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Excellence
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SMH: isthe Irservices and consulting cvision ofits
parent companyTable of Content
About Us 2
Software Quality Assurance and Testing Services 3
Bank Reconciliation 1
ATM Card Management System 21
Our Clients and Contact Details 23About 3EM Technologies
3EM Technologies is an IT Services and Consulting Division of SMH Global Services (Private) Limited,
headquartered in Karachi, Pakistan. Please note that 3EM Technologies isa global technology consulting
and digital solutions company, that helps our clients to succeed in a converging world. With our
presence across the world, we go the extra mile to assist our clients and accelerate their digital
transformation journeys.
Our core competencies are:
Software Quality Assurance and Testing
IT Governance & Management Services
Application Development Services and Modemization
RPA Implementation & Support
ERP, CRM, BPM, etc Implementation and Support
Security and Performance Testing Services
Mobile Application Development
Website Development
Our technology products and services are built on two decades of ns, With a world-renowned
management philosophy, a strong culture of invention and risk-taking, and a relentless focus on
nove
customer relationships. 3EM Leadership also takes pride in its many diversities, social responsibilty,
sustainability, and education initiatives
Asa software company, we've served clients across multiple industry verticals all over the Globe. Keeping
in view the business needs of our clients, our Quality Assurance services span across the software testing
lifecycle including functional testing, regression testing, integration testing, systems testing, and
platform compatibility testing, whether it's web, mobile, or desktop software.
‘Our specialized services include software automation testing, performance testing, security testing, and
code reviews. Along with our partners Micro Focus and IBM, we have performed several
implementations of various test management suites.
We recognized as an industnys leader in providing IT Governance & Management Services and IT
infrastructures. We've reinforced our clients’ security through security audits, defining security
architecture, data leakage prevention, and penetration testing. Our quality programs cover processes,
procedures, controls, data, hardware, software, and networks.
We are currently providing Core Banking Upgrade Testing Services (manual and automation) to Bank
Albilad. Also, we were providing the Testing and QA services to Samba Financial Group through our
local and regional partners, We recently signed a contract with Samba Bank Pakistan for the Payments
Reconciliation System and BPM and RPA Implementation, also we aré continuously providing our
Software QA and Testing services to different regional Financial Institutes through our partners.Services
“ Develop testing solutions
or enhance your existing
testing solutions |,Quality Assurance Service
3EM Technologies stands at the forefront of
integrating Software Quelity Assurance (SQA)
Services to deliver unparalleled IT service
excellence. We understand the intricate balance
between software performance and governance,
Through our meticulous SQA processes, we
guarantee applications that meet the zenith of
functionality and reliability.
With 3EM Technologies, clients are assured of a holistic solution that encapsulates impeccable software
standards governed by industry-leading practices.
Functional Testing
“Release Better Quality Products “FASTER”,
3EM Technologies Functional Testing enables you to produce a defect-free product with 100%
functionality compliance.
Functional testing services validate that an application performs as per the desired functionality
specifications and competently meets the end-user expectations. Our functional testing solutions aid
‘our clients in increasing their client base, enjoying greater ROI, and gaining a better market standing.
Being a functional testing company, we validate a product's expected functional performance to see
how it responds to the stated specifications,
» Interface Testing » Smoke and Sanity Testing
» Manual and Automation Testing » System Integration Testing
» Regression Testing » Acceptance Testing
3EM's Functional Testing Process
1.
Understand the
requirements
03.
Write test
cases
05.
Execute test
07.
Log
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requementsUsability Testing
“assess your product's usability for flawless customer experience,
3EM Tech's highly adaptable and knowledge-driven approach to usabili
enhance your UI and UX for improved customer satisfaction.
3EM Tech's usability testing team assures that your website or application works in realistic business
setups and use cases that simulate real user behavior. Asa usability testing expert, we help to provide
you with an extensive evaluation of your product's functionality by inspecting, recognizing and scaling
the issues in the core features of your product to suggest prospects for improvement.
