Page 1 of 4

Statement of Account

Statement Period
04/13/23 - 05/12/23

Access No. 17076221

#BWNLLSV
#000000Q7P7VRR1A2#000MMY90F
Routing Number: 2560-7497-4

JHANICE N HARGIS
NORTHBROOK APARTMENTS Questions about this Statement?

17111 HAFER RD APT 923 Toll-free in the U.S. 1-888-842-6328

HOUSTON TX 77090-3924 For toll-free numbers when overseas,

visit navyfederal.org/overseas/
Collect internationally 1-703-255-8837

Say "Yes" to Paperless! View your

digital statements via Mobile or
Navy Federal Online Banking.

Say "Yes" to Paperless Statements

If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere.

To get started, select "Statements" in digital banking.*

It's an easy way to reduce the risk of identity theft and cut down on paper clutter.

Insured by NCUA. *Message and data rates may apply. Visit navyfederal.org for more information.

Summary of your deposit accounts

Previous Deposits/ Withdrawals/ Ending YTD

Balance Credits Debits Balance Dividends

e-Checking
7135775604 $553.06 - $3,289.08 $1,932.61 $803.41 $0.08

Membership Savings
3162104701 $5.00 $0.00 $0.00 $5.00 $0.00

Totals $548.06 - $3,289.08 $1,932.61 $808.41 $0.08

REMITTANCE RECEIVED AFTER STATEMENT PERIOD WILL APPEAR ON YOUR NEXT STATEMENT

JHANICE N HARGIS
DEPOSIT VOUCHER
(FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL
17076221
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)

ACCOUNT NUMBER ACCOUNT TYPE AMOUNT ENCLOSED

MARK "X" TO CHANGE 7135775604 Checking

ADDRESS/ORDER

ITEMS ON REVERSE
3162104701 Savings

NFCU
PO BOX 3100
TOTAL
MERRIFIELD VA 22119-3100

405713577560431621047010000000000000000000000000000003
 Page 2 of 4

Statement Period
04/13/23 - 05/12/23

Access No. 17076221

Statement of Account
For JHANICE N HARGIS

Checking

e-Checking - 7135775604

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

04-13 Beginning Balance 553.06 -

04-13 Deposit - ACH Paid From Bg Personnel, Lp Payroll 01Afd1 354.62 198.44 -

04-18 Deposit - ACH Paid From Stripe Sylvia Nad 041823 8.79 189.65 -

04-19 Returned Item Fee 11190719 29.00 - 218.65 -

04-25 Deposit - ACH Paid From Stripe Sylvia Nad 042523 4.00 214.65 -

04-27 eDeposit-Scan/Mobile 000000167617438 1,350.95 1,136.30

04-28 Dividend 0.01 1,136.31

05-01 ACH Paid To Am Income Life 82.73 - 1,053.58

05-01 ACH Paid To Good Charlie Ops 207.44 - 846.14

05-01 POS Debit - Debit Card 0056 Transaction 04-30-23 Big Mart #5 Houston TX 8.65 - 837.49

05-01 POS Debit- Debit Card 0056 04-29-23 Cash App*jacorey J 8774174551 CA 11.00 - 826.49

05-01 POS Debit - Debit Card 0056 Transaction 04-29-23 Walgreens Store 1403 C Houston

TX 13.99 - 812.50

05-01 POS Debit- Debit Card 0056 04-29-23 Shipley Do-Nuts - 281-4437350 TX 16.88 - 795.62

05-01 POS Debit- Debit Card 0056 04-29-23 McDonald's F7730 Spring TX 17.82 - 777.80

05-01 POS Debit- Debit Card 0056 04-30-23 Subway 28834 128-13748760 TX 31.07 - 746.73

05-01 POS Debit - Debit Card 0056 Transaction 04-29-23 Dollar General # Dg 22 Houston

TX 42.88 - 703.85

05-01 POS Debit- Debit Card 0056 04-29-23 Cash App*jhanice H 8774174551 CA 120.00 - 583.85

05-01 POS Debit- Debit Card 0056 04-30-23 Spdpy*american Cre 866-544-3430 SC 506.36 - 77.49

