SUN Fit and Well 10

Make a bright choice with SUN Fit and Well 10, a wellness product that helps you maintain a healthy lifestyle and offers life
and critical illness insurance, that primarily addresses your need for:

SUN Fit and Well 10 lets you enjoy these benefits:

HEALTH AND WELLNESS BENEFITS
Enjoy special access and privileges to various wellness activities that will help you stay fit and healthy.

CRITICAL ILLNESS COVERAGE

This offers critical illness benefit to shield you from financial burden caused by any of the 114 covered critical illness
conditions and additional cash benefit upon first diagnosis of any covered specific cancer condition.

LIFE INSURANCE PROTECTION

Secure your loved ones' future with guaranteed life insurance protection equivalent to the policy's Face Amount less
any previous amount paid for Minor Critical Illness Benefit. You may also enhance your benefits with the addition of
riders or supplements which provide protection for contingencies such as accidental death, disability and illnesses.

SPECIAL BONUS AND DIVIDEND EARNINGS

Be rewarded with a special bonus at the end of the premium paying period, and annual dividend earnings thereafter
which you may opt to get in cash or leave with Sun Life to accumulate.

LIMITED PAYMENT PERIOD

Pay your premiums for 10 years via Annual, Semi-Annual, or Quarterly mode, whichever is more convenient to you.
Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly
premium.

Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance
policy contract.

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS

FACE AMOUNT 400,000.00 ACCIDENTAL DEATH BENEFIT (ADB) 400,000.00
INITIAL LIFE INSURANCE COVERAGE1 400,000.00 TOTAL DISABILITY BENEFIT (TDB)
SPECIFIC CANCER BOOSTER BENEFIT 200,000.00 HOSPITAL INCOME BENEFIT (HIB) 1,000.00

1Initial Life Insurance Coverage may be reduced by Minor

DEATH BENEFIT2 LIVING BENEFIT2 Critical Illness Benefit that may have been previously
paid to the client.

2The values are computed based on 4.20% dividend

accumulation rate which is subject to change and is not
guaranteed by Sun Life.

This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.
SUN Fit and Well 10
PRODUCT HIGHLIGHTS

What is SUN Fit and Well 10?

SUN Fit and Well 10 is a participating, limited-pay, whole life critical illness (CI) product that offers
comprehensive life and health protection until age 100.
You may refer to Page 1: Proposal Information for more details on the product features and benefits.

How does SUN Fit and Well 10 work?

SUN Fit and Well 10 is a New Generation Wellness Product that is designed to help address your evolving
protection needs, giving you the combined benefit of savings and comprehensive health protection throughout
your lifetime.

HEALTH PROTECTION
SUN Fit and Well 10 has you covered in two ways:
Prevention - You can be part of Sun Life's wellness community (GoWell) that allows you to have easy
access to a wealth of health and wellness information, join fitness and wellness events, and learn from
nutrition and health experts
Diagnosis - SUN Fit and Well provides benefits in case you are diagnosed with any of the 114 covered
critical conditions across minor and major stages (64 major critical illnesses, 34 minor critical illnesses
and 16 specific cancer conditions). It provides financial benefits equivalent to: 1) 20% of the Original
Face Amount when you are diagnosed with any of the 34 Minor Critical Illnesses; 2) 10% of the Original
Face Amount when you have undergone, for the first time, Angioplasty or Other invasive treatment for
Coronary Artery Disease; 3) 100% of the Original Face Amount, less any amount paid for Minor Critical
Illness claim, and any advances with interest when you are diagnosed with any of the 64 Major Critical
Illnesses or in case of untimely demise.

SUN Fit and Well also provides a benefit booster that allows you to get additional cash benefit equivalent to 50%
of the Original Face Amount upon first diagnosis of any of the covered specific cancer conditions.

