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    ICICI Bank Service Charges

    Uploaded by

    Ranjith Meela
    1. The document outlines common service charges for ICICI Bank savings accounts, including penal charges for returned transactions, statement fees, cheque fees, NEFT/RTGS charges, debit card fees, and more. 2. Key charges include Rs. 500 for returned ECS/NACH debits, Rs. 200 for returned outward cheques, Rs. 50-100 for statement/passbook duplicates, and Rs. 2.25-24.75 for outward NEFT transactions depending on amount. 3. Most services like balance certificates, stop payment orders via phone/online, and cash deposits at certain times are subject to nominal fees of Rs. 50-100, while some

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    ICICI Bank Service Charges

    Uploaded by

    Ranjith Meela
    156 views7 pages
    1. The document outlines common service charges for ICICI Bank savings accounts, including penal charges for returned transactions, statement fees, cheque fees, NEFT/RTGS charges, debit card fees, and more. 2. Key charges include Rs. 500 for returned ECS/NACH debits, Rs. 200 for returned outward cheques, Rs. 50-100 for statement/passbook duplicates, and Rs. 2.25-24.75 for outward NEFT transactions depending on amount. 3. Most services like balance certificates, stop payment orders via phone/online, and cash deposits at certain times are subject to nominal fees of Rs. 50-100, while some

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    1. The document outlines common service charges for ICICI Bank savings accounts, including penal charges for returned transactions, statement fees, cheque fees, NEFT/RTGS charges, debit card fees, and more. 2. Key charges include Rs. 500 for returned ECS/NACH debits, Rs. 200 for returned outward cheques, Rs. 50-100 for statement/passbook duplicates, and Rs. 2.25-24.75 for outward NEFT transactions depending on amount. 3. Most services like balance certificates, stop payment orders via phone/online, and cash deposits at certain times are subject to nominal fees of Rs. 50-100, while some

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    156 views7 pages

    ICICI Bank Service Charges

    Uploaded by

    Ranjith Meela
    1. The document outlines common service charges for ICICI Bank savings accounts, including penal charges for returned transactions, statement fees, cheque fees, NEFT/RTGS charges, debit card fees, and more. 2. Key charges include Rs. 500 for returned ECS/NACH debits, Rs. 200 for returned outward cheques, Rs. 50-100 for statement/passbook duplicates, and Rs. 2.25-24.75 for outward NEFT transactions depending on amount. 3. Most services like balance certificates, stop payment orders via phone/online, and cash deposits at certain times are subject to nominal fees of Rs. 50-100, while some

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 7

    Common Service Charges

    Common ICICI Bank savings account facilities for all products except for Wealth
    Management / ICICI Bank Private Banking and unless specified product-wise

    Penal Charges

    ECS / NACH Debit


    Rs 500 per instance for financial reasons.
    Returns

    Cheque return
    outward (cheque
    Rs 200 per instance for financial reasons
    deposited by
    customer)

    Cheque return
    Rs 500 per instance for financial reasons.
    inward (cheque
    Rs.50 for non-financial reasons except for signature
    issued by
    verification
    customer)

    Outstation
    Rs.150 plus other bank charges at actuals per cheque for
    cheque deposited
    financial reasons.
    by customer

    Decline of
    transaction at
    other bank ATMs
    or point of sale
    Rs. 25 per transaction
    (POS) due to
    insufficient
    balance in the
    account
    Standing
    Instructions Rs 200 per instance for financial reasons
    Rejection

    Service Charges

    Free Quarterly Statement


    Free monthly e-mail statement on request
    Statement Passbook facility available at base branch free of cost
    View and download statement facility available on the
    website

    Rs.100 per statement at branch or Customer Care (non-


    Issue of Duplicate
    IVR), Rs. 50 per statement through Customer Care (IVR),
    Statement
    ATM and Net banking

    Issue of pass Nil on request at base branch where account is


    book maintained.

    Issue of duplicate
    Rs 100 for issuance and Rs 25 per page for updation
    pass book

    Issue of loose
    Rs 25 per leaf
    cheque leaves

    Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees


    or part thereof for DD of more than Rs.10,000, subject to
    a minimum of Rs.75 and maximum of Rs. 15,000
    For Senior Citizen, Student & Rural locations : For
    DD / PO - Issue
    amounts upto Rs.10,000– Rs.40, For amounts above
    Rs.10,000 till Rs.50,000 – Rs.60, For amounts above
    Rs.50,000– Rs.5 per thousand rupees or part thereof
    (maximum of Rs.15,000)

    DD - Issue by Rs.5 per thousand rupees or part thereof, subject to a


    deposit of cash minimum of Rs.100 and maximum of Rs. 15000

    Rs.150 per PO for amounts up to Rs.50,000, For PO


    PO - Issue by above Rs. 50,000 Rs.5 per thousand rupees or part
    deposit of cash thereof, subject to a minimum of Rs.150 and maximum of
    Rs.15000
    DD / PO -
    Cancellation / For Instrument value upto Rs.200 – Nil
    Duplicate / For Instrument value above Rs.200 - Rs.100
    Revalidation

    Through Online Channel – Nil


    Through Branch Channel -
    Up to Rs 10,000 – Rs 2.25 per transaction
    NEFT Charges -
    Rs 10,001 to Rs 1 lakh – Rs 4.75 per transaction
    Outward
    Above Rs 1 lakh to Rs 2 lakh – Rs 14.75 per transaction
    Above Rs 2 lakh and up to Rs 10 lakh – Rs 24.75 per
    transaction