3EMs Usability Testing Process:
Mobile App Testing
“Necessary for every firm to maintain the performance and quality of any
developed app across all available devices.
3EM Tech's mobile app testing services help you deliver an outstanding user experience through agile
testing practices.
With a blend of our mobile application testers’ skills and the latest industry practices, 3EM Tech follows a
360-degree perception to avoid any negligence during mobile app testing and provides proven
end-to-end mobile testing solutions from iOS testing to Android Testing. 3EM Tech mobile testing
services include:
» End User Experience Testing » App Adaptability Testing
» Device Hardware Testing » Communication Medium Testing
> Cross-Platform Testing
3EM's Mobile App Testing Process:Performance Testing
“Deliver A User-Friendly Product with 100% availability 24/7 “
With exceedingly high remedial costs, it has become even more critical to determine how well a
product can perform under stress, ranging from 100 to 100,000+ concurrent users per minute.
3EM Tech follows a comprehensive and straightforward approach toward grasping your product's
performance needs and identifying any performance bottlenecks impacting your business. Our team of
performance analysts, architects, system engineers and developers work together to deliver seamless.
performance testing services to tune systems to remain powerful and stable. As a performance testing
company, we have been delivering quality testing services for more than a decade and enjoy a huge
client base in the Middle East and Europe.
3EM's Performance Testing Process:
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Accessibility Testing
“Deliver a remarkable experience that's inclusive
a
3EM Tech can help you deliver accessibility features that comply with the highest of international
standards and enable you to tap the potential of a large number of prospective buyers and customers.
Accessibility testing solutions ensure that large populations of people with disabilities get access to a
smooth-functioning website that is engaging, inviti
needs
ing and user-friendly. A person with speci
requires special care and attention. We take pride in enabling companies to deliver seamless user
experiences that are designed more thoughtfully.
A good website must have accessibility features that comply with international web accessibility
guidelines. 3EM Tech's accessibility testing team makes sure that your website complies with the
necessary web accessibility guidelines. We have prior experience in testing for WCAG 2.0 (A, AA, AAA),
Our proven accessibility testing methodology across various industry verticals enables us to help you
deliver your services via a website that has the best accessibility features. Moreover, we specialize in
identifying, managing and resolving any issues that your Users may encounter while using your website.
3EM's Accessibility Testing Process:
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oOPlatform Compatibility Testing
“Build Responsive Applications with 100% Cross-platform Compatibility ,
By leveraging 3EM Tech's compatibility testing services, reduce your cost and management overheads
and speed up the software development lifecycle.
Platform Testing checks an app for its adaptability and responsiveness across different browsers,
operating systems and devices. It helps in finding out how well a system performs in a particular
environment, across variables such as hardware, network, operating system and other complementary
software, etc. 3EM Tech follows the approach where Browsers, Devices, Operation Systems, Versions,
Hardware, Software and Network compatibility testing is performed based on compatibility
requirements collected during a requirements gathering session with a client.
3EMs Platform Compatibility Testing Process:
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Testing Center of Excellence (TCoE)
“
Does your business need a Testing Center of Excellence?
3EM Tech has devised a phased approach for the establishment of a TCoE which helps it to evolve from.
2 small test team into a full-fledged quality services center for organization-wide testing needs. This
integrated approach is customized to be made fully compliant with individual client requirements as
well as to keep it scalable enough to comply with the standards for certifications in the future if desired.
3EM's TCOE Process:
3EM Technologies expert QA test team is involved from the start to the release of any software project.Data Migration Testing
“Data migration is the art of balancing risk and reward ,
its ‘data’, and
One of the most important commodities that a business controls, owns, or maintains i
therefore, any data migration is a high-tisk activity. As a result, it must undergo significant verification
and validation efforts.
The core of exercising a data migration task is to perform an (ETL) ‘Extract, Transform and Load’ operation
that extracts the data from various sources, fixes/transform it, and then loads it into the target data
warehouses. This offers our testing team some of the key consideration points to help them effectively
plan tests and strategize accordingly for data migration activities.
