Hand out on some

menu and work

outs for Finacle 10

Classification: Internal
 (01) Transactions.
(a) HCASHDEP – used for cash deposit. Normal receipt as
well as cross currency transaction where cash and
account are of different currencies.
(b) HCASHWD – used for cash payment and also cross
currency payment.
(c) HXFER – transfer transaction, it can be bank induced or
customer induced.
(d) HTM – supports all cash deposit, payment and transfer
along with cross currency transactions.
(e) HCRT – used for reversing a transaction or for making a
manually reversed transaction as reversed. The reversal of
transaction is permitted for customer operative account
with SBA, CAA, CCA and ODA scheme types.
(f) HTI – inquiry a transaction.
(g) HFTI – identifying and inquiring on transactions.
(h) HFTR – generating transaction report.
(j) GTID – generating transaction ID report.

(02) Customer Information File (CIF).

(a) Need to visit CRM Application. CIF Retail > New Entity >
Customer SQDE or as the case may be. For corporate visit
corporate CIF.

(03) Signature verification system (SVS)

Classification: Internal

BH Rama Murty, Chief Manager, Bank of India

 (a) have to do through SVS application,

(04) General Ledger

(a)
Sr No Account Name GL Code GL Sub Head
Code
Liability
01 SB General 10 10100
02 SB Staff 10110
03 Current Account 10200
General
04 Current Account 10210
Corporate
05 Fixed Deposits 10300
06 Cumulative 10310
Deposits
Asset
01 Overdraft Account 20 20100
02 Term Loan 20110
Housing Loan

(b) Creating GL Code menu – HRRCDM. Verification

required.
(c) Creating GL Sub Head Code menu – HGLSHM.
Verification required.
(d) Replicate GL Sub Head Code menu – HGLSHR -
Verification required.
(e) Linking the GL sub head code to a Savings Account
Product menu – HGSPM.
Classification: Internal
 (f) Opening SB account menu – HOAACSB.
(g) Inquire about the General Ledger transaction using
HIOGLT menu.

Customer Accounts.
(a) HOAACSB – opening of savings account. HOAACVSB
is used for verification. Modification can be by HOAACMSB
before verification.
(b) HALM – lien maintenance.
(c) HICHB – issue of cheque book.
(d) HAFSM – used for freeze of account.
(e) HACM – modification of account.
(f) HGCHRG – used to collect and reverse charges.
(g) HINTTM – change of rate of interest.
(h) HACCBALI – account balance inquiry.
(j) HCHBI – cheque book inquiry
(k) HFTI – Financial transaction inquiry.
(l) HJHOLDER – Joint account holder inquiry.
(m) HACLI – account ledger inquiry.

Inventory Management.
(a) HIMAUM – setting of authoriser management.
(b) HIMC – Inventory movement between locations.
(c) HISAI – Inventory split and inquiry.

Classification: Internal
 (d) HIMAI – merge option.
(e) HIIA – Inventory inquiry.
(f) HIMR – Inventory movement report.
(g) HISR - Inventory status report

Remittance.
(a) HPORDM – used for maintain payment order.
(b) HIRM – used for inward remittance maintenance.

Event Based Charges.

(a) Issuing a cheque book – menu – HICHBA. Verification
required.
(b) Balance confirmation certificate – menu – HGCHRG.
Verification required.

Rate Maintenance.
(a) HRRCDM – used to create reference code.
(b) HMNTRTM – used for rate code maintenance such as
specifying the fixed and variable currency.
(c) HMNTRTSQ – used for rate code sequence
maintenance such as specifying the sequence to the
created rate code.
(d) HCNCM – used for country currency maintenance,
basically to provide sequence to the currency.
(e) HMNTRTLH – used to maintain home currency rate list.

Classification: Internal
 (f) HCASHDEP – used to deposit cash and to perform multi
currency transaction or foreign currency transaction.
(g) HRTHQRY – inquire about rate history.
(h) HPRRTL – used to print the rate list.
(j) HCLERPM – used to fix the concession in rate for a
customer.