    NEFT Charges -
    Nil
    Inward

    Through Online Channel – Nil


    Through Branch Channel –
    RTGS - Outward
    Rs 2 lakh to Rs 5 lakh – Rs 20 per transaction
    Above Rs 5 lakh - Rs 45 per transaction

    RTGS - Inward Nil

    Upto Rs.1 lakh – Rs. 5 per transaction


    IMPS - Outward Rs. 1 lakh to Rs. 5 lakhs – Rs. 15 per transaction
    (Max limit per transaction - Rs. 5 lakhs)

    IMPS - Inward Nil

    UPI transaction
    Nil
    charges

    Charges for
    certifying or
    verifying Nil
    customer ECS
    mandates

    Cheque Collection
    Nil
    Local
    Debit Card

    For Coral Debit Card Joining Fee of Rs. 499 and annual


    Enrolment fee fee of Rs. 499
    Nil For All Other Debit Cards

    Late Payment
    N.A.
    Charges

    Replacement
    Card fees (Lost / Rs. 200 per card
    Damaged card)

    Surcharge on For more details, please check Important Notice section


    Fuel purchases on Debit Card

    Surcharge on
    1.8% of bookings as per Visa regulations
    railway bookings

    Debit Card PIN


    Rs. 25. [Not applicable if request through Instapin at
    re-generation
    Branch / Customer Care (IVR)]
    Charges

    Debit Card de -
    Rs. 100 per request
    hotlisting

    Rs. 50 per certificate for balance in Savings Account and


    Fixed Deposit Account
    Balance
    Certificate Rs.100 per certificate for balance in INR and the
    equivalent amount in USD in Savings Account and Fixed
    Deposit Account

    Interest Rs. 50 per certificate for more than one copy for a
    Certificate financial year.

    Nil for closure within 30 days of account opening, Rs.500


    Account closure for closure during 31 days to one year, Nil after one year
    of account opening
    Retrival of old
    transactional
    Upto 1 year old Rs 50/- per record; More than 1 year old
    documents /
    Rs 100/- per record
    Enquiries related
    to old records

    Photo attestation Rs. 100 per application/letter

    Signature
    Rs. 50 per application/letter
    attestation

    Address
    Rs.50 per request
    confirmation

    Inoperative
    Nil
    account

    Particular cheque - Rs.100


    Stop Payment
    Range of cheques - Rs.200
    charges
    (Free through customer care IVR & Net banking)

    Lien marking and


    unmarking of Rs.50 for marking of lien. Rs.50 for unmarking of lien
    savings account

    Reissue of
    Internet user id or
    password
    Rs.50 per request
    (Branch or non
    IVR Customer
    Care)

    Standing Instructions

    Setting-up-
    Rs. 150 per standing instruction
    charge

    Amendment Rs. 25 per amendment


    charge
    Execution charge
    involving As per remittance, plus Rs. 25 towards out-of -pocket
    payment through expenses
    DD/PO, etc.

    (Note: Setting-up charges,amendment charges and excution charges are not


    applicable in the case of standing Instructions for transfer from one account of ICICI
    Bank to another account of ICICI Bank whether the two accounts belong to the same
    person or to different persons.)

    Address change
    request at Rs 50 per instance
    branches

    Deliverable Any deliverable returned by courier due to consignee or


    returned by address specific reasons (no such consignee/ consignee
    courier shifted and no such address, etc.) – Rs 50 per instance

    Deliverables at Any deliverable not picked up (within the stipulated time)


    branches - Rs 50 per instance

    National
    Automated
    Clearing House
    (NACH) Mandate.
    One time Rs 100 per mandate
    mandate
    authorisation
    charges
    (physical/online).

    Charges of Rs 50 per transaction, will be levied on cash


    deposited in the Cash Acceptor/Recycler machines on
    bank holidays and between 06:00 p.m. and 08:00 a.m. on
    working days. The charges would be applicable if the
    cash deposit in the Cash Acceptor/Recycler machines on
    Cash deposit bank holidays and between 6 pm and 8 am on working
    charges - Cash days exceeds Rs 10,000 per month either as a single
    Acceptor/Recycler transaction or multiple transactions.
    machines Above charges will not be applicable to Senior Citizens,
    Basic Savings Bank Account, Jandhan Accounts,
    Accounts held by incapacitated and visually impaired
    persons, Student Accounts or any other Accounts
    identified by ICICI Bank.
    More than 20 pieces- ₹2/- per piece on entire tender +
    GST
    Value above ₹5,000/- ₹2/- per piece or ₹5/- per 1000 +
    GST Whichever is higher on entire tender
    For Example: 25 pieces of ₹500/- = value ₹12,500/- are
    tendered :
    Service Charges
    for Exchange of
    a) Charges ₹2/- per piece : ₹50/- + GST (25 pieces X
    Soiled/ Imperfect
    ₹2.00)
    Notes
    b) Charges @ ₹5/- per ₹1000/- : ₹62.50 + GST (12500 X
    5)/ 1000)

    c) Amount to be charged will be ₹62.50 + GST (


    Whichever is higher)”

     
    Locker rates vary for different branches, hence customers are requested to get in touch with
    respective branch
     
    Note: Taxes at prevailing rates as per Govt rules shall be applicable over and above the
    mentioned charges.The charges indicated above are subject to periodic revision.

    USEFUL LINKS

    ICICI Bank Group websites

    Select Websites

    ICICI Bank Country Websites

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