Sun MaxiLink 100

Make a bright choice with Sun MaxiLink 100, an investment-linked life insurance product that primarily helps address your
need for:

Sun MaxiLink 100 lets you enjoy these benefits:

LIFETIME INSURANCE COVERAGE
Secure your family's future with life insurance protection until age 100. This is equivalent to 200% of the Face Amount
plus the Fund Value, or 500% of the annual regular premium plus 125% of excess premiums (if any), less 125% of partial
withdrawals made (if any), whichever is higher.
The addition of supplements or riders may also provide protection for contingencies such as accidents, disability and
illnesses.

SUITABLE INVESTMENT OPTIONS

Maximize your money's worth by choosing among the investment fund options that best suit your investment
objectives and risk appetite. Plus, take advantage of Sun Life's professional fund managers' investment experience and
expertise.

FUNDS FOR FUTURE NEEDS

Build funds for a comfortable retirement, an important life milestone, or for your child's education. In case of an
emergency, money comes in handy via a partial fund withdrawal.

MANAGEABLE PREMIUM PAYMENTS

You may opt to increase your fund's value anytime through top-ups or excess payments on top of your regular
premium.
Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy
contract.

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)

FACE AMOUNT 350,000.00 HOSPITAL INCOME BENEFIT (HIB) 1,000.00
INITIAL LIFE INSURANCE COVERAGE 1 704,410.00
1 Initial
Life Insurance Coverage refers to the death benefit at the end of Month 1 based on
current charges.

DEATH BENEFIT2 LIVING BENEFIT2 FUND ALLOCATION

2The values above are computed based on 8% projected return which is subject to change and is not guaranteed by Sun Life. Projected values are net of
Equity
all current charges.

This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.

Fund performance of investment-linked insurance products may vary, as such returns are not assured. Before obtaining a
policy ensure that you understand the benefits and risks of this product.
Sun MaxiLink 100
P R O D U C T      H I G H L I G H T S

What is Sun MaxiLink 100?

Sun MaxiLink 100 is a regular pay, front-end load investment-linked life insurance product that provides
protection until age 100. It offers insurance coverage equal to 200% of the Face Amount plus the Fund
Value, or 500% of the annual regular premium plus 125% of excess premiums (if any), less 125% of partial
withdrawals made (if any), whichever is higher. It invests in Peso-denominated funds and is offered through
Sun Life of Canada (Philippines), Inc. or SLOCPI.
You may refer to Page 1: Proposal Information and Page 2: Investment Fund Description of the Product
Proposal document for more details on the product features and benefits, as well as information on your
chosen investment fund.

What are the key risks of this product?

Purchasing an investment-linked life insurance product has its advantages and trade-offs. As an investment-
linked product, the policy owner must understand that the product may be subject to investment risks
which include, but are not limited to credit risk, market risk, taxation risk, regulatory risk, currency risk,
interest rate risk, liquidity risk and default risk which could affect the value of the policy. SLOCPI is guided
by the Funds' investment objectives in managing these risks; however, this does not guarantee investment
returns nor protection against capital loss. To further understand the nature of said risks, a table of
definition is provided in the succeeding Product Highlights page.

What are the fees and charges for this product?

During the policy's tenure, the policy is subject to Premium Charge, Fund Management Charge, Monthly
Periodic Charge and Cost of Insurance Charge. Surrender Charge may also be incurred in the event of
partial or full withdrawal of the policy's Fund Value. You may refer to the details of the charges on the
Illustration of Benefits page of the Product Proposal document.

How often will my investment fund be assessed or valued?

The performance of the investment fund associated with this product is valued every working day. For any
financial transactions, the next day's unit price is used as reference. Rates or Net Asset Value Per Unit are
available daily via www.sunlife.com.ph and published in a broadsheet (i.e. Philippine Star) every week.

Can I withdraw from my Fund Value in case of an emergency?

Yes, you can make partial withdrawals from your Fund Value when necessary. Depending on the policy
year when the withdrawal is made, the amount to be withdrawn may be subject to applicable charges.
Incidentally, taking out funds from your policy diminishes your death benefit and may also result to the
possible termination of your policy, in case the remaining Fund Value is no longer sufficient to cover the
applicable policy charges.
In the event that you withdraw your Fund Value in full, your policy will be deemed surrendered and
terminated. Note that surrendering your policy may be more disadvantageous than beneficial to you, as
you may lose potential investment earnings as well as the benefit of having life insurance protection.
Likewise, when you decide to apply again for life insurance coverage, the merits of your application will be
based on your attained age and health condition at the time of application which may result to higher
premium rates, exposure to medical examinations, and possible coverage exclusions.
We encourage you to maintain your policy for your financial benefit. Moreover, if you keep it in-force for
at least 10 years, you may receive a Loyalty Bonus in the form of unit credits at the end of the 10th year
and every 5 years thereafter.
Sun MaxiLink 100
P R O D U C T      H I G H L I G H T S
Disclosure of Conflict of Interest:
Sun Life of Canada (Philippines), Inc. or SLOCPI makes investment decisions for the funds based on the
circumstances of each fund and independently of decisions made for other funds. There are times when
SLOCPI may take the same investments for a fund and one or more other funds. This may create a conflict
of interest if there is only a limited amount of the investment available, or if the investment is purchased
at different times or at different prices for different funds. If this happens, SLOCPI will attempt to allocate
the investment fairly between the fund and other funds. Factors SLOCPI considers in allocations include
the size and timing of previous allocations, whether the security meets the objectives of the respective
portfolios, the relative portfolio size and the rate of growth of the portfolios.