SAVINGS
Limited-Pay Level Premiums - SUN Fit and Well 10 offers a platform to save early for protection needs
through its guaranteed limited-pay level premiums.
Special Paid-Up Bonus and Dividend Earnings - As a reward for full payment of your policy, you may
receive a Special Paid-Up Bonus given at the end of the premium-paying period and annual Dividend
Earnings afterwards. These extra benefits are not guaranteed and may vary depending on Sun Life’s
performance. You may receive it in cash or leave with Sun Life to accumulate.
SUN Fit and Well 10
PRODUCT HIGHLIGHTS
SUPPLEMENTARY BENEFITS
You can add optional riders to supplement your basic plan. This gives you additional protection for
contingencies such as accidental death, disability and illnesses but without paying as much.
Accidental Death Benefit This provides additional benefit in case of the insured's untimely demise due
to accident.
Total Disability Benefit This waives premiums due during total disability of the life insured.
Waiver of Premium on This waives regular premiums becoming due before the attainment of age 21
Death of Initial Owner by the life insured child or end of premium paying period of base plan,
whichever is earlier, in case of death of initial owner.
Waiver of Premium upon This waives premiums becoming due before the attainment of age 21 by the
Death or Disability of life insured child or end of premium paying period of base plan, whichever is
Initial Owner earlier, during total disability of the initial owner before age 60 or in case of
the death of the initial owner.
Hospital Income Benefit This provides a fixed amount of daily cash benefit in case of the insured’s
hospitalization.

Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual
provisions of the insurance policy contract.
Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to Sun Life
of Canada (Philippines), Inc.
Proposal Information
On the Life of : BLANCHE MARIE PUEBLAS Age Last Birthday : 23 (Female)
Currency : Philippine Peso

Basic Plan Original Face Amount Annual Premium

SUN Fit and Well 10 - Non-Smoker
Ps 400,000.00 Ps 17,512.00
10 Years Guaranteed Premium Payment
Supplementary Benefits
Accidental Death Benefit Ps 400,000.00 Ps 568.00
Total Disability Benefit (Waiver of Premium) Ps 480.00
Hospital Income Benefit^^ Ps 1,000.00/ day Ps 2,080.00
Class: Standard Total Annual Premium Ps 20,640.00
or Quarterly Premium Ps 5,676.00
^^HIB premium payment terminates at attained age 60.

Please refer to Important Illustration Notes page for more information.

Health insurance products (basic and riders) provide you the right to Cooling-Off Period for 15 days from receipt of
corresponding policy document. If you opted for an electronic policy contract, the right to Cooling-Off period is 20 days
from the date the corresponding policy document was electronically transmitted to you.

While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this
proposal. For more information on the dividends and the special paid-up bonus, please refer to the Dividend/Special
Paid-up Bonus Information page. Should there be any discrepancy between the statement(s) contained in this proposal
and the insurance policy contract, the provisions of the insurance policy contract will prevail.

Prepared By : AVES, JESSA MARIE S. Date : 17 October 2023

Branch : ACACIA Attachment : Dividend Accumulation Option
This is only an illustration, not a contract of insurance.
7.4 / 6.2 151202O171020232125172880282 (P 10 ; M 39) Page 1 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Important Illustration Notes

The following caveats shall apply to the succeeding pages of this proposal illustration:
(i) The succeeding tables are only summary illustrations of the benefits of your policy. You should refer to your
advisor or the Company for more information or, if appropriate, a more detailed proposal.

(ii) The illustration assumes that all premiums are paid in full when due and you will have no loans/advances on the
policy.

(iii) The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to
rounding differences.

(iv) Special Paid-up Bonus may be allotted only in the first 10 years from date of issue of the policy and shall be
accumulated, credited and available for withdrawal at the end of the 10th policy year.

(v) Dividends may be earned starting from the 11th policy year.

(vi) Under the Summary of Benefits, there are two scenarios illustrated:
(1) Based on current dividend scale/special paid-up bonus scale and current accumulation rate; and
(2) Based on interest rate which is 80 basis points lower than the current interest rate used for computing the
annual dividends/special paid-up bonus and accumulation rate which is 80 basis points lower than the
current accumulation rate.

(vii) You can leave the amount of projected dividends/special paid-up bonus to accumulate with the Company at an
accumulation rate, which will change from time to time. The accumulation rates used to illustrate the effect of
accumulation are currently 4.20% and 3.40% per annum. These rates are not guaranteed.

(viii) The Original Face Amount is the face amount on the date the policy comes into force.

