Allied Car Finance

Application Form
Application ID Branch Code Region Name

Fresh Application Balance Transfer Facility

1. Applicant Segment

Corporate Arrangement Without Corporate Arrangement

Cross-Sell (Salaried Individuals) Prime Customer - HNW New-To-Bank

2. Applicant's Personal Details

* Full Name - Mr./Mrs./Ms.

-

* Date of Birth Day Month Year

* Gender Male Female

* CNIC / Smart NIC (SNIC) No. - -

* Expiry Date Day Month Year

Old NIC No.

- -

Passport No.

* Father’s / Husband's Full -Name - Mr.

Father’s / Husband's CNIC/SNIC No.
- -

Mother’s Maiden Name

National Tax Number (NTN)

* Income Tax Filer? Yes No

* Marital Status Single Married Other (Please Specify)

Under Matric Matriculation / O-Level

Educational Qualification
Intermediate / A-Level Graduate Post Graduate

1
 Name of Educational Institute

Professional Qualification

Driving License No.

* Next of Kin Next of Kin’s Mobile Phone No.

CNIC / SNIC No. of Next of Kin

- -

3. Current Residential Information

* Current Residential Address

Nearest Land Mark

Postal Code

* City
* Residence Status Owned Rented Owned by Spouse Owned by Parent

Mortgaged Company Provided Govt. Provided Other (Please Specify)

* If rented, what is the monthly rent?

* Length of Residence
* Mobile Phone No.
Telephone Number With Area Code

Email Address

4. Permanent Residential Information

Same as above

* Permanent Residential Address

Nearest Land Mark

2
 Postal Code

* City
Mobile Phone No.

Telephone Number With Area Code

5. Employment Details

* Profession Govt. Employee Private Service Other (Please Specify)

* Name of Employer
Department Name

Designation

Grade / Scale

Telephone No. (Office) With Area Code

Extension No.

* Mobile Phone No.

* Employment Status Permanent Direct Contract

Type of Employer Govt. Semi Govt. Autonomous Private Public

* Date of Joining with Current Employer Day Month Year

* Office Address
Nearest Land Mark

Postal Code

* City
Email Address

3
 Manufacturing Trading Services Banking
Type of Industry / Company
Import/Export Other (Please Specify)

6. Business Details (For Self Employed individuals)

* Self Employed - Professional Self Employed - Businessman

Sole Proprietorship Partnership Private Ltd.

* Type of Business
Public Ltd. Family Concern

* Name of Busines
Manufacturing Trading Import/Export
Nature of Business
Agriculture Other (Please Specify)

Position / Designation

* Number of Years in Business

* Office Address
Nearest Land Mark

Postal Code

* City
Premises Status Owned Rented

* % of Shares of Business in Case of Partnership

Telephone No. (Office) With Area Code

Extension No.

* Mobile Phone Number - Office (If any)

E-mail Address - Office

4
 7. Preferences

* Activate SMS Alert Service? Yes No

Activate eMail Alert Service? Yes No

* Mailing Preference Residence Office

8. Previous Expiernce

Previous Employer / Business Name

Designation at previous Employer / Business

City

Tenure of Previous Employment / Business Years Months

Number of Employments / Businesses changed in last 15 Years

Total Experience Years Months

9. Spouse Details

Spouse Full Name Mr. Mrs.

Gender Male Female

Date of Birth Day Month Year

CNIC / Smart NIC (SNIC) No.

- -

Old NIC No.

- -

* Is Spouse Working? Yes No

10. Details of Dependents

* Total Number of Dependents

Number of Dependent Children

5
 S/No Name of Child Relationship (S/D/O) Age of Child Education Avg. Educational
Expenses
Per Month

Number of Other Dependents

S/No Name of Dependent Relationship Age Education Avg. Educational Expenses

Per Month (if applicable)

11. Income Details

* Gross Monthly Income

* Deductions
* Net Monthly Income
Other Monthly Income (Amount)

Source of Other Income Business Rental Commission Others (Please Specify)

* Accumulated Terminal Benefits as of Last Month

12. Bank Account Information

Existing ABL Customer Yes No

If yes, Product Name

6
ABL Account Number

Branch Name and Code

Type of Account

13. Other Bank Accounts Information

Do you have other Bank Accounts? Yes No

S.No. Bank Name Branch Name Account Number Account Type Currency of Account

14. Current Liabilities

Have you obtained loans from other banks? Yes No

S.No. Bank Name Type of Loan Outstanding Amount Monthly Installment

Do you have any Credit Card? Yes No

S.No. Issuing Bank Name Type (Visa / MasterCard) Credit Limit

7
15. Co-Borrower's Personal Details

Relationship with Applicant - Spouse? Yes No

Working as Salaried? Yes No

Full Name - Mr. / Mrs. / Ms.

