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 Current Affairs 2018 2018-1-16
Past Year Question from 2017 2017-1-16

1. Banking System in India & 1-4

World

2. Banking Structure & 5-10

Instrument

3. Banking Functions 11-18

4. Banking Products 19-22

5. Money & Finance in 23-30

Banking

6. Marketing & Computer in 31-84

Banking
7. General Knowledge 85-95

8. Current Affairs 96-107

1. What does the letter R denote in the abbreviation ‘BR Act’ which
controls banking activities in the country?
(IBPS Clerk 2011)
(a) Reformation
(b) Regulation
(c) Reporting
(d) Resolution
(e) Ranking
2. A bank without any branch network that offers its services remotely
through online banking, telephone/mobile banking and interbank ATM
network alliances is known as
(IBPS Clerk 2013)
(a) Universal Banking
(b) Indirect Bank
(c) Door Step Bank
(d) A Direct Bank
(e) Unit Banking
3. Which of the following is not correct regarding the Systemically
Important Non-deposit taking NBFCs (NBFC-ND
SIS)? (IBPS Clerk 2014)
(a) They came into being in the wake of the recent global recession
(b) NBFCs with assets of ` 100 crore and above are being classified as
NBFC-ND-Sis
(c) Prudential regulations are applicable to them
(d) It was created in 2006
(e) None of these
4. What is the name of BRICS Bank? (IBPS PO/MT 2014)
(a) Federative Republic Bank
(b) New Republic Bank
(c) New Development Bank
(d) New BRICS Bank
(e) None of these
5. Where is the headquarters of SWIFT (Society for Worldwide Interbank
Financial Telecommunication) located?
(IBPS Clerk 2014)
(a) Vienna, Austria
(b) Brussels, Belgium
(c) Montreal, Canada
(d) Durban, South Africa
(e) Sydney, Australia
6. Banking Ombudsman Scheme is applicable to the business of
__________ . (IBPS PO/MT 2012)
(a) All scheduled commercial banks excluding RRBs
(b) All scheduled commercial banks including RRBs
(c) Only Public Sector Banks
(d) All Banking Companies
(e) All scheduled banks except private banks
7. Axis Bank is a __________ . (IBPS PO/MT 2012)
(a) Public Sector Bank
(b) Private Sector Bank
(c) Co-operative Bank
(d) Foreign Bank
(e) Gramin Bank
8. Which of the following is a Development Bank ?
(IBPS Clerk 2011)
(a) HDFC Bank
(b) National Housing Bank
(c) Central Bank of India
(d) Saraswat Co. Op. Bank
(e) HSBC Bank
9. Which of the following is a foreign bank having offices/ branches in
India? (IBPS Clerk 2011)
(a) Yes Bank
(b) HDFC Bank
(c) IDBI Bank
(d) Karnataka Bank
(e) Standard Chartered Bank
10. Which of the following organisations/agencies has specifically been set
up to boost overall rural development in
India? (IBPS Clerk 2011)
(a) RBI
(b) SIDBI
(c) NABARD
(d) SEBI
(e) EXIM
11. Which of the following banks in India has maximum number of
branches and ATMs in India? (IBPS Clerk 2011)
(a) IDBI Bank
(b) Bank of India
(c) Punjab National Bank
(d) ICICI Bank
(e) State Bank of India
12. Which of the following is not the name of a Banking
Organisation? (IBPS Clerk 2011)
(a) HDFC
(b) IDBI
(c) YES
(d) SEBI
(e) ICICI
13. Which of the following is the Central Bank of our country ?
(IBPS Clerk 2012)
(a) State Bank of India
(b) Central Bank of India
(c) National Bank for Agriculture and Rural Development
(d) Reserve Bank of India
(e) None of these
14. India has different categories of Commercial banks. Which of the
following is not one such category ?
(IBPS Clerk 2012)
(a) Private Banks
(b) Commodity Banks
(c) Nationalised Banks
(d) Co-operative Banks
(e) Foreign Banks
15. Which of the following is a private Bank functioning in India
? (IBPS Clerk 2012)
(a) Axis Bank
(b) Bank of Baroda
(c) Dena Bank
(d) Punjab National Bank
(e) Bank of Maharashtra
16. A person staying in a small village having population of about 50,000.
If he/she decides to take a loan of ` 25,000, most probably he/she has
to visit a bank in his/her village which will be
certainly (IBPS Clerk 2012)
A. Rural Bank
B. A Nationalised Bank
C. Foreign Bank
(a) Only A (b) Only B
(c) Either A or B (d) Only C
(e) None of these
17. Which of the following is not a Public Sector Bank?
(SBI Clerk 2012)
(a) Corporation Bank
(b) United Bank of India
(c) Vijaya Bank
(d) Bank of Maharashtra
(e) Federal Bank
18. Which of the following organizations/ agencies has sought an
emergency fund of ` 1000 crore from banks to tackle acute liquidity
crisis, which is coming in the way to give loans to micro
borrowers? (IBPS PO/MT 2011)
(a) Regional Rural & Cooperative Banks
(b) RBI
(c) Micro Finance Institutions
(d) NABARD
(e) None of these
19. The term ‘Smart Money” refers to __________ .
(IBPS PO/MT 2012)
(a) Foreign Currency
(b) Internet Banking
(c) US Dollars
(d) Travelers’ cheques
(e) Credit Cards
20. Which of the following organization is made specifically responsible
for empowering Micro, Small and Medium enterprises in
India? (SBI PO 2013)
(a) NABARD
(b) RBI
(c) SIDBI
(d) ECGC
(e) SEBI
21. Which of the following institutions is regarded as the ‘Lender of the
Last Resort’ by Banks in India? (IBPS PO/MT 2013)
(a) State Bank of India (SBI)
(b) The State Treasury
(c) Reserve Bank of India (RBI)
(d) World Bank
(e) Department of Financial Services (DFS)
22. According to the Reserve Bank of India which of the following
contribute to more than three-fourth of the total Non- Performing
Assets (NPAs)? (SBI PO 2014)
(a) Public Sector bank
(b) Foreign Bank
(c) Private Bank
(d) Regional Rural Bank
(e) Co-operatives
23. The Government of India, has acquired RBI’s stake in one of the major
banks of India. Which of the following is the bank
? (IBPS Clerk 2011)
(a) AXIS Bank
(b) IDBI Bank
(c) ICICI Bank
(d) State Bank of India
(e) None of these
24. Banks in India are regulated under (IBPS Clerk 2011)
(a) Companies Act, 1956
(b) Banking Regulation Act, 1949
(c) Reserve Bank of India Act, 1934
(d) Special powers conferred on the RBI
(e) None of these
25. Which bank is the banker to the Central Government?
(IBPS Clerk 2011)
(a) Central Bank of lndia
(b) Reserve Bank of India
(c) Punjab National Bank
(d) State Bank of India
(e) All of these
26. A nationalised bank is also called by which of the following
names (IBPS Clerk 2011)
(a) Private Sector Bank
(b) Self Help Group
(c) Cooperative Bank
(d) Grameen Bank
(e) Public Sector Bank
27. The Banking Ombudsman (IBPS Clerk 2011)
(a) is in charge of bank loans for buses
(b) fixes the rates of interest for loans
(c) resolves complaints of customers
(d) issues licences for new bank branches
(e) is the head of all nationalised banks
28. Asian Development Bank (ADB) has agreed to give a loan of US $
500 million to India to construct which of the
following? (SBI Clerk 2012)
(a) Roads in Naxal hit areas
(b) Railway track in North Eastern states
(c) Railway phataks at unmanned crossings
(d) Six bridges over river Kali which is known as ‘Sorrow of Bihar’
(e) School buildings in villages of Odisha
29. To improve access of the poor to banking, RBI has advised banks to
open branches with minimum infrastructure supporting up to 8 to 10
Business Correspondents (BC) at a reasonable distance of 3-4 km.
Such branches are known as
(IBPS Clerk 2013)
(a) Nodal branches
(b) Micro branches
(c) Mini branches
(d) Ultra small branches
(e) Satellite branches
30. Which of the following institutions is regarded as the ‘Lender of the
Last Resort’ by Banks in India? (IBPS Clerk 2013)
(a) State Bank of India (SBI)
(b) The State Treasury
(c) Reserve Bank of India (RBI)
(d) World Bank
(e) Department of Financial Services (DFS)
31. The ownership of Public sector banks rests
[IBPS Clerk 2011]
(a) wholly with Government of India
(b) jointly with Government of India and State Bank of India
(c) wholly with shareholders from the public
(d) jointly with Government of India and Reserve Bank of India
(e) jointly with Government of India and the shareholders from the public
32. Which of the following is not classified as a commercial
bank? [IBPS Clerk 2011]
(a) Public sector bank
(b) Foreign bank
(c) Private sector bank
(d) Regional rural bank
(e) Urban cooperative bank
33. NABARD is responsible for regulating and supervising the functions
of [IBPS Clerk 2013]
(a) Investment and Industrial Finance Banks
(b) Cooperative Banks and Regional Rural Banks
(c) Corporate Finance and Overseas Banking Units
(d) Private Sector and Multinational Banks
(e) Reserve Bank of India
34. Which of the following is the name of a private sector Bank in
India? (SBI Clerk 2011)
(a) IDBI Bank
(b) Axis Bank
(c) Corporation Bank
(d) UCO Bank
(e) All are Private Banks
35. Which of the following is NOT a Private Bank in India?
(SBI Clerk 2011)
(a) Yes Bank
(b) HDFC Bank
(c) Axis Bank
(d) Kotak Mahindra Bank
(e) IDBI Bank
36. Among the banks in our country, which of the following is not a
foreign bank ? (IBPS Clerk 2011)
(a) HSBC
(b) Standard Chartered Bank
(c) BNP Paribas
(d) Citi Bank NA
(e) Ing Vysya Bank
37. Nationalizations of banks aimed at all of the following except
(IBPS PO 2015)
(a) Provision of adequate credit for agriculture, SME & Exports
(b) Removal of control by a few capitalists
(c) provision of credit to big industries only (Correct Answer)
(d) Access of banking to masses
(e) Encouragement of a new class of entrepreneurs
38. The Federal Reserve System also known as the Federal Reserve or
simply as the Fed is the central banking system
of? (IBPS Clerk 2015)
(a) China
(b) France
(c) UK
(d) USA
(e) None of these
39. Which banks have been designated as Domestic Systemically
Important Banks (D-SIBs)?
(IBPS PO Main 2015)
(a) ICICI& SBI
(b) PNB & SBI
(c) HDFC & SBI
(d) ICICI & PNB
(e) None of these
40. Which banks have been designated as Domestic Systemically
Important Banks (D-SIBs)?
(IBPS PO Mains 2015)
(a) ICICI& SBI
(b) PNB & SBI
(c) HDFC & SBI
(d) ICICI & PNB
(e) None of these
41. DICGC, Act is related to which sector?
(RBI Assistant 2015)
(a) Banking
(b) Agricultural
(c) Industrial
(d) Sport
(e) None of these
42. Which of the following organisations is established mainly to promote
Micro, Small and Medium industrial sector in
India? (RBI Assistant 2015)
(a) NABARD
(b) SIDBI
(c) IDBI Bank
(d) EXIM Bank
(e) All of these
43. Where is the Head-quarter of Indian Bank?
(IBPS PO Main 2015)
(a) Chennai
(b) Mumbai
(c) Delhi
(d) Bengaluru
(e) Hyderabad
44. India got its first private bank in 11 years as the Bandhan Bank
commenced operations on 23 Aug with 501 branches. What is the
punch line of the bank?
(IBPS PO Main 2015)
(a) Apna Bhala, Aapki Bhalai
(b) Aapka Bhala, Sabki Bhalai
(c) Banking the Unbanked
(d) Khayal Aapka
(e) None of these
45. Where is the headquarters of Central bank of India located?
(IBPS PO Main 2015)
(a) New Delhi
(b) Mumbai
(c) Pune
(d) Bangalore
(e) None of these
46. The Concept of ‘Universal Banking’ was implemented in India on the
recommendations of: (SBI PO Main
2015)
(a) Abid Hussai Committee
(b) R H Khan Committee
(c) S Padmanabhan Committee
(d) YH Malegam Committee
(e) None of these
47. Punjab National Bank is an Indian Financial Services company based
in which city? (RBI Assistant 2015)
(a) New Delhi
(b) Mumbai
(c) Chandigarh
(d) Jaipur
(e) None of these
48. The Antwerp Diamond Bank is a small, 75-year-old bank that
specializes exclusively in serving the diamond and the diamond
jewelry sector. Where is the headquarter of the Antwerp Diamond
Bank? (SBI PO Main 2016)
(a) Vienna, Austria
(b) Antwerp, Belgium
(c) Frankfurt, Germany
(d) Beijing, China
(e) Washington DC, USA
49. Payments banks are a new model of banks conceptualized by the
Reserve Bank of India (RBI). These banks can accept a restricted
deposit which is currently limited to INR 1 lakh per customer account.
How much amount minimum capital has requirement for Payments
banks? (SBI PO 2016)
(a) ` 1 crore
(b) ` 50 crore
(c) ` 1000 crore
(d) ` 500 crore
(e) ` 100 crore
50. Corporation Bank is a public sector banking company headquartered
in..........? (SBI PO Main 2016)
(a) Kolkata
(b) Mangalore
(c) Chennai
(d) Bengaluru
(e) Mumbai
51. Which agency in India provides refinance of export credit?
(IBPS PO Main 2016)
(a) SIDBI
(b) NABARD
(c) RBI
(d) EXIM Bank
(e) Government of India

1. (b)
2. (d)
3. (a)
4. (c)
5. (b)
6. (b)
7. (b)
8. (a)
9. (b)
10. (c)
11. (e)
12. (d)
13. (d)
14. (b)
15. (a)
16. (c)
17. (e)
8. (a)
19. (e)
20. (c) The Small Industries Development Bank of India (SIDBI) was set
up in 1990 with the mission to empower the Micro, Small and
Medium Enterprises (MSME) sector with a view to contributing
to the process of economic growth, employment generation and
balanced regional financial institution responsible for promotion,
flancing and development of the section.
21. (c)
22. (a) Public sector banks contribute 86 percent of the total NPAs in the
banking system. Currently, a loan is classified as sub-standard –
the first NPA category – if principal or interest payment is
 overdue for 9 days. The share of new private sector banks and
foreign banks in the total NPAs has also gone up.
23. (d)
24. (b)
25. (b)
26. (e)
27. (c)
28. (b)
29. (d)
30. (c)
31. (e)
32. (e)
33. (b)
34. (b)
35. (e)
36. (e)
37. (c)
38. (d)
39. (a)
40. (a)
41. (a)
42. (b)
43. (a)
44. (b)
45. (b)
46. (b)
47. (a)
48. (b)
49. (e)
50. (b)
51. (d)
1. What is the full form of the ‘NPA’ as used in banking environment
? (SBI PO 2010)
(a) Not Profitable Assets
(b) New Potential Accounts
(c) Non Performing Assets
(d) Net Performing Assets
(e) None of these
2. What is the full form of ‘FINO’, a term we see frequently in financial
newspapers? (SBI PO 2011)
(a) Financial Investment Network and Operations
(b) Farmers’ Investment in National Organisation
(c) Farmers Inclusion News and Operations
(d) Financial Inclusion Network and Operations
(e) None of these
3. The usual deposit accounts of banks are
(IBPS PO/MT 2011)
(a) Current accounts, electricity accounts and insurance premium accounts
(b) Current accounts, Post office savings bank accounts and term deposit
accounts
(c) Loan accounts, savings bank accounts and term deposit accounts
(d) Current accounts, savings bank accounts and term deposit accounts
(e) Current bill accounts and term deposit accounts
4. A worldwide financial messaging network which exchanges messages
between banks and financial institutions is known as __________
. (IBPS PO/MT 2012)
(a) CHAPS
(b) SWIFT
(c) NEFT
(d) SFMS
(e) CHIPS
5. Which of the following is NOT required for opening a bank account
? (IBPS PO/MT 2012)
(a) Identity Proof
(b) Address Proof
(c) Recent Photographs
(d) Domicile Certificate
(e) None of these
6. What is a Debit Card’ ? (IBPS PO/MT 2012)
(a) It is a card issued by a Rating Agency
(b) It is a card which can be used for withdrawing cash or making payment
even in the absence of any balance in the account
(c) It is a card which can be used for withdrawing cash or making payment
if there is balance in the account
(d) It is a card which carries prepaid balance
(e) It is a card which can be used for making STD calls
7. What is the secured messaging system device used by IDBRT in the
field of banking’? (SBI PO 2014)
(a) NEFT
(b) SFMS
(c) RTGS
(d) EFT
(e) All of the above
8. Which of the following does not come under the second level of
management in an organization? (SBI PO 2014)
(a) Purchase Managers
(b) Departmental Heads
(c) Supervisors
(d) Branch Managers
(e) Finance Managers
9. In our country, a cheque remains valid for payment for ________ from
the date of issue. (IBPS Clerk 2011)
(a) 3 months
(b) 6 months
(c) 9 months
(d) 12 months
(e) 18 months
10. Credit Cards are known as— (IBPS Clerk 2011)
(a) Hard money
(b) Easy money
(c) Soft money
(d) Plastic money
(e) Real money
11. Which of the following instruments cannot be transferred from one
person to another by Endorsement?
(IBPS Clerk 2011)
(a) Fixed Deposit Receipt
(b) Cheque
(c) Bill of Exchange
(d) Promissory Note
(e) None of these
12. ‘Crossing’ applies to which of the following instruments?
(IBPS Clerk 2011)
(a) Cheques
(b) Bills
(c) Promissory Notes
(d) Hundies
(e) Fixed Deposit receipts
13. A Savings Bank Account opened with a commercial bank with zero
balance or very minimal balance is known as
(IBPS Clerk 2011)
(a) Savings Bank Ordinary Account
(b) Student Savings Bank Account
(c) No frill Account
(d) Current Account
(e) Call Deposit
14. In a bank which of the following are the usual types of
accounts? (IBPS Clerk 2011)
(a) Saving accounts, Electricity accounts and Insurance premium accounts
(b) Fixed deposits, Post office savings bank accounts and Current deposit
accounts
(c) Current accounts, Savings bank accounts and Term deposit accounts
(d) Loan accounts, Savings bank accounts and Term deposit accounts
(e) Current bill accounts and term deposit accounts
15. Crossing of cheques makes them (IBPS Clerk 2011)
(a) invalid document
(b) ineligible to endorse to a person other than the payee
(c) remain the same in all respect, it is only a practice
(d) eligible for payment irrespective of sufficient balance in the account
(e) ineligible to get cash across the bank counter
16. If a cheque is postdated, the bank on which it is drawn
(IBPS Clerk 2011)
(a) will not honour the cheque before the date of the cheque
(b) has to honour the cheque before the date of the cheque
(c) has the option to honour the cheque before the date of the cheque or not
(d) has to refer to RBI to honour the cheque before the date of the cheque
(e) has to refer to the court to honour the cheque before the date of the
cheque
17. In which of the following accounts is operation by cheques
permitted? (IBPS Clerk 2011)
(a) Savings bank accounts and fixed deposit accounts
(b) Current accounts and fixed deposit accounts
(c) Savings bank accounts and floating loan accounts
(d) Savings bank accounts and cash accounts
(e) Savings bank accounts and current accounts
18. A traveller’s cheque is (IBPS Clerk 2011)
(a) a supplementary credit card.
(b) a cheque issued by a bank or financial institution which functions as
capital.
(c) a certificate issued by a bank or financial institution in lieu of cash.
(d) a cheque issued by a bank or financial institution which functions as a
bond.
(e) a prepaid instrument issued by a bank or finance institution which can
be substitute of cash.
19. If a crossed cheque is presented for payment
(IBPS Clerk 2011)
(a) cash can be paid across the counter to the presenter.
(b) cash can be paid across the counter to the account holder only.
(c) it can be paid only through a banker.
(d) it cannot be paid at all.
(e) it can be paid across the counter in another bank.
20. Which of the following is not a salient feature of debit card?
(IBPS Clerk 2011)
(a) No bad debts to banks and no suits for recovery
(b) No interest earning for banks
(c) Works Iike a normal withdrawal slip
(d) 45 days credit is given to the card holder
(e) All the above
21. What is a stale cheque? (IBPS Clerk 2011)
(a) A cheque issued without drawer’s signature
(b) A cheque with only signature of the drawer
(c) A cheque which has completed six months from its date of issue
(d) A six months post-dated cheque
(e) Anyone of these
22. Which of the following is not an electronic banking delivery
channel? (IBPS Clerk 2011)
(a) Mobile Vans
(b) Mobile Phone Banking
(c) Internet Banking
(d) Tele Banking
(e) ATM
23. Savings bank accounts are opened by (IBPS Clerk 2011)
(a) Trading entities, manufacturing entities and individuals for savings
purposes
(b) Traders and manufacturers for business purposes
(c) Individuals for savings purposes
(d) Limited companies and partnerships for savings purposes
(e) Cooperative banks for savings
24. What does the letter ‘L’ stands for in the term LAF commonly used in
financial/economic news? (IBPS Clerk 2011)
(a) Liquidity
(b) Least
(c) liabilities
(d) Long
(e) Liquid
25. Which of the following terms is NOT used in
banking/finance? (SBI Clerk 2012)
(a) Public Debt
(b) Plasma
(c) Joint Venture
(d) Net Demand & Time Liability
(e) Treasury Bill
26. A type of fraud wherein criminals use an innocent person’s details to
open or use an account to carry out financial transactions is known
as (IBPS Clerk 2013)
(a) identity theft
(b) hacking
(c) money laundering
(d) espionage
(e) phishing
27. What does the letter ‘L’ stands for in the term LAF commonly used in
financial/economic news ?(SBI Clerk 2014)
(a) Liquidity
(b) Least
(c) liabilities
(d) Long
(e) Liquid
28. Bank branches which can undertake foreign exchange business directly
are known as _________in foreign
exchange. (IBPS Clerk 2011)
(a) Authorized dealers
(b) Foreign dealers
(c) Overseas branches
(d) Approved dealers
(e) Exchange branches
29. Which of the following types of accounts are known as ‘Demat
Accounts’? (IBPS PO/MT 2011)
(a) Accounts which are Zero Balance Accounts
(b) Accounts which are opened to facilitate repayment of a loan taken from
the bank. No other business can be conducted from the bank. No
other business can be conducted from there
(c) Accounts in which shares of various companies are traded in electronic
form
(d) Accounts which are operated through internet banking facility
(e) None of these
30. With a view to facilitate payment of balance in the deposit account to
the person named by the depositor without any hassles in the event of
death of the account holder, the following facility was introduced for
bank accounts in our country (IBPS PO/MT
2011)
(a) Will
(b) Registration
(c) Nomination
(d) Indemnity
(e) Guarantee
31. The ministry of Finance recently released a comprehensive paper on
Govt. debt. Which of the following is/ are true about the same?
(A) The paper presents the road map for general debt to be raised by the
Govt. of India during the period of 2011–2015 which is the period
of the awards of the 13th Finance commission
(B) As per the estimates, the target debt in the terminal year 2014–15 will
be lower than whatever recommended by the 13th Finance
Commission.
(C) The paper has recommended that the Govt. should try to generate
resources in such a way that. It does not have to depend much on
debt. The total debt should not be more than rd of the total
requirements.
(IBPS PO/MT 2011)
(a) Only (A) (b) Only (B)
 (c) Only (A) & (B) (d) Only (B) & (C)
(e) None of these
32. Which one of the following is not a ‘Money Market Instrument’
? (IBPS PO/MT 2012)
(a) Treasury Bills
(b) Commercial Paper
(c) Certificate of Deposit
(d) Equity Shares
(e) None of these
33. As per revised RBI Guidelines, Provision on secured portion of loan
accounts classified as Doubtful Assets for more than one year and upto
3 (three) years is to be made at the rate of
__________. (IBPS PO/MT 2012)
(a) 15%
(b) 20%
(c) 40%
(d) 25%
(e) 30%
34. Base Rate is the rate below which no Bank can allow their lending to
anyone. Who sets up this ‘Base Rate’ for Banks?
(a) Individual Banks, Board (IBPS PO/MT 2012)
(b) Ministry of Commerce
(c) Ministry of Finance
(d) RBI
35. Finance Ministry has asked the Reserve Bank of India to allow
common ATM’s that will be owned and managed by non-banking
entities hoping to cut transaction costs for banks. Such ATM’s are
known as __________.
(IBPS PO/MT 2012)
(a) Black Label ATM’s
(b) off site ATM’s
(c) on site ATM’s or red ATM’s
(d) third party ATM’s
(e) white label ATM’s
36. Interest below which a bank is not expected to lend to customers is
known as _____________.(SBI PO 2013)
(a) Deposit Rate
(b) Base Rate
(c) Prime Lending Rate
(d) Bank Rate
(e) Discount Rate
37. With effect from July 1, 2012, for calculation of lending rates, the
Reserve Bank of India has advised banks to switch over to
the (IBPS PO/MT 2013)
(a) MSF Rate System
(b) Reverse Repo Rate System
(c) Bank Rate System
(d) Repo Rate System
(e) Base Rate System
38. The seed capital of Bhartiya Mahila Bank is
(IBPS PO/MT 2013)
(a) ` 2000 crore
(b) ` 1000 crore
(c) ` 4000 crore
(d) ` 3000 crore
(e) None of these
39. What is the full form of EFT? (IBPS PO/MT 2014)
(a) Electric funds transfer
(b) Electronic finance transaction
(c) Electronics Fund Transfer
(d) Emergency fund transfer
(e) None of these
40. How RBI measured to liquidate the market?
(IBPS PO/MT 2014)
(a) By Reverse Repo rate
(b) By Repo rate
(c) By Cash Reserve Ratio
(d) By Statutory liquidity ratio
(e) None of these
41. Cheque truncation can be done by? (IBPS PO/MT 2014)
(a) Using MICR data
(b) Sending cheque by speed post
(c) Using image processing
(d) Both (a) & (b)
(e) None of the above
42. Which account will not come under RBI’s limitation of ATM
Transaction? (IBPS PO/MT 2014)
(a) Current Deposits/Account
(b) Basics Savings Bank Deposit Account
(c) Recurring Deposit/Account
(d) Fixed Deposit/Account
(e) None of these
43. What is the alphanumeric code on cheques called ?
(SBI PO 2014)
(a) RTGS
(b) MICR
(c) IFSC
(d) NEFT
(e) CC
44. How instrument is used by the Reserve Bank of India to control market
liquidity? (SBI PO 2014)
(a) Repo rate
(b) Statutory Liquidity Ratio
(c) Marginal Adjustment Facility
(d) Reserve Repo Rate
(e) Only (a) and (d)
45. Which of the following assets can be mortgaged?
(IBPS Clerk 2011)
(a) Stock
(b) Book Debts
(c) National Savings Certificates
(d) Shares
(e) Land and Building
46. ‘Base Rate’ in banks is (IBPS Clerk 2011)
(a) The rate of interest payable on demand deposits
(b) The rate of interest payable on fixed deposits
(c) The rate of interest charged by RBI on long-term borrowings of public
sector banks
(d) minimum lending rate decided by the RBI which shall be adopted by all
public sector banks
(e) The minimum interest rate fixed by individual banks below which they
cannot lend funds, except cases like Govts-sponsored scheme
47. A saving bank deposit account is one where
(IBPS Clerk 2011)
(a) the deposits are made only once in a year
(b) amounts are deposited and are withdrawn as per the requirement of the
customers
(c) Periodical Fixed amounts are deposited monthwise and withdrawal are
allowed after a fixed period
(d) the deposits are made once in every month
(e) None of these
48. The most powerful tool used by the Reserve Bank of India to control
inflation is to (IBPS Clerk 2011)
(a) raise interest rates
(b) reduce interest rates
(c) raise currency supply
(d) reduce currency supply
(e) raise interest rates and reduce currency supply
49. Non-performing Assets are the assets which have stopped
giving (IBPS Clerk 2011)
(a) losses to a bank
(b) capital to a bank
(c) income to a bank
(d) income and expenses to a bank
(e) expenses to a bank
50. What is the Repo Rate? (IBPS Clerk 2011)
(a) It is the rate at which RBI sells government securities to banks.
(b) It is the rate at which RBI allows small loans in the market.
(c) It is the rate at which banks borrow money from the Reserve Bank of
India.
(d) It is the rate which is offered by banks to their most valued customers
or prime customers.
(e) None of these
51. ‘Nomination’ for a deposit account in the bank means
(IBPS Clerk 2011)
(a) mandate given by the close relative/s of the depositor to settle the death
claim in case of death of the depositor.
(b) mandate decided by the bank to settle the death claim of its depositor.
(c) mandate of the depositor in favour of one or more persons to claim the
amount on death of the depositor.
(d) mandate of the depositor in favour of a close relative who can claim the
amount on death of the depositor.
(e) court order instructing the banks to settle the death claim of its
depositor.
52. For using safe deposit locker facilities, bank customers pay
(IBPS Clerk 2011)
(a) commission on locker
(b) interest on locker
(c) rent on locker
(d) exchange on locker
(e) safe custody charges
53. Which of the following is a Credit Card Association?
(IBPS Clerk 2011)
(a) India Card
(b) Master Card
(c) SBl Cards
(d) Citi Bank Cards
(e) BOB Card
54. The rate at which the domestic currency can be converted into foreign
currency and vice versa is known as
(IBPS Clerk 2011)
(a) Exchange rate
(b) MIBOR
(c) Inter-bank Call money rate
(d) Base rate
(e) LIBOR
55. Which of the following represents correct meaning of
REPORATE? (IBPS Clerk 2011)
(a) Rate on which RBI sells Government Securities to Banks
(b) Rate for borrowing rupees by banks from RBI
(c) Rate offered by banks to their prime customers
(d) Rate applicable for grant of priority sector loans
(e) None of these
56. Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are
terms most closely related to which of the following
industries/markets? (IBPS Clerk 2011)
(a) Capital market
(b) Banking industry
(c) Commodities market
(d) Money Market
(e) Mutual fund industry
57. The Head of the Reserve Bank of India is officially known as
(IBPS Clerk 2012)
(a) President of RBI
(b) Chief Executive of RBI
(c) Managing Director (MD) of RBI
(d) Executive Director of RBI
(e) Governor of RBI
58. The seed capital of Bhartiya Mahila Bank is
(IBPS Clerk 2013)
(a) ` 2000 crore
(b) ` 1000 crore
(c) ` 4000 crore
(d) ` 3000 crore
(e) None of these
59. Which of the following is NOT a source of funds of a commercial
bank? (IBPS Clerk 2011)
(a) Capital
(b) Borrowings from RBI
(c) Call money borrowings
(d) Deposits
(e) Cash reserves with RBI
60. Reserves which can act as a liquidity buffer for commercial banks
during crisis times are [IBPS Clerk 2011]
(a) CAR
(b) CRR
(c) CAR and CRR
(d) CRR and SLR
(e) SLR
61. KYC stands for (IBPS Clerk 2011)
(a) Know Your Company
(b) Know Your Customer
(c) Know Your Currency
(d) Know Your Creditors
(e) None of these
62. NPA in banking terminology denotes (IBPS Clerk 2011)
(a) New Para-banking Assets
(b) Net Profitable Assets
(c) Net Performing Assets
(d) Non-Performing Assets
(e) New Pension Act
63. Which of the following categories of advance accounts is not an
NPA? (IBPS Clerk 2011)
(a) Standard account
(b) Substandard account
(c) Doubtful account
(d) Loss account
(e) All the above
64. The Head of the Reserve Bank of India is officially known
as (SBI Clerk 2014)
(a) President of RBI
(b) Chief Executive of RBI
(c) Managing Director (MD) of RBI
(d) Executive Director of RBI
(e) Governor of RBI
65. In the Balance of Payment (BOP), the transfer of payment is included
in which of the following ? (SBI PO 2015)
(a) Current Account
(b) Capital Account
(c) Savings Accounts under Govt. Schemes
(d) Official Reserve Accounts
(e) All of them
66. NABARD (National Bank for Agriculture and Rural Development)
established JLG to extract the productive capability from rural
population. JLG stands for ?
(SBI PO Main 2015)
(a) Junior Link Group
(b) Join Life Group
(c) Joint Line Group
(d) Joint Liability Group
(e) None of these
67. Many a times, we read in newspaper that the RBI has revised certain
rates/ratios under LAF. What is full form of LAF?
(IBPS PO Mains 2015)
(a) Legal Adjustment Facility
(b) Liquidity Adjustment Facility
(c) Longterm Achievement Facility
(d) Legal Adjustment Formality
(e) None of these
68. RuPay is launched by (IBPS PO Main 2015)
(a) RBI
(b) Finance Ministry
(c) SBI
(d) NPCI
(e) None of these
69. Base rate is the rate below which no bank can allow their lending to
anyone. Who set up this base rate for banks?
(IBPS PO Main 2015)
(a) Individual Banks Boards (Correct Answer)
(b) Ministry of Commerce
(c) Ministry of Finance
(d) RBI
(e) Interest Rate Commission of India
70. Mobile Money Identification Number (MMID) is a ________ digit
number of which the first four digits are the unique identification
 number of the bank offering Immediate Payment Service (IMPS).
(SBI PO Main 2016)
(a) Seven
(b) Thirteen
(c) Eleven
(d) Nine
(e) None of these
71. Basic Savings Bank Deposit Account (BSBDA) is a Zero Balance
Savings Account that takes care of your simple banking needs with
Free ATM card, monthly statement, and cheque book. How much
amount has withdrawal and transfer limit under
BSBDA? (SBI PO Main 2016)
(a) ` 1,00,000 per month
(b) ` 20,000 per month
(c) ` 50,000 per year
(d) ` 10,000 per month
(e) No Limit
72. What is Cash Reserve Ratio? (IBPS PO Main 2016)
(a) Deposits of banks in government securities
(b) Rate at which banks borrow funds from the RBI
(c) Deposits (as cash) which banks have to keep/maintain with the RBI
(d) Rate at which RBI borrows money from the banks
(e) Rate at which RBI borrows money from the government
73. _________ is a system that powers multiple bank accounts into a
single mobile application (of any participating bank), merging several
banking features, seamless fund routing & merchant payments into one
hood. (SBI PO Main 2016)
(a) Real-time gross settlement systems (RTGS)
(b) Electronic Funds Transfer at Point of Sale (EFTPOS)
(c) Bharat Bill Payment System (BBPS)
(d) Unified Payments Interface (UPI)
(e) None of these
74. Cash Reserve Ratio (CRR) is a specified minimum fraction of the total
deposits of customers, which commercial banks have to hold as
 reserves either in cash or as deposits with the central bank. CRR is set
according to the guidelines of the central bank of a country. CRR
controls-
(SBI PO Main 2016)
(a) It cheaper for banks to borrow money
(b) Is a tool, which central bank uses for short-term purposes
(c) Greater control to the central bank over money supply
(d) Marking a shift from earlier method of calibrating various policy rates
separately
(e) None of these

1. (c)
2. (e)
3. (d)
4. (b)
5. (d)
6. (c)
7. (b) Structured Financial Messaging System (SFMS), launched in
December 2001, is used practically for all purposes of secure
communication within the bank and between banks. The intra-
bank part of SFMS can be used by the banks for secure messaging
facility it provides.
8. (c) The Middle Level Management consists of the Departmental
Heads (HOD), Branch Managers, and the Junior Executives. The
Departmental heads are Finance Managers, Purchase Managers,
etc. The Branch Managers are the head of a branch or local unit.
The lower level management consists of the Foremen and the
Supervisors.
9. (b)
10. (d)
11. (a)
12. (a)
13. (c)
14. (c)
15. (b)
16. (a)
17. (e)
18. (e)
19. (b)
20. (d)
21. (c)
22. (a)
23. (c)
24. (a)
25. (b) Plasma is a state of matter similar to gas in which a certain
portion of the particles are ionized.
26. (e)
27. (a)
28. (a)
29. (c)
30. (c)
31. (b)
32. (d)
33. (e)
34. (d)
35. (e)
36. (b) The Base Rate is the minimum interest rate of a Bank below
which it cannot lend, except in cases allowed by the Reserve Bank
of India. The Base Rate system replaced the Benchmark Prime
Lending Rate (BPLR system) with effect from July 1, 2010.
37. (e)
38. (b)
39. (c)
40. (b)
41. (d)
42. (b)
43. (c) The Indian Financial System Code (IFSC) is an alphanumeric
code that uniquely identifies a bank-branch participating in the
two main electronic funds settlement systems in India: the real
 time gross settlement (RTGS) and the national electronic funds
transfer (NEFT) systems.
44. (e) Repo rate is the rate at which the central bank of a country (RBI
in case of India) lends money to commercial banks in the event of
any shortfall of funds, thereby controlling liquidity. Repo rate is
used by monetary authorities to control inflation. Repo and
reverse repo rates form a part of the liquidity adjustment facility.
45. (e)
46. (e)
47. (b)
48. (a)
49. (c)
50. (c)
51. (d)
52. (c)
53. (b)
54. (a)
55. (b)
56. (b)
57. (e)
58. (b)
59. (e)
60. (d)
61. (b)
62. (d)
63. (a)
64. (e)
65. (a)
66. (d)
67. (a)
68. (d)
69. (a)
70. (a)
71. (d)
72. (c)
73. (d)
74. (c)
1. Which of the following terms/names is not associated with
banking/financial trade in India ? (SBI PO 2010)
(a) Automated Clearing House
(b) Provision Coverage Ratio
(c) Market Stabilisation Scheme
(d) Credit Default Swaps
(e) Double Fault
2. Some banks which were not able to meet their priority sector lending
targets are now allowed to do so by purchasing Priority Sector Lending
Certificates (PSLC). Which of the following agencies/organisation
is/are authorized to issue this certificates ?
(SBI PO 2010)
(A) Micro Finance Institutions
(B) Non Banking Finance Companies
(C) NABARD
(a) Only (A)
(b) Only (B)
(c) Only (A) and (B)
(d) Only (A), (B) and (C)
(e) None of these
3. Value added services means _______. (SBI PO 2010)
(a) costlier products
(b) large number of products
(c) additional services
(d) at par services
(e) None of these
4. The performance of a sales person depends on _____.
(SBI PO 2010)
(a) salary paid
(b) sales incentives paid
(c) size of the sales team
(d) ability and willingness of the sales person
(e) team leader’s aggressiveness
5. A major Public Sector Bank raised interest rates on loans by 25 basis
points – was news in some major financial newspapers recently. This
means the bank has raised interest by 25 basis points
of (SBI PO 2011)
(a) Savings Bank Interest Rate
(b) Base Lending Rate
(c) Repo Rates
(d) Present Rates on Deposits
(e) Discounted Rates of Interest
6. Banks and other financial institutions in India are required to maintain
a certain amount of liquid assets like cash, precious metals and other
short-term securities as a reserve all the time. In Banking World this is
known as
(SBI PO 2011)
(a) CRR
(b) Fixed Asset
(c) SLR
(d) PLR
(e) None of these
7. Which of the following statement is true?
(IBPS PO/MT 2011)
(a) Banks cannot accept demand and time deposite from public.
(b) Banks can accept only demand deposits from public.
(c) Banks can accept only time deposits from public.
(d) Banks can accept both demand and time deposits from public.
(e) Banks can accept demand and time deposits only from government.
8. Accounts are allowed to be operated by cheques in respect
of (IBPS PO/MT 2011)
(a) Both Savings bank accounts and fixed deposit accounts
(b) Savings bank accounts and current accounts
(c) Both Savings bank accounts and loan accounts
(d) Both Savings bank accounts and cash accounts only
(e) Both Current accounts and fixed deposit accounts
9. Which of the following is correct statement?
(IBPS PO/MT 2011)
(a) Normally no interest is paid on current deposit accounts
(b) Interest is paid on current accounts at the same rate as term deposit
accounts
(c) The rate of interest on current account and savings account are the same
(d) No interest is paid on any deposit by the bank
(e) Savings deposits are the same as current deposits.
10. When a bank returns a cheque unpaid. It is called
(IBPS PO/MT 2011)
(a) payment of the cheque
(b) drawing of the cheque
(c) cancelling of the cheque
(d) dishonour of the cheque
(e) taking of the cheque.
11. Distribution of Insurance products and Insurance policies by banks as
corporate agents is known as
(IBPS PO/MT 2011)
(a) General Insurance
(b) Non-life Insurance
(c) Bancassurance
(d) Insurance banking
(e) Deposit Insurance
12. Interest on savings bank account is now calculated by banks
on (IBPS PO/MT 2011)
(a) minimum balance during the month
(b) minimum balance from 7th to last day of the month
(c) minimum balance from 10th to last day of the month
(d) maximum balance during the month
(e) daily product basis
13. In which of the following fund transfer mechanisms, can funds be
moved from one bank to another and where the transaction is settled
instantly without being bunched with any other transaction
? (IBPS PO/MT 2012)
(a) RTGS
(b) NEFT
(c) TT
(d) EFT
(e) MT
14. By increasing repo rate, the economy may observe the following
effects __________. (IBPS PO/MT 2012)
(a) Rate of interest on loans and advances will be costlier
(b) Industrial output would be affected to an extent
(c) Banks will increase rate of interest on deposits
(d) Industry houses may borrow money from foreign countries
(e) All of these
15. Mr. Rajendra had filed a complaint with Banking Ombudsman but is
not satisfied with the decision. What is the next option before him for
getting his matter resolved ?
(IBPS PO/MT 2012)
(a) Write to the CMD of the Bank.
(b) File an appeal before the Finance Minister.
(c) File an appeal before the Banking Ombudsman again.
(d) File an appeal before the Dy. Governor RBI.
(e) Simply close the matter as going to court involves time and money.
16. Invisible Export means export of _____. (SBI PO 2013)
(a) Services
(b) Prohibited goods
(c) Restricted goods
(d) Goods as per OGL list
(e) Other than those given as options.
17. Banks in India are required to maintain a portion of their demand and
time liabilities with the Reserve Bank of India. This portion is called
_______. (SBI PO 2013)
(a) Statutory Liquidity Ratio
(b) Cash Reserve Ratio
(c) Bank Deposit
(d) Reserve Repo
(e) Government Securities
18. Interest on Savings deposit nowadays is _____________.
(SBI PO 2013)
(a) Fixed by RBI
(b) Fixed by the respective Banks
(c) Fixed by the Depositors
(d) Fixed as per the contract between Bank and the Consumer Court
(e) Not paid by the Bank
19. Value added services means _____. (IBPS PO/MT 2013)
(a) Low Cost products
(b) High cost products
(c) At par services
(d) Additional services for the same cost
(e) Giving discounts
20. A bank without any branch network that offers its services remotely
through online banking, telephone/mobile banking and interbank ATM
network alliances is known as
(IBPS PO/MT 2013)
(a) Universal Banking
(b) Indirect Bank
(c) Door Step Bank
(d) A Direct Bank
(e) Unit Banking
21. The Aadhar-enabled Payment System (AEPS) is a bank-led model that
facilitates banking facilities through banking correspondents across
 banks. However, Aadhaar- enabled basic types of banking transactions
do ‘not’ include
(IBPS PO/MT 2013)
(a) Aadhaar to Aadhaar funds transfer
(b) Small overdraft facility
(c) Cash withdrawal
(d) Balance enquiry
(e) Cash deposit
22. The Bank should comply and intimate the compliance of Award to
Ombudsman? (IBPS PO/MT 2014)
(a) Within Two Months
(b) Within 3 months
(c) Within one month
(d) Within one year
(e) None of these
23. How does every bank pay interest on savings?
(SBI PO 2014)
(a) Daily
(b) Weekly
(c) Fortnightly
(d) Monthly
(e) Quarterly
24. Which aspect of a project/ business is/are evaluated in a SWOT
Analysis? (SBI PO 2014)
(a) Strengths
(b) Weaknesses
(c) Opportunities
(d) Threats
(e) All of these
25. Which of the following is/are NOT the functions of a bank?
(A) Accepting deposits from the public
(B) Grant of loans and advances
(C) Providing finance to all those who cannot earn enough to
survive (SBI Clerk 2011)
(a) Only (A) (b) Only (B)
(c) Only (C) (d) All (A), (B) & (C)
(e) Only (B) & (C)
26. A bank branch receives a counterfeit note of `100 from the customer,
which customer wants it back. Which of the following action should be
taken by the Bank?
(IBPS Clerk 2011)
(a) Will return to customer
(b) Will impound and not return
(c) Will ask for exchange of note
(d) Will replace with genuine note
(e) Will check all the notes in possession with the customer which are not
being deposited also
27. NEFT and RTGS in banking terminology speak of
(IBPS Clerk 2011)
(a) various deposit products
(b) various loan products
(c) electronic payment products within a bank
(d) electronic fund transfer from bank to bank
(e) Cheque Truncation Process
28. When a customer draws a cheque on a bank
(IBPS Clerk 2011)
(a) it is a mandate on that bank to pay.
(b) it is a mandate on the Government of India to pay.
(c) it is a mandate on the State Government to pay.
(d) it is a mandate on the RBI to pay.
(e) it is a mandate on the Finance Ministry to pay.
29. Ram has been nominated in the Savings account of Sita Ram requests
the bank authorities to allow him to operate Sita’s account as she is
 unwell. What will the bank do?
(IBPS Clerk 2011)
(a) Bank will allow Ram to operate the account as he is the nominee.
(b) As nomination will come into effect only after death of the depositor,
Bank will not allow.
(c) As Ram is, the husband of Sita in addition to being the nominee, the
Bank should allow.
(d) Out of pity for Sita and on account of long term relationship. the Bank
may allow.
(e) Bank can take a promissory note from Ram and allow him to operate
the account.
30. Which of the following is ‘material alteration’ of a negotiable
instrument? (IBPS Clerk 2011)
(a) Converting an order cheque to bearer cheque
(b) Converting a bearer cheque to order cheque
(c) Crossing of an uncrossed cheque
(d) Writing an amount on a blank cheque
(e) Putting a signature on the back of a cheque
31. Crossing on a cheque can be cancelled by the ____ of the cheque under
his full signature. (IBPS Clerk 2011)
(a) payee
(b) drawee
(c) endorser
(d) holder
(e) drawer
32. A customer drawing a cheque on a bank has a right to
(IBPS Clerk 2011)
(a) Take back the cheque from the bank after it is paid
(b) Take back the cheque from the bank after it is paid with the permission
of RBI
(c) Stop payment of the cheque before it is paid
(d) Stop payment of the cheque after it is paid
(e) Stop payment of the cheque before it is issued
33. Which of the following is not a primary function of a Bank?
(IBPS Clerk 2011)
(a) Granting Loans
(b) Collecting Cheques/Drafts of customers
(c) Facilitating import of goods
(d) Issuing Bank Drafts
(e) Selling Gold/Silver Coins
34. An engineer working in a big city in India wishes to send some money
to his/her parents in a small village. How can a bank help him/her ?
(Both of them have accounts in the branches of the same
bank.) (IBPS Clerk 2012)
A. By issuing a Demand Draft.
B. By opening a letter of credit in the name of his/her parents.
C. Through E-transfer of money
(a) Only A (b) Only B
(c) Only C (d) Both A and B
(e) Both A and C
35. People normally go to a bank for withdrawal or/and depositing their
money. In addition to that banks provide many other services these
days. Which of the following is/are such new services ?
(IBPS Clerk 2012)
A. Sale of insurance policies.
B. Loans for higher studies for children.
C. Acceptance of bills for Telephone/Electric supply services on behalf of
such organizations.
(a) Only A (b) Only B
(c) Only C (d) Both A and B
(e) All A, B and C
36. Which of the following terms is not related with the banking
operations ? (IBPS Clerk 2012)
(a) Current Account
(b) Exchange rate
(c) Investment rate
(d) Domestic Saving rate
(e) Veto Power
37. Which of the following services relate to execution of transactions
directly with consumers, rather than corporations or other
banks? (IBPS Clerk 2013)
(a) Wholesale Banking Services
(b) Industrial Banking Services
(c) Investment Banking Services
(d) Corporate Banking Services
(e) Retail Banking Services
38. The arrangement under which banks sell insurance products acting as
the agents of the respective companies is called the
(IBPS Clerk 2013)
(a) Insurance joint venture
(b) Bancassurance Model
(c) Hybrid Insurance Model
(d) Insurance Broking
(e) Integrated Model
39. An engineer working in a big city in India wishes to send some money
to his/her parents in a small village. How can a bank help him/her ?
(Both of them have accounts in the branches of the same
bank.) (SBI Clerk 2014)
A. By issuing a Demand Draft.
B. By opening a letter of credit in the name of his/her parents.
C. Through E-transfer of money
(a) Only A (b) Only B
 (c) Only C (d) Both A and B
(e) Both A and C
40. A customer drawing a cheque on a bank has a right to
(IBPS Clerk 2013)
(a) Take back the cheque from the bank after it is paid
(b) Take back the cheque from the bank after it is paid with the permission
of RBI
(c) Stop payment of the cheque before it is paid
(d) Stop payment of the cheque after it is paid
(e) Stop payment of the cheque before it is issued
41. Some major banks and financial institutions in various Western
countries were to wind up their business and/or declare themselves in
financial problems during last few years. This trend is technically
known as
(SBI Clerk 2011)
(a) Devaluation
(b) Deformation
(c) Global Slowdown
(d) Political backdrop
(e) Globalisation
42. The competitive position of a company can be improved by
__________. (SBI PO 2013)
(a) increasing the selling price
(b) reducing the margin
(c) ignoring competitors
(d) increasing the cost price
(e) understanding and fulfilling customers’ needs
43. Banks’ mandatory lending to farmers for agriculture, micro and small
enterprises and other weaker sections where in banks are required to
lend up to 40% of the loans is generally described
as (IBPS PO/MT 2013)
(a) Para banking
 (b) Sub-prime lending
(c) Retail lending
(d) Non-priority sector lending
(e) Priority sector lending
44. In India, which of the following have the highest share in the
disbursement of credit to agriculture and allied activities?
(IBPS Clerk 2011)
(a) Commercial Banks
(b) Cooperative Banks
(c) Private Sector Banks
(d) Microfinance Institutions
(e) Regional Rural Banks
45. As decided by the Reserve Bank of India, all the villages with a
population of 2000 will have access to financial services by the end of
_____ (SBI & its Associates Bank PO 2010)
(a) 2009–10
(b) 2010–11
(c) 2011–12
(d) 2012–13
(e) None of these
46. The government and the RBI had set a target to cover 73,000 villages
having population in excess of 2000 to provide access to banking
services, by March 2012. The name given to this scheme
is (SBI PO 2011)
(a) Swabhimaan
(b) Swavalamban
(c) Saral
(d) Connecting Banks
(e) None of these
47. RBI appointed a committee under the chairmanship of D. Mohanty to
look into (SBI PO 2011)
(a) 2G spectrum scam
(b) Implementation of Base Rate
(c) Bank’s Saving Interest rate
(d) Inflation
(e) None of these
48. Interest payable on saving bank accounts is
(IBPS PO/MT 2011)
(a) not regulated by RBI.
(b) regulated by State Governments
(c) regulated by Central Government
(d) regulated by RBI
(e) regulated by Finance minister.
49. Which of the following is the correct statement?
(IBPS PO/MT 2011)
(a) State bank of India is the sole authority to issue and manage currency in
India.
(b) A nationalized bank is the sole authority to Issue and manage currency
in India
(c) A cooperative bank is the sole authority to issue and manage currency
in India.
(d) RBI is the sole authority to issue and manage currency in India.
(e) None of these
50. Financial inclusion means provision of (IBPS
PO/MT 2011)
(a) financial services namely payments, remittances, savings, loans and
Insurance at affordable cost to persons not yet given the same.
(b) ration at affordable cost to persons not yet given the same.
(c) house at affordable cost to persons not yet given the same.
(d) food at affordable cost to persons not yet given the same.
(e) education at affordable cost to persons not yet given the same.
51. Upper limit prescribed for RTGS transaction is
(IBPS PO/MT 2011)
(a) `1 lac
(b) `2 lacs
(c) `5 lacs
(d) `50 lacs
(e) No upper limit is prescribed
52. A centralized database with on line connectivity to branches, internet
as well as ATM network which has been adopted by almost all major
banks of our country is known as
(IBPS PO/MT 2011)
(a) Investment banking
(b) core banking
(c) mobile banking
(d) national banking
(e) specialized banking
53. Which of the following is NOT a function of the Reserve Bank of
India ? (IBPS PO/MT 2012)
(a) Fiscal Policy Functions
(b) Exchange Control Functions
(c) Issuance, Exchange and destruction of currency notes
(d) Monetary Authority Functions
(e) Supervisory and Control Functions
54. What is the maximum deposit amount insured by DICGC ?
(IBPS PO/MT 2012)
(a) `2,00,000 per depositor per bank
(b) `2,00,000 per depositor across all banks
(c) `1,00,000 per depositor per bank
(d) `1,00,000 per depositor across all banks
(e) None of these
55. With reference to a cheque which of the following is the “drawee
bank” ? (IBPS PO/MT 2012)
(a) The bank that collects the cheque
(b) The payee’s bank
(c) The endorsee’s bank
(d) The endorser’s bank
(e) The bank upon which the cheque is drawn
56. Banks in India are required to maintain a portion of their demand and
time liabilities with the Reserve Bank of India. This portion is called
_____________. (SBI PO 2013)
(a) Statutory Liquidity Ratio
(b) Cash Reserve Ratio
(c) Bank Deposit
(d) Reserve Repo
(e) Government Securities
57. Banking Ombudsman is appointed by _____________.
(IBPS PO/MT 2013)
(a) Government of India
(b) State Governments
(c) RBI
(d) ECGC
(e) Exim Bank
58. NABARD is responsible for regulating and supervising the functions
of (IBPS PO/MT 2013)
(a) Investment and Industrial Finance Banks
(b) Cooperative Banks and Regional Rural Banks
(c) Corporate Finance and Overseas Banking Units
(d) Private Sector and Multinational Banks
(e) Reserve Bank of India
59. To combat the menace of money laundering, which of the following
financial institutions has introduced the ‘Know Your Customer’
Scheme? (IBPS PO/MT 2014)
(a) IDBI
(b) RBI
(c) NABARD
(d) SIDBI
(e) None of these
60. Banking Ombudsman is appointed by (SBI PO 2014)
(a) Union Ministry of Finance
(b) Competition Commission of India
(c) Reserve Bank of India
(d) Indian Banks Association
(e) Securities and Exchange Board of India
61. What was the reason behind the decision of the Reserve Bank of India
to withdraw currency notes issued before
2005? (SBI PO 2014)
(a) To replace them with plastic notes
(b) to check counterfeit notes
(c) To replace mutilated and spoilt notes
(d) To check illicit notes of Pakistan
(e) None of these
62. On domestic term deposits, banks in our country generally offer
additional rate of interest on term deposits from —
(IBPS Clerk 2011)
(a) Minors
(b) Married women
(c) Govt. employees
(d) Rural residents
(e) Senior citizens
63. When a bank dishonours a cheque it is called
(IBPS Clerk 2011)
(a) settlement of the cheque.
(b) withdrawing of the cheque.
(c) nullifying of the cheque.
(d) truncating of the cheque.
(e) return of the unpaid cheque.
64. RBI’s policy stance to manage interest and liquidity are used
to (IBPS Clerk 2011)
(a) moderate inflation and maintain economic growth
(b) moderate competition among private and public sector banks
(c) eradicate unemployment in public sector
(d) moderate currency supply in public hands
(e) moderate deposits in public sector bank
65. Real Time Gross Settlement or RTGS enables
(IBPS Clerk 2011)
(a) immediate transfer of money from customer of one bank to customer of
another bank.
(b) immediate transfer of money from customer of one branch to customer
of another branch within the same bank.
(c) immediate transfer of money from customer of one country to customer
of another country.
(d) immediate transfer of money from customer of one bank to customer of
the RBI.
(e) None of these
66. Which of the following is a measure taken by the Reserve Bank of
India to control inflation in our country?
(IBPS Clerk 2011)
(a) Increasing the CRR
(b) Increasing the SLR
(c) Contraction of supply of currency
(d) Raising Repo / Reverse Repo Rate
(e) Decreasing the SLR
67. Monetary Policy as an arm of the economic policy is administered
by (IBPS Clerk 2011)
(a) Government of India
(b) Reserve Bank of India
(c) State Bank of India
(d) Governments of the respective states
(e) None of these
68. Web based complaints redressal system ‘SCORES’ is launched by
which of the following organizations/agencies?
(SBI Clerk 2012)
(a) Ministry of Corporate Affairs
(b) SEBI
(c) RBI
(d) State Bank of India
(e) IBA
69. The Aadhar-enabled Payment System (AEPS) is a bank-led model that
facilitates banking facilities through banking correspondents across
banks. However, Aadhaar- enabled basic types of banking transactions
do ‘not’ include
(IBPS Clerk 2013)
(a) Aadhaar to Aadhaar funds transfer
(b) Small overdraft faculty
(c) Cash withdrawal
(d) Balance enquiry
(e) Cash deposit
70. The concept of’Micro Credit’ essentially concentrates on
(IBPS Clerk 2013)
(a) consumption smoothening as and when needed
(b) providing safe place to hold savings
(c) accepting deposits
(d) provision of credit to the poor
(e) facility to transfer money
71. Post-sales activities include _________. (SBI PO 2013)
(a) Sales presentation
(b) Customer Feedback
(c) Customer identification
(d) Product design
72. A good Brand can be built up by way of ________.
 (SBI PO 2013)
(a) Customer grievances
(b) Break-down of IT support
(c) Old age
(d) Large number of products
(e) Consistent offering of good services
73. Banks cannot do which of the following businesses?
(IBPS Clerk 2011)
(a) Accepting demand and time deposits from public
(b) Accepting items for keeping in safe custody
(c) Selling gold coins
(d) buying commodities for trading
(e) accepting foreign currency for selling to money changers
74. Which of the following is NOT a function of a commercial
bank? (IBPS Clerk 2011)
(a) Providing project finance
(b) Settlement of payments on behalf of the customers
(c) Deciding policy rates like CRR, SLR and Repo Rates (d) Issuing
credit/debit ATM cards
(e) Providing services such as locker facilities. remittances
75. If you wish to purchase some U.S. Dollars for your travel abroad, you
should approach (IBPS Clerk 2011)
(a) The Ministry of Finance
(b) The U.S. Embassy
(c) Any Bank Branch authorised to do such activity
(d) The Reserve Bank of India only
(e) External Affairs Ministry
76. Which of the following fund transfer mechanisms, can be moved from
one bank to another and where transaction is settled instantly without
being bunched with any other transaction?
(IBPS PO 2015)
(a) RTGS
(b) NEFT
(c) TT
(d) EFT
(e) MT
77. ‘FLASHremit’ service to offer an instant bank transfer service to the
Indians residing in the Gulf nation has been launched by which bank in
association with UAE exchange?
(IBPS PO 2015)
(a) HDFC bank
(b) SBI
(c) Axis bank
(d) ICICI bank
(e) None of these
78. What is the percentage of RRB sponsor bank contribution?
(RBI Assistant 2015)
(a) 75%
(b) 35%
(c) 45%
(d) 50%
(e) None of these
79. EFTPOS is an electronic payment system involving electronic funds
transfers based on the use of payment cards, such as debit or credit
cards, at payment terminals located at points of sale. What is E in
EFTPOS?
(SBI PO 2016)
(a) Electronic
(b) Essential
(c) Every
(d) Effective
(e) None of the above
80. Which of the following is not a primary function of a bank?
(IBPS PO 2016)
(a) Facilitating import of goods
(b) Remittance facility
(c) Safe custody of articles
(d) Foreign Exchange
(e) Purchase and Sale of Foreign Exchange
81. Which of the following does not fall into the functions of Payments
Banks? [IBPS PO Main 2016]
(a) Acceptance of demand deposits
(b) Internet banking
(c) Kemittance services
(d) Lending services
(e) Sell mutual funds, insurance and pension products
82. Which bank launched “Dhanchayat” an Educational film, to raise
awareness on the dangers of borrowing money from unorganized
sources? (IBPS O/S-I 2015)
(a) ICICI
(b) SBI
(c) HDFC
(d) PNB
(e) None of these
83. Which among the following is the slogan of Allahabad Bank?
(RBI Assistant 2016)
(a) A tradition of trust
(b) World wise
(c) Honour your trust
(d) Invest with confidence
(e) Trusted family bank
84. Which bank announced that it had entered into agreements with private
insurers Cigna TTK and Reliance General Insurance to provide health
and general insurance services to its customers?
(RBI Assistant 2016)
(a) Tamilnadu Merchantile Bank
(b) Bank of Baroda
(c) Maharashtra Bank
(d) Andhra Bank
(e) None of these

