Early retirement ke baad family

ke sath duniya dekhna.

Samjho Ho Gaya.
Bajaj Allianz Life
Guaranteed Income Goal
A Non-Linked Non-Participating Endowment Life Insurance Plan

Get
Pay @
`2,00,000 p.a.
`41,27,305
at the end of 20th
over the premium
payment term policy year
of 8 years

Key Advantages:

Get Guaranteed increasing Income

^ $
Tax Benefit u/s 80C & 10 (10D)9

Option to Extend your Life Choice of 2 Variants, Income

Cover beyond Policy Term Benefit & Lump-sum Benefit

@
Above illustration is considering male age 30 years, standard life, Lump-sum Benefit, Extended Life Cover is not opted. Annualized premium of `2,00,000, premium payment term of
8 years, policy term of 20 years, Sum Assured of `8,25,461. In case of unfortunate death in the 7th policy year, the death benefit will be `20,00,000. The premiums mentioned above
are after High Sum Assured Rebate (HSAR) and exclusive of any extra premium loading and Goods & Service Tax.

^
Conditions apply. The Guaranteed benefits are dependant on the policy term, premium payment term availed along with other variable factors. For details please refer to sales
brochure (Also available on www.bajajallianzlife.com). $Available with Income Benefit.
%
Sum Assured on Death is the higher of (i) 10 times Annualized Premium*, (ii) 105% of Total Premiums* paid as on date of death, (iii) Sum Assured
*Annualized Premium is exclusive of extra premium, rider premiums and GST/any other applicable tax levied, subject to changes in tax laws, if any, and Total Premiums paid is equal to
(Annualized Premium * number of years for which premiums have been paid).
Total Premium is exclusive of extra premium, rider premiums and GST/any other applicable tax levied, subject to changes in tax laws, if any. Please note that GST/any other applicable
tax levied, subject to changes in tax laws will be collected over and above the premium under the Policy.

Extended Life Cover (ELC)

At the inception of the policy, you will have the option to choose the Extended Life Co ver (ELC) under the policy.
%
(i) The amount of risk cover during the ELC Period is equal to the Sum Assured on Death .
(ii) The ELC will start from the Maturity Date and will continue for an EL C Period equal to the duration of the
PPT (in years), starting from the Maturity Date.

DISTRIBUTED BY
Guaranteed maturity benefit
Lump-sum benefit - Guaranteed Maturity Benefit payable as lumpsum will be an enhanced percentage of your
Sum Assured, provided all due premiums are paid. This is called as Guaranteed Enhancer (GE) and is payable as per
the below table:
Policy Term (years) Premium Payment Term (years) Guaranteed Enhancer (GE) % Guaranteed Maturity Benefit
10 5 310% 310% of Sum Assured
10 7 410% 410% of Sum Assured
12 5 375% 375% of Sum Assured
12 7 450% 450% of Sum Assured
12 8 490% 490% of Sum Assured
10 10 520% 520% of Sum Assured
12 12 600% 600% of Sum Assured
15 5 380% 380% of Sum Assured
15 7 455% 455% of Sum Assured
15 8 495% 495% of Sum Assured
15 10 545% 545% of Sum Assured
15 12 605% 605% of Sum Assured
20 5 385% 385% of Sum Assured
20 7 460% 460% of Sum Assured
20 8 500% 500% of Sum Assured
20 10 550% 550% of Sum Assured
20 12 610% 610% of Sum Assured

Income benefit - If all premiums are paid Guaranteed Maturity Benefit will be paid in yearly, half-yearly, quarterly
or monthly installments (as chosen at the inception of the policy). These are called as Guaranteed Maturity
Instalments (GMI), and will be paid at the end of the GMI year for a period equal to your Premium Payment Term
(PPT). For yearly frequency the GMI will be payable as per the below table –

Guaranteed Maturity Instalment (as % of Sum Assured)

GMI Year Policy Term

Policy / Premium
Term / PremiumPayment Term
Payment Term
(Post the Policy Term) 05-05 10-05 12-05 07-07 10-07 12-07 10-10 12-12
1 40% 40% 50% 45% 45% 55% 50% 55%
2 45% 45% 55% 50% 50% 60% 55% 60%
3 50% 50% 60% 55% 55% 65% 60% 65%
4 55% 55% 65% 60% 60% 70% 65% 70%
5 60% 60% 70% 65% 65% 75% 70% 75%
6 - - - 70% 70% 80% 75% 80%
7 - - - 75% 75% 85% 80% 85%
8 - - - - - - 85% 90%
9 - - - - - - 90% 95%
10 - - - - - - 95% 100%
11 - - - - - - - 105%
12 - - - - - - - 110%
For more details and terms & conditions, please refer Sales Literature available on www.bajajallianzlife.com.

Death benefit - Lump-sum benefit

If all due premiums have been paid :
%
I. Death Benefit during the Policy Term is the, Sum Assured on Death , as on the date of death. The policy will
terminate on payment of the Death Benefit.
ii. Death Benefit during the ELC Period (only if chosen) (ELC Period is after the policy term) is the Sum Assured on
Death% as on the date of death. The policy will terminate on payment of the Death Benefit
Death benefit - Income benefit
If all due premiums have been paid:
I. Death Benefit during the Policy Term is the Sum Assured on Death% as on the date of death. The policy will
terminate on payment of the Death Benefit.
ii. Death Benefit during payout period i.e. after the Policy Term is -
%
Ÿ If ELC is chosen then the Sum Assured on Death will be paid. The risk cover will terminate immediately and
the Policy will terminate on payment of last GMI.
Ÿ If ELC is not chosen, then the remaining GMI will be paid. The policy will terminate on payment of last GMI

Prohibition of Rebate (Section 41 of the Insurance Act, 1938) - “No person shall allow or offer to allow, either
directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any
kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any
rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept
any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the
insurer. Any person making default in complying with the provisions of this section shall be liable for a penalty which
may extend up to ten lakh rupees.”

Fraud, Misstatement and forfeiture: Section 45 of the Insurance Act, 1938 - Fraud, Misstatement and forfeiture
would be dealt with in accordance with provisions of Sec 45 of the Insurance Act 1938 as amended from time to
time.

DISTRIBUTED BY

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS - IRDAI is not involved in activities like selling insurance policies, announcing bonus or
investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Risk Factors and Warning Statements: Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz Life Guaranteed Income Goal are the names of the company and the product
respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales
brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale. Bajaj Allianz Life Guaranteed Income Goal - A Non-Linked Non-Participating
Endowment Life Insurance Plan. Regd. Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006. Reg. No.: 116. CIN : U66010PN2001PLC015959 | Mail us :
[email protected] | Call on : Toll free no. 1800 209 7272 | Fax No: 02066026789. Bajaj Allianz Life Guaranteed Income Goal (UIN: 116N157V05), The Logo of Bajaj
Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo. All charges/ taxes, as applicable,
will be borne by the Policyholder.
9
Tax benefits as per prevailing Income tax laws shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any
benefit under the policy.

Axis Bank Ltd is a Corporate Agent for Bajaj Allianz Life Insurance Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number
CA0069. This Plan is offered and underwritten by Bajaj Allianz Life Insurance Company Limited. The purchase of Bajaj Allianz Life Insurance product is purely on voluntary basis. Axis Bank Ltd.is not
in the business of insurance and there is no link either direct or indirect between the banking services offered by the bank to its customers and use of the insurance Product. The Bank's trademark &
logo displayed herein exclusively belongs to Axis Bank Ltd.

BJAZ-OP-EC-01346/21