Theertha Praveen Erancheri

Sr. Business Systems Analyst

Email – [email protected]

Experienced Sr. Business System Analyst with over 8 years of success in delivering comprehensive expertise across
various projects within the Finance and Banking sectors. Specialized in eliciting and analyzing business requirements,
utilizing Software Development Life Cycle (SDLC) methodologies, conducting Business Process Modeling, leading
Testing activities, and designing User Interfaces. Highly dedicated and knowledgeable professional with a deep
understanding of corporate finance, asset and wealth management, and a proven record of rapid skill acquisition,
exceptional work ethic, effective teamwork, and excellent communication abilities.

Professional summary
• Extensive knowledge of the banking and finance domain, encompassing critical areas such as Asset Management, Wealth
Management, Retirement Management Systems, and compliance regulations including Bank Secrecy Act (BSA), Sarbanes
Oxley Act (SOX), Basel I, Base II, Basel III, FINRA, GAAP, IFRS, LIBOR, Regulation O, Regulation W, Regulation E,
Dodd-Frank act, EFT act, Anti-Money Laundering, GDPR (General Data Protection Regulation) and NACHA.
• Outstanding proficiency in business analysis, coupled with exceptional interpersonal skills, allowing for effective communication.
• Worked with Subject Matter Experts (SMEs), Business stakeholders, Architects, Developers, Testers, and the QA Team.
• Assisted Project Managers in conducting comprehensive feasibility studies, Risk Analysis, and Impact analysis, enabling a
thorough assessment of project requirements. Conducted GAP Analysis to gain comprehensive insights into the organization's
existing state (AS-IS) and the desired state (TO-BE), contributing to a clear understanding of project objectives and processes.
Experienced in working under various SDLC environments both traditional and Agile such as Scrum, Waterfall, Extreme
Programming, Water Scrum, Safe, Kanban & Srumban with a potential to work with self and cross-functional teams.
• Extensively experienced in capturing requirements from business stakeholders by conducting requirement elicitation techniques
such as JAD sessions, Workshops, Brainstorming, Interviews, Prototyping and Document Analysis, and Focus groups.
• Experienced in drafting project artifacts such as Business Requirement Documents (BRD), Functional Requirement Document
(FRD), System Requirement Document (SRS), Data Mapping Document, Requirement Traceability Matrix (RTM), Change
Request Document, Risk register, and helping the project manager with Project charter document, Project Plan Document.
• Experience in handling Change Request Management, effectively implemented change by performing both Business Impact
Analysis and Technical Impact Analysis of the change in the scope of the project and reviewing it with Cooperative Analysis.
• Designed diverse architectural and UML diagrams in the form of process flow diagrams, swim lane diagrams, use case diagrams,
wireframes, mock-ups, and prototypes using tools like Lucid Chart, and MS Visio allowing key stakeholders to comprehend
the application design and define Business Process Flow accordingly and have a complete understanding of it.
• Collaborated with Product Owner, Development teams in conducting Scrum ceremonies which are Sprint Planning, Daily
Scrum, Scrum Review meeting, Scrum Retrospective meeting, Sprint Zero, backlog Grooming, product vision meeting.
• Well-versed in documenting Scrum artifacts such as Product Backlog, Release Planning Document, and Sprint Backlog.
• Actively taken part in release strategy of Minimum Viable Product (MVP), Minimum Marketable Feature (MMF), and
Minimum Releasable Feature (MRF) of products into the market. Comprehensive knowledge of creating User stories that meet
INVEST (Independent, Negotiable, Valuable, Estimable, Small, Testable), DIVE, DEEP, and Acceptance criteria.
• Assisted project managers and product owners in outlining project action plans to capture and define project roadmap, timelines,
pmilestones, vision, risks, and objectives using Critical Path Analysis (CPA), Work Breakdown Structure (WBS), Earned
Value Management (EVM) and Financial Analysis Models (NPV), Return on Investment (ROI).
• Extensive knowledge of Extraction of data from source systems, Transformation of data sources into an integrated system
(Transformation includes Sorter, Filter, Source Analyzer, Aggregator, Joiner, Lookup, Stored Procedures, Source
Qualifier, Expression, and Router), and load of the data into the data warehouse using Informatica PowerCenter.
• Skilful at designing and implementing SQL queries using Triggers, Joins (Inner Joins, Outer Joins), Unions, select within
Select, Order By, Group by and Aggregate Functions to extract data from different data sources.
• Performed API (Application Programming Interface) end point validation using Postman and documentation using Swagger
to capture the Headers, Query Parameters, Resources, POST/PUT response body and different error codes received.
• Well versed on web services like RESTful and SOAP API based on XML, JSON using HTTP/HTTPS under the Three-Tier
Architecture, N-Tier Architecture, Service Oriented Architecture (SOA) and Micro services Architecture (MSA).
• Experience in creating Test Plan, Test Script, Test Cases, Test Scenarios, Test reports and assisted the QA team in Functional
Testing, Regression Testing, Security Testing, Load/Stress Testing, Performance Testing, Smoke/Sanity testing.
• Experience in Creating Test plans/Test case for UAT, also Facilitated and Conducted User Acceptance Testing (UAT).
• Worked on JIRA for Reporting and used for bug tracking, issue tracking, and project management and work overview.
• Worked on Confluence for reporting and capturing project requirements, assigning tasks, and managing calendars at once.
• Used Tableau as a BI tool for generating Analytical Reports required for the project for further analysis.