-

Date of Birth Day Month Year

Gender Male Female

CNIC / Smart NIC (SNIC) No.

- -

Expiry Date Day Month Year

Old NIC No.

- -

Passport No.

Father’s / Husband's Full Name - Mr.

-
Father’s / Husband's CNIC/SNIC No.
- -

National Tax Number (NTN)

Income Tax Filer? Yes No

Educational Qualification Under Matric Matriculation / O-Level Intermediate / A-Level Graduate Post Graduate

Name of Educational Institute

Professional Qualification

Driving License No.

15.1. Current Residential Information of Co-Borrower

Current Residential Address

Nearest Land Mark

8
Postal Code

City

Residence Status Owned Rented Owned by Spouse Owned by Parent

Mortgaged Company Provided Govt. Provided Other (Please Specify)

If rented, what is the monthly rent

Duration of Residence

Mobile Phone No.

Telephone Number With Area Code

Email Address

15.2. Permanent Residential Information of Co-Borrower

Same as above

Permanent Residential Address

Nearest Land Mark

City

Mobile Phone No.

Telephone Number With Area Code

15.3. Occupational Details of Co-Borrower

Profession Govt. Employee Private Service Other (Please Specify)

Name of Employer

Department Name

Designation

9
 Grade / Scale

Telephone No. (Office) With Area Code

Extension No.

Mobile Phone No.

Employment Status Permanent Direct Contract

Type of Employer Govt. Semi Govt. Autonomous Private Public

Date of Joining with Current Employer Day Month Year

Office Address

Nearest Land Mark

City

Email Address

Manufacturing Trading Services Banking

Type of Industry / Company
Import/Export Other (Please Specify)

16. Finance Requirement

* Financing Amount Applied For

* Tenure
* Pricing Plan Fixed Floating

* Type of Vehicle Private Light Commercial Vehicle

* Vehicle Category New Used

* Manufacturer
* Make
10
* Model
* Color
* Year of Manufacturing
* Vehicle Class/Engine Size
* Price/Value
* Equity%
* Down Payment Amount in PKR
* Dealer Name
17. Balance Transfer Facility

Car Finance Facility Availed From

Date of Financing

Approved Financing Amount

Current Outstanding

18. References

18.1 Reference-I
-

Title Mr. Mrs. Ms.

* Full Name (As stated on CNIC/SNIC)

* CNIC / Smart NIC (SNIC) No. - -

Occupation

Telephone No. (Res.)

* Mobile Phone No.

11
 Email Address

Employer / Business Name

Office / Business Address

Telephone No. (Office)

Relationship with Applicant

18.2 Reference II
-

Title Mr. Mrs. Ms.

* Full Name(As stated on CNIC/SNIC)

* CNIC / Smart NIC (SNIC) No. - -

Occupation

Telephone No. (Res.)

* Mobile Phone No.

Email Address

Employer / Business Name

Office / Business Address

Telephone No. (Office)

Relationship with Applicant

19. Undertaking in CF-1 Format

I____________________S/O,D/O,W/O_____________________holder of CNIC/SNIC ____________________

undertake that the detail of my existing exposure from the “Entire Banking Sector” as on ____________________
is as under:

12
Details of Credit Cards (Clean) limits being availed from other banks/DFIs

Sr. # Name of the Bank/DFI Approved Limit

DFI

Details of Credit Cards (Secured) limits being availed from other banks/DFIs

Sr. # Name of the Bank/DFI Approved Limit

DFI

Details of Personal Loan (Clean) limits being availed from other banks/DFIs

Sr. # Name of the Bank/DFI Approved Limit Amount Outstanding on

DFI Application Date

Details of Personal Loan (Secured) limits being availed from other banks/DFIs

Sr. # Name of the Bank/DFI Approved Limit Amount Outstanding on

DFI Application Date

Details of other facilities, if any (Clean & Secured) limits being availed from other banks/DFIs