1. (e)
2. (b)
3. (c)
4. (d)
5. (b)
6. (c)
7. (d)
8. (b)
9. (a)
10. (d)
11. (c)
12. (c)
13. (a)
14. (c)
15. (d)
16. (a) Inversible Exports are services which are sold to other nations by
domestic firms, like banking, insurance, and tourism.
17. (b) The Cash Reserve Ratio is the amount of funds that the banks are
bound to keep with Reserve Bank of India, with referece to the
demand and time liabilities (NDLT) to ensure the liquidity and
solvency of the Banks. This proportion is specified by RBI and
could change from time to time.
18. (b) With effect from October 25, 2011, saving bank deposit interest
rate stands deregulated. Accordingly, banks are free to determine
their savings bank deposit interest rate.
19. (d) A value added service is something extra that is provided to a
customer at no additional charge. For example, a sample product
is given for free when another related product is bought whether
at regular or discounted price.
20. (d)
21. (b)
22. (c)
23. (a) At present, banks calculate interest paid on money kept in the
savings bank account on a daily basis. This is a departure from the
earlier practice of calculating interest on the lowest balance after
the 10th of every month. In 2011, the central bank had decided to
give freedome to commercial banks to fix savings bank deposit
rates, the last bastion of the regulated interest-rate regime.
24. (e) A SWOT analysis is a structure planning method used to evaluate
the strengths, weaknesses, opportunities, and threats involved in a
project of in a business venture. It can be carried out for a product,
place, industry or person.
25. (c)
26. (b)
27. (d)
28. (a)
29. (b)
30. (a)
31. (b)
32. (c)
33. (c)
34. (e)
35. (e)
36. (e)
37. (e)
38. (b)
39. (e)
40. (c)
41. (c)
42. (e) The competitive position of company can be improved by being
customer-centric not product-centric i.e., not viewing product in
isolation, but as a part of a full-long lasting relationship with a
customer. This means offering those products and services that
fulfill their needs.
43. (e)
44. (a)
45. (c)
46. (a)
47. (b)
48. (d)
49. (d)
50. (a)
51. (e)
52. (b)
53. (a)
54. (d)
55. (e)
56. (b) The Cash Reserve Ratio is the amount of funds that the banks are
bound to keep with Reserve Bank of India, with referece to the
demand and time liabilities (NDLT) to ensure the liquidity and
solvency of the Banks. This proportion is specified by RBI and
could change from time to time.
57. (c) According to the Banking Ombudsman Scheme, 2006, the
Banking Ombudsmand is a senior official appointed by the
Reserve Bank of India to redress customer complaints against
deficiency in certain banking services.
58. (d) The rural financial system in the country calls for a strong and
efficient credit delivery system, capable of taking care of the
expanding and diverse credit needs of agriculture and rural
development. More than 50% of the rural credit is disbursed by
the Co-operative Banks and Regional Rural Banks. NABARD is
responsible for regulating and supervising the functions of Co-
operative banks and RRBs. In this direction NABARD has been
taking various initiatives in association with Government of India
and RBI to improve the health of Co-operative banks and
Regional Rural Banks.
59. (b)
60. (c) The Banking Ombudsman Scheme is introduced under Section 35
A of the Banking Regulation Act, 1949 by RBI with effect from
1995. The Banking Ombudsman Scheme was introduced under
 Section 35A of the Banking Regulation Act, 1949 by RBI with
effect from 1995.
61. (b) The Reserve Bank of India said its move to withdraw currency
notes printed before 2005 is to check counterfeit notes and these
notes will continue to be legal tender even after the July deadline.
It clarified that the move to withdraw has been taken because they
have fewer security features compared to banknotes printed after
2005.
62. (e)
63. (c)
64. (a)
65. (a)
66. (d)
67. (b)
68. (a) The Securities and Exchange Board of India (Sebi) has initiated
SCORES, a centralised Web-based system for lodging and
tracking complaints.
69. (b)
70. (d)
71. (b) The purpose of post sales activities is to support the customer in
use of the product or service and thereby continuing customer
satisfaction. It includes delivering support to agreed expectations,
handling client feedback, strengthening client relationships,
offering additional benefits, etc.
72. (e) Brand loyalty built through goodwill means providing consistent
good serivces to their customers. For example, providing effective
post sales maintenance & support services: listening & responding
properly when customer provides feedback; etc.
73. (d)
74. (c)
75. (c)
76. (a)
77. (d)
78. (b)
79. (a)
80. (a)
81. (d)
82. (c)
83. (a)
84. (d)
1. Customisation means ________. (SBI PO 2010)
(a) acquiring more customers
(b) regulating customers
(c) special products to suit each customer
(d) more products per customer
(e) All of these
2. Immediately prior to change in the measure of Food Inflation, which of
the following indexes was being used for measuring
it? (SBI PO 2011)
(a) Wholesale Price Index
(b) Consumer Price Index
(c) Interest Rates offered by banks on deposits
(d) Sensex and Nifty
(e) None of these
3. Fixed deposits and recurring deposits are
(IBPS PO/MT 2011)
(a) repayable after an agreed period.
(b) repayable on demand
(c) not repayable
(d) repayable after death of depositors
(e) repayable on demand or after an agreed period as per bank’s choice.
4. Mortgage is a (IBPS PO/MT 2011)
(a) security on movable property for a loan given by a bank.
(b) security on immovable property for a loan given by a bank.
(c) concession on immovable property for a loan given by a bank.
(d) facility on immovable property for a loan given by a bank.
(e) security on immovable property for a deposit received by a bank.
5. Which of the following is not considered a money market
instrument? (IBPS PO/MT 2011)
(a) Treasury bills
(b) Repurchase Agreement
(c) Commercial paper
(d) Certificate of Deposit
(e) Shares and bonds
6. Banks in our country normally publicise that additional interest rate is
allowed on retail domestic term deposits of
(IBPS PO/MT 2011)
(a) Minors
(b) Married women
(c) Senior citizens
(d) Govt. employees
(e) Rural residents
7. A money deposited at a bank that cannot be withdrawn for a preset
fixed period of time is known as a __________ .
(IBPS PO/MT 2012)
(a) Term deposit
(b) Checking Account
(c) Savings Bank Deposit
(d) No Frills Account
(e) Current Deposit
8. Bad advances of a Bank are called ____________ .
(IBPS PO/MT 2012)
(a) Bad debt
(b) Book debt
(c) Non Performing Asset
(d) Out of order accounts
(e) Overdrawn accounts
9. A non-performing asset is ______. (IBPS PO/MT 2013)
(a) Money at call and short notice.
(b) An asset that ceases to generate income
(c) Cash balance in till
(d) Cash balance with RBI
(e) Balance with other banks
10. The part of a company’s earnings or profits which are paid out to
shareholders is known as (IBPS PO/MT 2013)
(a) capital gains
(b) taxes
(c) interest on borrowings
(d) dividends
(e) penal interest
11. An Equity share is also commonly referred to as
(IBPS PO/MT 2013)
(a) ordinary share
(b) debenture
(c) convertible share
(d) security receipt
(e) preferred stock?
12. What is the fullform of CBS? (IBPS PO/MT 2014)
(a) Customer Bond Solution
(b) Core banking System
(c) Core Banking Solution
(d) Customer Bond system
(e) None of these
13. In the field of banking, what does CRAR stand for?
(IBPS PO 2014)
(a) Capital Reserve Adequacy Ratio
(b) Capital to Risk (Weighted) Assets Ratio
(c) Capital Reserve Assets Ratio
(d) Capital Risk Adequacy Ratio
(e) None of these
14. Bad debts mean which of the following?(IBPS Clerk 2011)
(a) Amounts owed to a company that are going to be paid within a month
(b) Amounts owed to a company that are not going to be paid
(c) Amounts owed to a company that are going to be paid.
(d) Amounts owed to a company that are not going to be paid within 3
years
(e) Amounts owed to a company that are going to be paid within 6 months
15. Preshipment packing credit advances are generally given by banks to
— (IBPS Clerk 2011)
(a) Farmers
(b) Retail Traders
(c) Professionals
(d) Exporters
(e) Transport Operators
16. What are teaser loans? (IBPS Clerk 2011)
(a) Fixed Rate of Interest charged by Banks
(b) Floating rate of interest charged by banks
(c) Rate of interest in the initial period is very less and increases steeply in
later years
(d) Rate of interest in the later years goes down substantially
(e) None of these
17. What do you understand by the term ‘Mortgage’?
(a) Sale of a movable security in the event of default by the
borrower (IBPS Clerk 2011)
(b) Registration of charge with the Registrar of Companies
(c) Making the security of immovable property available as a cover for a
home loan by the borrower
(d) Registration of charge with the Regional Transport Authority
(e) Returning of the security to borrower by the bank on receipt of full
payment
18. Which of the following constitutes the largest percentage of Retail
loans in India? (IBPS Clerk 2011)
(a) Auto loans
(b) Personal loans
(c) Personal overdrafts
(d) Consumer loans
(e) Home loans
19. Credit risk to the bank is high in which bf the following
cards? (IBPS Clerk 2011)
(a) Debit cards
(b) Credit cards
(c) ATM cards
(d) All the above
(e) None of these
20. What is the maximum period for which domestic term deposits are
normally accepted by banks in our country?
 (IBPS Clerk 2011)
(a) 3 years
(b) 5 years
(c) 7 years
(d) 10 years
(e) 12 years
21. When a banker talks about CDR, what is he talking about?
(IBPS Clerk 2011)
(a) Corporate Debt Restructuring
(b) Corporate Debt Rollover
(c) Company Debt Rollover
(d) Corporate Deposit Restructuring
(e) Company Deposit Restructuring
22. Loans of very small amounts given to low income groups is
called (IBPS Clerk 2011)
(a) Cash credit
(b) Micro credit
(c) Simple overdraft
(d) No frills loans
(e) Rural credit
23. A bank’s ‘fixed deposit’ is also referred to as a
(IBPS Clerk 2013)
(a) term deposit
(b) savings bank deposit
(c) current deposit
(d) demand deposit
(e) home savings deposit
24. What is the maximum loan limit under the revised Credit Linked
Capital Subsidy Scheme for technical upgradation by the Government
of India? (IBPS Clerk 2014)
(a) ` 10 lakh
(b) ` 40 lakh
(c) ` 78 lakh
(d) ` 100 lakh
(e) ` 150 lakh
25. Which of the following banks launched India’s first food and
agriculture private equity fund? (SBI PO 2011)
(a) Robo Bank
(b) Citibank
(c) HSBC
(d) SBI
(e) None of these
26. Funding of which of the following is not a lending for infrastructure
sector? (IBPS Clerk 2011)
(a) Highway project
(b) Construction of Educational Institution
(c) Construction of Hospital
(d) Laying of petroleum pipelines
(e) Higher Studies
27. Loan taken by a small farmer will be considered a loan for agricultural
purpose by a bank: (IBPS Clerk 2012)
A. Purchase of tractor
B. Purchase of seeds
C. Purchase of gold for marriage of the daughter
(a) Only A (b) Only B
(c) Both A and B (d) Only C
(e) None of these
28. Which one of the following is a retail banking product ?
(IBPS PO/MT 2012)
(a) Home Loans
(b) Working capital finance
(c) Corporate term loans
(d) Infrastructure financing
(e) Export Credit
29. The customers’ by opening and investing in the Tax Saver Deposit
Account Scheme in a Bank would get benefit under
_____________. (IBPS PO/MT 2013)
(a) Sales Tax
(b) Customs Duty
(c) Excise Duty
(d) Professional Tax
(e) Income Tax
30. In banking business, when the borrowers avail a Term Loan, initially
they are given a repayment holiday and this is referred as
_____________. (IBPS PO/MT 2013)
(a) Subsidy
(b) Interest Waiver
(c) Re-phasing
(d) Interest concession
(e) Moratorium
31. The concept of’Micro Credit’ essentially concentrates on
(IBPS PO/MT 2013)
(a) consumption smoothening as and when needed
(b) providing safe place to hold savings
(c) accepting deposits
(d) provision of credit to the poor
(e) facility to transfer money
32. A bank’s ‘fixed deposit’ is also referred to as a
(IBPS PO/MT 2013)
(a) term deposit
(b) savings bank deposit
(c) current deposit
(d) demand deposit
(e) home savings deposit
33. What type of loan is granted by banks for purchase of white
goods? (IBPS Clerk 2011)
(a) Consumption loan
(b) Mortgage loan
(c) Consumer durables loan
(d) Home loan
(e) None of these
34. The ‘USP’ of a product denotes __________.
[SBI PO 2013]
(a) Usefulness of the product
(b) Drawbacks of the product
(c) Main functions
(d) Number of allied products available
(e) High selling features of a product
35. KVP is a fixed income, long term and risk free government-run
product. The minimum investment amount required to start with is
`1,000. What is the maximum limit?
[IBPS PO Main 2015]
(a) ` 20,000
(b) ` 50,000
(c) ` 1,00,000
(d) No maximum limit
(e) None of these
36. What is KVP lock period? (IBPS PO Main 2015)
(a) 36 Months
(b) 48 Months
(c) 24 Months
(d) 30 Months
(e) 40 Months
37. Bad advances of a bank are called (IBPS PO Main 2015)
(a) standard accounts
(b) book debt
(c) non performing assets
(d) out of order account
(e) overdrawn accounts
38. What term is used for maximum capital which the company can raise
in its life time? (IBPS PO Main 2015)
(a) Authorized Capital
(b) Registered Capital
(c) Nominal Capital
(d) All of them
(e) None of these
39. The lock-in period in case of a term deposit means -
(SBI PO Main 2016)
(a) Locker service is not available
(b) Premature withdrawal is not possible
(c) Another account cannot be opened
(d) No further investment is possible
(e) None of these
40. The maturity period of Public provident fund(PPF) account is how
many years ? (IBPS PO Main 2016)
(a) 15 years
(b) 7 years
(c) 10 years
(d) 5 years
(e) None of these
41. Loan and Advances of a bank come under the category of
______________. (IBPS PO Main 2016)
(a) Deposits
(b) Expenditure
(c) Liabilities
(d) Assets
(e) None of the above
42. What does the term ‘Call Money’ refer to?
(IBPS PO Main 2016)
(a) A loan made for a very short period of a few days or a week
(b) Student loans to help cover the cost of higher education
(c) Loans to allow consumers to buy homes they can’t pay for upfront
(d) Personal loans for any personal expenses which don’t have a designated
purpose
(e) Loans to veterans and their families
43. All bank loans, including home loans, taken are now linked to the
bank’s marginal cost of funds based lending rate (MCLR). MCLR has
effective from? (SBI PO Main 2016)
(a) January 1, 2016
(b) September 1, 2015
(c) April 1, 2015
(d) April 1, 2016
(e) None of these

