DELEE00651643_SANCTION_LETTER_PSI_AVFS

LOAN SANCTION LETTER

Date: 29-Nov-2023
To,

Mr NAGOOR VALI GADDAM

Mr SHAIK SUBHANI

Mrs SHAIK GAYAZ Scan this QR Code with a

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ANDHRA PRADESH,523301.

Dear Sir/Madam,

Ref : Loan A/C No.: DELEE00651643

With reference to your Loan Application dated 15 Nov-2023. We are pleased to inform you that an Education
Loan of Rs 2800305- (Rupees Twenty Eight Lakh Three Hundred and Five Only) is sanctioned to
you for pursuing the Higher Studies of NAGOOR VALI GADDAM in University Of Swansea for
his/her Msc in Management(Operations and supply management)Course in UNITED KINGDOM
on the following terms and conditions
mentioned below and additional conditions printed overleaf.

Loan Sanction Details:

Rs 2800305- ( Rupees Twenty Eight Lakh Three
H un dr ed an d Five On ly) Eq uivale nt to UK Pound
Loan Amount Sanctioned in Rs * ( G B P ) as per prevailing Rate on 06-Nov- 2 0 2 3
( Source: XE. COM)

*Benchmark rate + Spread = 12.25% p.a., ROI on

Rate of Interest (ROI) floating basis
*Present Benchmark rate is 13.65% p.a.

Total Tenure of the Loan in Months 120

Interest Period in Months 36
PMII (Pre-Monthly Instalment Interest)Start Date 10th of the subsequent month after disbursal date.

PMII Amount in Rs ** 36412/-

PMII Amount Serviced during moratorium period in Rs
2000.0/-
**
Principal Outstanding post unpaid interest in Rs ** 6049813/-
MI Period in Months 84
MI (Monthly Instalment) Start Months 37th month onwards
MI Amount in Rs *** 87812/-

Signature Borrower Co-Borrower/s Guarantor

Date:
 DELEE00651463_SANCTION_LETTER_PSI_AVFS

Loan Processing Fees inclusive of Applicable Taxes 50232.0/- to be paid before availing the loan.

Loan Repayment Mode PSI

Security:

*Including Tuition Fee, living expenses and insurance, if any, basis Borrower's request. Lender is entitled to
directly disburse the premium amount to the Insurer.

*Living expenses of Rs. 1600000.0 /- may be credited to the Borrowers account/prepaid card (as applicable).

**Interest servicing i.e. Pre-Monthly Instalment Interest (PMII) will start immediately after the disbursement
of First Instalment/Tranche Subject to change based on disbursement taken and ROI.

***MI (Principal and Interest repayment), Subject to change based on disbursement taken and ROI.

Loan Disbursement Conditions (If any):

1 . . 4 PDC of. Mr.Shaik Subhani SBI BANK A/c No. 0 0 0 0 0 0 1 0 3 8 6 1 4 1 9 5 8 with 3 NACH mandates to be
submitted and 1 SPDC covering full amount required from Nagoor Vali Gaddam.
2. .P r oce s s ing F ee s to be payable prior to hand over of the sanction letter.
3. .S tu den t's un con ditio nal A dm it le tt er & I20 to be documented.
4. .V is a C opy to be do cum e nt ed.
5. .. D is bu r s em e nt to happe n in HS BC acco un t (if any deviat ion r eq uir e Nat ion al He ad appr oval)
6. Property owner to be required as co applicant and ownership proof to be documented.

Disbursement of the loan will be only upon successfully fulfilling all the conditions for disbursements.
The Borrowers wish to provide following details to the servicer/issuer: [DCB Bank through Slonkit for availing
credit of living expenses that Lender may agree to disburse at its discretion. The borrower hereby gives his
consent
for servicer / issuer to contact it regarding the issuance of the prepaid card / instrument.

The MI, Pre-MI interests are to be paid on or before 10th day of every month.

The Loan amount will be released directly in the name of the Educational Institute / authorized dealer /
Borrower, as per their demand letter from the Institute / College / University where the student has
secured admission. Avanse Financial Services Ltd (the Lender) shall have the discretion to credit living
expenses in the customer's account or reimburse basis the documents provided.
This sanction availability is valid for a period of 6 months from the date of issue of this letter. If the offer
is acceptable to you, please sign on the duplicate copy of the letter duly accepting the terms & conditions of
the sanction letter and return the same within 30 days from the date of receipt of this letter.

