Toll free Helpline 1800 425 0018 IF (GEN) 1845

www.canarabank.com हहिंदी प्रहि हेिू, कृपया शाखा प्रबिंधक से सम्पकक करें I

For Office use only (To be filled in by the branch’s officials): Account No._______________________

KYC No.: Customer ID: _________________________

KYC No.: Customer ID: _________________________

KYC No.: Customer ID: _________________________

ACCOUNT OPENING FORM FOR NON RESIDENT INDIANS

To: Date:
The Manager/ Senior Manager, CANARA BANK, Branch_____________________

Please open an account as per details below:

APPLICANT: NEW EXISTING CUSTOMER STAFF EX- STAFF ; If staff, staff No: ________
A/C TYPE: NRE NRO FCNR AND SB CA KDR FDR RD
OPERATION: Sole Either or Survivor Former or Survivor Later or Survivor Both or Survivor of us
CONSTITUTION: Individual Proprietorship Partnership Firm Joint Stock Company LLP
Others ___________________________please specify

Please note to enclose memorandum of association/ Article of Association and Certificate of incorporation in case of
Joint stock companies and partnership deed for partnership firms along with overseas auditor/ Chartered Accountant/
Certified Public Accountant certificate in FORM OAC where ownership/ beneficial interest is directly held by NRI and
OAC1 where it is held indirectly.

PERSONAL DETAILS
(Fill in Capital Letter) FIRST NAME MIDDLE NAME SURNAME

1ST APPLICANT: Mr/Mrs/Ms __________________________________________________________________________

2ND APPLICANT: Mr/Mrs/Ms __________________________________________________________________________

3RD APPLICANT: Mr/Mrs/Ms __________________________________________________________________________

DATE OF BIRTH SEX SHORT NAME

1ST APPLICANT M/F/T ____________________________________

2ND APPLICANT M/F/T ____________________________________

3RD APPLICANT M/F/T ____________________________________

FATHER’S NAME MOTHER’S NAME SPOUSE’S NAME

1ST APPLICANT -------------------------------------------------------------------------------------------------------------------------------------------------

2ND APPLICANT --------------------------------------------------------------------------------------------------------------------------------------------------

3RD APPLICANT --------------------------------------------------------------------------------------------------------------------------------------------------

(In case the applicant is a Minor), Name of Parent/ Natural Guardian ______________________________________
Date of Birth ______________________ Relation: _______________________________ (Please Specify)

यह फार्म हहिं दी र्ें भी उपलब्ध है , हहिं दी प्रहि हे िू, कृपया शाखा प्रबिंधक से सम्पकम करें I 1
ADDRESS FOR CORRESPONDENCE: Indian Address Overseas Address (if not ticked, default address would be
Indian Address).
INDIAN ADDRESS:
First Applicant Second Applicant Third Applicant
Flat No./ Bldg.
Name

Street/ Road &

Area/ Locality
City and District
State
Pin Code
Tel No./ Fax No.

OVERSEAS ADDRESS:
First Applicant Second Applicant Third Applicant
Flat No./ Bldg
Name

Street/ Road &

Area/ Locality

City and District

Country
ZIP/ Post Code
Tel No./ Fax No.

Place of City Country City Country City Country

Birth
Particulars First Applicant Second Applicant Third Applicant
Mobile No
Email id
Resident Status #
Married/ Single/
Others (specify) @
# Resident/ Foreign National/ Non-Resident/ Overseas Citizen of India etc. @ Others: Divorced/ Separated/ Widow/ Widower

(Please pick the details from below):

Particulars Occupation* Educational Monthly Relationship with 1st
Qualification** Income*** Applicant
1ST APPLICANT
2ND APPLICANT
3RD APPLICANT

* Occupation: Service Private Sector Public Sector Govt Sector Self –employed Retired
Business House wife Student Professional Not –category others
** Education: Non matric SSC/ HSC Graduate Post-Graduate Others