TECHNICAL SKILLS

Operating Systems Windows 7,8,10, Windows Vista, XP, Mac OS, Linux
Software Development Life Cycle Agile-Scrum, Scrum-Waterfall, Waterfall, XP, SAFe, RUP, Spiral, Kanban, Scrumban
Business Skills Change Management, Impact Analysis, JAD Sessions, SWOT Analysis, Project Planning,
Project Scheduling, Project Budgeting, Risk Management, Excellent Communication,
Competent leadership & managerial skills, Goal & Time oriented.
Languages Java, C, C++, SQL, PL/SQL, Python
Project Management Tools MS-Project, MS Share Point, JIRA, Confluence, Load Runner
BI and Reporting tools Power BI, Tableau, AWS QuickSight, SAS
Testing Tools Swagger, POSTMAN, HP ALM, Jenkins
Databases and ETL Tools MS SQL Server, My SQL, Oracle, Informatica Power Center, AWS glue, and AWS kinesis
Reporting/BI Tableau, Microsoft Power BI, Quick view, Crystal reports.
Data Modeling and Data Dimensional Data Modelling, Fact and Dimension tables, Star and Snowflake Schema, Data
Warehousing Marts, OLTP, OLAP, Multi-Dimensional Analysis, Data Mining, ETL, Slicing/Dicing, Drill-
Down/Roll-Ups

PROFESSIONAL EXPERIENCE

Vanguard | Scottsdale, AZ Dec 2021 – Till date

Sr. Business Systems Analyst

This project intended on developing and improving an existing Retirement planning portfolio management service by developing
machine learning models, utilizing the historical and real-time customer transactional data which examined each financial transaction
to provide personalized recommendation and revamping the UI by adding customizable widgets in the portfolio dashboard. Thereby
increasing the financial performance of the company, customer satisfaction rate and customer engagement.

Roles and Responsibilities:

• Conducted in-depth domain analysis to gain knowledge of financial, banking software systems and retirement planning.
• Implemented and adhered to technical compliance measures encompassing data privacy, financial regulations, risk
management, UI accessibility, industry standards, ethical practices, customer consent, and audit reporting to ensure
regulatory compliance, protect customer data, mitigate risks, provide inclusive user experiences, uphold ethical standards.
• Ensured I gained knowledge in compliance with GDPR (General Data Protection Regulation) guidelines to safeguard customer
transactional data privacy, while also adhering to SEC (Securities and Exchange Commission) regulations for maintaining
compliance with financial industry standards and guidelines in the context of retirement planning and portfolio management.
• As a part of the requirement gathering process, I conducted elicitation techniques like questionnaires, surveys, brainstorming
sessions, document analysis, prototyping, and interviews with subject matter experts (SMEs), portfolio managers.
• Worked with the development team to create mock-ups, wireframes, or UML diagrams using Lucid chart and MS Visio that
illustrated a blueprint that captured the essence of our idea and the envisioned system architecture, design and data models
• Performed velocity or capacity planning as required. Tracked progress by creating sprint burnup charts and product burnup
charts. Conducted Scrum ceremonies (Sprint Planning, Daily Scrum, Sprint Review, and Sprint Retrospective). Defined the
Definition of Ready (DOR) and Definition of Done (DOD). Used a prioritization technique (MosCow) and an estimation
technique (Planning Poker) for backlog refinement Conducted time-boxed daily standups in the absence of scrum master.
• Facilitated efforts which led to the identification of the MVP/MRF and aided in developing a roadmap for the different features.
Assisted the product owners and Subject matter Experts of teams to get SWAG estimates to enable release planning.
• Created multiple estimable user stories following INVEST criteria using Jira and supported the creation of acceptance criteria
and used SMART criteria to convert a story to “Done.” Assisted the Product Owner in vertically slicing user stories.
• Helped data scientists in collecting, processing and analyzing real time data using Amazon Kinesis Data Streams and cleaned,
transformed the data with Amazon Glue which was streamed to AWS Sage Maker for real-time predictive analysis. We
stored the above data in Amazon S3, and we stored the structed data from the AWS Sage Maker in Amazon DynamoDB.
• Assisted the data scientists in designing and developing machine learning models (Decision trees and Random Forest) using
AWS Sage Maker that could provide personalized recommendations by analyzing historical and real-time transactional data.
• Designed and implemented a Relational Database Management System (RDBMS), ensuring efficient data storage, retrieval,
and management. Utilized SQL and database modeling techniques to optimize data integrity, performance, and scalability.
• Created API Documentation using Swagger for the testing team. Used Amazon API Gateway to connect Cloud data. Used
content like Authentication, Endpoints, example request, and response for creating API document. I conducted tests on the CRUD
operations (GET, PUT, POST, and DELETE), to ensure that they performed as expected. I tested these operations in both
production and development environments to identify any discrepancies that may occur in different environments. I also verified
the response time for each request and also error codes were responding efficiently and provided error messages to users.
• Collaborated with cross-functional teams to design and implement SQL database solutions, leveraging stored procedures, views,
and triggers to ensure data integrity, enhance security, and support business operations.
• Utilized various SQL functions, such as aggregate functions (SUM, AVG, COUNT), date functions (DATEPART, DATEADD,
GETDATE), and mathematical functions (ROUND, ABS, POWER), to manipulate and analyze data.
• Facilitated several test cases for User Acceptance Testing (UAT) and documented the Test Plan, Test Strategy, Test
Scenarios, Test Scripts, Test Cases, Test Reports, and Requirements Traceability Matrix (RTM) using Cucumber.
• Maintained the agile board using JIRA and Google Analytics and documented various issues using Confluence and SharePoint.
• Utilized AWS Quick Sight to generate detailed reports and analytics on the performance of the portfolio in financial data.