Interest.
(a) HICTM – Interest table code maintenance.
(b) HBIVSM – Base interest version slab maintenance.
(c) HINTTM – change of rate of interest in particular
account.
(d) HAITINQ – interest details inquiry.
(e) HACBOOK – Interest booking.
(f) HACINT – interest application.
(g) HIARM – interest adjustment maintenance.
(h) HAINTRPT – interest calculation as on any date for an
account.
(j) HCUIR – generate report on interest paid and collected
from customer. This report gives details of details interest
paid and collected account wise.
(k) HINTADV – generate interest changed advise.

Classification: Internal
 Term Deposits.
(a) HOAACTD – opening a term deposit account. For
verification menu is HOAACVTD.
(b) HDRP – print the term deposit receipt.
(c) HACMTD – modification etc.
(d) HINTTM – modify rate of interest.
(e) HCAACTD – closure of term deposit receipt. For
verification menu is HCAACVTD.
(f) HDTREN – renew the term deposit receipt on renewal
date.
(g) HACTID – inquiry on term deposit account. This option
is used to perform inquiry on complete details on a
particular term deposit account.
(h) HCUTD – inquiry on customer term deposit. It provides
inquiry on a list of term deposit account for a customer.
(j) HCUTDMAT – inquiry term deposit maturity of customer.
It provides inquiry on a list of term deposit maturing for a
customer.
(k) HRELACI – inquiry on term deposit account. Also
inquiry on renewal history of term deposit account.
(l) HFDOCD – generate the report on fixed deposit opening
closure details. It provides a list of deposit with status as
open or closed for particular period/
(m) HGDET – generate report for general deposit details. It
provides a report that is used to obtain various details of a
deposit account such as details of deposits opened for a
particular period of time or accounts maturing at a
particular time period.
Classification: Internal
 (r) HMDD – generate report for maturity date wise
distribution of deposits. It provides a consolidated report
on the maturity period wise distribution of deposits.
(s) HSDD – generate report for scheme code wise
distribution of deposits. It also provides a consolidated
report on the scheme wise distribution of deposits.
(t) HRDD - generate report for rate wise distribution of
deposits. It also provides a consolidated report on the rate
wise distribution of deposits and interest paid.

Top Up Deposits.
(a) HOAACTU – opening a top up deposit account.
(b) HOAACMTU – Before verification modification menu.
(c) HOAACVTU – Verification of top up deposit account.
(d) HACMFTU – account maintenance top up deposits,
modification for renewal and closure etc.
(e) HINTTM – change rate of interest.
(f) HTUTM – deposit in top up deposit account, deposit
transaction maintenance. Adhoc deposit also same menu
will be used.
(g) HCAACTD – closure of top up deposit account.
(h) HCAACVTD – verification for closure of top up deposit
account.
(j) HTDREN – renew the top up deposit account on renewal
date.
(k) HTUINST - inquiry on installment amount.
Classification: Internal
BH Rama Murty, Chief Manager –IT, Bank of India
 (l) HACITD – inquire on top up deposit account. The
complete details can be inquired.
(m) HCUTD – inquire customer top up deposit. The list of
top up deposit of customer can be inquired.
(n) HCUTDMAT – perform limit tree lookup. The list of top
up deposit maturing for a customer can be inquired.
(o) HRELACI – inquire top up related account. The renewal
history of a top up deposit account can also be inquired.
(p) HFDOCD – generate report for fixed deposit opening
closure details.
(q) HGDET – generate report for general deposit details. It
provides a report that is used to obtain various details of a
deposit account such as details of deposits opened for a
particular period of time or accounts maturing at a
particular time period.
(r) HMDD – generate report for maturity date wise
distribution of deposits. It provides a consolidated report
on the maturity period wise distribution of deposits.
(s) HSDD – generate report for scheme code wise
distribution of deposits. It also provides a consolidated
report on the scheme wise distribution of deposits.
(t) HRDD - generate report for rate wise distribution of
deposits. It also provides a consolidated report on the rate
wise distribution of deposits and interest paid.
(u) HPSP – generate account statement.