DEFINITION OF INVESTMENT RISKS

Credit Risk This risk refers to the probability that a counterparty to an investment may not
be able to fulfill its obligations accordingly, resulting to an adverse effect on
the value of a money market or debt security such as a bond.
Currency Risk This risk refers to the probability that the value of investments held in foreign
(or Foreign Exchange Risk) currencies, such as the US Dollar, may fluctuate against the local currency or
Philippine Peso due to changing interest rates and inflation rates. This risk may
also occur when foreign governments restrict currency exchange, impeding
cash distributions or processing of fund redemptions.
Interest Rate Risk This risk refers to the possibility that the value of an investment with holdings
in fixed income securities such as bonds may rise and fall as interest rates
change. When interest rates fall, the value of an existing bond rises. On the
contrary, when interest rates rise, the value of an existing bond generally falls.
Liquidity Risk This risk refers to the possibility that assets or securities may not be bought or
sold within a desired time and at fair value, which in turn may affect the value
of an investment or satisfy investment purchase and redemption services of
SLOCPI to its policy holders.
Market Risk This risk refers to the probability that the market value of an investment will
rise or fall based on overall market conditions. The value of the market can vary
with changes in the general economic and financial conditions as well as
political, social and environmental factors.
Regulatory Risk This risk refers to the probability that certain laws and regulations applicable to
investments, including income tax and securities laws, and the administrative
policies and practices of regulatory authorities may change in a manner that
adversely affects the value of an investment.
Taxation Risk This risk refers to the probability that the application of tax on investment may
differ from jurisdiction to jurisdiction and tax treatment may change before the
maturity or redemption date of an investment. For more information on the
effects of tax on the acquisition, ownership or liquidation of investment funds,
it is best for the customer to consult a personal, independent tax adviser.
Variable Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to Sun Life
of Canada (Philippines), Inc.
Proposal Information
On the Life of : JESSEL PALERMO Age Last Birthday : 26 (Female)
Currency : Philippine
Peso
Basic Plan Face Amount Regular Premium
Sun MaxiLink 100 - Non-Smoker
(Guaranteed Death Benefit of 200% of Face Amount Ps 350,000.00 Ps 11,760.00
equivalent to Ps 700,000.00)
Additional Benefits
Hospital Income Benefit - HIB Ps 1,000.00 /day Ps 2,300.00

Class: Standard Total Annual Regular Premium Ps 14,060.00

Annual Excess Premium (to be Billed Regularly) Ps 0.00
Total Annual Premium (to be Billed Regularly) Ps 14,060.00
Total Quarterly Premium to be Billed Ps 3,515.00
Excess Premium (One-time) Ps 0.00
The investment risks associated with this product are borne solely by the policy owner.
If you decide the policy is not suitable for your needs, then you may return the policy contract for cancellation by giving us
written notice. We must receive such notice within 15 days from the date you receive the policy. If you opted for an
electronic policy contract, we must receive such notice not later than 20 days from the date the policy was electronically
transmitted to you. We will refund the fund value of the units allocated to your policy inclusive of the initial charges.
Notes:
(i) All payments and benefits shown are in Philippine Peso.
(ii) The illustrations assume that all premiums are paid in full when due and as planned, you will have no withdrawals on the
policy beyond those illustrated, mode of payment is annual and the current level of charges remains unchanged.
(iii) The above values are illustrations only of the key features of the recommended insurance plans. This illustration may differ
from any earlier proposal illustration.
(iv) The values in the succeeding pages are illustrations of possible performance of your fund. Policy Fund Value is not
guaranteed and returns are not based on historical performance. Since the fund performance may vary, the values of your
units are not guaranteed and will depend on the actual investment performance at that given period. The value of the policy
could be less than the premiums paid.
(v) Any excess premium you have paid is considered such only if the Annual Regular Premium has been fully paid. The
Company may require evidence of insurability of the Life Insured with respect to payment of any excess premium.
(vi) Additional payment may be required if the Fund Value is not sufficient to pay the charges.
(vii) This is a long term insurance product. Inflation over the years may reduce the ability of the policy’s coverage to offset a
potential loss in the future.
Health insurance products (basic and riders) provide you the right to Cooling-Off Period for 15 days from receipt of corresponding
policy document. If you opted for an electronic policy contract, the right to Cooling-Off period is 20 days from the date the
corresponding policy document was electronically transmitted to you.
This proposal shall form part of the insurance contract once the policy is issued. A copy of this proposal and the policy contract will
be delivered to you. While we have made every effort to ensure accuracy, errors and omissions may have occurred in the
preparation of this proposal. Should there be any discrepancy between the statement(s) contained in this proposal and the insurance
policy contract, the provisions of the insurance policy contract will prevail.

Prepared By :      CARMEN, KAYE S. Date :      17 May 2022

Branch :      REDWOOD    
This is only an illustration.
6.4 / 4.8 141764O170520221523418721304 Page 1 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Sun MaxiLink 100 is a Variable Life Insurance product until age 100, payable while life insured lives. The living benefit is equal to
the fund value, which is partially or fully withdrawable from the policy's share in the separate account(s). The death benefit is the
higher of the sum of 200% of the face amount and the fund value or the minimum death benefit. The minimum death benefit is
equal to 500% of the regular premium plus 125% of each paid excess premium, if any, less 125% of each partial withdrawal, if any.
No other benefits are payable under this Variable Life Insurance product, unless otherwise provided in a rider.

As the policy is a variable contract, only the value of the face amount which forms part of the death benefit, as the case may be, is
guaranteed, while the fund value, will depend on the investment experience of separate account(s) linked to the policy.

Fund Allocation
100% Equity Fund

Fund Description
Balanced Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of
fixed-income and equity instruments.

Bond Fund
The Fund is designed to stay invested only in high-quality fixed income instruments that are classified as below average risk.

Equity Fund
The Fund is designed to produce long term capital appreciation through investment in high quality stocks that are diversified across
sectors.

Money Market Fund (available only for fund switching/transfers)

The Fund is designed to maximize yields on short to medium-term placements, while ensuring adequate liquidity for holders of the
Fund.

MyFuture Fund
The Fund is a target date fund that will invest primarily in high-quality stocks and a mix of government and domestic corporate debt
in accordance with an asset allocation strategy that will become increasingly conservative as the maturity of the fund approaches.

Growth PLUS Fund

The Fund is designed mainly to generate long-term capital appreciation through investment in high-quality equity and equity-linked
securities, diversified across sectors, which distribute periodic dividends and provide sustainable dividend yields.

Index Fund
The Fund is designed mainly to generate long-term capital appreciation through investment in high-quality equities comprised of
constituents of the Philippine Stock Exchange Index (PSEi).

Captains Fund
The Fund is designed mainly to generate long-term capital appreciation primarily through investment in equity and equity-linked
securities diversified across sectors.