Invesco | Atlanta, GA Jun 2020 - Nov 2021

Sr. Business System analyst

The project was within a brokerage firm that oversees a diverse range of mutual funds and provides services such as fund distribution,
investment counseling, retirement planning, Index funds, and wealth management. The objective of the project was to create an
analytical approach to construct improved Index Portfolios. This involved dissecting the total return of an Investment Instrument from
market indices. The enhanced index portfolios aimed to achieve better performance compared to the overall market while reducing
maintenance costs.

Roles and Responsibilities

• Ensured meticulous compliance with SEC (Securities and Exchange Commission) regulations, comprehensive Anti-Money
Laundering (AML) regulations, and rigorous Know Your Customer (KYC) procedures, ensuring steadfast adherence to
regulatory requirements and mitigating potential risks for the brokerage firm overseeing a diverse range of mutual funds.
• Actively participated in gathering requirements from various SMEs, Financial Analysts, Fund Managers, Risk Analysts and
Portfolio Management via JAD sessions and conducted GAP analysis, Effort Estimation, SWOT and Document Analysis.
• Extensively involved in migrating the fields of financial instruments such as Fixed Income products like Treasury-Bills and
Treasury-Bonds, Derivatives Securitized Products such as Mutual funds, Mortgage-Backed Securities on Trading Platform.
• Responsible for get-together data to make clear, brief, and complete business and utilitarian prerequisites for appointed
assignments, with the goal that each part can grasp everything about of the end clients from this venture.
• Created the project plan, project charter, and work breakdown structure with the project manager.
• Provided post-implementation support in the SDLC environment, commencing from Initiation phase and Disposition stage.
• Collected both functional and non-functional needs for documentation in requirements artifacts such as the Business
Requirement Document (BRD), Functional Requirement Document (FRD), and System Requirement Specification (SRS).
• Captured UI/UX diagrams like Process Flow Diagrams, Activity, Sequence Diagrams to complete process on Trading platform..
• Assisted in mapping of data from OLTP systems to operational data store (ODS) and then to corresponding Data mart.
• Created SSIS packages to transfer data between OLTP and ODS databases with various data flow transformations and flow tasks.
• Created and documented various artifacts like Data Mapping Document, documented Data Translation rules and ETL loads.
• Designed ETL path, used tool Informatica PowerCenter to Extract, Transform and Load the data from source to target data.
• Documented APIs requests and responses using Swagger tool and tested APIs integration using Postman and maintained them.
• Worked on UI creation by using UML diagrams along with UI and app developers (component selection and creation of Radio
buttons, Data-entry fields, check boxes and Drop-down lists to retrieve data for client-side and filtering them and storing).
• Acted as a liaison between business stakeholders, remote clients, Asset managers and Technology Teams in Business decision.
• Participated in performance and load testing using HP LoadRunner tool to test the enormous load parameters application.
Managed bugs using Defect Tracking Tool JIRA, reviewed each defect and assigned development team to resolve problems

Betterment | New York, NY Jan 2019 - April 2020

Sr. Business Systems Analyst

Betterment's The project was aimed to optimize Tax-Coordinated Portfolio’s tax efficiency for investors using the Betterment robo-
advisor platform. The project focuses on strategically allocating investments across different types of accounts to maximize after-tax
returns and minimize the impact of taxes on investment gains. By leveraging sophisticated algorithms and automated processes,
Betterment aims to provide investors with a more tax-efficient investment experience.

