-SMG V 2 23

TYPE OF : Pr perty All Risk (PAR) + RSMDCC + TSFWD

SURA CE (Excluding Earthquake, V lcan , Erupti n and Tsunami - EQVET)

SURED : D J Y M DIFIK SI S M QQ I W IP , S QQ
H and r its subsidiary c mpanies and r affiliated c mpany f r their
respective rights and nterest

CORRESPO DE CE : J Candi Bahagia H 12-14, Villa Candi Asri, Karanganyar Gunung, Candisari, Semarang
ADDRES

SURED BUS ESS : Bengkel Modifikasi dan sesories Mobil

( ccupation code : 296 )

H UBJ C M R N UR

R SK OCAT O : Jl Labuhan aya o 2, Kelurahan Karang empel, Kecamatan Semarang imur

PROPERTY : Section I : Material / Property Damage

SURED
B ILDI :
All Building ( ncluding f undati n) n the described premises including :
1 andl rds fixtures fittings
2 Fire and security pr tecti n installati n
3 Teleph ne, gas, water and electrical instruments meters, piping, cabling and the
like and access ries there f including similar pr perty in adj ining yards r
r adways r undergr und (t the building r building c ntents insured by
respective items f this specificati n) all the pr perty f the insured r thers f r
ur d r po bl (all o b ur d’ pr m )
4 Plumbing, ventilati n and installati n, light standards, flag p les, awnings, signs,
d rs and wind ws, display, cabinet and similar structure f whats ever
descripti n
Site impr vements, scaled areas, landscape, car parks, paths and the like which
partly r wh lly servers t supply the described premises
Walls, gates, and fences ar und and pertaining t the described premises
7 Dec rati n and ther Exteri r Fixtures and fittings
8 All f spare c mp nents parts st re within the premises

S K:
St cks f raw material, w rk in pr cess, finished g ds and r materials in trade,
advertising materials, including supp rting and packaging, material related t the
ur d’ bu o a d pr m a d b lo g g o ur d or ld by

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 him in trust r n c mmissi n r n c nsignment r n display and st ck s ld but n t
delivered and f r which insured is resp nsible

M HI Y:
Machinery plant and all ther mechanical t ls, electrical and electr nic equipment
including air c nditi ning system, spare part, m veable equipment, lifts, elevat rs,
supp rting and pr tective structure but n t limited t lightning system, fire fighting
equipment, c mpress r washing and cleaning machine, Generat rs and all ther
access ries attached theret , which all c ntain within the premises and wned by the
insured r rented r held in trust and f r which the insured are resp nsible except as
herein after excluded

FFI / F Y :
Office c ntent including but n t limited t furniture, c mputers, stati nary and utensils
f every descripti n

Section II : Business Interruption ot Insured

SUM SURED : Section I :

Building : DR 2, , ,
St ck Barang : DR 1, , ,
Machinery & T ls Equipment : DR , ,
otal Sum Insured : ID 4,000,000,000.00

RM N C N N N UR NC

PO CY FORM : Munich Re w rdings (amended with RSMD 4 1ACC)

PER OD OF : 19 pril 2023 19 pril 2024

SURA CE (both dates inclusive at 2.00 noon WIB)

COVERAGE : C vering sudden, accidental & unf reseen physical l ss destructi n f r damage t the
subject matter insured caused by any c ntingency c verage (subject t P licy Exclusi n)

EXC UDED PER S : Unless therwise expressly stated herein, this insurance is subject t the standard
exclusi ns c ntained in the P licy F rm agreed under this insurance

DEDUCT B ES : Fire, Lightning, xplosion, Impact of Falling ircraft, Smoke Damage:

(as OJK regulati n)

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 yphoon, Flood, Storm, Water Damage, Landslide & Subsidence:
1 % f claim, minimum DR 1 , , f r any ne risk any ne l cati n any ne
ccurrence

iots, Strike, Malicious Damage, ivil ommotion:

1 % f claim , minimum DR 1 , , f r any ne risk any ne l cati n any ne
ccurrence

Impact by ehicle :
DR 1, , f r any ne risk any ne l cati n any ne ccurrence

thers losses :
DR 1, , f r any ne risk any ne l cati n any ne ccurrence

C AUSES : 1 All Other C ntents ( imit DR , , per item and DR , , in

Aggregate) - G 1 2 4 21
2 Architects, Survey rs and Engineers Expenses ( % f T tal Sum nsured) - G
1 2 21
3 Alterati ns Clause (3 days) - G 93 223 9 9
4 Appraisement Clause ( %) - G 1 2 21
Aut matic Reinstatement Of Sum nsured Clause (with additi nal premium) - G
1 2 8 21
Average Relief Clause (8 %) - G 1 2 7 21
7 Awnings, Blinds, Signs r Other Outd r Fixtures r Fittings Of Any Descripti n
Clause ( DR 1 , , ) - G 1 2 9 21
8 Brand and abel Clause - G 93 413 1
9 Burst Pipes End rsement - G 13 83 81
1 Capital Additi ns Clause (Max 1 % f T tal Sum nsured) - G 1 27 21
11 Civil Auth rities Clause - G 9 31 31
12 C mputer Rec rds Clause - G 1 271 21
13 C st Of Re-erecti n Clause - G 93 22 9 9
14 C ntract Price Clause - G 13 414 1
1 C st Of Rewriting Rec rds Clause (1 % f ss, Max DR 1 ,-) - G
93 272 21
1 Cust mer G ds Clause - G 1 273 21
17 Cyber Risk Exclusi n - G 93 342 31
18 Rem val f Debris Clause (1 % f ss) - G 1 282 21
19 Dispute Clause (C) G 93 19 8 9
2 Designati n Clause - G 1 283 21
21 Empl yees Pers nal Effects Clause ( imit DR , , per item and DR
, , in Aggregate) G 13 4 1 1
22 Earthquake Exclusi n Clause - G 93 34 31
23 Electr nic Date Rec gniti n Clause - EDRC (A) - G 93 344 31
24 Err rs and Omissi n - G 93 24 9 9
2 Extra-C ntractual Obligati n Exclusi n - G 93 343 31
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 2 Escalati n Clause (1 % f T tal Sum nsured) - G 93 4 9 1
27 Fire Brigades Charges ( imit DR , , ) - G 1 329 31
28 Fire Extinguishing C st Clause ( imit DR , , ) - G 1 33 31
29 Fl d, Windst rm, Tempest And Water Damage End rsement ( G 1 1 7)
3 General nterest Clause - G 1 27 21
31 nternal Rem val Clause - G 93 247 9 9
32 mpact By Own Vehicles Clause - G 1 27 21
33 nf rmati n Techn l gy Hazards Clarificati n Clause - MA 2912
34 mp rtant tice
3 eased Pr perty Clause - G 1 284 21
3 ss Of Damaged G ds Clause - G 1 277 21
37 andslide And Subsidence End rsement - G 13 387 41
38 ss tificati n Clause (3 days) - G 93 93 9
39 Min r Alterati ns And Repairs Clause - G 1 28 21
4 Misdescripti n Clause - G 1 28 21
41 n- nvalidati n Clause - G 93 332 31
42 uclear Exclusi n Clause - G 93 34 31
43 minated ss Adjuster Clause - G 93 248 9 9
-PT General Adjuster nd nesia
-PT Mc arens nd nesia
-PT Radita Hutama nternusa
44 Outbuildings Clause - G 1 287 21
4 Public Auth rities Clause - G 93 2 1 9 9
4 Payment On Acc unt Clause (2 %) - G 93 2 9 9
47 Pr perty Damage Clarificati n Clause - G 93 347 31
48 Ri ts, Strikes, Malici us Damage and Civil C mm ti ns End rsement (C de: 4 1B
- G 7 7)
49 Selling Price Clause - G 13 41 1
Services Clause - G 1 288 21
1 Seepage and P lluti n Exclusi n Clause - MA 1 8
2 Sm ke And Vehicle mpact - G 1 322 31
3 Structural Alterati n Clause - G 1 29 21
4 Reinstatement Value Clause - G 1 1 7
Temp rary Rem val Clause - G 1 291 21
Terr rism Exclusi n End rsement - MA292 - 8 1 2 1
7 Transmissi n and Distributi n ines Exclusi n Clause - G 93 348 31
8 Vehicle ad Clause - G 1 293 21
9 W rkmen’s Clause - G 1 294 21
War and Civil War Exclusi n Clause - G 93 341 31
1 Waiver Clause G 93 9 812 EV
2 Warranty Premium Clause (3 days)
3 C mmunicable Disease End rsement ( MA 393)
4 F rfeiture f rights t indemnificati n

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 H N UR NC PR M UM

PREM UM RATE : Flexas = 1 88% (Kode : 296 )

RSMDCC = 1%
TSFWD = 4 %
Others = 1%
otal = 0.1540%

PREM UM : DR 4, , , x 1 4 %= DR ,1 ,
CA CU AT O

PO CY COST : DR

SUBJECT V TY : - Clean l ss rec rd in the past 3 years up t incepti n binding date whichever is the
latest
- fl d experience f r the past years
- APAR are available with n t expired c nditi n, easy t access, and visible
- 24 h urs security pr tecti n
- sm king sign is strictly applied
- Validity acceptance up t 3 May 2 23

Semarang , 19 April 2 23
PT PPO GE ERA SURA CE Tbk

STNIL until 19 April 2023 @3:21 PM

BAGA P GGA P L M A A DA P L PP G AL U A BK DA
B LAKU LAMA 14 HA JAK D B KA

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