(ix) This is a long term insurance product. Inflation over the years may reduce the ability of the policy’s coverage to
offset a potential loss in the future.

The scale of dividends/special paid-up bonus and accumulation rates, however, are likely to change during your policy's
lifetime. As the changes will affect the figures, we prepared this proposal for information purposes only, to demonstrate
the features of the recommended policy. This does not form part of any policy that may be issued. It is neither an
estimate nor a guarantee of the future policy performance.

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 2 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Hospital Income Benefit

Once life insured is confined in the Hospital, as a result of Injury or Sickness, on the recommendation of a Physician as
an in-patient, you will receive Ps 1,000.00* as Daily Hospital Income. Such Hospital Confinement must occur before the
earlier of the policy anniversary on or following the life insured's 60th birthday and the maturity date of the policy.
Hospital Confinement due to Sickness must be for a minimum of three (3) days before we pay the Daily Hospital
Income benefit from the first day of hospitalization. If due to Injury, the waiting period will not apply, in which case, we
will pay the benefit beginning on the first day of Hospital Confinement.
We will pay twice the amount of Hospital Income Benefit if: (a) the life insured is confined in the Intensive Care Unit of
the Hospital due to Injury or Sickness; or (b) the Sickness which results in Hospital Confinement of the life insured is
classified as a Dread Disease.
The covered Dread Diseases include only the following:
1. Acute Heart Attack 5. End Stage Renal Disease 9. Poliomyelitis
2. Chronic Liver Disease 6. Invasive Cancer 10. Progressive Muscular Atrophy
3. Dissecting Aortic Aneurysm 7. Major Organ Transplant (PMA)
4. End Stage Lung Disease 8. Multiple Sclerosis 11. Stroke

In case Hospital Confinement simultaneously qualifies the life insured for both Intensive Care and the Dread Disease, we
will pay for only one with the greater benefit amount.
We will pay the benefit during the continuance of the Hospital Confinement up to a maximum of 1,000 days.
If the benefits have become payable and the life insured is again confined to a Hospital due to the same or related Injury
or Sickness, the subsequent period of Hospital Confinement will be considered a continuation of the prior period.
Benefits will commence on the first day of such Hospital Confinement for an Injury or Sickness and the total combined
Hospital Confinement will be subject to the 1,000 days maximum period.
During the first 12 months from the effective date of this benefit or date of last reinstatement, we will provide no benefits
for Hospital Confinement resulting from Injury or Sickness for which the life insured received medical advice or
treatment or medication within 12 months prior to the effective date of this benefit or last reinstatement.
If the life insured has several policies with Hospital Income Benefit with us, the aggregate maximum of daily hospital
income is Ps 10,000.
We will not pay any benefit for Hospital Confinement of the life insured caused by or resulting from any of the
following: (a) attempted suicide or self-inflicted injury while sane or insane; (b) war declared or undeclared,
insurrection, riots, civil commotion or any hostile action of armed forces; (c) abuse of drug or alcohol; (d) committing or
attempting to commit a criminal offense; (e) nervous or mental disorder; (f) pregnancy, childbirth, miscarriage or
abortion or complication of any of these; (g) congenital deformities and defects; (h) routine physical check-up and rest
cures; (i) cosmetic or plastic surgery, except as a result of Injury and recommended by a Physician; and (j) any Human
Immunodeficiency Virus (HIV) and/or any HIV-related illness including Acquired Immune Deficiency Syndrome (AIDS)
and/or mutations, derivation or variations thereof.
Note: This benefit automatically renews every year with premiums at issue age rates. We may change the premium
rate of this benefit from time to time but not more than once a year, subject to the approval of the Insurance
Commission. We will advise you by written notice as to new premium rate prior to the renewal year.

The above information is intended as a general summary and for reference only. Please refer to the contract for the
detailed description of the terms, conditions, limitations and exclusions of the above rider.
*The HIB Face Amount will be subject to Financial Underwriting.

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 3 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

SUN Fit and Well 10 is a stand-alone, participating life and critical illness insurance plan with savings and protection
components and provides coverage for death and critical illness until age 100 of the insured. The policy terminates upon
death or claim of a total of 100% of the Original Face Amount resulting from a combination of minor and major critical
illness conditions.

