DECLINE

REASON
CODE TSYS DESCRIPTION DISPLAY THE TRANSACTION IS:
0001 Caution account Declined - For security reasons, the transaction was blocked. Please contact your
program administrator or J.P. Morgan for more information.
0002 Closed account Declined - For security reasons, the transaction was blocked. Please contact your
program administrator or J.P. Morgan for more information.
0003 Arrest Declined - For security reasons, the transaction was blocked. Please contact your
program administrator or J.P. Morgan for more information.
0004 Pick-up (Fraud Code -F1) Declined - For security reasons, the transaction was blocked. Please contact your
program administrator or J.P. Morgan for more information.
0005 Transferred Account Declined - For security reasons, the transaction was blocked. Please contact your
program administrator or J.P. Morgan for more information.
0006 Lost card - pending transfer Declined - For security reasons, the transaction was blocked. Please contact your
program administrator or J.P. Morgan for more information.
0007 Card expired Declined - An invalid expiration date was used. The merchant may reattempt the
transaction with the correct expiration date. For chip cards, this decline code may
indicate that the Application ID loaded on the chip is past its expiration date.
0008 Chargeoff account Declined - The account was closed. Please contact J.P. Morgan for more
information.
0012 Coded P9 Declined - The account was closed. Please contact J.P. Morgan for more
information.
0014 Coded R9 Declined - The account was closed. Please contact J.P. Morgan for more
information.
0015 Account coded V9 Declined - The account was closed. Please contact J.P. Morgan for more
information.
0016 Account coded M9 Declined - The account was closed. Please contact J.P. Morgan for more
information.
0031 Account coded XX Declined - The account cannot be used at this time. Please contact J.P. Morgan to
confirm recent card activity.
0034 Currently past due 61+ days Declined - The account is past due. Payment is needed on the account.
0035 Currently past due 91+ days Declined - The account is past due. Payment is needed on the account.
0048 Not enough available money Declined - The account credit limit would be exceeded. The cardholder may
contact their program administrator for further information.
0049 Excessive declined auths today Declined - The number of declined authorization attempts allowed per account was
exceeded.
0060 Reject: Virtual Card Number (expiration Declined - An invalid expiration date was used. The merchant may reattempt the
date does not match) transaction with the correct expiration date.
DECLINE
REASON
CODE TSYS DESCRIPTION DISPLAY THE TRANSACTION IS:
0061 Reject: Virtual Card Number (expiration Declined - The expiration date of the account has passed.
date expired)
0062 Reject: Virtual CVC 2 does not match Declined - The 3-digit security code on the back of the card cannot be verified by
the system.
0063 Reject: Validity Period Limit: In Control Declined - The account is expired.
0064 Reject: Transaction Amount Limit Check Declined - The transaction amount is not equal to the exact authorization amount
established on a Single-Use Account.
0065 Reject: Cumulative Amount Limit Check Declined - The transaction amounts exceed the total authorization amount.
0066 Reject: Transaction Number Usage Declined - The number of transactions allowed has been exceeded.
0067 Reject: Merchant ID Limit Declined - There was a merchant processing error. Please contact J.P. Morgan for
more information.
0068 Reject: Invalid Virtual Card Number–Real Declined - The merchant received the response "invalid card number." The
Card Number Mapping Relationship cardholder should retry the transaction.
0069 Reject: MCC Limit Declined - The Merchant Category Code (MCC) for this transaction is not within a
Merchant Category Code Group (MCCG) the cardholder authorized to transact
with.
0070 Reject: Database Status Bad Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
0071 Reject: Decline Other Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
0072 Reject: Geographic Restriction Declined - The transaction is from a restricted country on the OFAC Sanctions List.

0073 Reject: Transaction Type Restriction Declined - An incorrect processing account payment option was selected at point-
of-sale (for example, debit vs. credit).
0075 Reject: Transaction Time/Date Restriction Declined - An authorization attempt was made outside the time of day allowed for
transaction approval.
0076 Reject: Sanction Screening Score Declined - The transaction is from a restricted country on the OFAC Sanctions List.
Restriction
0077 Reject: MoneySend Transaction Count Declined - For security reasons, the transaction was blocked. Please contact your
Check program administrator or J.P. Morgan for more information.
0085 Past due Declined - The account is past due. Payment is needed on the account.
0102 Bank request Declined - The account was closed. Please contact J.P. Morgan for more
information.
0103 Invalid Card/Account Declined - The card account number is not valid.
0105 Exceeds maximum cash limit Declined - The transaction amount exceeds the allowable cash limit for the
cardholder.
DECLINE
REASON
CODE TSYS DESCRIPTION DISPLAY THE TRANSACTION IS:
0106 Exceeds maximum purchase amount Declined - The transaction amount exceeds the single-purchase limit amount for
the cardholder.
0107 Exceeds maximum mail order purchase Declined - The transaction amount exceeds the single-purchase limit amount for
amount the cardholder.
0111 Invalid PIN Declined - The PIN entered did not match the PIN on file. The cardholder may retry
the transaction.
0112 Exceeds ATM daily limit Declined - The daily ATM withdrawal limit for the cardholder would have been
exceeded.
0113 Exceeds number of ATM transactions for Declined - The number of daily ATM transactions would have been exceeded.
day
0114 Exceeds bad PIN limit Declined - The number of PIN attempts allowed for a transaction would have been
exceeded.
