New Moneyback 25 Years (Plan No.

- 921)
Illustration specially prepared for

Mr. Prospect
(age 35 years)
Benefits Illustration Summary
Sum Assured Rs. 5,00,000
Term/PPT 25/20 years
Premium Basic GST
First Year 30,043 1,352
ü 25 years Money Back Plan with TAX FREE returns Subsequent Year 30,043 676
every 5 years as survival benefits.
ü Limited payment for 20 years only
ü Life Cover to the extent of 1.25 times of Sum
Assured + Bonus + Final Additional Bonus (as applicable)
ü Maturity : On completion of the term, 40% of Sum
Assured + Bonus + Final Additional Bonus (as applicable) will
be paid.
ü Optional Benefit:
LIC’s Accidental Death and Disability Benefit Rider and LIC’s
Accident Benefit Rider is available as an optional rider for 25
years with payment for 20 years only
ü Premium paid are Tax Exempted u/s 80 C & the
Maturity amount is Tax Free u/s 10 (10) (D)
ü Option to take Maturity and Death Benefit in installments.

Cash Flow Benefits

Year Guaranteed Bonus
5 75,000 0
10 75,000 0
15 75,000 0
20 75,000 0
25 2,00,000 6,25,000
Total 5,00,000 6,25,000 Total Rs.11,25,00
Life Cover In this policy your life cover will sta
at Rs. 6,45,500. By virtue of bonus
getting added every year, your risk
cover will grow to
Rs. 12,50,000 when your age will b
60.
Liquidity You have an option to surrender th
policy & receive the cash value afte
payment of premiums for 2 years.
Alternately, you can even avail of
loan on this policy once the policy
has acquired cash value. The
current prevailing rate of loan is 9.5
% p.a.
 You have an option to surrender th
policy & receive the cash value afte
payment of premiums for 2 years.
Alternately, you can even avail of
loan on this policy once the policy
has acquired cash value. The
current prevailing rate of loan is 9.5
% p.a.

Plan Parameters

Parameter Min Max

Age 13 45 Tax Saving You can save a tax of Rs. 9,373
under Sec.80C, against every
premium paid

Term 25 20
Sum Assured 100000 No Limit
Modes Yly, Hly, Qly, Mly, SSS
Presented by

AKRASAK
This illustration contains guaranteed and non-guaranteed benefits.The purpose of
this illustration is solely to help you understand the projected benefits that may be
possible in future. The presenter in no manner is promising or giving a guarantee
about such projected benefits.The actual benefits will depend upon the future
performance of L.I.C. Of India with respect to this product.

Financial Advisor
Nadakkavu, Tanur (PO)
PIN 676302
 AKRASAK

Financial Advisor
Nadakkavu, Tanur (PO)
PIN 676302

New Moneyback 25 Years Plan Presentation for Mr. Prospect (age 35 years) Ref. No. Prospe

Innovative Forecast of Insurance Benefits

Mode of Premium Yearly

Rider

Installment Premium 31,395(30,719 from 2nd yr onwards) Accident Cover 5,00,000

Date of Report 8/3/2023 Term Rider Not Opted

Term 25 Years Critical Illness Rider Not Opted

Risk Cover (Natural For the Year

Policy Age Death) Premium Tax Saved Net Premium Returns Cash Flow
Year
1 36 6,45,500 31,395 9,373 22,022 0 -31,395
2 37 6,66,000 30,719 9,373 21,346 0 -30,719
3 38 6,86,500 30,719 9,373 21,346 0 -30,719
4 39 7,07,000 30,719 9,373 21,346 0 -30,719
5 40 7,27,500 30,719 9,373 21,346 75,000 44,281
6 41 7,48,000 30,719 9,373 21,346 0 -30,719
7 42 7,68,500 30,719 9,373 21,346 0 -30,719
8 43 7,89,000 30,719 9,373 21,346 0 -30,719
9 44 8,09,500 30,719 9,373 21,346 0 -30,719
10 45 8,30,000 30,719 9,373 21,346 75,000 44,281
11 46 8,50,500 30,719 9,373 21,346 0 -30,719
12 47 8,71,000 30,719 9,373 21,346 0 -30,719
13 48 8,91,500 30,719 9,373 21,346 0 -30,719
14 49 9,12,000 30,719 9,373 21,346 0 -30,719
15 50 9,42,500 30,719 9,373 21,346 75,000 44,281
16 51 9,63,000 30,719 9,373 21,346 0 -30,719
17 52 9,83,500 30,719 9,373 21,346 0 -30,719
18 53 10,04,000 30,719 9,373 21,346 0 -30,719
19 54 10,24,500 30,719 9,373 21,346 0 -30,719
20 55 10,55,000 30,719 9,373 21,346 75,000 44,281
21 56 10,75,500 0 0 0 0 0
22 57 10,96,000 0 0 0 0 0
23 58 11,16,500 0 0 0 0 0
24 59 11,37,000 0 0 0 0 0
 25 60 12,50,000 0 0 0 1,80,954 1,80,954
26 61 6,70,096 0 0 0 1,80,954 1,80,954
27 62 5,10,301 0 0 0 1,80,954 1,80,954
28 63 3,45,461 0 0 0 1,80,954 1,80,954
29 64 1,75,415 0 0 0 1,80,954 1,80,954
6,15,056 1,87,460 4,27,596 12,04,770 5,89,714

