ADC Products:

Debit Cards:
Visa Debit Silver:
• Bank AL Habib Visa Silver Debit Card enables you the access to your account from
over 1.65 million ATMs and 20 million merchants in 148 countries.
• Visa Debit Silver Features:
• Utility Bill Payment
• Transfer Funds
• Avail exclusive discounts at participating outlets.
• For 24/7 assistance and guidance call at our helpline.
• Use it at millions of ATMs and retail outlets locally and globally.
• Get supplementary cards. Daily usage limits:

Content Daily Limits (PKR)

VISA Silver Primary VISA Silver Supplementary

ATM Cash Withdrawal 100,000 25,000

POS (Point of Sale) 200,000 50,000
Transaction
Funds Transfer Across 250,000 Not Allowed
Accounts

Fee and Charges:

Transaction Charges

Annual Fee for Primary Card PKR 1700

Annual Fee for Supplementary Card PKR 1250

Card Replacement Fee - Primary Card PKR 1700

Card Replacement Fee - Supplementary Card PKR 1250

ATM Cash Withdrawal - International 3.75% of transaction amount

ATM cash withdrawal Local PKR 23.44

International Balance Enquiry Charges PKR 250

Funds Transfer to any account within BAHL NIL

Balance inquiry charges local PKR 3.13

 ATM Receipt printing fee PKR 2.5

Visa Debit Gold Card:

• Linked to the Global VISA Network, Bank AL VISA Gold Debit Card empowers you
to handle purchases and withdraw cash while travelling abroad.
• Visa Debit Gold Features:
• Utility Bill Payment
• Transfer Funds
• Avail exclusive discounts at participating outlets.
• For 24/7 assistance and guidance call at our helpline.
• Use it at millions of ATMs and retail outlets locally and globally.
• Get supplementary cards.

Daily Usage Limits:

Transaction Daily Limits (PKR)
VISA Gold Primary VISA Gold
Supplementary
ATM Cash Withdrawal 150,000 30,000
POS (Point of Sale) 250,000 75,000
Transaction
Funds Transfer Across 300,000 Not Allowed
Accounts

Fees and Charges:

Transaction Charges
Annual Fee for Primary Card PKR 2,000
Annual Fee for Supplementary Card PKR 1,500
Card Replacement Fee - Primary Card PKR 2,500
Card Replacement Fee - Supplementary PKR 1,500
Card
International ATM Withdrawal Charges 3.75% of transaction amount

International POS Transaction Charges 3.75 % of the Transaction amount

International Balance Enquiry Charges PKR 250
Funds Transfer to any account within NIL
BAHL
Reissuance of ATM PIN PKR 100

ATM Cash Withdrawal local PKR 23.44

Balance inquiry charges local PKR 3.13
ATM Receipt Printing Fee PKR 2.5
Balance inquiry International PKR 250
Visa Debit Platinum Card:
• Bank AL Habib VISA Platinum Debit Card is your financial power-key. Linked to
over 1.7 million ATMs and 24 million merchants globally, Bank AL Habib helps you
unlock premium lifestyle facilities globally.
• Visa Debit Platinum Features:
• Utility Bill Payment
• Transfer Funds
• Avail exclusive discounts at participating outlets.
• For 24/7 assistance and guidance call at our helpline.
• Use it at millions of ATMs around the world.
• Get supplementary cards.

Daily Usage Limits:

Transaction Daily Limits (PKR)
VISA Platinum Primary VISA Platinum
Supplementary
ATM Cash Withdrawal 200,000 50,000
POS (Point of Sale) 750,000 100,000
Transaction
Funds Transfer Across 500,000 Not Allowed
Accounts

Fees and Charges:

Transaction Charges
Annual Fee for Primary Card PKR 5,200
Annual Fee for Supplementary Card PKR 3,000
Card Replacement Fee - Primary Card PKR 5,200
Card Replacement Fee - Supplementary PKR 3,000
Card
International ATM Withdrawal Charges 3.75% of transaction amount

International POS Transaction Charges 3.75 % of the Transaction amount

International Balance Enquiry Charges PKR 250
Funds Transfer to any account within NIL
BAHL
Reissuance of ATM PIN PKR 100

ATM Cash Withdrawal local PKR 23.44

Balance inquiry charges local PKR 3.13
ATM Receipt Printing Fee PKR 2.5
Balance inquiry International PKR 250

PayPak Debit Card:

• Exclusively usable in Pakistan, Bank AL Habib PayPak Debit Card gives you the
power to quickly access your account from over 12,000 ATMs nationwide.
 • PayPak Debit Features:
• Utility Bill Payment
• Transfer Funds
• Avail exclusive discounts at participating outlets.
• For 24/7 assistance and guidance call at our helpline.
• Use it at millions of ATMs and retail outlets locally and globally.
• Get supplementary cards.