Classification: Internal
 Tax Related Menus
(a) HRFTDS - TDS refund
(b) RMWTAX – remitting withholding tax.
(c) HRMTDS – generate remittance report.
(d) RFWTAX – refund of withholding tax.
(e) HTDSIP – Inquire and print tax details.
(f) HTDSPROJ – Inquire Tax projection.

Payment Systems – RTGS.

(i) HPORDM – used to generate RTGS messages.
Customer account transfer, Bank to bank transfer and Own
account transfer.
(j) Message types.
Message Message Remarks
No Description
R42 Interbank Payment Outward – From
Request Originating Bank
R42 Interbank Payment Inward – To Originating
Notification Bank
R41 Customer Payment Outward – From
Request Originating Bank
R41 Customer Payment Inward – To Originating
Notification Bank
R10 Own Account Outward – From
Transfer Originating Bank
R40 Own Account Inward – To Originating
Transfer Response Bank
R90 PI Response Inward – To Originating
Bank
Classification: Internal
 R09 Sender Settlement Inward – To Originating
Notification Bank
R43 Debit Notification Inward – To Host
System
R44 Credit Notification Inward – To Host
System

(k) In case of inward messages which are subject

suspense processing can be done using the HRISP menu
option.
(l) HSMI – Inquiry of both inward and outward RTGS
messages.
(m) HPOMR – Generation of reports related to payment
order involving RTGS.

Payment System – SWIFT.

(a) Swift code consists of 8 or 11 characters. 8 digit code
stands for primary office. 11 digit code example –
BKIDINBBCSM.
(i) First four character – BKID – Bank Name – Bank of India.
(ii) Second two character – IN – country code – India.
(iii) Next two character – XX – Location Code – City
(iv) Last three character – YYY - Branch code –
(b) HPORDM – transfer of payment.
(c) HSMI - Inquire on payment system messages.

Classification: Internal
 (d) HSMM – modify the SWIFT messages generated in
finacle. Change the status of the messages. Create follow-
up messages.
(e) HSMV – this menu used to verify the messages
modified through HSMM and created through HMSG menu.
(f) the verification is done based on the verification
required flag setup done at the HPAYSYS level.
(g) HSMG menu used to generate SWIFT messages.
(h) HSAG – used to generate advice of the SWIFT
messages received or sent on the execution date or on a
later date.
(j) HUPLPMSG – used for inward messages upload. It is
also used for manual processing of the messages.
(k) HPSTTUM – used for outward messages upload. It is
also used to upload the outward payment system
messages or transactions.
(l) HPOMR – used to generate payment order monitoring
reports.

Overdraft Account.
(a) HOAACOD - opening an overdraft account.
(b) HOAACVOD – verification an overdraft account.
(c) HACM – Modification an overdraft account. Verification
also with same menu.
(d) HACLHM – Increase or decrease in sanction limit.
Modification and verification through same menu only.

Classification: Internal
 Loan Accounts.
(n) HOAACLA menu used to open a loan account.
HOAACMLA menu can be used before verification if any
modification required. HOAACVLA menu used for verify
the loan account.
(o) HLADISB menu used to disburse a loan account.
(p) HLADGEN menu used to generate loan demand.
Interest details can be known. Loan demand generated is
invoked by this menu as a batch program which can be
viewed in the background with the option HPR. The details
of the loan account can be known with the option of
HLOPI.
(q) HLASPAY menu used – loan schedule payment.
Payment can be done through cash or transfer. Schedule
payment will adjust principle as well as interest.
(r) HLADSP menu – loan demand satisfaction process can
be done through this menu. Recovery can be done either
from any operative account or loan payment account.
Pending fees can also be collected. Inquiry can be done on
various parameters available in the menu HLOPI.
(s) HLAUPAY menu – loan unscheduled payment can be
done. Payment can be done either cash or transfer.
Prepayment fees is also collected for the unscheduled
payment. Inquiry can be done on the overdue position with
the menu HLOPI.
(t) HLARA menu – Loan rescheduling / amendment can be
done using this menu. Rescheduling can be done with
various options available. The outstanding amount can be
amortized and the new EMI can be known. Inquiry can be