Key Assumptions
Personal Data: DOB: 03/08/1988
Income Tax: Sec. 80C Limit Available: 1,50,000 Sec. 80D Limit Available: 15,000
Tax Savings on premiums will be @ 31.20 % u/s 80C and @ 31.20 % u/s 80D
Projections: Bonus: Last declared reversionary bonus has been considered for the purpose of projected Riskcover and Returns.
Terminal Bonus: Last declared terminal bonus of their respective matching discontinued plans has also been considered.
Age and Returns shown are at the end of the specific year.
 for

mmary

Installment
31,395
30,719

Total
75,000
75,000
75,000
75,000
8,25,000
Total Rs.11,25,000
ife cover will start
virtue of bonus
y year, your risk

n your age will be

n to surrender the
e cash value after
ms for 2 years.
n even avail of
once the policy
value. The
ate of loan is 9.5
n to surrender the
e cash value after
ms for 2 years.
n even avail of
once the policy
value. The
ate of loan is 9.5

of Rs. 9,373
ainst every

efits.The purpose of
benefits that may be
r giving a guarantee
upon the future
ef. No. Prospect

Cash Loan
Value Available

0 0
21,158 19,042
37,810 34,029
69,569 62,612
87,859 79,073
40,665 36,598
54,925 49,432
72,678 65,410
96,929 87,236
1,22,528 1,10,275
1,08,636 97,772
1,33,002 1,19,702
1,60,401 1,44,361
1,91,172 1,72,055
2,25,741 2,03,167
2,28,850 2,05,965
2,65,320 2,38,788
3,06,249 2,75,624
3,52,521 3,17,269
4,05,013 3,64,512
3,99,489 3,59,540
4,48,853 4,03,968
5,03,939 4,53,545
5,65,672 5,09,105
6,34,841 5,71,357
0 0
0 0
0 0
0 0
Policy Age
Year
Risk Cover (Natural Death) Cash
Value
Returns Cash Flow
1 36 645,500 0 -31,395 0
2 37 666,000 0 -30,719 21,158
3 38 686,500 0 -30,719 37,810
4 39 707,000 0 -30,719 69,569
5 40 727,500 75,000 44,281 87,859
6 41 748,000 0 -30,719 40,665
7 42 768,500 0 -30,719 54,925
8 43 789,000 0 -30,719 72,678
9 44 809,500 0 -30,719 96,929
10 45 830,000 75,000 44,281 122,528
11 46 850,500 0 -30,719 108,636
12 47 871,000 0 -30,719 133,002
13 48 891,500 0 -30,719 160,401
14 49 912,000 0 -30,719 191,172
15 50 942,500 75,000 44,281 225,741
16 51 963,000 0 -30,719 228,850
17 52 983,500 0 -30,719 265,320
18 53 1,004,000 0 -30,719 306,249
19 54 1,024,500 0 -30,719 352,521
20 55 1,055,000 75,000 44,281 405,013
21 56 1,075,500 0 0 399,489
22 57 1,096,000 0 0 448,853
23 58 1,116,500 0 0 503,939
24 59 1,137,000 0 0 565,672
25 60 1,250,000 180,954 180,954 634,841
26 61 670,096 180,954 180,954 0
27 62 510,301 180,954 180,954 0
28 63 345,461 180,954 180,954 0
29 64 175,415 180,954 180,954 0
Loan
Available

0
19,042
34,029
62,612
79,073
36,598
49,432
65,410
87,236
110,275
97,772
119,702
144,361
172,055
203,167
205,965
238,788
275,624
317,269
364,512
359,540
403,968
453,545
509,105
571,357
0
0
0
0