PRESIDENTIAL DECREE 957 – SUBDIVISION & CONDOMINIUM BUYER’S PROTECTIVE DECREE

 MEDIUM COST HOUSING

 OPEN MARKET HOUSING

SUBDIVISIONS

SALEABLE VS. NON SALEABLE

70% Saleable Maximum
30% Non-Saleable Minimum (Open Space) Ex.) Roads, Playgrounds; Community Facilities; Circulation System)

APPROVAL OF SUBDIVISION PLAN: PRELIMINARY SUBDIVISION DEV’T. PLAN

2 Sets Site Dev’t. Plan (1:200 To 1:2000)
Signed & Sealed By Either An Archt-EP, CE-EP, GE-PE, Archt / CE / GE & EP
1 Set Vicinity, Topographic Plan & Survey Plan Signed & Sealed By GE
2 Copies TCT & Current Tax Receipt

SUBDIVISION DEVELOPMENT PERMIT: ALL REQUIREMENT FOR PRELIMINARY SUBDIVISION DEV’T. PLAN
a) 1 Set – Site Development Plan (Same Scale)
b) 2 Copies – Civil & Sanitary Works Design
 Road Design/Plan
 Storm Drainage & Sanitary Sewer System
 Site Grading Plan
 Water System Layout & Details
c) Tax Declaration (Certified True Copy)
d) ECC Or CNC (Certified True Copy)
e) Zoning Certificate
f) DAR Conversion (Certified True Copy)
g) Project Description, FS, ITR, SEC Reg, By-Laws, Etc
h) Plans, Specifications & Estimates
i) Permit To Drill From NWRB
j) Traffic Impact Assessment (Above 30 Hectares

PARKS & PLAYGROUNDS

1 Hectare or More Required for projects 1ha. or more
3.5 % MIN. 20 Lots / Hectare
9.0 % MAX. 65 Lots / Hectare
But not less than 100 sqm
MINIMUM LOT AREAS
Medium Cost Open Market MINIMUM FLOOR AREAS
Minimum Lot Areas
(sqm.) (sqm.)
SINGLE DETACHED 100 120 30 sqm. Medium Cost Housing
DUPLEX 80 96 42 sqm. Open Market
ROWHOUSE 50 60
SETBACKS – as per NBCP Standards
MINIMUM LOT FRONTAGES
Minimum Lot NUMBER OF ROWHOUSE/BLOCK
Medium Cost Open Market
Frontages
SINGLE DETACHED 20 Units (Must Not Be Beyond 100m)
CORNER LOT 12 m 12 m
REGULAR LOT 10 m 10 m BLOCK LENGTH 400.00m MAX
INTERIOR LOT 3m 3m More than 250m w/ alley
8m 8m @ Mid-Length
DUPLEX
ROWHOUSE 4m 4m

COMMUNITY FACILITIES – Multi-

Purpose Center require for projects 1 Hectare or bigger; Non-Saleable
HIERARCHY OF ROADS & RROW WIDTHS CONDOMINIUMS
10 Meter MIN. Minimum RROW Width for Major APPROVAL OF CONDOMINIUM PLAN:
2 Sets Condominium Plan (Scale Not Exceeding
Road
1:400) Signed & Sealed By an Architect
8 Meter MIN. Minimum RROW Width for Minor  Site Development Plan
Road  Floor Plan(s)
ROAD RIGHT OF WAY (Table 4)  Sections & Elevations
2 Copies Vicinity Map Signed & Sealed By Geodetic Engineer
 Building Specification &
Estimates
 Zoning Certificate from HLURB
 DAR Conversion (Dept. of
Agrarian Reform)
 ECC or CNC Environmental
Compliance Certificate or
Certificate of Non–Coverage
 A CNC is the
equivalent of an ECC
for projects that are
not expected to have
significant impacts on
the environment
 TCT & Current Tax Receipt
 Project Study
 Permit To Drill From NWRB
(NATIONAL WATER
RESOURCE BOARD)
ROAD INTERSECTION
Distance of Offset Intersection 20.00 m MIN MINIMUM ROOM SIZES – as per NBCP Standards (i.e. Habitable
Corner Curb 6.00 m Radius Rooms; T&B; Kitchen; etc)
Cul-De-Sac & T 4.50 m Radius PARKS & PLAYGROUNDS – required if:
10 Units or More Condominium Units;
ROAD PAVEMENT Parks & Playgrounds Required
Concrete 0.15 m thk.
1000 sqm. or larger Project Size; Parks &
Asphalt 0.508 m thk.
Playgrounds Required
ROAD GRADE/SLOPE 1.5 % 800 Meter Distance May be waived if a Public Park is
within 800m
CURB & GUTTERS 7–9%
50 sqm. per 10 Units MIN. Area; Size of Parks &
Playground per 10 Condominium Units
PLANTING STRIPS & SIDEWALKS
+ 3 sqm. per additional Additional sqm. per
Additional
Condominium Unit
 3 sq.m. Increments in
excess of 10 Units