Opportunity Tracker Fund

The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of
fixed-income and equity instruments.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 2 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Fund Description
Peso Global Income Fund
The Fund aims to generate long-term capital appreciation by converting Philippine Pesos (PHP) into US Dollars (USD) and
investing into USD-denominated high-quality fixed income and fixed income-linked instruments as well as diversified investment
companies/funds invested in such securities.

Peso Global Opportunity Fund

The Fund aims to generate long-term capital appreciation by converting Philippine Pesos (PHP) into US Dollars (USD) and
investing into USD-denominated high quality equity and equity-linked securities, as well as high-quality fixed income and fixed
income-linked instruments as well as diversified investment companies/funds invested in such securities.

Peso Global Growth Fund

The Fund aims to generate long-term capital appreciation by converting Philippine Pesos (PHP) into US Dollars (USD) and
investing into USD-denominated high quality equity and equity-linked securities, as well as diversified investment companies/funds
invested in such securities.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 3 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Historical Returns of Sun Life Variable Life Insurance Funds (1 of 3)

Year-on-Year Return
Fund Name 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec-
(Fund Launch Date) 12 13 14 15 16 17 18 19 20 21
Peso Balanced
23.20% 1.14% 11.81% -3.75% -2.74% 12.70% -9.89% 8.93% -6.15% -5.30%
(Dec. 6, 2004)
Peso Bond
6.56% 8.25% 0.16% -0.96% -0.90% 0.71% -5.32% 18.31% 5.85% -5.16%
(Sep. 13, 2004)
Peso Equity
30.97% 1.31% 19.73% -5.02% -1.78% 20.94% -9.46% 2.85% -13.92% 2.71%
(Sep. 13, 2004)
Peso Money Market
0.66% -0.34% -0.37% 0.10% -0.06% 0.60% 1.56% 2.64% 1.56% 0.95%
(Jun. 25, 2007)
MyFuture 2025
31.15% 2.97% 18.15% -5.51% -2.42% 14.71% -8.07% 7.05% 3.50% -2.83%
(Jun. 7, 2008)
MyFuture 2030
30.93% 2.10% 20.58% -5.05% -2.68% 16.78% -11.79% 7.83% -0.89% -3.26%
(Jun. 7, 2008)
MyFuture 2035
30.93% 3.31% 20.55% -4.86% -2.08% 17.67% -12.95% 6.91% -4.39% -1.85%
(Jun. 7, 2008)
MyFuture 2040
30.96% 3.14% 20.36% -4.79% -2.04% 20.54% -13.12% 6.40% -4.51% -1.62%
(Jun. 7, 2008)
Growth PLUS
N/A N/A N/A -12.09%* -2.81% 21.42% -15.18% -3.95% -6.33% 4.99%
(Apr. 8, 2015)
Index
N/A N/A N/A N/A 1.71%* 23.64% -13.52% 3.66% -9.11% 0.61%
(Jan. 25, 2016)
Captains
N/A N/A N/A N/A -6.56%* 14.24% -14.60% -7.42% -2.12% -1.69%
(Apr. 18, 2016)
Opportunity Tracker
N/A N/A N/A N/A N/A -0.46%* -12.14% 8.26% 3.97% -3.71%
(Oct. 9, 2017)
MyFuture 2045
N/A N/A N/A N/A N/A N/A N/A N/A N/A 7.97%
(Apr. 12, 2021)
MyFuture 2050
N/A N/A N/A N/A N/A N/A N/A N/A N/A 7.80%
(Apr. 12, 2021)
MyFuture 2055
N/A N/A N/A N/A N/A N/A N/A N/A N/A 7.07%
(Apr. 12, 2021)
Peso Global Income
N/A N/A N/A N/A N/A N/A N/A N/A N/A 0.57%
(Dec. 6, 2021)
Peso Global Opportunity
N/A N/A N/A N/A N/A N/A N/A N/A N/A 1.13%
(Dec. 6, 2021)
Peso Global Growth
N/A N/A N/A N/A N/A N/A N/A N/A N/A 2.48%
(Dec. 6, 2021)
* Returns are from Fund inception date and not full year returns.

The values above are actual investment returns of Funds of Variable Life Insurance products, net of fund management charges. Past
investment performance is not necessarily indicative of the future or likely performance of the funds.

The returns illustrated above are not the policy fund returns.

Unit Price is the Net Asset Value Per Unit (NAVPU) of a VUL fund. The Unit Price of a Fund on a Valuation Date is determined
by dividing the net asset value of the Fund on the Valuation Date by the aggregate number of outstanding Units of the Fund on the
Valuation Date. Currently, valuation is done on a daily basis. The Unit Prices of the Funds are published weekly on major
newspapers. You may also visit our website at www.sunlife.com.ph for the daily Unit Prices.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 4 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Historical Returns of Sun Life Variable Life Insurance Funds (2 of 3)

Year-on-Year Return
Compounded
Fund Name Annual Growth Rate 3-Year Return 5-Year Return 10-Year Return
(Fund Launch Date) (for completed (2021 vs 2018) (2021 vs 2016) (2021 vs 2011)
calendar years)
Peso Balanced
6.53% -3.19% -1.67% 28.24%
(Dec. 6, 2004)
Peso Bond
4.74% 18.77% 13.26% 28.42%
(Sep. 13, 2004)
Peso Equity
8.26% -9.07% -0.44% 47.57%
(Sep. 13, 2004)
Peso Money Market
0.89% 5.22% 7.50% 7.48%
(Jun. 25, 2007)
MyFuture 2025
8.90% 7.66% 13.53% 67.01%
(Jun. 7, 2008)
MyFuture 2030
8.67% 3.39% 6.50% 58.62%
(Jun. 7, 2008)
MyFuture 2035
8.61% 0.33% 2.78% 56.13%
(Jun. 7, 2008)
MyFuture 2040
8.78% -0.05% 4.68% 58.74%
(Jun. 7, 2008)
Growth PLUS
-0.93% -5.55% -2.73% N/A
(Apr. 8, 2015)
Index
0.27% -5.21% 1.35% N/A
(Jan. 25, 2016)
Captains
-2.77% -10.91% -13.09% N/A
(Apr. 18, 2016)
Opportunity Tracker
-1.21% 8.38% N/A N/A
(Oct. 9, 2017)
MyFuture 2045
N/A N/A N/A N/A
(Apr. 12, 2021)
MyFuture 2050
N/A N/A N/A N/A
(Apr. 12, 2021)
MyFuture 2055
N/A N/A N/A N/A
(Apr. 12, 2021)

The values above are actual investment returns of Funds of Variable Life Insurance products, net of fund management charges. Past
investment performance is not necessarily indicative of the future or likely performance of the funds.

