GRACE MISSION COLLEGE

Catiningan, Socorro, Oriental Mindoro

e-Mail: [email protected]

COLLEGE OF EDUCATION
MATHEMATICS OF INVESTMENT
M110 AY 2021-2022

GRACE MISSION COLLEGE VISION

An outstanding institution of learning within the region in the areas of instruction, research, and community service
imbued with Christian spirit.

GMC MISSION GMC CORE VALUES

Offer relevant affordable programs with high quality A graduate of GMC is expected to be
education responsive to the needs of the industries and the SUCCESSFUL. In the community and in the
communities that will develop well-rounded and competent workplace, a Grace graduate will be known as a
graduates imbued with Christian values. person who is:
S –Socially responsible
U- Unifying team player
C – Credible and truthful
C - Caring and capable member of the society
E – Entrepreneurial, Employable and has
Excellent Work Habits
S- Service oriented
S- Sympathetic and supportive of righteousness
F- Futuristic and analytical
U- Unwavering commitment to serve God through
others
L- Level-headed leader

GMC GRADUATE ATTRIBUTES GMC LEARNING OUTCOMES

1. God-fearing 1. Reinforce the instilled values of the students
2. Service oriented competence through relevant activities.
3. Critical thinkers and problem solvers 2. Demonstrate service oriented competence in their
4. Productive researchers chosen field.
5. Effective communicators 3. Utilize critical and creative thinking skills to address
6 Collaborators and leaders the challenges of the society.
7. Life-long learners 4. Conduct significant research that leads to the
8. Socially and ethically responsible professionals improvement of the society.
5. Apply communication skills to effectively convey
ideas.
6. Contribute to noteworthy advocacies to serve the
multicultural society.
7. Pursue life-long learning to improve oneself.
Practice professionalism while attending to social
responsibilities.

COLLEGE OF EDUCATION VISION COLLEGE OF EDUCATION MISSION

The College envisions itself to be a globally competitive The College provide quality education anchored on
learning institution that produces competent and God-loving Christian values and optimize individual potentials in
practitioners in the professional fields of Arts and Sciences. response to the emerging demands of highly
competitive society.

PROGRAM OBJECTIVES (PO) PROGRAM EXPECTED OUTCOMES (PEO)

The EDUCATION COURSES aim to produce thoughtful

graduates imbued with: A graduate of any Program is expected to:
 Values reflective of a humanist orientation  Produce graduates with high levels of
(fundamental respect for others as human beings with academic thinking, behavioral, and technical
intrinsic rights, cultural rootedness, an avocation to skills/competencies aligned with national
serve; and international standards;
 Analytical and problem solving skills;  Provide focused support for research;
 Ability to think through the ethical and social  Become active part in improving the quality of
implications of a given course of action; Filipino life;
 Competency to learn continuously throughout life –  Be knowledgeable, competent, and open-
that will enable them to live meaningfully in a complex, minded graduates of a particular field; and
rapidly changing and globalized world while engaging  Become an individual and a Filipino,
(in) their community and the nation’s development cognizant of his role in the life of the
issues and concerns. nation and the larger community.
 SPECIFIC COURSE INFORMATION
COURSE CODE AND M110 - MATHEMATICS PRE- None
DESCRIPTION OF INVESTMENT REQUISITES
CREDITS AND CONTACT 3 Units- 3 hours CO- None
HOURS lecture/week REQUISITES
CONSULTATION HOURS INSTRUCTOR JEORGE O.
HUGNO
COURSE DESCRIPTION
Mathematics of Investment is a course which primarily deals with money transaction
associated with interest and time. This course equips the students with mathematical tools
needed in the practical application of mathematical concepts in finance as well as to increase
students’ competence in the mathematical analysis and computations of financial problems
and stimulates them to look into situations that will enable wise planning and handling of
prospective earnings.

SCOPE OF THE COURSE

WEEK TOPIC
1  Course Orientation
Simple Interest
 Exact and Ordinary Interest
 Approximate and Actual Time
2-4
 Interest Using Banker’s Rule
 Accumulation and Discounting
 Promissory Note
Compound Interest
 Compound Amount
 Present Value of Compound Amount
5-8  Finding the Compound Interest Rate
 Finding the Time or Term of Loan at a Compound Interest Rate
 Nominal and Effective Rate
 Comparison of Two Rates
9 Midterm Examination
Simple Annuities
 Basic Concepts and Formulas
 Periodic Payment of Ordinary Annuity
10-13  Interest Rate in an Ordinary Annuity
 Term in an Ordinary Annuity
 Annuity Due Amount and Present Value
 Deferred Annuity
 Amortization of a Loan
 The Outstanding Principal
 Sinking Fund
14-17  Bond Valuation
 Premium
 Amortization of Premium
 Accumulation of Discount
18 Final Examination

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COURSE OUTCOMES

At the end of the course, the students should be able to:

1. Identify various type of investment problems;
2. Solve financial problems involving simple interest, simple discounts, and compound interest,
correctly;
3. Apply the concepts of annuities in business transactions; and
4. Solve the problems on extinction f debts with the use of the amortization or sinking fund
method;
5. Develop critical thinking in making plans & decisions wisely and realize how important time is
in investment.
6. Develop the sense of responsibility; and commitment in living in the world of business.