Important: All charges will attract applicable statutory levies and GST. Please visit our website
www.avanse.com for details of other charges applicable to this loan.

We also request to complete the Loan disbursement formalities as it is an integral process to disburse the Loan.

For AVANSE Financial Services Limited

Authorized Signatory
I/We hereby confirm that I/We have read, understood and accept the terms & conditions of the Loan
sanction letter

Additional Terms and Conditions:

Signature Borrower Co-Borrower/s Guarantor

Date:
 DELEE00651463_SANCTION_LETTER_PSI_AVFS

1.The terms of this lettershall be binding on the Borrower(s) and shall form an integral part of the
Transaction Documents including the Loan Agreement (along with the Schedule thereto). In the event of
inconsistency, the Lender's interpretation and view shall be final and binding. In absence of Lender's
inability to interpret and conclude on any conflicting terms between the Loan Agreement and this Sanction
Letter, the Loan Agreement shall prevail. Inter-alia disbursements will be subject to the said terms and shall
be utilized only/solely for the purpose communicated to the Lender.
2.The Borrower undertakes to execute the Loan Agreement/ other Transaction Documents for the purpose
of availing Loans in terms thereof and pay/repay the Loan/s in a timely manner. This sanction is subject
to realization of cheque / demand draft/ pay order towards the processing fees and charges for loan
sanctioning which will be non-refundable.
3.The Lender is entitled to cancel/revoke the unutilized sanctioned limit at its sole discretion. Where
such decision to cancel/revoke the sanctioned limits is taken for reasons attributable to the Borrower or its
credit assessment, then the Borrower (without prejudice to other rights of the Lender) will not be entitled to
any part and proportionate refund of processing fees & charges.
4.The Loan shall be disbursed in lump sum/in suitable Installments, to be decided by the Lender at its sole
discretion. If the Lender disburses any amount into prepaid card applied/to be applied by the Borrower then the
Borrower acknowledges that such services will be facilitated at Borrower's costs and expenses. In this regard,
the Borrower/s expressly authorizes the Lender to disclose Borrower's information / KYC details to such
issuer /servicer. Also the Borrower permits Lender to receive information from the servicer/issuer and use
/process information regarding its card's usage from time to time for promoting financial products or
services (by itself and/or within its group).
5.For the purpose of secured facility, unless otherwise agreed, the Loan shall be secured by first and exclusive
charge on the immovable and movable property and/or such other security, to the satisfaction of the Lender.
For the purpose of disbursements ,such documents/reports/evidence as may be required by the Lender
shall be produced to ascertain that the property to be mortgaged has a clear, marketable and unencumbered
title. The Borrower/Co-Borrower/s shall produce such original/copy of title deeds, documents, reports as may
be required by the Lender. In case of additional limits, the existing mortgage shall stand extended to cover
the proposed additional limit and/ or as per the sanctioned conditions.
6.The Borrower acknowledges that Lender's interest rate depends on many factors including cost of its
borrowed funds. The Lender may vary the interest rate prospectively as it may deem fit and/or in accordance
with guidelines laid down by RBI, from time to time and will be published on its website. Moreover, upon change
in the base lending rate (BLR)/ Benchmark Rate, the Borrower will pay the Loans linked to BLR in accordance
with the revised rate announced by the Lender.
7.The Lender is hereby entitled to make proportionate changes in the repayment schedule, consequent to
revision of interest rate. If any extension of the tenure of the Loan as is likely to exceed maximum tenure
assessed by the Lender for the Loan, then Lender may also give required effect in any number and amount of
Instalment as it may deem fit and appropriate.

8.Unless otherwise notified by the Lender in writing, this Sanction Letter shall stand revoked and cancelled if:

a. Any material changes occur in the proposal for which this Loan is, in principle sanctioned.
b. Any material fact concerning income or ability to repay or any other relevant aspect of the proposal
or application for loan is withheld, suppressed, concealed or not made known to the Lender.
c. A ny s tat em e nt m ade in th e lo an applicat ion is found to be incorrect or untrue.
d. Unconditional and absolute acceptance of the Sanction Letter has not been received by the Lender within
thirty (30) days from the date of issuance of this Sanction Letter;
e. the Lender at its sole discretion revoke / cancel / recall this Sanction Letter.

Signature Borrower Co-Borrower/s Guarantor

Date:
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9.Pre-MI interest at the rate, at which the MI has been calculated, shall be charged from the respective date(s)
of disbursements to the date of commencement of MI in respect of the Loan. The MI comprises of principal
and interest calculated on the basis of monthly rest at the rate applicable, which is rounded off to the next
higher rupee. Subject to the Loan Agreement, eligible Borrowers', who have provided specific written
request for Lender to consider flexible operation such as switching, deferring or preponing MI/PMII (as the
case maybe) during the loan tenor, will abide by the repayment schedule provided by the Lender accordingly,
pursuant to such request. The Borrower inter- alia acknowledges such request shall not exceed for more
than two (2) instances and shall be effective only if expressly agreed by the Lender in writing.
10.The Lender shall be informed in writing about any changes, in correspondence address, change in
employment, loss of job, business, profession, as the case may be immediately after such changes/ loss,
notify the causes of delay, loss/damage to the property, notify the additions /alterations to the property.

11.Stamp Duty, registration charges, or other taxes/levies as applicable from time to time, on the Loan and
security documents or any document/s executed by the Borrower/Co-Borrower/s including but not limited to
the applicable service tax on the processing fee, in respect of the Loan and/or in respect of the
documents evidencing/concerning the Loan and/or any penalty(ies) that may be imposed, shall be borne and
paid by the Borrower/Co-Borrower/s without claiming any set-off, counter claim, damages etc. In addition
to the above charges, the Borrower/Co-Borrower/s are also required to pay the charges to be paid (if any)
to CERSAI for creation/modification of charge /satisfaction of charge, as applicable from time to time.
12.The Borrower shall register under the Central Goods and Services Tax Act, 2017 (CGST Act), the State
Goods and Services Tax(SGST) Act, 2017, Integrated Goods and Services Tax (IGST) Act, 2017, Union
Territory Goods and Service Tax (UTGST) Act,2017 (hereinafter individually/collectively called as "GST Law") as
applicable to him and disclose the registration number to the Lender, failing which it will be considered as if
the Applicant is not registered under the GST law and the provisions as may be applicable to unregistered
Borrower would be applicable.
13.In case of violation of any provisions of taxation law including GST laws by Borrower then the Borrower
undertakes to indemnify the Lender for any loss or claim or demand or penalty, if any, which may be incurred or
suffered by the Lender.

14.The Borrower will pay other applicable charges as per the Lender's schedule of charges as updated/ may be
updated on its website from time to time.

15.Notwithstanding the issuance of this Sanction Letter and the acceptance thereof, The Lender in its
sole discretion may decide to not disburse the Loan, repudiate and rescind this Sanction Letter unilaterally
without being required to give the Borrower any prior notice and without assigning any reasons.

16.The post-dated cheques (PDCs) if any, issued towards repayment of loan to be replenished as and when
they are exhausted towards payment of balance monthly / periodic Installments, till such time the entire loan
is paid off.

17.The Lender is entitled to add to, delete or modify all or any of the terms and conditions of the Loan
applicable to the Loan by providing a written notice to the Borrower.

18.The Borrower acknowledges that, by giving the loan facility, Lender have not and do not intend to give any
professional advice or make any statement regarding taxation and related benefits. The Borrower/s will
independently consult/have consulted its tax advisors/ other professionals for their financial planning and
tax assessment/s.

Signature Borrower Co-Borrower/s Guarantor

Date:

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19.The Borrower/s expressly undertake that.

a. Payment of installments shall be under the NACH/ECS mandate for appropriate administration of
loan account;
b. Lender will be entitled to present NACH on the due date, despite prior or additional payments if any;
c. Any additional payment in the loan account will be adjusted against the amounts payable/ in terms of
the loan agreement;
d. Lender will not be obliged to suspend NACH presentation for any reason whatsoever.

20. Additional Interest/Default Charges (including on non - compliance of loan terms): 24% p.a.

21.The customer is required to submit the remittance proof within a maximum timeline of 30 days. If
the customer fails to submit the forex remittance proof within defined timeline of 30 days then the Rate of
Interest on the loan will get increased by 1 % without any further notice. The increased rate will be
applicable until the pending PDD is cured or the loan is recalled. For Pre-Visa cases, timeline will only be
applicable after removal of the lien.

Note : This is a computer generated Letter hence no signature is required.

Signature Borrower Co-Borrower/s Guarantor

Date:
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ADDITIONAL DETAILS OF THE LOAN

The below details shall form an integral part of the Sanction Letter/Loan Agreement.

1. Loan Account No DELEE00651465

2. Due Date1 for Repayment 10thday of every Month

3. Frequency of Repayment Monthly

4. Break up between Principal and Interest
Date of commencement of repayment, after Please refer to the enclosed Amortisation Chart
completion of moratorium period (if granted provided along with this Sanction Letter/ Loan
by the Lender). Agreement.