The returns illustrated above are not the policy fund returns.

Unit Price is the Net Asset Value Per Unit (NAVPU) of a VUL fund. The Unit Price of a Fund on a Valuation Date is determined
by dividing the net asset value of the Fund on the Valuation Date by the aggregate number of outstanding Units of the Fund on the
Valuation Date. Currently, valuation is done on a daily basis. The Unit Prices of the Funds are published weekly on major
newspapers. You may also visit our website at www.sunlife.com.ph for the daily Unit Prices.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 5 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Historical Returns of Sun Life Variable Life Insurance Funds (3 of 3)

Year-on-Year Return
Compounded
Fund Name Annual Growth Rate 3-Year Return 5-Year Return 10-Year Return
(Fund Launch Date) (for completed (2021 vs 2018) (2021 vs 2016) (2021 vs 2011)
calendar years)
Peso Global Income
N/A N/A N/A N/A
(Dec. 6, 2021)
Peso Global Opportunity
N/A N/A N/A N/A
(Dec. 6, 2021)
Peso Global Growth
N/A N/A N/A N/A
(Dec. 6, 2021)

The values above are actual investment returns of Funds of Variable Life Insurance products, net of fund management charges. Past
investment performance is not necessarily indicative of the future or likely performance of the funds.

The returns illustrated above are not the policy fund returns.

Unit Price is the Net Asset Value Per Unit (NAVPU) of a VUL fund. The Unit Price of a Fund on a Valuation Date is determined
by dividing the net asset value of the Fund on the Valuation Date by the aggregate number of outstanding Units of the Fund on the
Valuation Date. Currently, valuation is done on a daily basis. The Unit Prices of the Funds are published weekly on major
newspapers. You may also visit our website at www.sunlife.com.ph for the daily Unit Prices.
Certified true and correct:

Candy S. Esteban
Chief Financial Officer

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 6 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Hospital Income Benefit

Once life insured is confined in the Hospital, as a result of Injury or Sickness, on the recommendation of a Physician as an in-
patient, you will receive Ps 1,000.00* as Daily Hospital Income. Such Hospital Confinement must occur before the earlier of the
policy anniversary on or following the life insured's 60th birthday and the maturity date of the policy.
Hospital Confinement due to Sickness must be for a minimum of three (3) days before we pay the Daily Hospital Income benefit
from the first day of hospitalization. If due to Injury, the waiting period will not apply, in which case, we will pay the benefit
beginning on the first day of Hospital Confinement.
We will pay twice the amount of Hospital Income Benefit if: (a) the life insured is confined in the Intensive Care Unit of the
Hospital due to Injury or Sickness; or (b) the Sickness which results in Hospital Confinement of the life insured is classified as a
Dread Disease.
The covered Dread Diseases include only the following:
1. Acute Heart Attack 5. End Stage Renal Disease
9. Poliomyelitis
2. Chronic Liver Disease 6. Invasive Cancer
10. Progressive Muscular Atrophy (PMA)
3. Dissecting Aortic Aneurysm 7. Major Organ Transplant
11. Stroke
4. End Stage Lung Disease 8. Multiple Sclerosis

In case Hospital Confinement simultaneously qualifies the life insured for both Intensive Care and the Dread Disease, we will pay
for only one with the greater benefit amount.
We will pay the benefit during the continuance of the Hospital Confinement up to a maximum of 1,000 days.
If the benefits have become payable and the life insured is again confined to a Hospital due to the same or related Injury or
Sickness, the subsequent period of Hospital Confinement will be considered a continuation of the prior period. Benefits will
commence on the first day of such Hospital Confinement for an Injury or Sickness and the total combined Hospital Confinement
will be subject to the 1,000 days maximum period.
During the first 12 months from the effective date of this benefit or date of last reinstatement, we will provide no benefits for
Hospital Confinement resulting from Injury or Sickness for which the life insured received medical advice or treatment or
medication within 12 months prior to the effective date of this benefit or last reinstatement.
If the life insured has several policies with Hospital Income Benefit with us, the aggregate maximum of daily hospital income is Ps
10,000.
We will not pay any benefit for Hospital Confinement of the life insured caused by or resulting from any of the following: (a)
attempted suicide or self-inflicted injury while sane or insane; (b) war declared or undeclared, insurrection, riots, civil commotion
or any hostile action of armed forces; (c) abuse of drug or alcohol; (d) committing or attempting to commit a criminal offense; (e)
nervous or mental disorder; (f) pregnancy, childbirth, miscarriage or abortion or complication of any of these; (g) congenital
deformities and defects; (h) routine physical check-up and rest cures; (i) cosmetic or plastic surgery, except as a result of Injury and
recommended by a Physician; and (j) any Human Immunodeficiency Virus (HIV) and/or any HIV-related illness including
Acquired Immune Deficiency Syndrome (AIDS) and/or mutations, derivation or variations thereof.
Note: This benefit automatically renews every year with premiums at issue age rates. We may change the premium rate of this
benefit from time to time but not more than once a year, subject to the approval of the Insurance Commission. We will
advise you by written notice as to new premium rate prior to the renewal year.