0117 Dwntime Lmt Declined - The transaction could not be processed at this time. Please try again
later. If you continue to receive this decline message, contact J.P. Morgan for
more information.
0124 Invalid CVV2/CVC2 Declined - The 3-digit security code on the back of the card cannot be verified by
the system.
0125 Invalid CVV/CVC Declined - The 3-digit security code on the back of the card cannot be verified by
the system.
0134 Card activation Declined - The card has not been activated.
0135 Unable to verify PIN Declined - The system could not verify the PIN information presented. The
cardholder may retry the transaction.
0162 Invalid ICVV Declined - For security reasons, the transaction was blocked. This decline code is
specific to chip cards. The Integrated Circuit Card Verification Value (iCVV) is used
to detect counterfeit magnetic stripe cards created from chip card data. Please
contact J.P. Morgan for more information.
0207 Invalid expiration date Declined - The expiration date could not be validated. The merchant may reattempt
the transaction with the correct expiration date.
0316 E-commerce not allowed Declined - The company does not allow its cardholders to make internet or
electronic purchases. The cardholder may contact their program administrator for
further information.
0800 Vendor excluded Declined - The company does not allow its cardholders to make purchases from
this merchant or group of merchants. The cardholder may contact their program
administrator for further information.
DECLINE
REASON
CODE TSYS DESCRIPTION DISPLAY THE TRANSACTION IS:
0801 Foreign excluded Declined - The company does not allow its cardholders to make purchases using
the attempted currency. The cardholder may contact their program administrator
for further information.
0802 Card Not Effective Declined - The company does not allow its cardholders to make purchases outside
of the card's effective date range. The cardholder may contact their program
administrator for further information.
0803 MCC group range excluded Declined - The Merchant Category Code (MCC) for this transaction is within a
Merchant Category Code Group (MCCG) the cardholder is not authorized to
transact with. The cardholder may contact their program administrator for further
information.
0805 Exceeds single transaction limit for Declined - The single transaction daily spending limit would have been exceeded.
account
0808 Exceeds single transaction limit for Declined - The single transaction daily spending limit would have been exceeded
individual MCCG for the Merchant Category Code Group (MCCG).
0813 Exceeds limit for account Declined - The transaction amount limit would have been exceeded for the
account. The cardholder may contact their program administrator for further
information.
0814 Exceeds account limit Declined - The transaction volume limit would have been exceeded for the
account. The cardholder may contact their program administrator for further
information.
0817 Exceeds limit for number of MCCG Declined - The transaction volume limit would have been exceeded for the
transactions Merchant Category Code Group (MCCG). The cardholder may contact their
program administrator for further information.
0818 Exceeds amount limit Declined - The transaction amount limit would have been exceeded for the
Merchant Category Code Group (MCCG). The cardholder may contact their
program administrator for further information.
0823 No match found for individual account with Declined - The transaction volume limit would have been exceeded for the
MCC group marked include Merchant Category Code Group (MCCG). The cardholder may contact their
program administrator for further information.
0828 Merchant for authorization Declined - Additional verification is required to complete the transaction. Please
contact J.P. Morgan for assistance.
0829 Invalid account level Declined - The authorization was attempted on a non-spend account (e.g., a
central bill account, a diversion account). The cardholder may contact their
program administrator for further information.
0831 Plastic not issued Declined - The account does not have an associated plastic card but the merchant
submitted the authorization request for a plastic card transaction.
DECLINE
REASON
CODE TSYS DESCRIPTION DISPLAY THE TRANSACTION IS:
0836 Invalid Fleet ID Declined - An incorrect Fleet ID was entered at the point-of-sale. The cardholder
may ask the merchant to retry the transaction with a valid Fleet ID.
0837 Invalid Fleet vehicle number Declined - An incorrect vehicle number was entered at the point-of-sale. The
cardholder may ask the merchant to retry the transaction with a valid vehicle
number.
0838 Invalid Fleet driver Declined - An incorrect driver number was entered at the point-of-sale. The
cardholder may ask the merchant to retry the transaction with a valid driver
number.
0850 Bank request fraud strategy Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
0851 Bank request fraud strategy Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
0852 Bank request fraud strategy Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
0854 Bank request fraud strategy Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
0871 Declined by score 2 Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
0880 ARQC Missing Declined - For security reasons, the transaction was blocked. This decline code is
specific to chip cards. It indicates that the Authorization Request Cryptogram
(ARQC) is missing. Please contact J.P. Morgan for more information.
0881 ARQC Invalid Declined - For security reasons, the transaction was blocked. This decline code is
specific to chip cards. It indicates that the Authorization Request Cryptogram
(ARQC) is invalid. Please contact J.P. Morgan for more information.
0882 Application Transaction Counter Invalid Declined - For security reasons, the transaction was blocked. This decline code is
specific to chip cards. Please contact J.P. Morgan for more information.
0887 Chip DDA Failed Declined - For security reasons, the transaction was blocked. This decline code is
specific to chip cards. Please contact J.P. Morgan for more information.
0901-0998 Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
0999 Status Changed Today Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
7000 series Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.
9000 series Declined - For security reasons, the transaction was blocked. Please contact J.P.
Morgan for more information.