05-02 Paid To - Dave, Inc Debit Chk 8410676 1.00 - 76.49

05-03 POS Debit- Debit Card 0056 05-02-23 Doordash Dashpass Www.Doordash. CA 9.99 - 66.50

05-04 POS Debit- Debit Card 0056 05-04-23 Uber Help.Uber.Com CA 17.90 - 48.60

05-04 POS Debit- Debit Card 0056 05-03-23 DD Doordash Subway 855-973-1040 CA 21.08 - 27.52

05-05 POS Debit- Debit Card 0056 05-04-23 Sonic Drive IN #35 Houston TX 7.56 - 19.96

05-05 Paid To - Dave, Inc Debit Chk 8410676 1.00 - 18.96

 Page 3 of 4

Statement Period
04/13/23 - 05/12/23

Access No. 17076221

Statement of Account
For JHANICE N HARGIS

e-Checking - 7135775604 (Continued from previous page)

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

05-08 POS Credit Adjustment 0056 Transaction 05-06-23 000000000Gdc002 San

Francisco CA 211.03 229.99

05-08 POS Debit- Debit Card 0056 05-06-23 Cash App*shanice N 8774174551 CA 1.00 - 228.99

05-08 POS Debit- Debit Card 0056 05-05-23 McDonald's F23719 Houston TX 6.35 - 222.64

05-08 POS Debit - Debit Card 0056 Transaction 05-07-23 Dollartre 90 Fm 1960 R Houston

TX 8.12 - 214.52

05-08 POS Debit- Debit Card 0056 05-07-23 Cash App*antonio 8774174551 CA 10.00 - 204.52

05-08 POS Debit- Debit Card 0056 05-06-23 Phillips 66 - Expr Houston TX 13.00 - 191.52

05-08 POS Debit- Debit Card 0056 05-06-23 Cash App*tete Sade 8774174551 CA 13.00 - 178.52

05-08 POS Debit - Debit Card 0056 Transaction 05-06-23 Big Mart #5 Houston TX 15.00 - 163.52

05-08 POS Debit- Debit Card 0056 05-06-23 Cash App*tete Sade 8774174551 CA 20.00 - 143.52

05-08 POS Debit- Debit Card 0056 05-06-23 Cash App*tete Sade 8774174551 CA 25.00 - 118.52

05-08 POS Debit- Debit Card 0056 05-06-23 Golden Correl #094 Spring TX 33.53 - 84.99

05-09 POS Debit- Debit Card 0056 05-08-23 Cash App*angelica 8774174551 CA 5.15 - 79.84

05-09 POS Debit- Debit Card 0056 05-08-23 Roadstop #4 Houston TX 12.95 - 66.89

05-09 POS Debit- Debit Card 0056 05-07-23 Beauty Galaxy 2 Houston TX 18.37 - 48.52

05-09 POS Debit- Debit Card 0056 05-08-23 Cash App*antonio 8774174551 CA 25.00 - 23.52

05-10 POS Debit - Debit Card 0056 Transaction 05-09-23 Murphy7686Atwal Tomball TX 15.00 - 8.52

05-10 POS Debit- Debit Card 0056 05-09-23 Cash App*antonio 8774174551 CA 20.00 - 11.48 -

05-12 Deposit - ACH Paid From Orion Real Estat Payroll 01Afd6 1,359.68 1,348.20

05-12 ACH Paid To Vz Wireless Ve 518.98 - 829.22

05-12 POS Debit- Debit Card 0056 05-11-23 Joe V's #649 Houston TX 0.81 - 828.41

05-12 POS Debit - Debit Card 0056 Transaction 05-11-23 Kroger Fu 9479 Fm 1960 Humble

TX 25.00 - 803.41

05-12 Ending Balance 803.41

Average Daily Balance - Current Cycle: $93.86

Your account earned $0.01, with an annual percentage yield earned of 0.08%, for the dividend period from 04-01-2023 through 04-30-2023

Items Paid

Date Item Amount($) Date Item Amount($)