Sr. # Name of the Bank/DFI Approved Limit Nature Current Outstanding

DFI (Clean/Secured)

13
 Applied Limits (Including the application in process)

Sr. # Name of the Bank/DFI Facility Under Process Nature of Faculity (Clean/Secured)
DFI

* Signature
* Name of Applicant
CNIC / SNIC #
- -

20. How Did You Learn About Allied Car Finance?

Employer Allied Bank Limited Staff Advertisement Other

(Please Specify)

21. Customer Declaration

I hereby apply for Allied Car Finance facility from Allied Bank Limited for purchase of
a motor vehicle/Light Commercial Vehicle for personal use only on Markup Basis.

I hereby certify, agree, covenant, declare, acknowledge and confirm that:

1. The information provided by me to the bank from time to time is true and complete
in all respect and in case any of the particulars given herein being found subsequently
to be false and fictitious, I shall be liable and Allied Bank Limited may take any actions,
including legal action against me without further reference to me as the Bank may
deem fit;

2. In case my signature(s) herein below differs materially from the signature on my

CNIC / SNIC Allied Bank Limited is authorized and instructed to rely on the
Agreement(s) and other documents, which I may enter into with Allied Bank Limited in
relation to my Car Financing;

3. I authorize Allied Bank Limited to verify any information as per Allied Bank Limited
policy. The verification may be carried out as deemed appropriate by Allied Bank,
either through its own staff or other sources as deemed appropriate;

4. The Bank may obtain information/ data regarding my financial and personal details
from any credit bureau, agent, bank, financial institutions or company for purpose of
processing my application and monitoring my facilities/account;

14
5. I authorize the Bank to disclose and share information / data about my account /
facilities to / with any other credit bureau, agent, bank, financial institution or company
as Allied Bank Limited considers appropriate from time to time;

6. If this application is accepted, I hereby instruct and authorize Allied Bank Limited to
open a repayment account in my name. I understand, agree, covenant, undertake and
commit to Allied Bank Limited to pay all its fees, charges and/or expenses as may be
applicable, attracted, payable or chargeable from time to time on the Allied Car
Finance with the standing instructions and authority to Allied Bank Limited to charge
and/or recover the same from my account(s) including but not limited to the salary
account / repayment account;

7. I undertake to ensure that the required funds communicated to me through

amortization schedule or through other means by Allied Bank Limited, will be available
in my account on the repayment due dates. I further, agree to pay Equated Monthly
Installments (EMI) as per the Amortization Schedule issued by Allied Bank Limited to
me along with Offer Letter or any revised Amortization Schedule shared with me by
Allied Bank Limited during the tenure of financing facility subject to the change in
variable markup rates;

8. I authorize Allied Bank Limited or its duly appointed agents to contact my place of
residence, work and / or references to verify any of the information provided by me in
this application;

9. The selection of the Vehicle shall be my responsibility. Allied Bank Limited’s role on
the transaction is limited only to providing proportionate financing for purchase of the
vehicle;

10. All payments should be made through pay orders or cross cheques in favour of
Allied Bank Limited only. Allied Bank Limited shall not be responsible or liable for
payments made through cash or bearer cheques;

11. Allied Bank Limited reserves the right to approve / reject my application in its
absolute discretion without assigning any reasons;

12. I will be responsible for the condition of the vehicle and accessories being
financed. Allied Bank Limited will not be responsible for any defects detected in the
vehicle;

13. Allied Bank Limited will only finance a specified portion of the vehicle’s price.
Registration Costs, Taxes and any other related expenses / taxes / charges are
entirely my responsibility;

14. I shall bear all external agencies’ fees;

15. The vehicle tracking system (System) can be used to track the vehicle at all times,
and that by agreeing to the installation and use of the System, I waive any claim to
confidentiality or right to privacy. I further authorize Allied Bank Limited to direct the
tracker company at its sole discretion for switching off / shutdown the Motor Vehicle
or restrict access of the Motor Vehicle to a selected geographical territory / city;

15
16. I understand that Allied Bank Limited, in case of variable markup rate, reserves the
right to increase the mark-up rate at any time during the tenure of financing;

17. I shall put in all contribution (equity) before approval of financing; Allied Bank
Limited will not pay any mark-up on my equity amount;