1. (c)
2. (a)
3. (a) In fixed deposit you deposit a certain some for a definite period.
You can opt either for periodical (monthly/quarterly/half yearly or
annually) returns or simply opt to get the amount with
accumulated interest at the end of the prescribed period. In
recurring deposit, you pay a fixed amount at regular intervals (say
100 PM for 12 months). You will get back the amount with
accumulated interest at the end of the prescribed period.
4. (b)
5. (e)
6. (c)
7. (a)
8. (c)
9. (b) A non-performing asset (NPA) is defined as a credit facility in
respect of which the interest and/or installment of principal has
remained ‘past due’ for a specified period of time. Once the
borrower has failed to make interest or principal payments for 90
days the loan is considered to be a non-performing asset.
10. (d)
11. (a)
12. (c)
13. (b) CRAR is the acronym for capital to risk weighted assets ratio, a
standard metric to measure balance sheet strength of banks.
BASEL 1 and BASEL II are global capital adequacy rules that
prescribe a minimum amount of capital a bank has to hold given
the size of its risk weighted assets.
14. (b)
15. (d)
16. (c)
17. (c)
18. (e)
19. (b)
20. (d)
21. (a)
22. (b)
23. (a)
24. (d)
25. (a)
26. (c)
27. (c)
28. (b)
29. (e) In the Finance Act 2006, Section 80C of Income Tax Act 1961
was amended to include deposits placed with a scheduled bank to
qualify for deduction under 80C. The amount of investment up to
‘1,00,000 under the notified deposit scheme will be eligible for
deduction under Section 80C of Income Tax Act for
individuals/Hindu Undivided Families.
30. (e) The Repayment holiday is called moratorium. It is actually a
delay granted in the repayment of a debt or in the fulfuillment of
another legal obligation.
31. (d) Microcredit is the term used to identify small loans that are made
to individuals and entities that would otherwise not be able to
obtain any type of credit. The main function of microcredit is to
provide financial services to those poor who do not qualify for
standard sources of credit and assist them in achieving a better
quality of life.
32. (a)
33. (c)
34. (e) USP (unique selling proposition) denotes high/unique selling
features of a product i.e., USP helps in creating a unique place in
the mind’s of customers relative of competition.
35. (d)
36. (d)
37. (c)
38. (d)
39. (b)
40. (a)
41. (d)
42. (a)
43. (d)
1. Which of the following is not one of the Monitorable Targets of the
11th Five Year Plan (2007–12) ? (SBI PO 2010)
(a) To increase the average GDP growth rate
(b) To increasing the literacy rate
(c) To increase energy efficiency
(d) To improve sex ratio
(e) To maximize the effect of global warming
2. What does the letter ‘L’ denote in the term ‘LAF’ as referred every
now and then in relation to monetary policy of the
RBI? (SBI PO
2011)
(a) Liquidity
(b) Liability
(c) Leveraged
(d) Longitudinal
(e) Linear
3. The European Union has adopted which of the following as a common
currency? (IBPS PO/MT 2013)
(a) Dollar
(b) Dinar
(c) Yen
(d) Euro
(e) Peso
4. Government usually classifies its expenditure in term of planned and
non-planned expenditure. Identify, which is the correct definiton of
Planned expenditure?
(IBPS PO/MT 2013)
(a) It represents the expenditure of all the State Governments.
(b) It represents the total expenditure of the Central Government.
(c) It is the expenditure which is spent through centrally sponsored
programmes and flagship schemes of Government.
(d) It represents the expenditure incurred on Defence.
(e) Other than those given as options.
5. Which of the following places in India does not have a Stock
Exchange? (SBI Clerk 2011)
(a) Kolkata
(b) Ahmedabad
(c) Mumbai
(d) Delhi
(e) Udaipur
6. What is financial inclusion? (SBI Clerk 2011)
(a) To provide a permanent employment to the unemployed
(b) To provide a 100 days job to all those who are in need of a job
(c) To provide banking services to all those living in remote areas
(d) To ensure that all financial transactions amounting 5,000 and above
are done through banks.
(e) To provide finances for all
7. Which of the following terms is used in banking and finance?
(SBI Clerk 2011)
(a) Abiotic
(b) Demand Deposit
(c) Fat scales
(d) A diabetic
(e) Cathode
8. Which of the following is an economic term?
(SBI Clerk 2011)
(a) Plaintiff
(b) Bunker Blaster
(c) Deflation
(d) Lampoon
(e) Zero Hour
9. What does the letter ‘F’ denote in the abbreviated name
‘IIFCL’? (SBI Clerk 2011)
(a) Functional
(b) Foreign
(c) Forwarded
(d) Finance
(e) None of these
10. NAV is normally used in respect of schemes floated
by_______ (SBI Clerk 2011)
(a) Banks
(b) Mutual funds
(c) Insurance companies
(d) Merchant banker
(e) None of these
11. Money laundering refers to _______ (SBI Clerk 2011)
(a) Conversion of assets into cash
(b) Conversion of money which is illegally obtained
(c) Conversion of cash into gold
(d) Conversion of gold into cash
(e) Money power
12. What is money laundering? (IBPS Clerk 2011)
(a) Conversion of assets into cash
(b) Conversion of Money which is illegally obtained
(c) Conversion of cash into gold
(d) Conversion of gold into cash
(e) Conversion of gold into foreign currency
13. Expand the term ALM as used in Banking/Finance sector.
(IBPS Clerk 2011)
(a) Asset Liability Management
(b) Asset Liability Maturity
(c) Asset Liability Mismatch
(d) Asset Liability Manpower
(e) Asset Liability Maintenance
14. Insurance cover for bank deposits in our country is provided
by (IBPS Clerk 2011)
(a) SBI
(b) Government of India
(c) GIG
(d) LIC
(e) DICGC
15. The economy in which there is a mixture of public sector and private
sector both, is called ___________ .
(SBI Clerk 2012)
(a) Closed economy
(b) Mixed economy
(c) Open economy
(d) Free trade economy
(e) Public economy
16. What does the letter ‘P’ denote in the term ‘PAN’ as used in financial
transactions ? (SBI Clerk 2012)
(a) Primary
(b) Partial
(c) Permanent
(d) Provisional
(e) Public
17. MCX is the index of which of the following stock exchanges of India
? (SBI Clerk 2012)
(a) National Stock Exchange
(b) Bombay Stock Exchange
(c) Delhi Stock Exchange
(d) Kolkata Stock Exchange
(e) Multi Commodity Stock Exchange
18. The Central Board of Direct Taxes has made e-filing of income-tax
returns mandatory for all assesses whose annual earnings exceed
_________. (SBI Clerk 2012)
(a) ` 5 lakh during the fiscal
(b) ` 10 lakh during the fiscal
(c) ` 15 lakh during the fiscal
(d) ` 20 lakh during the fiscal
(e) ` 25 lakh during the fiscal
19. The process by which a life insurance policyholder can transfer all
rights, title and interest under a policy contract to a third person is
known as (IBPS Clerk 2013)
(a) Assignment of the policy
(b) Hypothecation of the policy
(c) Reinvestment of the policy
(d) Negotiation of the policy
(e) Nomination of the policy
20. An Equity share is also commonly referred to as
(IBPS Clerk 2013)
(a) ordinary share
(b) debenture
(c) convertible share
(d) security receipt
(e) preferred stock
21. The abbreviation EMV stands for (IBPS Clerk 2014)
(a) European Marginal Vat
(b) Expected Monetary Value
(c) Essential Monthly Voucher
(d) Europay, MasterCard and Visa
(e) None of these
22. Which of the following types of mutual funds is not marked with
BROWN color ? (IBPS Clerk 2014)
(a) Diversified funds
(b) Income funds
(c) Sectoral funds
(d) Index funds
(e) Large-cap funds
23. As per recent reports many countries are planning to introduce “Tobin
Tax”, the idea of which was given by a Nobel Prize winner economist
James Tobin in 1978, Tobin Tax, if implemented will be levied on
which of the following ?
(SBI PO 2010)
(a) On the interest income of corporates earned through major investments
(b) All cash transactions
(c) Services availed specifically by an elite group of people
(d) Foreign Exchange Transactions
(e) None of these
24. As per the findings of the World Bank, which of the following recent
development in rural areas, has doubled the income of rural
households, raised literacy rate by 10 % and appreciated land prices by
upto 80 % ? (SBI PO 2010)
(a) Relief packages to the farmers
(b) Construction of all weather roads
(c) Recharging of water bodies
(d) Rainwater harvesting
(e) None of these
25. What does SAPTA stand for:(SBI PO 2011)
(a) South Asian Preferential Trade Agreement
(b) South Asian Post Trade Agreement
(c) SAARC Preferential Trade Agreement
(d) SAARC Post Trade Agreement
(e) None of these
26. The present Foreign Trade policy of India will continue till-
(IBPS PO/MT 2012)
(a) December 2012
(b) March 2013
(c) March 2014
(d) June 2013
(e) December 2014
27. Which of the following is a receipt listed in India and traded in rupees
declaring ownership of shares of a foreign
company? (IBPS PO/MT 2013)
(a) Indian Depository Receipt (IDR)
(b) European Depository Receipt (EDR)
(c) Global Depository Receipt (GDR)
(d) American Depository Receipt (ADR)
(e) Luxemburg Depository Receipt (LDR)
28. Exporters and importers in India are required to know ‘FEMA’ rules.
What does the letter ‘M’ denote in the term
 ‘FEMA’? (IBPS Clerk 2011)
(a) Money
(b) Material
(c) Mega
(d) Management
(e) Micro
29. Which of the following is a receipt listed in India and traded in rupees
declaring ownership of shares of a foreign
company? (IBPS Clerk 2013)
(a) Indian Depository Receipt (IDR)
(b) European Depository Receipt (EDR)
(c) Global Depository Receipt (GDR)
(d) American Depository Receipt (ADR)
(e) Luxemburg Depository Receipt (LDR)
30. Which among the following Companies in India has a tie-up with the
Japanese Financial Nomura for insurance market?
(IBPS PO/MT 2013)
(a) ICICI Bank
(b) UCO Bank
(c) Kotak Finance
(d) Life Insurance Corporation of India
(e) None of the above
31. RuPay is an Indian domestic card scheme conceived and launched
by (IBPS PO/MT 2014)
(a) National Payments Corporation of India (NPCI)
(b) Industrial Finance Corporation of India (IFCI)
(c) National Minorities Development & Finance Corporation (NDMC)
(d) National Handicapped Finance and Development Corporation
(NHFDC)
(e) None of these
32. Which of the following is not insured by the DICGC (Deposit
Insurance and Credit Gurantee Corporation)?
(IBPS PO/MT 2014)
(a) All Indian commercial Banks
(b) Foreign Banks branches functioning in India
(c) Local Area Banks
(d) Cooperative Banks
(e) Primary cooperative societies
33. Which of the following was/ were not the subsidiary company of the
General Insurance Corporation of India?
(SBI PO 2014)
(a) National Insurance Company Limited
(b) Life Insurance Corporation
(c) New India Assurance Company Limited
(d) Orienta1 Insurance Company Limited
(e) United India Insurance Company Limited
34. Bulls and Bears are terms used in (IBPS Clerk 2011)
(a) Bullion markets
(b) Vegetable markets
(c) Stock Exchange
(d) Commodity Markets
(e) None of these
35. The Finance Minister of India recently decided to review the position
of ‘Bad Debts’ in priority sector. Which of the following is/are the
reason(s) owing to which FM took this
decision? (SBI PO 2011)
(1) Bad Debt in agriculture is still rising substantially every year despite
special treatment to it.
(2) Bad Debt in other areas of priority sector is almost nil now.
(3) Govt is planning to disburse another instalment of ‘1,60,000 crore,
which will bring ‘Bad Debts’ almost at ‘Nil level’ and no special
treatment will be needed in next fiscal year.
(a) Only (1)
(b) Only (2)
(c) Only (3)
(d) Both (1) and (2)
(e) All (1), (2) and (3)
36. As per estimates of the Planning Commission of India, the target
growth rate of 12th Five Year Plan is set at
(SBI PO 2011)
(a) 7 to 8%
(b) 8.0% to 8.5%
(c) 9% to 9.5%
(d) 10% to 10.5%
(e) 11%
37. When the rate of inflation increases (IBPS PO/MT 2011)
(a) purchasing power of money increases
(b) purchasing power of money decreases
(c) value of money increases
(d) purchasing power of money remains unaffected
(e) amount of money in circulation decreases
38. When there is a difference between all receipts and expenditure of the
Govt. of India, both capital and revenue, it is called __________
. (IBPS PO/MT 2012)
(a) Revenue Deficit
(b) Budgetary Deficit
(c) Zero Budgeting
(d) Trade Gap
(e) Balance of payment problem
39. The committee on review of National Small Saving Fund (NSSF) was
headed by __________ . (IBPS PO/MT 2012)
(a) Dr. C. Rangarajan
(b) Mr. U. K. Sinha
(c) Dr. Y. V. Reddy
(d) Mrs.Shyamala Gopinath
(e) Dr. Usha Thorat
40. Increased interest rates, as is existing in the economy at present will
__________. (IBPS PO/MT 2012)
(a) Lead to higher GDP growth
(b) Lead to lower GDP growth
(c) Mean higher cost of raw materials
(d) Mean lower cost of raw materials
(e) Mean higher wage bill
41. An ECS transaction gets bounced and you are unable to recover your
money from your customer. Under which Act criminal action can be
initiated ? (IBPS PO/MT 2012)
(a) Indian Penal Code
(b) Negotiable Instruments Act
(c) Criminal Procedure Code
(d) Payment and Settlements Act
(e) Indian Contract Act
42. Government as part of the recaptalisation plan, infused capital in State
Bank of India recently. Indicate the approximate capital infusion.
(IBPS PO/MT 2012)
(a) ` 500 cr.
(b) ` 1,000 cr.
(c) ` 1,500 cr.
(b) ` 2,000 cr.
(e) ` 3,000 cr.
43. The NRIs while investing in the equity of a company cannot buy more
than prescribed percentage of the paid up capital of that company. What
is the prescribed percentage?
(IBPS PO/MT 2013)
(a) 2%
(b) 3%
(c) 4%
(d) 5%
(e) 6%
44. Which of the following is an investment advisory discipline?
(a) Corporate Industrial Finance (IBPS PO/MT 2013)
(b) Offshare Banking
(c) Wholesale Banking
(d) Wealth Management
(e) Trade Finance
45. The process by which a life insurance policyholder can transfer all
rights, title and interest- under a policy contract to a third person is
known as (IBPS PO/MT 2013)
(a) Assignment of the policy
(b) Hypothecation of the policy
(c) Reinvestment of the policy
(d) Negotiation of the policy
(e) Nomination of the policy
46. Which of the following is not a mode of foreign capital inflow in India
? (IBPS Clerk 2011)
(a) FDI
(b) NRI deposits
(c) FII
(d) No frills accounts
(e) None of these
47. Which of the following aptly describes the business of
insurance? (IBPS Clerk 2011)
(a) Insurance is about collective hearing of risk
(b) Insurance pays to one person from money collected from another
person
(c) Insurance is about disaster management
(d) Insurance is-about paying for others’ mistakes
(e) None of these
48. The maximum amount of the total revenue earned by the Government
of India comes from (IBPS Clerk 2011)
(a) Income Tax
(b) Customs Duty
(c) Excise Duty
(d) Value Added Tax
(e) Corporate Tax
49. ‘Financial Inclusion’ is the latest powerful tool adopted by the Reserve
Bank of lndia to fulfil the basic objective of
(IBPS Clerk 2011)
(a) upliftment of population lying Below Poverty Line
(b) connecting every Indian to the Country’s Banking System
(c) ensuring bank finance to all the landless agriculturists (d) overall
financial growth backed by inflation control
(e) inclusion of latest technology in Financial Sector of the country
50. Money laundering means (IBPS Clerk 2011)
(a) Hiding of income source mainly to avoid Income Tax
(b) Money acquired through criminal source
(c) Money acquired from undisclosed sources and deposited in foreign
banks
(d) Process of conversion of money obtained illegally to appear to have
originated from legitimate sources
(e) Money acquired from drug trafficking
51. Who amongst the following presented the Union Budget 2012 - 13 in
the Parliament? (IBPS Clerk 2012)
(a) Manmohan Singh
(b) P. Chidambaram
(c) Sonia Gandhi
(d) Lalu Prasad Yadav
(e) Pranab Mukherjee
52. As per new estimate what is per capita income in India ? (per
annum) (IBPS Clerk 2012)
(a) ` 30,000/-
(b) ` 40,000/-
(c) More than ` 50,000/- but less than ` 58,000/-
(d) ` 60,000/-
(e) More than ` 75,000/- but less than ` 1 Lac
53. The Reserve Bank of India does NOT decide the _______.
(IBPS Clerk 2012)
(a) Rate of Repo and Reverse Repo
(b) Marginal Standing Facility Rates
(c) Bank Rate
(d) Rate of Dearness Allowance to Govt. Employees
(e) Statutory Liquidity Ratio
54. Which of the following is an investment advisory discipline?
(IBPS Clerk 2013)
(a) Corporate Industrial Finance
(b) Offshare Banking
(c) Wholesale Banking
(d) Wealth Management
(e) Trade Finance
55. According to the provisions of the income Tax Act, 1961 a resident
individual is categorise as a ‘very senior citizen’ when he
is (IBPS Clerk 2013)
(a) 80 years of age or older
(b) 75 years of age or older
(c) 90 years of age or older
(d) 85 years of age or older
(e) 65 years of age or older
56. Which of the following is/are the objective (S) of the new industrial
policy of the Government of India ?
(SBI PO 2010)
(A) To transform India into a major partner and player in the global trade
(B) To maintain a sustained growth in productivity
(C) To become the biggest exporter of horticultural products in South East
Asia
(a) Only (A) (b) Only (B)
(c) Only (A) and (B) (d) Only (B) and (C)
(e) All (A), (B) and (C)
57. Which of the following is/are commodity/ies on which subsidy is given
to farmers/poor in India? (SBI PO 2011)
(1) Fertilizer
(2) Kerosene
(3) LPG
(a) Only (1) (b) Only (2)
(c) Only(3) (d) Only (1) and (3)
(e) All (1), (2) and (3)
58. If Indian Banking industry had demonstrated its resilience to external
shocks in 2008-09, the credit goes to
(SBI Clerk 2011)
(A) Policies of the RBI & the Government of India
(B) Strength of Indian Business Houses
(C) Foreign aid/investments to Indian companies
 (a) Only (A) (b) Only (B)
(c) Only (C) (d) All (A), (B) and (C)
(e) None of these
59. Which of the following correctly explains Reverse Merger?
(IBPS Clerk 2014)
(a) It is the acquisition of a private company by a public company
(b) It is also known as Special Takeover
(c) The privately traded corporation is called a “shell”
(d) It involves the reorganization of capitalization of the acquiring company
(e) All of the above
60. Which of the following is/are commodity/ies on which subsidy is given
to farmers/ poor in India?
(IBPS PO/MT 2011)
(A) Fertiliser
(B) Kerosene
(C) LPG
(a) Only (A) (b) Only (B)
(c) Only (C) (d) Only (A) & (C)
(e) All (A), (B) & (C)
61. What is the name of the Pension Scheme of the Unorganised Sector in
India? (IBPS PO/MT 2014)
(a) Aajeevika Scheme
(b) Swavalamban Scheme
(c) Indira Awas Yojna
(d) Varishtha Scheme
(e) None of these
62. Which of the following come under Policy Framework for Investment
Decisions as outlined by the OECD?
(SBI PO 2014)
(a) Policy coherence
(b) Importance of transparency approach to policy formulation
(c) Regular evaluation of policies on investment environment
(d) Corporate governance
(e) All of the above
63. Which insurance company has launched Asha Kiran, an health
insurance cover, for a family with girl children?
(SBI PO 2014)
(a) Oriental Insurance comp. Ltd.
(b) Reliance General insurance
(c) United India Insurance Comp. Ltd.
(d) New India Assurance comp. Ltd.
(e) National Insurance Company
64. The high rate of growth of economy certainly reduces
(IBPS Clerk 2011)
(a) Gender inequalities
(b) Poverty
(c) Population of a country
(d) Flow of foreign direct investment
(e) None of these
65. Which of the following terms is used in the field of
Economics? (IBPS Clerk 2011)
(a) Biosphere
(b) Exchange Rate
(c) Equator
(d) Harmonic Tremor
(e) Lignite
66. Which of the following is India’s new rating index developed by
Ministry of Finance? (SBI Clerk 2012)
(a) CECA
(b) CRIS
(c) SENSEX
(d) TIEA
(e) RTGS
67. In India, the National Income is measured on the basis of —
(IBPS PO/MT 2015)
(a) Flow of goods only
(b) Number of employed youth only
(c) Volume of tax collected per annum
(d) Earning of people working in PSUs and Government jobs
(e) All of these
68. Which one of the following a measure of Fiscal Reforms, has
Government of India adopted ? (IBPS PO/MT 2015)
(a) Bringing down fiscal deficit to a particular level by an Act of Law
(b) Fixing higher rate of growth
(c) Allocation of more funds to job oriented schemes
(d) Allocation of more funds to provide education to children who are 6–14
years of age
(e) None of these
69. Which of the following Acts helps a bank in its day to day activities
? (IBPS PO 2015)
(a) Competition Act
(b) Negotiable Instruments Ac
(c) Hindu Marriage Act
(d) Hindu Succession Act
(e) NRI Act
70. The difference between the outflow and inflow of foreign currency is
known as ___ (SBI PO Main 2015)
(A) Foreign Exchange Reserves
(B) Current Account Deficit
(C) Fiscal Deficit
(D) Balance of Payments
(a) Only A (b) Only B
(c) Only C (d) Only D
(e) None of these
71. Which of the following organization finance the Rural Infrastructure
Development Fund? (SBI PO Main 2015)
(a) NABARD
(b) SEBI
(c) SIDBI
(d) RBI
(e) Govt. of India
72. The form ‘ITR-1’ is a form for using
(RBI Assistant 2015)
(a) Income Tax Challan
(b) Excise Duty
(c) Customs Duty
(d) Income Tax Return
(e) None of these
73. What does the letter ‘M’ denote in the abbreviated term ‘MRTP’, an
act which was applicable in India till recently?
(RBI Assistant 2015)
(a) Money
(b) Moral
(c) Minimum
(d) Monopolies
(e) Market
74. Which of the following is not a part of Money Market?
(SBI PO Main 2015)
(a) Treasury Bill
(b) Commercial Papers
(c) Mutual Funds
(d) Certificate of Deposits
(e) None of these
75. What is MZM in money market? (SBI PO Main 2015)
(a) Money with highest return
(b) Money with zero maturity
(c) Money with sovereign guarantee
(d) Monetary base or total currency
(e) None of these
76. In economic terms, the total market value of all final goods and
services produced in a country in a given year is known as
 ––––– (RBI Assistant 2015)
(a) GNI
(b) GDP
(c) Inflation
(d) PPP
(e) Wealth of a nation
77. Zero-based budgeting (ZBB) means-
(SBI PO Main 2015)
(a) A tool of marketing cost
(b) a tool for financial analysis
(c) each year, budgeting starts from a scratch.
(d) a certain percentage of sales
(e) Both (a) & (b) .
78. Banking ombudsmen is appointed by
(IBPS PO Main 2015)
(a) SBI
(b) Indian Government
(c) RBI
(d) President
(e) Prime minister
79. Which of the following statement is true about the Competition
Commission? (IBPS PO Main 2015)
1. The Competition has been established to prevent practices which do not
support healthy business competition.
2. The Commission will have five members including the chairman
3. The Commission has to ensure that the financial operation of any
business entity does not get concentrated in the hands of few
people.
(a) Only 1 (b) Only 2
(c) Only 3 (d) All of them
(e) None of them
80. The highest currency note ever printed by the Reserve Bank of India
(RBI) was a ` 10,000 note during the British Raj. It was printed first
in- (SBI PO Main 2016)
(a) 1919
(b) 1946
(c) 1938
(d) 1912
(e) 1978
81. The government has named _________ outside experts as members of
the Monetary Policy Committee (MPC) of the Reserve Bank of India
(RBI), moving to a model followed in the developed
world. (SBI PO Main 2016)
(a) One
(b) Two
(c) Three
(d) Four
(e) Five
82. The rate of inflation increases when the purchasing power of
money___________ . (IBPS PO Main 2016)
(a) Decreases
(b) Increases
(c) Stable
(d) Decrease just half
(e) None of these
83. What does ‘GIFT’ stand for? (IBPS PO
Main 2016)
(a) Gujarat Institute of Fashion Technology
(b) Government of India Foreign Trade
(c) Gapping Income Free Of Tax
(d) Gujarat International Financial Tech
(e) Gujarat Institute of Future Technologies
84. The term ‘Zero Based Budgeting’ refers to __________.
(IBPS PO Main 2016)
(a) A specified sum of money authorized by the Legislature for a specific
period of time
(b) To ensure that every rupee spent is result oriented
(c) A statutorily mandated form of reimbursement or up-front payment for
state expenditures
(d) A cost item for which payment is made by one state agency to another
(e) A shortfall in an existing appropriation, or an additional amount needed
to accomplish a new or expanded purpose
85. Which among the following is the difference in value between a
country’s imports and exports?
(IBPS PO Main 2016)
(a) Balance of Trade
(b) Balance of Payment
(c) Balance of power
(d) Credit Balance
(e) None of the above
86. India was the highest ranked country by capital investment in 2015,
with how much worth of FDI projects announced according to FDI
Intelligence? (IBPS PO Main 2016)
(a) $63 billion
(b) $63 million
(c) $66 billion
(d) $44 billion
(e) $44 million
87. Which is a hybrid security, combining features of preferred stock and
corporate bonds? (SBI PO Main 2016)
(a) UPI
(b) NPCI
(c) NEFT
(d) MIPS
(e) RTGS
88. Which of the following agencies/institutions report asked the income
tax department to ensure that a single tax payer is not issued multiple
PAN cards because gap between PAN holders and the number of
returns filed was 617.1 lakh?
(IBPS PO Main 2016)
(a) IRDA
(b) SEBI
(c) RBI
(d) Comptroller and Auditor General
(e) None of these
89. The 11-member committee, headed by former Finance Secretary Ratan
P Watal is related with which among the following
committee? (SBI PO Main 2016)
(a) Incentivise transactions through cards and digital
(b) One Rank One Pension
(c) Indo-Pakistani war and Simla Agreement
(d) Financial inclusion or inclusive financing
(e) None of these
90. Currency risk is the potential risk of loss from fluctuating foreign
exchange rates when an investor has exposure to foreign currency or in
foreign-currency-traded investments. Currency risk is sometimes
referred to as-
(SBI PO Main 2016)
(a) Monetary Rate
(b) Export Rate
(c) Trade Rate
(d) Exchange-rate risk
(e) None of the above
91. Name the department that was set up by Union Finance Ministry to
streamline government borrowings and better cash management with
the overall objective of deepening bond markets.
(SBI PO Main 2016)
(a) Debt Management Cell
(b) Department of Debt Management
(c) Cell for management of debt
(d) All of the above
(e) None of these
92. If the rupee depreciates, how the exporters are affected?
(a) They are unaffected (IBPS PO Main 2016)
(b) They are in loss
(c) They are in profit
(d) They get credit crunch
(e) None of these
93. India has signed a Grant Agreement for Additional Financing in
Financing Energy Efficiency at MSMEs Project- Programmatic
 Framework for Energy Efficiency with ___________.
(IBPS PO Main 2016)
(a) Asian Development Bank (ADB)
(b) International Fund for Agricultural Development (IFAD)
(c) European Bank for Reconstruction and Development (EBRD)
(d) International Bank for Reconstruction and Development (IBRD)
(e) World Bank
94. The central government issued Treasury bills to fulfil which
requirements of banks? (RBI Assistant 2016)
(a) CLR
(b) SLR
(c) MSF
(d) RRR
(e) None of these
95. In a bid to boost credit growth in the economy, the Centre announced a
sum of how much crore for recapitalisation of 13 public sector
banks? (SBI PO Main 2016)
(a) ` 22,915 crore
(b) ` 27,110 crore
(c) ` 10,000 crore
(d) ` 50,207 crore
(e) ` 38,500 crore
96. Bharat Bill Payment System is a major component of the retail
payment transactions in India, and is characterized by the presence of
large number of billers, who provide a variety of payment options to
their customers. According to information available on the RBI
website, the top 20 cities are generating INR how much amount in bill
payments every year ? (SBI PO Main 2016)
(a) INR 16,810 billion
(b) INR 4,703 billion
(c) INR 10,172 billion
(d) INR 6,223 billion
(e) None of the above
97. What is the full form of NBFC as used in the financial sector?
(IBPS PO Main 2016)
(a) New Banking Finance Company
(b) National Banking & Finance Corporation
(c) Non Business Fund Company
(d) New Business Finance & Credit
(e) None of these
1. (e)
2. (a)
3. (d) The euro is the currency used by the Insitututions of the European
Union and is the official currency of the eurozone, which consists
of 17 of the 27 member states of the European Union. It is the
second largest reserve currency as well as the second most traded
currency in the world after the United States dollar.
4. (b) Planned expenditures are estimated after discussions between
each of the ministries concerned and the Planning Commission.
The expenditure incurred on the items relating to five year plans is
termed as plan expenditure. Such expenditure is incurred by the
Central Government.
5. (e)
6. (c)
7. (b)
8. (c)
9. (d)
10. (b)
11. (b)
12. (b)
13. (a)
14. (e)
15. (b) Mixed economy is an economic system in which both the public
and private sector direct the economy, reflecting characteristics of
both market economies and planned economies.
16. (c) Permanent Account Number (PAN)
17. (e) Multi Commodity Exchange of India Ltd. (MCX) (BSE: 534091)
is an independent commodity exchange based in India. It was
established in 2003 and is based in Mumbai.
18. (b)
19. (a)
20. (a)
21. (d)
22. (b)
23. (d)
24. (a)
25. (a)
26. (b)
27. (a) An IDR is a receipt, declaring ownership of shares of a foreign
company. These receipts can be listed in India and traded in
rupees. Just like overseas investors in the US-listed American
Depository Receipts (ADRs) of Infosys and Wipro get receipts
against ownership of shares held by an Indian custodian, an IDR
is proof of ownership of foreign company’s shares. The IDRs are
denominated in Indian currency and are issued by a domestic
depository and the underlying equity shares are secured with a
custodian.
28. (d)
29. (a)
30. (d)
31. (a)
32. (e)
33. (b) General Insurance Corporation of India had four fully owned
subsidiary companies: National Insurance Company Limited,
New India Assurance Company Limited, Oriental Insurance
Company Limited and United India Insurance Company Limited.
It is the sole reinsurance company in the Indian insurance market
with over four decades of experience.
34. (c)
35. (a)
36. (c)
37. (b)
38. (a)
39. (d)
40. (a)
41. (c)
42. (e) State Bank of India, the country’s largest lender, received Rs.
3,004 crore from the government as part of state-run banks. After
the infusion, the government’s shareholding in the bank has
increased to 62.31 per cent.
43. (d) An NRI can purchase up to a maximum of 5% of the aggregate
paid up capital of the company (equity as well as preference
capital) or the aggregate paid up value of each series of
convertible debentures as the case may be. Total investment by
NRIs cannot exceed 10% of the paid-up capital in an Indian
company.
44. (d) Wealth management as an investment-advisory discipline
incorporates financial planning, investment portfoliomanagement
and a number of aggregated financial services. High-net-worth
individuals (HNWIs), small-business owners and families who
desire the assistance of a credentialed financial advisory specialist
call upon wealth managers to coordinate retail banking, estate
planning, legal resources, tax professionals and investment
management.
45. (a)
46. (d)
47. (a)
48. (c)
49. (b)
50. (d)
51. (e)
52. (c) The per capita income of Indians for the first time crossed the
`50,000-mark in 2010-11, although using current prices as the
barometer. According to the revised GDP data for the last
financial year, per capita income is estimated to have risen 16.9%
to `53,331 compared to `46,117 in the previous year.
53. (d)
54. (d)
55. (a)
56. (c)
57. (e)
58. (d)
59. (d)
60. (c)
61. (b)
62. (e) As per the ‘Policy Framework for Investment’ of OECD, there are
ten principles to redress weaknesses in the investment
environment. Three principles apply throughout the Framework.
Policy coherence; importance of a transparent approach to policy
formulation and implementation; Regular evaluation of the impact
of existing and proposed policies on the investment environment;
competition policy, corporate governance, etc. are some of them.
63. (d) Public sector general insurer, New India Assurance, in March
2014, launched an exclusive health Insurance cover, New India
Asha Kiran, for a family with girl children. The family floater
health insurance, gives a 50 percent discount for the girl child. It
also provides a personal accident cover for parents and an
occurrence of any accident to parents.
64. (b)
65. (b)
66. (b) The finance ministry has developed a new sovereign comparative
rating method CRIS.The index, called the “Comparative Rating
Index for Sovereigns” (CRIS), is based on Moody’s ratings and
data on the gross domestic product (GDPs) of different nations as
given by the International Monetary Fund.
67. (e)
68. (a)
69. (a)
70. (b)
71. (a)
72. (d)
73. (d)
74. (c)
75. (b)
76. (b)
77. (c)
78. (c)
79. (d)
80. (c)
81. (c)
82. (a)
83. (d)
84. (b)
85. (a)
86. (a)
87. (d)
88. (d)
89. (a)
90. (d)
91. (a)
92. (c)
93. (d)
94. (b)
95. (a)
96. (d)
97. (b)
1. A ‘call’ means ______. (SBI PO 2010)
(a) shout out to somebody
(b) a profession or business
(c) visit friends
(d) visiting prospective customers
(e) After-sales services
2. Conversion means ______. (SBI PO 2010)
(a) meeting a prospective client
(b) interacting with a prospective client
(c) converting an employer into an employee
(d) converting a seller to a buyer
(e) converting a prospective client into a buyer
3. Modern styles to marketing include ___. (SBI PO 2010)
(a) digital marketing
(b) tele-marketing
(c) e-commerce
(d) e-mails solicitation
(e) All of these
4. e-Marketing is same as _______. (SBI PO 2010)
(a) virtual markting
(b) digital marketing
(c) real time marketing
(d) All of these
(e) None of these
5. Aggressive Marketing is necessitated due to ________.
(SBI PO 2010)
(a) globalisation
(b) increased competition
(c) increased production
(d) increased job opportunities
(e) All of these
6. Efficient marketing style requires (SBI PO
2010)
(a) proper planning
(b) good communication skills
(c) team work
(d) knowledge of products
(e) All of these
7. The sole aim of marketing is to _____. (SBI PO 2010)
(a) Increase sales
(b) Increase the number of employees
(c) Increase profits
(d) Increase production
(e) All of these
8. Consumer information sources are. (SBI PO 2011)
(a) personal and commercial sources
(b) public source
(c) experiential source
(d) All of the above
(e) only (a) and (b)
9. Effective selling skills depends on (SBI PO 2011)
(a) Size of the sales team
(b) Age of the sales team
(c) Peer strength
(d) Knowledge level of the sales team
(e) Educational level of the sales team
10. Leads can be best sourced from ___.(IBPS PO/MT 2013)
(a) Foreign customers
(b) Yellow pages
(c) Dictionary
(d) List of vendors
(e) Local supply chains
11. What do you mean by Customer relationship management
(CRM)? (IBPS PO/MT 2014)
I. It is a system for managing a company’s interactions with current and
future customers.
II. It is a system for managing a company’s interactions with current and
past customers.
II. It often involves using technology to organize, automate, and
synchronize sales, marketing, customer service, and technical
support.
(a) Only I (b) Only II
(c) Both II and III (d) Both I and III
(e) None of these
12. Which of the following terms /expressions is used to describe a
business unit with a competitive advantage that will capture some of
the extra economic values it creates, no matter how intense
competition is? (IBPS PO 2014)
(a) Consonance
(b) Advantage
(c) Consistency
(d) Feasibility
(e) All of the above
13. What is the goal in Two Fold Marketing?
(IBPS PO 2014)
(a) To attract new customers by promising superior value
(b) To keep current customers by delivering satisfaction
(c) To undertake aggressive marketing campaigns
(d) Only (a) and (b)
(e) All of the above
14. Which of the following best explains the Delphi Method ?
(IBPS PO 2014)
(a) It is a profit-maximization method
(b) It is a forecasting method
(c) It is a retrenchment method
(d) It is a output enhancement method
(e) It is a risk analysis method
15. What does Innovation in Marketing refer to ?
(IBPS PO 2014)
(a) Creating a new idea of thought
(b) Discovering new products
(c) Modifying an old idea to present needs
(d) Exploring new ways of being competitive
(e) All of the above
16. The arrangement under which banks sell insurance products acting as
the agents of the respective companies is called
the (IBPS PO/MT CWE 2013)
(a) Insurance joint venture
(b) Bancassurance Model
(c) Hybrid Insurance Model
(d) Insurance Broking
(e) Integrated Model
17. Bank to every Indian is a tag line for which bank?
(IBPS CWE-RRB O/S-i 2014)
(a) ICICI Bank
(b) SBI
(c) IOB
(d) HDFC Bank
(e) None of these
18. Personal Loans can be canvassed among (SBI PO 2011)
(a) Salaried persons
(b) Pensioners
(c) Foreign Nationals
(d) NRI customers
(e) Non-customers
19. Which of the following is known as cross selling by Banks?
(A) Sale of a debit card to a credit card holder
(B) Sale of Insurance policy to a depositor
(C) Issuance of Cash against Cheque presented by a third
party (IBPS PO/MT 2011)
(a) Only (A) (b) Only (B)
(c) Only (C) (d) Both (A) and (C)
(e) All (A), (B) and (C)
20. The target market for Debit Cards is _________.
(IBPS PO/MT 2013)
(a) All existing account-holders
(b) All agriculturists
(c) All DSAs
(d) All outsourced agents
21. In the shift code which position character represents
location? (IBPS PO MT 2011)
(a) First 4 character
(b) 5th & 6th characters
(c) Last 2 characters
(d) 7th & 8th character
(e) None of these
22. Market Research is useful for _______.
(SBI PO 2010)
(a) deciding proper marketing strategies
(b) deciding the selling price
(c) choosing the right products
(d) choosing the sales persons
(e) All of these
23. Lead generation means _____
[SBI PO 2010]
(a) Tips for seiling tactics
(b) Tips for better production
(c) Generate leaders
(d) Likely sources for prospective clilents
(e) All of these
24. What does the term POS stands for
[SBI PO 2011]
(a) preparation for sale
(b) position of sales
(c) point of sale
(d) point of superiority
(e) primary outlook of salesman
25. Customer Center also known as
 [SBI PO 2011]
(a) collection centre
(b) relationship center
(c) customer friendly center
(d) Loyality center
(e) None of these
26. Cross-selling is defined as
[SBI PO 2011]
(a) sale of bank products and services to existing customers
(b) a time bound seasonal function
(c) sharpens the mind-set of sales persons
(d) control the flow of information into buying centre
(e) None of these
27. Which is not a proper type of direct marketing
[SBI PO 2011]
(a) boosting sales
(b) having a focussed approach
(c) better customer contacts
(d) Advertising
(e) None of these
28. Marketing size means
(a) getting new clients
(b) interacting with strangers
(c) Market survey
(d) Area allocation
(e) None of these [SBI PO 2011]
29. Marketing of Banking is the responsibilites of
[SBI PO 2011]
(a) sales staff only
(b) back office staff only
(c) front office sales staff only
(d) all employees
(e) None of these
30. A prospect is a
[SBI PO 2011]
(a) business goals
(b) document for marketing
(c) potential buyer of a product or service
(d) day-to-day function
(e) None of these
31. Marketing of goods is required if
[SBI PO 2011]
(a) when goods become stale
(b) demand>supply
(c) supply> demand
(d) supply = demand
(e) None of these
32. Selling is _____.
[SBI PO 2011]
(a) different from Marketing
(b) a sub-function of marketing
(c) same as Marketing
(d) more than Marketing
(e) All of these
33. Good selling skills involves _____.
[SBI PO 2011]
(a) patience
(b) perseverance
(c) empathy
(d) knowledge
(e) All of these
34. A target market is ____ .
[SBI PO 2011]
(a) entire country
(b) entire city
(c) entire globe
(d) customers who need a specific product
(e) None of these
35. Online Marketing is the function of which of the following?
[SBI PO 2011]
(a) Purchase Section
(b) Production Department
(c) IT Department
(d) Designs Section
(e) A collective function of all staff
36. The key challenge to market-driven strategy is
[SBI PO 2011]
(a) Selling maximum products
(b) Employing maximum DSAs
(c) Delivering superior value to customers
(d) Being rigid to changes
(e) Adopting short-term vision
37. Generation of sales leads can be improved by
[SBI PO 2011]
(a) Being very talkative
(b) Increasing personal and professional contacts
(c) Being passive
(d) Engaging Recovery Agents
(e) Product designs
38. A Market Plan is
[SBI PO 2011]
(a) Performance Appraisal of marketing staff
(b) Company Prospectus
(c) Documented marketing strategies
(d) Business targets
(e) Call centre
39. Marketing channels mean
[SBI PO 2011]
(a) Delivery objects
(b) Sales targets
(c) Deliavery outlets
(d) Delivery boys
(e) Sales teams
40. Social Marketing means
[SBI PO 2011]
(a) Share market prices
(b) Marketing by the entire society
(c) Internet Marketing
(d) Marketing for a social cause
(e) Society bye-laws
41. Service Marketing is the same as
[SBI PO 2011]
(a) Internet Marketing
(b) Telemarketing
(c) Internal Marketing
(d) Relationship Marketing
(e) Transaction Marketing
42. Market-driven strategies include
[SBI PO 2011]
(a) Identifying problems
(b) Planning marketing tactics of peers
(c) Positioning the Organisation and its brands in the marketplace
(d) Internal marketing
(e) Selling old products
43. Innovation in marketing is same as
[SBI PO 2011]
(a) Motivation
(b) Perspiration
(c) Aspiration
(d) Creativity
(e) Team work
44. A Direct Selling Agent (DSA) is required to be adept in __________.
 [SBI PO 2013]
(a) Surrogate marketing
(b) Training skills
(c) Communication skills
(d) Market Research
(e) OTC Marketing
45. Market segmentation can be resorted to by dividing the target group as
per _________.
[SBI PO 2013]
(a) Income levels of customers
(b) Age of the employees
(c) Needs of the sales persons
(d) Marketing skills of the employees
(e) Size of the Organisation
46. Which of the following services relate to execution of transactions
directly with consumers, rather than corporations or other banks?
(a) Wholesale Banking Services
(b) Industrial Banking Services
(c) Investment Banking Services
(d) Corporate Banking Services
(e) Retail Banking Services
47. What is the full form of MTSS?
[IBPS Cleark 2013]
(a) Money Transfer Service Scheme
(b) Money Transparency Service Scheme
(c) Market Transfer Service Scheme
(d) Market Tax Service Scheme
(e) None of these
48. Which of the following is refered as Fastest mode of transaction?
[IBPS Clerk 2013]
(a) Transfer funds into different bank’s accounts using NEFT(National
Electronic Funds Transfer).
(b) Transfer funds into other bank accounts using RTGS (Real Time Gross
Settlement).
(c) Transfer funds into various accounts using IMPS (Immediate Payment
Service).
(d) Transfer funds into different account of the same bank
(e) None of these
49. What is the minimum capital required for foreign bank to open branch
in India?
[SBI Clerk 2013]
(a) 400 Crore
(b) 450 Crore
(c) 500 Crore
(d) 550 Crore
(e) None of these
50. Which commercial bank of India recently became the first to launch
Mobile Branch with ATM. titled ‘Branch on Wheels’?
[SBI Clerk 2013]
(a) State Bank of India
(b) Axis Bank
(c) ICICI Bank
(d) ABN Amro Bank
(e) Punjab National Bank
51. Market Segmentation can be defined as
[SBI Clerk 2013]
(a) Segment, Target, Price
(b) Sales, Target, Product
(c) Segment, Target, Position
(d) Sales, Time, Product
(e) Service, Sales, Segment
52. Which of the following is the fastest mode of transaction?
[IBPS Clerk 2013]
(a) RTGS
(b) Cheque payment
(c) ATM Cash Withdrawal
(d) NEFT
(e) None of these
53. A marketing technique where marketer plays a specific role in a
particular segment is called
[SBI PO Main 2013]
(a) Mass Marketing
(b) Niche Marketing
(c) Strategic Marketing
(d) Communication Marketing
(e) None of these
54. In Market segmentation which among the following is not an economic
component?
[SBI Clerk 2014]
(a) Age
(b) Gender
(c) Income Level
(d) Taxes
(e) Only (a) and (b)
55. Which of the following come under the ambit of Customer relationship
management?
[SBI Clerk 2017]
(a) Sales
(b) Marketing
(c) Customer Service
(d) Technical support
(e) All of the above
56. The term _________ refers to data storage systems that make it
possible for a computer or electronic device to store and retrieve data.
[SBI Clerk 2011]
(a) retrieval technology
(b) input technology
(c) output technology
(d) storage technology
(e) None of these
57. The term _________ refers to any computer component that is required
to perform work.
(a) bootstrap
(b) kernel
(c) resource
(d) source code
(e) None of these
58. A computer system
(a) hardware
(b) software
(c) peripheral devices
(d) All of these
(e) None of these
59. A is a software program used to view Web pages.
(a) site
(b) host
(c) link
(d) browser
(e) None of these
60. ________is the maximum amount of data that can be stored on a
storage medium.
(a) Magnetic storage
(b) Optical storage
(c) Solid-state storage
(d) Storage capacity
(e) None of these
61. The ________ is responsible for performing calculations and contains
decision-making mechanisms.
[SBI Clerk 2011]
(a) Central Processing Unit
(b) Memory Unit
(c) Arithmetic and Logic Unit
(d) Output Unit
(e) None of these
62. A ________ is a large and expensive computer capable of
simultaneously processing data for hundreds or thousands of users.
(a) handheld computer
(b) mainframe computer
(c) personal computer
(d) tablet computer
(e) None of these
63. Which of the following is not true about computer files?
(a) They are collections of data saved to a storage medium
(b) Every file has a filename
(c) A file extension is established by the user to indicate the file’s content
(d) All files contain data
(e) None of these
64. ________allows voice conversations to travel over the Internet.
(a) Internet telephony
(b) Instant messaging
(c) E-mail
(d) E-commerce
(e) None of these
65. You use a (n) ________, such as a keyboard or mouse, to input
information.
(a) storage device
(b) processing device
(c) input device
(d) output device
(e) None of these
66. Which of the following is not true concering user IDs and passwords?
(a) When you enter your user ID and password the computer knows it is
you
(b) If your computer asks for a user ID and password, you can create your
own
(c) Sometimes you are assigned a user ID and password, for security
reasons
(d) You should share your user ID and password with at least one other
person
(e) None of these
67. One who designs, writes, tests and maintains computer programs is
called a
(a) User
(b) Programmer
(c) Designer
(d) Operator
(e) None of these .
68. Items such as names and addresses are considered
[SBI Clerk 2011]
(a) information
(b) input
(c) records
(d) data
(e) None of these
69. Sending an E-mail is similar to [SBI Clerk 2011]
(a) writing a letter
(b) drawing a picture
(c) talking on the phone
(d) sending a package
(e) None of these
70. Which of the following can only have sequential access?
[SBI Clerk 2011]
(a) Disk
(b) Tape
(c) CD-ROM
(d) DVD-ROM
(e) None of these
71. Secondary storage [SBI Clerk 2011]
(a) does not require constant power
(b) does not use magnetic media
(c) consists of four main types of devices
(d) does not store information for later retrieval
(e) None of these
72. Where is a modem connected to ? [SBI Clerk 2011]
(a) processor
(b) motherboard
(c) printer
(d) phone line
(e) None of these
73. Which is the smallest of the following computers?
[SBI Clerk 2011]
(a) Notebook
(b) Laptop
(c) Desktop
(d) Workstation
(e) None of these
74. Computers connected to a LAN can [SBI Clerk 2011]
(a) run faster
(b) go on line
(c) share information and/or share peripheral equipment (d) E-mail
(e) None of these
75. This component is required to process data into information and
consists of integrated circuits
[SBI Clerk 2011]
(a) Hard disk
(b) RAM
(c) CPU
(d) ROM
(e) None of these
76. Direct Marketing means [SBI Clerk 2011]
(a) Advertisements
(b) Banners
(c) Face-to-face selling
(d) Selling by all staff
(e) Achieving targets
77. Web marketing involves [SBI Clerk 2011]
(a) Selling web cameras
(b) Web advertisements
(c) e-mail chatting
(d) Browsing the web
(e) Door-to-door canvassing
78. The ultimate aim of Marketing is to provide
[SBI Clerk 2011]
(a) More business to the Company
(b) More profit
(c) More staff
(d) More production
(e) More products
79. Selling process includes [SBI Clerk 2011]
(a) Publicity
(b) Lead generation
(c) Cross-country contacts
(d) Product Designing
(e) Product Re-designing
80. Market share means [SBI Clerk 2011]
(a) Paid up capital
(b) Shares held by employees
(c) Share of business volume as compared to other companies
(d) Share price of the company quoted in the market
(e) Sensex
81. Market share can be increased by [SBI Clerk 2011]
(a) increasing the number of sales persons
(b) increasing the sales volume
(c) increasing the products
(d) increasing production
(e) rewriting profits
82. Market segmentation means _________
[SBI Clerk 2011]
(a) segmentation of sales teams
(b) allocation of territory
(c) sales arrangement
(d) segmentation of target group according to their needs
(e) market share
83. Target group of education loans is - [SBI Clerk 2011]
(a) all school students
(b) all college students
(c) all colleges
(d) all schools
(e) all hospitals
84. Referrel means [SBI Clerk 2011]
(a) sales person
(b) all customers
(c) lead provided by operation staff
(d) calling the existing purchasers
(e) all purchasers
85. “USP’’ in marketing means - [SBI Clerk 2011]
(a) Unique Selling Practices
(b) Uniform Selling Practices
(c) United Sales Persons
(d) Unique Selling Proposition
(e) Useful Sales Person
86. The meaning of ‘conversion’ in terms of sales is -
[SBI Clerk 2011]
(a) designing new products
(b) converting purchaser into sellers
(c) converting sellers into purchasers
(d) converting perspective customers into purchasers
(e) conversion of religion
87. Online Marketing is mostly useful for marketing of
[SBI Clerk 2011]
(a) saving accounts
(b) credit cards
(c) home loans
(d) NRI deposits
(e) business accounts
88. Cross selling means [SBI Clerk 2011]
(a) city to city sales
(b) selling with cross face
(c) selling with crossed finger
(d) selling products to existing customers
(e) cold calling
89. Marketing strategy means [SBI Clerk 2011]
(a) ideas for new employment
(b) old techniques of selling
(c) techniques for improving marketing activities
(d) techniques for increasing production
(e) networking
90. Target group means [SBI Clerk 2011]
(a) all purchasers
(b) all sales persons
(c) targeted purchasers
(d) all consumers
(e) delivery persons
91. What is the USP of saving accounts? [SBI Clerk 2011]
(a) High rate of interest
(b) Easy operation
(c) Risky transactions
(d) Expensive transactions
(e) Back office facility
92. Which one of the following is not a target group for saving
accounts? [SBI Clerk 2011]
(a) salaried persons
(b) loss making companies
(c) doctors
(d) government employees
(e) insurance agents
93. Target group for home loans is [SBI Clerk 2011]
(a) existing creditors
(b) persons having no house of their own
(c) persons having one or more than one house
(d) builders
(e) NRIs
94. Digitial Marketing is similar to [SBI Clerk 2011]
(a) online marketing
(b) cold calling
(c) web designing
(d) market fore-cast
(e) outdoor marketing
95. Full form of DSA is ________ [SBI Clerk 2011]
(a) Delivery Staff Agency
(b) Direct Selling Agent
(c) Direct Supplier Agent
(d) Distribution & Supply Agency
(e) Driving Sales Ahead
96. Which of the following groups consist of only input devices?
[SBI Clerk 2011]
(a) Mouse. Keyboard. Monitor
(b) Mouse. Keyboard. Printer
(c) Mouse. Keyboard. Plotter
(d) Mouse. Keyboard. Scanner
(e) None of these
97. A menu contains a list of [SBI Clerk 2011]
(a) commands
(b) data
(c) objects
(d) reports
(e) None of these
98. What is output? [SBI Clerk 2011]
(a) What the processor takes from the user
(b) What the user gives to the processor
(c) What the processor gets from the user
(d) What the processor gives to the user
(e) None of these
99. An error is also known as [SBI Clerk 2011]
(a) bug
(b) debug
(c) cursor
(d) icon
(e) None of these
100. Computer_________ is whatever is typed, submitted, or transmitted to
a computer system. [SBI Clerk 2011]
(a) input
(b) output
(c) data
(d) circuitry
(e) None of these
101. Which process checks to ensure the components of the computer are
operating and connected properly?
[SBI Clerk 2011]
(a) Booting
(b) Processing
(c) Saving
(d) Editing
(e) None of these
102. Unsolicited commercial email is commonly known as
[SBI Clerk 2011]
(I) spam (b) junk
(c) hoaxes
(d) hypertext
(e) None of these
103. _________ is processed by the computer into information.
[SBI Clerk 2011]
(a) numbers
(b) processor
(c) input
(d) data
(e) None of these
104. A web site address is a unique name that identifies a specific
_________ on the web. [SBI Clerk 2011]
(a) web browser
(b) web site
(c) PDA
(d) link
(e) None of these
105. A device that connects to a network without the use of cables is said to
be [SBI Clerk 2011]
(a) distributed
(b) centralised
(c) open source
(d) wireless
(e) None of these
106. Editing a document consists of reading through the document you’ve
created, then [SBI Clerk 2011]
(a) correcting your errors
(b) printing it
(c) saving it
(d) deleting it
(e) None of these
107. The Internet allows you to [SBI Clerk 2011]
(a) send electronic mail
(b) view web pages
(c) connect to servers all around the world
(d) All of these
(e) None of these
108. Most mail programs automatically complete the following two parts in
an e-mail [SBI Clerk 2011]
(a) From : and Body :
(b) From : and Date :
(c) From : and To :
(d) From : and Subject :
(e) None of these
109. Where is the disk put in a computer? [SBI Clerk 2011]
(a) in the modem
(b) in the hard drive
(c) into the CPU
(d) in the disk drive
(e) None of these
110. The name a user assigns to a document is called a(n)
[SBI Clerk 2011]
(a) filename
(b) program
(c) record
(d) data
(e) None of these
111. An e-mail address typically consists of a user ID followed by
the_________ sign and the name of the e-mail server that manages the
user’s electronic post office box.
[SBI Clerk 2011]
(a) @
(b) #
(c) &
(d) «
(e) None of these
112. A personal computer is designed to meet the computing needs of
a(n) [SBI Clerk 2011]
(a) individual
(b) department
(c) company
(d) city
(e) None of these
113. Ctrl, shift and alt are called _________ keys.
[SBI Clerk 2011]
(a) adjustment
(b) function
(c) modifier
(d) alphanumeric
(e) None of these
114. File _________ shrinks the size of a file so it requires less storage
space. [SBI Clerk 2011]
(a) scanning
(b) synthesizing
(c) defragmenting
(d) compression
(e) None of these
115. In addition to the basic typing keys, desktop and notebook computer
keyboards include a(n) _________ keypad to efficiently move the
screen-based insertion point.
[SBI Clerk 2011]
(a) editing
(b) number
(c) locked
(d) docked
(e) None of these
116. Safe Deposit Locker can be canvassed among
[SBI Clerk 2011]
(a) all existing account holders
(b) persons below poverty line
(c) students
(d) jewelers
(e) ATM cardholders
117. Tele marketing means [SBI Clerk 2011]
(a) selling telephones
(b) sending SMS messages
(c) chatting on the phone
(d) marketing through phone calls
(e) marketing in person
118. The USP of a Credit Card is [SBI Clerk 2011]
(a) cashless operations
(b) only for HNIs
(c) only for men
(d) only for employed persons
(e) transactions through cheque book
119. EMI can be a marketing tool if [SBI Clerk 2011]
(a) EMI is increasing
(b) It is very high
(c) It is very low
(d) EMI has no impact on marketing
(e) EMI is a flat rate
120. The USP of a Current Account is [SBI Clerk 2011]
(a) high profitability
(b) liquidity
(c) low rate of interest
(d) costly transactions
(e) friendly features
121. Bancassurance means [SBI Clerk 2011]
(a) assurance of banks for quality service
(b) assurance for sanction of loans
(c) selling of insurance products by banks
(d) selling credit cards
(e) selling debit cards
122. Good competition helps in [SBI Clerk 2011]
(a) improved sales
(b) improved customer service
(c) improved brand image
(d) All of these
(e) None of these
123. Banks sell insurance for [SBI Clerk 2011]
(a) increasing deposits
(b) increasing loans
(c) increasing clients
(d) earning more profits
(e) taking over insurance companies
124. Debit Card can be issued to [SBI Clerk 2011]
(a) Only Income Tax assesses
(b) Only Professionals
(c) Only women
(d) All farmers
(e) All Savings Account holders
125. Mutual Funds investments can be effectively canvassed
among [SBI Clerk 2011]
(a) only salaried persons
(b) students availing education loans
(c) HNI customers
(d) sunrise industries
(e) poor farmers
126. Product Design is a function of [SBI Clerk 2011]
(a) front office staff
(b) back office staff
(c) management
(d) marketing and research team
(e) loan section
127. The target group for Personal Loans is [SBI Clerk 2011]
(a) All Private Limited Companies
(b) All Businessmen
(c) All Salaried persons
(d) Minor children
(e) Newborn infants
128. Advertisement is a type of [SBI Clerk 2011]
(a) Direct marketing
(b) Service marketing
(c) Indirect marketing
(d) Internet banking
(e) Internal marketing
129. The sales process begins with [SBI Clerk 2011]
(a) customer identification
(b) lead generation
(c) sales presentation
(d) sales closure
(e) sales meet
130. Financial Planning is required when [SBI Clerk 2011]
(a) one has no income
(b) one is flushed with funds
(c) one has no expenses to incur
(d) one is illiterate
(e) income level is insufficient to meet the expenses
131. ‘Value added services’ implies [SBI Clerk 2011]
(a) additional knowledge of marketing staff
(b) service beyond normal hours
(c) service with extra facilities
(d) marketing agencies
(e) overtime work
132. Optimum results in marketing is possible through
[SBI Clerk 2011]
(a) increased production
(b) more number of products
(c) more sales persons
(d) motivated staff
(e) more ATMs
133. Mutual Fund business from existing customers can be canvassed
by [SBI Clerk 2011]
(a) Coercion
(b) Cross-selling
(c) Internal marketing
(d) Outdoor marketing
(e) Road-shows
134. Marketing in banks has been necessitated due to
[SBI Clerk 2011]
(l) globalisation
(b) excess staff
(c) nationalisation of bank
(d) complacency among the staff
(e) poor customer service
135. Market Research is necessary for [SBI Clerk 2011]
(a) making proper marketing decisions
(b) choosing the right products
(c) selecting the right sales persons
(d) All of these
(e) None of these
136. The operation of combining two cells into a single cell in Excel is
referred to as ________
[SBI Clerk 2011]
(a) Join Cells
(b) Merge Cells
(c) Merge Table
(d) Join Table
(e) None of these
137. Which of the following can be used to store a large number of files in a
small amount of storage space?
[SBI Clerk 2011]
(a) file adjustment
(b) file copying
(c) file reading
(d) file compatibility
(e) file compression
138. In s computer most processing takes place in ________.
[SBI Clerk 2011]
(a) Memory
(b) RAM
(c) Motherboard
(d) CPU
(e) None of these
139. Data is organized in a work sheet as ________
[SBI Clerk 2011]
(a) charts and diagrams
(b) rows and columns
(c) tables and boxes
(d) graphs
(e) None of these
140. Which of the following is an example of a binary number?
[SBI Clerk 2011]
(a) 6AH1
(b) 100101
(c) 005
(d) ABCD
(e) 23456
141. Spell Check will, find errors in which of the following?
[SBI Clerk 2011]
(a) Today is a rainy day
(b) Today is a rainy a day
(c) is a rainy
(d) Rainy today a day
(e) None of these
142. Which of the following is not a storage medium ?
[SBI Clerk 2011]
(a) hard disk
(b) fiash drive
(c) DVD
(d) C D
(e) keyboard
143. In Excel, when the contents and attributes of a cell or ange of cells have to be
erased using the menu, the user must ________
[SBI Clerk 2011]
(a) Select the cells, choose Edit and select Clear, then All
(b) Select the cells, and click delete on the keyboard
(c) Select the cells, choose Tools, and select Clear, then Formats
(d) Select the cells, choose Tools, and select Formula Audit, then Delete
(e) None of these
144. The computer-abbreviation KB usually means ________
[SBI Clerk 2011]
(a) Key Block
(b) Kernel Boot
(c) Kilo Byte
(d) Kit Bit
(e) None of these
145. If an Excel Worksheet is to be linked for use in a Power Point
presentation, the following should be clicked ______
[SBI Clerk 2011]
(a) Edit, Paste Special
(b) Edit, Paste
(c) Edit, Copy
(d) File, Copy
(e) None of these
146. RAM stands for ________ [SBI Clerk 2011]
(a) Random Access Memory
(b) Ready Application Module
(c) Read Access Memory
(d) Remote Access Machine
(e) None of these
147. Which of the following is hardware and not software?
[SBI Clerk 2011]
(a) Excel
(b) Printer driver
(c) Operating System
(d) Power Point
(e) Control Unit
148. In Word, which menu would the user select to print a
document? [SBI Clerk 2011]
(a) Tools
(b) File
(c) View
(d) Window
(e) None of these
149. Which of the following is not true about computer files?
[SBI Clerk 2011]
(a) They are collections of data saved to a storage medium.
(b) Every file has a filename.
(c) A file extension is established by the user to indicate the date it was
created
(d) Usually files contain data.
(e) None of these
150. The common name for a modulator-demodulator is _______
[SBI Clerk 2011]
(a) modem
(b) joiner
(c) networker
(d) connector
(e) demod
151. What do you see when you click the right mouse button?
[SBI Clerk 2011]
(a) The same effect as the left click
(b) A special menu
(c) No effect
(d) A mouse cannot be right clicked
(e) Computer goes to sleep mode
152. In order to choose the font for a sentence in a WORD document
_________ [SBI Clerk 2011]
(a) select Font in the Format menu
(b) select Font in the Edit menu
(c) select Font in the Tools menu
(d) select Font in the Insert menu
(e) None of these
153. The ALU performs [SBI Clerk 2011]
(a) logarithm-based
(b) ASCII
(c) algorithm-based
(d) arithmetic
(e) None of these
154. Excel is a program that is used to prepare a ______
[SBI Clerk 2011]
(a) Database
(b) Text Document
(c) Spreadsheet
(d) Slide Presentation
(e) None of these
155. _________ consists of volatile chips that temporarily store data or
instructions. [SBI Clerk 2011]
(a) CPU
(b) ROM
(c) RMA
(d) RAM
(e) None of these
156. How many kilobytes make a megabyte?[SBI Clerk 2011]
(a) 128
(b) 1024
(c) 256
(d) 512
(e) 64
157. In order to delete a sentence from a document you would use
_________ [SBI Clerk 2011]
(a) highlight and copy
(b) cut and paste
(c) copy and paste
(d) highlight and delete
(e) select and paste
158. Editing a document that has been created means _______
 [SBI Clerk 2011]
(a) saving it
(b) printing it
(c) scanning it
(d) correcting it
(e) None of these
159. In a computer, how many bits does a nibble signify?
[SBI Clerk 2011]
(a) 4
(b) 8
(c) 16
(d) 32
(e) 64
160. Which of the following is not true about a compiler?
[SBI Clerk 2011]
(a) Translates instruction of a high level language into machine language
(b) Translates entire source program into machine language program
(c) It is involved in program’s execution
(d) Is a translating program
(e) Is useful to run programs
161. Keyboards, scanners, and microphones are examples of
[SBI Clerk 2011]
(a) software programs
(b) input devices
(c) output devices
(d) utilities
(e) None of these
162. In Excel, the contents of the active cell are displayed in the the
_______ [SBI Clerk 2011]
(a) footer bar
(b) tool bar
(c) task bar
(d) menu bar
(e) formula bar
163. When machine instructions are being executed by a computer, the
instruction phase followed by the execution phase is referred to as
 _______ [SBI Clerk 2011]
(a) program cycle
(b) machine instruction
(c) execution cycle
(d) task cycle
(e) machine cycle
164. In Windows ME. what does ME stand for?
[SBI Clerk 2011]
(a) Millennium
(b) Micro-Expert
(c) Macro-Expert
(d) Multi-Expert
(e) My-Expert
165. Which of the following refers to the fastest, biggest and most,
expensive computers? [SBI Clerk 2011]
(a) Notebooks
(b) Personal Computers
(c) Laptops
(d) Supercomputers
(e) PDAs
166. Which is not a basic function of a computer?
[SBI Clerk 2011]
(a) Accept and process data
(b) Accept input
(c) Process data
(d) Store data
(e) Scan text
167. Which of the following is not a term pertaining to Email?
[SBI Clerk 2011]
(a) power Point
(b) inbox
(c) sender
(d) receiver
(e) None of these
168. Peripheral devices such as printers and monitors are considered to be
_______ [SBI Clerk 2011]
(a) data
(b) software
(c) hardware
(d) information
(e) None of these
169. Which of the following is required to create an HTML document
? [SBI Clerk 2011]
(a) browser
(b) internet
(c) text editor
(d) search engine
(e) None of these
170. Which language is directly understood by the computer without
translation program ? [SBI Clerk 2011]
(a) BASIC language
(b) Assembly language
(c) High level language
(d) C language
(e) Machine language
171. To insert a page break in a WORD document, the following options are
used _______ [SBI Clerk 2011]
(a) Insert and Copy
(b) Insert and Enter
(c) Insert and Delete
(d) Insert and Page Layout
(e) Insert and Break
172. Which of the following identifies a cell in Excel?
[SBI Clerk 2011]
(a) formula
(b) name
(c) label
(d) address
(e) None of these
173. This is the part of the computer system that one cannot
touch [SBI Clerk 2011]
(a) Hardware
(b) Printer
(c) Mouse
(d) Scanner
(e) Software
174. A computer’s ROM is ________ [SBI Clerk 2011]
(a) ALU
(b) computer software
(c) operating system
(d) computer hardware
(e) CPU
175. While selecting multiple work sheets in Excel, the following key must
also be used when clicking the sheet tab _______
[SBI Clerk 2011]
(a) Shift
(b) Alt
(c) Ctrl
(d) Insert
(e) Esc
176. Which of the following is part of the System Unit?
[SBI Clerk 2011]
(a) Monitor
(b) CPU
(c) CD-ROM
(d) Floppy Disk
(e) Printer
177. Restarting a computer that is already on is referred to as _______
[SBI Clerk 2011]
(a) lagging off
(b) Cold hooting
(c) Shut down
(d) Warm booting
(e) Shutting off
178. A word processor would be used best to _______
[SBI Clerk 2011]
(a) paint a picture
(b) draw a diagram
(c) type a story
(d) work out income and expenses
(e) None of these
179. The file that is linked with an e-mail and sent to the receiver of the e-
mail is referred to as _______ [SBI Clerk 2011]
(a) annexure
(b) appendage
(c) add-on
(d) attachment
(e) article
180. Which of the following refers to the process of a computer receiving
information from a server on the Internet?
[SBI Clerk 2011]
(a) gathering
(b) uploading
(c) inputting
(d) outputting
(e) downloading
181. A ______ is an example of an input device.
[SBI Clerk 2011]
(a) printer
(b) monitor
(c) scanner
(d) central processing unit
(e) None of these
182. A hard copy of a document is _______ [SBI Clerk 2011]
(a) printed on the printer
(b) stored on a floppy
(c) stored on a CD
(d) stored in the hard disk
(e) scanned
183. The term “host” with respect to the internet, means ______
[SBI Clerk 2011]
(a) A computer that is a stand alone computer
(b) A computer that is connected to the Internet
(c) A computer reserved for use by the host
(d) A large collection of computers
(e) Hyperlink
184. The translator program used in assembly language is called
________ [SBI Clerk 2011]
(a) Compiler
(b) Assembler
(c) Interpreter
(d) Translator
(e) Operating System
185. A set of instructions telling the computer what to do is called
________. [SBI Clerk 2011]
(a) mentor
(b) instructor
(c) compiler
(d) program
(e) None of these
186. Which of the following is not true about computer files?
[SBI Clerk 2011]
(a) They are a collections of data saved to a storage medium.
(b) Every file has a filename.
(c) A file extension is established by the user to indicate the computer on
which it was created.
(d) All files contain data.
(e) None of these
187. Which of the following is not an example of hardware ?
[SBI Clerk 2011]
(a) WORD
(b) Printer
(c) Monitor
(d) Mouse
(e) Scanner
188. Which of the following is a secondary memory device?
[SBI Clerk 2011]
(a) Keyboard
(b) Disk
(c) ALU
(d) Mouse
(e) Printer
189. The result of a formula in a cell is called
[SBI Clerk 2011]
(a) label
(b) value
(c) range
(d) displayed value
(e) None of these
190. Which of the following is not a storage medium?
[SBI Clerk 2011]
(a) Hard disk
(b) Flash drive
(c) DVD
(d) CD
(e) Monitor
191. Choose the odd one out. [SBI Clerk 2011]
(a) Micro Computer
(b) Mini Computer
(c) Super Computer
(d) Notebook Computer
(e) Digital Computer
192. The ALU performs _________ operations.
[SBI Clerk 2011]
(a) logic
(b) ASCII
(c) algorithm-based
(d) logarithm-based
(e) final
193. ________ is the part of the computer that does the arithmetical
calculations. [SBI Clerk 2011]
(a) OS
(b) ALU
(c) CPU
(d) Memory
(e) Printer
194. In a sequence of events that takes place in an instruction cycle, the first
cycle is called [SBI Clerk 2011]
(a) store cycle
(b) execute cycle
(c) fetch cycle
(d) decode cycle
(e) code cycle
195. Peripheral devices such as printers and plotters are considered to
be [SBI Clerk 2011]
(a) hardware
(b) software
(c) data
(d) information
(e) None of these
196. Which of the following Excel charts represents only one value for each
variable? [SBI Clerk 2011]
(a) Function
(b) Line
(c) pie
(d) Bar
(e) None of these
197. To see the document before the printout is taken, use
[SBI Clerk 2011]
(a) Insert Table
(b) Paste
(c) Format Painter
(d) Cut
(e) Print Preview
198. ALU works on the instructions and data held in the
 [SBI Clerk 2011]
(a) Notebook
(b) Registers
(c) Copy pad
(d) I/O devices
(e) None of these
199. To move data from one part of the document to another, which of the
following is used ? [SBI Clerk 2011]
(a) Cut and Paste
(b) Copy and Paste
(c) Cut and Delete
(d) Copy and Undo
(e) Cut and Insert
200. Which of the following is the another name for a preprogrammed
formula in Excel? [SBI Clerk 2011]
(a) Range
(b) Graph
(c) Function
(d) Cell
(e) None of these
201. To save a document for the first time, _________ option is
used. [SBI Clerk 2011]
(a) Save as
(b) Save first
(c) Save on
(d) Copy
(e) Paste
202. What is a device that can change images into codes for the
computer? [SBI Clerk 2011]
(a) Mouse
(b) Printer
(c) Joystick
(d) Keyboard
(e) Scanner
203. Which of the following are the two basic types of graphics used in
Word 2000? [SBI Clerk 2011]
(a) Autoshapes and ClipArt
(b) Header and Footer
(c) Drawing Objects and Pictures
(d) Spelling and Grammar
(e) Word Count
204. The user can use _________ commands to search for and correct
words in a document. [SBI Clerk 2011]
(a) Print and Print Preview
(b) Header and Footer
(c) Find and Replace
(d) Spelling and Grammar
(e) Copy and Paste
205. What is the advantage of using basic HTML to create a
document? [SBI Clerk 2011]
(a) HTML is very easy to use.
(b) The document can be displayed by all word processors.
(c) The document can be displayed by all programs.
(d) The document can be displayed by all browsers.
(e) None of these
206. Which of the following functions is not performed by the CPU
? [SBI Clerk 2011]
(a) Graphical display of Data
(b) Arithmetic calculations
(c) Managing memory
(d) Managing input and Output
(e) None of these
207. Which of the following is the feature that keeps track of the right
margin ? [SBI Clerk 2011]
(a) Find and replace
(b) Wordwrap
(c) Right justified
(d) Left justified
(e) Ragged right
208. Keyboard shortcuts are used to move the
 [SBI Clerk 2011]
(a) I-beam
(b) insertion point
(c) scrollbar
(d) mouse
(e) None of these
209. To specify margins in Word, the user has to select Page Setup option
from the _________ menu.
[SBI Clerk 2011]
(a) Edit
(b) Table
(c) Autocorrect
(d) File
(e) Format
210. What is the package called which helps create, manipulate and analyse
data arranged in rows and columns?
[SBI Clerk 2011]
(a) Application package
(b) Word processing package
(c) Outlining package
(d) Outline processors
(e) Spreadsheet package
211. What does an electronic spreadsheet consist of ?
[SBI Clerk 2011]
(a) Rows
(b) Columns
(c) Cells
(d) All of these
(e) None of these
212. ROM is an example of which of the following?
[SBI Clerk 2011]
(a) Volatile memory
(b) Cache memory
(c) Nonvolatile memory
(d) Virtual memory
(e) None of these
213. Which of the following options is used to display information such as
title, page number of the document?
[SBI Clerk 2011]
(a) Insert Table
(b) Autocorrect
(c) Thesaurus
(d) Spelling and Grammer
(e) Header and Footer
214. Which part of the computer can display the user’s work?
[SBI Clerk 2011]
(a) Mouse
(b) Keyboard
(c) Disk Drive
(d) Monitor
(e) None of these
215. When a computer prints a report, this output is called
[SBI Clerk 2011]
(a) Program
(b) Soft copy
(c) Hard copy
(d) Execution
(e) None of these
216. The processor is a _________ chip plugged onto the motherboard in a
computer system. [SBI Clerk 2011]
(a) LSI
(b) VLSI
(c) ULSI
(d) XLSI
(e) WLSI
217. A register that keeps track of the next instruction to be executed is
called a/an [SBI Clerk 2011]
(a) Data Register
(b) Instruction Register
(c) Action Register
(d) Program Counter
(e) Accumulator
218. The microprocessor of a computer [SBI Clerk 2011]
(a) does not understand machine language.
(b) understands machine language and high-level languages.
(c) understands only machine language.
(d) understands only high level languages.
(e) understands only assembly language.
219. A set of choices on the screen is called a(n)
[SBI Clerk 2011]
(a) menu
(b) reverse video
(c) action plan
(d) editor
(e) template
220. What is the full form of PROM? [SBI Clerk 2011]
(a) Programmable Read Only Memory
(b) Progressive Read Only Memory
(c) Periodic Read Only Memory
(d) Perfect Read Only Memory
(e) Program Read Only Memory
221. Which of the following will be used if the sender of an e-mail wants to
bold, itlalicise etc the text message?
[SBI Clerk 2011]
(a) Reach signature
(b) Reach text
(c) Reach Format
(d) Plain format
(e) Plain Text
222. Which of the following terms is not related to Internet?
[SBI Clerk 2011]
(a) Link
(b) Function key
(c) Browser
(d) Search engine
(e) Hyperlink
223. Which of the following justifications align the text on both the sides–
left and right–of the margin? [SBI Clerk 2011]
(a) Right
(b) Justify
(c) Both Sides
(d) Balanced
(e) None of these
224. What is the full form of LSI ? [SBI Clerk 2011]
(a) Low Scale Internet
(b) Large Scale Internet
(c) Low Scale integration
(d) Large Scale integration
(e) Local Scale integration
225. To move the text from its original position to another position without
deleting it is called [SBI Clerk 2011]
(a) Scrolling
(b) Searching
(c) Moving
(d) Copying
(e) Halting
226. Which of the following is an active cell in Excel ?
[SBI Clerk 2011]
(a) Current Cell
(b) Formula
(c) Range
(d) Cell address
(e) None of these
227. What is included in e-Mail address ? [SBI Clerk 2011]
(a) Domain name followed by user’s name
(b) User’s name followed by domain name
(c) User’s name followed by postal address
(d) User’s name followed by street address
(e) None of these
228. What is called the secret code which prohibits entry into some
programmes? [SBI Clerk 2011]
(a) Access code
(b) Passport
(c) Entry code
(d) Password
(e) Keyword
229. Which of the following type of menu shows further sub-choices
? [SBI Clerk 2011]
(a) Reverse
(b) Template
(c) Scrolled
(d) wrapped
(e) Pull-Down
230. Which of the following operations is safe if an e-mail from an
unknown sender is received? [SBI Clerk 2011]
(a) Open it to know about the sender and anser it.
(b) Delete it after opening it.
(c) Delete it without opening it.
(d) Open it and try to find who the sender is.
(e) None of these
231. The other name of a motherboard is [SBI Clerk 2011]
(a) Mouse
(b) Computer Board
(c) System Device
(d) Central Board
(e) System Board
232. By which of the following operations can any part of a document be
seen on the screen? [SBI Clerk 2011]
(a) Searching
(b) Pasting
(c) Scrolling
(d) Editing
(e) Copying
233. Which of the following characteristics is used to computer the results
from Excel data? [SBI Clerk 2011]
(a) Go to
(b) Table
(c) Chart
(d) Diagram
(e) Formula and Function
234. Which type of storage is a hard disc ? [SBI Clerk 2011]
(a) Non - Permanent
(b) Volatile
(c) Temporary
(d) Non - Volatile
(e) None of these
235. Which of the following is not a software?
[SBI Clerk 2011]
(a) Excel
(b) Printer-Driver
(c) Operating System
(d) PowerPoint
(e) Mouse
236. When you enter text in a cell in Excel, it also appears in which of the
following? [IBPS Clerk 2011]
(a) Status bar
(b) Formula bar
(c) Row heading
(d) Name box
(e) None of these
237. Which elements of a Word document can be displayed in
colour? [IBPS Clerk 2011]
(a) Only graphics
(b) Only text
(c) Only the first word of each line
(d) All elements, but only if you have a colour printer
(e) All elements
238. A workbook is a collection of [IBPS Clerk 2011]
(a) Page Setup
(b) Buttons
(c) Diagrams
(d) Charts
(e) Worksheets
239. _____ appear at the bottom of the Excel Window.
[IBPS Clerk 2011]
(a) Sheet tabs
(b) Name Box
(c) Formula bar
(d) Title bar
(e) None of these
240. EPROM stands for [IBPS Clerk 2011]
(a) Erasable Programmable Read-Only Memory
(b) Electronic Programmable Read-Only Memory
(c) Enterprise Programmable Read-Only Memory
(d) Extended Programmable Read-Only Memory
(e) Electrical Programmable Read-Only Memory
241. The technology that stores only the essential instructions on a
microprocessor chip and thus enhances its speed is referred to
as [IBPS Clerk 2011]
(a) CISC
(b) RlSC
(c) CD-ROM
(d) Wi-Fi
(e) MISC
242. Which is not a basic function of a computer?
[IBPS Clerk 2011]
(a) Store data
(b) Accept input
(c) Process data
(d) Copy text
(e) Accept and process data
243. ASCII is a coding system that provides
[IBPS Clerk 2011]
(a) 256 different characters
(b) 512 different characters
(c) 1024 different characters
(d) 128 different characters
(e) 1000 different characters
244. Which part of the computer is directly invoked in executing the
instructions of the computer program?
[IBPS Clerk 2011]
(a) The scanner
(b) The main storage
(c) The secondary storage
(d) The printer
(e) The processor
245. In order to create column data in Word, you need to
[IBPS Clerk 2011]
(a) tab consecutively until your cursor reaches the desired place
(b) set tabs or use the Table menu
(c) use Excel
(d) press the space bar until your cursor reaches the desired place
(e) None of these
246. Files are organised by storing them in [IBPS Clerk 2011]
(a) tables
(b) databases
(c) folders
(d) graphs
(e) diagrams
247. When a computer is switched on, the booting process
performs [IBPS Clerk 2011]
(a) Integrity Test
(b) Power-On Self-Test
(c) Correct Functioning Test
(d) Reliability Test
(e) Shut-down
248. In Word, the feature that automatically detects common errors is
called [IBPS Clerk 2011]
(a) Autocorrect
(b) Autograph
(c) Spelling and Grammar
(d) Go to
(e) Thesaurus
249. A computer system that is old and perhaps not satisfactory is referred
to as a(n) [IBPS Clerk 2011]
(a) Ancient system
(b) Historical system
(c) Age old system
(d) Legacy system
(e) Legal System
250. Which of the following is not a binary number?
[IBPS Clerk 2011]
(a) 001
(b) 101
(c) 202
(d) 110
(e) 011
251. Which of the following does not store data permanently?
[IBPS Clerk 2011]
(a) ROM
(b) RAM
(c) Floppy Disk
(d) Hard Disk
(e) None of these
252. Which of the following is the smallest storage?
[IBPS Clerk 2011]
(a) Megabyte
(b) Gigabyte
(c) Kilobyte
(d) Terabyte
(e) Nanobyte
253. Which menu enables the user to choose toolbars?
[IBPS Clerk 2011]
(a) View
(b) Format
(c) Insert
(d) Edit
(e) Help
254. By viewing the properties of the local hard disk of a computer, the user
can find out [IBPS Clerk 2011]
(a) the amount of space that has been used up and the remaining free space
on the disk.
(b) the name of the user viewing the properties of the disk.
(c) nothing useful to the user.
(d) the number of programs available in the computer.
(e) None of these
255. Pre-defined and built-in formulas in Excel are known as
[IBPS Clerk 2011]
(a) Autosheets
(b) Diagrams
(c) Charts
(d) Tables
(e) Functions
256. Which of the following contains permanent data and gets updated
during the processing of transactions?
[IBPS Clerk 2011]
(a) Operating System File
(b) Transaction file
(c) Software File
(d) Master file
(e) Any File
257. The keyboard shortcut to centralise the selected text in Word
is [IBPS Clerk 2011]
(a) Ctrl+Esc
(b) Ctrl+C
(c) Alti+C
(d) There is no keyboard shortcut for this operation
(e) Ctrl+E
258. Which of the following helps to protect floppy disks from data getting
accidentally erased? [IBPS Clerk 2011]
(a) Access notch
(b) Write-protect notch
(c) Entry notch
(d) Input notch
(e) None of these
259. A modem is connected to [IBPS Clerk 2011]
(a) a telephone line
(b) a keyboard
(c) a printer
(d) a monitor
(e) a scanner
260. Large transaction processing systems in automated organisations
use [IBPS Clerk 2011]
(a) Online processing
(b) Batch Processing
(c) Once-a-day Processing
(d) End-of-day processing
(e) Once-a-week processing
261. WhIch of the following is done to force a page break in
Word? [IBPS Clerk 2011]
(a) Position the cursor at the appropriate place and press F.1
(b) Use the Insert/Section Break.
(c) Position the cursor at the appropriate place and press Ctrl+Enter.
(d) Change the font size and colour of the document.
(e) None of these
262. Where is the disk placed in a computer?
[IBPS Clerk 2011]
(a) In the modem
(b) In the hard drive
(c) Into the CPU
(d) In the disk drive
(e) In the scanner
263. The name that the user gives to a document is referred to as
[IBPS Clerk 2011]
(a) document name
(b) filename
(c) name given
(d) document identity
(e) file id
264. Which Excel feature enables pre-defined layouts to selected tables in
the worksheet?
[IBPS Clerk 2011]
(a) Autoformat
(b) Header and Footers
(c) Undo and Redo
(d) Spelling and Grammar
(e) Autograph
265. Which of the following is a hardware and not a software?
[IBPS Clerk 2011]
(a) PowerPoint
(b) Printer driver
(c) Operating System
(d) ALU
(e) Excel
266. What is the default file extension for all Word documents?
[IBPS Clerk 2011]
(a) TXT
(b) WRD
(c) FIL
(d) DOC
(e) None of these
267. Which of the following is true for the octal system?
[IBPS Clerk 2011]
(a) It needs less digits to represent a number than in the binary system.
(b) It needs more digits to represent a number than in the binary system.
(c) It needs the same number of digits to represent a number as in the
binary system.
(d) It needs the same number of digits to represent a number as in the
decimal system.
(e) None of these
268. When you scroll through a document, the _____ does not
move. [IBPS Clerk 2011]
(a) I-beam
(b) scroll bar
(c) page
(d) insertion point
(e) None of these
269. Which of the following is not a term pertaining to the
Internet? [IBPS Clerk 2011]
(a) Link
(b) Hyperlink
(c) Browser
(d) Search Engine
(e) Mouse
270. A set of formats that has a name and can be quickly applied to selected
text is called a(n) [IBPS Clerk 2011]
(a) font
(b) style
(c) feature
(d) finish
(e) None of these
271. You can show an entire page or multiple pages at the same time using
_____ options. [IBPS Clerk 2011]
(a) Word
(b) Draft
(c) Zoom
(d) Show/Hide
(e) Hide page
272. The basic goal of a computer process is to convert data into
[IBPS Clerk 2011]
(a) graphs
(b) tables
(c) files
(d) information
(e) diagrams
273. When browsing the World Wide Web. the browser is a
[IBPS Clerk 2011]
(a) feeder
(b) server program
(c) application program
(d) system program
(e) client program
274. Where is the newly received email stored?
[IBPS Clerk 2011]
(a) (In your website
(b) In Address-box
(c) In Inbox
(d) In your personal laptop (e) None of these
275. _____ implies a combination of audio, video, text, animation and
graphics. [IBPS Clerk 2011]
(a) Special media
(b) Multiplexer
(c) Multiplier
(d) Message-media
(e) Multimedia
276. CD stands for [IBPS Clerk 2011]
(a) Computer Disk
(b) Contact Disk
(c) Circular Disk
(d) Cold Disk
(e) Compact Disk
277. In Excel, a _____ is identified by the cell in the upper-left comer and
the cell in the lower-right comer, separated by a
colon. [IBPS Clerk 2011]
(a) worksheet
(b) value
(c) cell reference
(d) range
(e) None of these
278. Which of the following is a secondary device?
[IBPS Clerk 2011]
(a) Keyboard
(b) CD
(c) ALU
(d) Mouse
(e) Printer
279. A document in portrait prints [IBPS Clerk 2011]
(a) the same characters per line with the same document in landscape.
(b) more characters per line than the same document ih landscape.
(c) less characters per line than the same document in landscape.
(d) smaller fonts in order to fit the same amount of characters per line with
landscape.
(e) None of these
280. When the mouse is moved, it causes a picture to move on the screen
which is referred to as in a [IBPS Clerk 2011]
(a) menu
(b) icon
(c) pointer
(d) tab
(e) None of these
281. Press the _____ key to move the insertion point to the first cell in a
row in Excel [IBPS Clerk 2011]
(a) PageUp (b) PageDown
(c) Home
(d) Tab
(e) None of these
282. Small programs that act on data received by the user’s computer as part
of a Web page are called
[IBPS Clerk 2011]
(a) search engines
(b) servelets
(c) browsers
(d) applets
(e) feedback
283. How many margins are there on a page?
[IBPS Clerk 2011]
(a) Two (header and footer)
(b) Four (top, bottom, right, left)
(c) Two (landscape and portrait)
(d) Two (top and bottom)
(e) None of these
284. CD and DVD drives are the examples of
[IBPS Clerk 2011]
(a) coding media
(b) solid stage storage
(c) Zip drives
(d) printers
(e) storage devices
285. The language used in a computer that is similar to the language of
humans and is easy to understand is referred to
as [IBPS Clerk 2011]
(a) Source Code
(b) Machine Language
(c) High Level Language
(d) Object code
(e) Assembly language
286. The smallest unit of information a computer can understand and
process is known as a
[IBPS PO 2011]
(a) digit
(b) byte
(c) megabyte
(d) kilobyte
(e) bit
287. Compatibility. with regard to computers. refers to
[IBPS PO 2011]
(a) the software doing the right job for the user
(b) it being versatile enough to handle the job
(c) the software being able to run on the computer
(d) software running with only other previously installed software
(e) software permanently available in the computer
288. A _____ uses pressure as a user presses it with a stylus to send
signals. [IBPS PO 2011]
(a) touchpad
(b) Track Point
(c) graphics tablet
(d) trackpad
(e) keyboard
289. The justification that aligns text on both margins of a document in
Word is [IBPS PO 2011]
(a) Justify
(b) Bold
(c) Center
(d) Right
(e) Balanced
290. A partially completed workbook that contains formulas and formatting,
but no data is called a [IBPS PO 2011]
(a) prototype
(b) template
(c) model
(d) function
(e) None of these
291. A byte can represent any number between 0 and
[IBPS PO 2011]
(a) 2
(b) 255
(c) 256
(d) 1024
(e) 1025
292. Connectivity for a new computer means [IBPS PO 2011]
(a) allowing a printer to be connected to it
(b) having a modem and or network connection to communicate with other
computers
(c) connecting the software to the hardware of the system
(d) connecting a mouse a keyboard and a printer all essential hardware
pieces for the average user
(e) software permanently available in the computer
293. A _____ is used to read handwritten or printed text to make a digital
image that is stored in memory.[IBPS PO 2011]
(a) printer
(b) laser beam
(c) scanner
(d) touchpad
(e) keyboard
294. The shortcut key Ctrl+F in Word is used for
[IBPS PO 2011]
(a) To view document in full view
(b) To open the Formula dialog box
(c) To save the file
(d) To open the Find and Replace dialog box
(e) None of these .
295. Each cell in a Microsoft Office Excel document is referred to by its cell
address, which is the [IBPS PO 2011]
(a) cell’s column label
(b) cell’s column label and worksheet tab name
(c) cell’s row label
(d) cell’s row and column labels
(e) cell’s contents
296. The most widely used code that represents each character as a unique
8-bit code is [IBPS PO 2011]
(a) ASCII
(b) Unicode
(c) binary numbering system
(d) EBCDIC
(e) ACSII
297. Which of the following are components of Central Processing Unit
(CPU) ? [IBPS PO 2011]
(a) Arithmetic logic unit, Mouse
(b) Arithmetic logic unit, Control unit
(c) Arithmetic logic unit, Integrated Circuits
(d) Control Unit, Monitor
(e) None of these
298. Where is RAM located ? [IBPS PO 2011]
(a) Expansion Board
(b) External Drive
(c) Mother Board
(d) All of above
(e) None of these
299. If a computer has more than one processor then it is known as
? [IBPS PO 2011]
(a) Uniprocess
(b) Multiprocessor
(c) Multithreaded
(d) Multiprogramming
(e) None of these
300. In which of the following form, data is stored in computer ?
[IBPS PO 2011]
(a) Decimal
(b) Binary
(c) HexaDecimal
(d) Octal
(e) None of these
301. Technology used to provide internet by transmitting data over wires of
telephone network is ? [IBPS PO 2011]
(a) Transmitter
(b) Diodes
(c) HHL
(d) DSL
(e) None of these
302. While browsing internet, what do we call the area of storage that
compensates for the different speeds of data flow or timings of events
by temporarily holding a block of data that is waiting to be
processed? [IBPS PO 2011]
(a) Cache
(b) Buffer
(c) Flash
(d) Trash
(e) None of these
303. Which among the following has been standardized in the IEEE 802.3
specification? [IBPS PO 2011]
(a) Bluetooth
(b) Ethernet
(c) WiMAX
(d) All of them
(e) None of these
304. Dynamic Adhoc Wireless Networks (DAWN) usually come under
___? [IBPS PO 2011]
(a) 2G
(b) 3G
(c) 4G
(d) 5G
(e) None of these
305. What do we call a CPU that is designed specifically to handle the
communications processing task with main purpose is to off-load
communications processing task from the host computer so that the
host computer can be dedicated for applications and data processing
jobs? [IBPS PO 2011]
(a) Backend processor
(b) Front-end processor
(c) Node processor
(d) File Server
(e) None of these
306. The peak cell rate (PCR), sustainable cell rate (SCR), and maximum
burst size (MBS) are used for measurement of ?
[IBPS PO 2011]
(a) Bandwidth
(b) Channel Capacity
(c) Frequency Modulation
(d) Amplitude distortion
(e) None of these
307. What do we call the pictorial representation that uses predefined
symbols to describe either the logic of a computer program or the data
flow and processing steps of a system?
[IBPS PO 2011]
(a) Algorithm
(b) Flowchart
(c) Block diagram
(d) Loop
(e) None of these
308. What do we call a storage device where the access time is effectively
independent of the location of the data?
[IBPS PO 2011]
(a) Direct Access Storage Device
(b) Secondary Storage Device
(c) Primary Storage Device
(d) Gateway Device
(e) None of these
309. What is the use of Digitizer as an input device?
[IBPS PO 2011]
(a) To Convert graphic and pictorial data into binary inputs
(b) To convert graphic and pictorial data into analog inputs
(c) Debugging
(d) None of the above
(e) None of these
310. What do we call the automatic execution of high-priority computer
programs that have been designed to pre-empt the use of computer
resources? [IBPS PO 2011]
(a) Foreground processing
(b) Background processing
(c) Black processing.
(d) White processing.
(e) None of these
311. What would be the number of bytes, transferred at the rate of 1 Kilobit
per second? [IBPS PO 2011]
(a) 100
(b) 108
(c) 125
(d) 140
(e) None of these
312. Which among the following is the time period during which a
computer is malfunctioning or not operating correctly due to machine
failures? [IBPS PO 2011]
(a) Downtime
(b) Uptime
(c) Response time
(d) Runtime Hide
(e) None of these
313. The terms Goodput , Throughput and Maximum throughput are most
closely associated with which among the following in
computers? [IBPS PO 2011]
(a) Bit Rate
(b) Response Time
(c) Command Line Interface
(d) Random memory
(e) None of these
314. The Clearing House Interbank Payments System or CHIPS is a
clearing system for large value transactions in which among the
following countries / regions?
[IBPS PO 2011]
(a) United States
(b) United Kingdom
(c) Entire Europe
(d) Australia
(e) None of these
315. What is ISO 9362 is related to in context with Banking
Technology? [IBPS PO 2011]
(a) RTGS Transfers
(b) NEFT Transfers
(c) SWIFT Transfers
(d) All of them
(e) None of these
316. What is Office Open XML? [IBPS PO 2011]
(a) A file format
(b) A software
(c) A electronic device
(d) An international standard
(e) None of these
317. Which of the following company owns/ uses the Virtual Hard Disk
(.vhd) format for Virtual PC? [IBPS PO 2011]
(a) IBM
(b) Microsoft
(c) Intel
(d) Google
(e) None of these
318. Which of the following device is a volatile storage?
[IBPS PO 2011]
(a) RAM
(b) Hard Disc
(c) Magnetic Tape
(d) Floppy Disc
(e) None of these
319. What is the purpose of keeping electronic devices such as computers,
televisions, and remote controlled devices on Sleep
mode? [IBPS PO 2011]
(a) Reduce Power consumption
(b) Back Up
(c) To write contents of RAM to hard disc
(d) To improve download speed
(e) None of these
320. Most of the internet sites now a days use CSS primarily to enable the
separation of document content (written in HTML or a similar markup
language) from document presentation, including elements such as the
layout, colors, and fonts. What is full form?
[IBPS PO 2011]
(a) Cascading Style Software
(b) Clear Style Sheet
(c) Cascading Style Sheet
(d) Common Style Sheet
(e) None of these
321. Which of the following is a suitable term for any programmable
content of a hardware device configurations and data for application-
specific integrated circuits (ASICs), programmable logic devices,
etc.? [IBPS PO 2011]
(a) Hardware
(b) Software
(c) Firmware
(d) Malware
(e) None of these
322. While browsing the internet , which of the following key is used for
full screen view? [IBPS PO 2011]
(a) F3
(b) F5
(c) F11
(d) F9
(e) None of these
323. While working on Microsoft Word , which among the following is the
command for “Undo”? [IBPS PO 2011]
(a) Cntrl +A
(b) Cntrl +Z
(c) Cntrl +Y
(d) Cntrl +C
(e) None of these
324. ADSL data communications technology uses which of the following
for faster data transmission ?
[IBPS PO 2011]
(a) Voiceband modem
(b) Wireless Modem
(c) Copper telephone Lines
(d) Sockets
(e) None of these
325. A generic name for Intel processors released after the original 8086
processor is ______ ? [IBPS PO 2011]
(a) Pentium
(b) x86
(c) Pentium 286
(d) None of these
(e) None of these
326. What is used in most programs that is a part of a program and guides
the user through certain steps?
[IBPS PO 2011]
(a) Software
(b) Wizard
(c) Wiki
(d) None of these
(e) None of these
327. A unit of data storage that equals 2 to the 70th power is
called? [IBPS PO 2011]
(a) Zebibyte
(b) Yottabite
(c) Yobibite
(d) None of these
(e) None of these
328. Which of the following was used in first generation
computers? [IBPS PO 2011]
(a) Machine Language
(b) High Language
(c) Assembly Language
(d) None of these
(e) None of these
329. Alerts are mostly appear in ______? [IBPS PO 2011]
(a) Check Box
(b) Combo Box
(c) Dialog Box
(d) None of these
(e) None of these
330. The performance of a hard drive or other storage device, meaning how
long it takes to locate a file is called ?
[IBPS PO 2011]
(a) Response Time
(b) Access Time
(c) Quick Time
(d) None of these
(e) None of these
331. Which among the following can be called an electronic check
? [IBPS PO 2011]
(a) Debit Card
(b) Smart Card
(c) Credit Card
(d) None of these
(e) None of these
332. Which among the following is not a payment card
technology? [IBPS PO 2011]
(a) Magnetic Stripe Card
(b) Smart Card
(c) Fleet Card
(d) All of them are payment card technologies
(e) None of these
333. NetBIOS was introduced in 1983 by which company as an
improvement to the standard BIOS used by Windows-based
computers? [IBPS PO 2011]
(a) Dell
(b) IBM
(c) Compaq
(d) None of these
(e) None of these
334. The word bandwidth is also used to mean ________?
[IBPS PO 2011]
(a) width of the data cable
(b) amount of data transferred
(c) number of the computers on a particular network
(d) None of the above
(e) None of these
335. A file which has not been altered, compressed, or manipulated in any
way by the computer is called?
[IBPS PO 2011]
(a) temp file
(b) raw file
(c) permanent file
(d) None of these
(e) None of these
336. Which keys enable the input of numbers quickly?
[IBPS Clerk 2011]
(a) ctrl, shift and alt
(b) function keys
(c) the numeric keypad
(d) arrow keys
(e) None of these
337. In word, when you indent a paragraph, you
[IBPS Clerk 2011]
(a) push the text in with respect to the margin
(b) change the margins on the page
(c) move the text up by one line
(d) move the text down by one line
(e) None of these
338. ASCII stands for [IBPS Clerk 2011]
(a) American Special Computer for Information Interaction
(b) American Standard Computer for Information Interchange
(c) American Special Code for Information Interchange
(d) American Special Computer for Information Interchange
(e) American Standard Code for Information Interchange
339. To restart the computer the following combination of keys is
used [IBPS Clerk 2011]
(a) Del + Ctrl
(b) Backspace + Ctrl
(c) Esc + Ctrl
(d) Insert + Esc
(e) Ctrl + Alt + Del
340. Which part of the computer helps to store information?
[IBPS Clerk 2011]
(a) Monitor
(b) Keyboard
(c) Disk drive
(d) Printer
(e) Plotter
341. Which key is used to delete one character to the left of the current
position of the cursor?[IBPS Clerk 2011]
(a) Backspace
(b) Delete
(c) Insert
(d) Esc
(e) Ctrl
342. In a web site, the ‘home’ page refers to-
[IBPS Clerk 2011]
(a) the best page
(b) the last page
(c) the first page
(d) the most recent page
(e) the oldest page
343. Linux is a type of ________ software.
[IBPS Clerk 2011]
(a) Shareware
(b) Commercial
(c) Proprietary
(d) Open Source
(e) Hidden type
344. Which of the following is the fastest type of computer?
[IBPS Clerk 2011]
(a) Laptop
(b) Notebook
(c) Personal computer
(d) Workstation
(e) Supercomputer
345. Excel would evaluate the formula, = 20* 10/4 *8 and return
the answer [IBPS Clerk 2011]
(a) 400
(b) 40
(c) 6.25
(d) 232
(e) 600
346. Which of the following is used by the browser to connect to the
location of the Internet resources?
[IBPS Clerk 2011]
(a) Linkers
(b) Protocol
(c) Cable
(d) URL
(e) None of these
347. Which of the following is not a term pertaining to the
Internet? [IBPS Clerk 2011]
(a) Keyboard
(b) Link
(c) Browser
(d) Search Engine
(e) Hyperlink
348. An educational institution would generally have the following in its
domain name [IBPS Clerk 2011]
(a) .org
(b) .edu
(c) .inst
(d) .com
(e) .sch
349. How many megabytes make a gigabyte?
[IBPS Clerk 2011]
(a) 1024
(b) 128
(c) 256
(d) 512
(e) 64
350. In word, you can use Styles to[IBPS Clerk 2011]
(a) Make copies of documents
(b) Save changes to documents
(c) Delete text in documents
(d) Format your documents
(e) None of these
351. POST stands for [IBPS Clerk 2011]
(a) Power on Self Test
(b) Program on Self Test
(c) Power on System Test
(d) Program on System Test
(e) Power Off System Test
352. In the formula, = B1/B2 + B3, which of the following is the correct
precedence? [IBPS Clerk 2011]
(a) Addition higher precedence than division
(b) Equal precedence among the two operators: proceed right to left
(c) Equal precedence among the two operators proceed left to right
(d) Division higher precedence than addition
(e) None of these
353. _________is the process of carrying out commands.
[IBPS Clerk 2011]
(a) Fetching
(b) Storing
(c) Decoding
(d) Executing
(e) None of these
354. To make a copy of the current document to disk
[IBPS Clerk 2011]
(a) Use the “save” command
(b) This cannot be done
(c) Use the “duplicate” command
(d) Copy the document
(e) Use the “save as” command
355. The operating system, that is self-contained in a device and resident in
the ROM .is [IBPS Clerk 2011]
(a) Batch Operating System
(b) Real-time Operating System
(c) Embedded Operating System
(d) Mutli-Processor Operating System
(e) None of these
356. If you change Windows 98 to Windows XP, you are actually
performing [IBPS Clerk 2011]
(a) upstart
(b) upgrade
(c) update
(d) patch
(e) None of these
357. This dialog box specifies or modifies the worksheet cell range
containing data to be charted [IBPS Clerk 2011]
(a) Chart Location
(b) Chart Style
(c) Chart Options
(d) Chart Source Data
(e) None of these
358. The main system board of a computer is called the
[IBPS Clerk 2011]
(a) integrated circuit
(b) motherboard
(c) processor
(d) microchip
(e) None of these
359. Information that comes from an external source and fed into computer
software is called [IBPS Clerk 2011]
(a) Output
(b) Input
(c) Throughput
(d) Reports
(e) None of these
360. The process of trading goods over the Internet is known as
[IBPS Clerk 2011]
(a) e-selling-n-buying
(b) e-trading
(c) e-finance
(d) e-salesmanship
(e) e-commerce
361. When a chart is placed on this, it is much larger and there is no other
data on it [IBPS Clerk 2011]
(a) Chart sheet
(b) Exclusive sheet
(c) Primary sheet
(d) Reference sheet
(e) None of these
362. Which of the following can input graphical images and pictures for a
computer? [IBPS Clerk 2011]
(a) Plotter
(b) Scanner
(c) Mouse
(d) Printer
(e) Keyboard
363. Using Print Preview is useful when you want to-
[IBPS Clerk 2011]
(a) Colour the document
(b) Save the document
(c) Delete the document
(d) Copy the document
(e) View how trip document will appear when printed
364. Why is the Caps Lock key referred to as a toggle key?
[IBPS Clerk 2011]
(a) Because its function goes back and forth every time it is pressed
(b) Because it cannot be used for entering numbers
(c) Because it cannot be used to delete
(d) Because it cannot be used to insert
(e) None of these
365. Using output devices one can [IBPS Clerk 2011]
(a) input data
(b) store data
(c) scan data
(d) view or print data
(e) None of these
366. Which of the following categories would include a
keyboard? [IBPS Clerk 2011]
(a) Printing Device
(b) Output Device
(c) Pointing Device
(d) Storage Device
(e) Input Device
367. The time for the actual data transfer after receiving the request for data
from secondary storage is referred to as the
disk’s [IBPS Clerk 2011]
(a) transfer time
(b) movement time
(c) access time
(d) data input time
(e) None of these
368. Your position in the text is shown by a [IBPS Clerk 2011]
(a) Blinker
(b) Cursor
(c) Causer
(d) Pointer
(e) None of these
369. To reverse the effect of your last action in word
[IBPS Clerk 2011]
(a) Use the cut command
(b) Use the Undo command
(c) Press the delete key
(d) Use the Redo command
(e) None of these
370. A word gets selected by clicking it to select a word, in Word
[IBPS Clerk 2011]
(a) once
(b) twice
(c) three times
(d) four times
(e) None of these
371. What type of keys are ‘ctrl’ and ‘shift’?
[IBPS Clerk 2011]
(a) adjustment
(b) function
(c) modifier
(d) alphanumeric
(e) None of these
372. In word, you can change Page Margins by
[IBPS Clerk 2011]
(a) Dragging the scroll box on the scroll bars
(b) Deleting the margin boundaries on the Ruler
(c) Dragging the margin boundaries on the Ruler
(d) Clicking the right mouse button on the Ruler
(e) None of these
373. In word, replace option is available on [IBPS Clerk 2011]
(a) File Menu
(b) View Menu
(c) Edit Menu
(d) Format Menu
(e) None of these
374. What happens when we try to delete the files on the floppy?
[IBPS Clerk 2011]
(a) The files get moved to the Recycle Bin
(b) Files on a floppy cannot be deleted
(c) The files get deleted and can be restored again from Recycle Bin .
(d) The files get deleted and cannot be restored again
(e) The file gets copied on the Hard disk
375. The following computer’s memory is characterised by low cost per bit
stored [IBPS Clerk 2011]
(a) Primary
(b) Secondary
(c) Hard Disk
(d) All of these
(e) None of these
376. In Excel, this is a prerecorded formula that provides a shortcut for
complex calculations [IBPS Clerk 2011]
(a) Value
(b) Data Series
(c) Function
(d) Field
(e) None of these
377. This is not a function category in Excel [IBPS Clerk 2011]
(a) Logical
(b) Data Series
(c) Financial
(d) Text
(e) None of these
378. To be able to “boot”, the computer must have a(n)
[IBPS Clerk 2011]
(a) Compiler
(b) Loader
(c) Operating System
(d) Assembler
(e) None of these
379. On a CD-RW you can [IBPS Clerk 2011]
(a) read and write information
(b) only read information
(c) only write information
(d) read, write and rewrite information
(e) None of these
380. Which of the following is hardware and not software ?
[IBPS Clerk 2011]
(a) Excel
(b) Printer driver
(c) Operating System
(d) Power Point
(e) CPU
381. Which contents are lost when the computer turn off ?
[IBPS Clerk 2011]
(a) storage
(b) input
(c) output
(d) memory
(e) None of these
382. Which of the following is not an example of hardware?
 [IBPS Clerk 2011]
(a) Scanner
(b) Printer
(c) Monitor
(d) Mouse
(e) Interpreter
383. The binary system is a number system to the base
[IBPS Clerk 2011]
(a) 2
(b) 4
(c) 8
(d) 10
(e) 16
384. Which of the following is not one of the syntax rules?
[IBPS Clerk 2011]
(a) The order in which you list the function’s arguments
(b) The precedence of the arguments
(c) Whether or not the function has arguments
(d) Properly spelling the function’s name
(e) None of these
385. Assembly language is [IBPS Clerk 2011]
(a) Machine Language
(b) High-level programming language
(c) A low-level programming language
(d) Language for assembling computers
(e) None of these
386. ________key is the example of Toggle key
[IBPS Clerk 2012]
(a) Alt
(b) Shift
(c) Control
(d) Escape
(e) Caps Lock
387. ______ is a feature for scheduling and multiprogramming to provide
an economical interactive system of two or more
users [IBPS Clerk 2012]
(a) Time sharing
(b) Multitasking
(c) Time tracing
(d) Multiprocessing
(e) None of these
388. ROLLBACK in a database is ________ statement
[IBPS Clerk 2012]
(a) TCL
(b) DCL
(c) DML
(d) DDL
(e) SDL
389. Video controller [IBPS Clerk 2012]
(a) Controls the resolution of images on screen
(b) Controls the signals to be sent and received from processor for display
(c) Handles the entire electronic work behind the formation of images on
the screen
(d) Is responsible for allocating pixels for formation of images
(e) Is responsible for the refresh rate of the screen / monitor
390. The disks stores information in [IBPS Clerk 2012]
(a) Tables
(b) Rows and columns
(c) Blocks
(d) Tracks and sectors
(e) All of these
391. Which file (s) can be executed without mentioning its extension
name [IBPS Clerk 2012]
(a) .exe
(b) .bat
(c) .com
(d) .app
(e) All of these
392. A programming language having a ______ is slow in
execution [IBPS Clerk 2012]
(a) Interpreter
(b) Compiler
(c) Assembler
(d) Linker
(e) none of these
393. The word processor used by DOS to write the programs or
instructions [IBPS Clerk 2012]
(a) WordStar
(b) WordPad
(c) Notepad
(d) MS-Word
(e) EDIT
394. _______ provides total solutions to reduce data redundancy,
inconsistency, dependence and unauthorized access of
data [IBPS Clerk 2012]
(a) DBMS
(b) Tables
(c) Database
(d) Protection passwords
(e) Centralization of data
395. Codec refers to [IBPS Clerk 2012]
(a) Coder-decoder
(b) Co-declaration
(c) Command declaration
(d) Command decoding
(e) None of these
396. Origin of internet can be tracked from
[IBPS Clerk 2012]
(a) ARPA net
(b) Radio networks
(c) Satellite networks
(d) Indian army networks
(e) Air Force networks
397. To connect networks of similar protocols ______ are used
[IBPS Clerk 2012]
(a) Routers
(b) Bridges
(c) Gateways
(d) Dial-up routers
(e) None of these
398. Decimal equivalent of (1111)2 [IBPS Clerk 2012]
(a) 11
(b) 10
(c) 1
(d) 15
(e) 13
399. ______ is one reason for problems of data integrity
[IBPS Clerk 2012]
(a) Data availability constraints
(b) Data inconsistency
(c) Security constraints
(d) Unauthorized access of data
(e) Data redundancy
400. Dr. E.F. Codd represented ______ rules that a database must obey if it
has to be considered truly relational
[IBPS Clerk 2012]
(a) 10
(b) 8
(c) 12
(d) 6
(e) 5
401. “>” symbol in DOS commands is use to
[IBPS Clerk 2012]
(a) Compare two values
(b) Redirect input
(c) Redirect output
(d) Filter data
(e) None of these
402. System proposal is prepared in ______ phase of SDLC
[IBPS Clerk 2012]
(a) Conception
(b) Initiation
(c) Analysis
(d) Design
(e) construction
403. A data warehouse [IBPS Clerk 2012]
(a) Contains numerous naming conventions and formats
(b) Is organized around important subject areas
(c) Contains only current data
(d) Can be updated by end users
(e) Explains some observed event or condition
404. Which of these is considered intelligent CASE tool
[IBPS Clerk 2012]
(a) Toolkit
(b) Methodology companion
(c) Workbench
(d) Upper CASE
(e) Lower CASE
405. Super computer developed by Indian scientists
[IBPS Clerk 2012]
(a) Param
(b) Super30l
(c) Compaq Presario
(d) Cray YMP
(e) Blue Gene
406. The errors that can be find out by a compiler are
[IBPS Clerk 2012]
(a) Logical errors
(b) Internal errors
(c) Semantic errors
(d) Syntax errors
(e) Execution errors
407. ______ is used to add or put into your document such as a picture or
text. [IBPS Clerk 2012]
(a) TV
(b) Squeeze in
(c) Push in
(d) Insert
(e) None of these
408. Office Assistant is [IBPS Clerk 2012]
(a) An application that allows you to take notes and save them in file
(b) A button on the standard toolbar that executes the Save command
(c) A collection of Autocorrect options in Word
(d) An animated character that offers help and suggestions
(e) None of these
409. Pressing CTRL+9 in Excel [IBPS Clerk 2012]
(a) Prints 9
(b) Prints
(c) Prints 9 followed by spaces
(d) Inserts 9 cells at the current location
(e) Hides the current row
410. To change the name of an Excel
worksheet [IBPS
Clerk 2012]
(a) Click on the worksheet tab by holing CTRL key and type a new name
(b) Choose Save, AS option from file menu
(c) Add a (?) at the end of filename while saving the workbook
(d) Press CTRL + SHIFT keys and new name
(e) Double click at the worksheet tab and type a new name
411. A computer used at supermarkets, departmental stores and restaurant
etc is called ______ terminal
[IBPS Clerk 2012]
(a) P-O-S
(b) Dumb
(c) Intelligent
(d) Smart
(e) calculating
412. ______ acts as temporary high-speed holding area between the
memory and the CPU thereby improving processing
capabilities [IBPS Clerk 2012]
(a) ROM
(b) RAM
(c) Temporary memory
(d) Cache memory
(e) Flash memory
413. A document that explains how to use a software program is called
______ manual [IBPS Clerk 2012]
(a) User
(b) System
(c) Software
(d) Program
(e) Technical
414. The process that deals with the technical and management issues of
software development is _____.
[IBPS Clerk 2012]
(a) Delivery process
(b) Control process
(c) Software process
(d) Testing process
(e) Monitoring process
415. collection of conceptual tools for describing data, rela- tionships,
semantics and constraints is referred to as
[IBPS Clerk 2012]
(a) ER model
(b) Data base
(c) Data Model
(d) DBMS
(e) None of these
416. You can protect sensitive data from prying eyes using ___
[IBPS Clerk 2012]
(a) Encryption
(b) Passwords
(c) File locks
(d) File permissions
(e) None of these
417. Android is ______ [IBPS Clerk 2012]
(a) Operating system
(b) Application
(c) Interface
(d) Software
(e) A collection of all these
418. ______ search engine sends request for information to sev-eral search
engines simultaneously and compiles the results
[IBPS Clerk 2012]
(a) Meta
(b) Individual
(c) Directory
(d) Subject directory
(e) None of these
419. ______ search method is conducted for a specific title, domain, URL,
or host [IBPS Clerk 2012]
(a) Keyword
(b) Field
(c) Boolean
(d) Miscellaneous
(e) Logical
420. To access a website or web content from a web server, the client sends
a(n) ______. [IBPS Clerk 2012]
(a) Information
(b) Message
(c) Request
(d) Response
(e) Interrupt
421. An http request contains______ parts [IBPS Clerk 2012]
(a) 2
(b) 5
(c) 3
(d) 4
(e) 1
422. Through ______ an administrator or another user can access someone
else’s computer remotely [IBPS Clerk 2012]
(a) Administrator
(b) Web server
(c) Web application
(d) HTTP
(e) Telnet
423. Telnet is a ______ based computer protocol
[IBPS Clerk 2012]
(a) Sound
(b) Text
(c) Image
(d) Animation
(e) Digits
424. To allow someone else schedule your meetings and appoint- ments,
______ feature of Outlook is used
[IBPS Clerk 2012]
(a) Monthly calendar
(b) Event manager
(c) Appointments
(d) Delegate Access
(e) None of these
425. P2P is a ______ application architecture
[IBPS Clerk 2012]
(a) Client/ server
(b) Distributed
(c) Centralized
(d) 1- tier
(e) None of these
426. What is backup? [RBI Assistant 2012]
(a) Adding more components to your network
(b) Protecting data by copying it from the original source to a different
destination
(c) Filtering old data from the new data
(d) Accessing data on tape
(e) Using earlier data
427. The legal right to use software based on specific restrictions is granted
via a............. [RBI Assistant 2012]
(a) software privacy policy
(b) software license
(c) software password manager
(d) software log
(e) None of these
428. What is an E-mail attachment? [RBI Assistant 2012]
(a) A receipt sent by the recipient
(b) A separate document from another program sent along with an E-mail
message
(c) A malicious parasite that feeds off of your messages and destroys the
contents
(d) A list of CC : or BCC : recipients
(e) A friend to whom E-mail is sent regularly
429. The type of software that controls the internal operations in the
computer, and controls how the computer works with all its parts is
which of the following? [RBI Assistant 2012]
(a) Shareware
(b) Public domain software
(c) Application software
(d) Operating system software
(e) None of these
430. When data changes in multiple lists and all lists are not updated, this
causes .............. [RBI Assistant 2012]
(a) Data redundancy
(b) Information overload
(c) Duplicate data
(d) Data consistency
(e) Data inconsistency
431. What is the main folder on a storage device called?
[RBI Assistant 2012]
(a) Root directory
(b) Interface
(c) Device driver
(d) Platform
(e) Main directory
432. To view information on the web you must have a ...............
[RBI Assistant 2012]
(a) Cable modem
(b) Web browser
(c) Domain Name Server
(d) Hypertext viewer
(e) None of these
433. A file is often referred to as a(n) ...............
[RBI Assistant 2012]
(a) Wizard
(b) Document
(c) Pane
(d) Device
(e) Documentation
434. To protect yourself from computer hacker intrusions you should install
a ................. [RBI Assistant 2012]
(a) Firewall
(b) Mailer
(c) Macro
(d) Script
(e) None of these
435. What type of computers are client computers (most of the time) in a
client-server system? [RBI Assistant 2012]
(a) Mainframe
(b) Mini-computer
(c) Microcomputer
(d) PDA
(e) None of these
436. What happens when you boot up a PC?
[RBI Assistant 2012]
(a) Portions of the operation system are copied from disk into memory
(b) Portions of the operating system are copied from memory onto disk
(c) Portions of the operating system are compiled
(d) Portions of the operating system are emulated
(e) The PC gets switched off
437. Linux is an example of ........... [RBI Assistant 2012]
(a) Freeware
(b) Open source software
(c) Shareware
(d) Complimentary
(e) None of these
438. Which one of the following software applications would be the most
appropriate for performing numerical and
statistical calculations? [RBI
Assistant 2012]
(a) Database
(b) Document processor
(c) Graphics package
(d) Spreadsheet
(e) Power Point
439. A .......... is used to read handwritten or printed text to make a digital
image that is stored in memory.
[RBI Assistant 2012]
(a) Printer
(b) Laser beam
(c) Scanner
(d) Touchpad
(e) None of these
440. You organize files by storing them in ...............
[RBI Assistant 2012]
(a) Archives
(b) Lists
(c) Indexes
(d) Folders
(e) None of these
441. A ............... pre-designed document that already has coordinating
fonts, a layout, and a background.
[RBI Assistant 2012]
(a) Guide
(b) Model
(c) Ruler
(d) Template
(e) Design-plate
442. What is the default file extension for all Word documents?
[RBI Assistant 2012]
(a) WRD
(b) TXT
(c) DOC
(d) FIL
(e) WD
443. Removing and replacing devices without turning off your computer is
referred to as ........... [RBI Assistant 2012]
(a) Hot swapping
(b) Plug-N-Play
(c) Bay swap
(d) USB swapping
(e) None of these
444. Specialized programs that assist users in locating information on the
web are called ............. [RBI Assistant 2012]
(a) Information engines
(b) Locator engines
(c) Web browsers
(d) Resource locators
(e) Search engines
445. Compiling creates a(n) ................. [RBI Assistant 2012]
(a) Error-free program
(b) Program specification
(c) Subroutine
(d) Algorithm
(e) Executable program
446. Expansion cards are inserted into ...................
[RBI Assistant 2012]
(a) Slots
(b) Peripheral devices
(c) The CPU
(d) The back of the computer
(e) None of these
447. A device that connects to a network without the use of cables is said to
be .............. [RBI Assistant 2012]
(a) Distributed
(b) Non-Wired
(c) Centralized
(d) Open source
(e) Wireless
448. A complete electronic circuit with transistors and other electronic
components on a small silicon chip is called a(n)
.............. [RBI Assistant 2012]
(a) Workstation
(b) CPU
(c) Magnetic disk
(d) Integrated circuit
(e) Complex circuit
449. Junk e-mail is also called .................. [RBI Assistant 2012]
(a) Crap
(b) Spoof
(c) Sniffer script
(d) Spool
(e) Spam
450. A program designed to destroy data on your computer which can travel
to ‘infect’ other computers is called a .........
[RBI Assistant 2012]
(a) Disease
(b) Torpedo
(c) Hurricane
(d) Virus
(e) Infector
451. .............. shows the files, folders, and drives on your computer, making
it easy to navigate from one location to another within the file
hierarchy. [RBI Assistant 2012]
(a) Microsoft Internet Explorer
(b) Windows Explorer
(c) My Computer
(d) Folders Manager
(e) Windows Locator
452. The .............. manual tells you how to use a software program.
[RBI Assistant 2012]
(a) Documentation
(b) Programming
(c) User
(d) Technical
(e) Designer
453. A collection of interrelated records is called a ..............
[RBI Assistant 2012]
(a) Utility file
(b) Management information system
(c) Database
(d) Spreadsheet
(e) Datasheet
454. File extension is used [RBI Assistant 2012]
(a) For naming the file
(b) To ascertain that file name is not lost
(c) To identify file
(d) To identify file type
(e) To make items complex
455. What is Gutter margin? [RBI Assistant 2012]
(a) Margin added to left margin while printing
(b) Margin added to right margin while printing
(c) Margin added to binding side of the page while printing
(d) Margin added to outside of page while printing
(e) None of these
456. ALU of CPU has [RBI Assistant 2012]
(a) RAM space
(b) Register
(c) Byte space
(d) Secondary storage space
(e) None of these
457. What happens when operating system is located in RAM?
[RBI Assistant 2012]
(a) Copying
(b) Device driving
(c) Booting
(d) Multitasking
(e) None of these
458. In page preview mode [RBI Assistant 2012]
(a) You can see all the pages of your document
(b) You can see only that page on which your are currently working
(c) You can see only that page which have no graphics
(d) You can see only title page of your document
(e) You can see only the last page of your document
459. When you will start, your computer Boot routine will perporm
[RBI Assistant 2012]
(a) RAM Test
(b) Disk drive test
(c) Memory Test
(d) Power-on-self Test
(e) Whether power supply is on or off
460. Machine language uses [RBI Assistant 2012]
(a) Numeric code
(b) English Language code
(c) Java Language
(d) CPU Processing code
(e) None of these
461. What is the keyboard short-cut for new slide?
[RBI Assistant 2012]
(a) Ctrl + M
(b) Ctrl + N
(c) Ctrl + Shift + N
(d) Ctrl + S
(e) None of these
462. Vertical space between lines of text in document is called
[RBI Assistant 2012]
(a) Double space
(b) Line gap
(c) Single space
(d) Vertical spacing
(e) Line spacing
463. Full form of CD-RW is [RBI Assistant 2012]
(a) Compact Drum, Read, Write
(b) Compact Diskette, Read, Write
(c) Compact Disc, Read-only then Write
(d) Compact Diskette with Random Write Capability
(e) Compact Disc-Rewritable
464. Password makes users capable [RBI Assistant 2012]
(a) To enter into system quickly
(b) To use time efficiently
(c) To retain the secrecy of files
(d) To make file structure simple
(e) To feel special
465. Files deleted from hard disc are sent to
[RBI Assistant 2012]
(a) Dustbin
(b) Floppy Disc
(c) Clip board
(d) Mother board
(e) Recycle bin
466. Marketing is the function of _______
[SBI Clerk 2012]
(a) Only Sales persons
(b) Only counter staff
(c) Only qualified persons
(d) Top Bosses
(e) A collective function of all staff
467. The performance of a sales person depends on _______
[SBI Clerk 2012] (a) Ability
and willingness of the sales person
(b) Incentives paid
(c) Size of the sales team
(d) Team leader’s attitude
(e) His aggressive nature
468. Good marketing strategy envisages good and proper
_______ [SBI Clerk 2012]
(a) Product distribution
(b) Networking of branches
(c) High Pricing
(d) Placement of counter staff
(e) Relationship management
469. Service Marketing is resorted to in ______
[SBI Clerk 2012] (a) All
MNCs
(b) All production houses
(c) Industrial units
(d) Insurance companies and banks
(e) Fish markets
470. Customisation results in _______ [SBI Clerk 2012]
(a) Customer exit
(b) Customer retention
(c) Customer complaints
(d) Better Balance Sheet figures
(e) Better technology
471. Current Accounts are basically meant for _______
[SBI Clerk 2012]
(a) Investment purpose
(b) Savings purpose
(c) Identity purpose
(d) To earn Foreign Exchange
(e) Day-to-day needs of one’s business
472. The sole aim of marketing is to _______
[SBI Clerk 2012]
(a) Improve the Balance Sheet figures
(b) Increase recruitment
(c) Increase profits
(d) Increase production
(e) Increase branch network
473. Aggressive Marketing is necessitated due to _______
[SBI Clerk 2012]
(a) Globalisation
(b) Increased competition
(c) Increased production
(d) Increased job and opportunities
(e) Increased staff
474. Value added services means _______
[SBI Clerk 2012]
(a) Substituted products
(b) Highly valuable products
(c) Old products
(d) Extra services in addition to existing ones
(e) At par services
475. Savings Accounts can be opened by _______
[SBI Clerk 2012]
(a) All individuals fulfilling KYC norms
(b) All tax payers only
(c) All individuals above the age of 18
(d) All businessmen only
(e) All students below the age of 18
476. The best promotional tool in any marketing is _______
[SBI Clerk 2012]
(a) Pamphlets
(b) Newsletters
(c) Word of mouth publicity
(d) Regional Advertisement
(e) Viral marketing
477. Market information means _______ [SBI Clerk 2012]
(a) Knowledge level of DSAs
(b) Information about marketing staff
(c) Information regarding Share market
(d) Knowledge of related markets
(e) Latest knowledge about technology progress
478. Efficient marketing style requires _______
[SBI Clerk 2012]
(a) Proper planning
(b) Good debating skills
(c) Arrogant staff
(d) Knowledge of many languages
(e) Ignorant customers
479. The target group for SME loans is _______
[SBI Clerk 2012]
(a) All SSIs
(b) All College Professors
(c) All students
(d) All Nurses
(e) All salaried persons
480. Market segmentation means grouping _______
[SBI Clerk 2012]
(a) The sales teams
(b) The customers as per their needs and tastes
(c) Selling arrangements
(d) The counter staff
(e) The back-office staff
481. Target group means _______ [SBI Clerk 2012]
(a) All employers
(b) All sales persons
(c) Intended buyers
(d) All industries
(e) Call Centre persons
482. SME means _______ [SBI Clerk 2012]
(a) Selling and Marketing Employees
(b) Sales and Mergers of Entities
(c) Small and Micro Entities
(d) Small and Medium Enterprises
(e) Sales Performance Measurement Program
483. A short term loan is repayable within _______
[SBI Clerk 2012]
(a) 20 years
(b) 3 years
(c) As per the borrowers’ wish
(d) As per the guarantor’s wish
(e) There is no need to repay short term loans
484. “USP” in marketing language means _______
[SBI Clerk 2012]
(a) Uniform Selling Practices
(b) Unique Sales Person
(c) Unique Selling Proposition
(d) Unique Savings Plans
(e) Useful Sales Persons
485. An IPO Loan is meant for [SBI Clerk 2012]
(a) Meeting personal needs
(b) For higher education
(c) Medical treatment
(d) For starting a new industry
(e) For purchase of shares
486. Devices that enter information and let you communicate with the
computer are called _______.
[SBI Clerk 2012]
(a) Software
(b) Output devices
(c) Hardware
(d) Input devices
(e) Input/Output devices
487. In electronic device, operating under the control of information, that
can accept data, process the data, produce output and store the results
for future use _______
[SBI Clerk 2012]
(a) Input
(b) Computer
(c) Software
(d) Hardware
(e) None of these
488. What is the function of the Central Processing Unit of a Computer
? [SBI Clerk 2012]
(a) Creates invoices
(b) Performs calculations and processing
(c) Deletes Data
(d) Corrupts the data
(e) None of these
489. All the characters that a device can use is called its ?
[SBI Clerk 2012]
(a) Skill Set
(b) Character Alphabet
(c) Character Codes
(d) Keyboard Characters
(e) Character Set
490. If your computer keeps rebooting itself, then it is likely that
_______. [SBI Clerk 2012]
(a) It has a virus
(b) It does not have enough memory
(c) There is no printer
(d) There has been a power surge
(e) It needs a CD-ROM
491. What does RAM stand for ? [SBI Clerk 2012]
(a) Read Access Memory
(b) Read Anywhere Memory
(c) Random Anything Memory
(d) Random Access Module
(e) Random Access Memory
492. What type of device is a 3½ inch floppy drive ?
[SBI Clerk 2012]
(a) Input
(b) Output
(c) Software
(d) Storage
(e) None of these
493. What utility to you use to transfer files and exchange messages
? [SBI Clerk 2012]
(a) Web browsers
(b) WWW
(c) Email
(d) Hpertext
(e) search engines
494. Which unit controls the movement of signals between CPU and I/O
? [SBI Clerk 2012]
(a) ALU
(b) Control Unit
(c) Memory Unit
(d) Secondary Storage
(e) None of these
495. The three main parts of the processor are _______
[SBI Clerk 2012]
(a) ALU, Control Unit and Registers
(b) ALU, Control Unit and RAM
(c) Cache, Control Unit and Registers
(d) Control Unit, Registers and RAM
(e) RAM, ROM and CD-ROM
496. Which of the following memory chip is faster ?
[SBI Clerk 2012]
(a) There is no certainty
(b) DRAM
(c) SRAM
(d) DRAM is faster for larger chips
(e) None of these
497. Which of the following does not relate to Input Unit ?
[SBI Clerk 2012]
(a) If accepts data from the outside world.
(b) It converts data into binary code that is understandable by the computer
(c) It converts binary data into the human readable form that is
understandable to the users.
(d) It sends data in binary form to the computer for further processing
(e) None of these
498. Which of the following terms is just the connection of networks that
can be joined together ?
[SBI Clerk 2012]
(a) virtual private network
(b) LAN
(c) intranet
(d) extranet
(e) internet
499. Tangible, physical computer equipment that can be seen and touched is
called _______ [SBI Clerk 2012]
(a) hardware
(b) software
(c) storage
(d) input/output
(e) None of these
500. Which of the following is the second largest measurement of RAM
? [SBI Clerk 2012]
(a) Terabyte
(b) Megabyte
(c) Byte
(d) Gigabyte
(e) Mega Hertz
501. What resides on the motherboard and connects the CPU to other
components on the motherboard ?
[SBI Clerk 2012]
(a) Input Unit
(b) System Bus
(c) ALU
(d) Primary Memory
(e) None of these
502. By firmware we understand _______ [SBI Clerk 2012]
(a) physical equipment used in a computer system
(b) a set of instructions that causes a computer to perform one or more
tasks.
(c) the people involved in the computing process.
(d) a set of programs that is pre-installed into the read only memory of a
computer during the time of manufacturing
(e) None of these
503. Supercomputers _______ [SBI Clerk 2012]
(a) are smaller in size and processing capability than mainframe computers
(b) are common in majority of households
(c) contain thousands of microprocessors
(d) are rarely used by researchers due to their lack of computing capacity
(e) are of the same size as laptops
504. The cost of a given amount of computing power has _______
dramatically with the progress of computer technology. [SBI
Clerk 2012]
(a) stayed the same
(b) changed proportionally with the economy
(c) increased
(d) fluctuated
(e) decreased
505. The basic computer processing cycle consists of _______
[SBI Clerk 2012]
(a) input, processing and output
(b) systems and application
(c) data, information and applications
(d) hardware, software and storage
(e) None of these
506. The target group for a Car Loan is:
[SBI Clerk 2012]
(a) All persons owning a car
(b) A family with more than 2 members
(c) Car designers
(d) Car garages
(e) Car showrooms
507. Standard marketing practices include: [SBI Clerk 2012]
(a) Poaching
(b) Unhealthy competition
(c) Lowering the selling price
(d) Unhealthy discount schemes
(e) Phishing
508. Market Segmentation means dividing: [SBI Clerk 2012]
(a) The marketing teams into small groups
(b) The employees as per their grades
(c) The products, as per their usage
(d) The products, as per their life cycles
(e) The market, as per the tastes and needs of different groups.
509. The process of discovering patterns and relationships using the
available customer data to reveal what customers want and how they
act is known as: [SBI Clerk 2012]
(a) Data warehousing
(b) Data base
(c) Data mining
(d) Data building
(e) Data matching
510. Telemarketing means: [SBI Clerk 2012]
(a) Internet marketing
(b) Selling telephones
(c) Door-to-door contacts
(d) Sending and receiving SMS messages
(e) Marketing through telephone calls
511. Motivating customers to buy upgraded products when they had
intended to buy something of lower value is known as:
[SBI Clerk 2012]
(a) Cross Selling
(b) Forward Selling
(c) Marketing
(d) Channel Marketing
(e) Up Selling
512. The modern marketing concept asserts that ‘marketing’ starts with the
product idea and ends with: [SBI Clerk 2012]
(a) Production of Quality Product
(b) Advertisement Campaign
(c) Customer Satisfaction
(d) Sale of the Product
(e) Exchange of Money
513. A situation in which consumer purchases are unplanned is
called: [SBI Clerk 2012]
(a) Latent demand
(b) Impulse buying
(c) Irregular demand
(d) Unwholesome buying
(e) None of these
514. One of the following is NOT required in a good sales person. Find the
same: [SBI Clerk 2012]
(a) Sympathetic approach
(b) Good communication skills
(c) Courteous nature
(d) Persuasion skills
(e) Perseverance
515. List of people who do not wish to receive telemarketing calls is:
[SBI Clerk 2012]
(a) Dare Not Call List
(b) Do Not Call List
(c) Do Not Dial List
(d) Do Never Call List
(e) None of these
516. Marketing of goods experimentally in several carefully selected areas
before releasing them on a wide scale is known
as: [SBI Clerk 2012]
(a) Sampling
(b) Segmentation
(c) Segregation
(d) Test marketing
(e) Grading
517. Motivation in marketing means: [SBI Clerk 2012]
(a) Inspiring sales persons to talk more
(b) Inspiring sales persons to sell more
(c) Inspiring counter staff to talk more
(d) Market size
(e) Market place
518. Setting price of a product based on the buyer’s perceptions of value
rather than on the seller’s cost is known as
[SBI Clerk 2012]
(a) Break Even Pricing
(b) Target Profit Pricing
(c) Cost Plus Pricing
(d) Value Based Pricing
(e) None of these
519. Which one of the following best describes the term ‘Negative
Demand’? [SBI Clerk 2012]
(a) Consumers begin to buy a product less frequently
(b) Consumers do not at all buy a product
(c) Consumers are unaware or uninterested in a product
(d) Consumers purchases vary on a seasonal basis
(e) Consumers dislike a product and may even pay to avoid it.
520. Leads for canvassing home loan accounts can be obtained
from: [SBI Clerk 2012]
(a) Builders
(b) Individuals building one’s own house
(c) Audit Departments
(d) Brick manufacturers
(e) Cement suppliers
521. Internet Banking can be popularized by way of:
[SBI Clerk 2012]
(a) Reduced prices
(b) Higher prices
(c) Wide Area Network
(d) Better technology
(e) More ATMs
522. Uncertain outcomes involving the market for goods and services; such
as the possibility of price declines or increases, changes in consumer
preferences, and/or changes in the nature of competition is
called: [SBI Clerk 2012]
(a) Market Scope
(b) Market Risk
(c) Market Outlook
(d) Market Outcome
(e) Market Design
523. Good competition helps in: [SBI Clerk 2012]
(a) Improved customer service
(b) Reduced sales
(c) Improved brand image
(d) More market share
(e) Better customer profile
524. The systematic gathering, recording and analyzing of data with respect
to a particular market is known as:
[SBI Clerk 2012]
(a) Market Share
(b) Market Segmentation
(c) Market Profile
(d) Market Research
(e) Marketing Research
525. The most common source for leads generation for any company
is: [SBI Clerk 2012]
(a) House magazines
(b) Audit guidelines
(c) Yellow Pages
(d) Dictionary
(e) Vision Document
526. Kilobyte equals to how many bytes? [SBI Clerk 2012]
(a) 1000
(b) 1035
(c) 100
(d) 1008
(e) 1024
527. The central processing unit is an example of:
[SBI Clerk 2012]
(a) peripheral
(b) an output unit
(c) software
(d) a program
(e) hardware
528. CD-ROM stands for: [SBI Clerk 2012]
(a) Compactable Read Only Memory
(b) Compact Data Read Only Memory
(c) Compactable Disk Read Only Memory
(d) Compact Disk Read Only Memory
(e) Connected Disk Read Only Memory
529. Which of the following terms refers to the ability of a computer to
automatically configure a new hardware component that is added to
it? [SBI Clerk 2012]
(a) Formatting
(b) Multiprocessing
(c) Multiprogramming
(d) Multitasking
(e) Plug and Play
530. Free hard-disk space used to extend the capacity of RAM is