Daily Usage Limits:

Transaction Daily Limits (PKR)
ATM Cash Withdrawal 60,000
POS (Point of Sale) Transaction 100,000
Funds Transfer Across Accounts 100,000

Fees and Charges:

Transaction Charges*
Annual Fee PKR 1,250
Card Replacement Fee PKR 1,250
Funds Transfer to any account within BAHL NIL
ATM Cash Withdrawal Local PKR 23.44
ATM Cash Withdrawal BAHL NIL
Balance inquiry charges Local PKR 3.13
ATM Receipt printing fee PKR 2.5
Reissuance of ATM PIN Charges PKR 100

Union Pay Apna Debit Card:

• 24/7 access and a nominal fee structure makes Bank AL Habib Union Pay Debit Card
your perfect banking companion.
• Union Pay Apna Debit Card Features:
• Utility Bill Payment
• Transfer Funds
• Avail exclusive discounts at participating outlets.
• For 24/7 assistance and guidance call at our helpline.
• Use it at millions of ATMs and retail outlets locally and globally.
• Get supplementary cards.

Daily Usage Limits:

Transaction Daily Limits (PKR)
Union Pay Primary Union Pay
Supplementary
ATM Cash Withdrawal 100,000 20,000
POS (Point of Sale) Transaction 150,000 30,000
Funds Transfer Across Accounts 200,000 Not Allowed

Fees and Charges:

 Transaction Charges*
Annual Fee for Primary Card PKR 1,600
Annual Fee for Supplementary Card PKR 1,000
Card Replacement Fee - Primary PKR 1,600
Card
Card Replacement Fee - PKR 1,000
Supplementary Card
Funds Transfer to any account within NIL
BAHL
ATM Cash Withdrawal Local PKR 23.44

Balance inquiry Charges Local PKR 3.13

ATM Receipt Printing fee PKR 2.5
Reissuance of ATM PIN Charges PKR 100

Credit Cards:
Master Credit Card GREEN
• FOREX Premium Charges on All Foreign Retail Transactions 3.5%
• Free SMS Alerts, e-Statement and Internet Banking
• Reward Points
• 60% Cash Advance Facility
• Points Expire on first in first out Basis, if unutilized within One Year of Reward.
• Monetary Value of Reward Points PKR 0.10 per PKR 50 of Retail Spend.
• Low Financial Charges

Charges:
Joining Fee Nil

Annual Fee – Green Rs. 4,000

Supplementary Annual Fee – Green Rs. 2,000
Credit Card APR 25% p.a.
Over Limit Fee Rs. 500
Late Payment Fee 10% of the minimum payment due or Rs.
1,250/- whichever is higher
Cash Advance Fee 3% or Rs. 600/- whichever is higher

Credit Card Replacement Fee Basic Rs. 1500

Supplementary
PIN Replacement Fee Rs. 500
Cheque Return Fee Rs. 600
Sales Slip retrieval Charges (local) At actuals
 Sales Slip retrieval Charges (International) At actuals
Charges on Foreign transactions 3.5% on Transaction Amount

Master Credit Card GOLD:

• FOREX Premium Charges on All Foreign Retail Transactions 3.5%
• Free SMS Alerts, e-Statement and Internet Banking
• Reward Points
• 60% Cash Advance Facility
• Points Expire on first in first out Basis, if unutilized within One Year of Reward.
• Monetary Value of Reward Points PKR 0.10 per PKR 50 of Retail Spend.
• Low Financial Charges

Charges:
Joining Fee Nil

Annual Fee – Gold Rs. 6,000

Supplementary Annual Fee Rs. 3,000

Credit Card APR 25% p.a.

Over Limit Fee Rs. 500

Late Payment Fee 10% of the minimum payment due or Rs.

