3.11 Changes To Visa Settlement Service Reporting For Load and Reload Transactions

Article 3.
11
Changes to Visa Settlement
Service Reporting for
Load and Reload
Transactions
Richard Klepacz
©2022 Visa. All rights reserved. Visa Confidential 1

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Article 3.11
Changes to Visa Settlement Service Reporting for Load and Reload Transactions
Key Details
Regional Impact About This Change
Acquirers: Issuers: Mandatory
✓ AP ✓ AP
✓ Canada ✓ Canada Testing not available
✓ CEMEA ✓ CEMEA Activation not available
✓ Europe ✓ Europe
✓ LAC ✓ LAC
✓ U.S. ✓ U.S.
Effective
October 14, 2023

Article 3.11
Business Summary
The business reasons for this enhancement include, but are not limited to:
• Enhancement to Existing Product, Service, or Technology Offering
• Processing Integrity

Article 3.11
Business Summary
IMPACT CONSIDERATIONS
The following statements summarize the impact of this enhancement by audience.
Acquirer Impact
Acquirers that subscribe to any of the VSS reports shown in this article and have merchants that perform load or reload
transactions must support the changes to business transaction type values.
Issuer Impact
Issuers that subscribe to any of the VSS reports shown in this article and issue products must support the changes to
business transaction type values.
TECHNICAL CHANGES
Visa will implement new business transaction types used on VSS reports to identify load and reload dispute and adjustment
transactions. The existing business transaction type used to identify original load and reload transactions will be updated
with a new description.
The transactions reported using these business transaction types are where the original authorization contains the existing
value of 28 (Load) in V.I.P. Field 3— Processing Code, positions 1–2, Transaction Type. In the Canada and U.S. regions
load/reload programs are branded Visa ReadyLink.
Article 3.11
Mandatory Technical Changes

The following table show the updated business transaction types that will be used to identify
load and reload transactions.
Table 3.11.A Business Transaction Type Changes

Status Code Business Transaction Type

Article 3.11
The following table shows the VSS reports that will include these business transaction
type codes:

Article 3.11
The following table shows the VSS reports that will include these business
transaction type codes:

Article 3.11
Testing and Activation

Testing Considerations
• No new test services, scripts, or databases have been developed to support this
enhancement.
• No activation activity. No testing available

Article 3.11
IMPLEMENTATION AND ACTIVATION

This section provides detailed information on implementation and activation requirements
for this enhancement. The following table summarizes impacts to systems, services, and
reports by audience.

Article 3.11
Resources
For more information about VSS reports, refer to:

• VisaNet Settlement Service (VSS) User Guide, Volume 1, Spécifications
• VisaNet Settlement Service (VSS) User Guide, Volume 2, Reports

Article 3.11
Frequently Asked Questions

• Debit is checked in the Processing Impact table in the article. Is this correct?
— Yes, this is correct. Debit accounts in the U.S. region are eligible to participate in Visa ReadyLink.


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Which regions and participants will be impacted by these changes?

Article 3.

©2022 Visa. All rights reserved. Visa Confidential 1

©2022 Visa. All rights reserved. Visa Confidential 2

• Use Google Chrome

• Log off VPN

• Close all other programs

• If video freezes or becomes

• For sound issues, open the Media Player

©2022 Visa. All rights reserved. Visa Confidential 3

©2022 Visa. All rights reserved. Visa Confidential 4

©2022 Visa. All rights reserved. Visa Confidential 5

©2022 Visa. All rights reserved. Visa Confidential 6

Mandatory Technical Changes

Table 3.11.A Business Transaction Type Changes

©2022 Visa. All rights reserved. Visa Confidential 8

©2022 Visa. All rights reserved. Visa Confidential 9

©2022 Visa. All rights reserved. Visa Confidential 10

Testing and Activation

©2022 Visa. All rights reserved. Visa Confidential 11

IMPLEMENTATION AND ACTIVATION

©2022 Visa. All rights reserved. Visa Confidential 12

For more information about VSS reports, refer to:

©2022 Visa. All rights reserved. Visa Confidential 13

Frequently Asked Questions

©2022 Visa. All rights reserved. Visa Confidential 14

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