Classification: Internal
 done on the rescheduled amount for current and previous
EMI.
(u) HLINTTM menu – Loan interest table can be maintained
using this menu. Preferential rate of interest can be given.
Back dated Preferential rate of interest can be given. This
menu is used to modify the interest plan for the account
(fixed / floating etc).
(j) HLAFACR menu – collect and refund loan fee.
HLAWFEE menu is used to waive loan fee amount. The
collection, Waiver and Refund can be done by cash or
transfer mode. The loan fee can be waived fully or partially.
(k) HPAYOFF menu – Loan payoff inquiry can be done
using this menu. The Net loan payoff amount can be
known. Transaction details of the loan account can be
known.
(l) HACLI – Loan transaction inquiry.
(m) HLACLI menu used for loan account ledger inquiry. All
transaction done in the loan account can be inquired.
Inquiry can also be done for all the charges collected.
(n) HLFEEI – Loan fee inquiry.
(o) HLPAYH – Loan payment history inquiry.
(p) HLPREPH – Loan pre-payment history.
(q) HLRPSI – Loan repayment schedule inquiry.
(r) HDOCTR – generate loan document report.
(s) HLAGI – loan account general inquiry.
(t) HLNGI – Loan account general details inquiry.
(u) HCCI – Loan charges inquiry.
Classification: Internal
 (v) HLAPSP – generate and print loan statement.

(11) Savings Home Loan.

(a) HOAACLA menu used to open a loan account.
(b) HLADISB menu used to disburse a loan account.
(c) HALDGEN menu used to generate demand.
(d) HPR menu used to generate interest report.

Commercial Loans.
(a) HOAACCL menu used - open a commercial loan
account.
(b) HOAACVCL menu used - verify or cancel the
commercial loan account.
(c) HACMCL menu used - post verification, if any
modification required.
(d) HCLDSM menu used – post verification commercial
loan account opening, the drawdown schedule can be
maintained or modified.
(e) HCLDRDN menu used – commercial loan account
drawdown. As maintained in the drawdown schedule, the
system auto-popularise the amount for the drawdown. The
user can modify the amount by overriding the exception, if
configured at the product level.
(f) HLADGEN menu used – generate the principle and
interest demand generation for the loan accounts.

Classification: Internal
 (g) HLAFACR menu used – assess and charges at the later
stages of the loan life cycle. Also provides loan fee
assessment, collection and refund of charges.
(h) HLASPAY menu used – demand for the principle and
outstanding interest can be satisfied.
(j) HCLACLI menu used – inquire about the commercial
loan account ledger.
(k) HPAYOFF menu used – the loan account can be paid
off.
(l) HCLSPAY menu used – pay installments / schedule
payment.

Limit Nodes.
(a) Demonstration limit node creation – menu – HLNM.
(b) HLNI menu used to perform limit node inquiry. It
provides details of a particular limit node.
(c) HLNDI menu used to perform limit node details inquiry.
This inquiry provides complete details of a limit node for a
particular customer.
(d) HLLI menu used to perform limit liability inquiry. This
inquiry provides limit liability details at the account level.
(e) HLTL menu used to perform limit tree lookup inquiry.
This inquiry is used to find out the details of the limit tree
and linked limits under a particular parent limit.
(f) HLNHIR menu used to perform limit node history
inquiry. This inquiry is used to inquiry on the limit node
balance as on any previous date. This inquiry also

Classification: Internal
 provides the details of all the transactions that has
happened on a limit node over a specific period of time.

Collaterals.
(a) Demonstration on Overdraft balance inquiry – menu –
HACCBALI. From here drawing power and sanction limit
can also be known.
(b) Demonstration on collateral lodgment – menu - HCLM
(c) Demonstration on linking of collateral to overdraft
account – menu - HSCLM
(d) Collateral linkage lookup – menu – HCLL.
(e) Customer collateral details – menu – HCOLINI.
(f) Collateral Module reports – menu – HCLMRPTS.