1,250/- whichever is higher
Cash Advance Fee 3% or Rs. 600/- whichever is higher

Credit Card Replacement Fee Rs. 1,500

Basic
Supplementary
PIN Replacement Fee Rs. 500

Cheque Return Fee Rs. 600

Sales Slip retrieval Charges (local) At actuals

Sales Slip retrieval Charges (International) At actuals

Charges on Foreign Exchange Rate 3.5% on Transaction Amount

Mobile and SMS Services:

Bank AL Habib Help Line Service
• Our trained Help Line Officers are available 24/7 on call to take care of your banking
needs. After validation you can request a host of services.
• Activation and Blocking:
• Debit/Credit/ ATM Cards, Tele-Banking, Net banking, Mobile Banking (USSD) SMS
Alerts & E-Statements
 • Drop Requests:
• Account Statement and Cheque Book.
• Generation/Regeneration:
• PIN for ATM / Debit/Credit Card, Mobile Banking & Tele-Banking Service/
passwords for Net banking and Credit Card.
• Link/Delink:
• Link / De-Link Account on Net banking and Mobile App.

General Inquiries:
Credit Card Bill/ Payment/ Balance Inquiry & activation for Internet payments.
Change/Removal in Capping amount or Cancellation of Direct Debit Service for Bill
Payments

Our Helpline Number:

You can call us at our helpline number: (021) 111–014-014

ATMs
Bank AL Habib has a wide network of more than 1075+ branches in Pakistan, all branches
are equipped with ATMs. Nationwide BAHL has over 1040 On-site ATMs and 215 Off-site
ATMs.

• ATM Services You Can Avail 24/7

• Cash Withdrawal
• Funds Transfer
• Interbank Fund Transfer
• Bill Payments
• Welfare and Tax Payments
• Mini Statements

Mobile App:
AL Habib Agile lets you enjoy the convenience to handle your daily banking needs from
office, home or on-the-go. From watch your transactional activities, download statements,
pay your bills to transfer money to own and other accounts and much more.

Net Banking:
Bank AL Habib Net banking empowers you to manage all your finances with an enhanced
platform that makes banking simple and easy. Whether you’re looking to check your balance,
pay bills, transfer funds or print statements; our Net banking and mobile app has got you
covered.

• Account Services:
• Balance Inquiry
• Cheque Book Request
• Cheques in Clearing
• Change Password
• Funds Transfer
• Bill Payment
• Fax Certificate
• Online Self-Registration
• One-time password for each transaction
• Multiple Funds transfers
• Multiple bill payments
• Digital Statements
• WHT Certificate
• Online Stop Cheque
• Balance Inquiry
• Transaction details
• Credit Card Payment
• Account Statement
ADC Products
Bank Alfalah VISA Signature Debit Card

Bank Alfalah has introduced Pakistan’s first VISA Signature Debit Card, a
card for High-Net-worth Clients. This card is specially designed for people
who love travelling and also are willing to keep a deposit relationship with the
bank. It is a card which is top of the line in the debit card product suite and
offers unmatched features and benefits. There are two variants for Signature:
Global concierge services:
We are available and dedicated 24/7, to prioritizing your lifestyle needs.
Discounts:
You can enjoy a 30% discount at over 250 fine dining and shopping partners
both locally and internationally.
Complimentary insurance:
Avail protection and extended warranty on your purchases along with insured
travel plans.
Features and Benefits:
The Bank Alfalah VISA Signature Debit Card offers 6 key benefits FREE OF
CHARGE:

• Dual interface enabled card, supporting NFC (contactless) and Chip &
PIN technology
• Experience 3D secure ecommerce facility
• Enjoy sign up bonus of 400 Orbits and 0.40 Orbits on every retail
transaction of Rs.100/-

• Unlimited and Complimentary Access to over 650 lounges worldwide

• Up to 30% discount at over 250+ restaurants and lifestyle partners

worldwide

• Unmatched benefits at over 900 Prestigious Hotels Worldwide.