Data Migration Testing Phases:
» Pre-Migration Testing » Production Migration Testing
» Post-Migration Testing » Data Quality Tools
» User Acceptance Testing
3EM's Performance Testing Process:
Test Automation
“Transforming Software Testing with Automation a
Test automation is the practice of running tests automatically, managing test data and utilizing results
to improve software quality. It's primarily a quality assurance measure, but its activities involve the
commitment of the entire software production team. From business analysts to developers and DevOps
engineers, getting the most out of test automation takes the inclusion of everyone.
3EM Technologies will develop a configurable Test Automation Framework, which will help in the design
and maintenance of the automation test cases. A framework is necessary to ensure that the tests will be:
» Maintainable » Independent » Easy to analyze
» Performance » Repeatable » Scalable
» Reviewable
3EM's Test Automation Process:Services‘At3EM Technologies, we encompass the strategies,
policies, processes, and structures that guide the
decision-making and direction of an organization's
IT activities as well as involved in the practical
implementation, execution, and ongoing
maintenance of IT strategies and initiatives within
an organization through ensuring that IT
investments align with business objectives,
mitigate risks, optimize resources, promote
accountability, project management, technology ac
deployment, service delivery, and technical support Ta
to certify that IT solutions contribute positively to
the organization's operations.
Ce ay
Effective IT governance establishes a framework that allows organizations to make informed choices about
their IT initiatives, from cybersecurity and data management to technology adoption and project
prioritization,
Strategy & Governance
‘Capability Assessment and Performance Management using COBIT
Capability Assessment and Performance management is an essential part of a governance and
management system. These terms express how well the governance and management system and all the
components of an enterprise work, and how they can be improved to achieve the required level.
Assessment is an activity that helps organizations in identifying strengths and weaknesses of their
governance and management systems. Organizations find value in measuring their capability and
performance by conducting a formal assessment to identify and prioritize their business improvement
efforts and eventually earning a benchmark maturity level or a capability level achievement.
What is COBIT Performance Management?
COBIT 2019 uses the term COBIT performance management (CPM) to describe the activities and the
concept as an integral part of the COBIT framework. CPM includes concepts and methods such as
capability levels and maturity levels.
CPM defines six (0 to 5) process capability levels, A capability level is a measure for how well a process is
implementer and performed. The process capability levels are as follows:
3EM Technologies helps Performance
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Assessment and Management a
3M Technologies consultants and ra Cquaneatve: Free dat fen ih avanitatne
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and operational guidance to Pr:
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area Gh eres errr et ere2. IT Governance Implementation using COBIT 6 1SO 38500
IT governance is a formal framework that provides a structure for organizations to ensure that IT
investments support business objectives. IT governance provides a structure for aligning IT strategy with
business strategy.
The vast majority of modern organisations rely on IT in some capacity. In fact, most would be unable to
function without an effective IT. IT has become critical driver of strategic transformations as well as
organizational performance.
Subdomains of IT Governance:
There are several subdomains of IT governance. Important ones are as follows:
About the relevant Frameworks and Standards:
COBIT
COBIT is the globally recognized and leading
framework ensuring effective and strategic
enterprise governance of information and
technology (EGIT), The COBIT 2019 governance
framework goes well beyond
technology and IT department functions. It
contains detailed description of the COBIT Core
Model and its 40 governance/management
objectives, a design guide on how to put COBIT to
practical use, and how to implement and assess
practical and custom-tailored processes to specific
governance needs.
information
ISO/IEC 38500
ISO/IEC 38500 provides guiding principles for
members of governing bodies of organizations
(which can comprise owners, directors, partners,
executive managers, or similar) on the effective,
efficient, and acceptable use of information
technology (IT) within their organizations. It also
provides guidance to those advising, informing, or
assisting governing bodies including executive
managers, members of groups monitoring the
resources within the organization;
business or technical specialists, internal and
external service providers, and auditors.
external
3EM Technologies helps in effective implementation of IT Governance:
3EM Technologies consultants and coaches provide strategic, tactical and operational guidance to leaders,
managers and teams. We ensure that IT strategy and assets are aligned with organizational strategy and
objectives.Compliance & Audit
Governments and regulators around the world are establishing tougher compliance regulations to fight
increasing cyber security threats. General Data Protection Regulation (GDPR) by the European Union a
good example of such regulation. Organizations must ensure compliance with all applicable laws,
regulations and frameworks to avoid significant financial and legal consequences.