termed: [SBI Clerk 2012]
(a) Cache
(b) Flash memory
(c) ROM
(d) Virtual memory
(e) Volatile
531. Making illegal copies of copyrighted software is called:
[SBI Clerk 2012]
(a) collaboration
(b) software piracy
(c) electronic distribution
(d) browsing
(e) software legacy
532. What is loading the operating system into a personal computer
called? [SBI Clerk 2012]
(a) Booting
(b) Prompting
(c) Paging
(d) Interrupting
(e) Readying
533. Which of the following is not an example of application
software? [SBI Clerk 2012]
(a) Database software
(b) Graphics software
(c) Operating system software
(d) Spreadsheet software
(e) Word processing software
534. Pie-charts are typically created by using which of the
following? [SBI Clerk 2012]
(a) Browser software
(b) Database software
(c) Desktop publishing software
(d) Word-processing software
(e) Spreadsheet software
535. The computer to which a user’s computer connects in order to access
the internet is called a [SBI Clerk 2012]
(a) notebook
(b) PDA
(c) supercomputer
(d) server
(e) laptop
536. Which of the following domains is used by for profit
businesses? [SBI Clerk 2012]
(a) .com
(b) .edu
(c) .mil
(d) .net
(e) .org
537. WAN stands for [SBI Clerk 2012]
(a) Wired Area Network
(b) Wide Area Network
(c) Wide Array Net
(d) Wireless Area Network
(e) Wanted Area Network
538. What are lists of programs waiting to be run called?
[SBI Clerk 2012]
(a) Shells
(b) The background
(c) Queues
(d) Page frames
(e) Lists
539. An example of peripheral equipment is the:
[SBI Clerk 2012]
(a) printer
(b) CPU
(c) spreadsheet
(d) microcomputer
(e) ALU
540. Which of the following commercial software products are examples of
operating system software and application software,
 respectively? [SBI Clerk 2012]
(a) Microsoft Windows XP and Microsoft Word
(b) Microsoft Office XP and Microsoft Window XP
(c) MS DOS and Microsoft Windows XP
(d) UNIX and LINUX
(e) UNIX and Java
541. Ms Excel is used for? [SBI Clerk 2012]
(a) Letter writing
(b) Spread sheet calculation
(c) Presentation
(d) Painting
(e) None of these
542. Computer users who are not computer professionals are sometimes
called: [SBI Clerk 2012]
(a) peripheral users
(b) programmers
(c) librarians
(d) information officers
(e) end-users
543. Desktop and personal computers are also known as:
[SBI Clerk 2012]
(a) supercomputers
(b) servers
(c) mainframes
(d) peripheral equipment
(e) microcomputers
544. The ability to exchange information through the use of computer
equipment and software is: [SBI Clerk 2012]
(a) Data entry
(b) The Internet
(c) Data retrieval
(d) Electronic communication
(e) None of these
545. A computer professional who writes and tests software is called
a(n): [SBI Clerk 2012]
(a) hardware consultant
(b) librarian
(c) programmer
(d) computer operator
(e) data entry operator
546. The computer monitor is which type of device?
[IBPS Clerk 2013]
(a) Input
(b) Output
(c) Software
(d) (a) and (b)
(e) None of these
547. Which is not an item of hardware? [IBPS Clerk 2013]
(a) An MP3 file
(b) A keyboard
(c) A mouse
(d) (a) and (b)
(e) None of these
548. A directory within a directory is called ...........
[IBPS Clerk 2013]
(a) mini directory
(b) junior directory
(c) sub directory
(d) part directory.
(e) None of these
549. When you cut or copy information it gets place in the .............
[IBPS Clerk 2013]
(a) clipart
(b) clipboard
(c) motherboard
(d) (a) and (b)
(e) None of these
550. The name of the location of a particular piece of data is
its.............. [IBPS Clerk 2013]
(a) address
(b) memory name
(c) data location
(d) storage site
(e) None of these
551. Soft copy refers to .............. [IBPS Clerk 2013]
(a) printed output
(b) digitizing
(c) music sounds
(d) screen output
(e) None of these
552. www stands for .............. [IBPS Clerk 2013]
(a) World Work Web
(b) Wide Work Web
(c) World Web
(d) World Wide Web
(e) None of these
553. A field is a related group of [IBPS Clerk 2013]
(a) cables
(b) records
(c) files
(d) characters
(e) None of these
554. To find the paste special option, or use the clipboard group .............. on
the tab of Power Point. [IBPS Clerk 2013]
(a) design
(b) slide show
(c) page layout
(d) insert
(e) None of these
555. A (n) .............. programe is one that is ready to run and does not need
to be altered in any way. [IBPS Clerk 2013]
(a) interpreter
(b) high level
(c) compiler
(d) COBOL
(e) executable
556. A programe, either talk numeric that is made available in digital format
for automatic download over the internet is called
.............. [IBPS Clerk 2013]
(a) vodcast
(b) blog
(c) prodcast
(d) wiki
(e) broadcast
557. A USB communication device that supports duty encryption for scare
wireless loss communication for notebook users is
called [IBPS Clerk 2013]
(a) wireless switch
(b) router
(c) wireless hub
(d) USB wireless is not work adaptor
(e) None of the above
558. When entering text within a document, the Enter key is normally
pressed at the end of every [IBPS Clerk 2013]
(a) line
(b) sentence
(c) paragraph
(d) word
(e) file
559. In power point, the header and footer button can be found on the insert
tab in what group? [IBPS Clerk 2013]
(a) Illustration group
(b) Object group
(c) Tables group
(d) Text group
(e) None of these
560. Which of these is a point and draw device?
[IBPS Clerk 2013]
(a) Mouse
(b) Scanner
(c) Printer
(d) CD-ROM
(e) Keyboard
561. Which of these is not a means of personal communication on the
Internet? [IBPS Clerk 2013]
(a) Electronic wall
(b) Chat
(c) Instant messaging
(d) Insta Notes
(e) None of these
562. Which part of the computer is used for calculating and
comparing? [IBPS Clerk 2013]
(a) ALU
(b) Control unit
(c) Disk unit
(d) Modem
(e) None of these
563. What refers to a set of characters of a particular design?
[IBPS Clerk 2013]
(a) Keyboard
(b) Calligraphy
(c) Stensil
(d) Type base
(e) Formation
564. Computer that control processes accept data in a
continuous. [IBPS Clerk 2013]
(a) Slot
(b) Data highway
(c) Infinite loop
(d) Data traffic - button
(e) Feedback loop
565. Which Power Point view displays each slide of the presentation as a
thumbnail and is useful for rearranging
slides? [IBPS Clerk 2013]
(a) Slide soater
(b) Notes page
(c) Slide design
(d) Slide show
(e) Slide sorter
566. Computers manipulate data in many ways and this manipulation is
called [IBPS Clerk 2013]
(a) upgrading
(b) batching
(c) utilizing
(d) downloading
(e) processing
567. Peripheral devices such as printers and monitors are considered to
be [IBPS Clerk 2013]
(a) hardware
(b) software
(c) data
(d) information
(e) source code
568. When a real-time telephone call between people is made over the
Internet using computers, it is called ______
[IBPS Clerk 2013]
(a) a chat session
(b) an e-mail
(c) an instant message
(d) Internet telephony
(e) None of these.
569. Which of the following is the first step in sizing a window ?
[IBPS Clerk 2013]
(a) Point to the title bar
(b) Pull down the View menu to display the toolbar
(c) Point to any corner or border
(d) Pull down the View menu and change to large icons
(e) None of these
570. Which of the following software could assist someone who cannot use
their hands for computer input ?
[IBPS Clerk 2013]
(a) Video conferencing
(b) Speech recognition
(c) Audio digitizer
(d) Synthesizer
(e) None of these
571. ______ a document means the file is transferred from another
computer to your computer. [IBPS Clerk 2013]
(a) Uploading
(b) Realty Simple Syndication (ASS)
(c) Accessing
(d) Downloading
(e) Upgrading
572. Which computer memory is used for storing programs and data
currently being processed by the CPU?
[IBPS Clerk 2013]
(a) Mass memory
(b) Internal memory
(c) Non-volatile memory
(d) PROM
(e) None of these
573. ______ allows users to upload files to an online site so they can be
viewed and edited from another location.
[IBPS Clerk 2013]
(a) General-purpose applications
(b) Microsoft Outlook
(c) Web-hosted technology
(d) Office Live
(e) None of these
574. What feature adjusts the top and bottom margins so that the text is
centered vertically on the printed page ?
[IBPS Clerk 2013]
(a) Vertical justifying
(b) Vertical adjusting
(c) Dual centering
(d) Horizontal centering
(e) Vertical centering
575. Which of these is not a means of personal communication on the
Internet? [IBPS Clerk 2013]
(a) chat
(b) instant messaging
(c) InstaNotes
(d) electronic mail
(e) None of these
576. The input device to be used to get printed diagram into a computer is
the ________ [IBPS Clerk 2013]
(a) keyboard
(b) scanner
(c) touch pad
(d) mouse
(e) printer
577. What type of device is a computer mouse?
[IBPS Clerk 2013]
(a) Storage
(b) Output
(c) Input
(d) Input/output
(e) Software
578. DATA or information used to run the computer is called
................. [IBPS Clerk 2013]
(a) hardware
(b) CPU
(c) peripheral
(d) software
(e) None of these
579. Computer connected to a LAN can .........
[IBPS Clerk 2013]
(a) run faster
(b) share information and/or share peripheral equipment
(c) go online
(d) e-mail
(e) None of the above
580. The ................. indicates have much data a particular storage medium
can hold. [IBPS Clerk 2013]
(a) storage
(b) access
(c) capacity
(d) memory
(e) None of these
581. Computers use the ................. number system to store data and perform
calculations. [IBPS Clerk 2013]
(a) binary
(b) octal
(c) decimal
(d) hexadecimal
(e) None of these
582. A disk’s content that is recorded at the time of manufacture and that
cannot be changed or erased by the user is
[IBPS Clerk 2013]
(a) memory-only
(b) write-only
(c) once-only
(d) run-only
(e) read-only
583. Which of the following can be used to select the entire
document? [IBPS Clerk 2013]
(a) CTRL+A
(b) ALT+F5
(c) SHIFT+A
(d) CTRL+K
(e) CTRL+H
584. ................. are attempts by individuals to obtain confidential
information from you by falsifying their identify.
[IBPS Clerk 2013]
(a) Phishing trips
(b) Computer viruses
(c) Spyware scams
(d) Viruses
(e) Phishing scams
585. Part number, part description and number of parts ordered are
examples of [IBPS Clerk 2013]
(a) control
(b) output
(c) processing
(d) feedback
(e) input
586. To change selected text to all capital letters, click the change case
button, then click
[IBPS Clerk 2014]
(a) UPPERCASE
(b) UPPER ALL
(c) CAPS LOCK
(d) Lock Upper
(e) Large Size
587. Why is it unethical to share copyrighted files with your
friends? [IBPS Clerk 2014]
(a) It is not unethical, because it is legal.
(b) It is unethical because the files are being given for free.
(c) Sharing copyrighted files without permission breaks copyright laws.
(d) It is not unethical because the files are being given for free.
(e) It is not unethical – anyone can access a computer
588. The simultaneous processing of two or more programs by multiple
processors is _____. [IBPS Clerk 2014]
(a) multi-programming
(b) multi-tasking
(c) time-sharing
(d) multi-processing
(e) None of these
589. To access properties of an object, the mouse technique to use is
_____ [IBPS Clerk 2014]
(a) dragging
(b) dropping
(c) right-clicking
(d) shift-clicking
(e) None of these
590. Where you are likely to find an embedded operating system?
 [IBPS Clerk 2014]
(a) on a desktop operating system
(b) on a networked PC
(c) on a network server
(d) on a PDA
(e) on a mainframe
591. Which of the following is contained on chips connected to the system
board and is a holding area for data instructions and information ?
(processed data waiting to be output to secondary
storage) [IBPS Clerk 2014]
(a) program
(b) mouse
(c) Internet
(d) memory
(e) modem
592. The contents of _____ are lost when the computer turns
off. [IBPS Clerk 2014]
(a) storage
(b) input
(c) output
(d) memory
(e) None of these
593. System software– [IBPS Clerk 2014]
(a) allows the user to diagnose and troubleshoot the device
(b) is a programming language
(c) is part of a productivity suite
(d) is an optional form of software
(e) helps the computer manage internal resources
594. You can keep your personal files/folders in _____
[IBPS Clerk 2014]
(a) My folder
(b) My Documents
(c) My Files
(d) My Text
(e) None of these
595. When you save to this, your data will remain intact even when the
computer is turned off. [IBPS Clerk 2014]
(a) RAM
(b) motherboard
(c) secondary storage device
(d) primary storage device
(e) None of these
596. The main circuit-board of the system unit is the ___.
[IBPS Clerk 2014]
(a) computer program
(b) control unit.
(c) motherboard
(d) RAM
(e) None of these
597. Computers use the _____ number system to store data and perform
calculations. [IBPS Clerk 2014]
(a) binary
(b) octal
(c) decimal
(d) hexadecimal
(e) None of these
598. In Word you can force a page break _____.
[IBPS Clerk 2014]
(a) By positioning your cursor at the appropriate place and pressing the Fl
key
(b) By positioning your cursor at the appropriate place and pressing
Ctrl+Enter
(c) By using the insert /section break
(d) By changing the font size of your document
(e) None of these
599. _____ is the process of dividing the disk into tracks and
sectors. [IBPS Clerk 2014]
(a) Tracking
(b) Formatting
(c) Crashing
(d) Allotting
(e) None of these
600. Grouping and processing all of a firm’s transactions at one time is
called _____ [IBPS Clerk 2014]
(a) a database management system
(b) batch processing
(c) a real-time system
(d) an online system
(e) None of these
601. An online discussion group that allows direct “live” communication is
known as [IBPS Clerk 2014]
(a) webcrawier
(b) chat group
(c) regional service provider
(d) hyperlink
(e) e-mail
602. Which of the following can be used to select the entire
document? [IBPS Clerk 2014]
(a) CTRL + A
(b) ALT + F5
(c) SHIFT + A
(d) CTRL + K
(e) CTRL + H
603. A Web site’s main page is called its _____
[IBPS Clerk 2014]
(a) Home Page
(b) Browser page
(c) Search Page
(d) Bookmark
(e) None of these
604. The process of transferring files from a computer on the Internet to
your computer is called [IBPS Clerk 2014]
(a) downloading
(b) uploading
(c) FTP
(d) JPEG
(e) downsizing
605. You can _____ a search by providing more information the search
engine can use to select a smaller, more useful set of
results. [IBPS Clerk 2014]
(a) refine
(b) expand
(c) load
(d) query
(e) slowdown
606. Which of the following is a program that uses a variety of different
approaches to identify and eliminate spam ?
[IBPS Clerk 2014]
(a) Directory search
(b) Anti-spam program
(c) Web server
(d) Web storefront creation package
(e) Virus
607. A disk’s content that is recorded at the time of manufacture and that
cannot be changed or erased by the user is
_______ [IBPS Clerk 2014]
(a) memory-only
(b) write-only
(c) once-only
(d) run-only
(e) read-only
608. Video processors consist of _____ and _____, which store and process
images. [IBPS Clerk 2014]
(a) CPU and VGA
(b) CPU and memory
(c) VGA and memory
(d) VGI and DVI
(e) None of these
609. A person who used his or her expertise to gain access to other people’s
computers to get information illegally or do damage is a
____. [IBPS Clerk 2014]
(a) hacker
(b) analyst
(c) instant messenger
(d) programmer
(e) spammer
610. ______ are attempts by individuals to obtain confidential information
from you by falsifying their identity.
[IBPS Clerk 2014]
(a) Phishing trips
(b) Computer viruses
(c) Spyware scams
(d) Viruses
(e) Phishing scams
611. The default view in Excel is _____ view.
[IBPS Clerk 2014]
(a) Work
(b) Auto
(c) Normal
(d) Roman
(e) None of these
612. The _______ enables you to simultaneously keep multiple Web pages
open in one browser window.
[IBPS Clerk 2014]
(a) tab box
(b) pop-up helper
(c) tab row
(d) address bar
(e) Esc key
613. Which ports connect special types of music instruments to sound
cards? [IBPS Clerk 2014]
(a) BUS
(b) CPU
(c) USB
(d) MIDI
(e) MINI
614. Reusable optical storage will typically have the acronym
 [IBPS Clerk 2014]
(a) C D
(b) DVD
(c) ROM
(d) RW
(e) ROS
615. The system unit– [IBPS Clerk 2014]
(a) coordinates input and output devices
(b) is the container that houses electronic components
(c) is a combination of hardware and software
(d) controls and manipulates data
(e) does the arithmetic operations
616. Codes consisting of lines of varying widths or lengths that are
computer-readable are known as ______
[IBPS Clerk 2014]
(a) an ASCII code
(b) a magnetic tape
(c) an OCR scanner
(d) a bar code
(e) None of these
617. What is the permanent memory built into your computer
called? [IBPS Clerk 2014]
(a) RAM
(b) Floppy
(c) CPU
(d) CD-ROM
(e) ROM
618. Help Menu is available at which button?
[IBPS Clerk 2014]
(a) End
(b) Start
(c) Turnoff
(d) Restart
(e) Reboot
619. A DVD is an example of a(n) __ [IBPS Clerk 2014]
(a) hard disk
(b) optical disc
(c) output device
(d) solid-state storage device
(e) None of these
620. Computer and communication technologies, such as communication
links to the Internet that provide help and understanding to the end user
is known as -
[IBPS Clerk 2014]
(a) presentation file
(b) information technology
(c) program
(d) worksheet file
(e) FTP
621. The ____ folder retains copies of messages that you have started but
are not yet ready to send. [IBPS Clerk 2014]
(a) Drafts
(b) Outbox
(c) Address Book
(d) Sent Items
(e) Inbox
622. A central computer that holds collections of data and programs for
many PCs, workstations, and other computers is a(n)
________ [IBPS Clerk 2014]
(a) supercomputer
(b) minicomputer
(c) laptop
(d) server
(e) None of these
623. The basic unit of a worksheet into which you enter data in Excel is
called a _____ [IBPS Clerk 2014]
(a) tab
(b) cell
(c) box
(d) range
(e) None of these
624. To reload a Web page, press the ____ button.
 [IBPS Clerk 2014]
(a) Redo
(b) Reload
(c) Restore
(d) Ctrl
(e) Refresh
625. Mobile Commerce is best described as -
[IBPS Clerk 2014]
(a) The use of Kiosks in marketing
(b) Transporting products
(c) Buying and selling goods/services through wireless handheld devices
(d) Using notebook PC’s in marketing
(e) None of these
626. The abbreviation EMV stands for
[IBPS Clerk 2013]
(a) European Marginal Vat
(b) Expected Monetary Value
(c) Essential Monthly Voucher
(d) Europay, MasterCard and Visa
(e) None of these
627. What is the present Statutory Liquidity Ratio for banks in
India? [IBPS Clerk 2013]
(a) 12 per cent
(b) 17.5 per cent
(c) 23 per cent
(d) 26 per cent
(e) 33 per cent
628. Which of the following highway networks of India connects Delhi,
Mumbai, Kolkata and Chennai?[IBPS Clerk 2013]
(a) Metro Expressway
(b) Golden Quadrilateral
(c) Diamond Triangle
(d) Golden Crescent
(e) NH 11
629. Which of the following is not correct regarding the Systemically
Important Non-deposit taking NBFCs (NBFC-ND
SIS)? [IBPS Clerk
2013]
(a) They came into being in the wake of the recent global recession
(b) NBFCs with assets of ` 100 crore and above are being classified as
NBFC-ND-Sis
(c) Prudential regulations are applicable to them
(d) It was created in 2006
(e) None of these
630. Which of the following is not a Millennium Development Goal as
fixed by the United Nations? [IBPS Clerk 2013]
(a) Eradicating extreme poverty and hunger
(b) Achieving universal primary education
(c) Developing a global partnership for peace
(d) Promoting gender equality and empowering women
(e) Reducing child mortality rates
631. Which of the following is an example of Indirect Tax?
[IBPS Clerk 2013]
(a) Wealth Tax
(b) Corporation Tax
(c) Value Added Tax
(d) Estate Tax
(e) Income Tax
632. Who is the author of The Kite Runner ?
[IBPS Clerk 2013]
(a) Khaled Hosseini
(b) Honi Werner
(c) Elham Ehsas
(d) Parvez Yousuf
(e) Mazid Mosaidi
633. Where is the headquarters of SWIFT (Society for Worldwide Interbank
Financial Telecommunication) located?
[IBPS Clerk 2013]
(a) Vienna, Austria
(b) Brussels, Belgium
(c) Montreal, Canada
(d) Durban, South Africa
(e) Sydney, Australia
634. Who among the following cannot be a partner in a partnership
firm? [IBPS Clerk 2013]
(a) Manager of a Hindu Undivided Family
(b) Another partnership firm
(c) Non-citizens
(d) A minor
(e) Anyone not disqualified by law from entering into a contract
635. What is the maximum loan limit under the revised Credit Linked
Capital Subsidy Scheme for technical upgradation by the Government
of India? [IBPS Clerk 2013]
(a) ` 10 lakh
(b) ` 40 lakh
(c) ` 78 lakh
(d) ` 100 lakh
(e) ` 150 lakh
636. Which of the following is/are correct regarding the functions of the
Indian Mortgage Guarantee Corporation?
[IBPS Clerk 2013]
(a) It mitigates risk taken by lenders
(b) It provides mortgage guarantees to banks
(c) It provides mortgage guarantees to housing finance companies
(d) It makes easier for people to get access to home loans with lower down
payment amounts
(e) All of the above
637. Which of the following bodies/organizations/institutions celebrated its
platinum jubilee in the year 2010?
[IBPS Clerk 2013]
(a) Insurance Regulatory and Development Authority
(b) National Development Council
(c) Securities and Exchange Board of India
(d) Reserve Bank of India
(e) Planning Commission of India
638. In which year was the first mutual fund set up in India?
 [IBPS Clerk 2013]
(a) 1935
(b) 1949
(c) 1956
(d) 1963
(d) 1969
639. In which form is the Cash Reserve Ratio (CRR) to be maintained with
the Reserve Bank of India ?
[IBPS Clerk 2013]
(a) Minimum cash reserves
(b) Gold
(c) Approved Securities
(d) Both (a) and (b)
(e) All of the above
640. Against which of the following issues was the ‘Occupy Wall Street’
not organized? [IBPS Clerk 2013]
(a) Social and economic inequality
(b) Greed
(c) Environmental degradation
(d) Corruption
(e) Undue influence of corpo-rations on government
641. Which of the following correctly explains Reverse Merger?
[IBPS Clerk 2013]
(a) It is the acquisition of a private company by a public company
(b) It is also known as Special Takeover
(c) The privately traded corporation is called a “shell”
(d) It involves the reorganization of capitalization of the acquiring company
(e) All of the above
642. What is the minimum period for which a fixed deposit can be opened
in India? [IBPS Clerk 2013]
(a) 3 days
(b) 7 days
(c) 15 days
(d) 30 days
(d) 60 days
643. The chief regulator of commodity exchanges in India is
 [IBPS Clerk 2013]
(a) Securities and Exchange Board of India
(b) Reserve Bank of India
(c) Competition Commission of India
(d) Forward Markets Commission
(e) Ministry of Consumer Affairs, Food and Public Distribution.
644. Which of the following does not constitute an asset on the Balance
sheet of a company ? [IBPS Clerk 2013]
(a) Cash
(b) Amounts receivable
(c) Tools and equipment
(d) Capital stock
(e) All of these
645. Ringgit is the currency of [IBPS Clerk 2013]
(a) Cambodia
(b) South Korea
(c) Malaysia
(d) Indonesia
(e) Myanmar
646. Which of the following correctly explains the situations of Credit
Risk? [IBPS Clerk 2013]
(a) A business or consumer does not pay a trade invoice when due
(b) A business does not pay an employee’s earned wages when due
(c) An insolvent insurance company does not pay a policy obligation
(d) A consumer fails to make a payment due on a mortgage
(e) All of these
647. According to a recent Reserve Bank’s Instructions on Banking matters.
Banks cannot accept interest free deposits other than
in [IBPS Clerk 2013]
(a) Demand deposit account
(b) Term deposit account
(c) Current account
(d) Both (a) and (b)
(e) None of these
648. Which of the following is correct regarding the Statutory Liquidity
ratio (SLR)? [IBPS Clerk 2013]
(a) It restricts commercial bank’s leverage in pumping more money into the
economy
(b) It is maintained only in form of cash
(c) It controls liquidity in banking system
(d) It does not ensure the solvency of commercial banks
(e) None of these
649. Which of the following types of mutual funds is not marked with
BROWN color ? [IBPS Clerk 2013]
(a) Diversified funds
(b) Income funds
(c) Sectoral funds
(d) Index funds
(e) Large-cap funds
650. Which of the following comes under National Income ?
[IBPS Clerk 2013]
(a) Wages from employment and self-employment
(b) Profits to firms
(c) Interest to lenders of capital
(d) Rents to owners of land
(e) All of the above
651. Which of the following values is considered by a bank when it gives
loan against LIC policy? [IBPS Clerk 2013]
(a) Face value
(b) Surrender value
(c) Insured value
(d) Both (a) and (b)
(e) All of these
652. Which of the following is/are traditional type of open market
operations used by the Reserve Bank of India ?
[IBPS Clerk 2013]
(a) Outright purchase
(b) CRR (Cash reserve ratio)
(c) SLR (Statutory Liquidity Ratio)
(d) Repurchase agreement (REPO)
(e) Both (a) and (d)
653. What does ‘D’ stand for in DBT ? [IBPS Clerk 2013]
(a) Direct
(b) Debit
(c) Devaluation
(d) Depreciated
(e) None of these
654. October 11, 2014 was celebrated as the International Day of the Girl
Child. What was the theme of the same?
[IBPS Clerk 2013]
(a) Empowering Adolescent Girls: Ending the Cycle of Violence.
(b) Issues of Women Safety
(c) Fight against sex determination
(d) Maternal and Child Mortality Empowering Adolescent
Girls: Ending the Cycle of Violence
(e) None of these
655. The Commenwealth games 2016 will be held in_____.
[IBPS Clerk 2013]
(a) Australia
(b) London
(c) Brazil
(d) America
(e) None of these
656. Who is the current State Minister Of Skill Development &
Entrepreneurship - [IBPS Clerk 2013]
(a) Rajiv Pratap Rudy
(b) Sarbananda Sonowal
(c) Vikaram Sara Bhai
(d) Jayaprakash Reddy
(e) None of these
657. 18th SAARC Summit was held at [IBPS Clerk
2013]
(a) Columbo, SriLanka
(b) Mumbai, India
(c) Dhaka, Bangladesh
(d) Kathmandu,Nepal
(e) None of these
658. International Day for the Elimination of Violence against Women
celebrated on- [IBPS Clerk 2013]
(a) 23 November
(b) 24 November
(c) 25 November
(d) 26 November
(e) None of these
659. Anirban lahiri is associated with which of the following sports:
[IBPS Clerk 2013]
(a) Polo
(b) Football
(c) Kabaddi
(d) Golf
(e) None of these
660. Where is Headquartersof UNICEF situated at -
[IBPS Clerk 2013]
(a) Washington
(b) New Jersey
(c) Calfornia
(d) New York
(e) None of these
661. Sardar Patel Birthday is celebrated as -
[IBPS Clerk 2013]
(a) National Integration Day
(b) National Unity Day
(c) National Education Day
(d) National Teachers Day
(e) None of these
662. The book Unbreakable (The Legion) is written by
[IBPS Clerk 2013]
(a) Kami Garcia
(b) Mary Kom
(c) Jefrey Archer
(d) Rajamohan Gandhi
(e) None of these
663. Sansad Adarsh Gram Yojana was started on the birthday of
 [IBPS Clerk 2013]
(a) Indira Gandhi
(b) Jayaprakash Narayan
(c) Lala Lajpat Rai
(d) Lal Bahadur Shastri
(e) None of these
664. What will be the Target under Pradhan Mantri Jan-Dhan Yojana is
- [IBPS Clerk 2013]
(a) Opening of 10 Crore bank accounts up to 26 Jan. 2015
(b) Opening of 15 Crore bank accounts up to 26 Jan. 2015
(c) Opening of 20 Crore bank accounts up to 26 Jan. 2015
(d) Opening of 25 Crore bank accounts up to 26 Jan. 2015
(e) None of these
665. Who received Euromoney Award for Best Central Bank Governor of
the Year 2014 [IBPS Clerk 2013]
(a) Raghuram Rajan
(b) Duvvuri Subbarao
(c) YV. Reddy (d) Bimal Jalan
(e) None of these
666. Traditional marketing style involves
[SBI Clerk 2014]
(a) Telemarketing
(b) Digital Marketing
(c) Indirect Marketing
(d) Direct Marketing
(e) None of these
667. In marketing POS _____. [SBI Clerk 2014]
(a) Preparation for Sales
(b) Point of Superiority
(c) Point of Sales
(d) Primary Outlook of Salesmen
(e) Position of Sales
668. Niche Market means a _____. [SBI Clerk 2014]
(a) free market
(b) social market
(c) equity market
(d) capital market
(e) specified market for a target group
669. Qualities essential in good marketing are ____.
[SBI Clerk 2014]
(a) aggressiveness
(b) pushy
(c) perseverance
(d) politeness
(e) Only (c) and (d)
670. Market Research is needed for [SBI Clerk 2014]
(a) deciding market area
(b) deciding the right product
(c) making proper marketing decisions
(d) deciding sales timings
(e) All of these
671. Marketing communication has the objective of _____.
[SBI Clerk 2014]
(a) Building awareness
(b) Stimulating action
(c) Both [a] and [b]
(d) Selling goods
(e) None of the above
672. Power in marketing channels is now with _____ ?
[SBI Clerk 2014]
(a) Distributor
(b) Manufacturer
(c) Retailer
(d) Wholesaler
(e) Consumer
673. If Marketing is done effectively, _____ is not required
[SBI Clerk 2014]
(a) Advertisment
(b) Pubilicity
(c) Market Research
(d) Market Segmentation
(e) None of these
674. Relationship Marketing is useful for [SBI Clerk 2014]
(a) trade between relatives
(b) trade between sister concerns
(c) cross-selling of products
(d) preparing a list of relatives
(e) There is no such term as Relationship Marketing
675. Networking helps in marking Marketing Function
[SBI Clerk 2014]
(a) a difficult task
(b) a laborious task
(c) an easier task
(d) Networking is worthless in Marketing
(e) Networking has a partial role
676. A DSA helps in _____ . [SBI Clerk 2014]
(a) Boosting direct sales
(b) Boosting sales through internet
(c) Strong Indirect Marketing
(d) Effective Telemaketing
(e) All of these
677. Mark the incorrect statement [SBI Clerk 2014]
(a) marketing has no relevance for public sector banks
(b) marketing has no relevance in Private Sector Banks
(c) marketing has no relevance in Foreign Banks
(d) All of these
(e) None of these
678. Marketing is required in banks due to [SBI Clerk 2014]
(a) globalisation
(b) computerisation
(c) larger population
(d) government policies
(e) None of these
679. Online Marketing is the function of which of the following ?
[SBI Clerk 2014]
(a) Purchase Section
(b) Production Department
(c) IT Department
(d) Designs Section
(e) A collective function of all staff
680. Customisation is useful for [SBI Clerk 2014]
(a) Designing customer specific products
(b) Call centres
(c) Publicity
(d) Motivating the staff
(e) Cold calls
681. The key challenge to market-driven strategy is
[SBI Clerk 2014]
(a) Selling maximum products
(b) Employing maximum DSAs
(c) Delivering superior value to customers
(d) Being rigid to changes
(e) Adopting short-term vision
682. Effective selling skills depends on [SBI Clerk 2014]
(a) Size of the sales team
(b) Age of the sales team
(c) Peer strength
(d) Knowledge level of the sales team
(e) Educational level of the sales team
683. Generation of sales leads can be improved by
[SBI Clerk 2014]
(a) Being very talkative
(b) Increasing personal and professional contacts
(c) Being passive
(d) Engaging Recovery Agents
(e) Product designs
684. A Market Plan is [SBI Clerk 2014]
(a) Performance Appraisal of marketing staff
(b) Company Prospectus
(c) Documented marketing strategies
(d) Business targets
(e) Call centre
685. Marketing channels mean [SBI Clerk 2014]
(a) Delivery objects
(b) Sales targets
(c) Deliavery outlets
(d) Delivery boys
(e) Sales teams
686. A repair for a known software bug, usually available at no change on
the Internet, is called a (n) [SBI Clerk 2014]
(a) version
(b) patch
(c) tutorial
(d) FAQ
(e) None of these
687. A Website address is a unique name that identifies a specific _______
on the web. [SBI Clerk 2014]
(a) Web browser
(b) Web site
(c) PDA
(d) link
(e) None of these
688. What is the process of copying software programs from secondary
storage media to the hard disk called?
[SBI Clerk 2014]
(a) configuration
(b) download
(c) storage
(d) upload
(e) installation
689. What characteristic of read-only memory (ROM) makes it useful
? [SBI Clerk 2014]
(a) ROM information can be easily updated.
(b) ROM provides very large amounts of inexpensive data storage.
(c) Data in ROM is nonvolatile, that is , it remains there even without
electrical power.
(d) ROM chips are easily swapped between different brands of computer.
(e) None of these
690. Which of the following is true ? [SBI Clerk 2014]
(a) Byte is a single digit in a binary number.
(b) Bit represents a grouping of digital numbers
(c) An eight-digit binary number is called a byte.
(d) An eight-digit binary number is called a bit.
(e) None of these
691. A device that connects to a network without the use of cables is said to
be [SBI Clerk 2014]
(a) distributed
(b) wireless
(c) centralized
(d) open source
(e) None of these
692. The _________, also called the Web, contains billions of
documents. [SBI Clerk 2014]
(a) World Wide Web
(b) HTTP
(c) Web Portal
(d) Domain
(e) None of these
693. In database, a field is a [SBI Clerk 2014]
(a) label
(b) table of information
(c) group of related records
(d) category of information
(e) None of these
694. Computers send and receive data in the form of ______
signals [SBI Clerk 2014]
(a) analog
(b) digital
(c) modulated
(d) demodulated
(e) All of these
695. Where are programs and data kept while the processor is
usingthem? [SBI Clerk 2014]
(a) Main memory
(b) Secondary memory
(c) Disk memory
(d) Program memory
(e) None of these
696. In order to Save an .existing docu-ment with a different name you need
to [SBI Clerk 2014]
(a) Retype the document and give it a different name
(b) Use the Save as .. command
(c) Copy and paste the original document to a new document and then-save
(d) Use Windows Explorer to copy the document to a different location
and-then rename it
(e) None of these
697. are lists of commands that appear on the screen.
[SBI Clerk 2014]
(a) GUIs
(b) Icons
(c) Menus
(d) Windows
(e) None of these
698. The feature in Word auto matically corrects certain spelling. typing,
capitalization, or grammar errors.
[SBI Clerk 2014]
(a) Auto Fix
(b) Auto Spell
(c) Auto Mark
(d) Auto Correct
(e) None of these
699. What is the main folder on a storage device called ?
[SBI Clerk 2014]
(a) platform
(b) interface
(c) root directory
(d) device driver
(e) None of these
700. In a spreadsheet, a cell is defined as the
[SBI Clerk 2014]
(a) intersection of a table and a tuplet
(b) intersection of a file and a database
(c) intersection of a row and column
(d) intersection of a field and a record
(e) None of these
701. The particular field of a record that uniquely identifies each
record is called the [SBI Clerk 2014]
(a) key field
(b) primary field
(c) master field
(d) order field
(e) None of these
702. _______ represents raw facts, whereas _______ is data made
meaningful. [SBI Clerk 2014]
(a) Information, reporting
(b) Data, information
(c) Information, bits
(d) Records, bytes
(e) Bits, bytes
703. Information on a computer is stored as [SBI Clerk 2014]
(a) analog data
(b) digital data
(c) modern data
(d) watts data
(e) None of these
704. A megabyte is actually equal to ______kilobytes.
[SBI Clerk 2014]
(a) 100
(b) 1000
(c) 1024
(d) 1024 × 1024
(e) None of these
705. Underlined text, such as text and folder names is referred to as
a [SBI Clerk 2014]
(a) icon
(b) hyperlink
(c) menu
(d) source drive
(e) None of these
706. The net profit will be maximised when _______.
[SBI Clerk 2014]
(a) fixed cost remains same
(b) contribution is maximised
(c) fixed is increased
(d) contribution is minimized
(e) None of these
707. Those cost items which attach or cling to units of finished goods are
called ________. [SBI Clerk 2014]
(a) full costs
(b) product costs
(c) fixed costs
(d) variable costs
(e) None of these
708. The contribution approach to pricing is based on the incremental
_______. [SBI Clerk 2014]
(a) market force
(b) cost systems
(c) trade customs
(d) cost principle
(e) None of these
709. The physical distribution involves which activities?
[SBI Clerk 2014]
(a) Sales force costing
(b) Retail warehousing
(c) Customer service
(d) All of the above
(e) None of these
710. Buying situations may be caused by ________.
 [SBI Clerk 2014]
(a) Awareness about competing brands in a product group.
(b) Customer has decision criteria
(c) Customer is able to evaluate and decide on his choice
(d) All of the above
(e) None of these
711. The sum of direct materials and direct labour costs is called
[SBI Clerk 2014]
(a) Prime cost
(b) Factory cost
(c) Overhead cost
(d) Value of stock
(e) None of these
712. It is a form of individual marketing where the customer takes more
responsibility for determining which products and brands to
buy. [SBI Clerk 2014]
(a) Self marketing
(b) Mass marketing
(c) Segment marketing
(d) Niche marketing
(e) None of these
713. Market plan can be for [SBI Clerk 2014]
(a) a brand
(b) a product
(c) product line
(d) All of the above
(e) None of these
714. Which among the following is one of the 7 O’s in Framework in
Marketing? [SBI Clerk 2014]
(a) Orthodox
(b) Occupation
(c) Obnoxious
(d) Operations
(e) None of these
715. BEP stands for [SBI Clerk 2014]
(a) Break Event Point
(b) Board Even Point
(c) Benefit Effect Point
(d) Break Even Point
(e) None of these
716. When consumers get one sample for free, after their trial and then could
decide whether to buy or not then that is called
[SBI Clerk 2014]
(a) Advertising
(b) Sampling
(c) Couponing
(d) Trading
(e) None of these
717. Channels of marketing means [SBI Clerk 2014]
(a) Outlets from where sales take place
(b) Focusing sales on one single group
(c) Home delivery
(d) Courier Service
(e) None of these
718. The share of market means [SBI Clerk 2014]
(a) Share price quoted in the market
(b) Percentage share of business of the company, as compared to peers
(c) Staff strength of the company
(d) Share capital of the company
(e) None of these
719. For an ATM-cum-Debit card the target group is
[SBI Clerk 2014]
(a) All prisoners
(b) Firms
(c) All existing and prospective customers
(d) All School Children
(e) None of these
720. Marketing is more required when [SBI Clerk 2014]
(a) There is monopoly
(b) Supply equals demand
(c) Supply exceeds demand
(d) Staff in excess
(e) None of these
721. If the market share falls then it implies that
[SBI Clerk 2014]
(a) Competition has increased
(b) Sales have gone up
(c) Profit has gone up
(d) Business is wound up
(e) None of these
722. In marketing a cold call means [SBI Clerk 2014]
(a) Sales talk
(b) A futile exercise
(c) Old product with new wrapping
(d) Calls made without prior appointment
(e) None of these
723. A ‘Push’ marketing strategy necessitates
[SBI Clerk 2014]
(a) Good pushing strength
(b) Lengthy talks
(c) Collective effort
(d) Aggressive marketing
(e) None of these
724. Meaning of Buyer Resistance in marketing is
[SBI Clerk 2014]
(a) Exchange of products
(b) Fight between buyer and seller
(c) Buyer retracting the sale
(d) Buyer’s hesitation in buying the product
(e) None of these
725. In any marketing the best promotional tool is
[SBI Clerk 2014]
(a) Word of mouth publicity
(b) Newsletters
(c) Pamphlets
(d) Viral marketing
(e) None of these
726. _______ computers are specifically designed computer chips that
reside inside other devices such as your car or the electronic thermostat
in your home.
[SBI Clerk 2014]
(a) Mainframe
(b) Embedded
(c) Robotic
(d) Super
(e) None of these
727. _______ plug into slots on the motherboard and provide additional
functionality for your computer.
[SBI Clerk 2014]
(a) Network Interface Card
(b) USB
(c) Expansion Card
(d) UPS
(e) None of these
728. If text was highlighted and “Copy” was clicked , what would
happen? [SBI Clerk 2014]
(a) Text would be copied from the document and placed in the clipboard.
(b) Text would be removed from the document and placed in the clipboard.
(c) Text from the Clipboard would be placed in the document at the place
where the cursor is blinking.
(d) All of the above
(e) None of these
729. The term “User Interface” refers to _________
[SBI Clerk 2014]
(a) the monitor that is available for the computer
(b) how the Operating System responds to user commands.
(c) Error! Not a valid embedded object. the means by which the user
interacts with the peripheral devices on the computer.
(d) What the user sees on the screen and how they can interact with it
(e) None of these
730. Accessing an unsecured Wi-Fi network from your current location
without authorization is called _________
 [SBI Clerk 2014]
(a) Hacking
(b) War Driving
(c) Wi-Fi Piggybacking
(d) All of the above
(e) None of these
731. A collection of hardware and/or software intended to protect a
computer or computer network from unauthorized access is called
_________ [SBI Clerk 2014]
(a) Malware
(b) Botnet
(c) Worm
(d) Motherboard
(e) Firewall
732. An unique digital code that can be attached to a file or an e-mail message
to verify the identity of the sender and guarantee the file or message has
not been changed since it was signed is known as
__________ [SBI Clerk 2014]
(a) Digital Certificate
(b) Hacking
(c) Pharming
(d) Error! Not a valid embedded object. Dot Con
(e) Digital Signature
733. SAN, Google Docs, and Network drive are all examples of _________
Storage [SBI Clerk 2014]
(a) Primary
(b) RAM
(c) Remote
(d) Volatile
(e) None of these
734. When a _______is deleted, the original application, folder, or file is
not deleted. [SBI Clerk 2014]
(a) Option
(b) Task
(c) Shortcut
(d) Suite
(e) None of these
735. Every device on the Internet has an unique address that identifies it in
the same way that a street address identifies the location of a
house. [SBI Clerk 2014]
(a) DH
(b) DA
(c) IP
(d) IA
(e) None of these
736. In a client/server model, a client program
[SBI Clerk 2014]
(a) asks for information
(b) provides information and files
(c) Serves Software files to other computers
(d) Distributes Software files to other computers
(e) None of the above
737. If a new device is attached to a computer, such as a printer or scanner,
its __________ must be installed before the device can be
used. [SBI Clerk 2014]
(a) Error! Not a valid embedded object. Server
(b) Driver
(c) Buffer
(d) All of the above
(e) None of the above
738. The software that allows users to surf the Internet is called a/an
_________ [SBI Clerk 2014]
(a) Error! Not a valid embedded object. Browser
(b) Internet Service Provider
(c) Multimedia application
(d) Search Engine
(e) None of these
739. Which of the following computer languages is used for Artificial
Intelligence(AI)? [SBI Clerk 2014]
(a) FORTRAN
(b) C
(c) COBOL
(d) PROLOG
(e) None of these
740. What is the main folder on a storage device called?
[SBI Clerk 2014]
(a) Home page
(b) Platform
(c) Interface
(d) Root Directory
(e) None of these
741. If you are going to a site you use often, instead of having to type in the
address every time, you should
[SBI Clerk 2014]
(a) save it as a file
(b) make a copy of it
(c) bookmark it
(d) delete it
(e) None of these
742. The ______ file format is a method of encoding pictures on
computer. [SBI Clerk 2014]
(a) DOC
(b) HTML
(c) FTP
(d) URL
(e) JPEG
743. To navigate a new Web page for which you know the URL in the
browser’s _________ and press enter
[SBI Clerk 2014]
(a) Address button
(b) Address baro
(c) Name button
(d) Domain bar
(e) None of these
744. A ________ is the term used when a search engine returns a web page
that matches the search criteria.
[SBI Clerk 2014]
(a) blog
(b) link
(c) view
(d) hit
(e) None of these
745. The shortcut key to insert the current date?
[SBI Clerk 2014]
(a) Alt + Shift + D
(b) Alt + Shift + V
(c) Alt + Shift + C
(d) Alt + Shift + B
(e) None of these
746. The standard protocol of the Internet is _______.
(SBI PO 2010)
(a) TCP/IP
(b) Java
(c) HTML
(d) Flash
(e) None of these
747. Digital photos and scanned images are typically stored as ________
graphics with extension such as .bmp, .png, .jpg, .tif or
.gif. (SBI PO 2010)
(a) vector
(b) bitmap
(c) either vector or bitmap
(d) neither vector nor bitmap
(e) None of these
748. A ________ is a computer attached to the Internet that runs a special
Web server software and can send Web pages out to other Computers
over the Internet (SBI PO 2010)
(a) web client
(b) web system
(c) web page
(d) web server
(e) None of these
749. After a user has saved and deleted many files, many scattered areas of
stored data remain that are too small to be used efficiency, causing
________. (SBI PO 2010)
(a) disorder
(b) turmoil
(c) disarray
(d) fragmentation
(e) None of these
750. Which of the following is the communication protocol that sets the
standard used by every computer that accesses Web-based
information? (SBI PO 2010)
(a) XML
(b) DML
(c) HTTP
(d) HTML
(e) None of these
751. Which of the following converts all the statements in a program in a
single batch and the resulting collection of instructions is placed in a
new file? (SBI PO 2010)
(a) compiler
(b) interpreter
(c) converter
(d) instruction
(e) None of these
752. A program that generally has more user-friendly interface than a
DBMS is called a ________. (SBI PO 2010)
(a) front end
(b) repository
(c) back end
(d) form
(e) None of these
753. When you install a new program on your computer, it is typically
added to the ________ menu. (SBI PO 2010)
(a) all programs
(b) select programs
(c) start programs
(d) desktop programs
(e) None of these
754. Which of the following contains information about single “entity” in
the database - like a person, place, event, or
thing? (SBI PO 2010)
(a) query
(b) form
(c) record
(d) table
(e) None of these
755. Which one of the following is a key function of a firewall ?
(SBI PO 2010)
(a) Monitoring
(b) Deleting
(c) Copying
(d) Moving
(e) None of these
756. ________ are a type of inexpensive digital camera that remains tethered
to a computer and used for videoconferencing, video chatting and live
Web boardcast.
(SBI PO 2010)
(a) Webcams
(b) Webpics
(c) Browsercams
(d) Browserpics
(e) None of these
757. The acronym HTML stands for ________.(SBI PO 2011)
(a) High Transfer Machine Language
(b) High Transmission Markup Language
(c) Hypertext Markup Language
(d) Hypermedia Markup Language
(e) None of these
758. Mobile banking requires (IBPS Clerk 2011)
(a) account with a bank with mobile phone linked to interbank mobile
payment service
(b) account with mobile post office
(c) account with bank along with mobile phone linked to international
mobile payment service
(d) account with bank and mobile phone linked to interstate mobile
payment service
(e) account with bank along with mobile phone linked to inter-district
mobile payment service
759. Computers connected to a LAN can _____.(SBI PO 2011)
(a) run faster
(b) share information and/or share peripheral equipment
(c) e-mail
(d) go online
(e) None of these
760. A device which make use of pen for drawing pictures or writing
information to interact with a computer is called ___.
(SBI PO 2011)
(a) Printer
(b) Scanner
(c) Touch-Pen writer
(d) Plotter
(e) Stylus
761. A mouse and printer make use of _____. (SBI PO 2011)
(a) infrared technology
(b) network resources
(c) device drivers
(d) web protocols
(e) None of these
762. A service which provides user interface to access the available
multimedia resources over a network is called ____.
(SBI PO 2011)
(a) UseNet
(b) URL
(c) Web
(d) Internet Relay Chat (IRC)
(e) None of these
763. To communicate with each other, computers make use of
__________over a network. (SBI PO 2011)
(a) File Server
(b) URL
(c) Domain
(d) Website
(e) Protocols
764. A ________ is when you turn the computer on from an off
position. (SBI PO 2011)
(a) cold boot
(b) warm boot
(c) floppy boot
(d) bootfailure
(e) None of these
765. Unsolicited or undesired electronic messages which are designed to
trick recipients into giving up personal and financial information is
called ________ .(SBI PO 2011)
(a) web-bug
(b) spyware
(c) malware
(d) trojan horse
(e) spam
766. A common tool used to limit access to certain material on the World
Wide Web or protecting the childs from questionable sites on the
Internet is called __________.
(SBI PO 2011)
(a) webroot
(b) spybot
(c) web utility
(d) keylogger
(e) filter
767. The administrator in a organization consider a microcomputer
as (SBI PO 2011)
(a) a simple electronic machine
(b) an important component of information system
(c) a powerfull tool of productivity
(d) a calculating machine
(e) None of these
768. The disk-caching feature improves the (SBI PO 2011)
(a) performance of hard disk
(b) speed of processor
(c) performance of monitor
(d) performance of CD drive
(e) None of these
769. ‘Boost’ is a product of which company? (SBI PO 2011)
(a) Cadbury
(b) Vicco
(c) Wipro
(d) Dabur
(e) None of these
770. Oracle and i2 Technologies are connected with
(SBI PO 2011)
(a) Computer hardware
(b) Networking
(c) Education
(d) Operation systems
(e) None of these
771. Which from the following wireless networks has a range of 50
kilometres? (SBI PO 2011)
(a) Macintosh
(b) Wi-Max
(c) Wi-Fi
(d) Blue Tooth
(e) None of these
772. Where are you likely to find an embedded operating system?
(a) on a desktop operating system. (SBI PO 2011)
(b) on a networked PC
(c) on a network server
(d) on a PDA
(e) on a mainframe
773. An online discussion group that allows direct “live” , communication
is known as. (SBI PO 2011)
(a) Webcrawler
(b) chat group
(c) regional service provider
(d) hyperlink
(e) e-mail
774. Which of the following is a program that uses a variety of different
approaches to identify and eliminate spam?
(SBI PO 2011)
(a) Directory search
(b) Anti-spam program
(c) Web server
(d) Web storefront creation package
(e) Virus
775. Connection or link to other documents or Web Pages that contain
related information is called (SBI PO 2011)
(a) dial-up
(b) electronic commerce
(c) hyperlink
(d) e-cash
(e) domain name
776. Which of the following is a programming language for creating special
programs like applets? (SBI PO 2011)
(a) Java
(b) cable
(c) domain name
(d) Net
(e) COBOL
777. The system unit (SBI PO 2011)
(a) coordinates input and output devices
(b) is the container that houses electronic components
(c) is a combination of hardware and software
(d) controls and manipulates data
(e) does the arithmetic operations
778. System software (SBI PO 2011)
(a) allows the user to diagnose and troubleshoot the device
(b) is a programming language
(c) is part of a productivity suite
(d) is an optional form of software
(e) helps the computer manage internal resources
779. Computer and communication technology, such as communication
links to the Internet, that provide help and understanding to the end
user is known as(SBI PO 2011)
(a) presentation file
(b) information technology
(c) program
(d) worksheet file
(e) FTP
780. Which of the following is contained on chips connected to the system
board and is a holding area for data instructions and information?
(processed data waiting to be output to secondary
storage) (SBI PO 2011)
(a) program
(b) mouse
(c) Internet
(d) memory
(e) modem
781. Microsoft’s Messenger allows users to (SBI PO 2011)
(a) bypass a browser to surf the Web
(b) create a blog
(c) communicate via direct live communication
(d) identify and eliminate spam
(e) make graphic presentations
782. Portable computer, also known as laptop computer, weighing between
4 and 10 pounds is called (SBI PO 2011)
(a) general-purpose application
(b) Internet
(c) scanner
(d) printer
(e) notebook computer
783. The main circuit-board of the system unit is the
(SBI PO 2011)
(a) computer program
(b) control unit
(c) motherboard
(d) RAM
(e) None of these
784. Which of the following is billionth of a second?
(SBI PO 2011)
(a) Gigabyte
(b) Terabyte
(c) Nanosecond
(d) Microsecond
(e) Terasecond
785. ‘C’ in CPU denotes _____________. (SBI PO 2013)
(a) Central
(b) Common
(c) Convenient
(d) Computer
(e) Circuitry
786. A joystick is primarily used to/for ____. (SBI PO 2013)
(a) Control sound on the screen
(b) Computer gaming
(c) Enter text
(d) Draw pictures
(e) Print text
787. Which is not a storage device? (SBI PO 2013)
(a) A CD
(b) A DVD
(c) A floppy disk
(d) A printer
(e) A Hard disk
788. Which of the following uses a handheld operating system?
(SBI PO 2013)
(a) A supercomputer
(b) A personal computer
(c) A laptop
(d) A mainframe
(e) A PDA
789. To display the contents of a folder in Windows Explorer you should
__________. (SBI PO 2013)
(a) click on it
(b) collapse it
(c) name it
(d) give a password
(e) rename it
790. The CPU comprises of Control, Memory, and ________
units. (SBI PO 2013)
(a) Microprocessor
(b) Arithmetic/Logic
(c) Output
(d) ROM
(e) Input
791. __________ is the most important/powerful computer in a typical
network. (SBI PO 2013)
(a) Desktop
(b) Network client
(c) Network server
(d) Network station
(e) Network switch
792. A(n) ________ appearing on a web page opens another document
when clicked. (SBI PO 2013)
(a) anchor
(b) URL
(c) hyperlink
(d) reference
(e) heading
793. Which of the following refers to the rectangular area for displaying
information and running programs?
(SBI PO 2013)
(a) Desktop
(b) Dialog box
(c) Menu
(d) Window
(e) Icon
794. __________ is a Window utility program that locates and eliminates
unnecessary fragments and rearranges files and unused disk space to
optimize operations.(SBI PO 2013)
(a) Backup
(b) Disk Cleanup
(c) Disk Defragmenter
(d) Restore
(e) Disk Restorer
795. Which of the following refers to too much electricity and may cause a
voltage surge? (SBI PO 2013)
(a) Anomaly
(b) Shock
(c) Spike
(d) Virus
(e) Splash
796. The software that is used to create text-based documents are referred to
as ___________. (SBI PO 2013)
(a) DBMS
(b) suites
(c) spreadsheets
(d) presentation software
(e) word processors
797. ___________ devices convert human-understandable data and
programs into a form that the computer can process.
(SBI PO 2013)
(a) Printing
(b) Output
(c) Solid State
(d) Monitor
(e) Input
798. Through which of the following ways can devices be connected to a
computer’?
(SBI PO 2014)
(a) USB
(b) Bluetooth
(c) CD/DVD Drive
(d) RAM
(e) Only (a) and (b)
799. Which of the following is the correct sequence of
compilation? (SBI PO 2014)
(a) Compilation, Assembly, Linking
(b) Assembly, Linking, Compilation
(c) Linking, Assembly, Compilation
(d) Assembly, Compilation. Linking
(e) Compilation, Linking, Assembly
800. Which of the following is the proper removal of any malicious
program from a computer System?
(SBI PO 2014)
(a) Reconfiguration
(b) Reboot
(c) Restart
(d) Uninstallation
(e) Only (b) and (d)
801. What is the process of copying software programs from secondary
storage media to the hard disk called?
(SBI PO 2014)
(a) Configuration
(b) Download
(c) Storage
(d) Upload
(e) Installation
802. We regularly come across some lines marked on the back of products.
What are they called? (SBI PO 2014)
(a) Bar-code
(b) Spooler
(c) Scanner
(d) Output reader
(e) Price tag
803. In the field of computers, which of the following converts input into
output? (SBI PO 2014)
(a) Mouse
(b) Trackball
(c) Keyboard
(d) Bar Code Reader
(e) Light Pen
804. Which application is used for the purposes of basic
accounting? (SBI PO 2014)
(a) Worksheet
(b) Spreadsheet
(c) infographic
(d) Data sheet
(e) Document
805. How can one see the content of a file? (SBI PO 2014)
(a) By left clicking with the mouse once
(b) By left clicking with the mouse twice
(c) By holding the mouse down
(d) From the keyboard shortcuts
(e) All of the above
806. What is it called when computer connects to other computer and sends
information? (SBI PO 2014)
(a) LAN
(b) Remote Desktop
(c) Boot
(d) Network
(e) intemet Protocol
807. How can a file be saved in a computer with other name?
(SBI PO 2014)
(a) Save command
(b) Save as command
(c) Place command
(d) Duplicate command
(e) Export command
808. What does stand for “S” in RTGS? (IBPS O/S-I 2015)
(a) Security
(b) Services
(c) Settlement
(d) System
(e) None of these
809. What is Full Form of BIOS? (SBI PO
Main 2015)
(a) Basic Investment/ Output System
(b) Basic In/ out System
(c) Basic Input/ Output System
(d) Basic Input/ Output Service
(e) None of these
810. A person who used his or her expertise to gain access to other peoples
computers to get information illegally or do damage
is (SBI PO Main 2015)
(a) Hacker
(b) Analyst
(c) Instant messenger
(d) Programmer
(e) Spammer
811. To access properties of an object, the mouse technique to use is
________ (SBI PO Main 2015)
(a) dragging
(b) dropping
(c) right-clicking
(d) shift-clicking
(e) None of these
812. Computers used the _______ number systems to store data and
perform calculations (SBI PO Main 2015)
(a) binary
(b) octal
(c) decimal
(d) hexadecimal
(e) None of these
813. The default view in Excel is ________ View.
(SBI PO Main 2015)
(a) Work
(b) Auto
(c) Normal
(d) Roman
(e) None of these
814. In word you can force a page break _______
(SBI PO Main 2015)
(a) by positioning your cursor at the appropriate place and pressing the F1
key
(b) By positioning your cursor at the appropriate place and pressing Ctrl +
Enter
(c) By using the Insert/section break
(d) By changing the font size of your documents
(e) None of these
815. Specialized programs that assist users in locating information on the
Web are called (SBI PO Main 2015)
(a) Information engines
(b) locator engines
(c) web browsers
(d) resource locators
(e) search engines
816. Compiling creates a(n) (SBI PO Main 2015)
(a) error-free program
(b) program specification
(c) subroutine
(d) algorithm
(e) executable program
817. Wha is the name given to those applications that combine text, sound,
graphics, motion video, and/or animation?
(SBI PO Main 2015)
(a) motionware
(b) anigraphics
(c) videoscapes
(d) multimedia
(e) maxomedia
818. How are the World Wide Web (WWW) and the internet
different? (SBI PO Main 2015)
(a) They aren’t different; they are two different names for the same thing.
(b) The internet is text only, the WWW incorporates multimedia.
(c) The internet is primarilyused by businesses; the WWW can be used by
home users.
(d) The WWW is faster than the more archaic internet.
(e) None of these
819. Which ports connects special types of music instruments
to sound cards? (SBI PO Main 2015)
(a) BUS
(b) CPU
(c) USB
(d) MIDI
(e) MINI
820. Which Bank has partnered with Flipkart to launch ‘Buzz Credit Card’
for its for online shoppers?
(RRB Assistant 2015)
(a) Bank of Baroda
(b) SBI
(c) ICICI Bank
(d) Axis Bank
(e) South Indian Bank
821. A joystick is primarily used for ___.
[IBPS RRB Assistant 2015]
(a) control sound on the screen
(b) computer gaming
(c) enter text
(d) draw pictures
(e) print text
822. To display the contents of a folder in Windows Explorer, you
should [IBPS RRB Assistant 2015]
(a) click on it
(b) collapse it
(c) name it
(d) give it a password
(e) rename it
823. ___ is a windows utility program that locatesand eliminates
unnecessary fragments and rearranges files and unused disk space
tooptimize operations.[IBPS RRB Assistant 2015]
(a) Backup
(b) Disk cleanup
(c) Disk defragmenter
(d) Restore
(e) Disk restorer
824. Which of the following is a program thatuses a variety of different
approaches to identify and eliminate spam?
[IBPS RRB Assistant 2015]
(a) Directory search
(b) Anti-spam program
(c) Web server
(d) Web storefront creation package
(e) Virus
825. Which of the following is a programming language for creating special
programs likeapplets ?
 [IBPS RRB Assistant 2015]
(a) Java
(b) Cable
(c) Domain name
(d) Net
(e) COBOL
826. Computer and communication technologies, such as communication
links to theinternet that provide help and understandingto the end user
is known as ___.
[IBPS RRB Assistant 2015]
(a) presentation file
(b) information technology
(c) program
(d) worksheet file
(e) FTP
827. What is an ‘internet’? [IBPS RRB Assistant 2015]
(a) International network used to transferinformation internally
(b) Internal internet used to transferinformation to the outside company.
(c) Internet network designed to serve theinternet informational needs of a
singleorganisation.
(d) Internal network designed to transfer theinformation between two
organisations.
(e) None of the above
828. Each of the following is a true statementexcept ___.
[IBPS RRB Assistant 2015]
(a) online systems continually update themaster file
(b) in online processing, the user enterstransactions into a device that is
directlyconnected to the computer system
(c) batch processing is still used today inolder systems or in some systems
with massive volumes of transactions
(d) information in batch systems will always be up-to-date
(e) None of the above
829. In a customer database, a customer’ssurname would be keyed into a
___. [IBPS RRB Assistant 2015]
(a) row
(b) text filed
(c) record
(d) computed field
(e) None of these
830. Control in design of an information systemis used to ___.
[IBPS RRB Assistant 2015]
(a) inspect the system and check that it isbuilt as per specifications
(b) ensure that the system processes dataas it was designed to and that the
results are reliable
(c) ensure privacy of data processed by it
(d) protect data from accidental or intentional loss
(e) None of the above
831. Digital photos and scanned images aretypically stored as ___ graphics
withextensions such as .bmp., .png, .jpg, .tif, or
.gif. [IBPS RRB Assistant 2015]
(a) vector
(b) bitmap
(c) Either (a) or (b)
(d) Neither (a) nor (b)
(e) None of the above
832. Which one of the following is a key functionof a firewall?
[IBPS RRB Assistant 2015]
(a) Monitoring
(b) Deleting
(c) Copying
(d) Moving
(e) None of these
833. Arranging of data in a logical sequence isknown is ___.
[IBPS RRB Assistant 2015]
(a) classifying
(b) searching
(c) sorting
(d) reproducing
(e) None of these
834. VIRUS stands for [IBPS RRB Assistant 2015]
(a) Very Important Record User Searched
(b) Verify Interchanged Result Until Source
(c) Virtual Information Resource Under Seize
(d) Very Important Resource Under Search
(e) None of above
835. Excel would evaluate the formula, =20*10/4*8 and return the
answer [IBPS RRB Assistant 2015]
(a) 400
(b) 40
(c) 6.25
(d) 232
(e) 600
836. Why is the Caps Lock key referred to as atoggle key?
[IBPS RRB Assistant 2015]
(a) Because its change its status onpressing the key
(b) Because it cannot be used for enteringnumbers
(c) Because it cannot be used to delete
(d) Because it cannot be used to insert
(e) None of the above
837. This dialog box specifies or modifies theworksheet cell range
containing data to be charted
[IBPS RRB Assistant 2015]
(a) Chart location
(b) Chart style
(c) Chart option
(d) Chart source data
(e) None of the above
838. An operating system that can domultitasking means that ___.
[IBPS RRB Assistant 2015]
(a) the operating system can divide up work between several CPUs
(b) several programs can be operated concurrently
(c) multiple people can use the computer concurrently
(d) All of the above
(e) None of the above
839. A program, either talk numeric that ismade available in digital format
for automatic download over the internet iscalled
____ [IBPS RRB Assistant 2015]
(a) vodcast
(b) blog
(c) prodcast
(d) wiki
(e) broadcast
840. _______ is used for capturing raw data andentering into the system.
[IBPS RRB Assistant 2015]
(a) key board
(b) Scanner
(c) CPU
(d) Both 1 and 2
(e) None of these
841. The intersection of row and column is known as _______.
[IBPS RRB Assistant 2015]
(a) Column
(b) Value
(c) Address
(d) Cell
(e) None of these
842. Which of the following is not a type of Microsoft Access Database
Object? [IBPS RRB Assistant 2015]
(a) Queries
(b) Workbooks
(c) Forms
(d) Table
(e) None of these
843. Which of the following is type of Data Transmission
Modes? [IBPS RRB Assistant 2015]
(a) Simplex
(b) Half Duplex
(c) Full Duplex
(d) All
(e) None of these
844. SGML stand for _______. [IBPS RRB Assistant 2015]
(a) Standard Generalized Markup Language
(b) Structured General Markup Language
(c) Standard Graphics Mapping Language
(d) Standard General Markup Link
(e) None of these
845. Data is represented in a DBMS as _______.
[IBPS RRB Assistant 2015]
(a) File
(b) Binary
(c) Record
(d) Table
(e) None of these
846. _______ is the empty document which can be changed according to
user. [IBPS RRB Assistant 2015]
(a) file
(b) guide
(c) template
(d) user guide file
(e) None of these
847. _______ aims at the boot sector of a hard drive by infecting a very
crucial component of the boot process.
[IBPS RRB Assistant 2015]
(a) File infection virus
(b) Boot virus
(c) Network virus
(d) E-mail virus
(e) None of these
848. Teleconferencing is _______.
[IBPS RRB Assistant 2015]
(a) It refers to electronic meetings that involvepeople who are at physically
different sites.
(b) Telecommunication technology allowsparticipants to interact with one
another without travelling to the same direction.
(c) It refers to electronic meetings that donot involve people
(d) Both 1 and 2
(e) None of these
849. Electronic commerce or e-commerce as _______.
[IBPS RRB Assistant 2015]
(a) It is popularly known refers to the paperless exchange of business
information
(b) They use Electronic Data Interchange,Electronic mail, Electronic
BulletinBoards, Electronic Fund Transfer andother network based
technologies.
(c) EC is associated with buying and sellingof products and services over
computer communication networks.
(d) All of the above
(e) None of these
850. Stylus is a/an _______. [IBPS RRB Assistant 2015]
(a) Output device
(b) Storage device
(c) Input device
(d) Software
(e) None of these
851. _______ is used to align text in centre in word document.
[IBPS RRB Assistant 2015]
(a) Ctrl + D
(b) Ctrl + E
(c) Ctrl + M
(d) Ctrl + C
(e) None of these
852. Background image or text in a document is known as
_______. [IBPS RRB Assistant 2015]
(a) Background
(b) Wallpaper
(c) Watermark
(d) All
(e) None of these
853. Example of primary memory is _______.
[IBPS RRB Assistant 2015]
(a) HDD
(b) PROM
(c) FDD
(d) BRD
(e) None of these
854. POST performs in a _______.
[IBPS RRB Assistant 2015]
(a) HOT booting
(b) WARM booting
(c) Cold booting
(d) All
(e) None of these
855. Modifier keys are _______.
[IBPS RRB Assistant 2015]
(a) Ctrl
(b) Alt
(c) Esc
(d) Both 1 & 2
(e) None of these
856. “Structure of database” is known as _______.
[IBPS RRB Assistant 2015]
(a) Attribute
(b) Entity
(c) Schema
(d) All
(e) None of these
857. Degree refers _______. [IBPS RRB Assistant 2015]
(a) Number of tuples
(b) Number of attributes
(c) Schema
(d) All
(e) None of these
858. Which is graphical presentation?
[IBPS RRB Assistant 2015]
(a) Folder
(b) Icon
(c) File
(d) Text
(e) None of these
859. Which is not related with control panel?
[IBPS RRB Assistant 2015]
(a) Printer
(b) Run application
(c) Font
(d) Keyboard
(e) None of these
860. Which bar is usually located below the title bar that provides
categorized options? [IBPS RRB Assistant 2015]
(a) Scroll bar
(b) Menu bar
(c) Tool bar
(d) Status bar
(e) None of these
861. The very top of the page in a document is known
as_________. [IBPS Clerk 2015]
(a) Footer
(b) Header
(c) Tab stop
(d) Navigation
(e) None of these
862. A feature that automatically corrects common spelling errors is called
_______. [IBPS Clerk 2015]
(a) Auto Fit
(b) Auto Format
(c) Auto Correct
(d) Auto Lock
(e) None of these
863. _________ is used to move a document up and down or left and right
on the screen. [IBPS Clerk 2015]
(a) Title Bar
(b) Status Bar
(c) Formula Bar
(d) Scroll Bar
(e) None of these
864. The Zoom control slider located in __________
[IBPS Clerk 2015]
(a) Title Bar
(b) Status Bar
(c) Formula Bar
(d) Scroll Bar
(e) None of these
865. The space between the margin and the text is called
_________ [IBPS Clerk 2015]
(a) Line Spacing
(b) Paragraph Spacing
(c) Indent
(d) Index
(e) None of these
866. Which of the following tells you the page you are on and the total page
count? [IBPS Clerk 2015]
(a) Title Bar
(b) Status Bar
(c) Formula Bar
(d) Scroll Bar
(e) None of these
867. The amount of space between lines of text is called
_________ [IBPS Clerk 2015]
(a) Line Spacing
(b) Paragraph Spacing
(c) Indent
(d) Index
(e) None of these
868. __________is a feature supported by many word processors that
enables you to surround a picture or diagram with
text. [IBPS Clerk 2015]
(a) Image Wrap
(b) Text Wrap
(c) Picture Wrap
(d) All of the above
(e) None of these
869. Which command on the Ribbon enables the document to be viewed as
it would appear on a webpage?
[IBPS Clerk 2015]
(a) Page Layout
(b) Internet Layout
(c) Web Layout
(d) All of the above
(e) None of these
870. Which feature allows you to type words in a paragraph continually
without pressing the enter key at the end of each
line? [IBPS Clerk 2015]
(a) Image Wrap
(b) Word Wrap
(c) Picture Wrap
(d) All of the above
(e) None of these
871. The most widely used computer device is _______.
[IBPS Clerk 2015]
(a) Solid state disks
(b) External hard disk
(c) Internal hard disk
(d) Mouse
(e) None of these
872. _______ are software which is used to do particular task.
[IBPS Clerk 2015]
(a) Operating system
(b) Program
(c) Data
(d) Software
(e) None of these
873. Who is father of modern computers?
[IBPS Clerk 2015]
(a) Abraham Lincoln
(b) James Gosling
(c) Charles Babbage
(d) Gordon E. Moore
(e) None of these
874. How many generations of computers we have?
[IBPS Clerk 2015]
(a) 6
(b) 7
(c) 5
(d) 4
(e) None of these
875. ________ controls the way in which the computer system functions
and provides a means by which users can interact with the
computer. [IBPS Clerk 2015]
(a) The operating system
(b) The motherboard
(c) The platform
(d) Application software
(e) None of these
876. The difference between people with access to computers and the
Internet and those without this access is known as
the: [IBPS Clerk 2015]
(a) digital divide
(b) Internet divide
(c) cyberway divide
(d) Web divide
(e) None of these
877. All of the following are examples of real security and privacy risks
EXCEPT: [IBPS Clerk 2015]
(a) Viruses
(b) Hackers
(c) Spam
(d) Identity theft
(e) None of these
878. _______ is the process of dividing the disk into tracks and
sectors. [IBPS Clerk 2015]
(a) Allotting
(b) Crashing
(c) Formatting
(d) Tracking
(e) None of these
879. Which computer memory is used for storing programs and data
currently being processed by the CPU ?
[IBPS Clerk 2015]
(a) Internal memory
(b) Mass memory
(c) Non-volatile memory
(d) PROM
(e) None of these
880. What type of software creates a smaller file that is faster to transfer
over the Internet? [IBPS Clerk 2015]
(a) Compression
(b) Fragmentation
(c) Encapsulation
(d) Unzipped
(e) None of these
881. Which of the following is used for close a tab on a browser?
[IBPS Clerk 2015]
(a) Ctrl + Y
(b) Ctrl + A
(c) Ctrl + W
(d) Ctrl + T
(e) None of these
882. Which of the following is NOT a component of the Central Processing
Unit of the computer? [IBPS Clerk 2015]
(a) Universal Serial Bus
(b) Uninterrupted Power Supply
(c) CU
(d) Both A & B
(e) None of these
883. When cutting and pasting, cutting section is temporarily stored
in [IBPS Clerk 2015]
(a) Dashboard
(b) Clipboard
(c) Hard drive
(d) Diskette
(e) None of these
884. You can move between two or more Excel files opened by using
the [IBPS Clerk 2015]
(a) ctrl + tab
(b) ctrl + page up
(c) ctrl + page down
(d) ctrl + F9
(e) None of these
885. To open find window. [IBPS Clerk 2015]
(a) F1
(b) F2
(c) F3
(d) F5
(e) None of these
886. _______ Is the execution of at least two different programs
simultaneously, [IBPS Clerk 2015]
(a) Multiprocessing
(b) Multi programming
(c) Recovery
(d) Integrity
(e) None of these
887. __________ Is a mechanism by which all the content in a specified
storage areas are written as output.
[IBPS Clerk 2015]
(a) Scheduling
(b) Logging
(c) Chumping
(d) Dumping
(e) None of these
888. The first generation computers used ____________ for
circuitry. [IBPS Clerk 2015]
(a) Vacuum tube
(b) Transistors
(c) Integrated Circuits
(d) Large Scale Integration
(e) None of these
889. VLSI technology is used in __________ generation
computers. [IBPS Clerk 2015]
(a) First
(b) Second
(c) Third
(d) Fourth
(e) None of these
890. Different types of modern digital computers come under which
generation. [IBPS Clerk 2015]
(a) Forth
(b) Third
(c) Second
(d) Fifth
(e) None of these
891. What computers are used for fastest type of computer that can perform
complex operations at very high speed?
[IBPS Clerk 2015]
(a) Micro
(b) Mini
(c) Mainframe
(d) Super
(e) None of these
892. One of the Input device in computer are
[IBPS Clerk 2015]
(a) Keyboard
(b) Os
(c) Pen drive
(d) Cable
(e) None of these
893. The main working memory used by the computer are
[IBPS Clerk 2015]
(a) RAM
(b) ROM
(c) DVD
(d) CD
(e) None of these
894. ‘Blue tooth’ technology allows [IBPS Clerk 2015]
(a) Satellite communication
(b) Signal transmission on mobile phones only
(c) Wireless communication between equipments
(d) Landline phone to mobile phone communication
(e) None of these
895. All of the following statements concerning files are true
EXCEPT: [IBPS Clerk 2015]
(a) Files should be organized in folders
(b) Files are stored in RAM.
(c) Files can be generated from an application.
(d) A file is a collection of related pieces of information stored together for
easy reference.
(e) None of these
896. The operating system does all of the following EXCEPT:
[IBPS Clerk 2015]
(a) provide a way for the user to interact with the computer.
(b) enable users to perform a specific task such as document editing.
(c) manage memory and storage
(d) manage the central processing unit (CPU)
(e) None of these
897. Verification of a login name and password is known as:
[IBPS Clerk 2015]
(a) configuration
(b) authentication
(c) accessibility
(d) logging in
(e) None of these
898. All of the following statements concerning windows are true
EXCEPT: [IBPS Clerk 2015]
(a) toolbars and scrollbars are features of windows.
(b) windows are an example of a command-driven environment.
(c) windows can be resized and repositioned on the desktop.
(d) more than one window can be open at a time.
(e) None of these
899. Finite number of sequential instructions are called
[IBPS Clerk 2015]
(a) Flow chart
(b) Control flow
(c) Program flow
(d) Algorithm
(e) None of these
900. What is the commonly used unit for measuring the sped of data
transmission? [IBPS Clerk 2015]
(a) Mega Hertz
(b) Characters per second
(c) Nano seconds
(d) Bits per second
(e) None of these
901. Which of the following is a part of Marketing Management?
[SBI Clerk 2015]
(a) Identification of Business opportunities
(b) Understanding the customer needs
(c) Producing according to customer needs
(d) Delivering as per customer convience
(e) All of the above
902. Consumer buys_______. [SBI Clerk 2015]
(a) Goods
(b) Services
(c) Both (a) and (b)
(d) Neither (a) nor (b)
(e) None of these
903. Which of the following is not correct with regard to
marketing? [SBI Clerk 2015]
(a) Marketing is management function
(b) Marketing is a philosphy
(c) Marketing is not related to business activity alone
(d) Marketing means selling.
(e) Objective of marketing is to achieve customer satisfaction.
904. Which of the following describes changes in individuals behaviour
arising from experience? [SBI Clerk 2015]
(a) Modeling
(b) Motivation
(c) Perception
(d) Learning
(e) None of these
905. If a company wants to reach masses of buyers that were geographically
dispersed at a low cost per exposure, which promotional form company
would choose?
[SBI Clerk 2015]
(a) Advertising
(b) Personal selling
(c) Public relations
(d) Sales promotion
(e) None of these
906. Anything can be offered to a market for attention, acquisition, use or
consumption that might satisfy a want or need is called
a(n). [SBI Clerk 2015]
(a) Idea
(b) Demand
(c) Product
(d) Service
(e) None of these
907. _________ is the general term for buying and selling process that is
supported by electronic means. [SBI Clerk 2015]
(a) Internet commerce
(b) Web commerce
(c) Computer commerce
(d) Electronic commerce
(e) None of these
908. In terms of special product life cycles, a _______ is a basic and
distinctive mode of expression. [SBI Clerk 2015]
(a) Genre
(b) Style
(c) Fashion
(d) Fad
(e) None of these
909. The process of evaluating each market segment’s attractiveness and
selecting one or more segments to enter is
called_______. [SBI Clerk 2015]
(a) Mass Marketing
(b) Market segmentation
(c) Market targeting
(d) Market positioning
(e) None of these
910. Which of the following factors are the most popular bases for
segmenting customer groups. [SBI Clerk 2015]
(a) Geographic
(b) Demographic
(c) Psychographic
(d) Behavcoral
(e) None of these
911. Which strategy calls for using the sales force and trade promotion to
move the product through channels.
[SBI Clerk 2015]
(a) Push strategy
(b) Pull strategy
(c) Blocking strategy
(d) Integrated strategy
(e) None of these
912. What is ‘Globalization’? [SBI Clerk 2015]
(a) Opening the economy for word trade
(b) Export and import trade
(c) Foreign tour
(d) Marketing foreign products
(e) None of these
913. Web marketing involves_______ [SBI Clerk 2015]
(a) Selling web cameras
(b) Web advertisements
(c) E-mail chatting
(d) Browsing the web
(e) Door-to-door canvasing
914. Marketing share means_______ [SBI Clerk 2015]
(a) Paid up capital
(b) Sharesheld by employees
(c) Share of business volume as compared to other companies
(d) Share price of the company quoted in the market
(e) Sensex
915. “USP” in marketing means [SBI Clerk 2015]
(a) Unique selling practices
(b) Uniform selling practices
(c) United sales persons
(d) Unique selling proposition
(e) Useful sales person
916. Online marketing is useful for marketing of
[SBI Clerk 2015]
(a) Saving accounts
(b) Credit card
(c) Home loans
(d) NRI deposits
(e) Business accounts
917. Digital marketing is similar to ________ [SBI Clerk 2015]
(a) Online marketing
(b) Cold calling
(c) Web designing
(d) Market for cost
(e) Outdoor marketing
918. Target group means [SBI Clerk 2015]
(a) All purchasers
(b) All sales persons
(c) Targeted purchasers
(d) All consumers
(e) Delivery persons
919. Referral means_______ [SBI Clerk 2015]
(a) Sales person
(b) All customers
(b) Lead provided by operation staff
(c) Calling the existing purchasers
(e) All purchasers
920. Market segmentation means [SBI Clerk 2015]
(a) Segmentation of sales team
(b) Allocation of teritory
(c) Sales arrangement
(d) Segmentation of target group according to their needs
(e) All hospitals
921. A person who uses his expertise to gain access to other computers to
get information illegally or do damages is
[SBI Clerk 2015]
(a) Hacker
(b) Analyst
(c) Instant messenger
(d) Programmer
(e) Spammer
922. A device that connects to a network without the use of cables is said to
be_______ [SBI Clerk 2015]
(a) distributed
(b) free
(c) centralized
(d) open source
(e) None of these
923. The most common type of storage devices are
[SBI Clerk 2015]
(a) Persistence
(b) Optical
(c) Magnetic
(d) flash
(e) None of these
924. Compilers used the _________ number system to store data and
perform calculations [SBI Clerk 2015]
(a) binary
(b) octal
(c) decimal
(d) hexadecimal
(e) None of these
925. DVD is an example of [SBI Clerk 2015]
(a) Hard disk
(b) optical disk
(c) Output device
(d) Solid-state storage devices
(e) None of these
926. The _________ enables you to simultaneously keep multiple web pages
open in one brower window [SBI Clerk 2015]
(a) tab bar
(b) pop-up helper
(c) tab row
(d) address bar
(e) None of these
927. The _______ folder remains copies of messages that you have started
but are not yet ready to send.
[SBI Clerk 2015]
(a) drafts
(b) outbox
(c) address
(d) sent items
(e) None of these
928. A central computer that holds collections of data and program for many
PCs, work station and other computer is
a(n)_________ [SBI Clerk 2015]
(a) Super computer
(b) Mini computer
(c) Laptop
(d) Server
(e) None of these
929. What is the process of copying software programs from secondary
storage media to the hard disk is called
[SBI Clerk 2015]
(a) Configuration
(b) download
(c) storage
(d) upload
(e) installation
930. When the pointer is positioned on a ________, it is shaped like a
hand. [SBI Clerk 2015]
(a) grammar error
(b) formatting error
(c) screen tip
(d) hyperlink
(e) spelling error
931. When you save your data to_______, it will remain intact even when
the computer is turned off. [SBI Clerk 2015]
(a) RAM
(b) Mother board
(c) Secondary storage
(d) Primary storage device
(e) None of these
932. The_________ allows you to access object and start
programme. [SBI Clerk 2015]
(a) Default menu
(b) XP menu
(c) Start menu
(d) Stop menu
(e) None of these
933. Which of the following is an operating system?
[SBI Clerk 2015]
(a) MS Windows
(b) Mac
(c) MS DOS
(d) Windows NT
(e) All of the above
934. What is correcting errors in a program called?
[SBI Clerk 2015]
(a) Interpreting
(b) Translating
(c) Debugging
(d) Compiling
(e) None of these
935. What is the other name of LAN card? [SBI Clerk 2015]
(a) Modem
(b) Network connector
(c) Internet card
(d) NIC
(e) None of these
936. The standard protocol of the internet is_______?
[SBI Clerk 2015]
(a) TCP/IP
(b) Java
(c) HTML
(d) Flash
(e) None of these
937. Windows 10 is in an example of a _______?
[SBI Clerk 2015]
(a) Application software
(b) Brawser
(c) Operating system
(d) Shareware
(e) None of these
938. Which of the following is machine independent program?
[SBI Clerk 2015]
(a) High level language
(b) Low level language
(c) Assembly level language
(d) Machine language
(e) None of these
939. Transformation of input into output is performed by ____?
[SBI Clerk 2015]
(a) Peripherals
(b) Memory
(c) Storage
(d) CPU
(e) None of these
940. A_________ is a non-impact printer that can produce very high-quality
letter-perfect printing. [SBI Clerk 2015]
(a) daisy wheel printer
(b) laser printer
(c) dot-matrix printer
(d) thermal printer
(e) drum printer
941. A marketing technique where marketer plays a specific role in a
particular segment is called -
[SBI PO Main 2015]
(a) Mass Marketing
(b) Niche marketing
(c) Strategic Marketing
(d) Communication Marketing
(e) None of these
942. In Marketing Mix 4 P’s Imply -
[SBI PO Main 2015]
(a) Product, Price, Place, Promotion
(b) Product, Price, Policy, Place
(c) Place, People, Product, Promotion
(d) All of the above
(e) None of these
943. Good marketing strategy envisages good and proper ____.
[SBI PO Main 2015]
(a) Product distribution
(b) Networking of branches
(c) High Pricing
(d) Placement of counter staff
(e) Relationship management
944. Marketing in banks has been necessitated due to
[SBI PO Main 2015]
(a) globalisation
(b) excess staff
(c) nationalisation of bank
(d) complacency among the staff
(e) poor customer service
945. Effective Selling Skills depends on-
[SBI PO Main 2015]
(a) Number of languages known to the DSA
(b) Data on marketing staff
(c) Information regarding IT market
(d) Knowledge of related market
(e) Ability to talk fast
946. The long term objective of marketing is-
[SBI PO Main 2015]
(a) Customer satisfaction
(b) Profit maximization
(c) Cost cutting
(d) Profit maximization with customer satisfaction
(e) None of these
947. For the buying and selling of precious metals such as Gold and Silver,
the market established is termed as ________ .
[IBPS PO Main 2016]
(a) Capital Market
(b) Money Market
(c) Bullion Market
(d) wholesale cash market
(e) None of the Above
948. The government has decided to increase the foreign direct investment
(FDI) limit in private banks from the existing 74% to
[IBPS PO MAIN 2016]
(A) 90%
(B) 100%
(C) 95%
(D) 80%
(E) NONE OF THESE
1. (d)
2. (e)
3. (e)
4. (c)
5. (b)
6. (e)
7. (a)
8. (e)
9. (d)
10. (b) Lead generation can be achieved by browsing telephone
directory, yellow pages, internet sites, list of existing customers, etc.
11. (d)
12. (b) Advantage refers to best strategies that lead to the creation and
sustainability of a competitive advantage. In order to have that
competitive advantage it must possess a favourable asymmetry
(e.g. lower unit cost, higher buyer willingness to pay for its
product) between itself and its competitors in the market.
13. (a) According to ‘Introduction to Marketing Management’ by Osman
Safdar Sarwant, the two fold goal of marketing is to attract new
customers by promising superior value which also keeping current
customers by delivering satisfaction. Sarwani outlined a five step
model of the marketing process.
14. (b) The Delphi method is a structured communication technique,
originally developed as a systematic, interactive forcasting
method which relies on a panel of experts. It has been widely used
for business forcasting and has certain advantage over another
structured forecasting approach, prediction markets.
15. (a) Innovation is about finding a better way of doing something.
Innovation can be viewed as the application of better solutions
that meet new requirements. In-articulated needs, or existing
market needs. This is accomplished through more effective
products, processes, services, technologies, or ideas that are
readily available to markets.
16. (b)
17. (b)
18. (a)
19. (e)
20. (a) For a bank, the foremost target market for selling their debit
cards is all their existing account holders.
21. (d)
22. (a)
23. (d)
24. (c)
25. (b)
26. (a)
27. (d)
28. (c) Market penetration means the depth of sales of a particular
product in a given market. Marketing Size involves the number of
sellers and buyers in the market.
29. (a)
30. (c)
31. (c)
32. (b)
33. (e)
34. (d)
35. (c)
36. (c)
37. (b)
38. (c)
39. (c)
40. (d)
41. (d)
42. (c)
43. (d)
44. (c) A DSA markets and sells goods to customers without the
benefit of a retail, online or catalog store. No educational requirements
is necessary for DSA position. But DSA should have good oral and
written communication skills.
45. (a) Market segmentation helps to determine targets groups or
indentifying prospects. It can be resorted to by way of-
segmenting by customer’s age, segmenting by customer’s income,
 segmenting geographically, segmenting by customer’s tastes &
preferences, etc.
46. (e)
47. (a)
48. (b)
49. (c)
50. (c) ICICI Bank Limited, India’s largest private sector bank, on
26th February 2014, announced the launch of ‘Branch on Wheels’ at
Bhubaneshwar in Odisha, as part of its financial inclusion plan that
aims at providing banking services in villages which are so far devoid
of banking facilities. This unique initiative will provide basic banking
services to the remote unbanked villages.
51. (c) Market segmentation pertains to the division of a set of consumers
into persons with similar needs and wants. Market segmentation
allows for a better allocation of a firm’s finite resources. Due to
limited resources, a firm must make choices in servicing specific
groups of consumers. So it can be defined in terms of the STP
acronym, meaning Segment, Target and Position.
52. (a) RTGS stands for ‘Real Time Gross Settlement’. RTGS is a funds
transfer system where transfer of money takes place from one
bank to another on a real time basis. This is the fastest mode of
funds transfer available in India through banking channel.
53. (b) Niche marketing is concentrating all marketing efforts on a small
but specific and well defined segment of the population. A niche
market is the subset of the market on which a specific product is
focused. The niche market is highly specialized, and aiming to
survive among the competition from numerous super companies.
54. (e) Segmentation is the process of slicing a market for a particular
product or service into a number of different segments. The
segments are usually based on factors such as demographics,
beliefs or the occassion of use of the product. Age and gender are
demographic components of segmentation.
55. (e) Customer relationship management (CRM) is a system for
managing a company’s interactions with current and future
customers. It involves using technology to organize, automate and
 synchronize sales, marketing, customer service, and technical
support.
56. (d)
57. (c)
58. (d)
59. (d)
60. (d)
61. (c)
62. (b)
63. (c)
64. (a)
65. (c)
66. (d)
67. (b)
68. (d)
69. (a)
70. (b)
71. (a)
72. (d)
73. (a)
74. (c)
75. (c)
76. (c)
77. (b)
78. (a)
79. (b)
80. (c)
81. (b)
82. (c)
83. (b)
84. (c)
85. (d)
86. (d)
87. (c)
88. (d)
89. (a)
90. (a)
91. (b)92(b)
93. (b)
94. (a)
95. (b)
96. (d)
97. (a)
98. (d)
99. (a)
100. (a)
101. (a)
102. (a)
103. (d)
104. (b)
105. (d)
106. (a)
107. (d)
108. (b)
109. (d)
110. (a)
111. (a)
112. (a)
113. (c)
114. (d)
115. (b)
116. (a)
117. (d)
118. (a)
119. (c)
120. (e)
121. (c)
122. (d)
123. (d)
124. (e)
125. (a)
126. (d)
127. (c)
128. (a)
129. (b)
130. (e)
131. (c)
132. (d)
133. (b)
134. (a)
135. (a)
136. (b)
137. (e)
138. (d)
139. (b)
140. (b)
141. (e)
142. (e)
143. (a)
144. (c)
145. (a)
146. (a)
147. (e)
148. (b)
149. (c)
150. (a)
151. (b)
152. (a)
153. (d)
154. (c)
155. (d)
156. (b)
157. (d)
158. (d)
159. (a)
160. (e)
161. (b)
162. (e)
163. (e)
164. (a)
165. (d)
166. (e)
167. (a)
168. (c)
169. (c)
170. (e)
171. (e)
172. (b)
173. (e)
174. (d)
175. (c)
176. (b)
177. (d)
178. (c)
179. (d)
180. (e)
181. (c)
182. (a)
183. (b)
184. (b)
185. (d)
186. (c)
187. (a)
188. (b)
189. (d)
190. (e)
191. (d)
192. (a)
193. (b)
194. (c)
195. (a)
196. (a)
197. (e)
198. (b)
199. (a)
200. (c)
201. (a)
202. (e)
203. (c)
204. (c)
205. (d)
206. (e)
207. (c)
208. (c)
209. (d)
210. (e)
211. (d)
212. (c)
213. (e)
214. (d)
215. (c)
216. (d)
217. (b)
218. (c)
219. (a)
220. (b)
221. (c)
222. (b)
223. (b)
224. (d)
225. (d)
226. (a)
227. (b)
228. (d)
229. (e)
230. (c)
231. (e)
232. (c)
233. (e)
234. (d)
235. (e)
236. (b)
237. (e)
238. (e)239(a)
240. (a)
241. (b)
242. (e)
243. (d)
244. (e)
245. (c)
246. (c)
247. (b)
248. (a)
249. (d)
250. (c)
251. (b)
252. (e)
253. (a)
254. (a)
255. (e)
256. (a)
257. (e)
258. (b)
259. (a)
260. (b)
261. (b)
262. (d)
263. (b)
264. (a)
265. (d)
266. (d)
267. (b)
268. (d)
269. (e)
270. (d)
271. (d)
272. (d)
273. (c)
274. (c)
275. (e)
276. (e)
277. (d)
278. (e)
279. (c)
280. (c)
281. (d)
282. (b)
283. (b)
284. (e)
285. (c)
286. (e)
287. (b)
288. (a)
289. (a)
290. (b)
291. (b)
292. (b)
293. (c)
294. (d)
295. (b)
296. (a)
297. (b)
298. (c)
299. (b)
300. (b)
301. (d)
302. (b)
303. (b)
304. (d)
305. (b)
306. (a)
307. (b)
308. (a)
309. (a)
310. (a)
311. (c)
312. (a)
313. (a)
314. (a)
315. (c)
316. (a)
317. (b)
318. (a)
319. (a)
320. (c)
321. (c)
322. (c)
323. (b)
324. (c)
325. (b)
326. (b)
327. (a)
328. (a)
329. (c)
330. (b)
331. (a)
332. (d)
333. (b)
334. (b)
335. (b)
336. (c)
337. (a)
338. (e)
339. (e)
340. (c)
341. (a)
342. (c)
343. (a)
344. (e)
345. (a)
346. (d)
347. (a)
348. (b)
349. (a)
350. (d)
351. (a)
352. (d)
353. (d)
354. (e)
355. (c)
356. (b)
357. (d)
358. (b)
359. (b)
360. (e)
361. (a)
362. (b)
363. (e)
364. (a)
365. (d)
366. (e)
367. (c)
368. (b)
369. (b)
370. (b)
371. (c)
372. (c)
373. (c)
374. (d)
375. (b)
376. (c)
377. (b)
378. (c)
379. (d)
380. (e)
381. (d)
382. (e)
383. (a)
384. (b)
385. (c)
386. (e)
387. (a)
388. (a)
389. (c)
390. (d)
391. (e)
392. (a)
393. (e)
394. (a)
395. (a)
396. (a)
397. (b)
398. (d)
399. (e)
400. (c)
401. (c)
402. (b)
403. (b)
404. (c)
405. (a)
406. (d)
407. (b)
408. (d)
409. (e)
410. (e)
411. (a)
412. (d)
413. (a)
414. (c)
415. (c)
416. (d)
417. (e)
418. (a)
419. (b)
420. (c)
421. (c)
422. (e)
423. (b)
424. (d)
425. (b)
426. (b)
427. (b)
428. (b)
429. (d)
430. (a)
431. (a)
432. (b)
433. (b)
434. (a)
435. (a)
436. (a)
437. (b)
438. (d)
439. (c)
440. (d)
441. (d)
442. (c)
443. (b)
444. (e)
445. (e)
446. (a)
447. (e)
448. (d)
449. (e)
450. (d)
451. (b)
452. (a)
453. (c)
454. (d)
455. (c)
456. (b)
457. (c)
458. (a)
459. (d)
460. (a)
461. (a)
462. (e)
463. (e)
464. (c)
465. (e)
466. (e)
467. (a)
468. (e)
469. (d)
470. (d)
471. (e)
472. (c)
473. (b)
474. (d)
475. (c)
476. (c)
477. (c)
478. (b)
479. (a)
480. (b)
481. (c)
482. (d)
483. (b)
484. (c)
485. (d)
486. (e)
487. (d)
488. (b)
489. (d)
490. (a)
491. (e)
492. (d)
493. (c)
494. (b)
495. (a)
496. (c)
497. (c)
498. (e)
499. (a)
500. (d)
501. (b)
502. (d)
503. (c)
504. (b)
505. (a)
506. (b)
507. (c)
508. (e)
509. (c)
510. (e)
511. (e)
512. (c)
513. (b)
514. (a)
515. (b)
516. (d)
517. (b)
518. (d)
519. (e)
520. (a)
521. (e)
522. (b)
523. (a)
524. (d)
525. (c)
526. (e)
527. (e)
528. (d)
529. (e)
530. (d)
531. (b)
532. (a)
533. (c)
534. (e)
535. (d)
536. (e)
537. (b)
538. (c)
539. (a)
540. (a)
541. (b)
542. (e)
543. (e)
544. (e)
545. (c)
546. (b)
547. (a)
548. (c)
549. (a)
550. (c)
551. (d)
552. (d)
553. (c)
554. (b)
555. (a)
556. (c)
557. (b)
558. (a)
559. (d)
560. (a)
561. (d)
562. (a)
563. (b)
564. (c)
565. (e)
566. (c)
567. (a)
568. (d)
569. (a)
570. (b)
571. (d)
572. (e)
573. (b)
574. (a)
575. (c)
576. (a)
577. (c)
578. (d)
579. (d)
580. (a)
581. (a)
582. (e)
583. (a)
584. (b)
585. (d)
586 (c) 587
(c) 588
(d) 589
(c) 590 (d)
591 (d) 592
(d) 593
(e) 594
(b) 595 (c)
596 (c) 597
(b) 598
(b) 599
(b) 600 (b)
601 (a) 602
(a) 603
(a) 604
(a) 605 (a)
606 (b) 607
(e) 608
(b) 609
(a) 610 (a)
611 (c) 612
(c) 613
(d) 614
(d) 615 (b)
616 (b) 617
(e) 618
(b) 619
(b) 620 (e)
621 (a) 622
(d) 623
(b) 624
(e) 625 (c)
626. (d)
627. (c)
628. (b)
629. (a)
630. (c)
631. (c)
632. (a)
633. (b)
634. (d)
635. (d)
636. (e)
637. (d)
638. (d)
639. (a)
640. (c)
641. (d)
642. (b)
643. (d)
644. (d)
645. (c)
646. (e)
647. (c)
648. (a)
649. (b)
650. (e)
651. (b)
652. (e)
653. (a)
654. (a)
655. (a)
656. (a)
657. (a)
658. (c)
659. (d)
660. (d)
661. (b)
662. (a)
663. (b)
664. (a)
665. (a)
666. (d)
667. (c)
668. (e)
669. (e)
670. (e)
671. (c)
672. (e)
673. (b)
674. (c)
675. (c)
676. (c)
677. (d)
678. (a)
679. (c)
680. (a)
681. (c)
682. (d)
683. (b)
684. (c)
685. (c)
686. (b)
687. (d)
688. (c)
689. (e)
690. (c)
691. (b)
692. (a)
693. (b)
694. (b)
695. (a)
696. (b)
697. (a)
698. (b)
699. (c)
700. (c)
701. (a)
702. (b)
703. (b)
704. (c)
705. (b)
706. (d)
707. (b)
708. (d)
709. (d)
710. (d)
711. (a)
712. (a)
713. (d)
714. (d)
715. (d)
716. (b)
717. (a)
718. (b)
719. (c)
720. (c)
721. (a)
722. (d)
723. (c)
724. (d)
725. (a)
726. (b)
727. (c)
728. (a)
729. (d)
730. (c)
731. (e)
732. (e)
733. (c)
734. (c)
735. (c)
736. (a)
737. (b)
738. (a)
739. (d)
740. (d)
741. (c)
742. (e)
743. (b)
744. (d)
745. (a)
746. (a)
747. (b)
748. (d)
749. (d)
750. (c)
751. (c)
752. (c)
753. (a)
754. (c)
755. (a)
756. (a)
757. (c)
758. (a)
759. (b)
760. (e)
761. (c)
762. (c)
763. (e)
764. (a) A warm boot is when you reset a computer that is already on.
765. (e) Actual name given to such message is ‘phishing’ but phishing is a
part/category of spam.
766. (e)
767. (c)
768. (a)
769. (a)
770. (b)
771. (b)
772. (d)
773. (b)
774. (b)
775. (c)
776. (a)
777. (c)
778. (e)
779. (e)
780. (d)
781. (c)
782. (e)
783. (c)
784. (c)
785. (a) CPU is the abbreviation for Central Processing Unit.
786. (b) Joysticks are primarily used for computer gaming. These are input
devices that are connected to a computer to manage game controls
such as moving front, behind and sideways, shooting or other
gaming tasks. Hardcore games prefer joysticks over keyboard
controls.
787. (d) Storage devices are data storage devices that are used in the
computers to store data. CD, DVD, floppy disk and Hard disk are
all types of storage devices. Printers are output devices used to
prepare permanent output on paper.
788. (e) A handheld operating system (also known as mobile operating
system) is an operating system that operates on smart phones,
tablet, PDA (personal digital assistant) or other digital mobile
devices.
789. (a) By double-clicking a folder in the main window or in the list
along the left side to open the folder (also called left pane in
windows explorer), the contents of the folder gets displayed.
790. (b) The CPU comprises of control unit (CU), memory and
arithmetic/logic unit (ALU). ALU performs arithmetic and logic
operations and the CU extracts instructions from memory (called
main memory/primary memory/RAM) and decodes and executes
them, calling on the ALU when necessary.
791. (c) A network server is a computer that provides various shared
resources to workstations and other servers on a computer
network. They are built with more powerful components than
individual workstations.
792. (c) A hyperlink (or link) is a word, group of words or image that
appears on a web page which can be clicked on to jump to another
document. A link is a part of anchor tag.
793. (d) Each program displays information in one or more windows-
rectangular areas on the screen that display information from a
running program. Each program’s window(s) can be minimized,
maximised or restored.
794. (c) Disk fragmentation is a utility program that locates and eliminates
unnecessary fragments. As operations & processes are loaded &
deleted from computer memory, free memory space is broken in
little pieces.
795. (c) A power surge is a period of abnormally high voltage in an
electrical system, which pushes too much current (or electricity)
through electrical devices. A brief power surge that lasts less than
one power cycle is called a voltage spike.
796. (e) A word processor is a software application that is used to produce,
edit and format mainly text documents such as letters, memos,
reports, labels, etc.
797. (e) It is the function of the input devices to take the input from the
user (which is in human readable form) and convert it into
machine readable form before it is presented to the computer.
798. (e) A peripheral is a “device that is used to put information into or get
information into or get information out of the computer.” USB
(Universal Serial Bus) is a serial bus standard to interface devices.
Similarly, peripherals can be connected via Bluetooth.
799. (a) Preprocessing is the first pass of any complication. Compilation is
the second pass. It takes the output of the preprocessor, and the
source code, and generates assembler source code. Assembly is
the third stage of compilation which takes the assembly source
code and produces an assembly listing with offsets. Linking is the
final stage of compilation. It takes one or more object files or
libraries as input and combines them to produce a single (usually
executable) file.
800. (e) Malicious programs are used to attackers to disrupt computer
operation, gather sensitive information, or gain access to private
computer systems. Normally such a program can be removed by
simply uninstalling it. However, a reboot will be required to
completely remove it from the system.
801. (e) The process of copying software programs from secondary storage
media to the system’s hard disk is called installation. Computers
have primary memory that is not used to store bulk data, so we
use storage devices like hard disk, floppy disk, compact disk (C),
 digital versatile disk (DVD) etc, which are called secondary
memory.
802. (a) A barcode is an optical machine-readable representation of data
relating to the object to which it is attached. It serves as the
Universal Product Code. Barcodes originally were scanned by
special optical scanners called barcode readers. Later, scanners
and interpretive software became available on devices including
desktop printers and smartphones.
803. The devices which are used to input the data and the programs in
the computer are known as “Input Devices”. Keyboard, mouse,
track ball and light pen are all input devices. Output Devices can
produce the final product of machine processing into a form
usable by humans. For example, Bar code Reader reads bar codes
an converts them into electric pulses to be processed by a
computer.
804. (b) A spreadsheet is an interactive computer application program for
organization and analysis of data in tabular form. The program
operates on data represented as cells of an array, organized in
rows and columns. Microsoft Excel is a spreadsheet application
that features calculation, graphing tools, pivot tables, etc.
805. (b) To open a file, the easiest way is to left click with the mouse
twice. Another way is to right click the mouse and select‘OPEN’.
806. (b) A remote computer is a computer to which a user does not have
physical access, but when he or she can access or manipulate via
some kind of network. Remote desktop software allows a person
to control a computer from another computer; this allows the user
to change anything on the linear computer, and access all of the
file contents.
807. (a) When we save a file, we can save it to a folder on our hard disk
drive, a network location, disk, DVD, CD, the desktop, flash
drive, or save as another file format. Save As option is the way to
save the data to a different file format.
808. (c)
809. (c)
810. (a)
811. (c)
812. (a)
813. (c)
814. (b)
815. (e)
816. (e)
817. (d)
818. (b)
819. (d)
820. (d)
821. (b)
822. (a)
823. (c)
824. (b)
825. (a)
826. (d)
827. (a)
828. (d)
829. (c)
830. (b)
831. (b)
832. (a)
833. (c)
834. (c)
835. (a)
836. (a)
837. (d)
838. (d)
839. (d)
840. (d)
841. (d)
842. (b)
843. (d)
844. (a)
845. (d)
846. (c)
847. (b)
848. (d)
849. (d)
850. (c)
851. (b)
852. (c)
853. (e)
854. (b)
855. (d)
856. (c)
857. (b)
858. (c)
859. (b)
860. (b)
861. (b)
862. (c)
863. (d)
864. (b)
865. (c)
866. (b)
867. (a)
868. (b)
869. (c)
870. (b)
871. (c)
872. (b)
873. (c)
874. (c)
875. (a)
876. (a)
877. (c)
878. (b)
879. (a)
880. (a)
881. (c)
882. (d)
883. (b)
884. (a)
885. (d)
886. (a)
887. (d)
888. (a)
889. (d)
890. (d)
891. (d)
892. (a)
893. (a)
894. (c)
895. (b)
896. (b)
897. (a)
898. (b)
899. (d)
900. (d)
901. (e)
902. (e)
903. (d)
904. (d)
905. (a)
906. (c)
907. (d)
908. (b)
909. (c)
910. (b)
911. (a)
912. (a)
913. (b)
914. (c)
915. (d)
916. (d)
917. (a)
918. (c)
919. (c)
920. (d)
921. (a)
922. (b)
923. (c)
924. (a)
925. (b)
926. (a)
927. (a)
928. (c)
929. (e)
930. (d)
931. (c)
932. (a)
933. (e)
934. (c)
935. (d)
936. (a)
937. (c)
938. (a)
939. (d)
940. (b)
941. (b)
942. (a)
943. (e)
944. (a)
945. (d)
946. (d)
947. (c)
948. (b)
1. United States Atomic Energy Act 1954 establishes an agreement of co-
operation as a pre-requisite for nuclear deals between US and any other
nation. Such an agreement is popularly known as_________. (SBI
Clerk 2012)
(a) Agreement of co-operation
(b) ‘123’ agreement
(c) IPL 480
(d) A to Z agreement
(e) Nuclear Deal
2. Which of the following schemes is restructured as National Rural
Livelihood Mission (NRLM), an ambitious scheme to eradicate
poverty in rural areas? (SBI PO 2011)
(a) SHGs
(b) Swarnajayanti Gram Swarojgar Yojna
(c) Mid Day Meal
(d) Integrated Rural Development Programme
(e) None of these
3. Which of the following state has registered the maximum growth in
Gross State Domestic Product in the year?
(SBI PO 2011)
(a) Chhattisgarh
(b) Kerala
(c) Gujarat
(d) Goa
(e) None of these
4. Which of the following schemes has NOT been launched by the
Ministry of Rural Development, Govt of india?
(SBI & its Associates PO 2011)
(a) National Old Age Pension Scheme
(b) National Maternity Benefit Scheme
(c) National Family Benefit Scheme
(d) Mid-Day Meal Scheme
(e) All are launched by Ministry of Rural Development
5. Which of the following schemes of the Govt. of India has provided
electricity to 99000 villages and total 1.7 crore households uptill now
? (IBPS PO/MT 2012)
(a) Kutir Jyoti
(b) Rajiv Gandhi Grameen Vidyutikaran Yojana
(c) Bharat Nirman
(d) PURA
(e) SEWA
6. To which of the following crops does the Rashtriya Krishi Bima
Yojana (NAIS) provide insurance? (SBI PO 2014)
(a) Food crops (cereals and pulses)
(b) Oilseeds
(c) Horticultural crops
(d) Commercial crops
(e) All of the above
7. Which of the following characterizes the top level management of
corporates? (SBI PO 2014)
(a) Spend more time in co-ordinating and communicating
(b) Executes (implements) the policies and plans
(c) Determine the objectives, policies and plans of the organisation
(d) Spend more time in directing and controlling
(e) Coordinate the activities of all the departments
8. Which of the following is one of the indicators of Human
Development Index (HDI)? (RBI Assistant 2014)
(a) Life expectancy at birth
(b) Total cost of the agricultural land with a family
(c) Total area of the agricultural land with a family
(d) Availability of perennial source of water for irrigation
(e) Nature of employment, casual/permanent or semipermanent
9. In commodity exchanges in India, Index Futures are not permitted, as
some of the provisions of the FCRA do not allow the same. What is the
full form of FCRA ?
(SBI & its Associates Bank PO 2010)
(a) Foreign Commodities Regulation Act
(b) Forward Commodities Repurchasing Act
(c) Forward Contracts Regulation Act
(d) Financial contracts Reformation Act
(e) None of these
10. The Holidays for the Banks are declared as per _________.
(IBPS PO/MT 2013)
(a) Reserve Bank Act
(b) Banking Regulation Act
(c) Negotiable Instruments Act
(d) Securities and Exchange Board of India Act
(e) Companies Act
11. According to the provisions of the income Tax Act, 1961 a resident
individual is categorised as a ‘very senior citizen’ when he
is (IBPS PO/MT 2013)
(a) 80 yr of age or older
(b) 75 yr of age or older
(c) 90 yr of age or older
(d) 85 yr of age or older
(e) 65 yr of age or older
12. Which of the following statements regarding the ‘Direct Benefits
Transfer Scheme (DBT)’ of the government of India is ‘not’
true? (IBPS PO/MT 2013)
(a) The scheme covers LPG subsidies, pension payments and scholarships
(b) Indirect transfers of benefits are more prone to leakage than direct
transfers
(c) Under DBT, money is directly transferred into bank accounts of
beneficiaries
(d) The scheme was launched on January 1, 2013 to cover 20 districts
initially
(e) The scheme is likely to increase the subsidy bill of the government?
13. Which of the following sectors contributes maximum in deciding the
growth in income of the states in India?
(IBPS PO/MT 2014)
(a) Energy
(b) Tourism
(c) Service
(d) Transport
(e) Agriculture
14. What is the corpus of the National Social Security Fund?
(IBPS PO/MT 2014)
(a) ` 250 crore
(b) ` 500 crore
(c) ` 1000 crore
(d) ` 1200 crore
(e) ` 1500 crore
15. Which one of the following taxes/cess is levied by States in
India? (SBI Clerk 2011)
(a) Tax on motor vehicles
(b) Educational cess
(c) Tax on hotels
(d) Tax on wealth
(e) All of these
16. UNESCO is an organisation working in the field of
(IBPS Clerk 2011)
(a) Social Welfare
(b) Protecting interest of prisoners of war
(c) Framing international laws
(d) International collaboration through education, culture and science
(e) Protecting children’s right
17. Who amongst the following is an Economist of international repute
? (IBPS Clerk 2012)
(a) Amartya Sen
(b) Shobha De
(c) Nani Palkiwala
(d) Arun Shourie
(e) None of these
18. Which of the following companies is a steel making company ?
[IBPS Clerk 2012]
(a) Hindalco
(b) Raymonds
(c) Lakme
(d) Corus
(e) None of these
19. As per the findings of the expert group headed by Dr. Suresh
Tendulkar a substantial number of people in India still live Below
Proverty Line. What is that number in terms of
percentage? (SBI PO 2010)
(a) 25 %
(b) 37 %
(c) 41 %
(d) 47 %
(e) None of these
20. Cryogenic Engines are used in which of the following areas of
technology? (SBI PO 2010)
(a) Atomic Energy
(b) Food Technology
(c) Oceanography
(d) Space Research
(e) None of these
21. The National Rural Employment Guarantee Act is now known by
which of the following names? (SBI PO 2010)
(a) Indira Gandhi Rural Employment Guarantee Act
(b) Rajiv Gandhi Rural Employment Guarantee Act
(c) Jawaharlal Nehru Rural Employment Guarantee Act
(d) Mahatma Gandhi Rural Employment Guarantee Act
(e) All (A), (B) and (C)
22. Which of the following initiative is/are taken by the Government of
India to boost the development of agriculture?
(SBI PO 2010)
(A) Accelerated Irrigation Benefit programme
(B) Fertiliser Subsidy Scheme
(C) Public Distribution System (PDS)
(a) Only (A)
(b) Only (B)
(c) Only (C)
(d) Only (A) and (B)
(e) All (A), (B) and (C)
23. Who is the author of the book Patrons of the Poor : Caste Politics and
Policy Making in India? (SBI PO 2011)
(a) Narayan Lakshman
(b) Greg Lindsay
(c) Khushwant Singh
(d) Salman Rushdie
(e) None of the above
24. Which of the following Indian Universities is Asia’s largest residential
university? (IBPS PO/MT 2013)
(a) Allahabad University
(b) Utkal University
(c) Banaras Hindu University
(d) Anna University
(e) Jawaharlal Nehru University
25. The minimum age for becoming a member of Rajya Sabha is
(IBPS PO/MT 2013)
(a) 28 yr
(b) 40 yr
(c) 30 yr
(d) 35 yr
(e) 25 yr
26. Which day would be celebrated as Safe Motherhood Day as announced
by Health Ministry of India?
(IBPS PO/MT 2014)
(a) 7th March
(b) 8th March
(c) 9th March
(d) 10th March
(e) None of these
27. Shivasumdaram Hydro Power Project is located in which
state? (IBPS PO/MT 2014)
(a) Andhra Pradesh
(b) Karnataka
(c) Kerala
(d) Tamilnadu
(e) None of these
28. The judges of the Supreme Court of India now retire at the age
of (SBI Clerk 2011)
(a) 58 years
(b) 60 years
(c) 62 years
(d) 65 years
(e) 68 years
29. Which of the following is a good and rich source of vitamin
‘C’? (SBI Clerk 2011)
(a) Milk
(b) Radish
(c) Mango
(d) Lemon Juice
(e) Banana
30. Which of the following is the Chemical name of the salt we use in our
kitchen? (SBI Clerk 2011)
(a) Calcium Carbonate
(b) Calcium Chloride
(c) Sodium Carbonate
(d) Sodium Chloride
(e) Ammonium Sulphate
31. Who amongst the following can take benefit of the Social Security
Fund established by the Government of India for unorganised
workers? (SBI Clerk 2011)
(a) Primary school teacher
(b) Employee of Sugar Factory
(c) Textile Mazdoor
(d) Rickshaw Puller
(e) Clerk in a factory
32. India has an agreement with USA for producing energy in the form
of (SBI Clerk 2011)
(a) Hydraulic
(b) Thermal
(c) Nuclear
(d) Solar
(e) All of these forms
33. In case a major war breaks out between two nations, which of the
following organisations/agencies will be seen in the battle field, in
addition to the armies of the fighting parties?
(SBI Clerk 2011)
(a) WTO
(b) Red Cross
(c) CARE
(d) OPEC
(e) All of these
34. An individual visiting UAE will have to make his/her payments in
which of the following currencies?
(SBI Clerk 2011)
(a) Dirham
(b) Taka
(c) Baht
(d) Peso
(e) Dinar
35. Which of the following is a food crop? (SBI Clerk 2011)
(a) Maize
(b) Cotton
(c) Palm
(d) Jute
(e) Jatropha
36. Vedanta Alumina is a company operating in the area of
(SBI Clerk 2011)
(a) Shipping
(b) Mining
(c) Cement
(d) Textiles
(e) Banking
37. Which of the following is the abbreviated name associated with food
security? (SBI Clerk 2011)
(a) ASHA
(b) PDS
(c) WTO
(d) OPEC
(e) NPA
38. Which of the following awards is given to sports persons in India
? (SBI Clerk 2011)
(a) Shantiswarup Bhatnagar Awards
(b) Arjuna Award
(c) Kalidas Samman
(d) Saraswati Samman
(e) None of these
39. Which of the following Awards is given to a sports coach?
(SBI Clerk 2011)
(a) Arjuna Award
(b) Khel Ratna Puraskar
(c) Sportsman of the year Award
(d) Dronacharya Award
(e) None of these
40. What is the purpose of Mahatma Gandhi National Rural Employment
Guarantee Act? (SBI Clerk 2011)
(a) To provide employment to all those who are unemployed
(b) To provide 100 days employment to those who are willing to take a job
(c) To ensure that nobody in a village remains unemployed
(d) To ensure that people get enough income during off season
(e) None of these
41. Which of the following names is associated with a Health scheme
launched by the Govt. of India?(SBI Clerk 2011)
(a) VAT
(b) MAT
(c) CAR
(d) AAFI
(e) ASHA
42. An individual going to Kuwait will have to make all his/her payments
in which of the following currencies?
(SBI Clerk 2011)
(a) Pula
(b) Ruble
(c) Curo
(d) Lari
(e) Dinar
43. Which of the following trophies/cups is NOT associated with the game
of Football? (SBI Clerk 2011)
(a) Challenge Cup
(b) Nehru Gold Cup
(c) Carling Cup
(d) FIFA World Cup
(e) Merdeka Cup
44. The regulator of the Insurance Companies in India
is_______ (SBI Clerk 2011)
(a) RBI
(b) Finance Minister
(c) SEBI
(d) IBA
(e) None of these
45. Which of the following is the Currency of Iran?
(IBPS Clerk 2011)
(a) Dinar
(b) Rial
(c) Lari
(d) Rufiyaa
(e) Dirham
46. The Head Quarters of the International Court of Justice is located in
— (IBPS Clerk 2011)
(a) Vienna
(b) London
(c) Tokyo
(d) Paris
(e) Hague
47. Compilation of data on industrial production in India is done by which
of the following agencies/organisations?
(IBPS Clerk 2011)
(a) National Testing Lab
(b) Reserve Bank of India
(c) Census Commission of India
(d) Planning Commission of India
(e) Central Statistics Office
48. Who among the following is the ex-officio Chairman of the Rajya
Sabha? (IBPS Clerk 2011)
(a) Pratibha Patil
(b) Mohammad Hamid Ansari
(c) Manmohan Singh
(d) Miera Kumar
(e) L.K. Advani
49. Which of the following is a programme launched by the Govt of India
aimed at providing good health services in rural
areas? (IBPS Clerk 2011)
(a) ASHA
(b) Mid Day Meal
(c) Kutir Jyoti
(d) Jeevan Arogya
(e) Swabhiman
50. Who among the following is known as the ‘Father of Green
Revolution’ in India? (IBPS Clerk 2011)
(a) Dr. MS Swaiminathan
(b) Dr Amartya Sen
(c) Dr Kurien Verghese
(d) Dr Raja Ramanna
(e) Dr Homi Bhabha
51. Which of the following is a ‘Cash Crop’?(IBPS Clerk 2011)
(a) Wheat
(b) Jowar
(c) Paddy
(d) Bajra
(e) Sugarcane
52. Which of the following rivers flows between India and
China? (IBPS Clerk 2011)
(a) Ganga
(b) Narmada
(c) Brahmaputra
(d) Chambal
(e) Krishna
53. Which of the following institutions is an asset reconstruction
company? (IBPS Clerk 2011)
(a) CIBIL
(b) DICGC
(c) BCSBI
(d) ARClL
(e) IRDA
54. Kabul is a Town in (IBPS Clerk 2011)
(a) Pakistan
(b) Nepal
(c) Bhutan
(d) Bangladesh
(e) Afghanistan
55. Union Budget is always presented in the month of
(IBPS Clerk 2011)
(a) January
(b) March
(c) April
(d) December
(e) February
56. Which of the following is an agricultural product?
(IBPS Clerk 2011)
(a) Honey
(b) Butter
(c) Molasses
(d) Ginger
(e) Ethanol
57. Which of the following States is among the North East States of
India? (IBPS Clerk 2011)
(a) Jammu & Kashmir
(b) Punjab
(c) Himachal Pradesh (d) Meghalaya
(e) Rajasthan
58. Which of the following is NOT the name of a country?
(IBPS Clerk 2011)
(a) Congo
(b) Ethiopia
(c) Paris
(d) Uganda
(e) East Timor
59. ‘Dinar’ is the currency of which of the following countries?
(IBPS Clerk 2011)
(a) Pakistan
(b) Iran
(c) Ghana
(d) South Sudan
(e) Libya
60. Which of the following terms is used in the game of Chess?
(IBPS Clerk 2011)
(a) Checkmate
(b) Hoops
(c) Stroke
(d) Heave
(e) Deuce
61. Which term is used in Physics?
(IBPS Clerk 2011)
(a) Credit
(b) Absolute Zero
(c) Rabies
(d) Thyroxin
(e) Liquidity
62. Coins of which of the following denominations are easily available in
India and are used by all of us in our day-to-day shopping
? (IBPS Clerk 2012)
A. ` 5
B. ` 2
C. ` 50
(a) Only A
(b) Only B
(c) Only C
(d) Both A and B
(e) All A, B and C
63. ‘Rupee’ is the currency of (IBPS Clerk 2012)
(a) Nepal
(b) Indonesia
(c) Myanmar
(d) Bangladesh
(e) Libya
64. The two main seasons of cropping in India are known as
______. (IBPS Clerk 2012)
(a) Hot-Cold
(b) Winter-Spring
(c) Summer-Winter
(d) Rainy-Cold
(e) Kharif-Rabi
65. The maximum crop area (about 75%) in India is covered by
______. (IBPS Clerk 2012)
(a) food crops
(b) ornamental plants
(c) cash crops
(d) vegetables
(e) jute and cotton
66. Which of the following commodities is a major item of the export from
India to many countries ?(IBPS Clerk 2012)
(a) Vegetable
(b) Paddy
(c) Tea
(d) Jute
(e) All of these
67. As decided by UNESCO the ‘International Literacy Day’ is observed
on which of the following days every year?
(SBI Clerk 2012)
(a) 8th September
(b) 18th March
(c) 28th March
(d) 18th September
(e) None of these
68. Which of the following is the currency used in Brazil?
(SBI Clerk 2012)
(a) Dollar
(b) Euro
(c) Real
(d) Pesso
(e) Franc
69. Which of the following terms is used in Botany?
(SBI Clerk 2012)
(a) Recession
(b) Dumping
(c) Barter System
(d) Cartel
(e) Biennial
70. ‘PVR’ is the name of a leading ___________ .
(SBI Clerk 2012)
(a) Retail Store Chain
(b) Trousers Brand
(c) Fast Food Restaurants
(d) Casual Footwear Chain
(e) Multiplex Chain Operator
71. Under the RTI Act the time for disposal of request for information in
cases concerning life and liberty is
_______.
(SBI Clerk 2012)
(a) 30 days
(b) 15 days
(c) 10 days
(d) 7 days
(e) 48 hours
72. Which of the following is not a Consumer Right as per Consumer
Protection Act 1986? (SBI Clerk 2012)
(a) Right to Consumer Education
(b) Right to Seek Redressal
(c) Right to Safety
(d) Right to be Informed
(e) Right to Negotiate
73. Which of the following is a power generating company?
(SBI Clerk 2012)
(a) Reliance
(b) HINDALCO
(c) TISCO
(d) HPCL
(e) CIPLA
74. A form of intentional weather modification by changing to trying the
amount or type of precipitation that falls from clouds by dispersing
substances into air that serve as cloud condensation is called
___________. (SBI Clerk 2012)
(a) Cloud Computing
(b) Cloud Technology
(c) Cloud Seeding
(d) Cloud Control
(e) Cloud Engineering
75. Which of the following birds has been declared as the ‘State Bird’ by
the Government of Delhi State?(SBI Clerk 2012)
(a) Parrot
(b) Pigeon
(c) House Sparrow
(d) Peacock
(e) Swan
76. The North Atlantic Treaty Organisation (NATO) is headquartered at
_________. (SBI Clerk 2012)
(a) Camp David, Maryland USA
(b) Geneva
(c) New York
(d) Sweden
(e) Brussels
77. What does ‘D’ stand for in DBT?
(IBPS Clerk 2014)
(a) Direct
(b) Debit
(c) Devaluation
(d) Depreciated
(e) None of these
78. Sardar Patel Birthday is celebrated as- (IBPS Clerk 2014)
(a) National Integration Day
(b) National Unity Day
(c) National Education Day
(d) National Law Day
(e) None of these
79. Which city is best known for its oil refinery?
(SBI Clerk 2014)
(a) Baiji
(b) Mumbai
(c) Perth
(d) Chad
(e) None of these
80. Which Article of the Constitution of India, is the annual budget of the
Republic of India ? (SBI Clerk 2014)
(a) Article 12
(b) Article112
(c) Article 21
(d) Article 11
(e) None of these
81. International Day of Non-violence is observed on the birth day of
________. (SBI Clerk 2014)
(a) Jawahar Lal Nehru
(b) Indira Gandhi
(c) Rajiv Gandhi
(d) Sonia Gandhi
(e) Mahatma Gandhi
82. The National Stock Exchange is located in ______.
(SBI Clerk 2014)
(a) New Delhi
(b) Mumbai
(c) Kolkata
(d) Chennai
(e) Bangalore
83. Which of the following is not a public sector company ?
(SBI Clerk 2014)
(a) HPCL
(b) BPCL
(c) BHEL
(d) Gillette
(e) All of these
84. Which of the following States is among the North East States of India
? (SBI Clerk 2014)
(a) Jammu & Kashmir
(b) Punjab
(c) Himachal Pradesh
(d) Meghalaya
(e) Rajasthan
85. Which of the following is a mineral? (SBI Clerk 2014)
(a) Isabgol
(b) Camphor
(c) Tobacco
(d) Nickel
(e) Jute
86. Which of the following is the name of a Scientific Instrument ?
(SBI Clerk 2014)
(a) Plasma
(b) Pascal
(c) Radiation
(d) Lactometer
(e) Adrenal Cortex
87. Which of the following terms is used in the game of Chess ?
(SBI Clerk 2014)
(a) Checkmate
(b) Hoops
(c) Stroke
(d) Heave
(e) Deuce
88. The World Refugee Day is observed on
(IBPS Clerk 2015)
(a) 20 June
(b) 21 June
(c) 22 June
(d) 23 June
(e) None of these
89. The Woody Island is located in which of the following sea?
(IBPS Clerk 2015)
(a) Arabian Sea
(b) Bay of Bengal
(c) South China Sea
(d) Red Sea
(e) None of these
90. Corsica is an island in the Mediterranean Sea belonging to France.
What is capital of Corsica? (IBPS Clerk 2015)
(a) Paris
(b) Ajaccio
(c) Zagreb
(d) Hawana
(e) Damascus
91. Festival ‘Sahabat India’ is celebrated in which of the following
countries ? (IBPS Clerk 2015)
(a) Italy
(b) France
(c) Indonesia
(d) Malaysia
(e) None of these
92. Father of Green Revolution in India is ______.
(IBPS Clerk 2015)
(a) Lal Bahadur Shastri
(b) APJ Abdul Kalam
(c) Verghese Kurien
(d) MS Swaminathan
(e) None of these
93. Bharat Ratna’ is the highest civilian award of the country. The award
was started by formal President of India Rajendra Prasad on 2nd
January, 1954.The number of annual awards is restricted to a
maximum of_______ in a particular year.
(IBPS Clerk 2015)
(a) Two
(b) Four
(c) Ten
(d) Three
(e) None of these
94. Banaras Hindu University is a public central university located in
Varanasi, Uttar Pradesh. Established in 1916 by?
(IBPS Clerk 2015)
(a) Mahatma Gandhi
(b) Pandit Madan Mohan Malaviya
(c) Rajendra Prasad
(d) Vallabhbhai Patel
(e) None of these
95. ‘Karagam’ is a most popular folk dance form that is accompanied by
the music. The villagers in praise of the rain goddess “Mari Amman”
and river goddess “Gangai Amman perform this dance as a part of their
custom .In this dance, balancing of water pot on the head is done
beautifully. Karagam is the folk dance of which state of
India? (IBPS Clerk 2015)
(a) Rajasthan
(b) Tamil Nadu
(c) Kerala
(d) Maharashtra
(e) None of these
96. The headquarters of the European Molecular Biology Organisation
(EMBO) are located in which city?
(IBPS Clerk 2015)
(a) Geneva
(b) Berlin
(c Paris (d) Heidelberg
(e) None of these
97. Which company has been rated as the world’s most powerful brand in
IT Services? (IBPS Clerk 2015)
(a) Tata Consultancy Services
(b) IBM
(c) Capgemini
(d) Accenture
(e) None of these
98. Kenya is a country in East Africa with coastline on the Indian Ocean.
The currency of Kenya is? (IBPS Clerk 2015)
(a) Rund
(b) Taka
(c) Ruble
(d) shilling
(e) None of these
99. The Rock Garden also known as Nek Chand’s Rock Garden after its
founder Nek Chand, a government official who started the garden
secretly in his spare time in 1957 located
at? (IBPS Clerk 2015)
(a) New Delhi
(b) Lucknow
(c) Lakshadweep
(d) Chandigarh
(e) None of these
100. The International Olympic Committee (IOC) is an international, non-
profit, non-governmental organization based
in? (IBPS Clerk 2015)
(a) Switzerland
(b) UK
(c) France
(d) India
(e) None of these
101. The Dudhwa National Park is a national park in the Terai of
_______. (IBPS Clerk 2015)
(a) Madhya Pradesh
(b) Uttar Pradesh
(c) Rajasthan
(d) Gujarat
(e) None of these
102. Mithila painting (also known as Madhubani painting) is practiced in
the Mithila state of ____.(IBPS Clerk 2015)
(a) Jharkhand
(b) West Bengal
(c) Assam
(d) Bihar
(e) None of these
103. Syed Mushtaq Ali trophy is related to which sports?
(IBPS Clerk 2015)
(a) Hockey
(b) Badminton
(c) Volleyball
(d) Cricket
(e) None of these
104. Sun temple is situated at which of the following places?
(SBI Clerk 2015)
(a) Haridwar
(b) Varansi
(c) Kanyakumari
(d) Konark
(e) Mathura
105. India’s first satellite launching station is located at?
(SBI Clerk 2015)
(a) Thumba
(b) Ahmedabad
(c) Chennai
(d) Sriharikota
(e) Mumbai
106. Which is the second largest planet in the solar system?
(SBI Clerk 2015)
(a) Venus
(b) Jupiter
(c) Mars
(d) Saturn
(e) Pluto
107. When a body is taken from the Earth to the Moon?
(SBI Clerk 2015)
(a) Its weight increases
(b) Its weight decrease
(c) No change in weight
(d) It becomes completely weightless
(e) None of these
108. Which of the following regions has smallest height (km) above
Earth? (SBI Clerk 2015)
(a) Stratosphere
(b) Mesophere
(c) Thermosphere
(d) Troposphere
(e) Aerosphere
109. Ozone holes are more pronounced at _______
(SBI Clerk 2015)
(a) Equator
(b) Tropic of cancer
(c) Tropic capricon
(d) poles
(e) None of these
110. Who was the first women Governor in India?
(SBI Clerk 2015)
(a) Dr. Annie Besant
(b) Sarojini Naidu
(c) Vijaylakshmi Pandit
(d) Durga Banerjee
(e) None of these
111. Which of the following is not emitted by radio active
substance? (SBI Clerk 2015)
(a) Electrons
(b) Electromagnetic radiations
(c) Alpha particles
(d) Neutrons
(e) None of these
112. Ordinary table salt is Sodium Chloride. What is baking soda?
(SBI Clerk 2015)
(a) Potassium Chloride
(b) Sodium Hydrocide
(c) Sodium Bicarbonate
(d) Potassium Hydrocide
(e) None of these
113. Ozone hole refers to (SBI Clerk 2015)
(a) hole in ozone layer
(b) decrease in ozone layer in troposphere
(c) decrease in thickness of ozone layer in stratosphere
(d) increase in thickness of ozone layers in troposphere
(e) None of these
114. Pulses are a good source of (SBI Bank Clerk 2015)
(a) carbohydrates
(b) fats
(c) proteins
(d) vitamins
(e) None of these
115. Oxygen in our blood in transported by a protein called
(SBI Clerk 2015)
(a) haemoglobin
(b) Keratin
(c) collagen
(d) Myoglobin
(e) None of these
116. The ratio of width to length of our National Flag is
(SBI Clerk 2015)
(a) 3 : 5
(b) 2 : 3
(c) 2 : 4
(d) 3 : 4
(e) 3 : 2
117. Exposure to sunlight helps a person improve his health
because (SBI Clerk 2015)
(a) the infrared light kills bacteria in the body
(b) resistance power increases
(c) the pigment cells in the skin get stimulated and produce a healthy tan
(d) the ultraviolet rays convert skin oil into vitamin D.
(e) None of these
118. Fileria is caused by (SBI Clerk 2015)
(a) Bacteria
(b) Mosquito
(c) Protozoa
(d) Virus
(e) None of these
119. Ecology deals with (SBI Clerk 2015)
(a) Birds
(b) Cell formation
(c) Relation between organism and their environment
(d) Tissue
(e) None of these
120. The famous Dilwara Temples are situated in
(SBI Clerk 2015)
(a) Uttar Pradesh
(b) Rajasthan
(c) Maharashtra
(d) Madhya Pradesh
(e) Karnatka
121. Dr. M. S. Swaminathan is associated with
(SBI Clerk 2015)
(a) Agriculture
(b) Medicine
(c) Astrophysics
(d) Physics
(e) None of these
122. Land Border Agreement between India and Bangladesh was the
_________. (SBI PO Main 2015)
(a) 120th amendment
(b) 100th amendment
(c) 117th amendment
(d) 112th amendment
(e) None of these
123. Which committee was constituted for recommendations on bringing
reforms in central public sector enterprises
(CPSEs)? (IBPS PO Mains 2015)
(a) Roongta committee
(b) Mathur Committee
(c) Vishwanathan committee
(d) Madhava Menon committee
(e) None of these
124. Which is the first Asian country to become an Associate Member state
of CERN as India’s request for membership is still
pending? (IBPS O/S-I 2015)
(a) Sri Lanka
(b) Bangladesh
(c) Pakistan
(d) Nepal
(e) None of these
125. Jerusalem is the capital of ____. (IBPS O/S-I 2015)
(a) Israel
(b) Italy
(c) Iran
(d) Iraq
(e) None of these
126. Vijender Singh belongs to ? (IBPS O/S-I 2015)
(a) Boxing
(b) Shooting
(c) Cricket
(d) Badminton
(e) None of these
127. Netaji Subhash Chandra Bose International Airport is located in
? (IBPS O/S-I 2015)
(a) Kolkata
(b) Siliguri
(c) Goa
(d) Benguluru
(e) None of these
128. Head Quarters of UNESCO is located in?(IBPS O/S-I 2015)
(a) Geneva
(b) New York
(c) Paris
(d) London
(e) None of these
129. Ujani Dam is located on which river? (IBPS O/S-I 2015)
(a) Pravara River
(b) Bhima River
(c) Mutha River
(d) Walayar River
(e) None of these
130. What is the currency of Argentina? (IBPS O/S-I 2015)
(a) Real
(b) Peso
(c) Taka
(d) Euro
(e) None of these
131. Which day is celebrated as Anti terrorism day?
(IBPS O/S-I 2015)
(a) May 27
(b) May 21
(c) May 24
(d) May 26
(e) None of these
132. SAARC headoffice is located in? (IBPS O/S-I 2015)
(a) Newyork
(b) Kathamandu
(c) Geneva
(d) New Delhi
(e) None of these
133. National Maritime day is celebrated on? (IBPS O/S-I 2015)
(a) April 7th
(b) April 5th
(c) April 6th
(d) April 8th
(e) None of these
134. Which is the highest populated state of India?
(IBPS PO Main 2015)
(a) Madhya Pradesh
(b) Uttar Pradesh
(c) Bihar
(d) Maharashtra
(e) Haryana
135. Lima is the capital of (IBPS PO Main 2015)
(a) Brazil
(b) Peru
(c) Ecuador
(d) Colombia
(e) None of these
136. Where is Buxa National Park located?
(IBPS PO Main 2015)
(a) Odisha
(b) West Bengal
(c) Madhya Pradesh
(d) Bihar
(e) Rajasthan
137. On which river Omkareswar dam is located?
(SBI PO Main 2015)
(a) Tapti
(b) Ravi
(c) Ganga
(d) Narmada
(e) Satluj
138. Agartala is the capital of which state?(SBI PO Main 2015)
(a) Tripura
(b) Assam
(c) Mizoram
(d) Odisha
(e) Nagaland
139. Volkswagen Group and its subsidiaries, is a ________ multinational
automotive manufacturing company.
(SBI PO Main 2015)
(a) British
(b) American
(c) Chinese
(d) German
(e) Japanese
140. Where is Katasraj temple located?
(SBI PO Main 2015)
(a) India
(b) Pakistan
(c) Afganistan
(d) Nepal
(e) Bangladesh
141. Which of the following schemes is NOT related to the Digital
India? (IBPS PO Main 2016)
(a) Digital Locker
(b) e-education
(c) e-health
(d) National Scholarship Portal
(e) Make in India
142. The central government launched Pradhan Mantri Ujjwala Yojana is a
scheme for ___. (RBI Assistant 2016)
(a) Irrigation
(b) Rural Development
(c) Social welfare programme
(d) Financial Inclusion
(e) None of these
143. The Organization of the Petroleum Exporting Countries (OPEC) is a
permanent, intergovernmental Organization, created at the Baghdad
Conference on September 10-14, 1960, by Iran, Iraq, Kuwait, Saudi
Arabia and Venezuela. Where is the headquartered of OPEC?
[SBI PO Main 2016]
(a) Geneva, Switzerland
(b) Belgium, Brussels
(c) New York, USA
(d) Paris, France
(e) Vienna, Austria
144. Which day is observed as World Vegetarian Day?
(RBI Assistant 2015)
(a) 1st November
(b) st October
(c) 1st December
(d) 10th October
(e) None of these
145. Which state is India’s largest state by area?
(RBI Assistant 2015)
(a) Madhya Pradesh
(b) Uttar Pradesh
(c) Rajasthan
(d) Maharashtra
(e) None of these
146. What is the currency of
Thailand?
(RBI Assistant 2015)
(a) Peso
(b) Taka
(c) Euro
(d) Thai Baht
(e) None of these
147. Guravayur Temple is located
in? (RBI
Assistant 2015)
(a) Guwahati
(b) Delhi
(c) Bhubaneswar
(d) Kerala
(e) None of these
148. Big Apple is the nick name for which city?
(RBI Assistant 2015)
(a) Los Angeles
(a) New York
(a) Portland
(a) Dallas
(e) None of these
149. ‘Green House Gases’ are responsible mainly for —
(RBI Assistant 2015)
(a) Growth of Livestock population
(b) Volume of foreign trade
(c) Quality of agro products in a country
(d) Industrial Development of a nation
(e) Global warming
150. ‘IAEA’ is an organization which functions in the area of
(RBI Assistant 2015)
(a) Prevention of Money Laundering
(b) Control of Foreign Direct Investment
(c) Nuclear Energy
(d) World Trade
(e) Promoting International understanding among the nations
151. Which committee framed the RRB Act?
(IBPS PO Main 2015)
(a) Narsimham Committee
(b) Ashok Mehta Committee
(c) Sachar Committee
(d) Shah Nawaz Committee
(e) None of these
152. Where is BIS (Bank for International Settlements) located?
(IBPS PO Main 2015)
(a) Switzerland
(b) USA
(c) UK
(d) India
(e) None of these
153. Betla national park is located at? (IBPS PO Main 2015)
(a) Jharkhand
(b) West Bengal
(c) Madhya Pradesh
(d) Kerala
(e) None of these
154. Where is Jim Corbett National Park is located?
(SBI PO Main 2015)
(a) Uttar Pradesh
(b) Odisha
(c) Bihar
(d) Madhya Pradesh
(e) Uttarakhand
155. World Photography day is observed on :
(SBI PO Main 2015)
(a) 19th August
(b) 22nd August
(c) 20th August
(d) 17th August
(e) 16th August
156. Indravati National Park is a national park located in which among the
following states? (SBI PO Main 2016)
(a) Odisha
(b) West Bengal
(c) Chhatisgarh
(d) Assam
(e) Tamil Nadu
157. Bhavanisagar Dam or Lower Bhavani Dam, is located in which
state? (SBI PO Main 2016)
(a) Kerala
(b) Tamil Nadu
(c) Maharashtra
(d) West Bengal
(e) Madhya Pradesh
158. The Sheikh Zayed Stadium is a cricket ground located in which among
the following cities? (SBI PO Main 2016)
(a) Abu Dhabi, UAE
(b) Dubai, UAE
(c) Karachi, Pakistan
(d) Lahore, Pakistan
(e) Hyderabad, India
159. Nassau is the capital, largest city, and commercial centre of the
Commonwealth of the............? (SBI PO Main 2016)
(a) Kenya
(b) Argentina
(c) Uganda
(d) Iceland
(e) Bahamas
160. The Bermuda Triangle, also known as the Devil’s Triangle, is a
loosely-defined region in the western part of which
Ocean? (SBI PO Main 2016)
(a) Australia Ocean
(b) Atlantic Ocean
(c) Southern, Ocean
(d) Indian, Ocean
(e) None of the above
161. Which of the following financial institutions is based in the Basel city
of Switzerland? (SBI PO Main 2016)
(a) IMF
(b) World Bank
(c) ADB
(d) BIS
(e) WTO
162. When is the World Energy Conservation Day celebrated?
(IBPS PO Main 2016)
(a) November 15
(b) October 10
(c) December 25
(d) December 14
(e) March 31
163. The world largest temple ‘Yazidi temple’ is situated in which country
? (RBI Assistant 2016)
(a) Tasmania
(b) Romania
(c) Armenia
(d) Russia
(e) None of these
164. Every year world cancer day is observed on which date?
(RBI Assistant 2016)
(a) February 4
(b) January 14
(c) December 28
(d) November 17
(e) None of these
165. The letter ‘C’ denotes _________________ in CRAR
(RBI Assistant 2016)
(a) Current
(b) Core
(c) Credit
(d) Capital
(e) None of these
166. Where isthe head quarter with of United Nations Organization
(UN)______. (RBI Assistant 2016)
(a) New York, US
(b) Washington DC, US
(c) Manila, Philippiness
(d) Geneva, Switzerland
(e) None of these
167. Which of the following is ‘country of copper’?
(SBI Clerk - 2015)
(a) Zambia
(b) Nigeria
(c) Spain
(d) Portugal
(e) South Africa
168. Great Victoria desert in located in (SBI Clerk -
2015)
(a) Canada
(b) West Africa
(c) Australia
(d) North America
(e) South Africa
169. Who was called a ‘Man of Destiny’? (SBI Clerk - 2015)
(a) Napolean
(b) Hitler
(c) Mahatma Gandhi
(d) Sardar Patel
(e) None of these
170. Which of the following is dwarf plant?(SBI Clerk - 2015)
(a) Mercury
(b) Pluto
(c) Mars
(d) Uranus
(e) Earth
171. ‘Basel-III reforms’ are related to which of the following?
(SBI Clerk - 2015)
(a) Environment
(b) Sustainable Development
(c) Disaster management
(d) Banking
(e) None of these
172. Iripitakas are sacred books of (SBI Clerk - 2015)
(a) Buddhists
(b) Hindus
(c) Jains
(d) Parsi
(e) Islam
173. Which of the following is not emitted by radio active
substance? (SBI Clerk - 2015)
(a) Electrons
(b) Electromagnetic radiations
(c) Alpha particles
(d) Neutrons
(e) None of these
174. Pulses are a good source of (SBI Clerk - 2015)
(a) carbohydrates
(b) fats
(c) proteins
(d) vitamins
(e) None of these
175. For which of the following disciplines in Nobel prize
awarded? (SBI Clerk - 2015)
(a) Physics and Chemistry
(b) Physiology or Medicine
(c) Literature, and Economics
(d) Peace
(e) All of the above
176. Headquarters of UNO are situated at (SBI Clerk - 2015)
(a) New York, USA
(b) Hague (Netherlands)
(c) Geneva
(d) Paris
(e) China
177. Fathometer is used to measure (SBI Clerk - 2015)
(a) Earthquakes
(b) Rainfall
(c) Ocean depth
(d) Sound intensity
(e) Intensity of light
178. Which scientist discovered radioactive element radium?
(SBI Clerk - 2015)
(a) Isaac Newton
(b) Albert Einsten
(c) Benyamen Franklen
(d) Marie Curie
(e) None of these
179. ICICI is the name of a (SBI Clerk - 2015)
(a) Chemical industry
(b) Bureau
(c) Corporation
(d) Financial institution
(e) None of these
180. Who is called as the father of geometry? (SBI Clerk - 2015)
(a) Aristotle
(b) Euclid
(c) Pythagoras
(d) Kepler
(e) Newton
181. Who was known as Iron man of India? (SBI Clerk - 2015)
(a) Govind Ballabh pant
(b) Jawarlal Neharu
(c) Subhash Chandra Bose
(d) Sardar Vallabhbai Patel
(e) Mahatma Gandhi

