Manufacturing of milk products UNIT

Prop: KAMBAMPATI SUPRAJA

W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT

COST OF THE PROJECT & MEANS OF FINANCE

A. COST OF PROJECT: Rs. In

Lakhs

1 Shop Leased

2 Machinery & Equipment 12.00

3 Working Capital 8.00

Total Project Cost 20.00

B. MEANS OF FINANCE:

1 Promotors Margin 1.00

2 Bank Term Loan 11.40

.,
3 Bank CC/W.C. Loan 7.60

Sources of Funds 20.00

 Manufacturing of milk products UNIT
Prop: KAMBAMPATI SUPRAJA
W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT

PROJECT PROFILE :

"MANUFACTURING OF MILK PRODUCTS UNIT" Is a Proprietary concern proposed to be Established

by Kambampati Supraja. The Promoter has hailed from a respectable business family .
The promoter is financially sound and is capable of bringing in the necessary margin.

ABOUT THE PROJECT :

The Promoter proposes to set up a MANUFACTURING OF MILK PRODUCTS UNIT.
PITHAPURAM Village, PITHAPURAM Mandal at a total cost of Rs 20.00 Lakhs.

INFRASTRUCTURE :
LABOUR :

Since the unit is situated in PITHAPURAM Village, PITHAPURAM Mandal where a lot of other
S S I Units are situated, there will not be any problem for availability of both skilled and
unskilled Workers.
 Manufacturing of milk products UNIT
Prop: KAMBAMPATI SUPRAJA
W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT

ASSUMPTION MADE WHILE PROFITABILITY PROJECTIONS

Rs/-
(fig's p.a.)

1 . Salaries Full Time Employees 8 Nos @ Rs 5000/- per Month 480000

2. Estimated Income Per Year are 3500000

3. Estimated Raw Material Cost Per Year are 400000

4 . Miscellaneous Expenses Rs 100000/- per Year.

 Manufacturing of milk products UNIT
Prop: KAMBAMPATI SUPRAJA
W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT

PROJECTED PROFITABILITY STATEMENT

Rs/-
1st Year 2nd Year 3rd Year 4th year 5th Year
Capacity 70% 80% 80% 90% 90%
Income
Sales 2450000 2800000 3500000 4375000 4812500
.
2450000 2800000 3500000 4375000 4812500

Expenditure
Rent/Lease 120000 144000 165600 214245 257094
Raw Material Cost 400000 480000 552000 714150 856980
Salaries &Wages 480000 576000 691200 816480 857304
Telephone Charges 2000 2343 2460 2583 2712
Int On Term Loan 153900 130385 103696 73404 39023
Int on CC/WC Loan 102600 86924 69131 48936 26015
Depreciation 180000 153000 130050 110543 93961
Misc Expenses 100000 105000 120750 126788 133127

1418500 1533652 1669287 1892883 2009122

Net Profit Before Tax 1031500 1266348 1830713 2482117 2803378

Income Tax 0 0 0 0 0

Net Profit 1031500 1266348 1830713 2482117 2803378

 Manufacturing of milk products UNIT
Prop: KAMBAMPATI SUPRAJA
W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT

PROJECTED CASH FLOW STATEMENT

Rs/-
1st Year 2nd Year 3rd Year 4th year 5th Year

CASH INFLOW

Opening Balance 0 841196 1791049 3127835 4971031

1 Net profit after Tax 1031500 1266348 1830713 2482117 2803378

2 Depreciation 180000 153000 130050 110543 93961

3 Int On Term Loan 153900 130385 103696 73404 39023

4 Int on CC/WC Loan 102600 86924 69131 48936 26015

1468000 2477853 3924639 5842835 7933408

CASH OUTFLOW

1 Repayment Of Term
Loan 328082 328082 328082 328082 328081
Repayment Of CC/WC 218722 218722 218722 218722 218720
Current Assets 40000 40000 50000 125000 200000
Drawings 40000 100000 200000 200000 300000

