Algorithm:-

STEP 1: Declare n

STEP 2: Initialize ch

STEP 3: Repeat while(ch==’l’) till step 5

STEP 4: Input n

STEP 5: switch(n)

if n==1, then Input avg, typeOfAccount and Print amount

if n==2, then Input avg, noOfDays, ageOfACHolder and Print amount

if n==3, then Input avg, noOfMonths, age and Print monthlyAmount

if n==4, then Print exit

STEP 6: STOP

___________________________________________________________________________________________
___________________________________________________________________________________________

Source Code:-

import java.util.Scanner;
abstract class Account{
double interestRate;
double amount;
abstract double calculateInterest();
}
class RDAccount extends Account{
double interestRate;
double amount;
int noOfMonths;
double monthlyAmount;
double calculateInterest() {
int age;
double i;
String type;
Scanner s2=new Scanner(System.in);
System.out.println("Enter the RD amount: ");
amount=s2.nextInt();
System.out.println("Enter the number of months: ");
noOfMonths=s2.nextInt();
System.out.println("Enter the age of account holder: ");
age=s2.nextInt();
if(age>60) {
type="SeniorCitizen";
}
else {
type="General";
}
if(type=="General") {
if(noOfMonths==6) {
interestRate=7.5;
monthlyAmount=amount*interestRate/100;
}
else if(noOfMonths==9) {
interestRate=7.75;
monthlyAmount=amount*interestRate/100;
 }
else if(noOfMonths==12) {
interestRate=8;
monthlyAmount=amount*interestRate/100;
}
else if(noOfMonths==15) {
interestRate=8.25;
monthlyAmount=amount*interestRate/100;
}
else if(noOfMonths==18) {
interestRate=8.5;
monthlyAmount=amount*interestRate/100;
}
else if(noOfMonths==21) {
interestRate=8.75;
monthlyAmount=amount*interestRate/100;
}

}
else if(type=="SeniorCitizen") {
if(noOfMonths==6) {
interestRate=8;
monthlyAmount=amount*interestRate/100;
}
else if(noOfMonths==9) {
interestRate=8.25;
monthlyAmount=amount*interestRate/100;
}
else if(noOfMonths==12) {
interestRate=8.5;
monthlyAmount=amount*interestRate/100;
}
else if(noOfMonths==15) {
interestRate=8.75;
monthlyAmount=amount*interestRate/100;
}
else if(noOfMonths==18) {
interestRate=9;
monthlyAmount=amount*interestRate/100;
}
else if(noOfMonths==21) {
interestRate=9.25;
monthlyAmount=amount*interestRate/100;
}
}
System.out.println("Interest gained is: Rs. "+monthlyAmount);
return monthlyAmount;
}
}
class SBAccount extends Account{
double interestRate;
double amount;
String typeofaccount;
double calculateInterest() {
Scanner s=new Scanner(System.in);
int amt;
System.out.println("Enter the Average amount in your account: ");
amt=s.nextInt();
typeofaccount=s.nextLine();
if(typeofaccount=="Normal") {
interestRate=4;
amount=interestRate*amt/100;
}
else {
interestRate=6;
amount=interestRate*amt/100;
 }
System.out.println("Interest Gained: Rs."+amount);
return amount;
}
}
class FDAccount extends Account{
double interestRate;
double amount;
int noOfDays;
int ageOfACHolder;
double calculateInterest() {
int amt;
String type;
Scanner s1=new Scanner(System.in);
System.out.println("Enter the FD amount:");
amt=s1.nextInt();
System.out.println("Enter the number of days: ");
noOfDays=s1.nextInt();
System.out.println("Enter your age: ");
ageOfACHolder=s1.nextInt();
if(ageOfACHolder>60) {
type="SeniorCitizen";
}
else {
type="General";
}
if(amt<10000000) {
if(type=="General") {
if(noOfDays>=7&&noOfDays<=14) {
interestRate=4.5;
amount=amt*interestRate/100;
}
else if(noOfDays>=15&&noOfDays<=29) {
interestRate=4.75;
amount=amt*interestRate/100;
}
else if(noOfDays>=30&&noOfDays<=45) {
interestRate=5.5;
amount=amt*interestRate/100;
}
else if(noOfDays>=45&&noOfDays<=60) {
interestRate=7;
amount=amt*interestRate/100;
}
else if(noOfDays>=61&&noOfDays<=184) {
interestRate=7.5;
amount=amt*interestRate/100;
}
else if(noOfDays>=185&&noOfDays<=366) {
interestRate=8;
amount=amt*interestRate/100;
}
}
else if(type=="SeniorCitizen") {
if(noOfDays>=7&&noOfDays<=14) {
interestRate=5;
amount=amt*interestRate/100;
}
else if(noOfDays>=15&&noOfDays<=29) {
interestRate=5.25;
amount=amt*interestRate/100;
}
else if(noOfDays>=30&&noOfDays<=45) {
interestRate=6;
amount=amt*interestRate/100;
}
 else if(noOfDays>=45&&noOfDays<=60) {
interestRate=7.5;
amount=amt*interestRate/100;
}
else if(noOfDays>=61&&noOfDays<=184) {
interestRate=8;
amount=amt*interestRate/100;
}
else if(noOfDays>=185&&noOfDays<=366) {
interestRate=8.5;
amount=amt*interestRate/100;
}
}
}
else if(amt>10000000) {
if(noOfDays>=7&&noOfDays<=14) {
interestRate=6.5;
amount=amt*interestRate/100;
}
else if(noOfDays>=15&&noOfDays<=29) {
interestRate=6.75;
amount=amt*interestRate/100;
}
else if(noOfDays>=30&&noOfDays<=45) {
interestRate=6.75;
amount=amt*interestRate/100;
}
else if(noOfDays>=45&&noOfDays<=60) {
interestRate=8;
amount=amt*interestRate/100;
}
else if(noOfDays>=61&&noOfDays<=184) {
interestRate=8.5;
amount=amt*interestRate/100;
}
else if(noOfDays>=185&&noOfDays<=366) {
interestRate=10;
amount=amt*interestRate/100;
}

}
System.out.println("Interest gained is: Rs. "+amount);
return amount;
}
}
class interest {
public static void main(String[] args) {
int n;
char ch='l';
Scanner s=new Scanner(System.in);
while(ch=='l') {
System.out.println("\nMAIN MENU");
System.out.println("1. Interest Calculator - SB");
System.out.println("2. Interest Calculator - FD");
System.out.println("3. Interest Calculator - RD");
System.out.println("4. Exit");
System.out.println("Enter your option (1..4):");
n=s.nextInt();
switch(n) {
case 1:SBAccount obj=new SBAccount();
obj.calculateInterest();
break;
case 2:FDAccount obj1=new FDAccount();
obj1.calculateInterest();
break;
case 3:RDAccount obj2=new RDAccount();
 obj2.calculateInterest();
break;
case 4:System.out.println("Thankyou for using app");
break;
}
}
s.close();
}
}

Output:-
Flowchart:-

START

Initialize n,ch

Input n

If n==1 Input avg, typeofAccount Print amount

If n==2 Input avg, noOfDays, ageofACHolder Print amount

If n==3 Input avg, noOfMonths,age Print monthlyAmount

If n==3 Print exit

STOP