The above information is intended as a general summary and for reference only. Please refer to the contract for the detailed
description of the terms, conditions, limitations and exclusions of the above rider.
*The HIB Face Amount will be subject to Financial Underwriting.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 7 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Illustration of Rider Premiums

Rider Premiums
End of Attained Premiums Total Rider HIB^^
Year Age Paid Premiums
1 27 14,060 2,300 2,300
2 28 14,060 2,300 2,300
3 29 14,060 2,300 2,300
4 30 14,060 2,300 2,300
5 31 14,060 2,300 2,300
6 32 14,060 2,300 2,300
7 33 14,060 2,300 2,300
8 34 14,060 2,300 2,300
9 35 14,060 2,300 2,300
10 36 14,060 2,300 2,300
11 37 14,060 2,300 2,300
12 38 14,060 2,300 2,300
13 39 14,060 2,300 2,300
14 40 14,060 2,300 2,300
15 41 14,060 2,300 2,300
16 42 14,060 2,300 2,300
17 43 14,060 2,300 2,300
18 44 14,060 2,300 2,300
19 45 14,060 2,300 2,300
20 46 14,060 2,300 2,300

^^HIB premium payment terminates at attained age 60.

The rider/s automatically terminate when the base plan is terminated.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 8 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Illustration of Rider Premiums

Rider Premiums
End of Attained Premiums Total Rider HIB^^
Year Age Paid Premiums
21 47 14,060 2,300 2,300
22 48 14,060 2,300 2,300
23 49 14,060 2,300 2,300
24 50 14,060 2,300 2,300
25 51 14,060 2,300 2,300
26 52 14,060 2,300 2,300
27 53 14,060 2,300 2,300
28 54 14,060 2,300 2,300
29 55 14,060 2,300 2,300
30 56 14,060 2,300 2,300
31 57 14,060 2,300 2,300
32 58 14,060 2,300 2,300
33 59 14,060 2,300 2,300
34 60 14,060 2,300 2,300

29 55 14,060 2,300 2,300

34 60 14,060 2,300 2,300

^^HIB premium payment terminates at attained age 60.

The rider/s automatically terminate when the base plan is terminated.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 9 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Illustration of Benefits - Equity Fund (100%)

It is assumed in the table below that the regular premiums are paid in full throughout the duration of the contract.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment
is other than annual, values shown may change.

PROJECTED BENEFITS
End Attained Premiums Charges** Policy Fund Value Death Benefit
of Age Paid 4% 8% 10% 4% 8% 10%
Year
1 27 14,060 12,639 1,534 1,649 1,707 701,534 701,649 701,707
2 28 14,060 9,709 6,279 6,801 7,066 706,279 706,801 707,066
3 29 14,060 4,426 16,602 17,858 18,507 716,602 717,858 718,507
4 30 14,060 4,435 27,318 29,771 31,057 727,318 729,771 731,057
5 31 14,060 4,445 38,441 42,604 44,824 738,441 742,604 744,824
6 32 14,060 4,454 49,989 56,431 59,927 749,989 756,431 759,927
7 33 14,060 4,463 61,977 71,329 76,496 761,977 771,329 776,496
8 34 14,060 4,473 74,422 87,381 94,674 774,422 787,381 794,674
9 35 14,060 4,482 87,343 104,678 114,620 787,343 804,678 814,620
10 36 14,060 4,492 102,244 125,037 138,359 802,244 825,037 838,359
11 37 14,060 3,325 117,441 146,504 163,820 817,441 846,504 863,820
12 38 14,060 3,334 133,220 169,639 191,759 833,220 869,639 891,759
13 39 14,060 3,344 149,604 194,573 222,420 849,604 894,573 922,420
14 40 14,060 3,353 166,618 221,445 256,068 866,618 921,445 956,068
15 41 14,060 3,362 187,240 254,193 297,295 887,240 954,193 997,295
16 42 14,060 3,442 205,629 285,632 338,169 905,629 985,632 1,038,169
17 43 14,060 3,536 224,638 319,430 382,938 924,638 1,019,430 1,082,938
18 44 14,060 3,641 244,281 355,760 431,974 944,281 1,055,760 1,131,974
19 45 14,060 3,759 264,568 394,807 485,679 964,568 1,094,807 1,185,679
20 46 14,060 3,893 290,324 443,665 552,813 990,324 1,143,665 1,252,813
21 47 14,060 4,041 312,117 489,288 618,033 1,012,117 1,189,288 1,318,033
22 48 14,060 4,208 334,590 538,303 689,453 1,034,590 1,238,303 1,389,453
23 49 14,060 4,395 357,747 590,954 767,658 1,057,747 1,290,954 1,467,658
24 50 14,060 4,591 381,607 647,515 853,301 1,081,607 1,347,515 1,553,301
25 51 14,060 4,801 413,227 719,726 961,861 1,113,227 1,419,726 1,661,861
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
**Insurance charges are based on 200% of Face Amount. If the Minimum Death Benefit is payable, the insurance charges are based
on projected policy fund value at 4%.
Please refer to Important Illustration Notes page for more information.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 10 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Illustration of Benefits - Equity Fund (100%)

It is assumed in the table below that the regular premiums are paid in full throughout the duration of the contract.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment
is other than annual, values shown may change.