1. Regulatory Frameworks’ Design & Compliance
Considering the advent of digital services and commercial usage of IT by organizations, the regulatory
authorities worldwide are focusing on introducing specialized frameworks which must be used by financial
institutions and e-commerce firms in particular to organize and further improve their IT Governance, Cyber
& Information security and IT operations domains.
3EM Technologies supports your organization to implement and achieve compliance towards your
relevant industry or regulatory requirements by adopting such standards and regulations.
Leading Regional & International Regulatory Frameworks:
Why to implement regulatory frameworks?
Organizations implementing regulatory frameworks see results as follows:
» Improved compliance to regulatory requirements
Safeguard of business goodwill and reputation
Reduced risks of regulatory fines and penalties
Continual improvement
Consistency, standardization, transparency & visibility
Proactive monitoring and responding to evolving regulatory non-compliance
Better involvement of stakeholders, definition / allocation of appropriate roles and responsi
Improvement in internal controls and hence bringing more operational efficiency
Better management of risks pertaining to customers’ & business data, information assets and business
ies
veyyewse
services respectively
3EM Technologies helps in Effective Implementation
We help our customers in establishing requirements of specific frameworks. Our highly customized and
tailored approach helps organizations in effectively and quickly implementing the requirements.IT Service Management
IT'Service Management is the implementation and management of quality IT services that meet the needs
of the business. Effective IT service management ensures the desired results and customer satisfaction
levels are achieved cost effectively.
1. ITSM Gap Assessment 6 Planning using TIL Iso 20000,
Many organizations assume that IT Service Management (ITSM) only relates to repair & maintenance of
hardware or resolving issues such as connecting to the internet & email access. However; ITSM is a much
broader field that integrates multiple functions to provide services & technical support to end users. In
reality, organizations must identify the criticality of each service in line with business objectives & how to
manage any technical disruptions and requests.
Most Common ITSM Gaps
Why ITSM Gap Assessment?
ITSM Gap Assessment assists your organization in getting an in-depth view of your current service
management practices thus enabling you to have a complete performance check and verifying
compliance with expected or agreed service levels, standards and frameworks. Once the gaps are
identified a Service improvement Plan is developed that provides a foundation for setting priorities,
assigning ownership, allocating investments of time, money and human resources as well as for measuring
and improving compliance with the stated guidelines and recommendations.
What are the relevant standards and benchmarks?
ITIL (IT Infrastructure Library): ITIL (IT Infrastructure Library) is a widely accepted approach to IT Service
Management (ITSM), which has been adopted by individuals and organizations across the world. It
provides a cohesive set of best practice, drawn from the public and private sectors internationally.
ISO/IEC 20000: ISO/IEC 20000 Service Management specifies requirements for an organization to
establish, implement, maintain and continually improve @ service management system (SMS). The
requirements specified in this document include the planning, design, transition, delivery and
improvement of services to meet the service requirements and deliver value
3EM Technologies Helps You in Knowing Your Gaps
With the help of internationally accepted best practices, standards and frarneworks as benchmarks; we
helpyou in identifying IT service management gaps. We also develop tailored and prioritized gaps-closure
plan providing you the complete roadmap about how to bridge the identified gaps.2. ITSM implementation using ITIL or 0 20000
With technology such an integral part of every bit of a business, the line between business and IT is blurred,
perhaps even non-existent. ITSM is no longer a “nice to have,” or something that only the service desk
does. ITSM is the means by which IT delivers business capability. ITSM therefore is the enabler for realizing
real business value from the use of technology.
Quick ITSM Facts
Why implement IT Service Management?