Card Limits
S.No Type Limits (PKR)
1 Purchase or POS Transactions 600,000
2 ATM Withdrawal Limit 500,000
3 IBFT 250,000
Eligibility
The Bank Alfalah VISA Signature Debit Card with be offered to new
customers based on opening an account in the branch with minimum of PKR
1 million deposit. For existing customer, average 12 months balance in the
account should equal PKR 1 million.
Bank Alfalah VISA Platinum Debit Card
Welcome to the world of Bank Alfalah VISA Platinum Debit Card. The card
that has unmatched convenience with enhanced security, round-the-clock
accessibility to your funds in Pakistan and from around the world. The card is
aimed at frequent travelers and offers higher limits.
Features & Benefits
The Platinum Card offers following key benefits:

• Dual interface enabled card, supporting NFC (contactless) and Chip &
PIN technology
• Experience 3D secure ecommerce facility
• Enjoy sign up bonus of 250 Orbits and 0.25 Orbits on every retail
transaction of Rs.100/-
• Bank Alfalah VISA Platinum Debit Card is accepted at millions of
merchant locations nationwide/worldwide with shopping limit of PKR
500,000 per day.
• Upto 30% discount at over 250+ restaurants and lifestyle partners
worldwide
• Higher transactional limits which gives you the flexibility to be in
complete control of your spending needs

Card Limits
S.No Type Limits (PKR)
1 Purchase or POS Transactions 500,000
2 ATM Withdrawal 300,000
3 IBFT 250,000

Bank Alfalah VISA Gold Debit Card

Bank Alfalah VISA Gold Debit Card is a plastic payment card that provides
the cardholders electronic access to their bank accounts. The card can be used
to make purchases at merchant establishments across Pakistan and abroad. It
can also be used to withdraw cash from any point where there’s a logo of
VISA/Electron/Plus ATM/1 Link ATMs/Mnet.
The card is differentiated based on limits – allows greater flexibility to the
customers for usage both locally and internationally.
Features & Benefits
You can enjoy unlimited access to your account with your Bank Alfalah VISA
Gold Debit Card with a simple swipe anywhere around the world. Accepted at
over 30 million POS terminals and over 2 million VISA ATMs in more than
150+ countries around the globe, Alfalah VISA Classic and VISA Gold Debit
Cards give you complete freedom of cash withdrawal and payments, wherever
you are. What’s more, it also comes with a host of ongoing promotions and
discounts waiting for you to avail, be it on shopping or dining or travelling,
following are some key benefits are:

• Dual interface enabled card, supporting NFC (contactless) and Chip &
PIN technology
• Experience 3D secure ecommerce facility
• Enjoy sign up bonus of 100 Orbits and 0.25 Orbits on every retail
transaction of Rs.100/-
• Avail unlimited access to your account around the world with a simple
swipe
• Enjoy complete freedom of cash withdrawal and payments wherever you
are
• Global Acceptability
• No minimum income required

Card Limits
S.No Types Limits (PKR)
1 Purchase or POS Transactions 100,000
2 ATM Withdrawal 150,000
3 IBFT 250,000

Bank Alfalah Pehchaan Debit Card

Bank Alfalah Pehchaan Debit Card is especially designed to empower women
and help them take charge of their lives. The carefully crafted, customized
plastic design is a reflection of individualism, strength and “Pehchaan” which
the Bank Alfalah Pehchaan Debit Card aspires to empower women with.
Bank Alfalah Pehchaan Debit Card is a plastic payment card that provides the
cardholders electronic access to their bank accounts. The card can be used to
make purchases at merchant establishments across Pakistan and abroad. It can
also be used to withdraw cash from any point where there’s a logo of
VISA/Electron/Plus ATM/1 Link ATMs/Mnet.
The card is differentiated based on limits – allows greater flexibility to the
customers for usage both locally and internationally. This card can only be
issued with Alfalah Pehchaan Account.
Features & Benefits
You can enjoy unlimited access to your account with your Bank Alfalah
Pehchaan Debit Card with a simple swipe anywhere around the world.
Accepted at over 30 million POS terminals and over 2 million VISA ATMs in
more than 150+ countries around the globe, Bank Alfalah Pehchaan Debit
Card gives you complete freedom of cash withdrawal and payments, wherever
you are. What’s more, it also comes with a host of ongoing promotions and
discounts waiting for you to avail, be it on shopping or dining or travelling,
following are some key benefits are:

• Dual interface enabled card, supporting NFC (contactless) and Chip &
PIN technology
• Experience 3D secure ecommerce facility
• Enjoy sign up bonus of 100 Orbits and 0.25 Orbits on every retail
transaction of Rs.100/-  Avail unlimited access to your account around the
world with a simple swipe
• Enjoy complete freedom of cash withdrawal and payments wherever you
are
• Global Acceptability
• No minimum income required

