Indicative Profit Rates On Deposits Effective 1 April 2023: Savings Accounts

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Indicative Profit Rates on Deposits

Effective 1st April 2023

Savings Accounts

Profit Payment Existing Rate Proposed Rate


Product
Frequency (p.a.) (p.a.)
PLS Saving Deposit - Individual Half Yearly 15.50% 18.50%

HABIB METRO Multiplier Account


Monthly 15.50% 18.50%
(Excess Rates are available on a case-to-case basis)

HABIB METRO Asaan Savings Account Half Yearly 15.50% 18.50%

Asaan Digital Savings Account Half Yearly 15.50% 18.50%


Asaan Digital Remittance Saving Account Monthly 15.50% 18.50%
Freelancer Digital Saving Account Monthly 15.50% 18.50%

HABIB METRO Ladies Savings Account Monthly 15.50% 18.50%

HABIB METRO Rozana Munafa Savings Account Monthly 15.50% 18.50%

HABIB METRO Saving Plus Account - Individuals only


Upto Rs. 250,000/- Monthly 15.75% 18.75%
Over Rs. 250,000/- Monthly 16.00% 19.00%

HABIB METRO Privilege 55 Plus Account Monthly 16.00% 19.00%

HABIB METRO Junior Savers Account Quarterly 16.00% 19.00%

Roshan Digital Account (NRP Rupee Value Account - Saving) Half Yearly 15.50% 18.50%

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Effective 1st February 2023

Term Deposits & Saving Schemes

Existing Rate Proposed Rate


PKR Term Deposit Profit Payment
(p.a.) (p.a.)

Existing Rate Proposed Rate


Short Notice Term Deposit Profit Payment
(p.a.) (p.a.)
7 days 14.50% 15.50%
Maturity
30 days and over 14.50% 15.50%

Existing Rate Proposed Rate


Term Deposit Profit Payment
(p.a.) (p.a.)
1 month 14.50% 15.50%
3 months 14.50% 15.50%
6 months 14.50% 15.50%
1 Year 15.00% 16.00%
Maturity
2 Years 14.25% 15.25%
3 Years 14.50% 15.50%
4 Years 14.75% 15.75%
5 Years 15.00% 16.00%

HABIB METRO Bharpoor Munafa Scheme (1 Year p.a.) Maturity 15.00% 16.00%

Existing Rate Proposed Rate


HABIB METRO Mahana Scheme Profit Payment
(p.a.) (p.a.)
For 1 year - minimum placement Rs. 25,000/- 14.50% 15.50%
For 2 years - minimum placement Rs. 25,000/- 14.10% 15.10%
For 3 years - minimum placement Rs. 50,000/- Monthly Basis 14.20% 15.20%
For 4 years - minimum placement Rs. 50,000/- 14.30% 15.30%
For 5 years - minimum placement Rs. 100,000/- 14.50% 15.50%

1 Year
Quarterly 14.50% 15.50%
HABIB METRO Premium Deposit Scheme Semi-Annually 14.55% 15.55%
Yearly 14.60% 15.60%

2 Year
Quarterly 14.20% 15.20%
HABIB METRO Premium Deposit Scheme Semi-Annually 14.30% 15.30%
Yearly 14.60% 15.60%

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3 Year
Quarterly 14.30% 15.30%
HABIB METRO Premium Deposit Scheme Semi-Annually 14.40% 15.40%
Yearly 14.70% 15.70%

4 Year
Quarterly 14.40% 15.40%
HABIB METRO Premium Deposit Scheme Semi-Annually 14.50% 15.50%
Yearly 14.80% 15.80%

5 Year
Quarterly 14.65% 15.65%
HABIB METRO Premium Deposit Scheme Semi-Annually 14.75% 15.75%
Yearly 15.00% 16.00%

Izafa Certificate Encashment Schedule


Profit On On On On On On
Tenures
Payment Rs.10,000/- Rs.25,000/- Rs.100,000/- Rs.250,000/- Rs.1,000,000/- Rs.2,500,000/-
6 Months 10,500 26,250 105,000 262,500 1,050,000 2,625,000
12 Months 11,025 27,563 110,250 275,625 1,102,500 2,756,250
18 Months 11,575 28,938 115,750 289,375 1,157,500 2,893,750
24 Months 12,200 30,500 122,000 305,000 1,220,000 3,050,000
30 Months 12,875 32,188 128,750 321,875 1,287,500 3,218,750
36 Months 13,600 34,000 136,000 340,000 1,360,000 3,400,000
Maturity
42 Months 14,375 35,938 143,750 359,375 1,437,500 3,593,750
48 Months 15,200 38,000 152,000 380,000 1,520,000 3,800,000
54 Months 16,188 40,469 161,875 404,688 1,618,750 4,046,875
60 Months 17,250 43,125 172,500 431,250 1,725,000 4,312,500
66 Months 18,525 46,313 185,250 463,125 1,852,500 4,631,250
72 Months 20,000 50,000 200,000 500,000 2,000,000 5,000,000

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Rates of Interest on Foreign Currency Account Scheme under FE 25

Existing Deposit Proposed Deposit


Profit Payment
Type of Deposit Currency Interest Rate Interest Rate
Frequency
(p.a.) (p.a.)

USD 0.25% 0.25%


Saving Bank Deposits
Half Yearly Pound Sterling 0.25% 0.25%
Foreign Currency Savings Account
Euro 0.25% 0.25%

HABIB METRO Freelancer Digital Savings


Monthly USD 0.25% 0.25%
Account

USD 0.25% 0.25%


HABIB METRO Junior Savers Account Quarterly Pound Sterling 0.25% 0.25%
Euro 0.25% 0.25%

Roshan Digital Account [Non - Resident USD 0.25% 0.25%


FCY Value Account (Savings) & Half Yearly Pound Sterling 0.25% 0.25%
Resident FCY Value Account (Savings)] Euro 0.25% 0.25%

Below 10K
USD 1.00% 1.00%
HABIB METRO FCY Saving Plus account
Monthly Pound Sterling 0.75% 0.75%
(20623 & 20624)
Euro 0.75% 0.75%

10k to 50k
USD 1.25% 1.25%
HABIB METRO FCY Saving Plus account
Monthly Pound Sterling 1.00% 1.00%
(20623 & 20624)
Euro 1.00% 1.00%

50k to 100k
USD 1.50% 1.50%
HABIB METRO FCY Saving Plus account
Monthly Pound Sterling 1.25% 1.25%
(20623 & 20624)
Euro 1.25% 1.25%

Over 100k
USD 2.00% 2.00%
HABIB METRO FCY Saving Plus account
Monthly Pound Sterling 1.50% 1.50%
(20623 & 20624)
Euro 1.50% 1.50%

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USD 1.00% 1.00%
1 month Pound Sterling 0.50% 0.50%
Euro 0.50% 0.50%

USD 1.25% 1.25%


FCY Term Deposits
3 months Pound Sterling 0.75% 0.75%
Euro 0.75% 0.75%

USD 1.50% 1.50%


6 months Pound Sterling 1.00% 1.00%
Euro 1.00% 1.00%

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