800 m EXEMPTION:
Presence Of Accessible Park Within 800m

ROADS – for Hierarchy of Roads, refer to Subdivision

Requirements
8 Meter MIN. Minimum RROW
6 Meter for Carriageway
2 Meter for Sidewalk /
Planting Strip
PATHWALK 1.20 m MIN.
FLOOR AREA / SIZE OF CONDOMINIUMS
SINGLE OCCUPANCY
18 sqm. Single Occupancy
12 sqm. For Students /
Employees

FAMILY OCCUPANCY
22 sqm. For Medium Cost
36 sqm. For Open Market

MINIMUM LEVEL OF COMPLETION – Complete House (Not

Shell-Type House)
Based on submitted
plans and specifications

PLANNING AGENCIES
HOUSING & URBAN DEVEL’T COORDINATING COUNCIL (HUDCC)  Register & supervise Homeowners’ Associations (HOAs)
Executive Order No. 90  Register real estate brokers, dealers & salesmen engaged in selling
A government agency that serves as the umbrella organization that projects under HLURB jurisdiction
coordinates the activities of the various housing agencies to ensure the
accomplishment of the National Shelter Program ADJUDICATION MANDATES
 Disputes between buyers & developers
HUDCC MISSION STATEMENT  Disputes among Homeowners’ Associations
“(…) the HUDCC shall facilitate access to a variety of housing options that  Appeals from decisions of local zoning bodies
are decent, affordable and responsive to the diverse and changing needs of
homeless and underprivileged Filipino families.” NATIONAL HOME MORTGAGE FINANCE CORPORATION (NHMFC)
(1977) Presidential Decree 1267
The HUDCC has four major key result areas which include the
following:  Is the major gov’t home mortgage institution
 Its main function is to operate a viable home mortgage market, utilizing
 Formulation of plans & policies on housing & urban devl’t long term funds principally provided by the SSS, the GSIS, & the HDMF
 Devl’t & supervision of innovative programs & projects for tenure to purchase mortgages
security, urban renewal & other support services
 Provision of overall administration & supervision to Key Shelter WHAT ARE MORTGAGES?
Agencies Banks are the traditional mortgage lender. But they aren't the only
 Provision of technical assistance to the Local Gov’t Units (LGUs) on the source of mortgages; credit unions & various gov’t agencies also offer
delivery of housing services to their constituents & support to the mortgages. Like other loans, mortgages carry an interest rate & a
general public on appropriate info on housing & referral of specific length or "term" of the loan, anywhere from five to 30 years
concerns for action of appropriate agencies
HOME DEVELOPMENT MUTUAL FUND (HDMF)/ PAG–IBIG
THE KEY HOUSING AGENCIES (PAGTUTULUNGAN SA KINABUKASAN:IKAW, BANGKO, INDUSTRIYA AT
NHA National Housing Authority GOBYERNO)
NHMFC National Home Mortgage Finance Corporation (1978) Presidential Decree 1530
HGC Home Guaranty Corporation  Established to provide a national savings program and affordable
HLURB Housing & Land Use Regulatory Board shelter financing for the Filipino worker
 Originally, there were two separate funds:
THE KEY FINANCE AGENCIES  One for Private Employees (via SSS), and another
HDMF or Pag–IBIG Fund; Home Devl’t Mutual Fund  One for Government Employees (via GSIS)
SSS Social Security System  However, in 1979, the two funds were merged into what is now known
GSIS Gov’t Service Insurance System as the PAG-IBIG fund

THE SUPPORT AGENCIES MEMBERS’ BENEFITS

NEDA National Economic and Devl’t Authority  Annual dividend earnings for their savings, tax-free
DOF Dept. of Finance  Access to short-term loan programs
DBM Dept. of Budget & Management  Access to the housing loan program
DPWH Dept. of Public Works & Highways
DBP Devl’t Bank of the Philippines HOME GUARANTY CORPORATION (HGC)
MMDA Metro Manila Devl’t Authority  Encourage banks & financial institutions to lend money to Filipino
Presidential Management Staff homebuyers by providing loan guarantees to these banks and/or
financial institutions
NATIONAL HOUSING AUTHORITY (NHA)
PD No. 757 WHAT IS A LOAN GUARANTEE?
 Is the only government agency that engages in actual shelter  Is a promise by a third party (in this case, the HGC) to assume
production for low income Filipino families the debt obligation of a borrower if that borrower is unable to
 The NHA focuses its efforts in providing housing, assistance to the make his payments to the lender
lowest 30% of urban income-earners through:  encourages lenders (e.g. banks) to lend money to borrowers
 Slum Upgrading because it lessens the risk for lenders. Should the borrower fail to
 Squatter Relocation pay his debts, the HGC will make the payments
 Development Of Sites And Services
 Construction Of Core-Housing Units
 Undertakes programs for the improvement of blighted urban areas &
provides technical assistance for private developers undertaking low-
cost housing projects
 Provides housing, assistance to the lowest 30% of urban income-
earners

HOUSING & LAND USE REGULATORY BOARD (HLURB)

 The Sole Regulatory Body For Housing & Land Use Development
 Reviews existing land use plans, housing programs and other projects
that may affect urban land use patterns, transportation & public utilities,
infrastructure, the environment, & population movements

REGULATION MANDATES
 Register & license subdivision & condominium projects
 Update & revise rules, guidelines & standards
on housing & real estate
 Issue locational clearances for projects considered to be of vital
 & national/regional economic or environmental significance