Card Limits
S.No Types Limits (PKR)
1 Purchase or POS Transactions 100,000
2 ATM Withdrawal 150,000
3 IBFT 250,000

Bank Alfalah VISA Classic Debit Card

Bank Alfalah VISA Classic Debit Card is a plastic payment card that provides
the cardholders electronic access to their bank accounts. The card can be used
to make purchases at merchant establishments across Pakistan and abroad. It
can also be used to withdraw cash from any point where there’s a logo of
VISA/Electron/Plus ATM/1 Link ATMs/Mnet.
The card is differentiated based on limits – allows flexibility and control to the
customers. The card can be used locally and internationally.
Features & Benefits
You can enjoy unlimited access to your account with your Bank Alfalah VISA
Classic Debit Card with a simple swipe anywhere around the world. Accepted
at over 30 million POS terminals and over 2 million VISA ATMs in more
than 150+ countries around the globe, Bank Alfalah VISA Classic and VISA
Gold Debit Cards give you complete freedom of cash withdrawal and
payments, wherever you are. What’s more, it also comes with a host of
ongoing promotions and discounts waiting for you to avail, be it on shopping
or dining or travelling, following are some key benefits are:

• Dual interface enabled card, supporting NFC (contactless) and Chip &
PIN technology
• Experience 3D secure ecommerce facility
• Enjoy sign up bonus of 50 Orbits and 0.25 Orbits on every retail
transaction of Rs.100/-  Avail unlimited access to your account around the
world with a simple swipe
• Enjoy complete freedom of cash withdrawal and payments wherever you
are
• Global Acceptability
• No minimum income required
Card Limits
S.NO Types Limits (PKR)
1 Purchase or POS Transactions 50,000
2 ATM Withdrawal 100,000
3 IBFT 250,000
Bank Alfalah Mastercard Optimus Credit Card
The new Bank Alfalah Mastercard Optimus Credit Card empowers you to enjoy your life to
the fullest! Be it eating out, shopping, traveling, or wishing to make merry, the all-new Bank
Alfalah Mastercard Optimus Credit Card provides you a whole lot more ways than you can
imagine.
Features and Benefits
Global Reach and acceptability
Bank Alfalah Mastercard Optimus Credit Card carries the MasterCard logo, hence ensuring
worldwide acceptability at more than establishments worldwide and establishments in
Pakistan.
0% BTF Offer
This offer will help to pay your debts faster by saving you from incurring the additional
interest amount.
Joining Bonus
Bank Alfalah Optimus rewards 250 Orbits as a welcome token upon signing-up and
activating your new Bank Alfalah Mastercard Optimus Credit Card.
Accelerated Orbits – Foreign Currency & E-commerce
Not only can you earn 250 Orbits upon signing-up and activating your new Bank Alfalah
Mastercard Optimus Credit Card, but you also receive Orbits on every transaction that you
do on your card. Each point is equivalent to PKR 1.
Bank Alfalah VISA Platinum Credit Card
As a Bank Alfalah VISA Platinum Credit Card member, now you have more power with great
privileges for your lifestyle and travel needs. Enjoy exclusive benefits and an unparalleled
level of service, coupled with unmatched rewards and benefits when you shop, dine, travel
in Pakistan and abroad.
Features and Benefits
Jetsetter Travel Reward Program
 Airline tickets
 Airline Ticket Class Upgrades
 Hotel Bookings
Exclusive Travel Desk
Exclusive Deals and discounts
Global Reach and Acceptability
Balance transfer facility
Minimum Limit
 400,000 PKR
Bank Alfalah VISA Gold Credit Card
Exclusive Deals and discounts
Global Reach and Acceptability
Balance transfer facility
24 Hour Customer Service
Cash Advance
Minimum Limit
 125,000 PKR
Bank Alfalah VISA Classic Credit Card
Global Reach and acceptability
Exclusive Discounts
Fabulous Rewards
SBS Installments
Cash Advance
Balance Transfer Facility
24 Hour Customer Service
Minimum Limit
 25,000 PKR
Bank Alfalah VISA Corporate Card
Utmost ease of expense Management
Complementary CIP lounges access
Dedicated Relationship Managers
Credit Limits
Credit limits for each card will be set by the corporate entity. It can be increased or
decreased once allocated, if need be, by the corporate entity. The card limits are offered
between PKR 100,000 up to PKR 5 Million.
Easy Cash Acccess