1. (b)
2. (b)
3. (a)
4. (d)
5. (b)
6. (e) The Government introduced the “National Agricultural
Insurance Scheme” (NAIS) or “Rashtriya Krishi Bima Yojana” (RKBY) in
1999-2000. NAIS envisages coverage of all food crops (cereals and pulses),
oilseeds, horticultural and commercial crops. It covers all farmers, both
loanees and non-loanees, under the scheme.
7. (c) Generally, there are Three Levels of Management, viz.,
Administrative or Top Level of Management Executive or Middle
Level of Management and Supervisory or Lower Level of
 Management. The Top Level Management determines the
objectives, policies and plans of the organisation.
8. (a)
9. (c)
10. (c) In terms of Section 25 of the Negotiable instruments Act,
1881, the expression “public holiday” include Sunday and any other day
declared by the Central Government by notification in the Official Gazette to
be a public holiday. However, this power was delegated by the Central
Government to State Governments vide the Government of India, Ministry
of Home Affairs in June 1957.
11. (a)
12. (e) The Government launched Direct Cash Transfer scheme on 1
January 2013 to transfer cash into bank accounts of beneficiaries across 20
districts in the country. The money is directly transferred into bank accounts
of beneficiaries having Aadhar cards. LPG and kerosene subsidies, pension
payments, scholarships and employment guarantee scheme payments as well
as benefits under other government welfare programmes will be made
directly to beneficiaries. The money can then be used to buy services from
the market.
13. (c)
14. (c) The Finance Minister, Pranab Mukherjee, while presenting the
Union Budget 2010-11, announced the National Social Security Fund for
unorganized sector workers with an initial allocation of Rs. 1000 crore. This
fund will support schemes for weavers, toddy tappers, rickshaw pullers, bidi
worker setc.
15. (b)
16. (d)
17. (a)
18. (d)
19. (b)
20. (d)
21. (d)
22. (d)
23. (b)
24. (c)
25. (c)
26. (b)
27. (b)
28. (d)
29. (d)
30. (b)
31. (d)
32. (c)
33. (b)
34. (a)
35. (a)
36. (b)
37. (b)
38. (b)
39. (b)
40. (b)
41. (e)
42. (e)
43. (a)
44. (c)
45. (b)
46. (e)
47. (e)
48. (b)
49. (a)
50. (a)
51. (e)
52. (c)
53. (d)
54. (e)
55. (e)
56. (d)
57. (d)
58. (c)
59. (e)
60. (a)
61. (b)
62. (d)
63. (a)
64. (e)
65. (a)
66. (e)
67. (a)
68. (c)
69. (d)
70. (e)
71. (e)
72. (e)
73. (a)
74. (c)
75. (c)
76. (e)
77. (a)
78. (b)
79. (a)
80. (b)
81. (e)
82. (b)
83. (d)
84. (d)
85. (d)
86. (d)
87. (a)
88. (a)
89. (c)
90. (b)
91. (c)
92. (d)
93. (d)
94. (b)
95. (b)
96. (d) Recently, India has officially become the associate member state
of European Molecular Biology Organisation (EMBO). With this, after
Singapore, India has become the second country outside the European region
to sign the agreement with European Molecular Biology Conference
(EMBC).
97. (a) India’s top multinational IT company Tata Consultancy
Services (TCS) has been rated as the world’s most powerful brand
in Information Technology Services by Brand Finance, the
world’s leading brand valuation firm.
98. (d)
99. (d)
100. (a)
101. (b)
102. (d)
103. (d) Recently, Uttar Pradesh team has clinched Syed Mushtaq Ali
T20 Trophy with a thumping 38- run win over two-time champions
Baroda in the final under lights at the Wankhede Stadium, Mumbai.
104. (d)
105. (a)
106. (d)
107. (b)
108. (d)
109. (d)
110. (b)
111. (d)
112. (c)
113. (c)
114. (c)
115. (a)
116. (b)
117. (d)
118. (b)
119. (c)
120. (b)
121. (a)
122. (b)
123. (a)
124. (c)
125. (a)
126. (a)
127. (a)
128. (c)
129. (b)
130. (b)
131. (b)
132. (b)
133. (b)
134. (b)
135. (b)
136. (b)
137. (d)
138. (a)
139. (d)
140. (b)
141. (e)
142. (d)
143. (e)
144. (b)
145. (c)
146. (d)
147. (d)
148. (b)
149. (e)
150. (c)
151. (a)
152. (a)
153. (a)
154. (e)
155. (a)
156. (c)
157. (b)
158. (a)
159. (e)
160. (b)
161. (d)
162. (d)
163. (c)
164. (a)
165. (d)
166. (a)
167. (a)
168. (c)
169. (a)
170. (b)
171. (d)
172. (a)
173. (d)
174. (c)
175. (e)
176. (a)
177. (c)
178. (d)
179. (d)
180. (b)
181. (d)
 BANKING SYSTEM IN INDIA & WORLD
1. Some major banks and financial institutions in various Western
countries were to wind up their business and/or declare themselves in
financial problems during last few years. This trend is technically
known as:
[SBI PO Main 2017]
(a) Devaluation
(b) Political backdrop
(c) Global Slowdown
(d) Deformation
(e) None of these
2. What is the full form of the term PMI? It is an indicator of business
activity both in the manufacturing and services
sectors? [SBI PO Main 2017]
(a) Purchasing Monitors’ Index
(b) Purchasing Management Index
(c) Purchasing Market Index
(d) Purchasing Managers’ Index
(e) None of these
3. Which bank has launched India’s first internationally-listed certified
green bond to finance climate change solutions around the world at
London Stock Exchange (LSE)?
[SBI PO Main 2017]
(a) Yes Bank
(b) ICICI Bank
(c) Axis Bank
(d) HDFC Bank
(e) None of these
4. The first-ever niche banking license award process will start soon as the
external advisory committee headed by _______has given its report to
the RBI in this regard.
[SBI PO Main 2017]
(a) Bimal Jalan
(b) Nachiket Mor
(c) R Gandhi
(d) Urjit Patel
(e) None of these
5. As part of the financial sector liberalization, all credit related matters of
banks including charging of interest have been deregulated by RBI and
are now governed by
[SBI PO Main 2017]
(a) The govt. policies
(b) The banks own lending policies
(c) International practices
(d) The policies of World Bank
(e) None of these
6. As we know commercial banks accept deposits from the public. What
do banks do with this money?
[SBI PO Main 2017]
(a) This is a type of credit creation. Bank gives this on loan
(b) This is an income for the bank
(c) Banks give this money directly to the Govt. for developmental projects
(d) This money is deposited with the RBI who in turn gives some interest
on it banks
(e) None of these
7. Which of the following bank is generally not considered
as Commercial bank? [SBI PO Main 2017]
(a) Public Sector Bank
(b) Private Sector Bank
(c) Development Bank
(d) Foreign Bank
(e) None of these
8. The Reserve Bank of India (RBI) has proposed a four-tier banking
structure as opposed to the existing two-tier model in order to enhance
competition and finance higher growth in the country.
Which of the following will not come under the third tier of the proposed
system ? [IBPS RRB Main 2017]
(a) Old private sector banks
(b) Regional rural banks
(c) Multi-state urban cooperative banks
(d) Branches of foreign banks in India
(e) None of these
9. Which of the following Is not correct regarding FSLRC ?
[IBPS RRB Main 2017]
(a) It reviews, simplifies and rewrites the legislations affecting the financial
markets in India
(b) It evolves a common set of principles for governance of financial sector
regulatory institutions
(c) It streamlines the regulatory architecture of financial markets
(d) It was formed in 2013
(e) None of these
10. Which of the following examines the current monetary policy of India
? [IBPS RRB Main 2017]
(a) National Development Council
(b) Planning Commission
(c) Reserve Bank of India
(d) Ministry of Finance, Government of India
(e) SEBI
11. Refinance facility is provided by NABARD. Which institution can
avail this facility?
(a) Commercial Banks
(b) State Co-operative Banks
(c) Regional rural Banks
(d) State agricultural Development Finance Companies
(e) All of the above
12. The largest share of Gross Domestic product in India comes from?
(a) Agricultural & allied Sector
(b) Manufacturing & Construction
(c) Defense & public Administration
(d) Service Sector
(e) None of these
13. ---------has the sole right to mint coins of all denominations.
(a) Govt. of India
(b) Ministry of Finance Govt. of India
(c) Reserve bank of India
(d) State bank of India
(e) None of these
BANKING STRUCTURE AND INSTRUMENT
1. A _______ is a negotiable financial instrument issued by a bank to
represent a foreign company’s publicly traded
securities. [SBI PO Main 2017]
(a) Participatory notes
(b) Cross-linked stock
(c) Buyer’s credit
(d) Depository receipt
(e) None of these
2. When the signature of the drawer of a cheque is not genuine, such a
cheque is called [SBI PO Main 2017]
(a) Cross Cheque
(b) Stale cheque
(c) Forged cheque
(d) Postdatedcheque
(e) None of these
3. The center has done away with sub-limits for foreign investments in
Indian companies. Which of the following will not be considered a
foreign investment in an Indian firm?
[SBI PO Main 2017]
(a) Foreign Portfolio Investors (FPIs)
(b) Qualified Foreign Investors (QFIs)
(c) Non-Resident Indians (NRIs)
(d) Depository Receipts (DRs)
(e) None of these
4. A cheque is considered as stale when it has been in circulation
for [SBI PO Main 2017]
(a) More than forty eight hours
(b) More than one year
(c) More than six months unless otherwise specified
(d) More than three months
(e) None of these
5. Truncation of cheques means [SBI PO Main 2017]
(a) Scanning of the cheques and transmission of electronic image instead
of physical cheque in the clearing cycle
(b) Debiting of drawer’s account through internet
(c) Both of the above
(d) None of the above
(e) (a) or (b)
6. What is the term for the conversion of existing assets or future cash
flows into marketable securities?
[IBPS RRB Main 2017]
(a) Dematerialization
(b) Securitization
(c) Underwriting
(d) Monetization
(e) Hedging
7. Which of the following is an unsecured money market instrument
? [IBPS RRB Main 2017]
(a) Treasury Bills
(b) Certificates of Deposit
(c) Commercial Paper
(d) Bankers’ Acceptances
(e) All of these
8. Rupee coins are the legal tender in India under the provisions of
(a) Indian coinage Act, 1906
(b) Reserve Bank of India Act, 1934
(c) Negotiable instruments Act, 1881
(d) Banking Regulation Act, 1949
(e) None of these
9. In India, the system of decimal coinage was introduced on…
(a) 26th Jan. 1949
(b) 1st April, 1957
(c) 15th August, 1957
(d) All of the above
(e) None of these
10. Reverse Repo is a tool used by RBI to……
(a) Increase liquidity of banking system
(b) Absorb liquidity
(c) Inject liquidity
(d) Keep the liquidity a one level
(e) None of these