The benefits payable are:

Major Critical Illness - 100% of Original Face Amount if the life insured is diagnosed, while living, to have
any of the 64 major critical illnesses, and where applicable, has undergone any of
the specified surgeries, less any payment made for any of the minor critical illness.
Minor Critical Illness - 20% of Original Face Amount or Ps 1,000,000 whichever is lower, if the life insured
is diagnosed, while living, to have any of the 34 minor critical illnesses, and where
applicable, undergone any of the specified surgeries.
10% of Original Face Amount or Ps 400,000 whichever is lower, if the life insured,
while living, has undergone Angioplasty or other invasive treatment for coronary
artery disease for the first time. This benefit is payable only once.
The life insured may file up to three (3) minor critical illness claim for as long as
each arises from a different group of minor critical illness, provided that if the first
two (2) claims are other than angioplasty or other invasive treatment for coronary
artery disease, the third claim will just be 10% of the Original Face Amount subject
to the limits stated above per minor critical illness claim.
Specific Cancer Booster - 50% of Original Face Amount, in addition to the critical illness benefit, if the life
insured is diagnosed for the first time, while living, to have any of the 16 specific
cancer conditions. This benefit is payable only once.
Death Benefit - 100% of the Original Face Amount upon the death of the life insured less any
payment made for any of the minor critical illness.

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 4 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Critical Illness
If the life insured has been diagnosed, while living, to have contracted any one or more from the different groups of the
following Critical Illnesses as listed and/or has undergone any of the specified surgeries, then you will receive a
percentage of Ps 400,000. Percentage will be based on the following: 20% for Minor CI, 10% for Angioplasty Benefit and
100% for Major CI less any Minor CI and Angioplasty Benefit, subject to applicable provisions. The diagnosis of any
Critical Illness must occur more than 90 days after the date the policy comes into force.

The list of Critical Illnesses and those requiring surgery include:

Groups Major Critical Illness Minor Critical Illness

1. Acute Heart attack
2. Coronary Artery Bypass Surgery
3. Dissecting Aortic Aneurysm
4. Replacement of heart Valve
1. Cardiac Pacemaker Insertion
5. Surgery for Disease of the Aorta
1. Heart Related 2. Cardiac Defibrillator Insertion
(Aorta Surgery)
6. Cardiomyopathy 3. Angioplasty and Other Invasive
Treatment for Coronary Artery Disease
7. Eisenmenger's Syndrome
8. Idiopathic Pulmonary Arterial
Hypertension
9. Severe Infective Endocarditis
4-16. Carcinoma-in-situ of the following
sites: Breast, uterus, fallopian tube,
vulva, vagina, cervix uteri, colon,
rectum, penis, testis, lung, stomach or
10. Invasive Cancer nasopharynx. (13 organs)
2. Cancer Related 17. Early Prostate cancer
11. Cerebral Metastasis
18. Early Thyroid Cancer
19. Early Bladder Cancer
20. Early Ovarian cancer
21. Early Chronic Lymphocytic Leukemia
12. End Stage Liver Failure
3. Liver Related N/A
13. Fulminant Hepatitis
14. Medullary Cystic Disease
15. End Stage Renal Disease 22. Surgical Removal of One Kidney
4. Kidney Related
16. Systemic Lupus Erythematosus 23. Chronic Kidney Disease
(S.L.E.) with Lupus Nephritis
5. Lung Related 17. End Stage Lung Disease 24. Insertion of a Vena-caval filter

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 5 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Groups Major Critical Illness Minor Critical Illness