Internet Banking
Alfalah Internet Banking offers you the convenience of banking from
anywhere, anytime. If you’re an Alfa customer then login using your existing
ID and Password or you can register using your Alfalah Account, Debit Card
or Credit Card details. Alfalah Internet Banking offers a range of financial
services and payment facilities. These include:

• View account information or access one year’s account statement 

Download your account statement
• Pay your Alfalah Credit Card bill or view your credit cards details
 • Book Cinema and Bus Tickets and Event Tickets
• Manage your chip-based Debit Card
• Request for a new cheque book
• Request for address change
• Request for Bankers Cheque
• Request for SMS subscription
• Request for E-Statement subscription
• Transfer funds instantly to any Bank Alfalah account or other IBFT
enabled accounts
• Top up or pay your own or anyone’s mobile bill instantly
• Pay your utility bills
• Pay your internet service charges
• Pay your auto/home loan repayments
• Pay your institution fees
• Stay updated on all the discounts on Alfalah Credit and Debit Card
• Pay for your online shopping on Daraz.pk, Dealsdaily.pk & many others
• Change your daily transaction limits
• Apply for Bank Alfalah products instantly
• Pay to any CNIC holder
• Pay your EOBI payments
• Get your FX Cases lodged and approved online
• Pay your bills via 1Bill which has 220+ billers on boarded
• Donate to selected charitable organizations

SMS Banking
Under SMS Banking suite, Bank Alfalah is offering its customers various
types of notifications matching customers’ requirement. To avail any of the
below offers, the customers are required to subscribe their account(s) by
contacting Bank Alfalah branch or our 24/7 Helpline.
1. SMS on transactions through Digital Channels – FREE
Bank Alfalah is offering its customers Free SMS Alerts on transactions done
through Digital Channels including ATM and POS transactions. If you have
not started receiving your Free SMS Alerts on transactions through Digital
Channels, please contact us by using any of the following mediums:
a. Visit the branch and request for Free Alerts
b. Contact Helpline 021 111 225 111 and request for Free Alerts

2. SMS Alerts on all transactions with language option – Charged as per prevailing SOC
By subscribing to SMS Alerts, you can keep track of your transactions 24/7.
You will receive real-time SMS Alerts for transactions performed in your
account. It also helps you keep track of all your POS, ATM, in-branch
transactions, as and when they are performed. Subscribers will also receive the
information about their available balance with every transactional alert along
with Orbit points information. Customers can also choose to receive their
Debit and Credit alerts in the language of their choice.

E-Statements
With our e-statement service, you can receive Daily, Weekly, Monthly,
Quarterly or Half yearly account statements directly via email. This facility is
offered to you at no extra cost, all you need is a personal e-mail address to
which your e-statements will be sent.

Email Notifications on account transactions:

To keep Bank Alfalah customers updated for any transactional activity in their
account, Bank Alfalah is providing email notification services on the accounts
with customers’ valid email addresses.
You will receive notifications on your registered email address from Bank
Alfalah. This will give you the information in real-time about the transactional
activity right in your mailbox. This facility is offered to you at no extra cost,
all you need is a personal e-mail address to which your email notifications
will be sent.
For more information on this, please call our 24/7 Bank Alfalah Contact
Center at 111-225111.

MCB Islamic Debit Cards

At MCB Islamic Bank our aim is to provide best services to our customers. In line with
this vision, we have introduced “MCB Islamic Debit Cards” in alliance with UnionPay
International & 1Link. Now you can Withdraw Cash, Purchase and avail number of
services offered at MCB Islamic ATM or merchants and locations displaying UnionPay,
1-Link or PayPak Logos.

MCB Islamic Bank offers four variants of Debit Cards

MCB Islamic Bank offers four variants of Debit Cards for its customers.