BANKING FUNCTIONS
1. The deposit of cash under cash reserve ratio(CRR) requirement with the
RBI is a [SBI PO Main 2017]
(a) Contributory requirement
(b) Discretionary requirement
(c) Mandatory requirement
(d) Voluntary requirement
(e) None of these
2. Which one of the following rates is not decided by RBI?
[SBI PO Main 2017]
(a) Repo rate
(b) Prime Lending Rate
(c) Bank rate
(d) Marginal Standing Facility (MSF) rate
(e) None of these
3. Who can file a criminal case against the drawer of a dishonored
cheque? [SBI PO Main 2017]
(a) The payee
(b) The holder in due course
(c) Both of the above
(d) The paying banker
(e) None of these
4. The Aadhar-Enabled Payment System (AEPS) is a bank-led model that
facilitates banking facilities through banking correspondents across
 banks. However, Aadhaar-enabled basic types of banking transactions
do ‘not’ include?
[SBI PO Main 2017]
(a) Aadhaar to Aadhaar funds transfer
(b) Small overdraft facility
(c) Cash withdrawal
(d) Balance enquiry
(e) Cash deposit
5. Mutual Fund Agents are compensated through
[IBPS RRB Main 2017]
(a) Salaries
(b) Commissions
(c) An annual fee
(d) Not in cash but in kind
(e) Any of these depending upon his/her quarterly performance
6. All records of an individual’s payments pertaining to loans and credit
cards are submitted to Credit Information Bureau (India) by member
banks and credit institutions, on a
[IBPS RRB Main 2017]
(a) Daily basis
(b) Weekly basis
(c) Fortnightly basis
(d) Monthly basis
(e) Quarterly basis
7. Base Rate of loans are [IBPS RRB Main 2017]
(a) Set by the Reserve Bank of India
(b) Fixed by individual banks
(c) Applicable to all new loans after July 2010
(d) Both 1 and 2
(e) Both 2 and 3
8. Which of the following is/are not the function/functions of RBI?
1. Issue of Notes
2. Bankers of Bank
3. Issue of One Rupee note
(a) Only 1 (b) Only 2
(c) Only 3 (d) Only 2 and 3
(e) All 1, 2 and 3
9. Bandhan bank deals mainly in…….
(a) Customer credit
(b) Microfinance
(c) Control of Money supply
(d) Both (a) and (b) are correct
(e) None of these
10. Who pays the Rural Area Business Correspondents for their services?
(a) Banks
(b) Ministry of Finance
(c) Ministry of Labour & Employment
(d) Ministry of Rural Development (India)
(e) None of these