18. Stroke
19. Alzheimer's Disease
20. Parkinson's Disease
21. Amyotrophic Lateral Sclerosis
(ALS)
22. Progressive Bulbar Palsy (PBP)
23. Progressive Muscular Atrophy
(PMA)
24. Progressive Supranuclear Palsy
25. Guillain-Barre Syndrome
26. Motor Neuron Disease
27. Multiple sclerosis 25. Cerebral Shunt Insertion
28. Bacterial Meningitis 26. Cerebral Aneurysm Surgery
6. Neurological Related
29. Benign Brain Tumor 27. Moderately Severe Alzheimer's Disease
30. Coma 28. Moderately Severe Parkinson's Disease
31. Major head trauma
32. Brain Surgery
33. Meningeal Tuberculosis
34. Encephalitis
35. Apallic Syndrome
36. Muscular Dystrophy
37. Creutzfeldt-Jacob Disease (CJD)
38. Severe Myasthenia Gravis
39. Paralysis
40. Hemiplegia
41. Severe Crohn's Disease
42. Severe Ulcerative Colitis
7. Gastrointestinal Related 43. Acute Necrohemorrhagic N/A
Pancreatitis
44. Chronic Relapsing Pancreatitis
45. Aplastic Anaemia
8. Blood Related N/A
46. Occupational Acquired HIV
47. Deafness
48. Loss of Limbs
49. Total Blindness
50. Loss of Speech
51. Major Burns
52. Major Organ Transplant
53. Terminal Illness
54. Amputation due to Diabetic
Complication
9. Others 55. Elephantiasis N/A
56. Poliomyelitis
57. Severe Rheumatoid Arthritis
58. Ebola
59. Surgery for Idiopathic Scoliosis
60. Necrotizing Fasciitis
61. Loss of Independent Existence
62. Chronic Adrenal Insufficiency
63. Progressive Scleroderma
64. Pheochromocytoma

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 6 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Groups Major Critical Illness Minor Critical Illness

1. Dengue Hemorrhagic Fever (Grades III
and IV)
2. Hemophilia A and Hemophilia B
3. Insulin Dependent Diabetes Mellitus
10. Child conditions N/A
4. Kawasaki Disease
5. Osteogenesis Imperfecta
6. Rheumatic Fever with Valvular
Impairment

If the life insured has been diagnosed, while living, to have contracted any one of the 16 specific cancer conditions, an
additional 50% of the Original Face Amount will be paid out as Specific Cancer Booster Benefit.

Specific cancer conditions covered under this benefit are as follows:

Child Specific Cancers Adult Specific Cancers- Male Adult Specific Cancers- Female
1. Lung Cancer
1. Lung Cancer
1. Acute Lymphocytic 2. Liver Cancer
2. Liver Cancer
Leukemia (ALL) 3. Colon Cancer
3. Colon Cancer
2. Burkitt Lymphoma 4. Rectum Cancer
4. Rectum Cancer
3. Retinoblastoma 5. Stomach Cancer
5. Stomach Cancer
4. Pediatric malignant 6. Pancreatic Cancer
6. Pancreatic Cancer
brain tumors 7. Breast Cancer
5. Osteosarcoma 7. Prostate Cancer
8. Cervix Uteri Cancer
8. Testicular Cancer
9. Ovarian Cancer

The diagnosis must occur before the insured's 100th birthday except for some Critical Illnesses where coverage will
terminate earlier.

Coverage for this procedure(s)/ condition(s) is until policy anniversary on or following the life insured's 85th birthday:

Major Critical Illness Minor Critical Illness

a. Alzheimer's Disease a. Angioplasty and Other
b. Parkinson's Disease Invasive Treatment for
c. Apallic Syndrome Coronary Artery Disease
d. Amputation due to Diabetic b. Moderately Severe
Complication Alzheimer's Disease
e. Loss of Independent c. Moderately Severe
Existence Parkinson's Disease

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 7 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Coverage for this procedure(s)/ condition(s) is until policy anniversary on or following the life insured's 17th birthday:

Minor Critical Illness Child Specific Cancers

a. Dengue Hemorrhagic Fever
(Grades III and IV) a. Acute Lymphocytic Leukemia
b. Hemophilia A and (ALL)
Hemophilia B b. Burkitt Lymphoma
c. Insulin Dependent Diabetes
c. Retinoblastoma
Mellitus
d. Kawasaki Disease d. Pediatric malignant brain
tumors
e. Osteogenesis Imperfecta
e. Osteosarcoma
f. Rheumatic Fever with
Valvular Impairment

In the event that a Major Critical Illness concurs with a Minor Critical Illness and a claim for each is filed, only the claim
for the Major Critical Illness will be processed, and the total amount of benefit payable shall be limited to the Original
Face Amount.