Asset Classification.
(a) Asset sub classification.
Standard Category I SC01
001 Category II SC02
Category III SC03
Sub-Standard Category I SC01
002 Category II SC02
Category III SC03
Doubtful Category I SC01
003 Category II SC02
Category III SC03
Loss Asset Loss Loss
004

Classification: Internal
 (b) A generic classification template based on the Days
Past Due (DPD) can look like.
DPD (Days) Classification Performing / Non-performing
30 Standard Performing
60 Sub- Non-performing
Standard
90 Special Non-performing
Mention
180 Doubtful Non-performing
360 Loss Asset Non-performing
99999 LOSS Non-performing

(c) The batch menu used for system asset classification is

HSASCL.
(d) The user classification change can be done by using
the HMEAC menu.
(e) Inquiry of asset classification of the account – menu -
HASSET.
(f) Inquiry on loan overdue position – menu – HLAOPI.
(g) Demonstration on upgrading and downgrading the
asset classification menu – HSASCL.
(h) Inquiry of the asset classification report menu – HPR.
(j) At the time of performing the provisioning
independently, the HASPROV menu can be used.
(k) Demonstration on Provisioning done by system – menu
– HASPROV.

Classification: Internal
 (l) Demonstration on Ad hoc provisioning menu – HAPR.
Reversal of Ad hoc can be done used this menu.
(m) Demonstration on modifying the user asset
classification – menu – HMEAC.
(n) Demonstration on Partial Charge off – menu – HCOLA.
Also for full charge this menu can be used. Write back
also.
(o) Demonstration on Ad hoc provisioning – menu – HAPR.
Same menu can be used for Reversal also.
(p) Demonstration on recovery after charge off – menu –
HRACO. Same menu can be used for reversal also.
(q) Inquiry Current Asset classification – HASSET.
(r) Inquiry customer of accounts – menu – HACS.
(s) Inquiry customer provisioning – menu – HCPI.

Loan Litigation.
(i) Capturing loan litigation details – menu – HLLDM.
Verification required.

Forward Contracts.
(a) MNTFWC is used for most forward contract
maintenance operations. Option A for booking. Option E
for extension. Option V for verification for all types of
operation. Option M for modification if any. Option N for
cancellation, full cancellation result in auto closure of the
forward contracts.
(b) Inquiry option available menu – MNTFWC.
Classification: Internal
 (c) Inquiry on FC history menu – IFWCH.
(d) Inquiring based on FC criteria – menu – IFWC.
(e) Generating reminders for maturing FCs menu –
FWCRMND.

Bank Guarantees.
(j) Bank guarantees – menu – OGM. All the options
available in this menu.

(k) HBNKGI menu is used for inquiring on the basis of

various selection criteria.

Classification: Internal
Classification: Internal
Classification: Internal
 Documentary Credit.
(a) It is also known as LC. Use menu ODCM for outward
documentary credit maintenance. Verification required.
After that no bill utilisation and verification also available
in this menu option. Reinstatement and verification also
available.
(b) IDCM menu is used for advising of export bills. Transfer
of export bill option also available.
(c) Inquiry option available in ODCM, IDCM and DCQRY
menu.

Packing Credit.
(l) Entry of export order details – menu – MPOD.
Verification required.
(m) opening of packing credit account – menu – OAACPS.
Verification required through OAACVPS menu.
(n) release or disbursement of packing credit account –
menu – MPT. Verification required.
(o) MPT menu is used for inquire the outstanding packing
credits in the account.
(p) HPLR menu is used for generate party wise liability
report.
(q) GOPCR menu is used for generate overdue packing
credit report.
(r) GIPR menu is used for generate irregular packing credit
report.
(s) HPCARPT menu is used for generate report on packing
Classification: Internal
Classification: Internal
Classification: Internal
 credit.

Export Bills.
(a) Lodging of export bills – menu – MEOB. Verification
and purchase is required. Inquiry also available.

Import Bills.
(a) Lodging of import bills – menu – MIIB. Verification and
realisation is required. Inquiry also available.

