premium with GST 2nd Year Onwards 5,11,250 0 0 0 0 5,11,250
1/2 (Amount in Rupees) Policy Annualized Guaranteed Non Guaranteed Year Premium Survival Other Maturity Death Guaranteed Special Surrender Surrender Value (Higher of GSV and Benefits benefits Benefit Benefit Surrender Value(SSV) SSV) (if any) Value (GSV)
Notes: 1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. 2. In the above illustration, premiums are assumed to be received in advance, surrender benefit payable at the end of the year and other benefits payable as chosen by the policyholder. 3. The plan also provides Juvenile Critical Illness Cover and waiver of premium benefit in case of Death, Critical Illness or Total Permanent Disability of Proposer as optional feature, provided all previous premiums have been paid. For more information on these benefits please refer the sales literature/policy document. 4. The above table does not show offset of premiums even if premium offset benefit is chosen as yes. Your premium payable will get adjusted to the extent of benefits receivable or accrued, if any You can choose to opt in or out of this feature at any time during the contract. 5. The above table does not show accrual of benefits even if deferral of benefits is chosen as yes. Your benefits shown above will get accrued as per than prevailing SBI interest rate on savings bank Deposit + 1.5%. You can choose to opt in or out of this feature at any time during the contract. 6. #Depends on the cashflow chosen at inception.
I , have explained the premiums charges and benefits under the policy fully to the I CLIENT ,having received the information with respect to the above, have understood prospect / policy holder. the above statement before entering into the contract.
Place:
Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder
