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Arif CV

Muhammad Arif Masroor is currently seeking a challenging career opportunity, preferably in a progressive financial institution. He has over 10 years of experience in banking, currently working as a Credit Manager for MCB Bank Limited. His experience includes credit proposal evaluation and processing, portfolio monitoring, customer relationship management, and financial analysis. He holds an MA in Development Economics and has participated in various training programs on topics like credit processing, communication, and regulatory compliance. He is requesting consideration for the open Finance Manager position at Pepsi Company.

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Syed Ali Haider
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233 views4 pages

Arif CV

Muhammad Arif Masroor is currently seeking a challenging career opportunity, preferably in a progressive financial institution. He has over 10 years of experience in banking, currently working as a Credit Manager for MCB Bank Limited. His experience includes credit proposal evaluation and processing, portfolio monitoring, customer relationship management, and financial analysis. He holds an MA in Development Economics and has participated in various training programs on topics like credit processing, communication, and regulatory compliance. He is requesting consideration for the open Finance Manager position at Pepsi Company.

Uploaded by

Syed Ali Haider
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Contact

MUHAMMAD ARIF MASROOR Mob: 92334-3151818


E-mail : [email protected]
[email protected]

Res. Address: Flat No.1 Block 1B, Gali No.6 Sector I/8-I, Islamabad.
Current Mailing Address: Nusrat Colony No.5 Near Rly Line Old Sukkur

OBJECTIVE

Seeking a challenging career involving development in progressive financial institution; where


demonstrated skills and enthusiasm for innovation will be used for the organization and also for fostering
my career development.

PROFILE
Masters in Economics with Major in Development Economics & Proven ability to generate new
leads and substantially increase profitability. Working in MCB Bank Limited as Credit Manager.

WORK EXPERIENCE
MCB BANK LIMITED Credit Manager -RBG
B/o Marich Bazar Sukkur, Wah Cantt, Islamabad
(May-2013 to today)

Unit Head CP-Writing /Credit Hub Head


Sukkur,Wah cantt
DEC – 2009 TO MAY-2013

 Evaluation & processing of credit approvals within prescribed TAT, in conformity with SBP PRs
& Bank’s internal guidelines for decision / recommendations of upper hierarchy tiers.
 Monitoring of asset port-folio which falls under relevant jurisdiction
 Quality of portfolio being handled in terms of profitability, infected accounts
 Liaison with RH/GM, CPWU /Credit Analysts (RBG/CBBG/RMG) for loan account structuring &
ensure adequate processing of credit approvals.
 Monthly Presentation on Advances matters, issues as well as business position.
 Market research and Analysis to keep team abreast with latest industry trends.
 Customer relationship Management
 Financial Analysis based of audited financials provided by the client.
 Limit monitoring to ensure that covenant of approval of finance are completely adhered to.

MCB BANK LIMITED Credit Officer


Jan – 2007 to Dec-2009
 Ensure timely elevation of CLPs to higher offices for approval.
 Branch Asset Portfolio Management. Esp. Compliance of terms & condition of Approval of
finance and limit monitoring.
 Legal and other procedural compliance while/prior to disbursement.
 Business Development (coordinate with BM) & Customer Relationship Management
 Timely recovery of Mark-up.
 Site visits and Checking of Stock as per policy.
 Branch HR Associate/Management.
 Ensure timely and accurate weakly /Monthly Reporting to Circle Office /CBBG / RMG.
 Meeting Service Quality Standards (Service Quality Assurance)
EDUCATION

2005 to 2007 MA (Economics) ”Development Economics”


Shah Abdul Latif University Khairpur, Khairpur
(2nd Division)
2001 to 2005 Bachelor in Commerce
Shah Abdul Latif University Khairpur, Khairpur
(2nd Division)
1999 to 2001 HSC (Science)
Board of Intermediate & Secondary Education Sukkur.
(B-Grade)
1997 to 1999 Matriculation (Science)
Board of Intermediate & Secondary Education Sukkur.
(A-Grade)

KEY SKILLS (Management & Communication, IT)


 Credit Proposal Scrutiny and Analysis / Maintaining TAT
 Financial Analysis
 Asset Portfolio Management
 Credit Risk / Issue highlighting and suggesting mitigates.
 Team Management (as CPWU team leader).
 Market research and analysis.
 Service Quality Assurance
 Help in Decision making & Portfolio Management skills

AWARDS & HONORS


 “SPOT AWAD” Awarded by MCB Bank Limited for the Month of “Oct ’ 10
 Awarded appreciation Certificates by Hon. President for exceptional Working as Credit Hub Head.

TRAINING & DEVELOPMENT


Participated in several Training and development programs organized by L & D Center Karachi.
i.e.
Credit Proposal Processing
Effective Business Communication
Financial Statement Analysis.
Maintaining Service Quality Standards
HR Relationship Management
Prudential Regulations
Two days workshop conducted by SBP-BSC Sukkur on ‘SME Sector Financing’
LANGUAGES
ENGLISH URDU SINDHI PANJABI

PERSONAL INFORMATION
Father’s Name Mr. Muhammad Qaiser
Date of Birth 23- Mar -1984
CNIC No. 45504-1152797-7
Nationality Pakistani
Domicile Sukkur
Reference: Available on request

To

The Managing Director


Pepsi Company
Islamabad

Subject: Job Application for the post of Finance Manager

Respected Sir,

I am currently looking for a job when I was informed that your company has
vacancies and I am interested in applying for any of your vacant positions. I am confident
that my skill and experience in my studies could make a great contributions in your
company. I am willing to do extra work that you will give me to gain more experience.

I would appreciate the opportunity to discuss my qualifications for any of your


vacant position in greater detail with you in person at your earliest convenience. My resume
is attached for your review.

If you give me a chance to work in your company I will leave no stone unturned
to discharge my duty.

Thanking in anticipation

Date: 22/12/2023 Yours Faithfully,

(Muhammad Arif Masroor)

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