We will not pay for claims arising from any of the following: (a) any Critical Illnesses which are diagnosed within 90
days from date the policy comes into force or its last reinstatement, whichever is later; (b) pre-existing or recurring critical
illnesses which are diagnosed or for which the life insured contracted or undergone surgery prior to the date the policy
comes into force or date of last reinstatement, whichever is later; (c) congenital abnormalities; (d) Human
Immunodeficiency Virus (HIV) and/or any HIV-related illness including Acquired Immune Deficiency Syndrome (AIDS)
and/or any mutations, derivation or variations thereof, except for Occupational Acquired HIV; (e) attempted suicide or
self-inflicted injury while sane or insane; (f) taking or absorbing, accidentally or otherwise, any intoxicating liquor,
sedative or poison drug, narcotic or medicine, except as prescribed by a Doctor; (g) inhaling any gas or fumes, except if
the inhalation is accidental AND in the course of duty; and (h) any illness not specified above.

For purposes of exclusion b) above, pre-existing critical illness means any illness: (a) which existed or was existing; or (b)
the cause of which existed or was existing; or (c) where the life insured had knowledge, received treatment or medical
consultation of the disease; or (d) where any laboratory test or investigation showed the likely presence of the illness;
prior to the date of issue of the policy, or date of last reinstatement, whichever is later.

Note: Benefits indicated above are subject to the specific guidelines set by the Company and the actual provisions of the
insurance policy contract.

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 8 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Illustration of Rider Premiums

Rider Premiums
End of Attained Premiums Total Rider ADB^ TDB* HIB^^
Year Age Paid Premiums
1 24 20,640 3,128 568 480 2,080
2 25 20,640 3,128 568 480 2,080
3 26 20,640 3,128 568 480 2,080
4 27 20,640 3,128 568 480 2,080
5 28 20,640 3,128 568 480 2,080
6 29 20,640 3,128 568 480 2,080
7 30 20,640 3,128 568 480 2,080
8 31 20,640 3,128 568 480 2,080
9 32 20,640 3,128 568 480 2,080
10 33 20,640 3,128 568 480 2,080
11 34 2,080 2,080 2,080
12 35 2,080 2,080 2,080
13 36 2,080 2,080 2,080
14 37 2,080 2,080 2,080
15 38 2,080 2,080 2,080
16 39 2,080 2,080 2,080
17 40 2,080 2,080 2,080
18 41 2,080 2,080 2,080
19 42 2,080 2,080 2,080
20 43 2,080 2,080 2,080

32 55 2,080 2,080 2,080

37 60 2,080 2,080 2,080

^ADB premium payment terminates at the earlier of attained age 70 and premium paying period.
*TDB premium payment terminates at the earlier of attained age 60 and premium paying period.
^^HIB premium payment terminates at attained age 60.
The rider/s automatically terminate when the base plan is terminated.

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 9 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Summary of Benefits
End Cumulative Guaranteed Guaranteed Scenario 1
of Att Basic Death Cash Current Dividend/Special Paid-up Bonus Scale
Year Age Premiums Benefit Value Accumulation Rate at 4.20%
Paid
Illustrative Illustrative Total Total
Accumulated Accum. Special Living Death
Dividend Paid-up Bonus Benefit Benefit
8 31 140,096 400,000 66,456 66,456 400,000
10 33 175,120 400,000 87,628 12,054 99,682 412,054
12 35 175,120 400,000 93,664 4,890 13,087 111,641 417,977
14 37 175,120 400,000 100,044 10,416 14,210 124,670 424,626
16 39 175,120 400,000 106,752 16,638 15,428 138,818 432,066
18 41 175,120 400,000 113,840 23,623 16,752 154,215 440,375
20 43 175,120 400,000 121,272 31,444 18,188 170,904 449,632
22 45 175,120 400,000 129,016 40,177 19,748 188,941 459,925
24 47 175,120 400,000 137,040 49,906 21,442 208,388 471,348
39 62 175,120 400,000 205,336 164,973 39,745 410,054 604,718
***
42 65 175,120 400,000 218,864 199,691 44,966 463,521 644,657
47 70 175,120 400,000 240,276 269,172 55,236 564,684 724,408
52 75 175,120 400,000 259,248 355,884 67,851 682,983 823,735