PROJECTED BENEFITS
End Attained Premiums Charges** Policy Fund Value Death Benefit
of Age Paid 4% 8% 10% 4% 8% 10%
Year
26 52 14,060 5,044 438,785 785,879 1,066,011 1,138,785 1,485,879 1,766,011
27 53 14,060 5,312 465,066 856,923 1,180,059 1,165,066 1,556,923 1,880,059
28 54 14,060 5,576 492,101 933,245 1,304,979 1,192,101 1,633,245 2,004,979
29 55 14,060 5,803 519,958 1,015,295 1,441,870 1,219,958 1,715,295 2,141,870
30 56 14,060 5,957 558,436 1,121,666 1,617,066 1,258,436 1,821,666 2,317,066
31 57 14,060 6,023 588,652 1,218,213 1,784,233 1,288,652 1,918,213 2,484,233
32 58 14,060 6,034 620,035 1,322,294 1,967,729 1,320,035 2,022,294 2,667,729
33 59 14,060 6,060 652,614 1,434,481 2,169,134 1,352,614 2,134,481 2,869,134
34 60 14,060 6,126 686,395 1,555,369 2,390,157 1,386,395 2,255,369 3,090,157
35 61 11,760 3,888 734,235 1,713,310 2,674,286 1,434,235 2,413,310 3,374,286
36 62 11,760 4,270 770,700 1,855,442 2,944,115 1,470,700 2,555,442 3,644,115
37 63 11,760 5,186 807,652 2,007,728 3,239,357 1,507,652 2,707,728 3,939,357
38 64 11,760 6,255 844,952 2,170,802 3,562,334 1,544,952 2,870,802 4,262,334
39 65 11,760 7,112 882,830 2,345,728 3,915,981 1,582,830 3,045,728 4,615,981
40 66 11,760 7,802 938,090 2,575,571 4,371,861 1,638,090 3,275,571 5,071,861
41 67 11,760 8,369 978,315 2,780,823 4,803,318 1,678,315 3,480,823 5,503,318
42 68 11,760 8,818 1,019,647 3,001,647 5,276,477 1,719,647 3,701,647 5,976,477
43 69 11,760 9,169 1,062,232 3,239,364 5,795,518 1,762,232 3,939,364 6,495,518
44 70 11,760 9,472 1,106,166 3,495,343 6,364,976 1,806,166 4,195,343 7,064,976
45 71 11,760 9,802 1,172,390 3,833,627 7,101,029 1,872,390 4,533,627 7,801,029
46 72 11,760 10,212 1,219,861 4,135,279 7,797,324 1,919,861 4,835,279 8,497,324
47 73 11,760 10,741 1,268,641 4,459,957 8,561,125 1,968,641 5,159,957 9,261,125
48 74 11,760 11,387 1,318,663 4,809,335 9,398,909 2,018,663 5,509,335 10,098,909
49 75 11,760 12,132 1,369,873 5,185,243 10,317,803 2,069,873 5,885,243 11,017,803
50 76 11,760 12,959 1,448,195 5,682,647 11,506,079 2,148,195 6,382,647 12,206,079
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
**Insurance charges are based on 200% of Face Amount. If the Minimum Death Benefit is payable, the insurance charges are based
on projected policy fund value at 4%.
Please refer to Important Illustration Notes page for more information.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 11 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Illustration of Benefits - Equity Fund (100%)

It is assumed in the table below that the regular premiums are paid in full throughout the duration of the contract.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment
is other than annual, values shown may change.

PROJECTED BENEFITS
End Attained Premiums Charges** Policy Fund Value Death Benefit
of Age Paid 4% 8% 10% 4% 8% 10%
Year
51 77 11,760 13,594 1,502,960 6,125,285 12,629,412 2,202,960 6,825,285 13,329,412
52 78 11,760 14,378 1,559,057 6,601,700 13,861,726 2,259,057 7,301,700 14,561,726
53 79 11,760 15,851 1,615,837 7,113,814 15,212,951 2,315,837 7,813,814 15,912,951
54 80 11,760 17,965 1,672,669 7,663,749 16,694,033 2,372,669 8,363,749 17,394,033
55 81 11,760 20,885 1,760,550 8,391,129 18,608,823 2,460,550 9,091,129 19,308,823
56 82 11,760 25,292 1,815,540 9,033,257 20,414,145 2,515,540 9,733,257 21,114,145
57 83 11,760 31,413 1,866,424 9,719,194 22,389,498 2,566,424 10,419,194 23,089,498
58 84 11,760 40,600 1,909,911 10,449,167 24,548,276 2,609,911 11,149,167 25,248,276
59 85 11,760 53,555 1,941,865 11,222,694 26,904,446 2,641,865 11,922,694 27,604,446
60 86 11,760 62,801 2,003,283 12,249,024 29,952,371 2,703,283 12,949,024 30,652,371
61 87 11,760 68,558 2,023,558 13,147,586 32,821,008 2,723,558 13,847,586 33,521,008
62 88 11,760 76,440 2,036,575 14,108,162 35,961,763 2,736,575 14,808,162 36,661,763
63 89 11,760 88,568 2,037,717 15,131,175 39,396,768 2,737,717 15,831,175 40,096,768
64 90 11,760 107,953 2,019,111 16,213,945 43,147,149 2,719,111 16,913,945 43,847,149
65 91 11,760 124,620 2,023,316 17,656,731 48,002,995 2,723,316 18,356,731 48,702,995
66 92 11,760 143,095 1,968,270 18,900,270 52,557,664 2,668,270 19,600,270 53,257,664
67 93 11,760 163,379 1,890,370 20,219,864 57,536,213 2,590,370 20,919,864 58,236,213
68 94 11,760 185,461 1,786,889 21,619,584 62,978,184 2,486,889 22,319,584 63,678,184
69 95 11,760 209,417 1,654,918 23,103,738 68,926,906 2,354,918 23,803,738 69,626,906
70 96 11,760 235,235 1,527,880 25,095,793 76,639,506 2,227,880 25,795,793 77,339,506
71 97 11,760 261,806 1,332,329 26,797,045 83,868,506 2,032,329 27,497,045 84,568,506
72 98 11,760 290,086 1,100,286 28,601,794 91,774,391 1,800,286 29,301,794 92,474,391
73 99 11,760 320,073 828,584 30,516,349 100,421,528 1,528,584 31,216,349 101,121,528
74 100 11,760 351,769 513,936 32,547,511 109,880,577 1,213,936 33,247,511 110,580,577
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
**Insurance charges are based on 200% of Face Amount. If the Minimum Death Benefit is payable, the insurance charges are based
on projected policy fund value at 4%.
Please refer to Important Illustration Notes page for more information.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 12 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Premium Holiday Illustration