Organizations implementing ITSM see results as follows:
» [Tyalue chain, enabled and supported by good ITSM, becomes a seamless fit into the business value
chain
» When it is about “Digitalization’, a core requirement for a business to begin digital transformation is
to first have absolute clarity on its services and processes which is provided by ITSM
ITSM supports business agility and responsiveness by promoting standardization
ITSM enables the agility and responsiveness demanded by today’s business
ITSM cements the convergence of business and IT by enabling business capability through the
effective use of technology
About the ITSM Frameworks and Standards
» Information Technology Infrastructure Library (ITIL): Information Technology Infrastructure Library
(ITIL) is a framework for managing IT as a service, with the aim of aligning IT services with business
objectives. ITIL is the most commonly implemented ITSM framework in the world, in both the public
and the private sectors, and is acknowledged as best practice for service management in
organizations in all industries. ITSM is all about customers and how to deliver value to these
customers,
» ISO/IEC 20000: ISO/IEC 20000 s the internationally recognized standard for IT service management
(ITSM) that enables IT organizations to ensure that their ITSM policies & procedures are in line with
business objectives and with international best practices. ISO 20000 is a standard with clearly defined
requirements that must be met in order to certify that a minimum of best practice standards is met.
3EM Technologies helps in effective implementation of ITSM practices
We help our customers to setup IT Service Management by using ISO 20000 or ITIL according to the
requirements.Development
Application Development & Implementation
aE
Technologies offers bespoke software
application deve!
spment solutions tailored to
cater individual client's needs. Engaging with
A ensures a streamlined approach to
formulating client-centric solutions that are both
cost-effective and efficient. Our technical
acumen guarantees a robust solution that
complements our client's business strategy,
ensuring Its success,
Application Maintenance 6 Enhancements
3EM Is renowned for offering exceptional
maintenance, support, and training services for
ned for
prolonged operational life. It is widely
mission-critical software products de:
acknowledged that the maintenance aspect of a
software product while being one of the
paramount phases,
often underrated in its
importance to a company’s success
oO
sourcing support has transcended from
being merely 2 “cost-saving” measure to an
ispensable strategic move for many
avant-garde organizations.Mobile Application Development
3EM Technologies boasts rich portfolio in mobile application development, having curated a multitude
of mobile-centric solutions. Our proficiency spans from sculpting the user experience to the actual
development and eventual market introduction of mobile applications. 3EM's specialization covers
application development for key mobile platforms, including:
» Android» iPhone
Furthermore, we offer services to augment or make mobile-ready client's legacy applications.
‘Software Quality Assurance
Through Quality Assurance (QA), 3EM ensures that its client is providing the best possible products and
services. It is related to quality control which focuses on the end result, such as testing a sample of items
from a batch after production. 3EM Quality assurance focuses on enhancing and improving the process
that is used to create the end result, rather than focusing on just the result itself. Under quality assurance,
3EM executes planning, design, development, production and service.
Focus Areas
» Banking Sector » Food & Beverages» GIS
» Insurance and Investment Sector» Agriculture » Police
» Textile Sector » Education » Transportation
Thematic Areas
» Bank Reconciliation System (eanis Payment ChanrelsReconeilation| ‘Education Management Solutions
» Robotics Process Automation (RPA) » GIS Solutions
» Enterprise Resource Planning (ERP) Solutions » Government Portals & Web Sites
» Maintenance Management System » Document Management System
» Asset Monitoring and Maintenance Management System » Library Management System
» Housing Society Monitoring and Management System
Software Quality Assurance
‘At 3EM, our QA practices ensure that we consistently deliver superior products and services to our
clientele. While quality control predominantly centers on the final output, our QA approach emphasizes
on refining and enhancing the processes leading to that output. This ensures not just the best end
product but also a consistent, efficient and effective production journey. Our QA encompasses stages
including planning, design, development, production and service.