GRADING SYSTEM

To pass this course, one must accumulate at least 60 points through the course requirements
discussed above. The maximum points that a student can obtain through each requirement are
shown below.

MidtermGrade+ Final Grade term

Final Grade =
2

MG = Quiz + Recitation/Participation + Project + Attendance + Midterm Exam

20% + 20% + 25% + 5% + 30%

FG = Quiz + Recitation/Participation + Project + Attendance + Midterm Exam

20% + 20% + 25% + 5% + 30%

3
TEACHING AND LEARNING ACTIVITIES

COURSE OUTCOMES TOPICS TEACHING-LEARNING ASSESSMENT TASKS

WEEK
ACTIVITIES
 Introduce self to classmates and; Orientation and Discuss the outline of the
 List expectations for the course. Introduction Course and the class rules
 Recall school and class rules. through Messenger app.
1  GMC Vision, Mission
and Objectives and;
 Define simple interest, interest rate, term of  Simple Interest Group Interactive Lecture Group Activities
loan, principal, and full amount
 Derive formula to compute for time, rate, and
the principal amount
2-4  Identify the known or unknown data in the given
problem. Brainstorming
 Find the amount, and simple interest, given the Quiz
principal, interest rate and the term of loan.
 Find the principal, given the term of loan, rate
and the full amount.
 Compute for the term of loan, and interest rate Peer tutoring
using the derived formula. Recitation
 Exact and Ordinary
 Differentiate ordinary and exact interest.
Interest
 Solve for ordinary and exact interest of a certain
amount.
 Appreciate the importance of investment of
Board Work
money for future use and how time affects the
investment.
 Differentiate actual and approximate time of two  Approximate and Actual
given dates Time
 Find the actual and approximate time between
two given dates.
 Solve word problems involving simple interest
between two given dates.
4
  Determine the amount accumulated at simple  Interest Using Banker’s
interest rate using the Banker’s Rule Rule
 Define simple discounts
 Find the amount of discount at simple interest  Accumulation and
rate Discounting
 Find the discounted value of F and its discount.
 List the procedures in discounting a promissory
note at the discount rate d.  Promissory Note
 Find the proceeds of the promissory note.
 Cooperate with others in performing group
activity.
 Write a journal/reflections about what they
learn, insights and its implication on a personal
level.
 Define compound interest.  Compound Interest Think-pair-share Quizzes
 Compare and contrast simple and compound
interest.
 Derive the compound amount formula.  Compound Amount
 Determine the compound interest earned. Board Work
5-8  Determine the amount due invested at Group Activities
compound interest rate.
 Find the discount of an amount with compound  Present Value of
interest. Compound Amount
 Find the compound interest rate using the  Finding the Compound Peer Tutoring
compound amount formula. Interest Rate
 Find the time by logarithms or by interpolation.  Finding the Time or
 Differentiate nominal rate and effective rate. Term of Loan at a
 Find nominal rate and effective rate equivalent Compound Interest Rate
to a given compound interest rate compound  Nominal and Effective
monthly, quarterly, and semi-annually. Rate
 Compare two rates of interest.  Comparison of Two
 Role play the functions of individuals who Rates

5
 engaged in business or investment.
9 Midterm examination
 Know the basic concepts and terms used in  Simple Annuities Board Work Recitation
annuities.
 Identify the classification of annuity.
 Determine the present value of an ordinary
annuity.  Basic Concepts and
Formulas Think-pair-share By-pair Presentation
 Compute the amount of an ordinary annuity.
 Periodic Payment of
 Find the periodic payment of an ordinary Ordinary Annuity
annuity.  Interest Rate in an
 Solve for the rate of an ordinary annuity. Ordinary Annuity
10-13
 Find the term of an ordinary annuity.  Term in Ordinary Annuity
 Find the present value of the Annuity due and
is periodic payment.  Annuity Due Amount and
 Find the Annuity due amount and term of such Present Value
annuity.  Deferred Annuity
 Find the present value and the periodic
payment of the deferred annuity.
 Determine the amortization of a certain loan.  Amortization of a Loan Group Work Quiz
 Find the outstanding principal using the two  The Outstanding
methods. Principal
 Compare and contrast the two methods of
14-17 finding the outstanding principal.
 Sinking Fund
 Differentiate sinking fund from amortization of
loan.
 Differentiate the sinking fund invested by equal  Bond Valuation
periodic payments.  Premium Simple Survey Group Output
 Find the coupon payment and redemption
value.  Amortization of Premiums
 Find the bond premium and the purchase
price.
 Accumulation of Discount
 Construct a schedule of amortization of

6
 premium.
 Find the purchase and bond discount.
 Construct a bond showing the accumulation of
discount.
 Create an advertisement/video about a certain
product (life insurance)
18 Final Examination

Textbook:

LEARNING MATERIALS YEAR

1 Ymas, Sergio Eet. al. Mathematics of Investment. YMAS Publishing House. 2015

Prepared by:

JEORGE O. HUGNO
Instructor

Checked and Verified:

MARIA ENOLITA S. FAUSTINO, Ph. D, Ed. D

Vice President for Academic Affairs
Effectivity: 1st Semester, AY 2021-2022

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