***Monthly Income Upto 5,000/- 5,001-10,000 10,001-20,000 20,001-50,000 50,001- 1 lac Above 1 lac
PASSPORT DETAILS:
Particulars Passport No. Place of Issue Date of issue Expiry Date Nationality
1ST APPLICANT
2ND APPLICANT
3RD APPLICANT

VALID VISA DETAILS:

Particulars Country of Visa Visa No. Place of Issue Date of issue Expiry Date
1ST APPLICANT
2ND APPLICANT
3RD APPLICANT

यह फार्म हहिं दी र्ें भी उपलब्ध है , हहिं दी प्रहि हे िू, कृपया शाखा प्रबिंधक से सम्पकम करें I 2
Atleast ONE of the following Officially Valid Documents (OVD) should be produced:
Particulars First Applicant Second Applicant Third Applicant
PAN No

UID (Aadhaar) No.

Voter Id
Driving Licence
(with date of expiry)
Other

TAX RESIDENCE DECLARATION

Particulars First Applicant* Second Applicant* Third Applicant*

Tax resident of India Tax resident of India Tax resident of India
Status of Tax Residency#
Other country Other country Other country
Country of Tax
ISO 3166 Country code of
Jurisdiction of residence
Tax Identification Number
(TIN) Or Equivalent ##
Complete address in the
Jurisdiction details, where
applicant is Resident outside
India for tax purposes.
(Proof of address to be submitted)
Place/ City of Birth
ISO 3166 Country Code of
Birth
* Mandatory for NRI.
# To also include USA, where the individual is a citizen/ Green card holder of US.
## In case TIN is not available, kindly provide functional equivalents. Functional Equivalent of TIN (issued by authorized
government body abroad) and includes the following:
Social security/ Insurance number, Citizen/ Personal identification/ Services code/ National identification number,
A resident / Population registration number, Alien card number, etc.
Other details, if any
Details of Related Person (if any):
Addition Deletion KYC No.:
Related Person Type: Guardian of Minor Nominee Assignee Authorised Representative Beneficial Owner
Name of the Related Person:
Proof of Identity of Related Person/ (Officially Valid Document Number):
Address:
TYPE OF ACCOUNT TO BE OPENED

Please tick box (es) Currency Period

& Amount
1 Foreign Currency (Non Resident) Term Deposit Account (Banks Scheme) Simple
Interest (FCNR-B-FDR)
2 Foreign currency (Non Resident) Term Deposit Account (Banks Scheme) –
Compounded Interest half yearly rests (FCNR-B-KDR)
3 Non Resident External (Re-investment Plan) deposit – Simple Interest – Quarterly
………….. in Rs. (NRE-FDR)
4 Non Resident External (Re-Investment Plan) Deposit – Compound Interest Quarterly
………………. In Rs. (NRE-KDR)
5 Non Resident (External) Recurring Deposit ……………. In Rs. (NRE-RD)
6 Non Resident (Ordinary) Savings Bank Account/ Current Account/ Term Deposit
Account (FDR) (Simple Interest Only) in Rs. (NRO SB NRO CA NRO FDR)
7 Non Resident (External) Savings Bank A/c Current A/c in Rs. (NRE-CA)

यह फार्म हहिं दी र्ें भी उपलब्ध है , हहिं दी प्रहि हे िू, कृपया शाखा प्रबिंधक से सम्पकम करें I 3
 DETAILS OF REMITTANCE

1. DEMAND Draft No. ………………………………………….….. Dt..………… for …….……………(Amount) enclosed

2. RTGS/ NEFT/ SWIFT CODE ……………………………………...Dt…..…….... for……..……………(Amount) enclosed
3. Name and Address of the remitting Bank …………………………………………………………………………………….
INSTRUCTIONS REGARDING INTEREST PAYMENT / RENEWAL ETC

1. Please keep Term Deposit Receipt in Safe Custody and renew for similar period on maturity
2. Please remit interest by draft to me
3. Credit interest to my SB / CA Account No……………………………… with Canara Bank………………….
4. Swift details (in case the interest amount is eligible for repatriation subject to compliance of RBI guidelines).
5. Please specify other instructions:

ATM / DEBIT CARD

Please issue me/us debit Card/s @ Y N, if yes, Name of Applicant/s:

Internet Banking Facility Required Y N, if yes, Any instruction:
Mobile Banking Facilities Required Y N, if yes, Mobile No.:
SMS Request Facility Y N, Transaction Alerts: Y N
Transaction alerts facility on email Y N,
@available only with opening of SB / CA NRE / NRO Accounts
Please note that if Alert Facility/ies are opted, Min transaction amount should be Rs. 10,000/-.