If your fund value is sufficient, you may opt to suspend payments of regular premium and excess premium, if any. This premium
holiday will not affect the payment term of the policy. The payment for the monthly charges will be taken from the fund value
which may cause depletion of your fund. The following table is an illustration of a premium holiday after 10 years of premium
payment.
The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment
is other than annual, values shown may change.
PROJECTED BENEFITS
End Attained Premiums Charges** Policy Fund Value Death Benefit
of Age Paid 4% 8% 10% 4% 8% 10%
Year
1 27 14,060 12,639 1,534 1,649 1,707 701,534 701,649 701,707
2 28 14,060 9,709 6,279 6,801 7,066 706,279 706,801 707,066
3 29 14,060 4,426 16,602 17,858 18,507 716,602 717,858 718,507
4 30 14,060 4,435 27,318 29,771 31,057 727,318 729,771 731,057
5 31 14,060 4,445 38,441 42,604 44,824 738,441 742,604 744,824
6 32 14,060 4,454 49,989 56,431 59,927 749,989 756,431 759,927
7 33 14,060 4,463 61,977 71,329 76,496 761,977 771,329 776,496
8 34 14,060 4,473 74,422 87,381 94,674 774,422 787,381 794,674
9 35 14,060 4,482 87,343 104,678 114,620 787,343 804,678 814,620
10 36 14,060 4,492 102,244 125,037 138,359 802,244 825,037 838,359
11 37 3,325 102,833 131,345 148,385 802,833 831,345 848,385
12 38 3,334 103,435 138,137 159,382 803,435 838,137 859,382
13 39 3,344 104,051 145,449 171,443 804,051 845,449 871,443
14 40 3,353 104,682 153,323 184,674 804,682 853,323 884,674
15 41 3,362 107,402 164,643 202,507 807,402 864,643 902,507
16 42 3,442 108,073 173,924 218,680 808,073 873,924 918,680
17 43 3,536 108,673 183,833 236,336 808,673 883,833 936,336
18 44 3,641 109,190 194,406 255,606 809,190 894,406 955,606
19 45 3,759 109,606 205,684 276,637 809,606 905,684 976,637
20 46 3,893 112,078 221,488 304,516 812,078 921,488 1,004,516
21 47 4,041 112,319 234,589 330,030 812,319 934,589 1,030,030
22 48 4,208 112,399 248,539 357,864 812,399 948,539 1,057,864
23 49 4,395 112,292 263,385 388,221 812,292 963,385 1,088,221
24 50 4,591 111,980 279,186 421,340 811,980 979,186 1,121,340
25 51 4,801 113,684 301,127 464,958 813,684 1,001,127 1,164,958
Based on a 10% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of
MyFuture Fund/s if fund allocation is purely in MyFuture Fund/s.
Based on a 8% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of
MyFuture Fund/s if fund allocation is purely in MyFuture Fund/s.
Based on a 4% projected rate of return, premium holiday may continue until the end of 51st policy year. If premium payment is not
made on 52nd policy year, the policy will terminate since fund value is not sufficient to pay for the monthly charges.
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Equity Fund.
**Insurance charges are based on 200% of Face Amount. If the Minimum Death Benefit is payable, the insurance charges are based
on projected policy fund value at 4%.
Please refer to Important Illustration Notes page for more information.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 13 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Premium Holiday Illustration

If your fund value is sufficient, you may opt to suspend payments of regular premium and excess premium, if any. This premium
holiday will not affect the payment term of the policy. The payment for the monthly charges will be taken from the fund value
which may cause depletion of your fund. The following table is an illustration of a premium holiday after 10 years of premium
payment.
The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment
is other than annual, values shown may change.
PROJECTED BENEFITS
End Attained Premiums Charges** Policy Fund Value Death Benefit
of Age Paid 4% 8% 10% 4% 8% 10%
Year
26 52 5,044 112,963 319,406 505,100 812,963 1,019,406 1,205,100
27 53 5,312 111,941 338,835 548,885 811,941 1,038,835 1,248,885
28 54 5,576 110,610 359,507 596,672 810,610 1,059,507 1,296,672
29 55 5,803 108,995 381,558 648,892 808,995 1,081,558 1,348,892
30 56 5,957 109,381 412,162 717,546 809,381 1,112,162 1,417,546
31 57 6,023 107,494 438,100 781,350 807,494 1,138,100 1,481,350
32 58 6,034 105,522 466,053 851,379 805,522 1,166,053 1,551,379
33 59 6,060 103,446 496,163 928,225 803,446 1,196,163 1,628,225
34 60 6,126 101,223 528,559 1,012,515 801,223 1,228,559 1,712,515
35 61 3,888 103,291 575,459 1,125,265 803,291 1,275,459 1,825,265
36 62 4,270 102,955 615,984 1,230,767 802,955 1,315,984 1,930,767
37 63 5,186 101,671 658,723 1,345,618 801,671 1,358,723 2,045,618
38 64 6,255 99,246 703,688 1,470,572 799,246 1,403,688 2,170,572
39 65 7,112 95,852 751,274 1,606,838 795,852 1,451,274 2,306,838
40 66 7,802 93,611 815,490 1,783,950 793,611 1,515,490 2,483,950
41 67 8,369 88,715 870,506 1,949,527 788,715 1,570,506 2,649,527
42 68 8,818 83,168 929,352 2,130,817 783,168 1,629,352 2,830,817
43 69 9,169 77,047 992,432 2,329,458 777,047 1,692,432 3,029,458
44 70 9,472 70,378 1,060,125 2,547,197 770,378 1,760,125 3,247,197
45 71 9,802 64,708 1,152,011 2,830,643 764,708 1,852,011 3,530,643
46 72 10,212 56,803 1,231,406 3,096,595 756,803 1,931,406 3,796,595
47 73 10,741 48,050 1,316,455 3,387,988 748,050 2,016,455 4,087,988
48 74 11,387 38,296 1,407,478 3,707,185 738,296 2,107,478 4,407,185
49 75 12,132 27,402 1,504,838 4,056,799 727,402 2,204,838 4,756,799
50 76 12,959 16,090 1,636,221 4,510,936 716,090 2,336,221 5,210,936
Based on a 10% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of
MyFuture Fund/s if fund allocation is purely in MyFuture Fund/s.
Based on a 8% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of
MyFuture Fund/s if fund allocation is purely in MyFuture Fund/s.
Based on a 4% projected rate of return, premium holiday may continue until the end of 51st policy year. If premium payment is not
made on 52nd policy year, the policy will terminate since fund value is not sufficient to pay for the monthly charges.
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Equity Fund.
**Insurance charges are based on 200% of Face Amount. If the Minimum Death Benefit is payable, the insurance charges are based
on projected policy fund value at 4%.
Please refer to Important Illustration Notes page for more information.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 14 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Premium Holiday Illustration