BANKING PRODUCTS
1. A banknote which has become dirty due to usage and includes a two
pieces note pasted together wherein both the pieces presented belong to
the same note, and form the entire note, is termed
as [SBI PO Main 2017]
(a) Counterfeit banknote
(b) Imperfect banknote
(c) Soiled banknote
(d) Mutilated banknote
(e) None of these
2.. Credit cards are also knows as which of the following?
[SBI PO Main 2017]
(a) Plastic money
(b) Hard money
(c) Silver money
(d) Easy money
(e) None of these
3. Investments made by a mutual fund on behalf of investors are
accounted as [IBPS RRB Main 2017]
(a) Assets
(b) Liabilities
(c) Capital
(d) Hedge Fund
(e) Collateral
4. An insurance policy qualifies as micro-Insurance policy if the benefits
don’t exceed [IBPS RRB Main 2017]
(a) ` 10,000
(b) ` 25,000
(c) ` 50,000
(d) ` 1 lakh
(e) ` 2 lakh
5. Which of the following does not correctly explain Mutual Fund
? [IBPS RRB Main 2017]
(a) It is a collective investment scheme
(b) It is regulated and sold to the genera] public
(c) It is managed by an Asset Management Company
(d) It is a depository financial intermediary
(e) None of these
6. An individual has secured a $12.000 loan from the bank to purchase a
boat, which Is scheduled for repayment in monthly Installments over
48 months. Which life insurance would protect the lender should the
borrower die prior to retiring the debt ? [IBPS RRB
Main 2017]
(a) Level Term
(b) Enhanced Whole Life
(c) Modified Premium Life
(d) Decreasing Term
(e) None of these