DECLARATION

1. I/we hereby declare that I/ we are a Non Resident Indian of India origin. I/we understand that the above account will be opened
on the basis of the statements / declarations made by me/us and I/we also agree that if any of the statements / declarations made
herein is found to be not correct in material particulars you are not bound to pay any interest on the deposit made by me/us.
2. I/we agree that no claim will be made by me/us for any interest on the deposit(s) for any period after the date(s) of maturity of
the deposit(s). I/we agree to abide by the provisions of the Foreign Currency Non-Resident Account (Banks) Scheme/Non
Resident (External) Account / Non Resident (Ordinary) Account Schemes. I/we hereby undertake to intimate you about my
return to India for permanent residence immediately on arrival.
3. I/we agree that if the premature withdrawal is permitted of my/our request, the payment of interest on the deposit may be allowed
in accordance with the prevailing stipulations laid down by the Bank in this regard.
4. I/we request and authorize you to honour all cheques or other orders drawn by me/us on the said account and I/we request you
to debit such cheques to the said account whether such account be for the time being in credit / overdrawn.
5. I/we in the matter of cheques lodged by me/us with you from time to time for collection or negotiation where the cheques payable
at place where you have not established branches, I/we request you to collect them through any bank entirely at my /our risk and
responsibility. Where such drafts / cheques are negotiated by and the same are lost in transit or otherwise, I/we hereby agree to
reimburse to you the full amount of such drafts, cheques on demand.
6. I/we agree to comply with and to be bound by the Banks for the time being in force for the conduct of such accounts. I/we declare
that the rules in force have been read by me/us.
7. I/we authorise the Bank to automatically renew the deposit on the due date for identical period unless the instruction to the
contrary from me/us is received by the Bank before maturity, I/we understand that the renewal will be in accordance with
provisions of the Reserve Bank of India guidelines / directives in force at the time of renewal.
8. I/we further understand that the rate of interest applicable on the deposit renewed shall be at the appropriate rate of interest for
the period of renewal as prevailing on the date of maturity or on the date of renewal whichever is lower and that the renewal will
be noted on the deposit receipt on my/our presenting the same on the maturity date or later for renewal/payment, I/we also
understand that the overdue deposit or a portion thereof can be renewed from the date of maturity provided the overdue period
does not exceed 14 days.
9. I/we hereby declare that all forex transactions, as may be entrusted by us to the Bank from time to time will be in strict conformity
with the prevailing provision of FEMA 1999 at the time of transactions are put through.
10. I/we undertake to utilize the debit card strictly in accordance with the exchange control regulations and understand that in the
event of my failure to do so, would be liable for action under FEMA guidelines issues from time to time and will also be debarred
from international Card facility at the instant of Reserve Bank of India or Canara Bank.
11. I/we declare that I/we have read and understood the document containing the terms and conditions and disclaimer governing
Canara Bank’s Internet and Mobile Banking Services as provided in the Bank’s Internet Banking Website www.canarabank.in
and I/we accept the same. Further, I also agree that the transactions and requests executed in the above mentioned accounts
through internet, Mobile Banking under my user ID and password will be legally binding on me and I am responsible for
maintenance of secrecy and confidentiality of the information passed on to me by the Bank through internet/ mobile/ email. I
have the mandate from the other joint holders to view/ enquire/ operate the joint accounts mentioned above.
12. No interest will be paid on premature closure of NR-TD & FCNR, closed before one year.

