RIC Rates W.E.F 12 01 23

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Profit Rates- Regular Income Certificates (RIC) Historical Rates

Remained Applicable on Regular Income Certificates From 13th of


November, 1996 Onwards

Rate Remained Monthly Profit


Applicable During on Each Rate
The Period Rs.100,000/- (%p.a)
From To (In Rupees)
13-Nov-96 06-Jan-97 1300.00 15.60%
07-Jan-97 13-May-99 1500.00 18.00%
14-May-99 31-Dec-99 1333.00 16.00%
01-Jan-00 30-Jun-00 1166.00 13.99%
01-Jul-00 30-Jun-02 1040.00 12.48%
01-Jul-02 31-Dec-02 880.00 10.56%
01-Jan-03 30-Jun-03 760.00 9.12%
01-Jul-03 31-Dec-03 640.00 7.68%
01-Jan-04 30-Jun-04 580.00 6.96%
01-Jul-04 31-Dec-04 570.00 6.84%
01-Jan-05 30-Jun-05 570.00 6.84%
01-Jul-05 04-Jun-06 740.00 8.88%
05-Jun-06 22-Jun-07 770.00 9.24%
23-Jun-07 23-Jun-08 795.00 9.54%
24-Jun-08 30-Sep-08 960.00 11.52%
01-Oct-08 30-Nov-08 1108.00 13.30%
01-Dec-08 31-Mar-09 1250.00 15.00%
01-Apr-09 30-Jun-09 1133.00 13.60%
01-Jul-09 30-Sep-10 1000.00 12.00%
01-Oct-10 31-Dec-10 1030.00 12.36%
01-Jan-11 30-Sep-11 1120.00 13.44%
01-Oct-11 31-Dec-11 1050.00 12.60%
01-Jan-12 31-Mar-12 980.00 11.76%
01-Apr-12 30-Jun-12 1010.00 12.12%
01-Jul-12 26-Aug-12 1030.00 12.36%
27-Aug-12 11-Oct-12 920.00 11.04%
12-Oct-12 31-Dec-12 880.00 10.56%
01-Jan-13 30-Jun-13 864.00 10.37%
01-Jul-13 30-Oct-13 790.00 9.48%
01-Oct-13 31-Dec-13 935.00 11.22%
01-Jan-14 30-Sep-14 990.00 11.88%
01-Oct-14 30-Nov-14 1025.00 12.30%
01-Dec-14 31-Jan-15 846.00 10.15%
01-Feb-15 31-Mar-15 746.00 8.95%
01-Apr-15 31-May-15 686.00 8.23%
01-Jun-15 31-Jul-15 634.00 7.61%
01-Aug-15 30-Sep-15 710.00 8.52%
01-Oct-15 30-Nov-15 654.00 7.85%
01-Dec-15 31-Jan-16 628.00 7.54%
01-Feb-16 31-Mar-16 592.00 7.10%
01-Apr-16 31-May-16 552.00 6.62%
01-Jun-16 31-Jul-16 546.00 6.55%
01-Aug-16 30-Sep-16 526.00 6.31%
01-Oct-16 31-Jan-17 530.00 6.36%
01-Feb-17 30-Apr-18 545.00 6.54%
01-May-18 30-Jun-18 636.00 7.63%
01-Jul-18 31-Aug-18 670.00 8.04%
01-Sep-18 31-Oct-18 732.00 8.78%
01-Oct-18 31-Dec-18 810.00 9.72%
01-Jan-19 30-Jun-19 1000.00 12.00%
01-Jul-19 31-Oct-19 1080.00 12.96%
01-Nov-19 31-Dec-19 910.00 10.92%
01-Jan-20 23-Apr-20 880.00 10.56%
24-Apr-20 01-Jun-20 690.00 8.28%
02-Jun-20 01-Jul-20 620.00 7.44%
02-Jul-20 03-Aug-20 634.00 7.61%
04-Aug-20 27-Aug-20 650.00 7.80%
28-Aug-20 21-Jan-21 670.00 8.04%
22-Jan-21 24-Mar-21 750.00 9.00%
25-Mar-21 06-May-21 780.00 9.36%
07-May-21 18-May-21 770.00 9.24%
19-May-21 16-Jun-21 720.00 8.64%
17-Jun-21 09-Dec-21 730.00 8.76%
10-Dec-21 03-Feb-22 900.00 10.80%
04-Feb-22 21-Feb-22 860.00 10.32%
22-Feb-22 24-Mar-22 850.00 10.20%
25-Mar-22 09-May-22 920.00 11.04%
10-May-22 02-Jun-22 1000.00 12.00%
03-Jun-22 09-Aug-22 1030.00 12.36%
10-Aug-22 06-Nov-22 1050.00 12.60%
07-Nov-22 11-Jan-23 1030.00 12.36%
12-Jan-23 Till Date 1050.00 12.60%

Note: The above payable amounts have been worked out on Rs.100, 000/-.You
can easily calculate your investment by dividing the relevant amount of the
table with 100,000 and then multiplying with the amount you have invested.

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