Key Industries of Focus
» Banking Sector » Agriculture > Law Enforcement (Police)
» Insurance and Investment —» Education » Transportation
» Textile Industry » Tracking and Geographic» Specialized Solutions
» Food & Beverage Sector Information Systems (GIS)
Thematic areas
» Bank Reconciliation Systems. » Housing Society Monitoring Solutions
» E-Commerce Integrated with ERP and Payment» Education Resource Management [ERM] Systems
» POS with E-Commerce Integration » Advanced GIS Solutions
» Robotics Process Automation (RPA) » Distribution Solutions
» ERP Solutions (rate. suropats| » Government Portal & Web Design & Development
» Maintenance Management Systems » Electronic Document Management Systems
» Asset Monitoring & Maintenance Solutions » Library Management Systemsys
System
In today's digital age, banking has rapidly evolved from traditional in-branch trans:
ctions to a myriad of
payment channels, This transformation necessitates an advanced reconciliation system that can
le transactions from various payment channels, ensuring accuracy,
seamlessly integrate and recon’
ides an ideal solution to address
accountability and efficiency. 3EM's Bank Reconciliation System pro
this complex requirement of modern-day banks.
CUSTOMIZED AS PER BANK’S REQUIREMENTS.Features
» Real-Time Reconciliation: Processes transactions in real-time or in batches to ensure timely
recognition of discrepancies,
>» Automated Matching: Uses advanced algorithms to automatically match bank transactions with
internal records. This reduces manual intervention and errors.
» Advanced Reporting: Provides comprehensive reports detailing reconciled transactions and
unmatched transactions,
» Data Security: Ensures that all transaction data is encrypted and secure, adhering to banking
standards and regulations.
» Integration with Core Banking System (CBS)
other payment platforms.
» User-Friendly Interface: Offers an intuitive dashboard that provides an at-
reconciliation activities.
acilitates smooth data flow between the CBS and
glance view of all
Benefits
» Operational Efficiency: Automated processes significantly reduce the time and resources required
for reconciliation
» Reduced Errors: By automating reconciliation, the possibility of manual errors is drastically
lowered
» Enhanced Accountability: The system keeps a meticulous record of every transaction, ensuring
complete transparency and accountability.
» Cost-Effective: By reducing manual interventions and operational inefficiencies, banks can achieve
significant cost savings.
» Regulatory Compliance: Assists banks in adhering to regulatory requirements related to data
accuracy and integrity.
Implementation steps
>» Requirement Gathering: Understand the bank's specific needs, payment channels in use and the
volume of transactions.
» System Design & Customization: Customize Recon based on the bank's specific requirements,
» Integration: Seamlessly integrate the systern with Switch and the bank's Core Banking System
» Testing: Conduct rigorous testing to ensure the system accurately reconciles all transactions
without errors.
» Deployment: Deploy the system in a UAT and Live environment.
» Training: Provide thorough training to bank personnel on system usage and troubleshooting,
» Monitoring & Support: Regularly monitor the system's performance and provide necessary
support to address any challenges.
Data Touch Points:
» Mastercard » TLink
» Visa » Raast
» PayPak » American Express and OthersSystem ~<
Designed with cutting-edge technology and a focus on effi
8
cy, our ATM Card Capture Management
om is here to transform the handling of captured ATM cards. We elevate banks’ services to a whole
new level.
with our Get in touch
with 3EM Technologies & embark on this‘System-defined processes
In card capture, we have the following defined processes:
» Shred - If own card is hot, expired or not received by the custorner
» To Be Hot ~ If the active card was shredded, that card needs to be marked as hot
» Deliver to customer - If own card or another bank card is active and warm
» Dispatch - If the card owner is other branch or bank
» Transit Out - When dispatched to the owner bank or branch
» Transit In- When the card is about to be received
» Hold - On customer request hold card
» Suspicious — Any suspicious, white-label or plain card
Each process is system-defined and performs the task as per defined regulations by a regulatory
body.
Unveiling the Incredible Features
» Seamless card capture processing effortlessly identifies active, warm, expired and hot cards and
takes instant intelligent actions streamlining the entire process.