18. I hereby undertake to forthwith issue as an initial one off payment a cheque
payable in favour of Allied Bank Limited with current date for an amount indicated by
Allied Bank Limited which shall constitute the up front payment. I hereby undertake to
further issue undated cheques as and when requested by Allied Bank Limited; I hereby
undertake to issue additional cheques to cover payments of any increased amount that
Allied Bank Limited may determine in its absolute discretion in connection with the Car
Financing or Allied Bank Limited may make automatic deduction from my account;

19. I understand that in all cases, the release of my vehicle will be as per Allied Bank
Limited policy (Allied Bank Limited reserves the right to change its policy at any time
without assigning any reason);

20. I agree that the application form and the attached documents shall remain the
property of Allied Bank Limited at all times, whether the financing is granted or not;

21. I authorize Allied Bank Limited to exchange my information with any relevant third
parties for the purposes, including but not limited to, processing my application and
repossession of vehicle in case of default, till such time as the entire outstanding
amount under the finance facility is paid by me;

22. I understand that the vehicle being financed by Allied Bank Limited is only for
personal use; commercial use of the vehicle in any form or by anyone is strictly
prohibited;

23. I shall have the Motor Vehicle comprehensively insured against loss or damage,
including but not limited to accident, theft and other risks, with an insurance company
on Allied Bank Limited’s approved panel at my expense;

24. I am responsible for the hypothecation of my vehicle with Allied Bank Limited,
within seven (07) days from date of issuance of insurance policy;

25. In case of any default or failure of any declaration stated hereunder, I understand
that Allied Bank Limited shall have the right to switch off / shutdown my vehicle as per
Allied Bank Policy;

26. I undertake that all applicable charges as per prevailing Schedule of Charges
(SOC) including but not limited to Late Payment Charges, Prepayment Charges,
Repossession Charges shall be borne by me as per prevailing SOC;

27. In case of selecting floating markup rate, if the markup rate is decreased, my
preferences subject to the terms and conditions of the finance facility shall be:
a. To continue with the repayment plan accepted by me at the time of inception of financing

b. To make repayment as per revised repayment schedule

16
 28. I hereby expressly and explicitly authorize Allied Bank Limited to deduct, recover
and / or charge from any of my account(s) including the salary account / repayment
account, the Processing Fee as per the Bank’s Schedule of Charges, without the
requirement of a cheque or any other instrument/instruction/ authority from me in this
regard;

29. I understand that to prepay / settle my outstanding loan prior to the agreed tenure,
Allied Bank Limited may apply an Early Settlement Charges / Prepayment Penalty as
per prevailing Schedule of Charges;

30. I agree to notify Allied Bank Limited of any change in the statements as set forth in
the application and the same shall constitute a continuing obligation on the
undersigned;

31. I agree that in case I fail to make overdue repayments of my EMI beyond 45 days
of due date of payment, representative(s) of Allied Bank Limited and / or any
repossession agency appointed by Allied Bank Limited for repossession of vehicles
will repossess the vehicle financed by Allied Bank Limited for recovery of its finances
and delinquency status shall be updated to credit information bureaus as per
Regulations for repayment by the State Bank of Pakistan.

I understand and undertake that the post approval application / processing charges
are non-refundable. I also understand that this facility is only offered to Pakistani
Nationals & I do hereby declare that I am a Pakistani National and this financing is
purely for payment of Allied Car Financing and not for any other purpose or on behalf
of any third party.

* Applicant's Name (as per CNIC)

* Applicant's Signature (as per CNIC)

*(Current)

17
18
 *
* *
22. Office Use Only

At Source Deduction

Salary Transfer to Bank

Direct Payment into Repayment Account

Direct Debit Authority

Sales Officer Name

SE Code

19
* 23. Documents Checklist
Two passport size photographs - Latest
-

CNIC / SNIC - Clear copy

Declaration of Schedule Of Charges (SOC) - Duly signed by customer and verified by Branch

Employee Undertaking - Duly acknowledged by the employer (If applicable)

Bank Statement - Last six months’ or 12 months’ (whichever is applicable)

Last two months’ Salary Slip OR Salary Certificate - Original clearly indicating
gross and net salaries with details of all deductions (If applicable)

* Mandalory fields to be filled positively

*

20