Regular EMI [i.e., Principal + Interest] Note: The Amortisation Chart shall undergo
5.
Commencement Date) change due to variations in the loan amount,
tenure, moratorium period, rate of interest etc.,
Note: Borrower will pay the instalment payable by borrower.
applicable as per the moratorium terms
during moratorium period.

PLEASE READ THE FOLLOWING

INFORMATION CAREFULLY. AS IT CONTAINS
VERY IMPORTANT INFORMATION ABOUT
CLASSIFICATION OF YOUR LOAN ACCOUNT
Examples of Special Mention Account (SMA) BASIS OVERDUE STATUS. SUCH
6. and NonPerforming Asset (NPA) classification CLASSIFICATION CAN HAVE MATERIAL
dates. IMPACT ON YOUR CREDIT STANDING IN
CASE FINANCIAL DISCIPLNE IS NOT
FOLLOWED IN REPAYING THE LOAN ON
TIME.
Borrower(s) to note the below:-

The Loan Account shall be automatically reported as NPA strictly on the 9 0 th Day of it
remaining as Overdue2 .

The status of the account cannot be upgraded/ regularized to standard from NPA, until all
the unpaid installments are fully repaid along with the other charges/arrears.

The Loan Account shall continue as NPA even though the Loan Account is credited with
certain months of the installments out of all the unpaid installments/arrears.

Borrower(s) shall ensure (i) to make timely repayment of the instalment on its due date and (ii)
in any case prevent 90 Days Overdue causing NPA.

1Due Date:The date as specified in the Amortization Chart on which the instalment is due to be paid.
2 Overdue- Instalment due but not paid on its due date specified by the Lender, before the Lender runs the day-
end process (the accounts are closed for the day) for that day.

Signature Borrower Co-Borrower/s Guarantor

Date:
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 DELEE00651643_SANCTION_LETTER_PSI_AVFS

Me nt i on e d b e l ow is t he il l us t r a t io n f o r S p e c i a l M e n t i o n A c count (SMA) / Non- Per f or ming As s et

(NPA) classification dates.

Account
Basis for classification
Date of Classification
Due Date
Overdue Principal or interest payment or any other amount SMA Sub-
wholly or partly overdue categories

10th March' 10th March' Upto 30 days SMA-0

2022 2022

10th April' 09th April' 31-60 days SMA-1

2022 2022
10th May' 09th May' 61-90 days SMA-2
2022 2022
10th June' 08th June' More than 90 days NPA
2022 2022

Explanation:-

If the due date of an account is 10 th March' 2022, and the full dues/installment is not received
before the Lender runs its day-end process for this date, the date of overdue shall be 10 th
March' 2022.

If the account continues to remain overdue, then this account shall get tagged as SMA-1 upon
running day-end process on 09 th April' 2022 i.e., upon completion of 30 days of being
continuously in overdue. Accordingly, the date of SMA-1 classification for that account shall be
09 th April' 2022.

Similarly, if the account continues to remain overdue, it shall get tagged as SMA-2 upon running
the day-end process on 09th May' 2022; and

If the account continues to remain overdue further, it shall get classified as NPA upon running
day-end process on 08 th June' 2022.

If the installments of "March' 2022" & "April' 2022" are collectively repaid post "08th June'
2022",then also the account shall continue to be reported as NPA.

If all the unpaid installments (in the above example from "March'2022" till actual realization) are
f ully paid alon g wit h t he ot he r char ge s /ar r e ar s , th en on ly t he accou nt will be
upgraded/regularized as standard asset and shall not be reported as NPA.

Signature Borrower Co-Borrower/s Guarantor

Date:

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Schedule Details

LAN ID: DELEE00651465

S.No Date Cal.Interest/Rate Interest Principal Total installment Ending Balance
1 06/12/2022 0 0 0 0 4,257,085
2 10/12/2022 5,794 5,794 0 5,794 4,257,085
3 10/01/2023 43,458 2,000 0 2,000 4,298,543
4 10/02/2023 43,881 2,000 0 2,000 4,340,424
5 10/03/2023 44,309 2,000 0 2,000 4,382,733
6 10/04/2023 44,740 2,000 0 2,000 4,425,473
7 10/05/2023 45,177 2,000 0 2,000 4,468,650
8 10/06/2023 45,617 2,000 0 2,000 4,512,267
9 10/07/2023 46,063 2,000 0 2,000 4,556,330
10 10/08/2023 46,512 2,000 0 2,000 4,600,842
11 10/09/2023 46,967 2,000 0 2,000 4,645,809
12 10/10/2023 47,426 2,000 0 2,000 4,691,235
13 10/11/2023 47,890 2,000 0 2,000 4,737,125
14 10/12/2023 48,358 2,000 0 2,000 4,783,483
15 10/01/2024 48,832 2,000 0 2,000 4,830,315
16 10/02/2024 49,309 2,000 0 2,000 4,877,624
17 10/03/2024 49,792 2,000 0 2,000 4,925,416
18 10/04/2024 50,281 2,000 0 2,000 4,973,697
19 10/05/2024 50,773 2,000 0 2,000 5,022,470
20 10/06/2024 51,271 2,000 0 2,000 5,071,741
21 10/07/2024 51,774 2,000 0 2,000 5,121,515
22 10/08/2024 52,282 2,000 0 2,000 5,171,797
23 10/09/2024 52,795 2,000 0 2,000 5,222,592
24 10/10/2024 53,314 2,000 0 2,000 5,273,906
25 10/11/2024 53,838 2,000 0 2,000 5,325,744
26 10/12/2024 54,367 2,000 0 2,000 5,378,111
27 10/01/2025 54,902 2,000 0 2,000 5,431,013
28 10/02/2025 55,441 2,000 0 2,000 5,484,454
29 10/03/2025 55,987 2,000 0 2,000 5,538,441
30 10/04/2025 56,539 2,000 0 2,000 5,592,980
31 10/05/2025 57,095 2,000 0 2,000 5,648,075

Signature Borrower Co-Borrower/s Guarantor

Date:

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10/06/2025 57,657 2,000 0 2,000 5,703,732

3
332 10/07/2025 58,226 2,000 0 2,000 5,759,958
34 10/08/2025 58,799 2,000 0 2,000 5,816,757
35 10/09/2025 59,380 2,000 0 2,000 5,874,137
36 10/10/2025 59,965 2,000 0 2,000 5,932,102
37 10/11/2025 60,557 2,000 0 2,000 5,990,659
38 10/12/2025 61,154 2,000 0 2,000 6,049,813
39 10/01/2026 61,759 61,759 45,847 107,606 6,003,966
40 10/02/2026 61,290 61,290 46,316 107,606 5,957,650
41 10/03/2026 60,818 60,818 46,788 107,606 5,910,862
42 10/04/2026 60,340 60,340 47,266 107,606 5,863,596
43 10/05/2026 59,857 59,857 47,749 107,606 5,815,847
44 10/06/2026 59,370 59,370 48,236 107,606 5,767,611
45 10/07/2026 58,878 58,878 48,728 107,606 5,718,883
46 10/08/2026 58,380 58,380 49,226 107,606 5,669,657
47 10/09/2026 57,878 57,878 49,728 107,606 5,619,929
48 10/10/2026 57,370 57,370 50,236 107,606 5,569,693
49 10/11/2026 56,857 56,857 50,749 107,606 5,518,944
50 10/12/2026 56,340 56,340 51,266 107,606 5,467,678
51 10/01/2027 55,816 55,816 51,790 107,606 5,415,888
52 10/02/2027 55,287 55,287 52,319 107,606 5,363,569
53 10/03/2027 54,753 54,753 52,853 107,606 5,310,716
54 10/04/2027 54,213 54,213 53,393 107,606 5,257,323
55 10/05/2027 53,669 53,669 53,937 107,606 5,203,386
56 10/06/2027 53,118 53,118 54,488 107,606 5,148,898
57 10/07/2027 52,561 52,561 55,045 107,606 5,093,853
58 10/08/2027 52,000 52,000 55,606 107,606 5,038,247
59 10/09/2027 51,432 51,432 56,174 107,606 4,982,073
60 10/10/2027 50,859 50,859 56,747 107,606 4,925,326
61 10/11/2027 50,279 50,279 57,327 107,606 4,867,999
62 10/12/2027 49,695 49,695 57,911 107,606 4,810,088
63 10/01/2028 49,103 49,103 58,503 107,606 4,751,585
64 10/02/2028 48,505 48,505 59,101 107,606 4,692,484
65 10/03/2028 47,903 47,903 59,703 107,606 4,632,781

Signature Borrower Co-Borrower/s Guarantor

Date:

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66 10/04/2028 47,293 47,293 60,313 107,606 4,572,468