» Time is always precious, With lightning-fast notifications, our system ensures alerts of every
captured card, delivering quick resolutions and keeping smiles intact.
»» Automate your way to success with our intelligent workflow engine to do the heawy lifting for you.
» Automated card replacement, customer updates and notifications reduce errors and free your
team from mundane tasks.
» Fortress-like security ensures your customers’ paramount trust. With state-of-the-art security
measures, including role-based access and data encryption, we protect sensitive information
from unwanted intrusions
» We're all about synergy! Our system seamlessly integrates with your bank's core banking system,
ensuring real-time updates on card statuses for smooth operations.
jenefits that Sj Ives
B peak for Themsel Card Capture Workflow
» Embrace automation and see your bank's
productivity soar. Manual tasks have become “oe
a thing of the past, and your team needs a w. oc
well-oiled efficiency machine a fiom von ad
» Escalation and notification matrics. ~
» Delvoring exceptional user exporencesicour 9 ll e{~
mission, Real-time updates and rapid issue Al
resolution mean your user can perform tasks
more efficiently and accurately. i“ Ze
» With our top-notch security features, we é arn & =
ensure that our system fulfills PCl DSS
requirements.
» Harness the power of data-driven insights to
make well-informed decisions that steer your
bank toward greater success and profitability. é
» CFC and branch level calender management. -System
Your Card Management with
Welcome to a new era of streamlined card management, brought to you by 3em Technologies. Our
innovative Card Management System offers an exceptional blend of efficiency, control and real-time
collaboration across the enterprise,
Effortless Workflow
Imagine a seamlessly defined workflow that
simplifies the entire card management process
from card processing at the Centralized
Fulfillment Center (CFC) to dispatching through
courier companies. Our system ensures a flawless
Journey.
Reviewer and Maker Collaboration
Collaboration at its best! Our system enables
efficient interaction between reviewers and
makers. Card requests undergo a seamless
approval process, ensuring accuracy and
completeness before moving forward.
Comprehensive Card Embossing
Embossing cards has never been this convenient.
(Our unified form accommodates all card types -
New to Bank (NTB), supplementary and
replacement, streamline card requests with ease,
whether at the branch through Phone Bank or via
cre.
Funds Management at Your Fingertips
(Our system empowers CFC with real-time funds
management. Track available balances, ensure
funds are in place and seamlessly mark them as
‘Available’ when ready.‘Swift Courler Coordination
Experience the power of real-time coordination
between CFC, courier companies, branches and
even Phone Bank. Our system ensures that no
card goes astray. Whether delivered to staff,
patched through riders or sent to branches;
every step is flawlessly managed.
Comprehensive History and Reporting
Gain valuable insights with a comprehensive
history and reporting section. Track completed
tasks, actions by branches, CFC and couriers;
offering a transparent view of every step taken.
Effortless Navigation and User-Friendly interface
Navigate with ease through intuitive screens.
From adding requests to uploading MIS files, our
user-centric design ensures simplicity across all
user types - Branch, CFC, Phone Bank and AMD.
Unified Solution for Card Management
3em Technologies! Card Management System
unifies your card processing journey like never
before. Say goodbye to complexities and
embrace a future where precision, collaboration
and efficiency are at your fingertips. Experience
the future of card management today.
Courier Managment Workflow
Card Production Workflow
FramaOur
Valued Clients
Banks & Financial industries
a 6 ‘sk@
Government & Corporate
Garments / Textile Management System ERP
Unilever owalodoon
cise im ae Homecare
Pharmaceuticals Management System ERP
ae
ABC Drerenmenr
Construction
fmm a ere
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Presence
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Email [email protected]
Address ‘[email protected]
office Head office: Mezzanine MY, Plot 1, Jami Commercial
‘AGWIFeSS Street 1, DHAPhase 7, Karachi -74400, Pakistan
Cb
Phone +92-213750669
Number +92-32r-2rnzm2
Development office: 8-102, Block2, Gulshan-e-qhal
Ketachi-75300, Pakistan