626804 686804 796804 871804 1046801

Cash Closing Balance 841196 1791049 3127835 4971031 6886607

 Manufacturing of milk products UNIT
Prop: KAMBAMPATI SUPRAJA
W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT

PROJECTED DEBT SERVICE COVERAGE RATIO

Rs/-
1st Year 2nd Year 3rd Year 4th year 5th Year

Cash Accruals

1 Net profit after Tax 1031500 1266348 1830713 2482117 2803378

2 Depreciation 180000 153000 130050 110543 93961

3 Int On Term Loan 153900 130385 103696 73404 39023

4 Int on CC/WC Loan 102600 86924 69131 48936 26015

1468000 1636657 2133590 2715000 2962377

1 Repayment Obligation 328082 328082 328082 328082 328081

2 Repayment Obligation 218722 218722 218722 218722 218720

546804 546804 546804 546804 546801

Debt Service Coverage

Ratio 2.68 2.99 3.90 4.97 5.42

Average D.S.C.R 3.99

 Manufacturing of milk products UNIT
Prop: KAMBAMPATI SUPRAJA
W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT

PROJECTED BALANCE SHEET

Rs/-
1st Year 2nd Year 3rd Year 4th year 5th Year

Liabilities

1 Capital A/c 1031500 2212848 3958561 6320678 8949056

2 Bank Term Loan 965818 768121 543734 289056 0

3 Bank CC/WC Loan 643878 512080 362490 192704 0

2641196 3493049 4864785 6802438 8949056

Assets

1 Fixed Assets 1020000 867000 736950 626408 532446

2 Net Current Assets 780000 835000 1000000 1205000 1530003

3 Cash & Bank Balances 841196 1791049 3127835 4971031 6886607

2641196 3493049 4864785 6802438 8949056

Manufacturing of milk products UNIT
Prop: KAMBAMPATI SUPRAJA
W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT
 DEPRECIATION STATEMENT
FIRST YEAR

S.No. ASSET NAME RATE COST DEP W.D.V

1 Machinery & Equipments 15% 1200000 180000 1020000

1200000 180000 1020000

SECOND YEAR

S.No. ASSET NAME RATE COST DEP W.D.V

1 Machinery & Equipments 15% 1020000 153000 867000

1020000 153000 867000

THIRD YEAR

S.No. ASSET NAME RATE COST DEP W.D.V

1 Machinery & Equipments 15% 867000 130050 736950

867000 130050 736950

 FOURTH YEAR

S.No. ASSET NAME RATE COST DEP W.D.V

1 Machinery & Equipments 15% 736950 110542.5 626408

736950 110542.5 626408

FIFTH YEAR

S.No. ASSET NAME RATE COST DEP W.D.V

1 Machinery & Equipments 15% 626407.5 93961.125 532446

626407.5 93961.125 532446

 Manufacturing of milk products UNIT
Prop: KAMBAMPATI SUPRAJA
W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT

LOAN REPAYMENT SCHEDULE (TERM LOAN)

Year Loan Int Total Repayment Closing

Balance

1 1140000 153900 1293900 328082 965818

2 965818 130385 1096203 328082 768121
3 768121 103696 871817 328082 543734
4 543734 73404 617139 328082 289056
5 289056 39023 328079 328081 0

Notes
1 Int Rate 13.50% P.A.

2 Repayment Period 5 Years

 Manufacturing of milk products UNIT
Prop: KAMBAMPATI SUPRAJA
W/O. K.S.S.V.K.S. GANESH, PITHAPURAM VILLAGE
PITHAPURAM MANDAL, KAKINADA DISTRICT

LOAN REPAYMENT SCHEDULE (CC/WC LOAN)

Year Loan Int Total Repayment Closing

Balance

1 760000 102600 862600 218722 643878

2 643878 86924 730802 218722 512080
3 512080 69131 581211 218722 362490
4 362490 48936 411426 218722 192704
5 192704 26015 218719 218720 0

Notes
1 Int Rate 13.50% P.A.

2 Repayment Period 5 Years