• Qadar Classic

• Qadar Gold

• Platinum

• PayPak Classic
 Benefits
• Convenience to access your bank account 24/7
• Global Acceptability on cards backed by UnionPay and 1Link
• Amazing Discounts and deals

Limits & Fee Qadar Classic Qadar Gold Platinum (PKR) PayPak Classic (PKR)
Structures (PKR) (PKR) PayPak Classic (PKR)

ATM withdrawal 50,000 / Day 100,000 / Day Rs 200,000/Day 100,000 / Day

Purchase 150,000 / Day 250,000 / Day 500,000/Day 250,000 / Day

Annual / Issuance Fee 800 1,150 3,000 800

Replacement Charges 800 1,150 3,000 800

8

Funds Transfer within MCB 150,000 / Day 250,000 / Day 1,000,000/Day 250,000 / Day
Islamic

Inter Bank Funds 250,000 / Day 500,000 / Day 1,000,000/Day 250,000 / Day

Transfer

Bill Payment 2,000,000 / 2,000,000/Day 2,000,000 / Day 2,000,000 / Day

Day

Features and Benefits

Convenience
Using MCB Islamic Debit Card is quicker than visiting a branch, safer than carrying cash
and easier than writing cheques. With MCB Islamic Debit Card, you have access to your
bank account 24 x 7.
Global Acceptability
The MCB Islamic Debit Card is accepted both locally and globally wherever the Union
Pay or 1-Link logos are displayed

Promotions & Discounts

MCB Islamic Debit Card empowers you to go beyond cash withdrawals. Swipe the card
at MCB Islamic Partner Locations to avail discounts on your purchase.
MCB ISLAMIC BANK PLATINUM DEBIT CARD
Feel free to experience a new world of banking that is designed around your needs and
priorities. You can enjoy unmatched privileges with access to your funds and discounts at
your favorite merchants.
Limits & Fee Structures Platinum (PKR)

ATM withdrawal Rs 200,000/Day

Purchase Rs. 500,000/Day

Annual/Issuance Fee Rs. 3,000 +FED

Replacement Charges Rs. 3,000 +FED

Funds Transfer within MCB Islamic Bank Rs. 1,000,000/Day

Inter Bank Fund Transfer Rs. 1,000,000/Day

Bill Payment Rs. 2,000,000/Day

MCB Islamic Phone Banking

As a component of our progressing responsibility to give you helpful answers for

managing your account needs, we now give you 24X7 Phone Banking services. Address
our Customer Service Representatives at whatever time, anyplace and get a similar level
of customized services and consideration that you would anticipate from an in-person
consultation at our branches.
Simply Call 042-111-222-642 and you can make utilization of our Phone Banking
Services to:

• Inter Bank Funds Transfer

• Internet Banking Activation

• Internal Funds Transfer (Third party & Own account)

• SMS Alerts Activation

• SMS Alerts Deactivation

• T-Pin issuance

• Debit Card Activation

• Debit Card Blocking

• Debit Card Replacement Request

• Account Balance
 • Account Statement

• Product and Services information

• Cheque Book request

• Pay Order/Demand Draft request

• Bank Statement request

• Branch and ATM Location inquiries

MCB Islamic Internet Banking

Internet Banking is a helpful approach to perform banking from the comfort of your home
or office. You can now experience an unmatched online banking experience with our
internet banking service without having to visit bank and stand in long queues.

List of services;

• View Account Balance

• View Account Statement

• Debit Card Management

• Own Account Fund Transfer

• Fund Transfer Within MCB Islamic Bank

• Inter Bank Fund Transfer

• Utility Bill Payments & Mobile Top Ups

• One Time Payments

• Donations

• Scheduled Transfers

• Offline Services & Request

1. Account Opening

2. Car Financing

3. House Financing

4. Micro Finance

5. Debit Card

• ATM/Branch Locator
 • Debit Card Activation

• Reset Debit Card PIN

MCB Islamic Mobile Banking

Mobile App can be downloaded from “Google Play” and “App Store”. Mobile App is an
extension of Internet Banking Service and same user credentials would be used to login
into Mobile App. Mobile App can be activated/de-activated through MCB Islamic
Internet banking “Activate/Deactivate Mobile App” option in Preferences TAB.

• View Account Balance

• View Account Statement

• Debit Card Management

• Own Account Fund Transfer

• Fund Transfer Within MCB Islamic Bank

• Inter Bank Fund Transfer

• Utility Bill Payments & Mobile Top Ups

• Scheduled Transfers

• Touch ID / Finger Scan Based Login

• ATM/Branch Locator

• Debit Card Activation

• Reset Debit Card PIN