Bonus system

You will be saving twice

Thanks to our supplemental insurance H-Bonus, you will be rewarded twice if you choose to stay
in a general ward:
○ 20% discount on your premium
○ no daily contribution to costs on your part

20% discount on your premium

Hospital stay Hospital stay Hospital stay

in a public ward in a semi-private ward in a private ward

The premium discount Three years without a premium discount

is maintained to return to the initial bonus

H-Bonus
Exclusive comfort in hospital
An ideal H-Bonus coverage can be combined with our supplemental
combination insurance Bonus which gives you access to benefits such as Whether planned or not, a hospital stay that goes smoothly
alternative medicine, non-reimbursable drugs, transport and is essential to your well-being and recovery.
rescue costs, thermal or convalescence cures, check-up, back
school and fitness.
Yet, your expectations may vary depending on your health condition,
the type of surgery or the length of your stay in hospital.

The special terms and conditions of insurance shall apply.

Groupe Mutuel Holding SA Rue des Cèdres 5 CH-1919 Martigny 0848 803 111 / groupemutuel.ch

Companies under Groupe Mutuel Holding SA: Avenir Assurance Maladie SA / Easy Sana Assurance Maladie SA / Mutuel Assurance Maladie SA
Edition 8.22

Philos Assurance Maladie SA / SUPRA-1846 SA / AMB Assurances SA / Groupe Mutuel Assurances GMA SA / Groupe Mutuel Vie GMV SA
Foundations managed by Groupe Mutuel: Groupe Mutuel Prévoyance-GMP / Mutuelle Neuchâteloise Assurance Maladie
Opsion Vested Benefits Foundation / Fondation Collective Opsion
Thanks to H-Bonus, you can now choose to stay in a private ward
and are free to choose your specialist and hospital facility.
It is up to you to decide which level of comfort you wish to enjoy
during your hospital stay: general ward (several beds), semi-private
ward (two beds) or private ward (one bed).

Your contribution to hospital costs will depend on the ward chosen: Your advantages ○ Full hospitalisation insurance coverage in case of illness,
accident or maternity
○ Choice of the ward before every hospital stay
○ Comfort of a one-bed or two-bed room
○ Free choice of doctor, in a semi-private or private ward
General ward ○ Free choice among all hospitals and clinics recognised by
Groupe Mutuel
No contribution to costs
○ 20% discount on your monthly premium thanks to our
bonus system

Semi-private ward

Your contribution to costs:

Examples of coverage
CHF 100/day,
max. 30 days/calendar year
Surgery type Stay Cost of Your contribution to costs with H-Bonus
in hospital hospitalisation

Semi-private ward
Rehabilitation treatment CHF 100/day,
Private ward following cancer
38 days – CHF 51,145
max. 30 days/calendar year
CHF 3,000
Canton Zurich
Your contribution to costs:
CHF 200/day,
max. 20 days/calendar year Semi-private ward
Cruciate knee ligament CHF 100/day,
4 days – CHF 5,912.25 CHF 400
surgery max. 30 days/calendar year
Canton Vaud

Private ward
Shoulder surgery CHF 200/day,
3 days – CHF 4,264.55 CHF 600
following a ski accident max. 20 days/calendar year
Canton Geneva
You will therefore enjoy flexible coverage at an attractive premium level, without having to
forgo comfort in hospital when you consider it necessary.
If your health condition requires that you undergo significant treatment, you will no doubt Your daily contribution to hospital costs is limited to CHF 100 in a semi-private ward and to
wish to enjoy the comfort of a private room and be able to choose your own specialist. In case CHF 200 in a private ward, and ends after a 30-day stay in a semi-private ward or
of a benign intervention, a more cost-effective solution may be preferred. a 20-day stay in a private ward.