05-01 ACH 82.73 05-08 POS 6.35

05-01 ACH 207.44 05-08 POS 8.12
05-02 ACH 1.00 05-08 POS 10.00
05-05 ACH 1.00 05-08 POS 13.00
05-12 ACH 518.98 05-08 POS 13.00
05-01 POS 16.88 05-08 POS 15.00
05-01 POS 17.82 05-08 POS 20.00
05-01 POS 31.07 05-08 POS 25.00
05-01 POS 42.88 05-08 POS 33.53
05-01 POS 120.00 05-08 POS 1.00
05-01 POS 506.36 05-09 POS 12.95
05-01 POS 8.65 05-09 POS 18.37
05-01 POS 11.00 05-09 POS 25.00
05-01 POS 13.99 05-09 POS 5.15
05-03 POS 9.99 05-10 POS 20.00
05-04 POS 17.90 05-10 POS 15.00
05-04 POS 21.08 05-12 POS 0.81
05-05 POS 7.56 05-12 POS 25.00

Total Total
Fee(s) this period year-to-date*

Total Overdraft Fee(s) $0.00 $260.00

Total Returned Item Fee(s) $29.00 $116.00

*As of the first statement period that begins in January of each year.
 Page 4 of 4

Statement Period
04/13/23 - 05/12/23

Access No. 17076221

Statement of Account
For JHANICE N HARGIS

Savings

Membership Savings - 3162104701

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

04-13 Beginning Balance 5.00

No Transactions This Period

05-12 Ending Balance 5.00

Disclosure Information
• The interest charge on the Checking Line of Credit advances begins to accrue on the date an advance is posted to your account and continues to accrue daily on the unpaid principal balance.

• We calculate the interest charge on your account by applying the daily periodic rate to the "daily balance" of your account for each day in the billing cycle. To get the "daily balance"

we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, credits, or unpaid interest charges.

• You may also determine the amount of interest charges by multiplying the "Balance Subject to Interest Rate" by the number of days in the billing cycle and the daily periodic rate. The "Balance

Subject to Interest Rate" disclosed in the Interest Charge Calculation table is the "average daily balance." To calculate the "average daily balance" add up all the "daily balances" for

the billing cycle and divide the total by the number of days in the billing cycle.

• If there are two or more daily periodic rates imposed during the billing cycle, you may determine the amount of interest charges by multiplying each of the "Balances Subject to Interest Rate"

by the number of days the applicable rate was in effect and multiplying each of the results by the applicable daily periodic rate and adding the results together.

What to Do if You Think You Find a Mistake on Your Statement

Errors Related to a Checking Line of Credit Advance

If you think there is an error on your statement, write to us at:

Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244.

You may also contact us on the Web: navyfederal.org.

In your letter, give us the following information:

• Account information: Your name and account number.

• Dollar amount: The dollar amount of the suspected error.

• Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement.

You must notify us of any potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate any potential error, and you may have to

pay the amount in question.

While we investigate whether or not there has been an error, the following are true:

• We cannot try to collect the amount in question or report you as delinquent on that amount.

• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have

to pay the amount in question or any interest or other fees related to that amount.

• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.

• We can apply any unpaid amount against your credit limit.

If we take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you will have access to the funds during the

time of our investigation.

Errors Within Your Checking Account, Money Market Savings Account, or Savings Account

In case of errors or questions about your electronic transfers telephone us at 1-888-842-6328, write us at the address provided above, or through Navy Federal Online Banking as soon as you

can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we

sent the FIRST statement on which the problem or error appeared.

• Tell us your name and account number (if any).

• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.

• Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will provisionally credit your account for the amount you think is in error,

so that you will have the use of the money during the time it takes us to complete our investigation.

Payments
Your check must be payable to Navy Federal Credit Union and include your Checking Line of Credit account number. Include the voucher found at the bottom of your statement and mail the enclosed

envelope to: Navy Federal Credit Union, PO Box 3100, Merrifield, VA 22119-3100. Payments received by 5:00 pm Eastern Time at the mail address above will be credited the same day. Mailed payments

for your Checking Line of Credit account may not be commingled with funds designated for credit to other Navy Federal Credit Union accounts.