यह फार्म हहिं दी र्ें भी उपलब्ध है , हहिं दी प्रहि हे िू, कृपया शाखा प्रबिंधक से सम्पकम करें I 4
Under Penalty of Perjury, I certify that CERTIFICATION
Under penalty of perjury, I certify that;
1. I/we understand that Canara Bank is relying on this information for the purpose of determining the status of the account holder
named above in compliance with FATCA/ CRS. Canara Bank is not able to offer any tax advice on FATCA or CRS or its impact
on the account holder.
2. I/we agree to submit a new detail/ form within 30 days if any information or certification on this form becomes incorrect.
3. I/we agree that as may be required by domestic regulators/tax authorities, Canara Bank may also be required to report, reportable
details to CBDT or other authorities/agencies or close or suspend my account, as appropriate.
4. I/we have understood the information requirements of this Form (read along with the FATCA/ CRS Instructions) and hereby
confirm that the information provided by me/us on this Form including the taxpayer identification number is true, correct and
complete. I/we also confirm that I/we have read and understood the FATCA/ CRS Terms and Conditions and hereby accept the
same
5. I/we hereby declare that the details furnished above are true and correct to the best of my/our knowledge and belief and I/we
undertake to inform you of any changes therein, immediately. In case any of the above information is found to be false or untrue
or misleading or misrepresenting, I/we are aware that I/we may be held liable for it.
6. My/our personal/ KYC details may be shared with Central KYC Registry
7. I/we hereby consent to receiving information from Central KYC Registry through SMS/email on the above registered
number/email address.
PHOTO & SIGNATURE:

PHOTO OF 1st APPLICANT PHOTO OF 2nd APPLICANT PHOTO OF 3rd APPLICANT

Place:
Date:
Signature of 1st Applicant Signature of 2nd Applicant Signature of 3rd Applicant
INTRODUCTION
I know the applicant personally for a period of ………. Years and confirm his/ her/ their address/ occupation as stated above

NAME MR/MRS./MS. ---------------------------------------------------------------------------------------------

ACCOUNT NO. -----------------------------------------------------------------------------------------------------
ADDRESS_________________________________________________________________________PIN CODE ________

SIGNATURE OF INTRODUCER
VERIFICATION OF SIGNATURES

Authentication of signature by a Bank/ Indian Embassy/ High Commission/ Consulate…………..…..………

Above signature verified

Signature of person verifying with rubber stamp and/or seal & address
Accepted at ____________________

& Countersigned
For Canara Bank

SUPERVISOR MANAGER
FOR OFFICE USE ONLY

Documents received: Self Certified True copies Notary Risk Category: High Medium Low

IN PERSON VERIFICATION CARRIED OUT BY

Identification Verification Done on date ------------------------------
Employee Name/ Designation: ------------------------------------------
Employee Branch & Code: ----------------------------------------------

SIGNATURE OF EMPLOYEE SEAL OF BANK/ BRANCH

यह फार्म हहिं दी र्ें भी उपलब्ध है , हहिं दी प्रहि हे िू, कृपया शाखा प्रबिंधक से सम्पकम करें I 5
 ANNEXURE: NOMINATION TO BE FILLED IN ONLY IF THE FACILITY IS REQUIRED BY THE DEPOSITOR

Nomination Required YES NO. If yes provide details

Nomination under Section 45ZA of the banking Regulation Act 1949 and rule 2(1) of the Banking Companies (Nomination) Rule
1985 in respect of Bank Deposits.
I/ We……………………………………………………………………………………………………...…(Name/s & Address)
nominate the following person to whom in the event of my death the amount of deposit in the account, particulars whereof are given
below, may be returned by Canara Bank
Nominee details:
Name and address Relationship with the Age If nominee is minor,
depositor, if any his/ her date of birth

As the nominee is minor on this date, I/ we appoint…………………………………………………………………

(Name/s and Address/es) to receive the amount of the deposit in the account, on behalf of the nominee, in the event of
my death, during the minority of the nominee. I have also noted that repatriation of funds in these accounts to Non
Resident Nominees is subject RBI approval / Foreign Exchange Regulations.
Name, Signature & Address of Witness*
1
Signature (s) of Depositor (s)
2. Where deposit is made in the name of minor, the
Nomination should be signed by a person lawfully
Place ………………………… Entitled to act on behalf of the minor
Date ………………………

Nomination accepted and registered Vide Regn. No……………………………….dated………………………………..