MONEY & FINANCE IN BANKING

1. The portion of the commercial bank’s reserves that are maintained in
accounts with their central bank plus the total currency circulating in
the public it termed as
[SBI PO Main 2017]
(a) Call money
(b) Hot money
(c) Reserve money
(d) High-powered money
(e) None of these
2. The RBI has said that banks will now report past dues and levy any late
payment charges on credit card holders only if the payment has been
due for more than
[SBI PO Main 2017]
(a) Two days
(b) Three days
(c) Five days
(d) Ten days
(e) None of these
3. Loans to individuals for educational purpose including vocational
courses up to ________for studies in India and _______ for studies
abroad are included under priority sector lending by
banks [SBI PO Main 2017]
(a) ` 5 lakh , `10 lakh
(b) ` 7 lakh , `15 lakh
(c) `10 lakh ,` 20 lakh
(d) `12 lakh, ` 22 lakh
(e) None of these
4. The financial assistance of loans of ` 10000 by bank to a small
borrower will be called..........? [SBI PO Main 2017]
(a) Business finance
(b) Government finance
(c) Micro finance
(d) Small finance
(e) KYC finance
5. What is the limit for housing loans under priority sector?
[SBI PO Main 2017]
1. Loans to individuals up to 28 lakh in metropolitan centers
2. Loans up to 20 lakh in other centres for purchase/construction of a
dwelling unit per family,
3. Loans to individuals up to 40 Lakh in metropolitan centres.
(a) Only 1 (b) Only 2
(c) Only 3 (d) 1 and 2 both

(e) None of these

6. The value of goods and services in terms of money is
[IBPS RRB Main 2017]
(a) M1
(b) NNP
(c) GDP
(d) PPP
(e) M3
7. Shareholders purchase and sell a fund at the fund?s net asset value
(NAV), which is calculated daily. NAV is the price used for all Mutual
fund share transactions which include [IBPS RRB Main
2017]
(a) New purchases
(b) Sales (redemptions)
(c) Exchanges from one fund to another within the same fund family
(d) Both 1 and 2
(e) All of these
8. Which of the following Derivatives Contract gives the buyer/holder of
the contract the right (but not the obligation) to buy/sell the underlying
asset at a predetermined price within or at end of a specified period?
[IBPS RRB Main 2017]
(a) Option contracts
(b) Future contracts
(c) Swap contracts
(d) Forward contracts
(e) Hedge contracts
9. A Mutual Fund’s NAV calculated on a day is known as
[IBPS RRB Main 2017]
(a) Asset value per Fund
(b) Price value per share
(c) Asset value per stock
(d) Price value per Fund
(e) Net asset price
10. Into which of the following can FCEB (Foreign Currency Exchange
Bond) be exchanged ? [IBPS RRB Main 2017]
(a) Shares of Issuing company
(b) A foreign country
(c) Debt instruments
(d) Equity shares of Offered Company
(e) Gilt-edged securities
11. In a mutual fund, investors subscriptions are accounted for
as [IBPS RRB Main 2017]
(a) Liabilities
(b) Deposits
(c) Unit Capital
(d) Assets
(e) None of these
12. Antidumping duty is applied on issuance of notice from which
ministry?
(a) Ministry of External Affairs
(b) Ministry of Home Affairs
(c) Ministry of Statistics and Programme Implementation
(d) Ministry of Commerce & Industry
(e) Ministry of Defence
13. What is the maximum limit of money a person can keep in India Post
Payments Bank (IPPB)?
(a) ` 1 Lakh
(b) ` 2 Lakh
(c) ` 3 Lakh
(d) ` 4 Lakh
(e) None of these
14. What is the slowdown in the rate of increase of prices of goods &
services in National GDP over time called?
(a) Inflation
(b) Disinflation
(c) Deflation
(d) Equilibrium
(e) None of these
15. The government has applied a 10% surcharge amount on which
income group in the budget, 2017-18?
(a) Where total income exceeds Rs.5 lakh up to Rs.10 lakh
(b) Where total income exceeds Rs.10 lakh up to Rs.50 lakh
(c) Where total income exceeds Rs.50 lakh up to Rs.1 crore
(d) Where the total income exceeds Rs.1 crore
(e) None of these
16. Which of the following is not included in National income account?
(a) Transfer of payment
(b) Transactions in stock market
(c) Second hand goods
(d) (a) and (c) only
(e) All of the above

MARKETING & COMPUTER IN BANKING

1. The social aspect of marketing ensures
[IBPS RRB Main 2017]
(a) Social good
(b) Delivery of effective and efficient social change programs
(c) Customer engagement
(d) All of these
(e) Both 1 and 2
2. Which of the following is the name, term, design, symbol, or any other
feature that is used to identify a good ?
[IBPS RRB Main 2017]
(a) Logo
(b) Brand
(c) Corporate identity
(d) Stationary goods
(e) All of these
3. Which of the following is not correct regarding Product Mix
? [IBPS RRB Main 2017]
(a) It is the combination of products offered for sale by a retail outlet
(b) It takes into account both the variety and quantity of goods
(c) It is used to attract a certain demographic of shoppers to the store
(d) It is a number of products grouped together based on similar
characteristics
(e) It is more than Just inventory
4. The advertisement of life insurance must not have which of the
following terms ? [IBPS RRB Main 2017]
(a) Investment
(b) Investment plan
(c) Expansion plan
(d) Retirement plan
(e) All of these
5. A life insurance policy can only be made paid up If what particular
policy feature exists ? [IBPS RRB Main 2017]
(a) Indexing contribution
(b) Nomination facility
(c) Rider benefits
(d) Savings element
(e) All of these
6. What is the term when a seller tries to sell the same good at different
prices ? [IBPS RRB Main 2017]
(a) Price Differential
(b) Dumping
(c) Price Discrimination
(d) Bullying
(e) None of these
7. Which of the following does not constitute customer identification
process in the banking sector?
[IBPS RRB Main 2017]
(a) confirming the date of birth from an official document
(b) confirming the permanent address
(c) contacting the customer by telephone, by letter or by email to
confirm the Information supplied after an account has been
opened
(d) confirming the marital status of the customer
(e) confirming the validity of the official documentation provided through
certification
8. Which of the following explains the sound marketing of products
? [IBPS RRB Main 2017]
(a) 3`
(b) 4 Ps
(c) 3 Cs
(d) 2 Ms
(e) 4 Ss
9. What is the term for fixing high price for new product?
[IBPS RRB Main 2017]
(a) Decoy Pricing
(b) Skimming
(c) Freemium
(d) Absorption Pricing
(e) Odd Pricing
10. Making, issuing or circulating any written or oral statement that
misrepresents the benefits, conditions, or terms of any insurance
policy, or transaction is an example of:
[IBPS RRB Main 2017]
(a) Twisting
(b) Unfair
(c) Misrepresentation
(d) Concealment
(e) All of these
11. The primary purpose of software is to turn data into–
[IBPS RRB Main 2017]
(a) Web sites
(b) Information
(c) programs
(d) objects
(e) None of these
12. A directory within a directory is called ?
[IBPS RRB Main 2017]
(a) Mini Directory
(b) Junior Directory
(c) Part Directory
(d) Sub Directory
(e) None of these
13. A compiler translates a program written in a high-level language
into? [IBPS RRB Main 2017]
(a) Machine language
(b) An algorithm
(c) A debugged program
(d) Java
(e) None of these
14. When you turn on the computer the boot routine will perform this
test [IBPS RRB Main 2017]
(a) RAM test
(b) disk drive test
(c) memory test
(d) power-on self-test
(e) None of these
15. A _____ is a unique name that you give to a file of
Information [IBPS RRB Main 2017]
(a) device letter
(b) folder
(c) filename
(d) file name extension
(e) None of these
16. Hardware includes [IBPS RRB Main 2017]
(a) all devices used to input data into a computer
(b) sets of instructions that a computer runs or executes
(c) the computer and all the devices connected to it that are used to input
and output data
(d) all devices involved In processing information Including the central
processing unit, memory, and storage
(e) None of these
17. A ____ contains specific rules and words that express the logical steps
of an algorithm [IBPS RRB Main 2017]
(a) programming language
(b) syntax
(c) programming structure
(d) logic chart
(e) None of these
18. All the deleted files go to [IBPS RRB Main 2017]
(a) Recycle Bin
(b) Task Bar
(c) Tool Bar
(d) My Computer
(e) None of these
19. The stimultaneous processing of two or more programs by multiple
processors Is [IBPS RRB Main 2017]
(a) multiprogramming (b) multitasking
(c) time-sharing
(d) multiprocessing
(e) None of these
20. The secret code that restricts entry to some programs
[IBPS RRB Main 2017]
(a) password
(b) passport
(c) entry-code
(d) access-code
(e) None of these
21. Computers use the number system to store data and perform
calculations. [IBPS RRB Main 2017]
(a) binary
(b) octal
(c) decimal
(d) hexadecimal
(e) None of these
22. ____ is the process of carrying out commands.
[IBPS RRB Main 2017]
(a) Fetching
(b) Storing
(c) Executing
(d) Decoding
(e) None of these
23. Softcopy is the intangible output. so then what is hardcopy
[IBPS RRB Main 2017]
(a) The physical parts of the computer
(b) The printed parts of the computer
(c) The printed output
(d) The physical output devices
(e) None of these
24. A(n) ______ is a program that makes the Computer easier to
use [IBPS RRB Main 2017]
(a) utility
(b) application
(c) operating system
(d) network
(e) None of these
25. A complete electronic circuit with transistors and other electronic
components on a small silicon chip is called a(n)
[IBPS RRB Main 2017]
(a) workstation
(b) CPU
(c) magnetic disk
(d) integrated circuit
(e) None of these
26. Computer systems are comprised of–
[IBPS RRB Main 2017]
(a) hardware. programs. processors, procedures. and people
(b) hardware, programs, Information, people and procedures
(c) hardware. programs. information, people, and networks
(d) hardware, software, procedures, data and people
(e) None of these
27. An error in a computer programme-[IBPS RRB Main 2017]
(a) Crash
(b) Power Failure
(c) Bug
(d) Virus
(e) None of these
28. What is output [IBPS RRB Main 2017]
(a) What the processor takes from the user
(b) What the user gives to the processor
(c) What the processor gets from the user
(d) What the processor gives to the user
29. The person who writes and tests computer programs is called
a [IBPS RRB Main 2017]
(a) programmer
(b) computer scientist
(c) software engineer
(d) project developer
(e) None of these
30. A set of instructions telling the computer what to do is
called [IBPS RRB Main 2017]
(a) mentor
(b) instructor
(c) compiler
(d) program
(e) None of these
31. What is backup? [IBPS RRB Main 2017]
(a) Adding more components to your network
(b) Protecting data by copying It from the original source to a different
destination
(c) Filtering old data from the new data
(d) Accessing data on tape
(e) None of these
32. Specialised programs that assist users in locating information on the
Web are called [IBPS RRB Main 2017]
(a) Information engines
(b) search engines
(c) web browsers
(d) resource locators
(e) None of these
33. An application program has which one of the following functions
? [IBPS RRB Main 2017]
(a) It specifies the Information- processing procedures required by a
particular information processing job.
(b) It controls the Input/output and storage functions of the computer
system
(c) It provides various support services for the computer system
(d) It supervises the operations of the CPU
(e) None of these
34. In page preview mode– [IBPS RRB Main 2017]
(a) You can see all pages of your document
(b) You can only see the page you are currently working
(c) You can only see pages that do not contain graphics
(d) You can only see the title page of your document
(e) None of these
35. An operating system that can do multitasking means that
[IBPS RRB Main 2017]
(a) the operating system can divide up work between several CPUs
(b) several programs can be operated concurrently
(c) multiple people can use the computer concurrently
(d) All of the above
(e) None of these
36. The quickest and easiest way in Word, to locate a particular word or
phrase in a document is to use the— command.
[IBPS RRB Main 2017]
(a) Replace
(b) Find
(c) Lookup
(d) Search
(e) None of these
37. With a CD you can – [IBPS RRB Main 2017]
(a) Read
(b) Write
(c) Read and Write
(d) Either Read or Write
(e) None of these
38. A collection of Interrelated records is called a –
[IBPS RRB Main 2017]
(a) utility file
(b) management Information systern
(c) database
(d) spreadsheet
(e) None of these
39. To move to the beginning of a line of text, press the— key.
 [IBPS RRB Main 2017]
(a) PageUp
(b) A
(c) Home
(d) Enter
(e) None of these
40. The term-user interface refers to-[IBPS RRB Main 2017]
(a) what the user sees on the screen and how they can interact with It
(b) how the operating system responds to user commands
(c) the means by which the user interacts with the peripheral devices on the
computer
(d) the monitor that is available for the computer
(e) None of these
41. The background of any Word document–
[IBPS RRB Main 2017]
(a) Is always white colour
(b) Is the colour you preset under the Options menu
(c) Is always the same for the entire document
(d) Can have any colour you choose
(e) None of these
42. Reusable optical storage will typically have the acronym–
[IBPS RRB Main 2017]
(a) CD
(b) DVD
(c) ROM
(d) RW
(e) None of these
43. Grouping and processing all of a firm’s transactions at one time Is
called – [IBPS RRB Main 2017]
(a) a database management systern
(b) batch processing
(c) a real-time system
(d) an on-line system
(e) None of these
44. A printer is this kind of device [IBPS RRB Main 2017]
(a) input
(b) word processing
(c) processing
(d) output
(e) None of these
45. Text in a column is generally aligned–
[IBPS RRB Main 2017]
(a) justified
(b) right
(c) centre
(d) left
(e) None of these
46. What type of device is a computer mouse ?
[IBPS RRB Main 2017]
(a) Input
(b) Output
(c) Software
(d) Storage
(e) None of these
47. In Excel, Charts are created using which option ?
[IBPS RRB Main 2017]
(a) Chart Wizard
(b) Pivot Table
(c) Pie Chart
(d) Bar Chart
(e) None of these
48. If text was highlighted and “Edit” “Copy” was clicked, what would
happen ? [IBPS RRB Main 2017]
(a) Text would be copied from the document and placed in the clipboard
(b) Text would be removed from the document and placed in the clipboard
(c) Text from the clipboard would be placed in the document at the place
where the cursor is blinking
(d) 2 and 3 above
(e) None of these
49. You can start Microsoft Word by using ____ button.
[IBPS RRB Main 2017]
(a) New
(b) Start
(c) Program
(d) Control Panel
(e) None of these
50. You click at B to make the text– [IBPS RRB Main 2017]
(a) Italics
(b) Underlined
(c) Italics and Underlined
(d) Bold
(e) None of these

GENERAL KNOWLEDGE
1. An enterprise engaged in the manufacture/production,
processing/preservation of goods is specified as a micro enterprise if its
investment in plant and machinery does not
exceed_____ [SBI PO Main 2017]
(a) ` 10 lakh
(b) ` 20 lakh
(c) ` 25 lakh
(d) ` 40 lakh
(e) None of these
2. Which of the following state government relaxes Labour Laws that will
benefit the micro, small and medium enterprises
(MSMEs)? [SBI PO Main 2017]
(a) Chhattisgarh
(b) Madhya Pradesh
(c) Jharkhand
(d) Rajasthan
(e) None of these
3. The Regulatory Consistency Assessment Programme (RCAP), which
evaluates a country’s readiness for Basel III norms, is conducted
by [SBI PO Main 2017]
(a) ADB
(b) BIS
(c) IMF
(d) World Bank
(e) None of these
4. Any new life insurance company or non-life insurance company will
not be registered unless the company has a paid-up equity capital of a
minimum [SBI PO Main 2017]
(a) ` 50 crore
(b) `100 crore
(c) ` 150 crore
(d) ` 200 crore
(e) None of these
5. The OFS is a mechanism which enables promoters to dilute their
holdings in listed companies in a transparent manner. the term OFS
stand for [SBI PO Main 2017]
(a) Open for Sale
(b) Open for Subscription
(c) Offer for Subscription
(d) Offer for Sale
(e) None of these
6. The book titled ‘The Emergency; A Personal History ‘ has been
authored by [SBI PO Main 2017]
(a) Coomi Kapoor
(b) Pranab Mukherjee
(c) Jaswant Singh
(d) Sanjay Baru
(e) None of these
7. The provisions contained in section 138 of the negotiable instruments
act 1881 shall [SBI PO Main 2017]
(a) Be attracted whether the cheques is ante-dated or post-dated provided
it is presented within 3 months of the date of cheques or the period
of validity, whichever, is earlier
(b) Not be attracted if the cheques are ante-dated
(c) Not be attracted if the cheques are post-dated
(d) all of the above
(e) (b) and (c)
8. Which of the following is correct regarding dematerialization
? [IBPS RRB Main 2017]
(a) It is the process by which an Investor can get physical certificates
converted into electronic form
(b) The investors can dematerialize only those share certificates that are
already registered in their name
(c) The electronic certificates are maintained in an account with the
Depository Participant
(d) Both 1 and 3
(e) All of the above
9. VCES stands for : [IBPS RRB Main 2017]
(a) Voluntary Compliance Encouragement Scheme
(b) Value of Customer’s Estimated Securities
(c) Voluntary Customer Engagement Services
(d) Voluntary Compulsory Employment Scheme
(e) None of these
10. NABARD stands for [IBPS RRB Main 2017]
(a) National Association for Building Asset Reconstruction Department
(b) National Bank for Agriculture and Rural Development
(c) National Agency of Banking Regulatory Directives
(d) National Asset Building and Reconstruction Department
(e) None of these
11. The main reason why a life insurance proposal form often asks for the
proposer’s height is to enable a reasonable comparison with the
proposer’s [IBPS RRB Main 2017]
(a) Age
(b) Gender
(c) Occupation
(d) Weight
(e) None of these
12. According to a recent Government policy, companies have been
mandated to spend 2 percent of their average net profit for past three
years on fulfilling
[IBPS RRB Main 2017]
(a) Financial Inclusion
(b) Millennium Development Goals
(c) KYC norms
(d) Corporate Social Responsibilities
(e) Steps against money laundering
13. What does MSF stand for? [IBPS RRB Main 2017]
(a) Mutual Secure Finance
(b) Marginal Standing Facility
(c) Minimum Structured Finance
(d) Material Securitized Fund
(e) Minimum Social Fund
14. Which price Index is a measure of the average change over time in the
prices ? [IBPS RRB Main 2017]
(a) CPI
(b) WPI
(c) PPI
(d) Both 1 and 2
(e) All of these
15. A micro enterprise Is defined as an enterprise engaged in the
manufacture or production of goods pertaining to any industry where
the investment in plant and machinery does not
exceed [IBPS RRB Main 2017]
(a) ` 5 lakh
(b) ` 10 lakh
(c) `25 Iakh
(d) ` 50 lakh
(e) ` 1 crore
16. What does SEBI stand for ? [IBPS RRB Main 2017]
(a) Securities and Exchange Board of India
(b) Service and Employment Building of India
(c) Securities Exchange Board of India
(d) Service Estimated by Banks in India
(e) None of these
17. BSDA stands for [IBPS RRB Main 2017]
(a) Basic Securities Demat Account
(b) Bombay Soft Drinks Association
(c) Basic Services Demat Account
(d) Basic Service Development Authority
(e) None of these
18. Panna National Park is located in which of the following states?
(a) Rajasthan
(b) Assam
(c) Meghalaya
(d) Madhya Pradesh
(e) None of these
19. Where is the headquarter of City Union Bank?
(a) New Delhi
(b) Mumbai
(c) Kolkata
(d) Kumbakonam
(e) None of these
20. The World Economic Outlook (WEO) is published by------
(a) World Trade Organization (WTO)
(b) International Monetary Fund (IMF)
(c) United Nations
(d) The World Economic Forum
(e) International Bank for Reconstruction and Development
21. Fugdi is a folk dance related to which of the following states?
(a) Kerala
(b) Maharashtra
(c) Goa
(d) Tamil Nadu
(e) Jammu & Kashmir
22. Who is the Chairperson of PSB (Public Sector Bank) merger
committee?
(a) Arun Jaitley
(b) Piyush Goyal
(c) Minister Nirmala Sitharaman
(d) Urjit Patel
(e) Raghuram Rajan
23. Satish Kumar and R V Rahul related to which of the following sport?
(a) Weightlifting
(b) Boxing
(c) Cricket
(d) Shooting
(e) None of these
24. Dudhawa Dam is built in the state of Chhattisgarh across which river?
(a) River Mahanadi
(b) River Borai
(c) River Rihand
(d) River Godawari
(e) None of these
25. Where is the Headquarters of Amnesty International?
(a) Geneva
(b) Brussels
(c) Vienna
(d) Washington
(e) London
26. HQ of international weightlifting federation-------------
(a) Dubai, United Arab Emirates
(b) Budapest, Hungary
(c) Lausanne, Switzerland
(d) Zürich, Switzerland
(e) None of these
27. World Pneumonia Day is observed every year on?
(a) 24th October
(b) 29th October
(c) 12th November
(d) 1st December
(e) None of these
28. ‘Ease of doing business’ report is published by which organization?
(a) World Trade Organization (WTO)
(b) International Monetary Fund (IMF)
(c) World Bank
(d) The World Economic Forum
(e) International Bank for Reconstruction and Development
29. Tallinn is the largest and the capital city of which country?
(a) Estonia
(b) Latvia
(c) Amsterdam
(d) Greece
(e) None of these
30. The higher rate of growth of economy certainly reduces
(a) Population of the country
(b) Gender inequality
(c) Flow of foreign direct investment
(d) Poverty
(e) None of these
CURRENT AFFAIRS
1. Which state government has decided to celebrate the 21st day of every
month as Yoga Day across all schools, colleges and universities in the
State? [SBI PO Main 2017]
(a) New Delhi
(b) Maharashtra
(c) Gujarat
(d) Madhya Pradesh
(e) None of these
2. The BHEL recently commissioned a 600 MW coal based thermal
power plant in Jhabua Thermal Power Project (TPP) located in Seoni
district in? [SBI PO Main 2017]
(a) Bihar
(b) Madhya Pradesh
(c) Rajasthan
(d) Jharkhand
(e) None of these
3. Name the American multinational technology company, who has
acquired a business technology start-up ‘Synergyse’ founded by an
Indian-origin entrepreneur?
[SBI PO Main 2017]
(a) Yahoo
(b) Microsoft
(c) Google
(d) TCS
(e) None of these
4. KK Katyal, who passed away recently, was related to which
field? [SBI PO Main 2017]
(a) Director
(b) Professor
(c) Journalist
(d) Scientist
(e) None of these
5. Which of the following ministry has framed New Print Media
Advertisement Policy for Directorate of Advertising and Visual
Publicity (DAVP)? [SBI PO Main 2017]
(a) Union Ministry of Home Affairs
(b) Union Ministry of Information and Broadcasting
(c) Union Ministry of Environment and Forest
(d) Union Ministry of Finance
(e) Union Ministry of Human Resource Development
6. The United Nations General Assembly has reiterated commitment to
enforcing the Political Declaration on HIV and AIDS and to rid the
world of the epidemic by which year?
[SBI PO Main 2017]
(a) 2019
(b) 2020
(c) 2030
(d) 2025
(e) None of these
7. The China –led Asian infrastructure bank (AIIB) has approved the first
set of loans totaling US 509 million dollar to finance projects in four
countries viz. Bangladesh, Pakistan, Indonesia and Tazikistan. At what
interest rate they will repay to AIIB? [SBI PO Main
2017]
(a) 1.50 %
(b) 2.25 %
(c) 1.15 %
(d) 2.50 %
(e) None of these
8. The National Investment and Infrastructure Fund (NIIF) Ltd has signed
a MoU with which country Investment Authority to facilitate
investment in Indian infrastructure sector?
[SBI PO Main 2017]
(a) Bangladesh
(b) Qatar
(c) Oman
(d) Myanmar
(e) None of these
9. “Sahyog-Hyeobleod-2016” is the joint naval exercise between India
and ___________? [SBI PO Main 2017]
(a) China
(b) Indonesia
(c) Singapore
(d) South Korea
(e) None of these
10. Patricia Espinosa was selected as the executive secretary of the United
Nations Framework Convention on Climate Change (UNFCCC)
recently. She is a diplomat from?
[SBI PO Main 2017]
(a) Denmark
(b) Sweden
(c) Norway
(d) Mexico
(e) None of these
11. Under whom has the Reserve Bank of India set up an expert committee
to examine the current monetary policy framework of RBT and
 recommend what needs to be done to revise and strengthen it ?
[IBPS RRB Main 2017]
(a) P.J. Nayak
(b) Urjit Patel
(c) J.P. Morgan
(d) Chetan Ghate
(e) Sajid Chenoy
12. Which of the following recently launched a new health scheme ‘Stri
Swasthya Suraksha Yojana for women? ‘
[IBPS RRB Main 2017]
(a) CII
(b) NDMC
(c) SEBI
(d) IRDA
(e) NABARD
13. Which of the following countries will hold the G7 Presidency Summit
2018?
(a) Canada
(b) Japan
(c) Germany
(d) Italy
(e) None of these
14. MV Sridhar died recently. He was associated with ----------
(a) Hockey
(b) Football
(c) Volleyball
(d) Cricket
(e) Tennis
15. Who wrote The Book ‘India 2017 Yearbook”
(a) Rajiv
(b) General Sunderji
(c) Vishnu Bhagwat
(d) Shashi Kant Sharma
(e) None of these
16. Kisan credit scheme was prepared by which institution?
(a) RBI
(b) SIDBI
(c) NABARD
(d) RRB
(e) SBI
17. Which country has won U-17 FIFA world cup?
(a) England
(b) Spain
(c) Brazil
(d) Mali
(e) None of these
18. The 2018 Commonwealth Games 2018 will be held in--------
(a) Australia
(b) China
(c) Scotland
(d) South Africa
(e) None of these
19. Which country will be the world’s largest economy by 2050?
(a) United Kingdom
(b) USA
(c) Japan
(d) India
(e) China
20. Who is the head of the Panel set up by RBI to develop a
comprehensive public credit registry (PCR)?
(a) YM Deosthalee
(b) Sekar Karnam
(c) Sriram Kalyanaraman
(d) Vishaka Mulye
(e) Vishaka Mulye
21. The Budget 2017-18 provided NABARD with an additional amount
of?
(a) ` 20,000 crore
(b) ` 25,000 crore
(c) ` 28,000 crore
(d) ` 30,000 crore
(e) None of these

BANKING SYSTEM IN INDIA & WORLD

1. (c)
2. (d)
3. (c)
4. (b)
5. (b)
6. (a)
7. (c)
8. (d) In a discussion paper released on 28 August 2013. The Reserve
Bank of India said that the first tier may consist of three or four
large Indian banks with domestic and international presence along
with branches of foreign banks in India. Mid-sized banks
including niche banks with economy-wide presence may form the
 second tier. The third tier would have old private sector banks,
regional rural banks and multi-state urban cooperative banks
(UCBs). The four tier may consist of many small privately owned
locqal banks and cooperative banks. These would specifically
cater to the credit requirements of small borrowers in the
unorganised sector in unbanked and unbanked areas.
9. (d) The Financial Sector Legislative Reforms Commission (FSLRC)
is a body set up by the Government of India, ministry of Finance,
on 24 March 2011. The remit of FSLRC comprises the following:
(i) Review, simplify and rewrite the legislations affecting the
financial markets in India; (ii) Evolve a common set of principles
for governance of financial sector regulatory institutions; (iii)
Remove inconsistencies and uncertainties in legislations/ Rules
and Regulations; (iv) Make legislations dynamic to automatically
bring them in tune with the changing financial landscape; and (v)
Streamline the regulatory architecture of financial markets.
10. (c) Monetary policy Is the process by which monetary authority of a
country, generally a central bank controls the supply of money In
the economy by exercising Its control over Interest rates in order
to maintain price stability and achieve high economic growth. In
India, the central monetary authority Is the Reserve Bank of India
(RBl). Ills so designed as to maintain the price stability In the
economy.
11. (e)
12. (d)
13. (a)
BANKING STRUCTURE AND INSTRUMENT
1. (d)
2. (c)
3. (e)
4. (d)
5. (a)
6. (b) Securitization is the process of conversion or existing assets or
future cash flows into marketable securities. In other words, it
deals with the conversion of assets, which are not marketable, into
marketable ones. For the purpose of distinction, the conversion of
existing assets into marketable securities is known as asset-
backed securitization and the conversion of future cash flows into
marketable securities is known as future-flows securitization.
7. (c) Commercial paper refers to unsecured short-term promissory
notes issued by financial and nonfinancial corporations. It is
typically issued by large. credit-worthy corporations with unused
lines of bank credit and therefore carries low default risk. Unlike
some other types of money market instruments, in which banks
act as intermediaries between buyers and sellers, commercial
paper is issued directly by well-established companies, as well as
by financial institutions.
8. (a)
9. (b)
10. (b)
BANKING FUNCTIONS
1. (c)
2. (b)
3. (c)
4. (b)
5. (b) Mutual Fund agents are paid through commissions. A mutual
funds agent’s commission comprises three parts: client’s
commission, upfront commission and trail commission. A
customer pays his agent a commission for providing his service
which is known as Clients Commission. The Upfront Commission
is paid by the asset management company to its agents in the first
year and varies from one company to another and is different
 across the entire range of mutual funds. Asset management
companies pay trail commissions to agents in successive years.
6. (d) Credit lnformation Bureau (India) Limited (CIBIL) is India’s first
Credit Information Company (CIC) founded in August 2000.
CIBIL collects and maintains records of an individual’s payments
pertaining to loans and credit cards. These records are submitted
to CIBIL by member banks and credit institutions, on a monthly
basis. This information is then used to create Credit Information
Reports (CIR) and credit scores which are provided to credit
institutions in order to help evaluate and approve loan
applications.
7. (e) The Reserve Bank of India introduced Base Rate as a reference
benchmark rate for all floating rate loan products with effect from
1 July, 2010. Each bank has been directed to arrive at its own base
rate. The base rate is the minimum interest rate of a Bank below
which it cannot lend, except in cases allowed by Reserve Bank of
India.
8. (c)
9. (c)
10. (a)
BANKING PRODUCTS
1. (c)
2. (a)
3. (a) Investing in a mutual fund is like an investment made by a
collective. The AMC Invests the investors’ money on their behalf
into various assets towards a common investment objective. So
Investments made by a mutual fund on behalf of investors are
treated as assets.
4. (c) An insurance policy qualities as micro-insurance policy if the
benefits don’t exceed ` 50.000. According to IRDA, and the
distribution channels have been clearly defined as non-
 governmental organizations, self-help groups and microfinance
institutions, apart from insurance agents, corporate agents arid
brokers. Most micro-insurance products are offered by
microfinance institutions in combination with micro-loans.
5. (d) A mutual fund collects money from the investors, issues
certificates to them known as units and invests the money
collected in securities so as to achieve mutual benefits in terms of
capital appreciation in such securities. It is a non-depository. Non-
banking financial intermediary. which acts as an important vehicle
for bringing wealth holders and deficit units together indirectly.
6. (d) In Decreasing Term, the death benefit declines systematically, as
does most debt. Decreasing Term is used almost exclusively in
credit insurance. Modified Premium and Enhanced Whole are
types of Whole Life, and not appropriate for short-term creditor
protection.

MONEY & FINANCE IN BANKING

1. (d)
2. (b)
3. (c)
4. (c)
5. (d)
6. (c) The value of all commodities and services could be measured in
terms of money, but money cannot be measured through itself.
Since money is used to measure and exchange the goods and
services produced in any economy, it is better to evaluate money
value in proportion of Gross Domestic Products (GDP). The value
of GDP at Market Prices in proportion of Broad Money may
reveal lowest value of Money whereas Value of GDP at Market
Prices in proportion to currency with the public reveals the
highest money value.
7. (e) The NAV is the price used for all mutual fund share transactions–
new purchases sales (redemptions), and exchanges from one fund
to another within the same fund family. It represents the current
mark-to-market value of all the fund’s assets, minus liabilities
(e.g., fund expenses) divided by the total number of outstanding
shares. Mutual funds release their daily NAVs to investors and
others after they complete the pricing process.
8. (a) There are three basic types of contracts-options, swaps and
futures/forward contracts-with variations of each Options
Contract is a type which Derivatives Contract which gives the
buyer/holder of the contract the right (but not the obligation) to
buy/sell the underlying asset at a predetermined price within or at
end of a specified period. The buyer / holder of the option
purchase the right from the seller/writer for a consideration which
is called the premium.
9. (b) The mutual fund’s NAV is its net asset value, or price per share. A
mutual fund calculates its NAV by adding up the current value of
all the stocks, bonds and other securities (Including cash) In Its
portfolio, subtracting the managers salary and other operating
expenses, and dividing that figure by the fund’s total number of
shares. Each end of the business day. net asset value are calculated
and referred as net asset value per share. The mutual fund’s net
asset value is changing daily because of market fluctuations
affecting the investments of funds.
10. (d) Regulation 2(s) of Foreign Exchange Management (Transfer or
Issue of any Foreign Security) (Second Amendment) Regulations,
2009 defines Foreign Currency Exchangeable Bond (FCEB)
means ‘a bond expressed in foreign currency, the principal and
Interest in respect of which is payable In foreign currency, issued
by an Issuing Company and subscribed to by a person who Is a
resident outside India, in foreign currency and exchangeable Into
equity share of another company, to be called the Offered
 Company. In any manner, either wholly. or partly or on the basis
of any equity related warrants attached to debt instruments. The
FCEB may be denominated in any freely convertible foreign
currency’.
11. (c) A mutual fund collects money from the investors, issues
certificates to them known as units and invests the money
collected in securities so as to achieve mutual benefits in terms of
capital appreciation in such securities. Mutual funds’ liabilities are
broken down into units held by subscribers who are thus the
fund’s shareholders. Each time an investor subscribes to the fund,
the latter issues in exchange for the subscription amount, new
units of which the investor becomes owner.
12. (c)
13. (a)
14. (b)
15. (c)
16. (e)
MARKETING & COMPUTER IN BANKING
1. (d) Social marketing seeks to develop and integrate marketing
concepts with other approaches to influence behaviors that benefit
individuals and communities for the greater social good. It seeks
to ensure the delivery of competition sensitive and segmented
social change programs that are effective, efficient, equitable and
sustainable. The primary aim of social marketing is ‘social good’,
while in “commercial marketing the aim is primarily “financial”.
It uses the benefits of doing social good to secure and maintain
customer engagement.
2. (b) Brand is the “name, term, design, symbol, or any other feature
that identifies one seller’s product distinct from those of other
sellers.’ The word ‘brand’ is often used as a metonym referring to
the company that is strongly identified with a brand. Brands are
 used in business, marketing, and advertising. A modem example
of a brand is Coca Cola which belongs to the Coca Cola
Company.
3. (d) Product Mix is the combination of products offered for sale by a
retail outlet, which takes into account both the variety and
quantity of goods. It defines the retail outlet’s niche in the market,
and the personality of the brand and is used to attract a certain
demographic of shoppers to the store as well. On the contrary, a
product line is a number of products grouped together based on
similar characteristics. The characteristic include product price,
product quality, who the product is aimed at (target group), and
product specification/features.
4. (e) No advertisement shall use the terms “investment,” “investment
plan,’ ‘founder’s plan.’ ‘charter plan.’ ‘deposit.’ ‘expansion plan.’
‘profit, ‘profits,’ ‘profit sharing, ‘interest plan,’ savings,’ ‘savings
plan,’ ‘private pension plan,’ ‘retirement plan’ or other similar
terms in connection with a policy in a context or under such
circumstances or conditions as to have the capacity or tendency to
mislead a purchaser or prospective purchaser of such policy to
believe that he will receive, or that it is possible that he will
receive, something other than a policy or some benefit not
available to other persons of the same class and equal expectation
of life.
5. (d) The Paid-Up Option is designed so that at a future point the base
policy is paid up (I.e. no more premiums are due). In Paid-Up
Additions, only the additions are paid up, not the base policy.
Only a Whole Life (I.e. fixed policy) can achieve paid-up status,
not Universal or Variable. In a whole life insurance scheme, the
insurance company puts part of the insurance money in a high
interest bank account. With every premium payment the cash
value increases. This savings element of policy builds up the
customer’s cash value on a tax-deferred basis.
6. (c) Price discrimination on price differentiation is a pricing strategy
where identical & largely similar goods or services are transacted
at different prices by the same provider in different markets or
territories. it is distinguished from product differentiation by the
more substantial difference in production cost for the differently
priced products involved in the latter strategy. it essentially relies
on the variation in the customers’ willingness to pay.
7. (d) The Basel Committee on Banking Supervision in its paper on
Customer Due Diligence for Banks published in October 2001
referred to certain guidelines for customer identification process.
As per these guidelines, the bank should verify this information
by at least one of the following methods: (i) confirming the date
of birth from an official document; (ii) confirming the permanent
address: contacting the customer by telephone by letter or by e-
mail to confirm the information supplied after an account has
been opened and confirming the validity of the official
documentation provided through certification by an authorised
person.
8. (b) Marketing mix’ is a general phrase used to describe the different
kinds of choices organizations have to make in the whole process
of bringing a product or service to market. The 4Ps is one way -
probably the best-known way-of defining the marketing mix, and
was first expressed in 1960 by EJ McCarthy. The 4 Ps are product
(or Service). Place, Price and Promotion.
9. (b) When goods are sold at higher prices so that fewer sales are
needed to break even, it is known as creaming or skimming.
Selling a product at a high price, sacrificing high sales to gain a
high profit is therefore ‘skimming’ the market. Skimming is
usually employed to reimburse the cost of investment of the
original research into the product: commonly used in electronic
markets when a new range, such as DVD players, are firstly
 dispatched into the market at a high price. This strategy is often
used to target early adopters” of a product or service.
10. (c) Making misleading representations or fraudulent comparisons of
insurance policies, misrepresenting the terms or benefits of an
Insurance policy or making misleading representations as to the
financial condition of an insurer is misrepresentation.
11. (b) 12. (d) 13. (a) 14. (d) 15. (c)
16. (c)
17. (a)
18. (a)
19. (b)
20. (a)
21. (a)
22. (c)
23. (c)
24. (a)
25. (d)
26. (c)
27. (c)
27. (d)
29. (a)
30. (d)
31. (b)
32. (b)
33. (c)
34. (a)
35. (b)
36. (b)
37. (c)
38. (c)
39. (c)
40. (a)
41. (d)
42. (d)
43. (c)
44. (d)
45. (a)
46. (a)
47. (a)
48. (a)
49. (b)
50. (d)
7. GENERAL KNOWLEDGE
1. (c)
2. (a)
3. (b)
4. (b)
5. (d)
6. (a)
7. (a)
8. (e) Dematerialization in short called as Demat’ is the process by
which an investor can get physical certificates converted into
electronic form maintained in an account with the Depository
Participant. The investors can dematerialize only those share
certificates that are already registered in their name and belong to
 the list of securities admitted for dematerialization at the
depositories.
9. (a) VCES stands for Voluntary Compliance Encouragement Scheme.
The Service Tax Voluntary Compliance Encouragement Scheme
(VCES) came into effect from 10 May 2013. The Finance Bill,
2013-14 introduced chapter VI In the Finance Act 2013-14 and
promulgated the Voluntary Compliance Encouragement Scheme.
The objective of this Scheme was to encourage disclosure of tax
dues and compliance of service tax law by the persons who have
not paid service tax either on account of ignorance of law or
otherwise. VCES is the opportunity for such persons to pay the
‘tax dues’ and come clean.
10. (b) National Bank for Agriculture and Rural Development
(NABARD) is an apex development bank. In India having
headquarters based in Mumbai (Maharashtra) and other branches
are all over the country. It was established on 12 July 1982 by a
special act by the parliament and its main focus was to uplift rural
India by increasing the credit flow for elevation of agriculture &
rural non farm sector.
11. (d) The built of person indicates whether a person is healthy or not.
The height, weight and chest measurements help to find out
whether the person is suffering from any ailment or not. Height
and weight must be given after taking actual measurement. This
gives an idea of the body built and helps to decide about the
premium.
12. (d) The Ministry of Corporate Affairs (MCA), in September 2013
proposed to mandate companies to spend 2% of their average net
profit for past three years on fulfilling their Corporate Social
Responsibilities (CSR) even if their groups makes consolidated
net loss. As per the draft rules under the newly enacted
Companies Act. 2013, this spend is based on the stand alone net
profit of the company. irrespective of loss or gain 01 the group.
13. (b) Marginal Standing facilities is the rate at which banks borrow
funds overnight from the Reserve Bank of India (RBI against
approved government securities. This came into effect in May
2011. Under the Marginal Standing Facilities (MSF), currently
banks avail funds from the RBI on over-night basis against their
excess Statutory Liquidity Ratio (SLR) holdings. Additionally,
they can also avail funds on overnight basis below the stipulated
SLR up to 2.5% of their respective Net Demand and Time
Liabilities (NDTL) outstanding at the end of second preceding
fortnight.
14. (a) The consumer price index (CPI) measures changes in the price
level of a market basket of consumer goods and services
purchased by households. It is a measure of the average change
over time in the prices paid by urban consumers for a market
basket of consumer goods and services. The CPI is a statistical
estimate constructed using the prices of a sample of representative
items whose prices are collected periodically.
15. (b) A micro enterprise is defined as an enterprise engaged in the
manufacture or production of goods pertaining to any industry
where the investment in plant and machinery does not exceed ` 25
Iakh or an enterprise engaged in rendering services where
investment in equipment does not exceed ` 10 Iakh.
16. (a) The Securities and Exchange Board of India (frequently
abbreviated SEBI) is the regulator for the securities market In
India. It was established in the year 1988 and given statutory
powers on 12 April 1992 through the SEBI Act, 1992. It Is
mandated protect the interests of investors in securities and to
promote the development of, and to regulate the securities market
and for matters connected therewith.
17. (c) Indian market regulator SEBI recently introduced new type of
Demat Account to woo small Investors In Opting securities in
Demat form. This type of Demat account is called ‘Basic Services
 Demat Account (BSDAY). This initiative is to reach the IPOs to
ret all Investors and promoting small Investors to have their
securities In Demat form. It became effective from 1 October
2012.
18. (c)
19. (d)
20. (b)
21. (c)
22. (a)
23. (d)
24. (a)
25. (e)
26. (b)
27. (c)
28. (c)
29. (a)
30. (d)
8. CURRENT AFFAIRS
1. (b)
2. (b)
3. (c)
4. (c)
5. (b)
6. (c)
7. (c)
8. (b)
9. (d)
10. (d)
11. (b) The committee is headed by deputy governor Urjit Patel. Members
Include PJ Nayak, Chetan Ghate of the Indian Statistical Institute,
Peter J Montiel of Williams College (USA), Sajjid Chinoy of
JPMorgan and Rupa Nitsure of Bank of Baroda. The committee
Intends to review the objectives and conduct of monetary policy
in a globalised environment. It will also look at the operating
framework and instruments of monetary policy particularly the
multiple indicator approach and the liquidity management
framework.
12. (b) North Delhi Municipal Corporation (NDMC) launched a new
health scheme Stri Swasthya Suraksha Yojana for women on 6
March 2014. The Scheme aims to bring services closer for those
living in rural areas and unauthorized colonies. Under the scheme,
health camps and mass awareness drives will be held and medical
services will be provided through various nodal centres. hospitals
and mobile dispensaries marked for the programme.
13. (a)
14. (d)
15. (a)
16. (c)
17. (a)
18. (a)
19. (e)
20. (a)
21. (a)