End Cumulative Guaranteed Guaranteed Scenario 2 Low Dividend/Special Paid-up Bonus Scale
of Att Basic Death Cash Accumulation Rate at 3.40%
Year Age Premiums Benefit Value
Paid Illustrative Illustrative Total Total
Accumulated Accum. Special Living Death
Dividend Paid-up Bonus Benefit Benefit
8 31 140,096 400,000 66,456 66,456 400,000
10 33 175,120 400,000 87,628 4,804 92,432 404,804
12 35 175,120 400,000 93,664 1,985 5,136 100,785 407,121
14 37 175,120 400,000 100,044 4,194 5,492 109,730 409,686
16 39 175,120 400,000 106,752 6,647 5,871 119,270 412,518
18 41 175,120 400,000 113,840 9,362 6,277 129,479 415,639
20 43 175,120 400,000 121,272 12,361 6,712 140,345 419,073
22 45 175,120 400,000 129,016 15,666 7,176 151,858 422,842
24 47 175,120 400,000 137,040 19,299 7,672 164,011 426,971
53 76 175,120 400,000 262,684 127,162 20,230 410,076 547,392
***
42 65 175,120 400,000 218,864 71,341 14,005 304,210 485,346
47 70 175,120 400,000 240,276 93,895 16,553 350,724 510,448
52 75 175,120 400,000 259,248 121,099 19,565 399,912 540,664

Guaranteed Death Benefit, Guaranteed Cash Value, Dividends and Special Paid-up Bonus will be reduced by any
payment of minor CI benefit.

Total Living Benefit is the sum of Guaranteed Cash Value, Illustrative Accumulated Dividends and Accumulated Special
Paid-up Bonus.

Total Death Benefit is the sum of Guaranteed Death Benefit, Illustrative Accumulated Dividends and Accumulated
Special Paid-up Bonus.

You should only apply for this product if you intend to pay the regular premium for the whole duration of your chosen
payment term. Should you terminate the policy early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 10 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Benefit Illustration
(Dividend and Special Paid-up Bonus Accumulation Option)
Current Dividend/Special Paid-up Bonus Scale
Accumulation Rate At 4.20%

Cumulative
Guaranteed Illustrative Illustrative Illustrative Total Total
Basic
Cash Cash Accumulated Accum. Special Living Death
Premiums
Dur Value Dividend Dividend Paid-up Bonus Benefit Benefit
Paid

1 17,512 400,000
2 35,024 3,052 3,052 400,000
3 52,536 15,472 15,472 400,000
4 70,048 26,076 26,076 400,000
5 87,560 37,112 37,112 400,000
6 105,072 46,888 46,888 400,000
7 122,584 56,476 56,476 400,000
8 140,096 66,456 66,456 400,000
9 157,608 76,832 76,832 400,000
10 175,120 87,628 12,054 99,682 412,054
11 175,120 90,600 2,369 2,369 12,560 105,529 414,929
12 175,120 93,664 2,421 4,890 13,087 111,641 417,977
13 175,120 96,820 2,474 7,570 13,637 118,027 421,207
14 175,120 100,044 2,528 10,416 14,210 124,670 424,626
15 175,120 103,356 2,583 13,436 14,807 131,599 428,243
16 175,120 106,752 2,638 16,638 15,428 138,818 432,066
17 175,120 110,252 2,694 20,031 16,076 146,359 436,107
18 175,120 113,840 2,751 23,623 16,752 154,215 440,375
19 175,120 117,512 2,809 27,424 17,455 162,391 444,879
20 175,120 121,272 2,868 31,444 18,188 170,904 449,632
***
30 175,120 163,308 3,486 86,005 27,445 276,758 513,450
40 175,120 209,884 4,115 176,017 41,414 427,315 617,431
50 175,120 252,012 4,646 318,911 62,492 633,415 781,403
60 175,120 281,760 5,004 539,984 94,297 916,041 1,034,281
70 175,120 300,880 5,215 876,800 142,291 1,319,971 1,419,091
77 175,120 400,000 5,388 1,211,572 189,780 1,801,352 1,801,352

Guaranteed Cash Value, Dividends and Special Paid-up Bonus will be reduced by any payment of minor CI benefit.

