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    Chithra Baskar: Account Statement

    Uploaded by

    Sarath Kumar
    This document is an account statement for a personal loan taken out by Chithra Baskar. It shows the loan amount of Rs. 29,999 with 3 EMIs remaining of Rs. 5,280 each. It also details the transaction history, payment due dates, applicable charges for late payments or bounced checks, and contact information for the customer care department.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Chithra Baskar: Account Statement

    Uploaded by

    Sarath Kumar
    8 views5 pages
    This document is an account statement for a personal loan taken out by Chithra Baskar. It shows the loan amount of Rs. 29,999 with 3 EMIs remaining of Rs. 5,280 each. It also details the transaction history, payment due dates, applicable charges for late payments or bounced checks, and contact information for the customer care department.

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    801_20210227_093515

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    This document is an account statement for a personal loan taken out by Chithra Baskar. It shows the loan amount of Rs. 29,999 with 3 EMIs remaining of Rs. 5,280 each. It also details the transaction history, payment due dates, applicable charges for late payments or bounced checks, and contact information for the customer care department.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    8 views5 pages

    Chithra Baskar: Account Statement

    Uploaded by

    Sarath Kumar
    This document is an account statement for a personal loan taken out by Chithra Baskar. It shows the loan amount of Rs. 29,999 with 3 EMIs remaining of Rs. 5,280 each. It also details the transaction history, payment due dates, applicable charges for late payments or bounced checks, and contact information for the customer care department.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 5

    ACCOUNT STATEMENT

    HOME OFFERS CUSTOMER CARE


    Generated Electronically as on 27 February, 2021

    CHITHRA BASKAR
    3 Pudhu Street Echangadu
    Pillaiarkuppam Pillayarkuppam
    Pondicherry - 607402

    975-131-4993
    [email protected]

    Summary of Loan Account


    A/C No Products EMI Amount Remaining EMI(s) Principal Outstanding EMI(s) Overdue Charges Overdue

    35769113 Personal Loan 5,280.00 3 15,352.19 0.00 0.00

    * To know principal outstanding for loan against property / home loans please get in touch with our customer service please call 1860-500-9900

    Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
    balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
    presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
    note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
    clarifications of charges applicable to your account, consult our schedule of charges.

    All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.

    DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
    call 1860-500-9900 or visit nearest IDFC FIRST Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing which, this
    Account Statement will be deemed to be accepted by you (the borrower).

    Visit us at Call us on Download our app


    www.idfcfirstbank.com 1860-500-9900
    PERSONAL LOAN HOME OFFERS CUSTOMER CARE

    LOAN EMI PAYMENTS & CHARGES


    A/C No 35769113 EMI Amount ` 5,280.00 Last Payment Date 03 December 2020

    Loan Amount ` 29,999.00 EMI Start Month December 2020 Last Payment Amount ` 5,280.00

    Net Tenure 6 Months EMI End Month May 2021 Payment Mode Others

    Gross Tenure 6 Months EMI Due On 02 of every month EMI Overdue ` 0.00

    Status Active Remaining EMI(s) 3 Bounce Charges Overdue ` 0.00

    Disbursed Date 20 Oct, 2020 Penalty Charges Overdue ` 0.00

    Installation Mode Other charges ` 0.00

    Unadjusted Payments ` 0.00

    PAY

    Transaction Details
    December 2020

    Date Particular Remark Debit Credit

    02-12-2020 Due For Instalment 1 - 5,280.00 0.00

    02-12-2020 Amount Adjusted - 5,280.00 5,280.00

    03-12-2020 Payment Received Cheque No.:C151625675A35769113D0312202010657QP Receipt No.---- VSP29524757137 0.00 5,280.00

    Visit us at Call us on Download our app


    www.idfcfirstbank.com 1860-500-9900
    CONTACT US HOME OFFERS CUSTOMER CARE

    GET IN TOUCH
    Call
    1860-500-9900
    Loan A/c No.

    Your nearest satellite branch


    Type Select
    IDFC FIRST Bank LTD.
    IDFC FIRST Bank LTD., Sree Lakshmi Building” 18, Vallalar Salai (Extention ),
    Sub Type
    1st Floor, R. V Nagar, Saram, Pondicherry - 605013

    Your nearest branch

    IDFC FIRST Bank LTD.


    IDFC FIRST Bank LTD. 2nd Floor, Selvam Arcade, Katpadi Road Green Circle,
    Opp new Bus Stand ,Vellore, Tamil Nadu, India 632004

    Details View other branches

    SUBMIT

    Visit us at Call us on Download our app


    www.idfcfirstbank.com 1860-500-9900
    AS PER NEW SCHEDULE HOME OFFERS CUSTOMER CARE
    (Amount in `)

    Products/Type of charges Personal Loan

    EMI Bounce charges per presentation* 400

    Late payment/Penal charges/ Default


    2% of the unpaid EMI or Rs 300 whichever is higher
    interest/Overdue (per month)

    Cheque Swap charges (per swap)* 500

    10000 within 30 days of disbursement or 1st EMI presentation whichever is earlier. Post 30 days or 1st
    Cancellation & Rebooking charges
    EMI presentation request for cancellation will be treated as foreclosure

    Foreclosure / Prepayment charges* 5% of principle outstanding amount

    Loan re scheduling charges (per re


    NA
    scheduling)

    Duplicate No Objection Certificate Issuance


    500
    Charges*

    Physical Repayment Schedule * 500

    Physical Statement of Account* 500

    Document retrieval charges (per retrieval)* 500

    Stamping Charges As per actuals

    Processing fees Up to 3.5% of the total loan amount

    List of Documents NA

    Part Payment charges Part Payment is not allowed

    Initial Money Deposit/ Application Fees


    NA
    (Non-refundable)

    EBC Replacement Fee (if EBC Applicable)

    Easy Buy Card Replacement Fee (If Easy Buy


    Card Applicable)

    EBC & Push Card fee(if applicable)

    EMI Pickup/ Collection Charges* 350

    Admin Charges (If Applicable)

    Pre EMI

    Security Post Dated Cheque Waiver

    Legal/Collections/ Repossession &


    Incidental Charges

    Visit us at Call us on Download our app


    www.idfcfirstbank.com 1860-500-9900
    AS PER NEW SCHEDULE HOME OFFERS CUSTOMER CARE
    (Amount in `)

    Products/Type of charges Personal Loan

    PDD charges

    Valuation Charges (If applicable)

    Admin Fee (if applicable)

    Other Charges (if applicable)

    *Charges above are exclusive of GST


    Please note

    1) First Presentation will be done on the 2nd or 5th each month. Kindly ensure your account is funded with sufficient funds by 1st or 4th each month to
    avoid levy of charges

    2) If the EMI for the month bounces and payment against the same is not received in the same month, late payment charges will be applicable. These will
    be charged every month on a recurring basis till the payment is received

    3) Above charges are exclusive of GST

    4) Non-payment of any of the charges levied will be reported to the Credit information company (including CIBIL) and will affect the credit score.

    5) * incase a company, firm, etc. is a part of the loan structure; foreclosure charges/ penalty/levy can be levied as stated in the sanction conditions will be
    Applicable.

    6) Schedule of charges are subject to change as per company's discretion from time to time. The company reserves the right to introduce any new charges
    or fees, as it may deem appropriate. Please visit "www.idfcfirstbank.com" to view the updated loan charges.

    Visit us at Call us on Download our app


    www.idfcfirstbank.com 1860-500-9900

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