Buyers Credit.
(t) MBCO menu is used for Maintain Buyers Credit
operations – Lodge request. Then verify and then confirm
and confirm verify. Then use Fund and fund verify. And
then realise and repay and repay verify. This menu used to
handle all the operations related to the buyers credit
functionality.
(u) IPBCD menu is used to inquire and print the buyers
credit details.

Referral.
(v) HEXCDM menu – Exception Code maintenance.
Account below minimum balance is an exception. Amount
based exception is ABE and charge based exception is
CBE.
(w) For payment use menu HCASHWD – for more amount
Classification: Internal
Classification: Internal
Classification: Internal
 posting user has to refer to other user through referral.
(x) HRINBX menu is used for referral.
(y) HREFINQA menu is used for inquiry on active referrals.
(z) HREFINQI menu is used for inquiry on inactive
referrals.
(aa) HREFRPT menu is used for generate a report for
activeand inactive referrals.

Direct Selling Agent.

(a) DSA Master maintenance – menu – HDSAMM.
(b) DSA ID to be filled while opening loan account through
menu HOAACLA – in other sub option.
(c) DSA Commission Processing and Payment menu –
HDSACOMM. To view the report, use menu HPR.
(d) DSA subvention payment – menu – HDSASUB. To view
the report, use menu HPR.
(e) HDSAIP menu is used DSA based on criteria selection.
This is an inquiry cum report option. Various details of
DSA can be inquired as below.
(i) G – Gen details.
(ii) T – Turnover details.
(iii) C – Commission / Tax / Penalty details.
(iv) A – Account Linked.
(v) R – Documents linked.
(vi) L – Documents linked history details.
Classification: Internal
Classification: Internal
Classification: Internal
 (f) HHIGHTRA menu is used for generating report on the
high value transactions of DSA.
Builder Master.
(a) it is easy monitoring of housing loan disbursements.
This is application for retail loans coming under LAA
scheme.
(b) Project Master details – menu – HPJMM.
(c) Project Stage Maintenance – menu – HSTGM.
(d) Project valuation maintenance – menu – HVALM.
(e) open loan account menu – HOAACLA.
(f) Builder Master creation menu – HBLMM.

Factoring.
(a) Factoring is one of the popular methods of working
capital management. Factoring is a continuing legal
relationship between A financial institution (the Factor)
and A Buisness Concern (the Seller or Client).
(b) Factoring Agreement menu option is MFA. This menu
comprises some tabs such as Criteria screen, General
Details, Buyer details, Invoice CCY details, Fee details,
Document details, Payment details, Instruction details.
Verification required.
(c) Invoice Details – menu – MID. Verification required.
(d) After entering the insurance details through the MIDS
menu option, it is to be linked to non-recourse factoring
agreement through the MFA menu option.
(e) The MFRT menu option is used to capture the funding
request of the customer (seller).
Classification: Internal
Classification: Internal
Classification: Internal
 (f) The funding ID is generated at the bank level using the
HSCFM menu – Trade Finance tab.
(g) Factoring funding menu – MFF.
(h) MIIBAC menu option is used to Accrual, Booking and
amrotisation, read end collection, overdue collection of
interest. This menu is a batch menu option that supports
report generation.
(j) PIR menu option enables the factor to generate different
types of report of an invoice.
(k) GFAR menu option enables the factor to generate
different types of report for agreement involved.
(l) GIIR menu option is used to generate an invoice interest
report based on the criteria specified.
(m) GIIRBAI menu option is used to generate reports –
details of the interest collected on the invoice over a
specified period.
(n) The menu option BJSTM used for set at EOD to
facilitate generation of required notifications.

Hire Purchase.
(a) Maintenance of Asset details – menu – MSAC.
(b) Maintenance of Party Master details – menu – MDMD.
(c) Term Loan account opening menu – HOAACLA.
(d) Loan Demand generation menu – HLADGEN. To view
the report, use menu HPR.
(e) Loan Payoff menu – HPAYOFF.
(f) Disbursement of Loan amount – HLADISB.
Classification: Internal
Classification: Internal
Classification: Internal
 HLARSH REPORT

Classification: Internal
Classification: Internal
Classification: Internal