Roles and Responsibilities:

• Ensured compliance with IRS (Internal Revenue Service) regulations, implementing tax optimization strategies within the Tax-
Coordinated Portfolio to maximize after-tax returns for investors on the Betterment robo-advisor platform.
• Adhered to SEC (Securities and Exchange Commission) regulations, providing investment advisory services in accordance
with industry standards, ensuring investor protection and legal compliance through various data security compliance.
• Conducted research and evaluated hardware and software technology options and performed the Cost Benefit Analysis.
Conducted GAP Analysis to fully comprehend and record the TO-BE process flow by considering all the functional and non-
functional needs. Evaluation of Porter's Five Forces, cost analysis, impact analysis, and feasibility assessment. Interacted one-
on-one with Subject Matter Experts (SMEs), asking thorough questions, and meticulously documenting the requirements.
• Maintained and kept track of Requirement Traceability Matrix (RTM) to ensure all the Functional requirements are addressed
at the use case and created Business Process Model and Notation (BPMN) Diagram and documented it using Azure DevOps.
• Accustomed to building UML diagrams like use case diagrams, class diagrams, activity diagrams to visualize the
flow of the business using Lucid chart and documented them in dev corner and stakeholders’ corner in Confluence.
• Analyzed the BRD to create epics and user stories with the product owner. Also assisted in defining the acceptance criteria and
the definition of done for the Potentially Shippable Product Increment (PSPI) for FinTech features and wealth management.
• Conducted impact analysis, risk analysis, cost-benefit analysis and feasibility studies for the proposed solution with SWOT and
PESTLE analysis to analyze and prepare for any potential business and technical risks.
• Assisted the SCRUM Master, facilitated and time-boxed the SCRUM ceremonies and assisted in creating sprint reports
(Burndown/Burnup Charts, information radiators). Helped Product Owner to Prioritize the Product Backlog items using
Moscow approach, Vertical slicing epics to user stories with acceptance criteria and scrum team in estimating story points by
planning poker to prepare Product Backlog Items (PBI’s) for developing Sprint tasks.
• Created Mapping Document for data mapping between legacy and current system with the help of business for defining data
flow between data source and target. Created modules of the ETL (Extract, Transform and Load) tool-Informatica used in the
migration process. Experience in analyzing and understanding data and its structure and modifying it into a compatible format.
• Tested REST API using CRUD Operations. Assisted development team in API testing using Postman to check API interacts
with data in JSON, XML format using REST standards and documented using SWAGGER tool.
• Generated SQL queries using joins and transformation rules to fetch data from the SQL Server database systems.
• Assisted QA team with creation and implementation of Test plan, Test Strategy, Test cases, Test Scenarios for UAT using Jira.
• Assisted in Regression testing and automated testing using cucumber to ensure the performance is meeting the requirements.
• Used Microsoft Dynamics 365 for building data visualizations like ad hoc reports, summary reports, matrix reports,
dashboards report and also to ensure that data is accurate and readily available for reporting and analysis.
Edelweiss Financial Services, Mumbai, India Feb 2017- Jul 2018

Sr. Business Systems Analyst

The project's objective was to improve the bank's portfolio management system. The bank's premium clients owned actively traded ETF
portfolios. To enhance the management system for these portfolios, machine learning capabilities were introduced. These additions
empowered the bank to provide personalized recommendations on stocks, bonds, and ETFs to clients based on their savings, earnings,
and risk tolerance.

HDFC Bank | Hyderabad, India Mar 2016 - Jan 2017

Business Analyst
The project's goal was to enhance the current online banking application by introducing new features and functionalities. The
primary objective was to enhance customer satisfaction and leverage the advantages of a service-oriented architecture. This
architecture facilitated the exposure of individual business processes across multiple channels, aligning with customer
demands and improving overall service delivery.

ICICI Bank, Mumbai, India Jul 2015- Mar 2016

Web UI Developer

The scope of the project was to enhance the online trading platform for ICICI Direct. The aim was to add in new
features such as market research, day trading, adding a separate account for NRI’s and creating a separate login
for them.

Education: BCom (Honours) in International Finance and Accounting, Jain University – India.