For CANARA BANK

SUPERVISOR MANAGER
* strike out if nominee is not a minor & LTI, if any to be attested by 2 witnesses.

FATCA-CRS Terms & Conditions

The Central Board of Direct Taxes has notified Rules 114F to 114H, as part of the Income-tax Rules, 1962, which Rules require Indian financial
institutions such as the Bank to seek additional personal, tax and beneficial owner information and certain certifications and documentation from
all our account holders. Towards compliance, we may also be required to provide information to any institutions such as withholding agents for
the purpose of ensuring appropriate withholding from the account or any proceeds in relation thereto.
Please note that you may receive more than one request for information if you have multiple relationships with Canara Bank or its group entities.
Therefore, it is important that you respond to our request, even if you believe you have already supplied any previously requested information.
FATCA-CRS Instructions
If you have any questions about your tax residency, please contact your tax advisor. If you are a US citizen or resident or a green card holder,
please include United States in the foreign country information field along with your US Tax Identification Number.
It is mandatory to supply a TIN or functional equivalent if the country in which you are tax resident issues such identifiers. If no TIN is yet
available or has not yet been issued, please provide an explanation and attach this to the form.
In case customer has the following Indicia pertaining to a foreign country and yet declares self to be non-tax resident in the respective country,
customer to provide relevant Curing Documents as mentioned below

FATCA & CRS Indicia Documentation required for Cure of FATCA/ CRS indicia
observed (ticked)
U.S. place of birth If customer does not agree to be specified US person / reportable person status
1. Self-certification that the account holder is neither a citizen of United States of America nor a
resident for tax purposes;
2. Non-US passport or any non-US government issued document evidencing nationality or
citizenship (refer list below); AND
3. Any one of the following documents: a. Certified Copy of “Certificate of Loss of Nationality or
b. reasonable explanation of why the customer does not have such a certificate despite renouncing US
citizenship; or Reason the customer did not obtain U.S. citizenship at birth
Residence/mailing address in a 1. Self-certification that the account holder is neither a citizen of United States of America nor a tax
country other than India resident of any country other than India; and 2. Documentary evidence (refer list below)
Telephone number in a country 1. Self-certification that the account holder is neither a citizen of United States of America nor a tax
other than India If no Indian resident of any country other than India; and 2. Documentary evidence (refer list below)
telephone number is provided
Standing instructions to transfer 1. Self-certification in the attached format that the account holder is not resident for tax purpose in that
funds to an account maintained country
in a country other than India 2. Documentary evidence (refer list below)
List of acceptable documentary evidence needed to establish the residence(s) for tax purpose;
1. Certificate of residence issued by an authorized government body.
2. Valid identification issued by an authorized government body (e.g. Passport, National Identity card, etc.)
* Government or agency thereof or a municipality of the country or territory in which the applicant claims to be a resident.

यह फार्म हहिं दी र्ें भी उपलब्ध है , हहिं दी प्रहि हे िू, कृपया शाखा प्रबिंधक से सम्पकम करें I 6
Specimen Signature Card* (in case the application is downloaded from website/ when no separate card is available)

CANARA BANK ………………………….…. (branch)

Name of A/C ……………………; A/c No………………………………………. PHOTO

(to be filled by branch)

Mr./ Mrs/ Miss……………………………………………………… (Name of Applicant*)

I will sign as:

1 ………………………………….……………………

2 ……………………………….……………………….

Date: Countersigned by

Countersigned/ Authentication of signature by a Bank/ Indian Embassy/ High Commission/ Consulate etc.

* Each Individual applicant should provide separate card for him/ her.

यह फार्म हहिं दी र्ें भी उपलब्ध है , हहिं दी प्रहि हे िू, कृपया शाखा प्रबिंधक से सम्पकम करें I 7