67 10/05/2028 46,677 46,677 60,929 107,606 4,511,539
68 10/06/2028 46,055 46,055 61,551 107,606 4,449,988
69 10/07/2028 45,427 45,427 62,179 107,606 4,387,809
70 10/08/2028 44,792 44,792 62,814 107,606 4,324,995
71 10/09/2028 44,151 44,151 63,455 107,606 4,261,540
72 10/10/2028 43,504 43,504 64,102 107,606 4,197,438
73 10/11/2028 42,848 42,848 64,758 107,606 4,132,680
74 10/12/2028 42,188 42,188 65,418 107,606 4,067,262
75 10/01/2029 41,520 41,520 66,086 107,606 4,001,176
76 10/02/2029 40,846 40,846 66,760 107,606 3,934,416
77 10/03/2029 40,163 40,163 67,443 107,606 3,866,973
78 10/04/2029 39,476 39,476 68,130 107,606 3,798,843
79 10/05/2029 38,780 38,780 68,826 107,606 3,730,017
80 10/06/2029 38,077 38,077 69,529 107,606 3,660,488
81 10/07/2029 37,367 37,367 70,239 107,606 3,590,249
82 10/08/2029 36,651 36,651 70,955 107,606 3,519,294
83 10/09/2029 35,926 35,926 71,680 107,606 3,447,614
84 10/10/2029 35,194 35,194 72,412 107,606 3,375,202
85 10/11/2029 34,456 34,456 73,150 107,606 3,302,052
86 10/12/2029 33,708 33,708 73,898 107,606 3,228,154
87 10/01/2030 32,954 32,954 74,652 107,606 3,153,502
88 10/02/2030 32,192 32,192 75,414 107,606 3,078,088
89 10/03/2030 31,422 31,422 76,184 107,606 3,001,904
90 10/04/2030 30,645 30,645 76,961 107,606 2,924,943
91 10/05/2030 29,858 29,858 77,748 107,606 2,847,195
92 10/06/2030 29,066 29,066 78,540 107,606 2,768,655
93 10/07/2030 28,263 28,263 79,343 107,606 2,689,312
94 10/08/2030 27,453 27,453 80,153 107,606 2,609,159
95 10/09/2030 26,635 26,635 80,971 107,606 2,528,188
96 10/10/2030 25,809 25,809 81,797 107,606 2,446,391
97 10/11/2030 24,974 24,974 82,632 107,606 2,363,759
98 10/12/2030 24,130 24,130 83,476 107,606 2,280,283
99 10/01/2031 23,278 23,278 84,328 107,606 2,195,955

Signature Borrower Co-Borrower/s Guarantor

Date:

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100 10/02/2031 22,417 22,417 85,189 107,606 2,110,766

101 10/03/2031 21,547 21,547 86,059 107,606 2,024,707
102 10/04/2031 20,669 20,669 86,937 107,606 1,937,770
103 10/05/2031 19,781 19,781 87,825 107,606 1,849,945
104 10/06/2031 18,885 18,885 88,721 107,606 1,761,224
105 10/07/2031 17,979 17,979 89,627 107,606 1,671,597
106 10/08/2031 17,064 17,064 90,542 107,606 1,581,055
107 10/09/2031 16,140 16,140 91,466 107,606 1,489,589
108 10/10/2031 15,207 15,207 92,399 107,606 1,397,190
109 10/11/2031 14,263 14,263 93,343 107,606 1,303,847
110 10/12/2031 13,310 13,310 94,296 107,606 1,209,551
111 10/01/2032 12,347 12,347 95,259 107,606 1,114,292
112 10/02/2032 11,375 11,375 96,231 107,606 1,018,061
113 10/03/2032 10,393 10,393 97,213 107,606 920,848
114 10/04/2032 9,400 9,400 98,206 107,606 822,642
115 10/05/2032 8,398 8,398 99,208 107,606 723,434
116 10/06/2032 7,385 7,385 100,221 107,606 623,213
117 10/07/2032 6,362 6,362 101,244 107,606 521,969
118 10/08/2032 5,329 5,329 102,277 107,606 419,692
119 10/09/2032 4,284 4,284 103,322 107,606 316,370
120 10/10/2032 3,230 3,230 104,376 107,606 211,994
121 10/11/2032 2,164 2,164 105,442 107,606 106,552
122 10/12/2032 1,087 1,087 106,552 107,639 0
Total 3066918 6049813

Signature Borrower Co-Borrower/s Guarantor

Date:

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