If your fund value is sufficient, you may opt to suspend payments of regular premium and excess premium, if any. This premium
holiday will not affect the payment term of the policy. The payment for the monthly charges will be taken from the fund value
which may cause depletion of your fund. The following table is an illustration of a premium holiday after 10 years of premium
payment.
The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment
is other than annual, values shown may change.
PROJECTED BENEFITS
End Attained Premiums Charges** Policy Fund Value Death Benefit
of Age Paid 4% 8% 10% 4% 8% 10%
Year
51 77 13,594 2,838 1,749,936 4,937,580 702,838 2,449,936 5,637,580
52 78 1,871,721 5,405,103 2,571,721 6,105,103
53 79 2,001,489 5,916,777 2,701,489 6,616,777
54 80 2,139,196 6,476,243 2,839,196 7,176,243
55 81 2,323,390 7,200,956 3,023,390 7,900,956
56 82 2,478,622 7,878,242 3,178,622 8,578,242
57 83 2,639,609 8,615,293 3,339,609 9,315,293
58 84 2,803,606 9,414,724 3,503,606 10,114,724
59 85 2,966,923 10,278,669 3,666,923 10,978,669
60 86 3,187,683 11,398,128 3,887,683 12,098,128
61 87 3,365,387 12,440,166 4,065,387 13,140,166
62 88 3,548,766 13,575,770 4,248,766 14,275,770
63 89 3,733,842 14,809,621 4,433,842 15,509,621
64 90 3,913,186 16,143,683 4,613,186 16,843,683
65 91 4,161,808 17,875,245 4,861,808 18,575,245
66 92 4,337,986 19,471,998 5,037,986 20,171,998
67 93 4,506,801 21,203,492 5,206,801 21,903,492
68 94 4,665,803 23,081,006 5,365,803 23,781,006
69 95 4,812,274 25,116,843 5,512,274 25,816,843
70 96 5,034,646 27,768,544 5,734,646 28,468,544
71 97 5,155,361 30,207,467 5,855,361 30,907,467
72 98 5,256,048 32,855,040 5,956,048 33,555,040
73 99 5,333,361 35,729,862 6,033,361 36,429,862
74 100 5,383,695 38,852,350 6,083,695 39,552,350
Based on a 10% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of
MyFuture Fund/s if fund allocation is purely in MyFuture Fund/s.
Based on a 8% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of
MyFuture Fund/s if fund allocation is purely in MyFuture Fund/s.
Based on a 4% projected rate of return, premium holiday may continue until the end of 51st policy year. If premium payment is not
made on 52nd policy year, the policy will terminate since fund value is not sufficient to pay for the monthly charges.
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Equity Fund.
**Insurance charges are based on 200% of Face Amount. If the Minimum Death Benefit is payable, the insurance charges are based
on projected policy fund value at 4%.
Please refer to Important Illustration Notes page for more information.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 15 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Important Illustration Notes

The projected values are net of: (a) premium charges of 80% of annual regular premium on the first policy year, 5% of annual
regular premium from the second to the tenth year, all excess premiums shall be subject to a premium charge of 5%; (b) periodic
charge of 50% of the annual regular premium on the second year, 5% from the third to the tenth year, to be deducted monthly; (c)
monthly insurance charge of 200% of the Face Amount multiplied by the insurance rate determined by the Company, plus
additional benefit premiums, if any; and (d) a fund management charge of 2.00% (plus VAT) of the fund value. The figures shown
above are net of all charges. The monthly charges are deducted from the fund. No premium charge and monthly periodic charge are
imposed on any extra premium and additional benefit premium. The monthly insurance charge generally increases with the attained
age of the insured and may cause early termination of the policy. The policy and its rider/s will terminate if fund value is no longer
sufficient to pay the monthly charges, which includes the rider COI.

A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty
bonus is currently equal to 2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend
on the actual performance of the fund.

You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should
you terminate the policy early, you may suffer a loss as illustrated above. Your policy may also be terminated under other adverse
investment scenarios. If the actual investment return is below the above assumed investment returns, the policy may be terminated
earlier than what is illustrated above. You could lose all your premiums paid and benefits once your policy is terminated.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 16 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

Declaration and Acknowledgement of Variability

• I have read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has explained to me
the features and the charges on the policy, the manner in which the variable benefits will reflect the investment experience of
the separate account(s), and the guarantees on minimum death benefit.
• I hereby agree and declare that:

1. I have applied with the Sun Life of Canada (Philippines), Inc. for a Variable Life Insurance Policy, and have understood
the risks inherent in the product.
2. I have reviewed and understood the illustration(s) presented that shows how a Variable Life Insurance policy performs
using the Company’s assumptions and based on the Insurance Commission’s guidelines on interest rates.
3. I understand and accept the results of my Client Suitability Assessment. Should I opt to deviate from my assessed risk
profile either now or in the future, I accept to fully bear the risks that may result from said deviation.

Subject to the above statements, I have chosen the following underlying fund/s, with the corresponding fund allocations
shown below:
Equity Fund (100%) - The Fund is designed to produce long term capital appreciation through investment in high quality
stocks that are diversified across sectors.

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 17 of 18
JESSEL PALERMO 26 (Female)
Sun MaxiLink 100 - Non-Smoker  
Face Amount: Ps 350,000.00 Total Premium to be Billed : Ps 14,060.00

(Continued)

4. I understand that the performance of the underlying investments of the fund may change over time and as such, the Net
Asset Values of my units may fluctuate and that the value of my policy could amount to less than the total premiums paid.
Returns of the fund are not guaranteed and will depend on its performance at the time of surrender or withdrawal. Any
reference to historical performance of the fund does not guarantee future returns. The unit values of my Variable Life
Insurance funds are periodically published in the Company’s website, which I can access or view any time.
5. I understand and accept that the investment risks under the policy are borne solely by me, as the policy owner.
• By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and disclosing my
personal data, I authorize and consent to the use, processing and exchange of information needed to prepare the proposal. In
the event I do not proceed with my insurance application with Sun Life of Canada (Philippines), Inc., my personal data is
kept for three years in Sun Life of Canada (Philippines), Inc.'s data processing systems after which, it will be irreversibly
anonymized for the sole purpose of data analytics and proposal counts report.

JESSEL PALERMO
Applicant's Signature over Printed Name Date

End of Proposal

This is only an illustration.

6.4 / 4.8 141764O170520221523418721304 Page 18 of 18