Total Living Benefit is the sum of Guaranteed Cash Value, Illustrative Accumulated Dividends and Accumulated Special
Paid-up Bonus.

Total Death Benefit is the sum of Guaranteed Death Benefit, Illustrative Accumulated Dividends and Illustrative
Accumulated Special Paid-up Bonus.

You should only apply for this product if you intend to pay the regular premium for the whole duration of your chosen
payment term. Should you terminate the policy early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 11 of 12
BLANCHE MARIE PUEBLAS 23 (Female)
SUN Fit and Well 10 - Non-Smoker
Face Amount: Ps 400,000.00 Total Annual Premium : Ps 20,640.00

Dividend/Special Paid-up Bonus Information

Dividends
Starting on the 11th policy year, the Company will allot as a dividend once a year that part, if any, of the Company's surplus as
may be distributed to the policy. Dividend Accumulation will apply if no option is elected. The Company on written request will
pay the accumulated dividends if not used for an advance or unpaid premium.
Special Paid-up Bonus
In the first 10 years from the date of issue of the policy, the Company will allot Special Paid-up Bonus once a year that part, if
any, of the Company's surplus as may be distributed to the policy. Special Paid-up Bonus allotted up to the 10th policy year will
be accumulated, credited and available for withdrawal only at the end of the 10th policy year.
No Special Paid-up Bonus will be credited or paid out in the event the policy is terminated within the paying period.
Options
The current dividend/ Special Paid-up Bonus options available are: (1) Cash; or (2) Dividend/ Special Paid-up Bonus
Accumulation. We will not pay any dividend/special paid-up bonus accumulation for the period between the withdrawal date
and the previous policy anniversary.
Dividends and Special Paid-up Bonus are not guaranteed. The Company’s Board of Directors also has the discretion to raise or
lower the Company's dividend/special paid-up bonus scale and there may be instances when the allotment is zero. Please refer
to www.sunlife.com.ph/PH/Insurance/Policyholder+dividend+information for details on the investment strategy, dividend
philosophy and key product risks.

Declaration and Acknowledgement of Variability

I have read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has explained to me the
features of the policy, both guaranteed and non-guaranteed benefits, and the manner in which non-guaranteed benefits are
affected by the Company’s experience.
Further, I acknowledge that:
I have applied with Sun Life of Canada (Philippines), Inc. for a SUN Fit and Well 10 policy, and have reviewed the illustration(s)
that shows how a life insurance policy performs using the Company's assumptions based on Insurance Commission's guidelines on
accumulation rates.
I understand that only those values described as guaranteed, if any, are guaranteed. All other policy values can change and may
probably be different from those illustrated to me. Actual values may be higher or lower depending on the dividend and special
paid-up bonus rates actually earned.
I understand that dividend and special paid-up bonus rates change from year to year and may have zero allotment in a year since
these are affected by factors such as, but not limited to, the Company's applicable mortality and/or morbidity experience,
investment returns, expenses, taxes, and policyholder persistency experience, and that Sun Life of Canada (Philippines), Inc. will
advise me of the actual amount of the dividend and special paid-up bonus, if any.
I understand that the illustration(s) given to me will not become part of any issued policy, as these are provided only to show
how policy benefits would change over time under a specific set of assumptions.
By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and disclosing my
personal data, I authorize and consent to the use, processing and exchange of information needed to prepare the proposal. In the
event I do not proceed with my insurance application with Sun Life of Canada (Philippines), Inc., my personal data is kept for
three years in Sun Life of Canada (Philippines), Inc.'s data processing systems after which, it will be irreversibly anonymized for the
sole purpose of data analytics and proposal counts report.

BLANCHE MARIE PUEBLAS

Applicant's Signature over Printed Name Date

This is only an illustration, not a contract of insurance.

7.4 / 6.2 151202O171020232125172880282 Page 12 of 12